Categories
Locations, Regional & international
Business & Finance
Common / Miscellaneous / Community
Medical
Scientific & Educational
Computing & IT
Internet Slang, SMS, Texting & Chat
Governmental & Military
Submit new
Desktop Version
Top Abbreviations

Acronym > Term Word in meaning Term > Acronym

Home / Business & Finance / Business Word

Business & Finance >> Business Word Abbreviations

Look through 2927 acronyms and abbreviations related to Business Word:

SOX — Sarbanes-Oxley
S.M.A.R.T — Specific, Measureable, Attainable, Realistic, Timely
AAO — Affirmative Action Officer
CPOE — Computerized Physician Order Entry
BCWS — budgeted cost for work scheduled
TTL — Total
MNC — Multinational Corporation
RMA — Return Merchandise Authorization
DEPR. — Depreciation
UM — Uninsured Motorist
LAN — Local Area Network
FGM — Female Genital Mutilation
HCE — Highly Compensated Employee
URL — Universal Resource Locator
ACR — Accrual
OSS — Open Source Software
UNLTD — Unlimited
B/E — Breakeven
M-O-M — Month over month
RAROC — Risk-Adjusted Return On Capital
BCWP — Budgeted Cost for Work Performed
ETA — Estimated Time of Arrival
YTD — Year To Date
CORELAP — Computerised Relationship Layout Planning
ANSI — American National Standards Institute, Inc.
GPROI — Gross Profit Return on Investment
ARPANET — Advanced Research Projects Agency Network (early internet)
O/S — Outstanding
CP — Contingency Plan
P.L. — Public Law
BGT — Budget
XML — Extensible Markup Language
BBS — Bulletin Board Service
B-TO-C — Business to consumer
FTP — File Transfer Protocol
DOB — Date Of Birth
IT — Information Technology
ROM — Read-Only Memory
IGO — Intergovernmental Organization
GLB — Gramm-Leach-Bliley Act
P.O.C. — Paid outside of closing
APR — Annual Percentage Rate
THX — Thanks
OPT — Other People's Time
IP — Internet Protocol
EPA — Environmental Protection Agency (US)
CAGR — Compound Annual Growth Rate
RFID — Radio Frequency Identification
PLS — Please
COB — close of business (End of duty day)

W/O — Without
FLSA — Fair Labor Standards Act
IRC — Internet Relay Chat
A.O.B. — Any other business
PDF — Portable Document Format (created by Adobe Acrobat)
FIFO — First In, First Out
S&OP — Sales and Operations Planning
GEICO — Government Employees Insurance Company
ROM — Range Of Motion
FAQ — Frequently Asked Questions (sometimes Pronounced Fak)
DDB — Double-Declining-Balance
ASCII — American National Standard Code for Information Interchange
R&D — Research & Development
MOU — Memorandum of Understanding (an MOU between Food & Drug Administratin and a regulatory agency in another country allows mutual recognition of inspections)
O*NET — Occupational Information Network
BFOQ — Bona Fide Occupational Qualification
QC — Quality Control
MBTI — Myers-Briggs Type Indicator
ATM — Automatic Teller Machine
LIFO — Last In, First Out
MTBF — Mean Time Before Failure
BCA — Business Continuity Plan
FMLA — Family Medical Leave Act
FTE — Full Time Equivalent
F/B/O — For benefit of
CSR — Customer Service Representative
TQM — Total Quality Management
WHO — World Health Organization
EDI — Electronic Data Interchange
B-TO-B — Business-To-Business
U&C — Usual and customary
5S — Seiri, Seiton, Seiso, Seiketsu, Shitsuke
ISP — Internet Service Provider
RFP — Request For Proposal
HIPPA — Health Insurance Portability and Accountability Act
UNESCO — United Nations Educational, Scientific and Cultural Organization
U.S.C. — United States Code
E.O. — Executive Order
CY — Calendar Year
FOMC — Federal Open Market Committee
TBD — To Be Determined
CBC — Complete Blood Count
VPN — Virtual Private Network (ATM)
EU — European Union (1994; formerly referred to as the EEC or EC)
PPE — Personal Protective Equipment
FEMA — Federal Emergency Management Agency
C-CPI-U — Chained Consumer Price Index for All Urban Consumers
SSN — Social Security Number
UNICEF — United Nations International Children's Emergency Fund
JC PENNEY'S — James Cash Penney

ANOVA — Analysis of Variance (statistics)
ACC — Accounting Classification Code
FANNIE MAE — Federal National Mortgage Association (a privately owned corporation)
GPS — Global Positioning System (ex-NAVSTAR)
NPV — Net Present Value {economics}
OTC — Over The Counter (medications not requiring a prescription)
ARO — After Receipt of Order
LLC — Limited Liability Company
CADR — Cash available for distribution before debt reduction
P&L — Profit and Loss statement
GIS — Geographic Information System
CEO — Chief Executive Officer
LY — Last Year
AAA — American Automobile Association
ASME — American Society of Mechanical Engineers
GSM — Global System for Mobile Communications
CMO — Collateralized Mortgage Obligation
UBTI — Unrelated Business Taxable Income
OECD — Organization for Economic Cooperation and Development
EAP — Employee Assistance Program
KPI — Key Performance Indicator
W-A — Weighted average
JIT — Just in time
GDP — Gross Domestic Product
QA — Center for Quality Assurance in International Education
M/M — Month-over-month
IPCC — Intergovernmental Panel on Climate Change (WMO and UNEP)
ATF — As Trustee for
QDRO — Qualified Domestic Relations Order
A/OPC — Agency/Organization Program Coordinator
DOD — United States Department of Defense
OJT — On the Job Training
RCNLD — Replacement Cost New Less Depreciation
AFDC — Aid to Families with Dependent Children
O&M — Operation and Maintenance
AMD — Advanced Micro Devices, Inc. (producer of computer chips)
PGP — Pretty Good Privacy (encryption)
M.O.M. — Middle of the month
C.L.U.E. — Comprehensive Loss Underwriting Exchange
FY — Fiscal Year
CAO — Chief Accounting Officer
NFI — Net Financial Income
QSC — Quality, Service, Cleanliness (Ray Kroc's motto for McDonald's)
KPMG — Klynveld Peat Marwick Goerdeler
PO — Purchase Order
AA — Affirmative Action
ACCT — Account
IBM — International Business Machines Corporation
APPROX — Approximate
P&Z — Planning & Zoning

ABC — activity based costing
SD — Standard Deviation
ADP — Automated Data Processing
MPC — Marginal Propensity to Consume
NOC — Net Operating Capital
PDA — Personal Digital Assistant
CD — Certificate of Deposit
MIS — Management Information System (OSHA)
C.&F. — Cost and freight
A&MMS — Acquisition and Materiél Management Service
SALY — Same As Last Year
E&IT — Electronic and Information Technology
FAC-P/PM — Federal Acquisition Certification Program/Project Management
CCB — Change Control Board
SMTP — Simple Mail Transfer Protocol
EEO — Equal Employment Opportunity
BMW — Bayerische Motoren Werke (Bavarian Motor Works)
U.S. DOL — United States Department of Labor
CRFB — Committe for Responsible Federal Budget
RNFA — Return On Net Financial Assets
EST — Eastern Standard Time
MSDS — Material Safety Data Sheets
LOI — Letter Of Intent
FDA — Food Drug Administration
IRR — Internal Rate of Return
DRAM — Dynamic Random Access Memory (dee-ram) (computing)
FISMA — Federal Information Security Management Act
CBD — Cash Before Delivery
AAA-CPA — American Association of Attorney-Certified Public Accountants
OT — Overtime
POD — Proof Of Delivery
RAM — random-access memory
GM — Gross Margin
CBPP — Center on Budget and Policy Priorities
USDA — United States Department of Agriculture
ATTN — Attention
IPO — Initial Public Offering
POA — Power Of Attorney
J/E — Journal entry
AUP — Acceptable Use Policy
ETA — Department of Labor's Employment and Training Administration
WACC — Weighted Average Cost Of Capital (accounting)
SPV — Special Purpose Vehicle (sometimes Single Purpose Vehicle)
CAE — Computer-Aided Engineering
DOT — Department of Transport
CPI — Consumer Price Index
IM/IT — Information Management/Information Technology
CRM — Customer Relationship Management
DRIP — Dividend Reinvestment Plan
SLA — Service Level Agreement

FDIC — Federal Deposit Insurance Corporation
AWOL — Absent Without Leave
PC — Personal computer (host)
COD — Cash On Delivery
AMA — American Medical Association
U.S. DOJ — United States Department of Justice
DBA — Doing Business As
A&MM — Acquisition and Materiél Management
C&F — Cost and Freight
AARP — American Association of Retired Persons
ACH — Automated Clearing House
C-CPI — Chained Consumer Price Index
SRAM — Static Random Access Memory (ess-ram)
CFR — Code of Federal Regulations
CV — Curriculum Vitae
FF&E — Furniture, Fixtures & Equipment
EOD — End Of Day
CBO — Congressional Budget Office
DOE — United States Department of Energy (government)
POS — Point Of Sale.Retail term, being the physical point at which products are displayed on shelves or paid for at the checkout, as in the EPOS acronym.
OA&L — Office of Acquisition and Logistics
CIP — Carriage and Insurance Paid to
ADL — activity of daily living
EXCOM — Executive Committee
I-TIPS — Information Technology Investment Portfolio System
EGTRRA — The Economic Growth and Tax Relief Reconciliation Act of 2001
ISDN — Integrated Services Digital Network
CAPEX — Capital Expenditure
BSA — Bank Secrecy Act
ARM — Adjustable Rate Mortgage
DIH — Days Inventory Held
ADR — Alternative Dispute Resolution
NDA — Non-Disclosure Agreement
COO — Chief Operation Officer
DES — Data Encryption Standard
M.ED — Masters in Education
NFE — Net Financial Expense
RFC — Request For Comment
CIO — Chief Information Officer
RFI — Request For Information. Sales department shorthand. Special priority when use in conjunction with RFN (see below).
GATB — General Aptitude Test Battery
SAAS — Software as a Service
AAR — Average Annual Return
IRA — Individual Retirement Account
CBT — Computer Based Training
OI — Operating Income
BFP — Bona Fide Purchaser
IETF — Internet Engineering Task Force
ADB — Asian Development Bank
GP — Gross Profit

BOV — Broker’s Opinion of Value
TSR — Total Shareholder Return
ADR — American Depositary Receipt
COBRA — Consolidated Omnibus Budget Reconciliation Act of 1985
LLP — Limited Liability Partnership
PNG — Portable Network Graphics (graphic file standard/extension)
FR — Federal Register
OMB — Office of Management and Budget (U.S.)
ASP — Application Service Provider
DVP — Delivery Versus Payment
RFQ — Request For Quotation
BLS — Bureau of Labor Statistics of the United States Department of Labor
AP — Accounts Payable
ITU — International Telecommunication Union
ROI — Return on Investment
NIH — NATIONAL INSTITUTE OF HEALTH
ERP — Emergency Response Plan
QOS — Quality of Service
POP — Point Of Presence (Internet)
ADA — Americans With Disabilities Act Of 1990 (Text Of ADA Legislation)
HMO — Health Maintenance Organization
AON — Angolan New Kwanza
CMS — Content Management System
IBAN — International Bank Account Number
SOHO — Small Office/Home Office. Acronym expression for the 'virtual office' environment and characteristics found in self-employed and small businesses, that are increasingly prevalent in the modern business age.
WAASE — Division for Western Asia, Arab States and Europe
IVR — Interactive Voice Response (telephone technology)
AED — United Arab Emirates Dirham
QCEW — Quarterly Census of Employment and Wages
NOPAT — Net Operating Profit After Tax
MTF — Medical Treatment Facility
STD — Standard
JV — Joint Venture
RPI — Retail Price Index
GATT — General Agreement on Tariffs and Trade (government)
CPM — Critical Path Method
NAFEP — National Association of Financial and Estate Planning
S&U — Sales and use
FAR — Federal Acquisition Regulation
CFO — Communication Filing Officer
EOQ — economic order quantity
WIP — Work in Process
CDO — Collateralized Debt Obligation
BOS — Behavior Observation Scale
AUM — Assets Under Management
VAGFE — VA-owned Government Furnished Equipment
LTV — Loan To Value
AGI — Adjusted Gross Income
INC — Intergovernmental Negotiating Committee
NAFTA-TAA — NAFTA Transitional Adjustment Assistance

ASP — Active Server Page
DNS — Domain Name System
REIT — Real Estate Investment Trust
PNP — Plug aNd Play
CTR — Currency Transaction Report
WRLDWD — Worldwide
EE — Employee
CBA — Cost Benefit Analysis
GNP — gross national product (economics)
SLIP — Serial Line Interface Protocol
CPO — Cost Per Order
EEOC — Equal Employment Opportunity Commission
IACSD — Inter-Agency Committee on Sustainable Development
ROE — Return On Equity
UCC — Uniform Commercial Code
YUPPIE — Young Urban Professional
IRS — U.S. Internal Revenue Service
EBITA — Earnings before interest taxes depreciation amortization
HVAC — Heating, Ventilation, and Air Conditioning
FAS — Free Alongside Ship
DCP — Defined Contribution Plan
IDIQ — Indefinite Delivery, Indefinite Quantity
LC — Letter of Credit
NGO — Non-governmental organization. (Red Cross/Crescent, Doctors without Borders, etc.)
EOY — End-Of-Year
IOS — International Organization for Standards
CPC — Cost Per Click-through
DKNY — Donna Karan New York
IPS — Investment Policy Statement
FAA — Federal Aviation Administration
UTD — Under Trust Dated
AER — Annual Equivalent Rate
BPML — Business Process Modeling Language
AFL-CIO — American Federation of Labor and Congress of Industrial Organizations
LTCM — Long-Term Capital Management
PPO — Preferred provider organization
IMF — International Monetary Fund
QTY — Quantity
WML — Wireless Markup Language
CDC — Center for Disease Control and Prevention
ABM — Activity Based Management
ITEP — Institute on Taxation and Economic Policy
SAN — Storage Area Network
PV — Present Value
RICO — Racketeer Influenced and Corrupt Organizations Act of 1970
ARB — Architecture Review Board
DOJ — Department of Justice (US)
CIM — Computer Integrated Manufacturing
NATO — North Atlantic Treaty Organisation
PAQ — Position Analysis Questionnaire

