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Acronym > Term Word in meaning Term > Acronym

Home / Business & Finance / Insurance

Business & Finance >> Insurance Abbreviations

Look through 1022 acronyms and abbreviations related to Insurance:

SOX — Sarbanes-Oxley
SCC — Segregated Cell Captive
SPC — Segregated Portfolio Company
UM — Uninsured Motorist
PRIDE — Pension Review Insurance Debacle Exposed
UMP — Uninsured Motorist Protection
RAROC — Risk-Adjusted Return On Capital
C AND F — Cost and Freight
RARORAC — Risk-Adjusted Return on Risk-Adjusted Capital
UCR — Usual Customary Reasonable
HIPAA — Health Insurance Portability and Accountability Act of 1996
ATM — Automatic Teller Machine
FIFO — First In, First Out
EBIDDA — Earnings Before Interest, Dividends, Depreciation And Amortization
LIFO — Last In, First Out
CIH — Compensated Intercorporate Hauling
PLIR — Professional Liability Insurance Reimbursement
HAIW — Honolulu Association of Insurance Women
PITI — Principal Interest Taxes Insurance
PLIG — Professional Liability Insurance Group
PIBT — Private Insurance Benefit Trust
UBTI — Unrelated Business Taxable Income
PIP — personal insurance protection
LLC — Limited Liability Company
V&MM — Vandalism & Malicious Mischief
NAHU — National Association of Health Underwriters
EAP — Employee Assistance Program
ALOP — advance loss of profit insurance
CD — Certificate of Deposit
WACC — Weighted Average Cost Of Capital (accounting)
SPV — Special Purpose Vehicle (sometimes Single Purpose Vehicle)
UPR — Unearned Premium Reserve
C&F — Cost and Freight
NAIIA — National Association of Independent Insurance Adjusters
CEN — confiscation, expropriation, nationalization
CIP — Carriage and Insurance Paid to
CBRN — Chemical, Biological, Radiological, Nuclear
BCAR — Best's Capital Adequacy Ratio
KGID — Karnataka Government Insurance Department
PLE — primary loss expectancy
NAIIO — Non-Admitted Insurers Information Office
BI — Bodily Injury
IRA — Individual Retirement Account
JV — Joint Venture
COO — Chief Operation Officer
RICO — Racketeer Influenced and Corrupt Organizations Act of 1970
UEP — Unearned Premium
AAA — abdominal aortic aneurysm
NABRTI — National Association of Bar-Related Title Insurers
BTR — below-target risk

DEFS — Direct-Applied Exterior Finish Systems
EPD — expected policyholder deficit
AADC — American Association of Dental Consultants
ROE — Return On Equity
UP — Unearned Premium
LIMRA — Life Insurance Marketing & Research Association
CFO — Communication Filing Officer
PV — Present Value
REIT — Real Estate Investment Trust
ADR — American Depository Receipt
BCM — Business Continuity Management
MORT — management oversight and risk tree
ICPL — Insurance Company Professional Liability
JSA — Job Safety Analysis
CPA — Certified Public Accountant
RCRA — Resource Conservation and Recovery Act (1976, 1984)
LPG — Liquid Petroleum Gas
ASM — Available Seat Mile
DJIA — Dow Jones Industrial Average
COLA — Cost of Living Adjustment (or Allowance)
AMT — Amount for Married Taxpayers
USERRA — Uniformed Services Employment and Reemployment Rights Act of 1994
CRO — Chief Risk Officer
EPS — Earnings per share
CFA — Chartered Financial Analyst
TOR — Technique of Operations Review
DCF — discounted cash flow rate
A&H — Accident and health insurance
PMI — Private Mortgage Insurance
MLE — Maximum Loss Expectancy
IRC — Internal Revenue Code of 1986
AD&D — Accidental Death and Dismemberment
ERISA — Employee Retirement Income Security Act
IRI — Industrial Risk Insurers
PMF — package modification factor
WC — Worker's Compensation
FICA — Federal Insurance Contribution Act
IFB — Insurance Fraud Bureau
CAT — Catastrophe
COGSA — U.S. Carriage of Goods by Sea Act
EVA — Economic Value Added
AICPA — L'American Institute of Certified Public Accountants
SGLI — Servicemember Group Life Insurance
EP — Earned Premium
OASDI — Old Age Survivors Disability Insurance
DNI — Distributable Net Income
CIF — Cost, Insurance, Freight
FCRA — Fair Credit Reporting Act
UIM — Underinsured Motorist
SPC — Special Purpose Company

