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Insurance
Business & Finance
>> Insurance Abbreviations
Look through 1022 acronyms and abbreviations related to Insurance:
SOX
— Sarbanes-Oxley
SCC
— Segregated Cell Captive
SPC
— Segregated Portfolio Company
UM
— Uninsured Motorist
PRIDE
— Pension Review Insurance Debacle Exposed
RAROC
— Risk-Adjusted Return On Capital
UMP
— Uninsured Motorist Protection
C AND F
— Cost and Freight
FIFO
— First In, First Out
RARORAC
— Risk-Adjusted Return on Risk-Adjusted Capital
ATM
— Automatic Teller Machine
LIFO
— Last In, First Out
HIPAA
— Health Insurance Portability and Accountability Act of 1996
UCR
— Usual Customary Reasonable
EBIDDA
— Earnings Before Interest, Dividends, Depreciation And Amortization
PLIR
— Professional Liability Insurance Reimbursement
LLC
— Limited Liability Company
CIH
— Compensated Intercorporate Hauling
UBTI
— Unrelated Business Taxable Income
EAP
— Employee Assistance Program
PITI
— Principal Interest Taxes Insurance
HAIW
— Honolulu Association of Insurance Women
PLIG
— Professional Liability Insurance Group
PIBT
— Private Insurance Benefit Trust
PIP
— personal insurance protection
CD
— Certificate of Deposit
V&MM
— Vandalism & Malicious Mischief
NAHU
— National Association of Health Underwriters
WACC
— Weighted Average Cost Of Capital (accounting)
SPV
— Special Purpose Vehicle (sometimes Single Purpose Vehicle)
C&F
— Cost and Freight
CIP
— Carriage and Insurance Paid to
ALOP
— advance loss of profit insurance
COO
— Chief Operation Officer
UPR
— Unearned Premium Reserve
NAIIA
— National Association of Independent Insurance Adjusters
IRA
— Individual Retirement Account
AAA
— abdominal aortic aneurysm
CEN
— confiscation, expropriation, nationalization
CBRN
— Chemical, Biological, Radiological, Nuclear
JV
— Joint Venture
CFO
— Communication Filing Officer
REIT
— Real Estate Investment Trust
BCAR
— Best's Capital Adequacy Ratio
BI
— Bodily Injury
ROE
— Return On Equity
NAIIO
— Non-Admitted Insurers Information Office
AADC
— American Association of Dental Consultants
PV
— Present Value
RICO
— Racketeer Influenced and Corrupt Organizations Act of 1970
KGID
— Karnataka Government Insurance Department
LPG
— Liquid Petroleum Gas
CPA
— Certified Public Accountant
PLE
— primary loss expectancy
NABRTI
— National Association of Bar-Related Title Insurers
ADR
— American Depository Receipt
RCRA
— Resource Conservation and Recovery Act (1976, 1984)
AMT
— Amount for Married Taxpayers
BTR
— below-target risk
UEP
— Unearned Premium
COLA
— Cost of Living Adjustment (or Allowance)
EPD
— expected policyholder deficit
ICPL
— Insurance Company Professional Liability
CFA
— Chartered Financial Analyst
DCF
— discounted cash flow rate
DEFS
— Direct-Applied Exterior Finish Systems
BCM
— Business Continuity Management
LIMRA
— Life Insurance Marketing & Research Association
DJIA
— Dow Jones Industrial Average
JSA
— Job Safety Analysis
AD&D
— Accidental Death and Dismemberment
EPS
— Earnings per share
FICA
— Federal Insurance Contribution Act
UP
— Unearned Premium
MORT
— management oversight and risk tree
PMI
— Private Mortgage Insurance
A&H
— Accident and health insurance
ERISA
— Employee Retirement Income Security Act
CRO
— Chief Risk Officer
IRC
— Internal Revenue Code of 1986
EVA
— Economic Value Added
FCRA
— Fair Credit Reporting Act
ASM
— Available Seat Mile
USERRA
— Uniformed Services Employment and Reemployment Rights Act of 1994
WC
— Worker's Compensation
TOR
— Technique of Operations Review
DNI
— Distributable Net Income
CIF
— Cost, Insurance, Freight
PMF
— package modification factor
ESOP
— Employee Stock Ownership Plan
MLE
— Maximum Loss Expectancy
SGLI
— Servicemember Group Life Insurance
AICPA
— L'American Institute of Certified Public Accountants
EP
— Earned Premium
AGC
— Associated General Contractors of America
OASDI
— Old Age Survivors Disability Insurance
UIM
— Underinsured Motorist
IRI
— Industrial Risk Insurers
COGSA
— U.S. Carriage of Goods by Sea Act
TIL
— Truth in Lending
FECA
— Federal Employee's Compensation Act
CHIP
— Children's Health Insurance Program
IFB
— Insurance Fraud Bureau
LOC
— Letter Of Credit
CAT
— Catastrophe
MGA
— Managing General Agent
CAGR
— Compounded Annual Growth Rate
ACV
— Actual Cash Value
AAI
— Alliance of American Insurers
SPC
— Special Purpose Company
TCN
— Third Country National
SEP
— Simplified Employee Pension
TSA
— Tax Sheltered Annuity
FDIC
— Federal Deposit Insurance Corporationration
DAC
— Deferred Acquisition Cost
CBOT
— Chicago Board of Trade
TL
— Truckload
RORAC
— Return on Risk-Adjusted Capital
ADB
— Accidental Death Benefit
NASD
— National Association of Securities Dealers
SIPC
— Securities Investor Protection Corporation
CV
— coefficient of variation
COPE
— Construction, Occupancy, Protection, Exposure
TDA
— Tax Deferred Annuity
ART
— Annual Renewable Term (life insurance)
PML
— Probable Maximum Loss
AIS
— Associate in Insurance Services
POD