CPA — Certified Public Accountant
UPS — United Parcel Service, Inc.
PIP — Performance Improvement Plan
GL — General Ledger
PRI — Primary Rate Interface (ISDN)
UI — User Interface
G2C — Government to Consumer
ADR — American Depository Receipt
CMA — Comparative Market Analysis
AMEX — American Stock Exchange
SKU — Stock Keeping Unit
IP — Intellectual Property
ICAO — International Civil Aviation Organization
HQ — Headquarters (HDQ Preferred)
SDR — Special Drawing Rights
APT — Arbitrage Pricing Theory
AMT — Amount for Married Taxpayers
EFT — Electronic Funds Transfer
CFROI — Cash Flow Return on Investment
BOMA — Building Owners and Managers Association
C2C — Consumer To Consumer. Marketing/trading model by which ordinary people sell and provide products/services to each other. It's an ancient model, prehistoric in fact, virtually extinguished by the industrial revolution and corporate age, (see B2B/B2C), alth
EO — Executive Order
AD — Advertisement
CTS — Carpal Tunnel Syndrome
FCC — Federal Communications Commission (US)
RONA — Return On Net Assets
BI — Business Intelligence
MTD — Month-to-date
FOIA — Freedom of Information Act
PC — Politically Correct
NYSE — New York Stock Exchange
PSA — Public Service Announcement (radio/TV Term)
3M — Minnesota Mining And Manufacturing Company
NRI — Net Revenue Interest
FIT — Financial institutions tax
HR — HUMAN RESOURCES
NOA — Net Operating Assets
MDGD — Management Development and Governance Division
CMT — Constant Maturity Treasury
BOD — Board of Directors (Budget)
MSRP — Manufacturer's Suggested Retail Price
SIC — Standard Industrial Classification (Code)
ADP — Actual Deferral Percentage
DFA — Department of Finance and Administration
COLA — Cost of Living Adjustment (or Allowance)
FAO — Food and Agriculture Organization of the United Nations
B/L — Bill of Lading
ACRS — Accelerated Cost Recovery System (finance)
HIPC — Heavily Indebted Poor Countries
NFO — Net Financial Obligations

FLRA — Federal Labor Relations Authority's
SQA — Software Quality Assurance
FINRA — Financial Industry Regulatory Authority
CE&O — Customer education and outreach
GSA — U.S. General Services Administration
NTIS — National Technical Information Service Technology Administration
YTM — Yield to Maturity
CFA — Chartered Financial Analyst
ABS — Automated Bond System
UNEP — United Nations Environment Program
DCF — discounted cash flow rate
ALM — Asset Liability Management
VC — Venture Capital
AAA — authentication, authorization, and accounting
UN — United Narions
B2B — Business to Businesse
POP — Point Of Purchase
AT&T — American Telephone and Telegraph (U.S. company, also known as "Ma Bell")
IMAP — Internet Message Access Protocol
LOB — Line Of Business
CRS — Congressional Research Service
P2P — Peer to Peer (as in music file sharing systems like KaZaA)
SCM — Supply Chain Management
IMO — International Maritime Organization
APY — Annual Percentage Yield
DJIA — Dow Jones Industrial Average
ROIC — Return on Invested Capital
BAFO — Best and Final Offer
ROR — Return on Revenue
REO — Real Estate Owned
EMA — Exponential Moving Average
DOL — United States Department of Labor
RAM — Reverse Annuity Mortgage
SG&A — Selling, general, and administrative expenses
DPKO — Department of Peacekeeping Operations
ICFR — Internal Control Over Financial Reporting
AD&D — Accidental Death and Dismemberment
EPS — Earnings per share
RTO — Reverse Take-Over
Y/Y — Year-over-year
DBMS — Data Base Management System
DBA — Data Base Administrator
FICA — Federal Insurance Contribution Act
BRI — Basic Rate Interface
CASB — Cost Accounting Standards Board
IATA — International Air Transport Association
ROCE — Return On Capital Employed
EIS — Environmental Impact Statement (US)
HAZMAT — Hazardous Material
DSO — Day Sales Outstanding

NAB — Non-accrual basis
PD — Position Description
TIN — Taxpayer Identification Number
CASE — computer-automated software engineering
PMI — Private Mortgage Insurance
IOC — Intergovernmental Oceanographic Commission
CF — Cash Flow
LOC — Line Of Credit
IAEA — International Atomic Energy Agency
DC — Defined Contribution
A&W — Allen & Wright (Roy Allen and Frank Wright combined their initials to name A&W Root Beer in 1922)
NAM — National Association of Manufacturers
A&H — Accident and health insurance
ERISA — Employee Retirement Income Security Act
ITIN — Individual Taxpayer Identification Number
FOB — Free On Board
PDM — Product Data Management
NOI — Net Operating Income
GIF — Graphic Interchange Format
GMP — Good Manufacturing Practice
RIF — Reduction In Force
FICCO — Fair Issac Credit Organization
BHAG — Big Hairy Audacious Goal
HROD — Human Resources and Organizational Development
AE — Account Executive
CTO — Chief Technology Officer
ARC — American Red Cross
SOHO — Small Office Home Office
UNRWA — United Nations Relief and Works Agency for Palestine Refugees in the Near East
PFD — Preferred
GAO — Government Accountability Office [formerly the General Accounting Office]
CRO — Chief Risk Officer
POE — Point of Entry
ABO — Accumulated Benefit Obligation
IBRD — International Bank For Reconstruction And Development (part Of The World Bank)
RISC — Reduced Instruction Set Computer
IRC — Internal Revenue Code of 1986
PE — Private Equity
P&G — Proctor and Gamble
OPM — Office of Personnel Management
D/O — Delivery Order
EVA — Economic Value Added
ARNP — Advanced Registered Nurse Practitioner
FCRA — Fair Credit Reporting Act
ETF — Exchange Traded Fund
CGT — Capital Gains Tax
COGS — Cost of Goods Sold
BOE — Bank of England
IANA — Internet Assigned Numbers Authority
IFRIC — International Financial Reporting Interpretations Committee

BIS — Bank of International Settlements
DCR — Debt Coverage Ratio
COOP — Continuity of Operations
PM — Project Manager
DUSHOM — Deputy Under Secretary for Health for Operations and Management
RSF — rentable square feet
CP — Commercial Paper
CFM — Construction Facility Management
DCA — Dollar Cost Averaging
AGR — Adjusted Gross Revenue
CMM — Capability Maturity Model
BCR — Benefit/Cost Ratio
PERT — Program Evaluation and Review Technique
GRAT — Grantor Retained Annuity Trust
STP — Software Test Plan
TCO — Total Cost of Ownership
F/K/A — Formally known as
MIRR — Modified Internal Rate of Return
DPP — Direct Participation Program
AM — Asset Management
GA — General Assembly
NNN — Triple Net (Lease)
GRUT — Grantor Retained Unitrust
BD — Business Development
ANCOM — Andean Common Market
CISO — Chief Information Security Officer
CPR — Cardio-Pulmonary Resuscitation
FUBU — For Us By Us
ACWP — actual cost for work performed
PM — Program Manager
MSA — Medical Savings Account
PPI — Producer Price Index
WWW — World Weather Watch
EIN — Employer Identification Number
WC — Worker's Compensation
LMRA — Labor Management Relations Act
UNDMT — United Nations Disaster Management Team
GOI — Gross Operating Income
EBT — Earnings Before Tax
CPM — Certified Property Manager
EDWOSB — Economically disadvantaged woman-owned business
ETR — Effective Tax Rate
ALDEP — Automated Layout Design Programs
CBIT — Comprehensive Business Income Tax
GRM — Gross Rent Multiplier
SRM — Supplier Relationship Management
HHS — Health and Human Services Department
MBA — Mortgage Bankers Association of America
APV — Adjusted Present Value
PM — Performance Management

BLM — Bureau of Land Management of United States Department of the Interior
TM — Trademark
TER — Total Expense Ratio
OSHA — Occupational Safety and Health Act (1970)
MSA — Metropolitan Statistical Area
ICE — Intrusion Countermeasures Electronics
EOE — Equal Opportunity Employer
NSC — National Security Council
BOL — Bill Of Lading
CCAQ — Consultative Committee on Administrative Questions
SEO — Search Engine Optimizer
G2G — Government to Government
SSI — Supplemental Security Income
SAR — Suspicious Activity Report(ing)
ROG — Receipt Of Goods
OTB — Open To Buy
RO — Regional Office
IM — Information Management
JOA — joint operating agreement
COS — Chief of Staff
ESP — Exchange Stock Portfolio
JD — Job Description
GSF — Gross Square Feet
GPO — Government Printing Office
AFDA — Allowance for Doubtful Accounts
FTA — Free-Trade Agreement
TDC — Total Direct Compensation
DRP — distribution requirements planning
VA — Veterans Administration
MIGA — Multilateral Investment Guarantee Agency
SAM — Shared-Appreciation Mortgage
STR — Software Test Report
DMA — Designated Market Area
JPEG — Joint Photographic Experts Group (24-bit image storage format)
C&B — Compensation and Benefits
SAR — Stock Appreciation Right
AQL — Acceptable Quality Level
IDIT — Intentionally defective irrevocable trust
ESOP — Employee Stock Ownership Plan
ABP — Average Benefit Percentage
FTC — Federal Trade Commission (U.S.)
HUD — Department of Housing and Urban Development (U.S.)
SEPG — Software Engineering Process Group
LOS — Length of Stay
DAC — Delivery Against Cost
CORBA — Common Object Request Broker Architecture
MLS — Multiple Listing Service
HR&A — Human Resources and Administration
LMI — Labor Market Information
TTM — Trailing Twelve Months

POCS — Points of Contact
CROGI — Cash Return on Gross Investment
LWDI — Lost Work Day Injury Rate
LOA — Leave Of Absence
CRC — Committee on the Rights of the Child
SGLI — Servicemember Group Life Insurance
PFA — Prevention of Food Adulteration Act
DMAIC — Define, Measure, Analyze, Improve, Control
NT — Near-Term
BPA — Blanket Purchase Agreement
WMO — World Meteorological Organization (ICSU)
CIMA — Chartered Institute of Management Accountants
AICPA — L'American Institute of Certified Public Accountants
RAID — Redundant Array of Inexpensive Disks
EV — Enterprise Value
ACO — Administrative Contracting Officer
FOREX — Foreign Exchange
ERV — Estimated Rental Value
A/P — Accounts Payable
AMPS — Auction Market Preferred Stock
RTF — Rich Text Format
BS — Balance Sheet
AMA — American Management Association
ECOSOC — Economic and Social Council of the United Nations
AIG — American International Group, Inc
CMO — Chief Marketing Officer
WAP — Wireless Application Protocol
CR — Continuing Resolution
CAPM — Capital Asset Pricing Model
GRP — Gross Rating Point
TPL — Third-Party Liability
SSA — Social Security Administration
CV — Cost Variance
TIPS — Treasury Inflation-Protected Securities
AGC — Associated General Contractors of America
NAVPS — Net Asset Value Per Share
EP — Earned Premium
BOT — Balance of Trade
S&P — Standard & Poor's
ATOI — After Tax Operating Income
MAD — Mean Absolute Deviation
CUM PFD — Cumulative preferred
CPM — Cost Per Thousand
OASDI — Old Age Survivors Disability Insurance
ROW — Right-Of-Way
MOM — Message Oriented Middleware
ISO — International Standard Organisation
PC — Percent
OAS — Option Adjusted Spread
UIM — Underinsured Motorist

NFA — Net Financial Assets
CRT — Charitable Remainder Trust
ICANN — Internet Corporation for Assigned Names and Numbers
GRIT — Grantor Retained Income Trust
RR — retention rate
OPR — Other People's Resources
HDI — Human Development Index (UNDP yardstick of human welfare)
POS — Point of Service Plan
CPM — Continuous Passive Motion
ABA — American Bankers Association
WFC — World Food Council
FINCEN — Financial Crimes Enforcement Network
TIL — Truth in Lending
CPM — Corporate Performance Management
NIBCL — Non-interest bearing current liabilities
BEA — Bureau of Economic Analysis
CC — Civil Code
ZIP — Zone Improvement Plan
FSA — Flexible Spending Account
SNF — Skilled Nursing Facility
DUNS — Data Universal Numbering System
B.A. — Bachelor of Arts
AMF — American Machine & Foundry (bowling lane operators and former owners of Harley Davidson motorcycles)
RMP — Risk Management Plan
T&C — Terms & Conditions
LTD — Limited
COTR — Contracting Officer Technical Representative
CSRS — Civil Service Retirement System
Q — Quarter
ADB — African Development Bank
BOOT — Build Own Operate Transfer
ICC — International Criminal Court
BOP — Bureau Of Prisons
KSAO — Knowledge, Skills, Abilities and Other
SM — Service Mark
OTCEI — Over the Counter Exchange of India (stock exchange)
BOO — Build Own Operate
NAR — National Association of Realtors
PW — present worth
NI — Net Income
CAM — Common Area Maintenance (charges related to commercial leases)
CTO — Compensatory Time Off
PTO — Paid Time Off
NAV — Net Asset Value
GMWB — Guaranteed Minimum Withdrawal Benefit
ROS — Return on Sales
OID — Original Issue Discount
COI — Conflict Of Interest
IFB — Invitation For Bid
LWP — Leave With Pay

STSFCTN — Satisfaction
4P — Price, Product, Place and Promotion
EFA — Education for All
OA — Operating Assets
CEU — Continuing Education Unit
BDF — Beneficiary Designation Form
B&P — Bid & Proposal
AOV — Average Order Value
ROGFA — Return on Gross Fixed Assets
BIW — Biweekly
CUSFTA — Canada-US Free Trade Agreement
BCP — Business Continuity Plan
HRM — Human Resource Management
LFPR — labor force participation rate
IFRS — International Financial Reporting Standard
PVGO — Present Value of Growth Opportunities
CERD — Committee on the Elimination of Racial Discrimination
BOT — Board of Trustees
HSA — Health Savings Account
WIP — Work In Progress (process)
L/C — Letter of Credit
DUSH — Deputy Under Secretary for Health
KSOP — 401(k) Employee Stock Option Plan
SC — Security Council
JD — Juris Doctorate
PD — Paid
SBU — Strategic Business Units
MRO — Maintenance, repair, and overhaul
CAGR — Compounded Annual Growth Rate
CHR — Commission on Human Rights
ACV — Actual Cash Value
BBB — Better Business Bureau's
PITI — Principal, Interest, Taxes, and Insurance
WC — Working Capital
TOD — Transfer on death
CEPS — Cash Earnings Per Share
NPW — Net Present Worth
ADJ — Adjust
TCN — Third Country National
EOB — Explanation Of Benefits
ECP — Engineering Change Proposals
3PL — Third Party Logistics
VDT — Video Display Terminal
ROTA — Return On Total Assets
AIA — American Institute of Architecture
ATO — Asset Turnover
DI — Disability Insurance
SEP — Simplified Employee Pension
SMT — Senior Management Team
COE — Certificate of Eligibility