TSA — Tax Sheltered Annuity
ESOP — Employee Stock Ownership Plan
RORAC — Return on Risk-Adjusted Capital
LOC — Letter Of Credit
TCN — Third Country National
FECA — Federal Employee's Compensation Act
CHIP — Children's Health Insurance Program
TIL — Truth in Lending
AGC — Associated General Contractors of America
LCF — loss conversion factor
PML — Probable Maximum Loss
AIS — Associate in Insurance Services
CAGR — Compounded Annual Growth Rate
ACV — Actual Cash Value
CEND — Confiscation, Expropriation, Nationalization and Deprivation
AAI — Alliance of American Insurers
DAC — Deferred Acquisition Cost
EA — Enrolled Actuary
MGA — Managing General Agent
TL — Truckload
ECP — exempt commercial policyholder
COPE — Construction, Occupancy, Protection, Exposure
POD — Payable on Death
SOA — Society Of Actuaries
TDA — Tax Deferred Annuity
MMII — Mass Marketing Insurance Institute
CQE — Certified Quality Engineer
CBOT — Chicago Board of Trade
VIE — Variable Interest Entity
SEP — Simplified Employee Pension
FDIC — Federal Deposit Insurance Corporationration
ADB — Accidental Death Benefit
E&S — Excess and Surplus
CV — coefficient of variation
ART — Annual Renewable Term (life insurance)
CSO — Commissioners Standard Ordinary
NASD — National Association of Securities Dealers
PRP — Preferred Risk Policy
PA — Particular Average
MPL — Maximum Possible Loss
SIPC — Securities Investor Protection Corporation
CV — Cash Value
SFR — Semi-fire Resistive
SIR — Self-Insured Retention
GSIS — Government Service Insurance System
ARM — Associate in Risk Management
EQSL — EarthQuake Sprinkler Leakage
DICJ — Deposit Insurance Corporation of Japan
CTD — Cumulative Trauma Disorder
D&O — Directors and Officers Liability

IRDA — Insurance Regulatory Development Authority
UIC — Unemployment Insurance Commission (Canada, archaic)
IDSS — Insurance Decision Solution Suite
CFC — Controlled Foreign Corporation
OASDHI — Old Age, Survivors, Disability and Health Insurance Act
LDF — Loss Development Factor (insurance)
ERIC — ERISA Industry Committee
TDI — Temporary Disability Insurance
P&I — Protection and Indemnity insurance
ACII — Associateship of the Chartered Insurance Institute
CFC — Chartered Financial Consultant
CVIF — Compound Value Interest Factor
SBLI — Savings Bank Life Insurance
ROCIP — Rolling Owner Controlled Insurance Program
ROL — Rate On Line
SSAP — Statement of Statutory Accounting Principles
PRD — Pro Rata Distribution
E&O — Errors and Omissions
BLI — Bureau of Labor Insurance
IB — Insurance Beneficiary
ARO — Asset Retirement Obligation
PEO — Professional Employer Organization
NAIC — National Association of Insurance Commissioners
AIME — Average Index Monthly Earnings
AID — Arkansas Insurance Department
ERM — Enterprise Risk Management
ALCM — Associate in Loss Control Management
CIT — Critical Incident Technique
ARM-P — Associate in Risk Management for Public Entities
AAIS — American Association of Insurance Services
RC — Replacement Cost
DEC — Declarations Page
MVR — Motor Vehicle Record
IPT — Insurance Premium Tax
FIS — Flood Insurance Study
CFP — Certified Financial PlannerTM
UCD — Unemployment Compensation Disability
PFIC — Passive Foreign Investment Company
UCI — Unemployment Compensation Insurance
VPP — Voluntary Protection Program
ESOT — employee stock ownership trust
CLU — Chartered Life Underwriter
SAP — Statutory Accounting Principles
DEP — Direct Earned Premium
GIC — General Insurance Corporation of India
PCAOB — Public Company Accounting Oversight Board
EBRI — Employee Benefit Research Institute
PIRT — Policy of Insurance of Record Title
MIB — Medical Information Bureau
AIP — Annual Implementation Plan