— Payable on Death
SOA
— Society Of Actuaries
CQE
— Certified Quality Engineer
CEND
— Confiscation, Expropriation, Nationalization and Deprivation
VIE
— Variable Interest Entity
ECP
— exempt commercial policyholder
LCF
— loss conversion factor
CSO
— Commissioners Standard Ordinary
PRP
— Preferred Risk Policy
D&O
— Directors and Officers Liability
NAIC
— National Association of Insurance Commissioners
GSIS
— Government Service Insurance System
IRDA
— Insurance Regulatory Development Authority
EA
— Enrolled Actuary
ARM
— Associate in Risk Management
CFC
— Chartered Financial Consultant
MPL
— Maximum Possible Loss
SIR
— Self-Insured Retention
CSL
— Combined Single Limit
OASDHI
— Old Age, Survivors, Disability and Health Insurance Act
TDI
— Temporary Disability Insurance
P&I
— Protection and Indemnity insurance
AAIS
— American Association of Insurance Services
CV
— Cash Value
E&S
— Excess and Surplus
ERIC
— ERISA Industry Committee
ACII
— Associateship of the Chartered Insurance Institute
DICJ
— Deposit Insurance Corporation of Japan
UIC
— Unemployment Insurance Commission (Canada, archaic)
AID
— Arkansas Insurance Department
CFC
— Controlled Foreign Corporation
ERM
— Enterprise Risk Management
AIME
— Average Index Monthly Earnings
E&O
— Errors and Omissions
SFR
— Semi-fire Resistive
PEO
— Professional Employer Organization
LDF
— Loss Development Factor (insurance)
ARO
— Asset Retirement Obligation
MMII
— Mass Marketing Insurance Institute
SBLI
— Savings Bank Life Insurance
CTD
— Cumulative Trauma Disorder
EC
— Extended Coverage
CFP
— Certified Financial PlannerTM
SIC
— Standard Industrial Code
AAM
— Associate in Automation Management
PA
— Particular Average
ALCM
— Associate in Loss Control Management
IDSS
— Insurance Decision Solution Suite
ESOT
— employee stock ownership trust
EQSL
— EarthQuake Sprinkler Leakage
ROL
— Rate On Line
IB
— Insurance Beneficiary
FAS
— free along side
AIA
— American Insurance Association
FIS
— Flood Insurance Study
DEC
— Declarations Page
SSAP
— Statement of Statutory Accounting Principles
AAI
— Accredited Adviser in Insurance
CVIF
— Compound Value Interest Factor
MIB
— Medical Information Bureau
CLU
— Chartered Life Underwriter
SAP
— Statutory Accounting Principles
ARM-P
— Associate in Risk Management for Public Entities
UCI
— Unemployment Compensation Insurance
AIP
— Annual Implementation Plan
MVR
— Motor Vehicle Record
BOP
— businessowners policy
EBRI
— Employee Benefit Research Institute
AAPL
— American Association of Petroleum Landmen
PFIC
— Passive Foreign Investment Company
VPP
— Voluntary Protection Program
ROCIP
— Rolling Owner Controlled Insurance Program
CIT
— Critical Incident Technique
PRD
— Pro Rata Distribution
FIC
— Fraternal Insurance Counselor
GIC
— General Insurance Corporation of India
RIMS
— Risk and Insurance Management Society, Inc.
CEBS
— Certified Employee Benefits Specialist
BLI
— Bureau of Labor Insurance
FCII
— Fellowship of the Chartered Insurance Institute
YRT
— Yearly Renewable Term
AGIA
— Association Group Insurance Administrators
ARIA
— American Risk and Insurance Association
PTE
— Prohibited Transaction Exemption
RC
— Replacement Cost
UCD
— Unemployment Compensation Disability
AWW
— average weekly wage
DI
— Disability Income
ANFI
— Associate in National Flood Insurance
IPT
— Insurance Premium Tax
PCAOB
— Public Company Accounting Oversight Board
HICN
— Health Insurance Claim Number
COR
— cost of risk
PIRT
— Policy of Insurance of Record Title
DEP
— Direct Earned Premium
AI
— Additional Insured
CF
— contract frustration
RBC
— Risk-Based Capital
ACIP
— Arizona Counties Insurance Pool
DFA
— Dynamic Financial Analysis
MVC
— Mean/Variance/Covariance
CRA
— Cargo Reinsurance Association
DQO
— Data Quality Objective
PRI
— political risk insurance
TAMRA
— Technical and Miscellaneous Revenue Act of 1988
BV
— Brick Veneer
CIC
— Certified Insurance Counselor
ASIM
— American Society of Insurance Management
TDB
— Temporary Disability Benefits
UCDI
— Unemployment Compensation Disability Insurance
ASO
— An Administrative Services Only
DR
— Daily Report
RPG
— Risk Purchasing Group
LI
— Life Insurance
AAIMC
— American Association of Insurance Management Consultants
NCCI
— National Council on Compensation Insurance
M&C
— Manufacturers And Contractors
UBIT
— Unrelated Business Income Tax
AOP
— All Other Perils
WPA
— With Particular Average
NASBA
— National Association of State Boards of Accountancy
LIS
— Liability Insurance Supplement
ACMI
— Aircraft, Crew, Maintenance and Insurance
IIHS
— The Insurance Institue For Highway Safety
MFL
— Maximum Foreseeable Loss
IRP
— International Registration Plan, Inc.
APA
— Associate in Premium Auditing
NSC
— National Safety Council
AACI
— American Association of Crops Insurers
AIC
— Associate In Claims
CGLI
— Commercial General Liability Insurance
AIA
— The American Insurance Association
NHIP
— National Health Insurance Program
MIG
— Meadowbrook Insurance Group, Inc.