CPP — Capital Purchase Program
CIP — Capital Investment Proposal
SEC — Securities and Exchange Commission (US)
MVIC — Market Value of Invested Capital
CMA — Certified Management Accountant
WTO — World Trade Organisation
HR — Headquarters Report
NASDAQ — National Association for Security Dealers and Automatic Quotation
UNFPA — United Nations Fund for Population Activities (see www.unfpa.org)
ECB — European Central Bank
SOA — Service-Oriented Architecture
OJT — On-The-Job-Training
PBO — Projected Benefit Obligation
ISO — Incentive Stock Option
CDL — Commercial Driver's License
MSN — Microsoft Network
JGTRRA — Jobs and Growth Tax Relief Reconciliation Act
RRSP — Registered Retirement Savings Plan (Canada; Roughly Equivalent To The IRA In The U.S.)
CICA — Competition in Contracting Act (1984)
UPU — Universal Postal Union
MSA — Merit Salary Adjustment
ASB — Accounting Standards Board
A/E — Architect/Engineer
AJE — Adjusting Journal Entry
HCFA — Health Care Financing Administration
ADP — Average Deferral Percent
APR — Annual Percentage Rate
SNA — System of National Accounts
WHOL. — Wholesale
FFO — Funds from operations
PHP — PHP Hypertext Processor
F2F — Face-to-Face Meeting
SEM — Search Engine Marketing
CEN — Committee European de Normalisation
ODA — Official Development Assistance
RWA — Risk Weighted Asset
ITF — In Trust For
MER — Management Expense Ratio
FPL — Federal Poverty Level
CMA — Certified Management Accountant
ADR — Asset Depreciation Range (finance)
IRCA — Immigration Reform and Control Act
TRA — Tax Reform Act
POC — Proof of Claim
DIP — Debtor In Possession
EIC — Earned Income Credit
FCF — Free Cash Flow
UNSCO — Office of the United Nations Special Coordinator for the Middle East
PERL — Practical Extraction and Report Language
MA — Moving Average

POP — Public Offering Price
QTD — Quarter-to-Date
ABA — Accredited Business Accountant
EEPROM — Electric Erasable Programmable Read Only Memory
ALJ — Administrative Law Judge
CFAT — Cash Flow After Taxes
CRAT — Charitable Remainder Annuity Trust
ISO/MSP — Independent sales organization/Member service provider
CBOT — Chicago Board of Trade
RIA — Registered Investment Advisor
SUA — Convention for the Suppression of Unlawful Acts Against the Safety of Maritime Navigation
UNCTAD — United Nations Conference on Trade and Development
TL — Truckload
AO — Authorizing Official
DDU — destination delivery unit
ECI — Employment Cost Index
EPA — Equal Pay Act
MC — Market Capitalization
CIMC — Certified Investment Management Consultant
ECA — Economic Commission for Africa
FFIEC — Federal Financial Institutions Examination Council
HELOC — Home Equity Line of Credit
FTE — Full-Time Employee
ADI — After Date of Invoice
SIPC — Securities Investor Protection Corporation
FAK — Freight all kinds
ITC — Information Technology Conference
A/R — Accounts Receivable
ERS — Economic Research Service
PIK — Payment in Kind
CAI — Computer Assisted Instruction
BPM — business process management
DTI — Department of Trade and Industry (UK)
CUPA — College and University Personnel Association
MPS — Marginal Propensity to Save
UGMA — Uniform Gifts to Minors Act (largely replaced by UTMA)
UNHCR — United Nations High Commissioner for Refugees Program
AR — Accounts Receivable
MIME — Multipurpose Internet Mail Extension
EA — Electronic Arts Inc (NASDAQ Stock Exchange [NASDAQ])
WRKSHP — Workshop
RTW — Return To Work
MACRS — Modified Accelerated Cost Recovery System (IRS)
CME — Chicago Mercantile Exchange
ECF — Extended Care Facility
TAN — Tax Anticipation Note
LWO — Leave without pay
MPEG — Moving Picture Experts Group (International Standards Organisation/International Electrotechnical Commission)
CGS — Cost of Goods Sold
ITA — International Trade Administration

UNHCHR — United Nations High Commissioner for Human Rights
SMA — Simple Moving Average
CIT — Corporate Income Tax
T&D — Training and Development
XTML — eXtensible Telephony Markup Language
FHA — Federal Housing Administration
IFAD — International Fund for Agricultural Development (UN)
SAS — Statement on Auditing Standards
TDA — Tax Deferred Annuity
ART — Annual Renewable Term (life insurance)
FRF — Financial Reporting Framework
CCI — Consumer Confidence Index
ETA — Employment and Training Administration
ITC — Information Technology Center
VSNL — Videsh Sanchar Nigam Limited
G2B — Government to Business
MEC — Modified Endowment Contract
PE — Price-earnings ratio
AGT — Agent
POD — Payable on Death
ISO — Independent Sales Organization
ATCF — After Tax Cash Flow
XHTML — Extensible Hypertext Markup Language
OCF — Operating Cash Flow
AD & D — Accidental Death and Dismemberment
DTA — Deferred tax assets
IASC — Inter-Agency Standing Committee
DOI — Date of Injury
FASAB — Federal Accounting Standards Advisory Board
ITIL — Information Technology Infrastructure Library
GED — General Equivalency Diploma
PHI — Protected Health Information
BU — Bargaining Unit
ERP — Estimated Retail Price
ACP — Average Contribution Percentage
UNFCCC — United Nations Framework Convention on Climate Change
FDCPA — Fair Debt Collection Practices Act
AFR — Applicable Federal Rate
ITLOS — International Tribunal for the Law of the Sea
TRO — Temporary Restraining Order
EOM — End Of Month
AMTI — Alternative Minimum Taxable Income
ECE — Economische Commissie voor Europa (United Nations) (Dutch: Economic Commission for Europe)
VIE — Variable Interest Entity
BNA — Bureau of National Affairs, Inc.
ESCAP — Economic and Social Commission for Asia and the Pacific (UN)
LLLP — Limited Liability Limited Partnership
PAT — Profit After Tax
TWA — Time Weighted Averages
RE — Residual Earnings

PHC — Personal Holding Company
DSPP — Direct Stock Purchase Plan
IC — Internal Control
BRD — Business Requirements Documentation
SEM — Shared-Equity Mortgage
NAFTA — North American Free Trade Agreement
CSO — Commissioners Standard Ordinary
ESO — Employee Stock Option
GE — General Electric American Communications Inc.
VISN — Veterans Integrated Service Network
CMBS — Commercial mortgage-backed securities
LTO — Long-Term Option
HR — Human Resource
IPCS — International Programme on Chemical Safety
TSR — Terminate and Stay Resident [software program]
SLS — Sales
IPTF — International Police Task Force
UNU — United Nations University
LT — Lead Time
MANOVA — Multivariate Analysis of Variance
ASEAN — Association of South East Asian Nations
UR — Utilization Review
LEC — Local Exchange Carrier
FMS — Financial Management Service
TTD — Temporary Total Disability
HIBOR — Hong Kong interbank offered rate
CODASYL — Committee on Data Systems Languages
INC. — Incorporated
NCOA — National Change Of Address
CAFTA — Central American Free Trade Agreement
DOC — Doctor
MRQ — Most Recent Quarter
PRP — Preferred Risk Policy
CIF — Cost, Insurance, and Freight (Paid) (shipping)
D&O — Directors and Officers Liability
LDI — Liability Driven Investment
CSA — Cost Sharing Arrangement
NAIC — National Association of Insurance Commissioners
CFTC — Commodity Futures Trading Commission
FHLMC — Federal Home Loan Mortgage Corporation, United States
FMV — Fair Market Value
DB — Defined Benefit (retirement Plan; For Example, A Pension)
ADC — Acquisition, Development, and Construction
FTD — Federal Tax Deposit
SBLC — Standby Letter of Credit
BARS — Behaviourally-Anchored Rating Scale
DCAA — (U.S.) Defense Contract Audit Agency
OCR — Overall Capitalization Rate
SS — Social Security
AAG — Audit and accounting guides

OE — Operating Expense
CCL — Center for Creative Leadership
FUTA — Federal Unemployment Tax Act
FMLA — Family and Medical Leave Act
AMID — Allowable Miscellaneous Itemized Deductions
EOI — Expression Of Interest
GOOS — Global Ocean Observing System (IOC, UNESCO, WMO, and ICSU)
GPP — Gross Profit Percentage
ASAE — American Society of Association Executives
CAFR — Comprehensive Annual Financial Report
AFTP — Anonymous File Transfer Protocol
RP — Repurchase Agreement
TCE — Tangible Common Equity
POQ — Periodic Order Quantity
SSD — Social Security Disability
BCC — Blind Copied
FIE — Foreign-Invested Enterprise
ASTD — American Society for Training and Development
SB — Senate Bill
IDA — International Development Association
AFP — Association for Financial Professionals
CPG — Consumer Packaged Goods
ST — Short-Term
UNCED — United Nations Conference on Environment and Development
CFA — Consumer Federation of America
LTIP — Long-Term Incentive Plan
REPO — Repurchase Agreement
LEPO — Low Exercise Price Option
EBSA — Employee Benefits Security Administration
RIC — Regulated Investment Company
GFE — Good Faith Estimate
IRDA — Insurance Regulatory Development Authority
IBC — Independent Breweries Company (original manufacturer of IBC Root Beer)
CUSIP — The Committee Of Uniform Security Identification Procedures
DRP — Disaster Recovery Plan
ROFR — Right of First Refusal (finance)
TEV — Total Enterprise Value
EXP — Export
A&S — Accident and sickness insurance
PY — Prior Year
ATP — Accredited Tax Preparer
CFC — Chartered Financial Consultant
CDI — Category Development Index
EISA — Extended Industry Standard Architecture
LBO — Leveraged Buyout
LSE — London Stock Exchange
GAAP — Generally Accepted Accounting Procedures
DOH — Days inventory On Hand
FERC — Federal Energy Regulatory Commission (U.S.)
OIOS — Office of Internal Oversight Services

SOL — Statute of Limitations
BPM — Business Performance Management
PHR — Professional in Human Resources Certification
NLRB — National Labor Relations Board
AMTFTC — Alternative minimum tax foreign tax credit
ACASTD — Advisory Committee on the Application of Science and Technology to Development
OASDHI — Old Age, Survivors, Disability and Health Insurance Act
IDR — Issuer Default Rating
TDI — Temporary Disability Insurance
BRE — Business Reply Envelope
B&O — Business and Occupation
HDML — Handheld Device Markup Language
LFY — Last Fiscal Year
FRB — Federal Reserve Board
C&I — Commercial and industrial customers (Electricity transmission)
PBGC — Pension Benefit Guaranty Corporation
NFIP — National Flood Insurance Program
RAN — Revenue Anticipation Note
NMS — Normal Market Size
TAM — Television Audience Measurement
ROOA — Return on Operating Assets
CIO — Chief Investment Officer
NOL — Net Operating Loss
FS — Financial Statement
IRIN — Integrated Regional Information Networks
BRC — Business Reply Card
OCHA — Office for the Coordination of Humanitarian Affairs
NAICS — North American Industry Classification System
CUM — Cumulative
ADS — Alternative Depreciation System
UIC — Unemployment Insurance Commission (Canada, archaic)
AOQL — Average Outgoing Quality Level
RESPA — Real Estate Settlement Procedures Act
SGA — Substantial Gainful Activity
MI — Mortgage Insurance
RFQ — Request For Quote
RO/RL — Rool on/roll off
RAP — Regulatory Accounting Principles
OHCHR — Office of the United Nations High Commissioner for Human Rights
RR — Revenue Ruling
LTA — Long-Term Agreement
BRIC — Brazil, Russia, India and China
MDB — Multilateral Development Bank
DM — Direct Mail
QPRT — Qualified Personal Residence Trust
CDHP — consumer-driven health plan
CAD — Cash Available for Distribution
SB/SDB — Small Business/Small Disadvantaged Business
AAAA — American Association of Advertising Agencies
SAT — Scholastic Aptitude Test

REV. PROC. — Revenue Procedure
CIX — Commercial Internet Exchange
CBCMC — Clinical Bar Code Multidisciplinary Committee
CPIC — Capital Planning and Investment Control
SCA — Service Contract Act
GPM — Graduated Payment Mortgage
CNF — Cost, not freight
IAM — Identity and Access Management
PM — Profit Margin
SC — Securities Commission
CA — Confidentiality Agreement
CFS — Container Freight Station
GPI — Gross potential income
UTMA — Uniform Transfers to Minors Act
ACC — Administrative Committee on Coordination
ATB — Across the Board
BOC — Budget Object Code
ERM — Enterprise Risk Management
MMDA — Money Market Deposit Account
ATA — Accredited Tax Advisor
AMC — Appraisal Management Companies
EOU — Export Oriented Unit
UNITAR — United Nations Institute for Training and Research
VAT — Value-added taxes
EPZ — Export Processing Zone
REV. RUL. — Revenue Ruling
RULPA — Revised Uniform Limited Partnership Act
DINKS — Dual Income, No Kids
AIME — Average Index Monthly Earnings
CPE — Continuing Professional Educational
PTP — Publicly Traded Partnership
UNZAP — United Nations Zambia Assistance Programme
PDQ — Position Description Questionnaire
AFC — Average fixed costs
NCSA — National Center for Supercomputing Applications
AL — Assisted Living
BDI — Brand Development Index
FASAC — Financial Accounting Standards Advisory Council
CMYK — Cyan, Magenta, Yellow, Black
GSI — general salary increase
CVP — Cost-Volume-Profit
WAI — Wealth Added Index
CPA — Comprehensive Plan of Action
TRUPS — Trust Preferred Securities
CB — Carryback
A&I — Accident and Indemnity
PEO — Professional Employer Organization
CCP — Certified Compensation Professional
USP — Unique Selling Point
NDNH — National Directory of New Hires

GAO — Government Accounting Office
ECM — Enterprise Content Management
SAAR — Seasonally Adjusted Annual Rate
MLR — Medical Loss Ratio
LBB — Legislative Budget Board
ASU — Accounting Standards Update
UNCIP — United Nations Commission for India and Pakistan
FITW — Federal Income Tax Withholding
K/A — Known as
CK — Calvin Klein
B.S. — Bachelor of Science
EBO — Employee Buyout
LC — Limited Company
EPTA — Expanded Programme of Technical Assistance
CSO — Central Statistical Organisation
HCM — Human Capital Management
ALC — Alien Labor Certification
NSF — Not Sufficient Funds
SBLI — Savings Bank Life Insurance
PCI — Per Capita Income
QMCSO — Qualified Medical Child Support Order
ESI — Electronically Stored Information
LOB — Line-Of-Balance
CE — Continuing Education
NVI — Negative Volume Index
BID — Business Improvement District
ABS — Asset Based Securitization
ADEA — Age Discrimination in Employment Act's
CS — Cost-Sharing
AAPC — Accounting and Auditing Policy Committee
SDB — Small Disadvantaged Business
LYON — Liquid Yield Option Note
NOW — Negotiable Order of Withdrawal
MCC — Mortgage Credit Certificate
CUM DIV — Cumulative dividend
CFP — Certified Financial PlannerTM
HP — Hewlett Packard's
CLAT — Charitable Lead Annuity Trust
NIOSH — National Institute of Occupational Safety and Health's
NABA — National Association of Black Accountants, Inc.
ADP — Applicable Distribution Period
GCOS — Global Climate Observing System (WMO, IOC, UNEP, and ICSU)
EURIBOR — Euro Interbank Offered Rates
ESL — English as a second language
PAAS — Platform-as-a-Service
CGMA — Chartered Global Management Accountant
SCORE — Service Corps Of Retired Executives
CHRO — Chief Human Resource Officer
PPE — Property, Plant and Equipment
CSD — Commission on Sustainable Development's