CSL — Combined Single Limit
SIC — Standard Industrial Code
FIC — Fraternal Insurance Counselor
PTE — Prohibited Transaction Exemption
FCII — Fellowship of the Chartered Insurance Institute
EC — Extended Coverage
AAPL — American Association of Petroleum Landmen
M&C — Manufacturers And Contractors
RIMS — Risk and Insurance Management Society, Inc.
LPSO — Lloyds Policy Signing Office
AGIA — Association Group Insurance Administrators
YRT — Yearly Renewable Term
AIA — American Insurance Association
TDB — Temporary Disability Benefits
WPA — With Particular Average
AOP — All Other Perils
FAS — free along side
BOP — businessowners policy
RBC — Risk-Based Capital
CEBS — Certified Employee Benefits Specialist
AAM — Associate in Automation Management
COR — cost of risk
AWW — average weekly wage
CF — contract frustration
ASIM — American Society of Insurance Management
MFL — Maximum Foreseeable Loss
PNOC — provisional notice of cancellation
AAI — Accredited Adviser in Insurance
NSC — National Safety Council
PMI — Private Medical Insurance
HICN — Health Insurance Claim Number
IIHS — The Insurance Institue For Highway Safety
TCD — Treasury Certificate of Deposit
TAMRA — Technical and Miscellaneous Revenue Act of 1988
LIS — Liability Insurance Supplement
MIG — Meadowbrook Insurance Group, Inc.
CIC — Certified Insurance Counselor
NCCI — National Council on Compensation Insurance
CC&R — Covenants, Conditions And Restrictions
RPG — Risk Purchasing Group
DFA — Dynamic Financial Analysis
LI — Life Insurance
UCDI — Unemployment Compensation Disability Insurance
NASBA — National Association of State Boards of Accountancy
NPD — No Payroll Division
CFROI — Cash Flow Return On Investments
DQO — Data Quality Objective
RMIS — Risk Management Information System
ARIA — American Risk and Insurance Association
DB&C — Dwelling, Building And Contents

CPPI — Constant Proportion Portfolio Insurance
ASO — An Administrative Services Only
MVC — Mean/Variance/Covariance
IRP — International Registration Plan, Inc.
ACIP — Arizona Counties Insurance Pool
DI — Disability Income
OCA — Outstanding Claims Account
ANL — Above Normal Loss
NHIP — National Health Insurance Program
PRI — political risk insurance
PSA — placement service agreement
ACMI — Aircraft, Crew, Maintenance and Insurance
PIP — Personal Injury Protection
AHV — Alters- und Hinterlassenenversicherung (Social Insurance, Suisse)
DR — Daily Report
BV — Brick Veneer
VEBA — Voluntary Employees' Beneficiary Association
ICA — Insurance Claims Adjusters
FHBM — Flood Hazard Boundary Map
TIA — The Insurance Application
CIP — Chartered Insurance Professional
AIM — Associate In Management
AAIMC — American Association of Insurance Management Consultants
ANFI — Associate in National Flood Insurance
UBIT — Unrelated Business Income Tax
ESIC — Employee State Insurance Corporation
APA — Associate in Premium Auditing
AI — Additional Insured
WYO — Write Your Own
CGLI — Commercial General Liability Insurance
LMU — Loss Mitigation Underwriting
IRIS — Insurance Regulatory Information System
AIC — Associate In Claims
PORC — producer-owned reinsurance company
ARE — Associate in Reinsurance
AIA — The American Insurance Association
BBB — Bankers Blanket Bond
MDRT — Million Dollar Round Table
CDW — Collision Damage Waiver
AFIA — American Foreign Insurance Association
CIP — Controlled Insurance Program
PMA — Package Modification Adjustment
AAMGA — American Association of Managing General Agents
OI — outage insurance
MOP — manufacturers output policy
ATIF — Attorneys' Title Insurance Fund, Inc.
EL — Expected Loss
CAIP — Commercial Automobile Insurance Plan
COC — Course of Construction
SARBOX — Sarbanes-Oxley Act of 2002