AAMGA
— American Association of Managing General Agents
NPD
— No Payroll Division
AICP
— AIDS Insurance Continuation Program
ANL
— Above Normal Loss
TCD
— Treasury Certificate of Deposit
ICA
— Insurance Claims Adjusters
VEBA
— Voluntary Employees' Beneficiary Association
B&C
— Building and Contents
PNOC
— provisional notice of cancellation
MOP
— manufacturers output policy
CIP
— Chartered Insurance Professional
ALE
— assumption of liability endorsement
AAA
— American Academy of Actuaries
CDW
— Collision Damage Waiver
AIM
— Associate In Management
PMI
— Private Medical Insurance
ALI
— Additional Liability Insurance
AISG
— American Insurance Services Group, Inc.
OCA
— Outstanding Claims Account
ARE
— Associate in Reinsurance
ALE
— Additional Living Expense
LPSO
— Lloyds Policy Signing Office
AHIS
— American Hull Insurance Syndicate
AHV
— Alters- und Hinterlassenenversicherung (Social Insurance, Suisse)
CC&R
— Covenants, Conditions And Restrictions
CPPI
— Constant Proportion Portfolio Insurance
CIP
— Controlled Insurance Program
AFIA
— American Foreign Insurance Association
ACFIC
— Auto Club Family Insurance Company
BBB
— Bankers Blanket Bond
PL
— Professional Liability
C/O
— Completed Operations
CAIP
— Commercial Automobile Insurance Plan
AIMA
— As Interest May Appear
ACCI
— American Corporate Counsel Institute
AALU
— Association for Advanced Life Underwriting
AIT
— Associate in Information Technology
LIRB
— Liability Insurance Research Bureau
PSA
— placement service agreement
HIPPS
— Health Insurance Prospective Payment System
TIA
— The Insurance Application
NIB
— National Insurance Board
RMIS
— Risk Management Information System
MP
— Minimum Premium
PIP
— Personal Injury Protection
PMPL
— Project Management Protective Liability
MDRT
— Million Dollar Round Table
EL
— Expected Loss
COC
— Course of Construction
WYO
— Write Your Own
AIPSO
— Automobile Insurance Plans Service Office
IRIS
— Insurance Regulatory Information System
IRC
— Insurance Research Council
ETB
— Engaged in Trade or Business
EL
— Employer's liability
FHBM
— Flood Hazard Boundary Map
CPL
— Comprehensive Personal Liability
CRIS
— Construction Risk and Insurance Specialist
ACLU
— American College of Life Underwriters
OIC
— Office of the Insurance Commissioner
CFROI
— Cash Flow Return On Investments
PMA
— Package Modification Adjustment
LMU
— Loss Mitigation Underwriting
DPPA
— Driver's Privacy Protection Act
DB&C
— Dwelling, Building And Contents
YRCT
— Yearly renewable convertible term
ALAE
— Allocated Loss Adjustment Expense
ATIF
— Attorneys' Title Insurance Fund, Inc.
API
— Associate in Personal Insurance
ESIC
— Employee State Insurance Corporation
ACSC
— Association of Casualty and Surety Companies
ECI
— Export Credit Insurance
OTC
— Other Than Collision (insurance term meaning comprehensive coverage)
AICA
— Arizona Insurance Claims Association
PORC
— producer-owned reinsurance company
AIE
— Adirondack Insurance Exchange
OI
— outage insurance
FAC
— facultative reinsurance
III
— Insurance Information Institute
DOI
— Division of Insurance
ACORD
— Association for Cooperative Operations, Research and Development
ELR
— expected loss rate
NIC
— National Insurance Contributions
AIMU
— American Institute of Marine Underwriters
CGL
— Commercial General Liability
IIAP
— Insurance Institute for Asia and the Pacific, Inc.
P&C
— Property and Casualty
AICP
— Association of Insurance Compliance Professionals
PEC
— Personal Effects Coverage
ISO
— Insurance Services Office, Inc.
FCAS
— Fellow of the Casualty Actuarial Society
PSRO
— Professional Standards Review Organization
ART
— Alternative Risk Transfer
PLI
— Professional Liability Insurance
LIP
— Life Insurance Policy
AIRB
— Aviation Insurance Rating Bureau
SARBOX
— Sarbanes-Oxley Act of 2002
LMIC
— Lawyers' Mutual Insurance Company
CRE
— Certified Reliability Engineer
AICPCU
— American Institute for Chartered Property Casualty Underwriters
CAPP
— Conference of Actuaries in Public Practice
OGP
— original gross premium
AFI
— Armed Forces Insurance
NAA
— National Association of Accountants
APIR
— Associate Professional in Insurance Regulation
AIRAC
— All-Industry Research Advisory Council
ALIMDA
— Association of Life Insurance Medical Directors of America
CRM
— Certified Risk Manager
BI
— Business Interruption
IAAI
— Insurance Auto Auctions, Inc.
ITI
— Insurance Training Institute
AIC
— Agency Insurance Company
ASTD
— American Society of Training and Development (Alexandria, Virginia)
ARP
— Associate in Research and Planning
CIPA
— Crop Insurance Professionals Association
ACLI
— American Council of Life Insurers
AIAF
— Associate in Insurance Accounting and Finance (insurance)
CCIP
— Contractor Controlled Insurance Program
NHI
— National Health Insurance
LTL
— Less-Than-Truckload
ATA
— American Trucking Associations, Inc.