ILAB — Bureau of International Labor Affairs
PFS — Personal Financial Specialist
HC — Humanitarian Coordinator
TAM — Technical Advice Memorandum
FASAB — Financial Accounting Standards Advisory Board
NCUSIF — National Credit Union Share Insurance Fund
OL — Operating Liabilities
ESA — Employment Standards Administration
CSO — Chief Security Officer
CODA — Cash or Deferred Arrangement (401K)
SDD — Software Design and Development
FFY — Federal Fiscal Year
CPI — Cost Performance Index
DRO — Domestic Relations Order
TA — Technology Assessment
ROA — Return on assets
LT — Long Terme
LCC — Life Cycle Cost
CEDAW — Committee on the Elimination of Discrimination against Women
SBC — Southwestern Bell Corporation
CPI-W — Consumer Price Index for Urban Wage Earners and Clerical Workers
IFC — International Finance Corporation
CAE — Certified Association Executive
CSF — Critical Success Factor
PLM — Product Lifecycle Management
WIPO — World Intellectual Property Organization
WTO — World Tourism Organization
AE — Actual Expense
BPD — barrels per day
GST — Goods and Services Taxation
ILO — International Labor Organization (UN)
DIO — Days Inventory Outstanding
ACABQ — Advisory Committee on Administrative and Budgetary Questions
SA — Seasonally Adjusted
LOR — Letter Of Response
SBO — Small Business Owner
LF — Labor Force
EA — Enrolled Agent
MOH — Music On Hold
LMRDA — Labor-Management Reporting and Disclosure Act of 1959
PDA — Payday Advance Loan
QMAC — Qualified Matching Contributions
FASB — Financial Accounting Standards Board
EPI — Expanded Programme on Immunization
GNMA — Government National Mortgage Association
UNAMIC — United Nations Advance Mission In Cambodia
FAS — Financial Accounting Standards
SERP — Supplemental Executive Retirement Plan
INSTRAW — International Research and Training Institute for the Advancement of Women
ATR — Americans for Tax Reform

DW — Dislocated Worker
A/S — Account sales
AFN — Additional Funds Needed
ACP — Actual deferral percentage
BCFD — Billion Cubic Feet per Day
UNCITRAL — United Nations Commission On International Trade Law
ESOT — employee stock ownership trust
JEC — Joint Economic Committee
PLR — Private Letter Ruling
NCA — National Cemetery Administration
GICS — Global Industry Classification Standards
PDA — Personal Data Assistant
BSM — Black-Scholes-Merton
ESS — Employee Self-Service System
C&D — Cease and Desist
MBS — mortgage backed security
LPA — Licensed Public Accountant
DIC — Document Identifier Code
EOI — Evidence of Insurability
GOV — Government Owned Vehicle
RI — Royalty Interest
MOF — Ministry Of Finance
GEF — Global Environmental Facility (environment)
GAAS — Generally Accepted Auditing Standards. Perhaps only marginally less contradictory than GAAP, but they do exist, honestly.
GIF — Guaranteed Investment Fund
BAT — Business Activity Tax
COD — Cancellation of Debt
ERM — Enterprise Resource Management
SUTA — State Unemployment Tax Act
DFAS — Defense Financial Accounting Service
MUPLA — Model Uniform Products Liability Act
F&F — Furniture & Fixtures
MRD — Minimum Required Distribution
DPP — Deferred Payment Plan
PY — Program Year
ILIT — Irrevocable Life Insurance Trust
ABV — Accredited in Business Valuation
CNS — Continuous Net Settlement
OB — Office of Budget
DOL — Degree of Operating Leverage
AA — Adverse Action
ATU — Annual Tax Unit
A&A — Advisory & Assistance
DAF — Donor Advised Fund
GL — General Liability
AC — Acceleration Clause
RSA — Rivest-Shamir-Adleman
D&F — Determination & Finding
OASDI — Old Age and Survivors Disability Insurance
CTV — Capital Timber Value

CGA — Charitable Gift Annuity
PTE — Pass-Through Entity
CLU — Chartered Life Underwriter
FNA — Financial needs analysis
MTL — Multi-Level Marketing
DPI — Department of Public Information
JOLTS — Job Openings and Labor Turnover Survey
LM — Last Month
BDC — Business Development Center
EMS — Eastern Mountain Sports
AEI — American Enterprise Institute
ICTY — International Criminal Tribunal for the Former Yugoslavia
ARS — Auction Rate Securities
ISA — International Seabed Authority
FSI — Free Standing Insert
PRC — Peer Review Committee
UCI — Unemployment Compensation Insurance
PTA — Preferential Trade Arrangement
IDP — Internally Displaced Person
OIBITDA — Operating Income Before Interest, Taxes, Depreciation and Amortization
UNCCD — United Nations Convention to Combat Desertification
7S — Strategy, Structure, Systems, Style, Staff, Skills, Shared values
CEA — Chief Enterprise Architect
BIA — Business Impact Analysis
FPML — Financial Products Markup Language
SAR — Summary Annual Report
SE — Self Employed
DCAP — Dependent Care Assistance Program
WTW — Welfare-to-Work
BOP — businessowners policy
FCCC — For the Framework Convention on Climate Change
EBRI — Employee Benefit Research Institute
REI — Recreational Equipment, Inc.
CFE — Certified Financial Examiner
ICM — Incentive Compensation Management
CAPS — Convertible Adjustable Preferred Stock
AAGR — Annual average growth rate
CRM — Client Relationship Management
LAR — Legislative Appropriations Request
SOP — Statement Of Position
CESA — Coverdell education savings account
ISSA — International Securities Services Association
ALEX — AUTOMATED LABOR EXCHANGE
WRA — Weighted Risk Assets
TIC — Tenant In Common
ACV — Account Current Value
A/E — Accured expense
FCFE — Free Cash Flow to Equity
BRICS — Brazil, Russia, India, China and South Africa
SMA — Separately Managed Account

CMMI — Capability Maturity Model Integrated
PDA — Pregnancy Discrimination Act
UNA — United Nations Association
ASG — Assistant Secretary General
TPD — Temporary Partial Disability
ABF — Asset-Based Financing
COP — Conference of the Parties
LCA — Labor Condition Application
WT — Warrant
IME — Independent Medical Examination
GA — General Agent
HRD — Human Resource Development
CCM — Completed Contract Method
ASF — American Securitization Forum
PSI — Performance Salary Increase
TSP — Thrift Savings Plan
PUD — Planned Unit Development
HCO — Health Care Organization
DFL — Degree of Financial Leverage
UNEF — United Nations Emergency Force
EGM — Extraordinary General Meeting
ICQ — Internal Control Questionnaire
FSS — Federal Supply Schedule
MLM — Multi-Level Marketing
SOS — Sound On Sound
WPI — Wholesale Price Index
YOY — Year-over-year
CSHO — Compliance Safety and Health Officer
IBEW — International Brotherhood of Electrical Workers
CIC — Consumer Information Center
SIV — Structured Investment Vehicle
ROC — Return on Capital
DAN — Depositor Account Number
LIBOR — London interbank offering rate
FRV — Fair Rental Value
SCM — Supply Chain Management
YRT — Yearly Renewable Term
ATO — Administrative Time Off
INSARAG — International Search and Rescue Advisory Group
HDAPT — Hybrid domestic asset protection trust
CEBS — Certified Employee Benefits Specialist
ROS — Run Of Schedule
GR — General Revenue
BCA — Board of Contract Appeals
SRSG — Special Representative of the Secretary-General
INS — Immigration & Naturalization Service
MBDA — Minority Business Development Agency
PCE — Personal consumption expenditure; personal consumption expenditure deflator
ADI — Area of Dominant Influence
CIA — Certified Internal Auditor (US)

REC — Renewable Energy Certificate
CATS — Certificate of accrual on Treasury securities
FERS — Federal Employees Retirement System
QSF — Qualified Settlement Fund
SBAP — Small Business Assistance Program
OCC — Office of the Comptroller of the Currency
GAAP — Generally Accepted Accounting Principles
ILC — International Law Commission
ADP — Automatic Data Processor
FMCS — Federal Mediation and Conciliation Service
FRS — Federal Reserve System
ROP — Run of Press
DOM — Distributed Order Management
NSA — National Safety Associates
QBU — Qualified Business Unit
SPE — Special Purpose Entity
HFS — Hold for sale
STTR — Small Business Technology Transfer
GIM — Gross Income Multiplier
NRF — National Retail Federation
MAS — Multiple-Award Schedule
USAA — United Services Automobile Association's
PR — Public Relations
SBC — Summary of Benefits and Coverage
NL — No-Load
MSI — Multiple Streams of Income
DUA — Disaster Unemployment Assistance
IIA — Institute of Internal Auditors
WRHSE — Warehouse
ADP — Attention Dial Pulse
BHC — Bank Holding Company
GRID — Global Resource Information Database (UNEP)
ISM — Interactive Studio Management
AWW — average weekly wage
ELP — Electing large partnership
MOC — Market On Close
AACU — American Association of Colleges and Universities
SSD — Social Security Disability
NDA — Nondisclosure Agreement
CISSP — Certified Information Systems Security Professional
TVM — Time Value of Money
STAR — Satellite Television Asian Region, Ltd.
HRMS — Human Resource Management System
XBRL — Extensible Business Reporting Language
NSA — National Society of Accountants
ECM — Excess cash margin
BOI — Business Object Interface
NNN — Net Net Net
BTCF — Before Tax Cash Flow
NMFC — National Motor Freight Classification

APB — Accounting Principles Board's
IDA — Industrial Development Authority
CBA — Controlled Business Arrangement
CGQ — Corporate Governance Quotient
SWOT — Strengths, Weaknesses, Opportunities and Threats
SNE — Salaried Non-Exempt
HECM — Home Equity Conversion Mortgage
CI — Contract Item
RFA — Regulatory Flexibility Act (US)
ATB — Accountants Trial Balance
LOS — Law Of The Sea
EMP — Environmental Planning and Management
OC — Opportunity Cost
CEA — Commodity Exchange Authority
HFA — Housing Finance Agency
AIDA — Attention, Interest, Desire, Action
IBNR — Incurred But Not Reported
NSA — Not Seasonally Adjusted
GASB — Governmental Accounting Standards Board
FSLIC — Federal Savings & Loan Insurance Corporation
PCAOB — Public Company Accounting Oversight Board
BOA — Basic Ordering Agreement
CNC — Currently Not Collectible
DPA — Department of Political Affairs
PVFC — Prepaid variable forward contract
NPA — Non-Performing Assets
FEIN — Federal Employment Identification Number
UL — Universal Life
MLP — Master Limited Partnership
C2C — Customer to Customer
JTPA — Job Training Partnership Act
ESA — Coverdell education savings account
BOC — Business Operations Committee
KYC — Know-your-customer
ACFE — Advisory Committee on Forestry Education
BAT — Business Action Theory
FWT — Federal Withholding Tax
UCR — Usual, Customary and Reasonable Fees
FP — Fixed Price
DAGMAR — Defining Advertising Goals for Measured Advertising Results
TC — Trusteeship Council (UN)
GLA — Gross Leaseable Area
ASCI — Advertising & Standards Council of India
MUD — Multiple User Dungeon
ABCP — Asset Backed Commerical Paper
ABMS — Activities Based Management System
MLD — Market-linked deposit
CBL — Common Business Language
CPSC — Consumer Products Safety Commission
OM — Options Market

FCB — Foote Cone & Belding
DFEH — Department of Fair Employment and Housing's
ECOWAS — Economic Community of West African States
PILOT — Payment In Lieu Of Taxes
UNMISET — United Nations Mission of Support in East Timor
FACCT — Foundation for Accountability
TPA — Third Party Administrator
STD — Short-term disability
FMR — Fair Market Rental
BPC — Business Planning Cycle
OTS — Office of Thrift Supervision
PTAC — Procurement Technical Assistance Center
EAR — Export Administration Regulations
FNMA — Federal National Mortgage Association
URO — Utilization Review Organization
JPO — Junior Professional Officer
LTL — Less Than Truckload Lot
(X) — Export
ECP — Emergency Conservation Program
SPD — Summary Plan Description
VSOE — Vendor-Specific Objective Evidence
CDFI — Community Development Financial Institution
LCM — Lower of Cost or Market
AFTS — Automatic Funds Transfer Services
EPROM — Electrically Programmable Read Only Memory
VOPAN — Voice Pitch Analysis
UNOCHA — United Nations Office for the Coordination of Humanitarian Affairs
OR — Operations research
BRM — Business Reference Model
CEA — Council of Economic Advisors
OASDHI — Old Age, Survivors, Disability, and Health Insurance
BTT — Business Transfer Tax
IAP — Initial advance payment
UNOPS — United Nations Office for Project Services
LHWCA — Longshore and Harbor Worker’s Compensation Act
AML — Adjustable Mortgage Loan
SSDI — Social Security Disability Insurance
IBR — Income-based repayment
BAA — Business Associate Agreement
EAC — Employee Advisory Committee
ECOA — Equal Credit Opportunity Act
SSUTA — Streamlined Sales and Use Tax Agreement
DFI — Derivative Financial Instrument
MST — Marketable Securities Tax
BAT — Budget Advisory Team
AIC — Architecture and Infrastructure Committee
RBM — Roll Back Malaria
UAW — United Auto Workers
EGI — Effective Gross Income
EPCM — Exempt-contract, percentage-of-completion method