HIPPS — Health Insurance Prospective Payment System
AIPSO — Automobile Insurance Plans Service Office
OTC — Other Than Collision (insurance term meaning comprehensive coverage)
CRA — Cargo Reinsurance Association
ALE — Additional Living Expense
LMIC — Lawyers' Mutual Insurance Company
AACI — American Association of Crops Insurers
YRCT — Yearly renewable convertible term
OGP — original gross premium
AALU — Association for Advanced Life Underwriting
AHIS — American Hull Insurance Syndicate
PL — Professional Liability
LIP — Life Insurance Policy
EL — Employer's liability
NIC — National Insurance Contributions
AIT — Associate in Information Technology
ASA — Associate in Society of Actuaries
PSRO — Professional Standards Review Organization
ACSC — Association of Casualty and Surety Companies
ALAE — Allocated Loss Adjustment Expense
AICA — Arizona Insurance Claims Association
DPPA — Driver's Privacy Protection Act
ACCI — American Corporate Counsel Institute
III — Insurance Information Institute
ETB — Engaged in Trade or Business
B&C — Building and Contents
PMPL — Project Management Protective Liability
ECI — Export Credit Insurance
PAP — Personal Auto Policy
AICP — Association of Insurance Compliance Professionals
ELR — expected loss rate
BPT — Branch Profits Tax
FAC — facultative reinsurance
ACFIC — Auto Club Family Insurance Company
NIB — National Insurance Board
DOI — Division of Insurance
IAAI — Insurance Auto Auctions, Inc.
AIRB — Aviation Insurance Rating Bureau
OIC — Office of the Insurance Commissioner
AIMA — As Interest May Appear
ALIMDA — Association of Life Insurance Medical Directors of America
NHI — National Health Insurance
CPL — Comprehensive Personal Liability
SRMC — Society of Risk Management Consultants
CRIS — Construction Risk and Insurance Specialist
AISG — American Insurance Services Group, Inc.
APIR — Associate Professional in Insurance Regulation
DDD — Dishonesty Disappearance and Destruction
ARIAS — AIDA Reinsurance and Insurance Arbitration Society
ASTD — American Society of Training and Development (Alexandria, Virginia)

DRI — Defense Research Institute
ACORD — Association for Cooperative Operations, Research and Development
CEA — Comité Européen des Assurances
ACLU — American College of Life Underwriters
IRC — Insurance Research Council
NYPERL — New York State Public Employees and Retirees Long Term Care Insurance
CRE — Certified Reliability Engineer
IIAP — Insurance Institute for Asia and the Pacific, Inc.
IDP — Insurance Data Processing, Inc
SAA — Surety Association of America
CNP — cotton named perils
ALE — assumption of liability endorsement
FCAS — Fellow of the Casualty Actuarial Society
PR — Pro Rata
CPCU — Chartered Property Casualty Underwriter
AIC — Agency Insurance Company
AAA — American Academy of Actuaries
NAA — National Association of Accountants
CII — Chartered Insurance Institute
P&C — Property and Casualty
AU — Associate in Underwriting
CIG — Capital Insurance Group
NAFIC — National Association of Fraternal Insurance Counselors
AIRAC — All-Industry Research Advisory Council
ERD — Expected Reinsurer Deficit
ISO — Insurance Services Office, Inc.
BI — Business Interruption
ECOR — economic cost of ruin
LIRB — Liability Insurance Research Bureau
AIE — Adirondack Insurance Exchange
ARP — Associate in Research and Planning
HIB — Hospital Insurance Benefits
PLI — Professional Liability Insurance
AICP — AIDS Insurance Continuation Program
RSDI — Retirement and Survivors Disability Insurance
NBCU — National Bureau of Casualty Underwriters
CGL — Commercial General Liability
AMW — Average Monthly Wage
LOMA — Life Office Management Association
AIMU — American Institute of Marine Underwriters
CLHIA — Canadian Life and Health Insurance Association
BAP — business auto policy
KIDI — Korea Insurance Development Institute
NAII — National Association of Independent Insurers
DCC — domestic cell captive
UTBMS — Uniform Task-Based Management System
MSAWPA — Migrant and Seasonal Agricultural Worker Protection Act
LIA — Life Insurance Association
PEC — Personal Effects Coverage
OL&T — Owners Landlords and Tenants