AMW
— Average Monthly Wage
CLHIA
— Canadian Life and Health Insurance Association
IDP
— Insurance Data Processing, Inc
BR
— Builder's Risk
ASA
— Associate in Society of Actuaries
ECOR
— economic cost of ruin
SRMC
— Society of Risk Management Consultants
AFSB
— Associate in Fidelity and Surety Bonding
LOMA
— Life Office Management Association
CHIP
— Children's Health Insurance Plan
HIB
— Hospital Insurance Benefits
NP
— named perils
CIG
— Capital Insurance Group
ASI
— American Share Insurance
CHIAA
— Crop-Hail Insurance Actuarial Association
NAIFA
— National Association of Insurance and Financial Advisors
BPT
— Branch Profits Tax
PAP
— Personal Auto Policy
CEB
— Council of Employer Benefits
ERD
— Expected Reinsurer Deficit
IVANS
— Insurance Value Added Network Services
ECO
— Extra-Contractual Obligations
CEA
— Comité Européen des Assurances
BPL
— Bankers' Professional Liability
DDD
— Dishonesty Disappearance and Destruction
CCIA
— Consumer Credit Insurance Association
NAMIC
— National Association of Mutual Insurance Companies
BPF
— basic premium factor
AMIM
— Associate in Marine Insurance Management
SAA
— Surety Association of America
CNP
— cotton named perils
ACAS
— Associate of the Casualty Actuarial Society
NYPERL
— New York State Public Employees and Retirees Long Term Care Insurance
CPCU
— Chartered Property Casualty Underwriter
AIIA
— Alabama Independent Insurance Agents, Inc.
AMBAC
— American Municipal Bond Assurance Corporation
NAFIC
— National Association of Fraternal Insurance Counselors
NAIA
— National Association of Insurance Agents
ASI
— American Strategic Insurance
NAPSLO
— National Association of Professional Surplus Lines Offices, Ltd.
RSDI
— Retirement and Survivors Disability Insurance
CII
— Chartered Insurance Institute
NAII
— National Association of Independent Insurers
BAP
— business auto policy
MAIA
— Missouri Association of Insurance Agents
NIPR
— National Insurance Producer Registry
B&M
— Boiler And Machinery
ASLI
— Associate in Surplus Lines Insurance
ASPA
— American Society of Pension Actuaries
SMIB
— Supplementary Medical Insurance Benefits
DRI
— Defense Research Institute
ARIAS
— AIDA Reinsurance and Insurance Arbitration Society
DCC
— domestic cell captive
LIAA
— Life Insurance Association of America
KIDI
— Korea Insurance Development Institute
ASA
— administrative services arrangement
EAR
— Erection All Risks
MBI
— Mechanical Breakdown Insurance
MIAS
— Marine Insurance Association of Seattle
CPL
— Contractors Pollution Liability
GIO
— Government Insurance Office
AMIC
— American Marine Insurance Clearinghouse
CARE
— Concerned Alliance of Responsible Employers
OCP
— Owners and Contractors Protective Liability Policy
DSU
— delay in start-up insurance
MCA
— Motor Carrier Act of 1980
EAB
— Experience Account Balance
OL&T
— Owners Landlords and Tenants
NSP
— Net Single Premium
LIA
— Life Insurance Association
RML
— residual market load
CPE
— Certified Professional Engineer
PR
— Pro Rata
AU
— Associate in Underwriting
DITC
— Disability Insurance Training Council
NBCU
— National Bureau of Casualty Underwriters
FIRM
— Flood Insurance Rate Map
UTBMS
— Uniform Task-Based Management System
DAP
— Deposit Administration Plan
MICA
— Mortgage Insurance Companies of America
RAA
— Reinsurance Association of America
ACIC
— American Commerce Insurance Company
DRG
— diagnostic-related group
NSIPA
— National Society of Insurance Premium Auditors
BERP
— basic extended reporting period
AMEMIC
— Association of Mill & Elevator Mutual Insurance Companies
CLM
— Commercial Lines Manual
OEE
— Operators Extra Expense
LPT
— Loss Portfolio Transfer
AIFS
— Appomattox Insurance and Financial Services
FIRREA
— Financial Institutions Reform, Recovery and Enforcement Act
GIO
— General Insurance Ombudservice
IRIN
— Insurance Regulatory Information Network
VVG
— Versicherungsvertragsgesetzes
ASIS
— American Society of Industrial Security
UMPD
— Uninsured Motorist Property Damage
EAP
— Estimated Annual Premium
CFP
— Coordinated Financial Planning
NGI
— Next Generation Insurance
ROC
— Research and Oversight Council
ESA
— Employee Spending Account
CISR
— Certified Insurance Service Representative
PLR
— primary loss retention
LHWCA
— Longshore and Harbor Workers Compensation Acts
IISA
— Insurance Institute of South Africa
AIRC
— Amassociate Insurance Regulatory Compliance
HIE
— Health Insurance Experiment
CLIEDIS
— Canadian Life Insurance EDI Standards Association
ALM
— Association of Lloyd's Members
PRIMA
— Public Risk Management Association
S&P
— Standard and Poor's Corporation
NARAB
— National Association of Registered Agents and Brokers
ACC
— anti-concurrent cause provision
MSAWPA
— Migrant and Seasonal Agricultural Worker Protection Act
FCIC
— Federal Crop Insurance Corporation
LIAMA
— Life Insurance Agency Management Association
ADIP
— Accidental Dismemberment Insurance Plan
FALU
— Fellow of the Academy of Life Underwriting
APIW
— Association of Professional Insurance Women
MHIP
— Maryland Health Insurance Program
AMIF
— American Marine Insurance Forum
LCA
— Life Communicators Association
AEIA
— American Excess Insurance Association
MAP
— Market Assistance Plan
FIA
— Full Interest Admitted
LIAM
— Life Insurance Awareness Month
CTI
— Combined Truck Insurance
OSLR
— Outstanding Loss Reserves
DPP
— Deferred Premium Payment
EDP
— Extended Discovery Period
ITCIF
— International Trade Credit Insurance Facility
MPP
— managed premium plan
POSI
— Public Offering of Securities Insurance
ALIA
— After Life Insurance Agency
AIPLU
— American Institute for Property and Liability Underwriters
IAI
— Inter-Americas Insurance
CSP
— commercial statistical plan
APIC
— ADAP Plus Insurance Continuation
PDIC
— Philippine Deposit Insurance Corporation
NICO
— National Insurance Consumer Organization
FTDI
— Family Temporary Disability Insurance
PCIAA
— Property Casualty Insurers Association of America
AL
— automobile liability
MBIA
— Municipal Bond Insurance Association
NHIP
— National Hangar Insurance Program
IIB
— Institute of Insurance Brokers
CFU
— Customary Freight Unit
LCIS
— Local Community Insurance Services
OHIP
— Ovincial Health Insurance Plan
ERPL
— Employment-Related Practices Liability
BOW
— breach of warranty
FFIC
— Fireman's Fund Insurance Company
DOC
— Drive Other Car
CIRB
— Crop Insurance Research Bureau
ATRA
— American Tort Reform Association
IICA
— Investors Insurance Company of America
ALC
— American Life Convention
ULAE
— Unallocated Loss Adjustment Expenses
MNC
— Multi-National Corporation
EDIE
— Electronic Deposit Insurance Estimator
CICA
— Captive Insurance Companies Association, Inc.