CPO — Chief of Purchasing Office
SMSA — Standard Metropolitan Statistical Area
DSI — Discretionary Salary Increase
ITMP — Information Technology Management Program
SPAC — Special-purpose acquisition company
ROTC — Reserve Officer Training Corporation
BCS — Business Case Study
TIP — Transportation Improvement Program
MCI — Microwave Communications Incorporated
BBDO — Batten, Barton, Durstine & Osborn
AFE — Average Funds Employed
OCP — Overland Common Point
SEA — Securities Exchange Act
WHA — World Health Assembly
FMC — Federal Maritime Commission's
TAMRA — Technical and Miscellaneous Revenue Act of 1988
COCA — Cost of capital allowance
CLA — Cross-Licensing Agreement
FT — Full-Time
RTN — Routing Transit Number
IRD — Income in respect of a decedent
IPS — Inflation Protected Security
DTL — Deferred Tax Liability
UNCIVPOL — United Nations Civilian Police
SEPA — Single Euro Payments Area
SSOP — Second Surgical Opinion Program
NRE — Net realizable equity
DCAP — Dependent Care Assistance Plan
SIAP — Statistical Institute for Asia and the Pacific
MLR — Monthly Labor Review
ROC — Rate of Change
HC — human capital
FIA — Federal Insurance Administration
ECR — Executive Conference Room
CEBS — Certified Employee Benefit Specialist
UNDAF — United Nations Development Assistance Framework
UNAMIR — United Nations Assistance Mission for Rwanda
UPE — Unreimbursed Partnership Expenses
TDB — Temporary Disability Benefits
B2C — Business to Consumer
DWC — Days working capital
CFC — Court of Federal Claims
A/O — Administrative Offices
BDI — Behavioral Description Interview
ITSD — Information Technology Services Division
TL — Time & Labor
SFH — Single Family Home
TSR — Tactical Studies Rules
EFW — Electronic Funds Withdrawal
AET — Accumulated Earnings Tax

SDI — State Disability Insurance
MSB — Money Service Businesses
ICJ — International Court of Justice
NCUA — National Credit Union Administration
MTC — Multistate Tax Commission
CHB — Custom House Broker
SMM — Summary of material modifications
FRA — Full Retirement Age
C-TPAT — Customs-Trade Industry Against Terrorism
CFA — Committee on Food Aid Policies and Programmes
RTW — Right to Work
A&A — Assessment and Accreditation
NCCI — National Council on Compensation Insurance
DK — Dorling Kindersley
LTC — Long-Term Care
AX — Armani Exchange
W/C — Working Capital
DAPT — Domestic Asset Protection Trust
ADEA — Age Discrimination and Employment Act
FS — Forest Service (USDA)
DBO — Death Benefit Only
CSE — Customer Service Environment
NRA — Non-Resident Alien
NASBA — National Association of State Boards of Accountancy
TSA — Tax-sheltered annuity
IRA — Individual Retirement Arrangement
REA — Return on assets
UNMIK — United Nations Interim Administration Mission in Kosovo
TIF — Tax Increment Financing
OD — Organizational Development
NQDC — Nonqualified deferred compensation
TCOE — Total Cost of Equity
VSOP — Very Special Old Pale
OSG — Office of the Secretary-General
DOLETA — Department of Labor Employment and Training Administration
FSA — Farm Service Agency
CPLTD — Current portion of long-term debt
CSV — Cash Surrender Value
P&I — Principle and interest payment
CCC — Commodity Credit Corporation
TRNSFR — Transfer
PSC — Personal Service Corporation
ARR — Average Rate of Return
MLS — Mass Layoff Statistics
VOCC — Vessel Operating Common Carriers
BAN — Bank anticipation notes
COL — Cost Of Living
SHRM — Society for Human Resource Management's
IDNDR — International Decade for Natural Disaster Reduction
CPP — Cost Per rating Point

PGI — Potential Gross Income
EITC — Earned Income Tax Credit
USF — Usable Square Feet
ODF — OpenDocument Format
SSB — Securities Supervisory Board
DVA — Debt value adjustment
POP — Premium Only Plan
MTHLY — monthly
DII — Days in Inventory
DHL — Dag Hammarskjöld Library
HPI — Human Poverty Index
PBT — Profit Before Tax
TTL — Total Linhas Aéreas
REG. — Regulation
EPA — Expanded Programme of Assistance
ATB — Adjusted Trial Balance
ITSM — Information Technology Service Management
MCC — Merchant category codes
BML — Bean Markup Language
MOTO — Mail order-telephone order
ITAC — Information Technology Advisory Committee
P/E — Price-to-earnings ratio
CSR — Corporate Social Responsibilty
HCA — head of contracting activity; humanitarian and civic assistance
LINTAS — Levers International Advertising Services
OLA — Office of Legal Affairs
ASPPA — American Society of Pension Professionals & Actuaries
LTI — Long-term incentive
UNDG — United Nations Development Group
OOB — OOS out of business
DBT — Days Beyond Terms
F&C — Free and Clear
3COM — Computer, Communications and Compatibility
ABC — Audit Bureau of Circulations Inc.
CPC — Committee for Programme and Coordination
SRA — Supplemental Retirement Annuity
FRA — Federal Reserve Act
GTOS — Global Terrestrial Observing System
UNOMIG — United Nations Observer Mission In Georgia
B&N — Barnes and Noble
CLUT — Charitable Lead Unitrust
NPT — Non-Proliferation Treaty
FHLB — Federal Home Loan Bank
HSBC — Household Bank Corporation
LDW — Last Day Worked
ITMRA — Information Technology Management Reform Act (Part of the Clinger-Cohen Act)
NNTP — Network News Transport Protocol (ATM)
CCA — Consolidated Contracting Activity
ALV — Average Lease Value (Cars)
NAC — National Acquisition Center

MLA — Minimum Liquid Assets
AATF — Airport and Airway Trust Fund
ICSC — International Civil Service Commission
CEMP — Comprehensive Emergency Management Program
WRC — World Radiocommunication Conference
ERD — Emergency Response Division
TEFRA — Tax Equity and Fiscal Responsibility Act of 1985
UNSECOORD — Office of the United Nations Security Coordinator
LEO — Long-term Equity Options
AFICS — Association of Former International Civil Servants
WBG — World Bank Group
EVM — Earned Value Management
LTD. — Limited
RFPA — Right to Financial Privacy Act of 1978
ITAM — IT asset management
RIM — Retail Inventory Method
USD — US Dollars
RSI — Relative Strength Indicator
RCN — Replacement Cost New
IAAS — Infrastructure as a Service
AJB — America’s Job Bank
SESA — State Employment Security Agency
DPO — Days payables outstanding
ABLOS — Advisory Board on the Law of the Sea
DCPP — Defined Contribution Pension Plan
OER — Operation Expense Ratio
OTB — Off-Track Betting
UNCSW — United Nations Commission on the Status of Women
SEPED — Social Development and Poverty Elimination Division
ADA — Associate Deputy Administrator
DBPP — Defined Benefit Pension Plan
GTL — Group Term Life Insurance.
ALBM — Automated Lending and Borrowing Mechanism
UNIFIL — United Nations Interim Force In Lebanon
SFOR — Stabilization Force
VEBA — Voluntary Employees' Beneficiary Association
PIA — Primary Insurance Amount
0DSAC — 90 days, same as cash
TAB — Tax Anticipation Bill
CEC — Continuing Education Center
COST — Council on State Taxation
FLP — Family Limited Partnership
DESIPA — Department for Economic and Social Information and Policy Analysis
MLP — Minimum lease payments
CCPOQ — Consultative Committee on Programme and Operational Questions
PAM — Pledged Account Mortgage
FAS — Finance and Accounting System
TAT — Total asset turnover
I-9 — I-9 Form
UNCT — United Nations Country Team

FVO — Fair Value Option
USC — United States Code
BONUCA — United Nations Peace-Building Office in the Central African Republic
NAAS — Network as a Service
PING — Pocket Internet Gopher
GPO — Guaranteed Purchase Option
CRAFT — Computerised Relative Allocation of Facilities Techniques
MRPS — Mandatorily redeemable preferred stock
CETA — Comprehensive Employment and Training Act of 1975
PIC — Prior Informed Consent
CHL — Customs house license
AFN — Annual Funding Notice
OGC — Office of the General Counsel
FRS — Functional Requirements Specifications
FSLMRA — Federal Service Labor-Management Relations Act
CSA — Capital Support Agreements
J&S — Joint and Survivorship
EM — Emergency Loan Program
ETC — Estimate To Completion
ESOP — Employee Stock Option Plan
ECOMOG — Economic Community of West African States' Monitoring Observer Group
INA — Immigration and Naturalization Act
ECOA — E-Mail Change of Address
SSDI — Social Security Disability Indemnity
PEG — Price to Earnings Growth
UTC — Uniform Trust Code
ACRB — Architectural Change and Review Board
ALC — Agency Location Code
FCA — Farm Credit Administration
TARP — Troubled Assets Relief Program
AFB — American Farm Bureau, Inc.
CAO — Contract Administration Office
GAW — Global Atmosphere Watch (WMO)
SMLLC — Single Member Limited Liability Company
PCCM — Percentage-of-completion/capitalized cost method
EMT — Executive Management Team
EIC — Earned Income Tax Credit
ASB — Auditing Standards Board's
ACW — African Centre for Women
S&L — Savings and Loan
APOC — Administrative Point of Contact
PEP — Personal Exemption Phaseout
GMIB — Guaranteed Minimum Income Benefit
COSO — Committee of Sponsoring Organizations
NAAEC — North American Agreement on Environmental Cooperation
UNV — United Nations Volunteers Programme
CCR — Central Contracting Registry
ICDC — International Child Development Centre
DMFAS — Debt Management and Financial Analysis System
NSX — National Stock Exchange

CCH — Commerce Clearing House
ARD — Actual retirement date
SHOP — Small Business Health Options Program
ECU — Emergency Coordination Unit
MBA — Masters of Business Administration
ASR — Accelerated Stock Repurchase
MTM — Market to Market
CPP — Consumer Preferences and Policy
CVLI — Cash Value Life Insurance
VA — Veterans Affairs
BPO — Broker Price Opinion
CMSA — Consolidated Metropolitan Statistical Area
ALTA — American Land Title Transfer
ITS — Intermarket Trading System
IRB — Internal Revenue Bulletin
DIT — Deposit in Transit
HWRP — Hydrology and Water Resources Programme
ILC — Industrial Loan Company
EDA — Economic Development Administration's
UNAFRI — United Nations African Institute for the Prevention of Crime and the Treatment of Offenders
AA — Author Alteration
NABARD — National Bank for Agricultural and Rural Development
SMP — Special Multiperil Policy
WI — Working Interest
ERTA — Economic Recovery Tax Act
EIA — Equity Indexed Annuity
ICE — Internal control evaluation
SSVS — Statement on Standards for Valuation Services
EDI — Electronic Date Interchange
CEA — Certificate of Educational Achievement
UNGOMAP — United Nations Good Offices Mission In Afghanistan and Pakistan
IASC — International Accounting Standards Committee
CICP — Centre for International Crime Prevention
FO — Foreign to occupation
IASB — International Accounting Standards Board
HCTC — Health Coverage Tax Credit
AUI — Auxiliary Unit Interface
PAR — Public Accounting Report
PL/PD — Personal liability/property damage
NACUBO — National Association of College & University Business Organizations
WKLY — Weekly
CAA — Congressional Accountability Act
SWT — State witholding tax
ITBAT — IT Budget Analysis Team
CAPP — Cash Account Pension Plan
DRTV — Direct Response Television
IPA — Inflation Protected Annuity
DSA — Disaster Debt Set-Aside Program
LAIA — Latin American Integration Association
CPFFC — Cost-plus-fixed-fee contract

SIB — Securities and Investment Board
ARB — Accident Review Board
EFTA — European Free Trade Area
ITC — International Trade Center
DBA — Davis-Bacon Act
ACFR — Advisory Committee on Fishery Research
OI&T — Office of Information and Technology
CFIUS — Committee on Foreign Investment in United States
PFR — Portable Font Resource
CRUT — Charitable Remainder Unitrust
BPO — Business Process Optimization
DRC — Deficit Reduction Contribution
UNJSPF — United Nations Joint Staff Pension Fund
CGL — Comprehensive General Liability
AR — Architecture Requirements
HDR — Humanitarian Daily Ration
GIST — Graphics and Intelligence based Script Technology
MTTR — Mean Time To Recovery
CC — Capital Contribution
NLRA — National Labor Relations Act
UNCC — United Nations Compensation Commission
DAW — Division for the Advancement of Women
RELP — Real Estate Limited Partnership
EDP — Employee Development Plan
ICGFI — International Consultative Group on Food Irradiation
MW — minimum weight
LEAF — Logistics, Engineering, Acquisition, and Finance
PT — Part-Time
NRI — Net Rising Index
BET — Business entity tax
R/E — Real estate
HUDCO — Housing and Urban Development Corporation Limited
PWC — Public Works Commission
VOSB — Veteran-Owned Small Business
IMRB — Indian Market Research Bureau
WHD — World Habitat Day
UC — Unemployment Compensation
UNOMUR — United Nations Observer Mission Uganda-Rwanda
VAO — Virtual Acquisition Office
SAM — System for Award Management
IMR — Information Management Research
PDA — Public Displays of Affection
HRA — Health Reimbursement Arrangement
BEIT — Business Enterprise Income Tax
PBA — Pending bank approval
SAMS — Systemic Advocacy Management System
DNA — Distributed Internet Application Architecture
HRIS — Human Resource Information System
NRD — Normal Retirement Date
CBC — Community Based Outpatient Clinic

MSP — Managed Service Provider
ELI — Equity Linked Investments
HB — House B ill
FICCI — Federation of Indian Chamber of Commerce and Industry
UNIIMOG — United Nations Iran-Iraq Military Observer Group
IAS — International Accounting Standards
UNMIBH — United Nations Mission in Bosnia and Herzegovina
AIMS — Advertising and Integrated Marketing Solutions
GIC — Guaranteed Investment Contract
FACT — Fair and Accurate Credit Transactions Act of 2003
DOCO — Development Operations Coordination Office
WCEFA — World Conference on Education for All
UNOVER — United Nations Observer Mission to Verify the Referendum in Eritrea
PMSA — Primary Metropolitan Statistical Area
CBI — Compliance and Business Integrity
REA — Retirement Equity Act
MP3 — Moving Pictures Experts Group 1 Audio Layer 3
PVT — Persons Viewing Television
MEWA — Multiple Employer Welfare Arrangement
QAI — Quality Assurance International
HRIS — Human Resources Information System
UTLZTN — Utilization
MAGI — Modified Adjusted Gross Income
NR — Not Rated
FMHA — Farmers Home Administration
VA — Variable Annuity
BNIB — Business Needs and Investment Board
CEIS — Corporate Executive Information System
QSPE — Qualified special purpose entity
UNPD — United Nations Population Division
SAS — Statement of Accounting Standards
SOV — Share Of Voice
SOC — Standard Occupational Classification
SLOB — Separate Line of Business
DEC — Deductible voluntary employee contributions
TBC — To Be Contested
UNDCP — United Nations International Drug Control Programme
ND — Network Director
DEFRA — Deficit Reduction Act
CSI — Commissioners Standard Industrial Mortality Table
SDE — Service Delivery and Engineering
REMIC — Real Estate Mortgage Investment Conduit
IRP — Industry Risk Premium
ECN — Electronic Communications Network
ALA — American Legion Auxiliary
DFS — Dancer Fitzerald Sample
UNVFVT — United Nations Voluntary Fund for Victims of Torture
UNDOF — United Nations Disengagement Observer Force
COPICS — Communication Oriented Production and Information Control System
CSCS — Computer Software Components

E&P — Earnings & Profits
R&C — Reasonable and Customary
UNOMSA — United Nations Observer Mission in South Africa
C&A — Certification & Authority
CODI — Cancellation of Debt Income
SDVOSB — Service-Disabled Veteran-Owned Small Business
COD — Country Operations Division
WCC — World Climate Conference
ICPD — International Conference on Population and Development
ICC — International Chamber of Commerce
LEI — Leading Economic Indicators
GEMS — Global Environment Monitoring System
SV — Salvage value
M&A — Merger & Acquisition
D&B — Dun & Bradstreet
SYSTEM — Save YourSelf Time, Engergy, and Money (as reported by www.just15minutes.com)
USG — Under Secretary General
SEI — Software Engineering and Integration
VPFC — Variable Prepaid Forward Contract
CDS — Credit default swaps
AGGG — Advisory Group on Greenhouse Gases
SRO — See Self-Regulatory Organization
FAME — Facilities Maintenance Engineering
LOC — Letter of Comment
OES — Occupational Employment Statistics
DPSP — Deferred Profit Sharing Plan
EDGAR — Electronic Data Gathering, Analysis and Retrieval
ROA — Regional Office for Africa
DOT — Dictionary of Occupational Titles
QR — Quality Review
UNSCEAR — United Nations Scientific Committee on the Effects of Atomic Radiations
TCBY — The Country's Best Yogurt
COFI — Cost of Funds Index
LAC — Division for Latin America and the Caribbean
UNCHS — United Nations Centre for Human Settlements
EAPA — Employee Assistance Professionals Association, Inc
BIMS — Business Information Management Suite
DNAMTI — Distributable Net Alternative Minimum Taxable Income
VAL. — Value
IUC — Information Unit for Conventions
MMC — Money market certificate of deposit
ROU — Right of Use
ZBB — Zero-based budgeting
SBD — Small Disadvantaged Business
NAO — National Administrative Offices
GEM — Growing Equity Mortgage
B2C — Business to Citizen
BPO — Bargain Purchase Option
UNDHL — United Nations Dag Hammarskjölds Library
UNMEE — United Nations Mission in Ethiopia and Eritrea

BAT — Bureau of Apprenticeship and Training
CCC — Cost Containment Center
COHRS — Central Office Human Resources Service
D2D — Developer to Developer
ATNOLD — Alternative Minimum Tax Net Operating Loss Deduction
PCFRC — Private Company Financial Reporting Committee
CPHR — California Professional in Human Resources Certification
UNRISD — United Nations Research Institute for Social Development
FLC — Foreign Labor Certification
TCDC — Technical Cooperation among Developing Countries
SBA — Small Business Administrations
UNCCP — United Nations Conciliation Commission for Palestine
TPD — Third-party designee
UDITPA — Uniform Division of Income for Tax Purposes Act
UNAMSIL — United Nations Mission In Sierra Leone
CCS — Care Coordination Services
ITARS — IT Acquisition Request System
CPR — Committee of Permanent Representatives
QAIP — Quality Assurance and Improvement Plan
HRA — Health Reimbursement Account
UNISPAL — United Nations Information System on the question of Palestine
MBE — Mortgage banking enterprise
ETN — Exchange Traded Note
BV — Book value
SARSEP — Salary Reduction Simplified Employee Pension Plan
EPPA — Employee Polygraph Protection Act
FOM — Field Operations Manual
CSVLI — Cash surrender value life insurance
FEA — Fair Employment Act
SMI — Supplemental Medical Insurance (US Medicare Part B)
OFCCP — Office of Federal Contract Compliance Programs
FACHE — Fellow in American College of Healthcare Executives
CBD — Chief Benefits Director
DSW — Discount Shoe Warehouse
FSA — Flexible Spending Arrangement
CRM — Credit Risk Management
ALBCC — Account Level Budget Cost Center
DGFT — Director General of Foreign Trade
UCR — Usual, customary, and reasonable
FPO — Fruit Products Order
KSA — Knowledge, Skills, Abilities
ACII — American Association of Individual Investors
DDB — Doyle Dane Bernbach
UI — Unemployment Insurance
ADAS — Associate Deputy Assistant Secretary
BQ — Best Qualified
ASBL — American Small Business League
WCP — World Climate Programme (WMO/ICSU)
DDSN — Demand-driven supply networks
PCM — Percentage-of-completion method

CHS — Commission on Human Settlements
VHA — Veterans Health Administration's
DTCC — Depository Trust & Clearing Corp
CHFC — Chartered Financial Consultant
TRASOP — Tax Reduction Act ESOP
UNHSP — United Nations Human Settlements Programme
OOH — Occupational Outlook Handbook
FCCPA — Federal Consumer Credit Protection Act of 1968
MDIB — Minimum Distribution Incidental Benefit
CCD — Centralized Contracting Division
RDC — Remote Deposit Capture
GMP — Guaranteed Maximum Price
ITC — International Training Centre
GPHR — Global Professional in Human Resources
ZEN — Zero Effort Network
FOF — Fund of Funds
SSBCI — State Small Business Credit Initiative
CSP — Certified Speaking Professional
UNSC — United Nations Security Council
GSTP — Global System of Trade Preferences
E/M — Evaluation and Management
BNI — Business Needs and Investment
SFAS — Statements of Financial Accounting Standards
PBM — Pharmacy Benefits Management (or Manager)
AC — Associate Chief of Staff
CFOC — Chief Financial Officers Council
DI — Debt instrument
MEC — Minimum essential coverage
PEC — Potential earnings converted
UNSO — United Nations Sudano-Sahelian Office
IGE — Intergovernmental Group of Experts
UNAVEM — United Nations Angola Verification Mission
TALF — Term Asset-Backed Securities Loan Facility
USCIS — US Citizenship and Immigration Services
MSRB — Municipal Securities Rulemaking Board
GSR — General Securities Representative
OSSG — Office of the Spokesman for the Secretary-General
SAAR — Seasonally Adjusted Annualized Rate
CIP — Capital Investment Process
MHPA — Mental Health Parity Act of 1996
KSA — Knowledge Skills or Abilities
CCPA — Consumer Credit Protection Act
D/L — Demand loan
DVOP — Disabled Veterans Outreach Program
ITEAM — Information Technology Enterprise Architecture Management
DME — Development/Maintenance/Enhancement
CPDO — Constant Proportion Debt Obligation
GTC — Good Till Canceled Order
SBJPA — Small Business Job Protection Act of 1996
COS — Cost of sales

EBS — Employee Benefits Security
ECAB — Employee's Compensation Appeals Board
NC — National Cemetery
TA — Technical Advisers
YAHOO — You Are Hazy Over Oranges
SIFMA — Securities Industry and Financial Markets Association
ATNOL — Alternative Minimum Tax Net Operating Loss
CCR — Central Contractor Registeration
SDNP — Sustainable Development Networking Programme
IEC — Inter Exchange Carrier
EB — Extended Benefits
SE — Salaried Exempt
N/P — Note payable
CSD — Commission for Social Development
GAAC — Government Accounting and Auditing Committee
QJSA — Qualified Joint and Survivor Annuity
OUSG — Office of the Under Secretary General
BIOLAC — United Nations University Programme for Biotechnology in Latin America and the Caribbean
UMB — United Missouri Bank
SSM — Software Service Manager
IAB — Internet Advertising Bureau
PIM — Product Information Management
NPL — Nonperforming loan
CTI — Computer/Telephone Integration
CISC — Common Instruction Set Computer
PE — Pass-through entity
IAS — United Nations University Institute of Advanced Studies
QE — Quarter Ending
VXML — Voice eXtensible Markup Language
UNICRI — United Nations Interregional Crime and Justice Research Institute
EDA — Economically Depressed Area
UNSMIH — United Nations Support Mission In Haiti
COLI — Cost of Living Index
UNAIDS — Joint United Nations Programme on HIV/ Acquired Immune Deficiency Syndrome
WBC — Women Business Center
ECM — Energy Conservation Measures
PCA — Permanent Court of Arbitration
ZEBRA — Zero-balance reimbursement account
SPE — Senior Procurement Executive
CAMPS — Cumulative Auction Market Preferred Stock
UNTAET — United Nations Transitional Administration in East Timor
SDA — Self-directed brokerage account
NRMLA — National Reverse Mortgage Lenders Association
HR — Human Rights's
HVCC — Home Valuation Code of Conduct (mortgage and appraisal industry)
IETC — International Environmental Technology Centre
PIPE — Public investment in private equity
LDC — Low Death Conflict
CIK — Central index keys
CEIT — Comprehensive business income tax

BPC — Budget Priority Committee
RMBS — Residential mortgage backed securities
CAT — Commercial Activity Tax
B/S — Benefits/Services
UNMOT — United Nations Mission of Observers in Tajikistan
EEOICPA — Energy Employee Occupational Illness Compensation Program Act
HRCI — Human Resource Certification Institute
CPD — Comprehensive Programme on Disarmanent
ECDC — Economic Cooperation Among Developing Countries
SVNGS — Savings
IDS — Income Deposit Securities
LCL — Less than Carload Lot
NAP — Noninsured Crop Disaster Assistance Program
LCD — Labor Cost Distribution
SLA — Share lending agreement
TEA — Technology-enabled auditing
OIS — Overnight Index Swaps
FAAS — Financial Assurance and Accountability Standards
CTI — Category, Type, Item
ROAE — Return on Assets Employed
SLA — Supplemental Lease Agreements
BSNL — Bharath Sanchar Nigam Limited
PH.D. — Doctorate Of Philosophy
GAAFR — Governmental Accounting, Auditing, and Financial Reporting
FRN — Floating rate notes
UNPROFOR — United Nations Protection Force (in Former Yugoslavia)
IDS — International Development Strategy
FSR — Financial Strength Rating
SIC — Standard industrial clssification
MOD — Manufacturing on demand
DMB&B — D'arcy Masius Benton & Bowles
CSEMO — Corporate Senior Executive Management Office
PM PAR — Program Management Policy, Assessment, and Reporting
VUL — Variable Universal Life
UNIDO — United Nations Industrial Development Organization
PA — Public Accountant
WARN — Worker Adjustment and Retraining Notification Act of 1988
SRPM — Stated Redemption Price at Maturity
NRA — Normal Retirement Age
IFUP — International Forum on Urban Poverty
WIDER — United Nations University World Institute for Development Economics Research
VWAP — Value Weighted Average Price
CESCR — Convention on Economic, Social and Cultural Rights
CCP — Collateralized commercial paper
CFO — Chief Financial/Fiscal Officer
CBO — Chief Business Office
PCE — Pre-existing Condition Exclusion
DUS — Dollar Unit Sampling
PCB — Programme Coordination Board
PCE — Private Commercial Enterprise

AAA — Authentication, Authorization & Access
UNDAW — United Nations Division for the Advancement of Women
BKPR — Be Kind, Please Rewind
FECA — Federal Employer’s Compensation Act
COMP. — Item given for free
JVC — Japan's Victor Company
IAF — Inflation Adjustment Factor
FPM — Flexible Payment Mortgage
DCM — Department Cost Manager
OASI — Old Age Survivors Insurance
MTB — Motor transportation broker
JECFA — Joint Expert Committee on Food Additives
MHAEA — Mental Health and Addiction Equity Act
DBB — Design-bid-build
CIPP/G — Certified Information Privacy Professional/Government
JCT — Joint Committee on Taxation
DSPD — Division for Social Policy and Development
QME — Qualified Medical Examiner
TESSA — Tax-Exempt Special Savings Account
UNOGIL — United Nations Observation Group In Lebanon
C&P — Compensation & Pension
SITC — Standard International Trade Classification
VOB — Veteran-Owned Business
MF — Medical Facilities
IDB — Industrial Development Board
FTR — family tracing and reintegration
ICS — Information Centres Services
BEST — BrihnanMumbai Electric Supply and Transport
PWD — Prevailing Wage Determination
QCR — Quarterly Contributions Report
FWCW — United Nations Fourth World Conference on Women
ICRA — Investment Information and Credit Rating Agency
EOSG — Executive Office of the Secretary-General
CFS — Committee on World Food Security
UNSCOM — United Nations Special Commission for the Elimination of Iraq's Weapons of Mass Destruction
SCIN — Self-canceling installment note
ZAW — Zero Administration for Windows
EBP — Employee Benefits Plan
EMV — Europay, Master Card and Visa
GAP — Gross amount paid
DAP — Direct Access Program
IAG — International Auditing Guidelines
ITLO — Information Technology Logistics Office
NE — Non-Exempt
EPLI — Employment Practices Liability Insurance
RFM — Rcency, Frequency, Monetary Analysis
LDP — Last Day Paid
NIB — New In the Box
DRPC — Division for Resources Planning and Coordination
DUSB — Deputy Undersecretary for Benefits

UNOHCI — United Nations Office of the Humanitarian Coordinator for Iraq
FMRR — Financial Management Rate of Return
CRA — Credit Rating Agency
MSER — Multi-state Employer Registration
CFBT — Cash flow before taxes
SSNVS — Social Security Number Verification System
HQS — Housing Quality Standards
PERAB — President's Economic Recovery Advisory Board
HARP — Home Affordable Refinance Program
GINA — Genetic Information Nondiscrimination Act of 2007
APIC — Additional paid-in capital
OAR — Overall Rate Of Return
QWL — Quality of Work Life
GST — Generation-Skipping Transfer
KFC — Kentucy Fried Chicken
HST — Health Statistics
ASSE — American Society of Safety Engineers-Professional
PMV — Private Market Value
FSP — FASB Staff Position
FUNSA — Federation of Staff Association of the United Nations and its Specialized Agencies
COSG — Collaborative Opportunities Steering Group
UNCRD — United Nations Centre for Regional Development
NUA — Net Unrealized Appreciation
CEHIST — Center for Evaluation of Healthcare Information Systems & Technology
FBAR — Foreign Bank & Financial Account
TN — Temporary Visa
CDR — Centre for Documentation and Research
QNEC — Qualified nonelective contributions
VEVRA — Vietnam-Era Veterans Readjustment Act
NSTP — National Society of Tax Professionals
PCS — Post-contract customer support
GEENET — Global Environmental Epidemiology Network
AGFFA — Advisory Group on Financial Flows to Africa
CCISUA — Coordinating Committee of International Staff Unions and Associations of the United Nations System
FCA — Division for Finances, Control and Administration
SLSMN — Salesman
NPA — National Plans of Action
HAC — Health Administration Center
BPO — Budget process outsourcing
INCB — International Narcotics Control Board
BB — Base Benefits
DR. — Debit
CCOP — Coordinating Committee for Coastal and Offshore Geoscience Programmes in East and South East Asia
SRO — Self Regulatory Organization
NSBA — National Small Business Association
ALBRS — Automated Lending and Borrowing in Rolling Settlement
SME — Small- to medium-sized entities
PTD — Procurement and Transportation Division
FMOC — Federal Open Market Committee
UNL — Universal Networking Language