RAPA
— Reinsurance Administration Professionals Association
COSO
— Committee on Sponsoring Organizations
ATLA
— Association of Trial Lawyers of America's
PLIS
— Professional Liability Insurance Services
PPF
— Personal Property Floater
CDIC
— Cescanada Deposit Insurance Corporation
CHIP
— Comprehensive Health Insurances Plan
CHCM
— Certified Hazard Control Manager
PMIC
— Private Mortgage Insurance Companies
PIICA
— Professional Indemnity Insurance Company Australia Pty Limited
PERT
— Performance, Evaluation and Review Technique
RP
— Return premium
RHIP
— Retirement Health Insurance Program
POL
— public officials liability
RDF
— retro development factor
FELA
— Federal Employers Liability Act
LTI
— Life Time Insurance
ASC
— Associated Specialty Contractors
JUA
— Joint Underwriting Association
ICI
— Insurance Center Inc
CEBT
— Credit Equivalent Bypass Trust
M&D
— Minimum and Deposit
MTC
— Motor Truck Cargo
MDO
— Monthly Debit Ordinary (insurance)
COGWA
— Carriage of Goods by Water Act
CUIAB
— California Unemployment Insurance Appeals Board
FDPA
— Flood Disaster Protection Act
JCI
— Japan Compulsory Insurance
TISI
— Trinity International Student Insurance
KOI
— Kentucky Office of Insurance
RMF
— Rate Modification Factor
CAIC
— Continental American Insurance Company
CIAB
— Council of Insurance Agents & Brokers
FERMA
— Federation of European Risk Management Associations
NOA
— Naturally Occurring Asbestos
CIAA
— Canadian Independent Adjusters' Association
ECC
— Eastern Claims Conference
ELP
— excess loss premium
ARV
— Arbeitsrecht und Arbeitslosenversicherung
BM
— boiler and machinery
AOK
— Allgemeine Ortskrankenkassen
OIS
— operating information system
SDIC
— Singapore Deposit Insurance Corporation
SSNIT
— Social Security and National Insurance Trust
IRES
— Insurance Regulatory Examiners Society
LUTC
— Life Underwriter Training Council
BIIA
— Board of Industrial Insurance Appeals
JCAH
— Joint Commission on the Accreditation of Hospitals
LAE
— Loss Adjustment Expense
EFIC
— Export Finance and Insurance Corporation
FAP
— family automobile policy
EXIMBANK
— Export-Import Bank of the United States
CFTC
— Commodities and Futures Trading Commission
BCE
— Bermuda Commodities Exchange
TIV
— Total Insured Value
FIA
— Fellow of the Institutetute of Actuaries
IPFA
— Insurance Premium Finance Association
SCPCU
— Society of Chartered Property and Casualty Underwriters
OIR
— Office of Insurance Regulation
CAC
— combined additional coverage
SLI
— Supplemental Liability Insurance
CIC
— Comprehensive Insurance Coverage
PAS
— premium allocation system
LTD
— long-term disability
MGU
— Managing General Underwriter
DI
— Double Indemnity
RRG
— Risk Retention Group
ASNIC
— Al Sagr National Insurance Company
CBMU
— Canadian Board of Marine Underwriters
CIS
— Commercial Insurance Services
STFI
— Student Tuition Fee Insurance
NEFE
— National Endowment for Financial Education
HIP
— health insurance program
CDIC
— Canada Deposits And Insurance Corporation
APIA
— Australias Pention Insurance Agency
MYSL
— multi-year single limit
FBIC
— Fortis Benefits Insurance Company
NAIW
— National Association of Insurance Women
MAAA
— Member of American Academy of Actuaries
RAM
— Reverse-annuity Mortgage
DIC
— Difference-in-conditions
IMAC
— Insurance Managers Association of Cayman
GISC
— Group Insurance Service Center
NCSI
— National Council of Self-Insurers
MLSI
— Ministry of Labour and Social Insurance
NISS
— National Independent Statistical Service
CARFRA
— Coordinated Advertising Rate and Form Review Authority
BIC
— business income coverage
ICAC
— Insurance Committee for Arson Control
IRPM
— Individual Risk Premium Modification
BFCGL
— Broad Form Comprehensive General Liability
HIRA
— Health Insurance Review Agency
NFCA
— National Fraternal Congress of America
FAIR
— Fair Access to Insurance Requirements
IRDA
— Insurance Regulation and Development Authority
CP
— Commercial Property
IAIP
— International Association of Insurance Professionals
AR
— all risk
LISA
— Life Insurance Settlement Association
LDW
— Loss Damage Waiver
PD
— Property Damage
PICA
— Professional Insurance Communicators of America
ICRC
— Insurance City Repeater Club
SCOPE
— Supervision, Construction, Occupancy, Protection, Exposure
MSBF
— Money and Securities Broad Form
FOIL
— Forum of Insurance Lawyers
COP
— Commercial Output Policy
DIL
— Difference-in-limits
NCCMP
— National Coordinating Committee for Multi-Employer Plans
EDP
— extended discoveryprovision
IRM
— Improved Risk Mutuals
EIA
— Excess Insurance Authority
K&R
— Kidnap & Ransom
IDSL
— Insurance Database Services Limited
PCC
— protected cell captive
EEL
— Emergency Exposure Limits
FCIP
— Fellow Chartered Insurance Professionals
RGA
— Reinsurance Group of America, Incorporated
CVA
— captive value added
F&C
— Fire and Casualty
MSA
— market service agreement
ECFC
— Employers Council on Flexible Compensation
PLUS
— Professional Liability Underwriting Society
BFPD
— broad form property damage
CHIC
— Centre Of Health Insurance Compe
CPIW
— Certified Professional Insurance Woman
NEIL
— Nuclear Electric Insurance Limited
COIL
— Conference of Insurance Legislators
MAIC
— Medical Alliance Insurance Company
AR
— assigned risk
TDI
— Texas Department of Insurance
SAIS
— Superior Access Insurance Services
RHIS
— Rain and Hail Insurance Society
SDIC
— School Districts Insurance Consortium
IRMI
— International Risk Management Institute, Inc.
CIP
— Consolidated Insurance Program
LIME
— Life Insurance Made Easy
MAS
— Management Advisory Service
ICW
— Insurance Company of the West
CNHI
— Committee for National Health Insurance
ESI
— Excess Share Insurance
EMAP
— Environmental Monitoring and Assistance Program
FCPL
— farmers comprehensive personal liability
IAAA
— Insurance Advisors Association of Australia
WA
— With Average
SIU
— Special Investigative Unit
NBFU
— National Board of Fire Underwriters
CSO
— claim services only
BRIA
— Bill Russell Insurance Agency
NOL
— Not Officially Lapsed
CID
— Connecticut Insurance Department
ADIB
— Albany District Insurance Brokers
PMIC
— Preferred Mutual Insurance Company
OHIP
— Ontario Health Insurance Program
EPL
— Employment Practices Liability
IQ
— Insurance Quality
PSAC
— Policy Signing and Accounting Centre
PIPSO
— Property Insurance Plans Service Office
IIG
— Insurance Institute of Gauteng
QIC
— Qatar Insurance Company
BPB
— Blanket Position Bond
FICC
— Federation of Insurance and Corporate Counsel
ACWRRE
— American Cargo War Risk Reinsurance Exchange
NAPIA
— National Association of Public Insurance Adjusters
CPPA
— Cable Communications Policy Act
CGLI
— Connecticut General Life Insurance Company
DII
— Deposits Investments And Insurance
OIBB
— offshore insurance broking business
ASOP
— Actuarial Statement of Practice
IAAT
— Insurance Agents Alliance of Texas
SAIF
— Savings Association Insurance Fund
NCCI
— National Company for Cooperative Insurance
CPP
— commercial property program
LIG
— Leading Insurance Group
ITI
— Insurance Testing Institute
COI
— Costs of Insurance
SR&CC
— Strikes, Riots and Civil Commotions
LDW
— Limited Damage Waiver
NCIP
— Natural Catastrophe Insurance Program
ICWA
— Insurance Commission of Western Australia
PMIA
— Phil Mattox Insurance Agency
GOSI
— General Organisation For Social Insurance
NAIS
— National Association of insurance Service
GMRC
— Grinnell Mutual Reinsurance Company
GIP
— Group Insurance Premium
HIU
— Health Insurance Underwriters
NCCI
— National Council of Compensation Insurance
IWA
— Insurance World Agency
BIIC
— Bahrain International Insurance Centre
NACA
— National Association of Catastrophe Adjusters, Inc.
PIAA
— Physician Insurers Association of American
ICIC
— Israeli Credit Insurance Company
UID
— Unemployment Insurance Division
RBNE
— reserved but not enough
SGLI
— Service Group Life Insurance
IIEC
— Insurance Institute Eastern Cape
NRRA
— National Risk Retention Association
CSIA
— California Southwestern Insurance Agency
MHIP
— Missouri Health Insurance Pool
CPSM
— Certified Product Safety Manager
IRMC
— Institute for Risk Management Consultants
SLR
— Stop-loss Reinsurance
FIIC
— Fellow of the Insurance Institute of Canada
OCI
— Office of the Commissioner of Insurance
SCOH
— Statistical Coding Occupancy Hazard
SAIF
— State Accident Insurance Fund
FCMH&SA
— Federal Coal Mine Health & Safety Act
SIR
— Society of Insurance Research
MAIB
— Motor Accidents Insurance Board
PAIU
— Professional Association of Insurance Underwriters
KSK
— Künstlersozialkasse
MCIT
— Minnesota Counties Insurance Trust
BCEGS
— Building Codes Effectiveness Grading Schedule
HIAB
— Health Insurance Association of Bermuda
NACIA
— National Association of Crop Insurance Agents
PSC
— Public State Commission
PARMA
— Public Agency Risk Managers Association
NCPI
— National Committee on Property Insurance
IAJ
— Insurance Association of Jamaica
TPA
— Third-party administrator
CARFM
— Coalition of Alternative Risk Funding Mechanisms
OCIA
— Oregon Commercial Insurance Agency
MII
— Malaysian Insurance Institute
PAAS
— Premium Audit Advisory Service
SGLI
— Servicemans Group Life Insurance
NIIS
— National Insurance Inspection Services
EIA
— e Insurance Account
NICOA
— Nationwide Insurance Company of America
MP
— multiple peril
PI
— Personal Injury
ERP
— Extended Reporting Period
KEMI
— Kentucky Employers' Mutual Insurance
DDIS
— Diane Daubeneck Insurance Services
LIRP
— Life Insurance Retirement Plan
RACM
— Regulated Asbestos-Containing Material
ULC
— Underwriters Laboratories of Canada
JUA
— Joint Underwriting Authority
CSIO
— Centre for Study of Insurance Operations
LEA
— Loss Executives Association
ILITS
— Irrevocable Life Insurance Trusts
ASIP
— Ambulance Services Insurance Program
UIB
— Unemployment Insurance Benefits
GHI
— General Health Insurance
AWIA
— Association of Wyoming Insurance Agents
U&O
— Use And Occupancy
IPAC
— Insurance Public Affairs Council
CPIM
— Certified Professional Insurance Man
MLR
— Multiple Location Risk
RRSP
— Registered Retirement Saving Plan
SMP
— Special Multi-Peril Policy
MIBC