DBM — Disruptive Behavior Management
DESA — Department of Economic and Social Affairs
EAT — Exchange Accommodation Titleholder
LMA — Labor Market Area
ITOC — Information Technology Oversight & Compliance
CTFA — Certified trust & financial advisor
WST — Waste Systems and Transportation
QTIP — Qualified Terminable Interest Property
EAP — Employee Assistance Plan
INRA — United Nations University Institute for Natural Resources in Africa
CFPB — Consumer Finance Protection Bureau
AA — Average Audience
GIPS — Global Investment Policy Standards
EECB — Executive E-mail Carpet Bomb
PWBA — Pension and Welfare Benefits Administration
WMU — World Maritime University
LMI — Lender's mortage insurance
ORD — Office Of Research And Development (USEPA)
IPI — Industrial Protection Index
CCAQ(PER) — Consultative Committee on Administrative Questions (Personnel and General Administrative Questions)
CC — Copy To
OSDBU — Office of Small and Disadvantaged Business Utilization
BCAG — Business Community Advisory Group
HCSA — Health Care Spending Account
I&A — Interest and amortization
LLIC — Limited liability investment company
SST — Streamline Sales and Use Tax Agreement
LT — Lost Time
CRSR — Congressional Research Service Report
CCSQ — Consultative Committee on Substantive Questions
PBGC — Pension Benefit Guarantee Corporation
SNT — Supplemental Needs Trust
UNCDF — United Nations Capital Development Fund
ODDS — Online Data Delivery System
CHRC — Criminal History Records Check
FASIT — Financial asset securitization investment trusts
IPMA — International Personnel Management Association
DIMA — Division of Information Management and Analysis
UNFSTD — United Nations Fund for Science and Technology for Development
SR — Systems Redesign
FABS — Financial and Business Solutions
DITC — Division on International Trade in Goods and Services, and Commodities
TP — Technical Proposal
SSBIC — Specialized Small Business Investment Company
CLO — Collaterialized loan obligation
MAG — Mine Advisory Group
HR — Headquarters Regulation
PTSD — Post Traumatic Stress Syndrome
SBBA — Sales and Buy-Back Agreement
BPA — Blanket purchase authoriation

UNCJIN — United Nations Crime and Justice Information Network
NFFE — Nonfinancial foreign entity
CALS — Continuous Acquisition Lifecycle Support
BRM — Business Relationship Meeting
PUT — Persons Using Television
T/B — Trial balance
CDP — Committee for Development Policy
RJP — Realistic Job Preview
ZEN — Zero Engine Noise
ACLI — American Council of Life Insurance
FEI — Financial Executives Institute
WDC — Workforce Development Center
NATP — National Association of Tax Professionals
PE — Price to Earnings Ratio
DI — Derivative instrument
TPS — Transaction processing services
DBIC — Data Base Integration Committee
ECS — Enterprise Class Storage
DTP — Data Transfer Program
SDVOB — Service-disabled veteran owned business
ESAF — Enhanced Structural Adjustment Facility
GRC — Goverance, risk and compliance
RFB — Request For Bid
BCBS — Blue Cross/Blue Shield
LTFP — Long-Term Financial Plans
PFK — Pay-for-knowledge-and-skills plans
MACC — Mine Action Coordination Centre
VWAP — Volume-weighted average price
AMCD — Audit and Management Consulting Division
HTTP — Hyper Text Transport Protocol
COAS — Clinical Observation Access Control
RET — Retirement earnings test
CSPN — College Savings Plan Network
UNOMSIL — United Nations Observer Mission in Sierra Leone
IFOR — Implementation Force
DPGA — Deferred Payment Gift Annuity
MDA — Market development funds
WCB — Workers Compensation Board
COSVA — Chief of Staff
STF — Summary Tape File
LRO — Labor Relations Officer
CHRC — Canadian Human Rights Commission
NBIA — National Business Incumbation Association
UNIPOM — United Nations India-Pakistan Observation Mission
ISBA — International Seabed Area
SPD — Division for Special Programmes Development
NIC — Newly Industrialized Countires
SDCF — Sellers Discretionary Cash Flow
XML — Extended Markup Language
GWAC — Government Wide Acquisition Contract

NIPA — National income and product accounts
CTJ — Citizens for Tax Justice/Institute on Taxation and Economic Policy
SP — Strategic Plan
GAW — Guaranteed Annual Wage
SBO — Small Business Ombudsman
TAA — Trade Adjustment Act
HAFA — Home Affordable Foreclosure Alternative program
NCCUSL — National Conference of Commissioners on Uniform State Laws
TDB — Trade and Development Board
EBSA — Employee Benefit Security Administration's
FALD — United Nations Field Administration and Logistics Division
NFIB — National Federation of Independent Business
EAO — Executive and Administrative Office
LTC — Long-Term Care
OEL — Offshore Employee Leasing
UNOG — United Nations Office at Geneva
NOLD — Net Operating Loss Deduction
CO — Contracting Officer
DR — Direct Response
CCSQ(PROG) — Consultative Committee on Substantive Questions (Programme Matters)
CONGO — Conference on Non-Governmental Organizations
IRMAA — Income Related Medicare Adjustment Amount
CO — Compliance Officer
NAWW — National Average Weekly Wages
CBFA — Committee on Budget, Finance and Administration
FELA — Federal Employment Liability Act
UN-NADAF — United Nations New Agenda for the Development of Africa in the 1990s
UNOGBIS — United Nations Peace-Building Support Office in Guinea-Bissau
NACM — National Association of Credit Management
AGFUND — Arab Gulf Programme for United Nations Development Organizations
GAS — Governmental Accounting Standards
SCP — Sustainable Cities Programme
ECS — Event Capture System
IHRIM — International Association of Human Resource Information Management
FEP — Fair Employment Practices
CPCU — Chartered property and casualty underwriter
WST — Waste Spare Time
WPP — Wire and Plastic Products
FEP — Fair employment practice
AETF — African Emergency Task Force
IIST — United Nations University International Institute for Software Technology
ATP — Acquisition Training Program
UNYOM — United Nations Yemen Observation Mission
CFRS — Carry Forward in Rolling Settlement
CSCIS — Computer Software Configuration Items
PBC — Programme and Budget Committee
CPK — California Pizza Kitchen
FMSHA — Federal Mine and Safety Health Act
PDM — Program Decision Maker
ODCCP — United Nations Office for Drug Control and Crime Prevention

SBI — Site Build It
USM — Unlisted Securities Market
USENET — USEr NETwork
CFIA — Competency Framework for Internal Auditing
SLE — Single lease expense
SMB — Small- to medium-sized business
BAB — Build America Bonds
SHD — Sustainable Human Development
NCO — Net chargeoffs
UNIC — United Nations Information Centre
UNIPTF — United Nations International Police Task Force
L/V — Loan-to-value ratio
BKPR — Bookeeper
WGEID — United Nations Working Group on Enforced or Involuntary Disappearances
ULP — Unfair Labour Practices
OP — Order Point
USTC — United States Tax Court
TEA — Transportation Efficiency Act
CPTAL — Capital
PERC — Premiums, earnings and reasonable charges
CSP — Cyber Security Professional
WRAEA — Workforce Reinvestment and Adult Education Act
SMES — Small- and medium-scale enterprises
HPS — Headquarters Procurement Section
ISMUN — International Student Movement for the United Nations
CSO — Cyber Security Office
GCT — General Corporation Tax
FOK — Fill-or-kill order
DST — Delaware stautory trust
ICSAB — International Civil Service Advisory Board
TVI — Trade Value Index
EBX — Electronics Boutique X
SIA — Securities Industry Act of 1983
IACWGE — Inter-Agency Committee on Women and Gender Equity
CPS — Core Products and Services
DBIA — Database Integration Agreement
ODCF — Owner's Discretionary Cash Flow
POB — Public Oversights Board
PD — Procurement Division
EBO — Equity buy out
OCBOA — Other Comprehensive Basis of Accounting
CEOSH — Center for Engineering & Occupational Safety and Health
IPDC — International Programme for the Development of Communications
JAN — Job Accommodation Network's
SPFS — Special Programme for Food Security
SECA — Self-Employment Contributions Act
UR — Unemployment Rate
UNOMIL — United Nations Observer Mission In Liberia
SPHR — Senior Professional Human Resources
BDC — Business Development Council

R/E — Retained earnings
MAT — Minimum Alternative Tax
TILA — Truth In Lending Act
IMC — Integrated Market Communications
ASHHRA — American Society for Healthcare Human Resources Administration
NBB — New Belgium Brewery
UNMACC — United Nations Mine Action Coordination Centre
TCPC — Technical Committee for Programme and Coordination
UNDC — United Nations Disarmament Commission
PPA — Pension Protection Act of 1987
UNFIP — United Nations Fund for International Partnerships
COAG — Committee on Agriculture
CPI-U — Consumer Price Index for All Urban Consumers
IAG — International Advisory Group
FIRPTA — Foreign Investment in Real Property Tax Act
VRM — Variable Rate Mortgage
ULPA — Uniform Limited Partnership Act
SBIR — Small Business Innovation and Research
UNPOB — United Nations Political Office in Bougainville
FYE — Fiscal year ended
CFTA — Currency and Foreign Transaction Act
UNIDIR — United Nations Institute for Disarmament Research
LTD — Long Term Insurance
QTD — Qualified Total Distribution
IMFL — Indian-Made Foreign Liquor
USCIS — U.S. Citizenship and Immigration Service
UNMOGIP — United Nations Military Observer Group In India & Pakistan
PL — Profit and Loss
SSD — Specialist Services Division
IM/DQ — Identity Management/Data Quality
CBRS — Currency banking and retrieval system
HRC — Historic Rehabilitation Credit
BREP — Business Requirements Engineering Process
CCPISA — Convention on the Privileges and Immunities of the Specialized Agencies
CEFU — Continuing Education Field Unit
UNMIH — United Nations Mission In Haiti
VBA — Veterans Benefit Administration
QREC — Quality Review Executive Committee
UNCA — United Nations Correspondents Association
SSARS — Statement on Standards for Accounting and Review Services
DSPE — Deputy Senior Procurement Executive Known
COFI — Committee on Fisheries
UNTEA — United Nations Temporary Executive Authority
NBER — National Bureau of Economic Research
UNMOP — United Nations Mission of Observers in Prevlaka
HRI — Human Rights Instruments
LTI — Lead Time Interval
UB — Unsafe Buildings
SS — Safety Stock
DITE — Division on Investment, Technology and Enterprise Development

KMI — Key Man Insurance
BLBA — Black Lunch Benefits Act
STIP — Short-Term Industry Projections
UNSF — United Nations Security Force in West New Guinea
SEDR — Systems Engineering and Design Review
TOFC — Trailer On Flat Car
UNMO — United Nations Military Observers
XRA — Expected Retirement Age
IFEBP — International Foundation of Employee Benefit Plans
LA — Labor Area
CFP — Clinical Financial Planner
CSUM — Common Security User Manager
SAC — Strategic Acquisition Center
SPDC — Special Political and Decolonization Committee
EMA — Expense Management Automation
NST — National Sales Tax
MSPR — Medicare Secondary Payer Rules
T&E — Travel & Entertainment
LTCG — Long-term capital gain
HRLY — Hourly
ING — Internationale Nederlanden Group (a Financial Company)
SDC — System Development Center
NTU — National Taxpayer's Union
CCSQ(OPS) — Consultative Committee on Substantive Questions (Operational Activities)
FASAC — Financial Accounting Standards Advisory Committee
NAEA — National Association of Enrolled Agents
EBRI — Employee Benefits Research Institute
GAO — General Accountability Office
TPA — Technical Practice Aide
B2C — Business to Comerce
SJ — Sales Journal
UNEP-IE — United Nations Environment Programme Industry and Environment Centre
SOBO — Small Office Business Office
SITW — State income tax withholding
GIWA — Global International Waters Assessment
UNRCPDA — United Nations Regional Centre for Peace and Disarmament in Africa
NQPS — Nonqualified preferred stock
IBD — Investors Business Daily
UNITES — United Nations Information Technology Corps of Volunteers
CCHR — Canadian Council on Human Resources
DRM — Division for Resources Mobilization
RRM — Renegotiated-Rate Mortgage
SIPA — Securities Investment Protection Act
IDB — Industrial Development Bond
FSB — Fortune Small Business
TOM — Traded Options Market
SBRB — Small Business Research Board
GNC — General Nutrition Centers
DDB — Deemed death benefit
UNSD — United Nations Statistic Division

D/N — Demand note
CPK — Cost Per Keyword
PRP — Potentially Responsible Party (Superfund)
AWL — Actual Wage Loss
NAVA — National Association for Variable Annuities
WCC — Working capital cycle
RIPA — Retirement Income Policy Act
DSD — Division for Sustainable Development
CBHCO — Community-Based Health Care Organization
B/A — Basic Agreement
IMRO — Investment Management Regulatory Organisation
CRPC — Chartered Retirement Planning Counselor
OSDC — Over/Short/Damage/Claims
HUT — Households Using Television
SGML — Standard Generalised Markup Language
LLTC — Limited liability trust company
HRIS — Human Resources Information Service
SSTP — Streamlined Sales Tax Project
HRC — Health Resource Center
UNGCI — United Nations Guards Contingent in Iraq
NMHPA — Newborns’ and Mothers’ Health Protection Act
JSSA — Jury Selection and Service Act
HCIP — Harmonized Index of Consumer Pricing
MTNL — Mahanagar Telephone Nigam Limited
KMI — Knowledge Management Initiative
STW — School-To-Work
DWC — Division of Workers Compensation
SECL — Secretarial
TPRB — Trade Policy Review Body
SUB — Supplemental Unemployment Benefit
SWA — State Workforce Agencies
ODPR — Office for Displaced Persons and Refugees
CCAQ(FB) — Consultative Committee on Administrative Questions (Financial and Budgetary Questions)
CWHSSA — Contract Work Hours and Safety Standards Act
ETR — United Nations Education and Training Programme
VLI — Variable Life Insurance
SFI — Six-Figure Income
TUR — Total Unemployment Rates
FCIC — Financial Crisis Inquiry Commission
UNPF-HQ — United Nations Peace-Force Headquarters
CVE — Center for Verification and Evaluation
IQPA — Independent Qualified Public Accountant
UNPAAERD — United Nations Programme of Action for African Economic Recovery and Development
INTECH — United Nations University Institute for New Technologies
NABE — National Association for Business Economics
DOBI — Department of Defense Instruction
EOLI — Employer owned life insurance
BIRLS — Beneficiary Identification Records Locator Subsystem
QR — Quarterly Report
FAC-C — Federal Acquisition Certification in Contracting

IOLTA — Interest on Lawyer's Trust Account
QIE — Domestically controlled qualified investment entity
USRPHC — U.S. real property hodling corporation
UNOSOM — United Nations Operation in Somalia
EMIF — Emerging Issues Task Force
UNTAC — United Nations Transitional Authority in Cambodia
OR — Operating revenue
UNFALD — United Nations Field Administration and Logistics Division
LLDIE — Limited life debt investment entity
CDARS — Certificate of Account Registry Service
PPA — Paperwork Reduction Act
UDR — Unused development rights
BA — Business Architecture
IPC — Integrated Programme for Commodities
NEO — New and Emerging Occupations
IMPACT — Inventory Management Program and Control Techinques
UNMAS — United Nations Mine Action Service
SEBI — Securities Exchange Board of India
ZBA — Zero-Balance Account
PPIP — Public-Private Investment Program
OHRM — Office of Human Resources Management
WCDMP — World Climate Data and Monitoring Programme
YSP — Yield-spread premium
BRB — Benefit Review Board
NAHB — NATIONAL ASSOCIATION OF HOMEBUILDERS
POP — Point-of-purchase
TIFF — Tagged Interface File Format
AFROWHO — Regional Office for Africa
OEBS — Office of Employee Benefits Security
GEO — Global Environment Outlook Report
MINX — Multimedia Information Network Exchange (system)
PRA — Paperwork Reduction Act of 1980
EPLI — Employee practices liability insurance
B&P — Budgeting & planning
TOE — Time is of the essence
PPBA — Office of Programme Planning, Budget and Accounts
MFST — Manifest
PJ — Purchases journal
USPTO — U.S. Patent and Trademark Office
OSBDU — Office of Small and Disadvantaged Business Utilization
USPAP — Uniform Standards of Professional Appraisal Practice
UMTS — Universal Mobile Telephone System
UNICC — United Nations International Computer Centre
ILM — Industrial Light and Magic, Inc.
UNOB — United Nations Office in Burundi
SIU — Sets In Use
ROLAC — Regional Office for Latin America and the Carribean
STCG — Short-Term Capital Gain
HMO — Health Maintenance Organisation
UNSMA — United Nations Special Mission to Afghanistan

NFTC — National Foreign Trade Council, Inc.
IIOP — Internet Inter operable ORB Protocol
PCNICC — Preparatory Commission for the International Criminal Court
OER — Owner's equivalent rent
PIU — Public Inquiries Unit
IMF — International Monitary Fund
TWAIN — Toolkit Without an Interesting Name
BRSP — Bureau for Resources and Strategic Planning
RMA — Restricted management account
OHR — Office of Human Resources
OIP — Office of the Iraq Programme
SE&I — Software Engineering & Integration
CUNA — Credit Union National Assocation
AFSCME — American Federation of State, County and Municipal Employers
SOYD — Sum-of-the-years-digits
HEP — Humanitarian Evacuation Programme
VCL — Vacancy and collection losses
SYD — Sum-of-the-years-digits
NCAO — National Cemetery Area Office
WPRO — Western Pacific Regional Office
UNIS — United Nations International School
WIA — Workforce Investment Act
RA — Resident Alien
VBIA — Veterans Benefits Improvement Act of 2004
VAMC — Va medical center
CRISIL — Credit Rating Investment Services India Limited
EHLP — Emergency Homeowners Loan Program
UNPD — United Nations Procurement Division
SBLF — Small Business Lending Fund
TRD — Trade Relations Division
OIS — Occupations Information System
WST — Waste Science and Technology
GPRS — General Packet Radio System
USOA — Uniform system of accounts
CARDS — Custom Adjustable Rate Debt Structure
NOIDA — New Okhla Industrial Development Authority
JRPU — Joint Reintegration Programming Unit
LTP — Long-Term Plan
WHCRA — Women’s Health and Cancer Rights Act of 1998
NDNH — National Directory New Hires
DUZ — Designated User
IEFR — International Emergency Food Reserve
NHCE — Non-Highly Compensated Employee
FUA — Federal Unemployment Account
STAT — Statistical Division
INWEH — United Nations University International Network on Water, Environment and Health
OTI — OSHA Training Institute
GAGAS — Generally Accepted Government Accounting Standards
MSPA — Migrant and Seasonal Agriculture Worker Protection Act
NASDR — National Association of Securities Dealers Regulation

NAALC — North American Agreement on Labor Cooperation
GWG — Gender Working Group
LAUS — Local Area Unemployment Statistics
GPML — Global Programme Against Money Laundering
PATS — Planning, Architecture, Technology and Services
UNIS — United Nations Information Service
CSA — Common Services Architecture
UNRFNRE — United Nations Revolving Fund for Natural Resources Exploration
AIR — Assumed Investment Rate
WHYCOS — World Hydrological Cycle Observing System
IPECILO — International Programme for the Elimination of Child Labour
IREA — Intermountain Rural Electric Association
TAC — Technology Assessment Committee
UNMOVIC — United Nations Monitoring, Verification and Inspection Commission
HDRO — Human Development Report Office
UNMA — United Nations Mission in Angola
SEPHA — Special Emergency Programme for the Horn of Africa
SBLC — Small Business Legislative Council
ICDAIT — International Conference on Drug Abuse and Illicit Trafficing
RPO — Recruitment process outsourcing
ESOT — Employee Stock Ownership and Trust
TRD — Transfer of Development
JAIN — Joint American Indian Network
VWPX — Volume Weighted Price Uncrossing
SOIR — Schaeffer Open Interest Ratio
XUL — eXtensible UserInterface Language
OTR — Office of Thrift Supervision
BCUN — Business Council for the United Nations
PKO — Peace-Keeping Operation
SBL — Small Business Liaisons
BSAD — Baseline System Architecture Document
NCAER — National Council for Applied Economic Research
GLSO — Group Legal Services Organization
IASA — Internation Air Shipper's Association
OHCA — Organized Health Care Arrangement
LBO — Limited Buyout
ODS — Office of Develoment Studies
IBDOEI — Income before discontinued operations and extraordinary items
PFA — Platform for Action
VAAR — Department of Veterans Affairs Acquisition Regulation
FROI — First Report of Injury
IUR — Insured Unemployment Rates
CWSP — College Work-Study Program
UNON — United Nations Office at Nairobi
UNARDOL — United Nations Assistance for the Reconstruction and Development of Lebanon
RO&IC — Regional Office and Insurance Center
DGAACS — Department of General Assembly Affairs and Conference Services
ICDB — International Childrens' Day of Broadcasting
NSDL — National Securities Depository Limited
UNISTE — United Nations International Symposium on Trade Efficiency

ICFY — International Conference on the Former Yugoslavia
NRET — Non-Resident Withholding Tax
SFO — Solicitatio for offers
PBSI — Performance Based Salary Increase
RDMHQ — Rapidly Deployable Mission Headquarters
VEEP — Village Employment and Environment Programme
WARN — Worker Adjustment and Retraining Notification Act W&M
MSFW — Migrant and Seasonal Farm Worker
VPT — Volume Price Trend
UNIKOM — United Nations Iraq-Kuwait Observation Mission
NVC — National Veterans Conference
BOY — Beginning of Year Violator
COBRA — Common Object Request Broker Architecture
SPX — Standard and Poor’s Index
PPBD — Programme Planning and Budget Division
DSRSG — Deputy Special Representative of the Secretary-General
LR — Labor Relations
CI — Control Item
UNOL — United Nations Peace-Building Support Office in Liberia
MPPAA — Multiemployer Pension Plan Amendments Act
USERRA — Uniform Services Employment and Reemployment Rights Act
NYMEX — New York Metal Exchange
UNROAP — United Nations Regional Office for Asia and the Pacific
SUTCDC — Special Unit for Technical Cooperation Among Developing Countries
UNLTC — United Nations Military Liaison Team in Cambodia
SMF/LDC — Special Measures Fund for the Least Developed Countries
UNTMIH — United Nations Transitional Mission in Haiti
EPRS — Emergency Preparedness and Response Section
TEUC — Temporary Extended Unemployment Compensation
ERCI — Employee Relocation Council Institute
HOW — Homeowner Warranty Plan
NAPAT — National Association for Private Annuity Trusts
JEEP — Joint Ethics Enforcement Plan
MQT — Medicaid Qualifying Trust
PSR — Presentence report
IPO — Incorporated to Provide
VRP — Variable Rate Premium
UNOMA — United Nations Observer Mission in Angola
USITC — U.S. International Trade Commission
CIFR — Committee on Improvements to Financial Reporting
UNLB — United Nations Logistic Base
TSB — Targeted Small Business
EPAU — Evaluation and Policy Analysis Unit
UNGIWG — United Nations Geographic Information Working Group
WPOA — Wagner-Peyser Act
POP — Premium-Only Plan
BLESS — Borrowing and Lending Securities Schemes
WOSB — Woman-Owned Small Business
IAPSO — Inter-Agency Procurement Services Office
UNASOG — United Nations Aouzou Strip Observer Group

UFW — United Farm Workers
NSTA — National Securities Trade Association
JPAC — Joint Public Advisory Committee
PCPB — Post-Conflict Peace-Building
NRV — Net recoverable value
RCNYO — United Nations Regional Commissions New York Office
COFO — Committee on Forestry
XFRML — XML based Financial Reporting Markup Language
ITARP — IT Activity Resource Proposal
USRPI — U.S. real property interest
MCFS — Modern Carry Forward System
DM — Department of Management
NUSS — Nuclear Safety Standards
POD — Professional & Organizational Development
FOIA — Freedome of Information Act
UNPF — United Nations Peace-Force
MVI — Mini Vacations Incorporated
NVSBC — National Veterans Small Business Conference
DC — Developed Countries
MGIC — Mortgage Guarantee Insurance Company
UNREO — United Nations Rwanda Emergency Office
WRKR — Worker
CORTS — Corporate-backed trust securities
LOW — Lack of Work
UNTAES — United Nations Transitional Administration for Eastern Slavonia, Baranja and Western Sirmium
CIMO — Commission for Methods of Observation
SOPAC — South Pacific group of countries
OCLA — Office of Congressional Legislative Affairs
PAHO — Pan American Health Office/Regional Office for the Americas of the WHO
TAC — Technology Acquisition Center
UNTAG — United Nations Transition Assistance Group
LPA — Local Plans of Action
SEPPAA — Single Employer Pension Plan Amendments Act
URLA — Uniform Residential Loan Application
SEAROWHO — Regional Office for South-East Asia Region
UNPA — United Nations Postal Administration
VBOP — Veterans Business Outreach Centers
EPPG — Emergency Prevention and Preparedness Group
SLOB — Separate lines of business
UNSSOD — United Nations General Assembly's Special Session on Disarmament
UNTOP — United Nations Tajikistan Office for Peace-Building
ULC — Uniform Law Commissioners
QANTAS — Queensland and Northern Territory Ariel Service
CIM — Corporate Information Model
CSBU — Center for Small Business Utilization
TRIPS — Trade-Related Aspects of Intellectuel Property Rights
POC — Pacific Operations Centre
SARD — Sustainable Agriculture and Rural Development
CORBAIIOP — CORBA Internet Inter ORB Protocol
UNAT — United Nations Administrative Tribunal

WPPDA — Welfare and Pension Plan Disclosure Act
OALC — Office of Acquisition, Logistics, and Construction
VOC-ED — Vocational Education
SERP — Systemwide Electronic Research Program
VC — Veterans Center
UNICPO — United Nations Open-ended Informal Consultative Process on Ocean Affairs
PPI — Division for Planning and Public Information
WFUNA — World Federation of UN Associations
HEA — Health Enterprise Architecture
SROI — Subsequent Report of Injury
POPIN — United Nations Population Information Network
PEPPRA — Public Employee Pension Plan. Reporting and Accountability Act
SOS — Switched On Schoolhouse
WWC — World Water Conferences
UNGEGN — United Nations Group of Experts on Geographical Names
UNROD — United Nations Relief Operation in Dacca
SEES — Survey Evaluation Exam System
FSET — Federal State Employment Taxes
UNRRA — United Nations Relief and Rehabilitation Agency
PE — Printer Error
OASG — Office of the Assistant Secretary-General
UNSC — United Nations Staff College
MRAM — Magnetic Random Access Memory
PIRG — Public Interest Research Group
UNPOS — United Nations Political Office for Somalia
NGLS — United Nations Non-Governmental Liaison Service
VWPT — Value Weighted Price Trading
ECLAC — Economic Commission for Latin America and the Carebbean
WOTC — Workforce Opportunity Tax Credit
VETS — Veteran's Employment & Training Service
JUNIC — Joint UN Information Committee
UNCRO — United Nations Confidence Restoration Operation in Croatia
NVCA — National Venture Captial Association
UNAMA — United Nations Assistance Mission to Afghanistan
QPAM — Qualified Professional Asset Manager
EMROWHO — Regional Office for the Eastern Mediterranean
VACO — VA Central Office
UNPA — United Nations Protected Area
WDCD — Intergovernmental Committee for the World Decade for Cultural Development
EFAST — ERISA Filing Acceptance System
STOLI — Stranger-originated life insurance
INMARSAT — Convention on the International Mobile Satellite Organization
BIMST-EC — Bangladesh India Myanmar Srilanka Thailand - Economic Council
VERONICA — Very Easy Rodent Oriented Netwide Index of Computer Archives
UNTPDC — United NationsTrade Point Development Centre
UNDOC — United Nations Documents Index
PIP — Peace Implementation Programme
JIU — Joint Inspection Union
CT — Commercial Technology
NPEP — National Poverty Eradication Plan

UNTSO — United Nations Truce Supervision Organization
OAO — Office of Acquisition Operations
ITAAC — IT Acquisition Advisory Council
UNOV — United Nations Office at Vienna
POS — Point-of-sale
KFOR — UN Kosovo Force
QWI — Quarterly Workforce Indicators
UNHQ — United Nations Headquarters
TOKTEN — Transfer of Knowledge through Expatriate Nationals
UNCPCJP — United Nations Crime Prevention and Criminal Justice Programme
CIOFO — Chief Information Office Field Office
SIGHTWHO — Summary Information on Global Health Trends
LLET — Limited Liability Entity Tax
OF — Office of Facilities
NTFO — Nationwide Tax Forums Online
NVSBE — National Veterans Small Business Engagement
UNFICYP — United Nations Force in Cyprus
SRDC — Subregional Development Centre
UNSIA — United Nations System-wide Special Initiative on Africa
UNTACDA — United Nations Transport and Communications Decade in Africa
EUROWHO — Regional Office for Europe
BMVC — Baghdad Monitoring Verification Centre
UNJSPB — United Nations Joint Staff Pension Board
VOC-REHAB — Vocational Rehabilitation
UNGASS — Special Session of the General Assembly
STD — Short-term Insurance
VIP — Veteran Information Pages

Show More Results

59

© 2013 - 2020
Acronyms and Slang, Inc.
All Rights Reserved.

Trending terms
Last Added
Submit
Privacy Policy
Terms Of Use