— Medical Insurance Billing and Coding
ICTA
— Insurance Canada Technology Awards
IRDA
— Insurance Regulatory and Development Activity
NIDC
— National Insurance Development Corporation
SSIC
— Sunshine State Insurance Company
PLI
— Public Liability Insurance
PLI
— Personal Lines Insurance
ASCLU
— American Society of Chartered Life Underwriters
ELL
— Educators Legal Liability
MLEA
— Multiple Line Exclusive Agent
FC&S
— Free of Capture and Seizure
NPIC
— North Pointe Insurance Co
UNL
— Ultimate Net Loss
SEIA
— Specialty Equipment Insurance Alliance
NALC
— National Association of Life Companies
RPMP
— Risk Premium Modification Plan
XCU
— Explosion, Collapse and Underground
VP
— Valuable Papers
NSLI
— National Service Life Insurance
BIIA
— Birmingham Independent Insurance Agents
HIU
— Health Insurance Unit
VOR
— Value Of Risk
SIIA
— Self-Insurance Institute of America
COIN
— California Organized Insurance Network
TIS
— Travel Insurance Services
UEL
— Upper Explosive Level
HIRD
— Health Insurance Responsibility Disclosure
CFLI
— Catholic Family Life Insurance Company
OCHI
— Office of Consumer Health Insurance
CISR
— Center for Insurance Studies and Research
OFIR
— Office of Financial and Insurance Regulation
GSIS
— Government Security Insurance System
SIA
— Society of Insurance Accountants
NATB
— National Automobile Theft Bureau
TCPA
— Telephone Consumer Protection Act
SLC
— Special Litigation Committee
GIE
— General Insurance Essentials
M
— Masonry
CMP
— commercial multiple peril
ISCEBS
— International Society of Certified Employee Benefits Specialists
SGLI
— Spouse Group Life Insurance
NCFC
— Non-Controlled Foreign Corporation
CPI
— Combined Personal Insurance
JIC
— Johnson Insurance Consultants
UBI
— Usage-Based Insurance
DOHSA
— Death on the High Seas Act
CAR
— Contractors All Risk
RFIS
— Remedial Feasibility Investigation Study
MLIC
— Metropolitan Life Insurance Company
RPLU
— Registered Professional Liability Underwriter
RIMP
— Risk And Insurance Managers Panel
VSI
— Vendors Single Interest
TIS
— Technology Insurance Services
TRI
— Tuition Refund Insurance
PRIA
— Public Risk Insurance Agency
PLRB
— Property Loss Research Bureau
MIEF
— Missouri Insurance Education Foundation
UL
— Umbrella Liability
MOSB
— mercantile open stock burglary
EJCDC
— Engineering Joint Contracts Documents Committee
NASBP
— National Association of Surety Bond Producers
RRA
— Risk Retention Act
IIG
— International Insurance of Georgia
MLI
— mandatory liability insurance
IR
— incident recall
SGLI
— Sourcesservicemembers Group Life Insurance
DACIM
— Dutch Academic Center for Insurance Medicine
MSVR
— Mandatory Securities Valuation Reserve
BUZ
— Berufsunfähigkeits-Zusatzversicherung
UMV
— Uninsured Motor Vehicle
CCC
— Care, Custody or Control
LPRT
— Leading Producers' Round Table
GRIR
— Geneva Risk and Insurance Review
PAIC
— Preferred Auto Insurance Company
OHIC
— Ohio Hospital Insurance Company
PSLRA
— Private Securities Legislation Reform Act
PIA
— Professional Insurance Agents
CSIB
— Capital Shield Insurance Broker
SCIC
— Society of Certified Insurance Counselors
SPAP
— Special Personal Auto Policy
SUI
— State Unemployment Insurance
TDI
— Trade disruption insurance
ORFS
— Operational Risk Financing Securities
PIA
— primary insurance account
VIT
— Variable Insurance Trust
ERSC
— Environmental Response Services Contractor
IMRR
— Insurance Medical Records Review
EFREP
— European Federation of Retired and Elderly Persons
TMP
— Texas Multi-Peril
PCIP
— Partner Controlled Insurance Program
CIC
— Certified Insurance Counselors
OMIG
— Ohio Mutual Insurance Group
OFA
— Organized Flying Adjusters
LICS
— Lux Insurance Consulting Services
RIRG
— Risk And Insurance Research Group
VPPA
— Video Privacy Protection Act
IIDM
— Insurance Industry Data Model
NSPA
— National Society of Public Accountants
SL
— Sprinkler Leakage
SDIP
— Safe Driver Insurance Plan
BBIS
— Brass Band Insurance Services
SCCIA
— South Carolina Captive Insurance Association
SERP
— Supplemental Extended Reporting Period
NAUA
— National Auto Underwriters Association
SR
— Short Rate
TRIPRA
— Terrorism Risk Insurance Program Reauthorization Act of 2007
GIVE
— Growth Insurance Value Element
NIRP
— National Insurance Risk Profile
EIRF
— Environmental Insurance Resolution Fund
SPCI
— Single-Premium Credit Insurance
NIPA
— National Institute of Pension Administrators
TRIP
— Terrorism Risk Insurance Program
CIIC
— Community Insurance Information Center
NAFI
— National Association of Fire Investigators
SLIF
— State Life Insurance Fund
SERP
— Supplementary employee retirement plan
ENCP
— ERISA Non-Compliance Program
NCIL
— National Conference of Insurance Legislators
SFP
— Standard Fire Policy
SLUSA
— Securities Litigation Uniform Standards Act
SEUA
— Southeastern Underwriters Association
LUMP
— Limits Under Multiple Policy
VSLI
— Veterans Special Life Insurance
VVD
— Volkswagen Versicherungsdienst
OAIN
— Online Auto Insurance News
HIM
— Health Insurance Marketplace
BTIB
— Belarusian Transport Insurance Bureau
ESIA
— Eastern States Insurance Agency
TCIP
— Turkish Catastrophe Insurance Pool
OCIP
— Or Owner Controlled Insurance Programs
MPCI
— Multi Peril Crop Insurance
LPMI
— Lender Paid Mortage Insurance
CAL
— Comprehensive Automobile Liability
TRIA
— Terrorism Risk Insurance Act
RCIS
— Rural Community Insurance Services
TLO
— Total Loss Only
OBIS
— Online Brokerage Insurance System
NCOIL
— National Conference of Insurance Legislators
RACT
— reasonable available control technology
USL&HW
— United States Longshore and Harbor Workers
SITE
— Society of Insurance Trainers and Educators
TEFRA
— Tax Equity and Financial Reimbursement Act
CRM
— Canadian Risk Management
IRATE
— Insurance Rate Analysis and Tracking Engine
MICRA
— Medical Insurance Compensation Reform Act
QFI
— Quality First Insurance
PIB
— Programmed Insurance Brokers
SMIC
— Special Markets Insurance Consultants
MFI
— Marine Fire Insurance
MPCI
— Multi-peril Crop Insurance
MRIT
— Missouri Retailers Insurance Trust
SHINE
— Serving the Health Insurance Needs of Everyone
VIG
— Vienna Insurance Group
EIRF
— Environmental Insurance Restoration Fund
DVIC
— Disabled Veterans Insurance Careers
WBI
— Wentzel Bromiley Insurance
CRS
— Commercial Risk Services
GMIB
— Gary Morton Insurance Brokers
RSIB
— Russell Scanlan Insurance Brokers
OII
— Other Insurance Information
PEBB
— Public Employee Blanket Bond
DMIC
— Direct Marketing Insurance Council
SCIF
— State Compensation Insurance Fund
LHIS
— Louisiana Health Insurance Survey
SPBA
— Society of Professional Benefit Administrators
SEMCI
— Single Entry, Multiple Carrier Interface
RRV
— Reiserücktrittsversicherung
WAEPA
— Worldwide Assurance for Employees of Public Agencies
VAR
— Value-at-risk
RPII
— Related Party Insurance Income
SGLI
— Survivors Group Life Insurance
UCRA
— Unified Carrier Registration Agreement
SSRS
— Single State Registration System
UIA
— Unemployed Insurance Agency
URV
— Union Reiseversicherung
URMIA
— University Risk Management and Insurance Association
WAIC
— Workmen's Auto Insurance Company
SDIP
— Safe Driver Insurance Program
SGLI
— Suranceservicemens Group Life Insurance
UPPL
— Uniform Policy Provision Law
TCIS
— The Complete Insurance Source
UOI
— united overseas insurance
TERI
— Targeted enterprise risk insurance
MET
— Multiple-Employer Trust
NIIS
— National Injury Insurance Scheme
UJF
— Unsatisfied Judgment Fund
SAWW
— Statewide Average Weekly Wage
TOLI
— Trust-owned Life Insurance
RISI
— Request for Insurance of Shipping Instructions
SNIC
— Saudi National Insurance Company
TIF
— Tax Incremental Finance
WLRT
— Women Leaders Round Table
TRIEA
— Terrorism Risk Insurance Extension Act of 2005
TIO
— Territory Insurance Office
WBMI
— West Bend Mutual Insurance
TCIF
— Texas Commercial Insurance Facilities
PC
— Professional Corporationration
SRIC
— Swaziland Royal Insurance Corporation
STIG
— Sellers Team Insurance Group
WAIP
— Wisconsin Automobile Insurance Plan
TFSI
— Too Faced Shadow Insurance
ULIP
— Unit Linked Insurance Policy
SGLI
— Suranceservicemembers Group Life Insurance
SPRV
— Special Purpose Reinsurance Vehicle
VICAP
— Virginia Insurance Counseling and Advocacy Project
WCIRB
— Workers Compensation Insurance Rating Bureau
SIPE
— Schools Insurance Program for Employees
SBIB
— Sowers Baccala Insurance Brokerage
MORO
— Meeting of Reinsurance Officials
ULI
— Universal Life Insurance
WCRI
— Workers Compensation Research Institute
SPOI
— Special Provisions of Insurance
UIMV
— Underinsured Motor Vehicle
VIP
— Voucher Insurance Program
TIRB
— Transportation Insurance Rating Bureau
TULIP
— Tenant User Liability Insurance Program
SSIA
— South Shore Insurance Agency
WWIB
— Walter Wright Insurance Brokers
USGLI
— United States Government Life Insurance
TGIC
— Triad Guaranty Insurance Corporation
SJVIA
— San Joaquin Valley Insurance Authority
TLIB
— Towry Law Insurance Brokers
ROEBI
— Return on Employee Benefits Investment
WRIN
— World Risk and Insurance News
TULIP
— Tenant User Liability Insurance Policy
TCIA
— Tennessee Captive Insurance Association
UHIP
— University Health Insurance Plan
ULIP
— Unit Linked Insurance Plan
TM
— Tax Multiplier
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