DSU — delay in start-up insurance
OSLR — Outstanding Loss Reserves
ART — Alternative Risk Transfer
ECO — Extra-Contractual Obligations
ASA — administrative services arrangement
ASLI — Associate in Surplus Lines Insurance
LPT — Loss Portfolio Transfer
IVANS — Insurance Value Added Network Services
AMIM — Associate in Marine Insurance Management
ACLI — American Council of Life Insurers
BPL — Bankers' Professional Liability
CAPP — Conference of Actuaries in Public Practice
BPF — basic premium factor
HIE — Health Insurance Experiment
LCIS — Local Community Insurance Services
AMEMIC — Association of Mill & Elevator Mutual Insurance Companies
API — Associate in Personal Insurance
BR — Builder's Risk
MBI — Mechanical Breakdown Insurance
IRIN — Insurance Regulatory Information Network
CCIP — Contractor Controlled Insurance Program
MAIA — Missouri Association of Insurance Agents
MP — Minimum Premium
ALI — Additional Liability Insurance
EAB — Experience Account Balance
CLIEDIS — Canadian Life Insurance EDI Standards Association
AMBAC — American Municipal Bond Assurance Corporation
NAMIC — National Association of Mutual Insurance Companies
ACAS — Associate of the Casualty Actuarial Society
ALM — Association of Lloyd's Members
ITCIF — International Trade Credit Insurance Facility
ESA — Employee Spending Account
FALU — Fellow of the Academy of Life Underwriting
CFU — Customary Freight Unit
S&P — Standard and Poor's Corporation
AIAF — Associate in Insurance Accounting and Finance (insurance)
BERP — basic extended reporting period
OHIP — Ovincial Health Insurance Plan
ITI — Insurance Training Institute
LHWCA — Longshore and Harbor Workers Compensation Acts
CLM — Commercial Lines Manual
GIO — General Insurance Ombudservice
AFI — Armed Forces Insurance
NARAB — National Association of Registered Agents and Brokers
AICPCU — American Institute for Chartered Property Casualty Underwriters
EAR — Erection All Risks
NAIFA — National Association of Insurance and Financial Advisors
SMIB — Supplementary Medical Insurance Benefits
AIPLU — American Institute for Property and Liability Underwriters
ASIS — American Society of Industrial Security

ACC — anti-concurrent cause provision
OEE — Operators Extra Expense
AFSB — Associate in Fidelity and Surety Bonding
DRG — diagnostic-related group
PLR — primary loss retention
AMIC — American Marine Insurance Clearinghouse
CSP — commercial statistical plan
FIA — Full Interest Admitted
ATA — American Trucking Associations, Inc.
APIW — Association of Professional Insurance Women
AIIA — Alabama Independent Insurance Agents, Inc.
FCIC — Federal Crop Insurance Corporation
VVG — Versicherungsvertragsgesetzes
FFIC — Fireman's Fund Insurance Company
NSIPA — National Society of Insurance Premium Auditors
CCIA — Consumer Credit Insurance Association
MCA — Motor Carrier Act of 1980
CHIAA — Crop-Hail Insurance Actuarial Association
CISR — Certified Insurance Service Representative
ULAE — Unallocated Loss Adjustment Expenses
POL — public officials liability
FIRM — Flood Insurance Rate Map
MTC — Motor Truck Cargo
B&M — Boiler And Machinery
POSI — Public Offering of Securities Insurance
MPP — managed premium plan
ACIC — American Commerce Insurance Company
CRM — Certified Risk Manager
ATLA — Association of Trial Lawyers of America's
NICO — National Insurance Consumer Organization
LIAM — Life Insurance Awareness Month
FIRREA — Financial Institutions Reform, Recovery and Enforcement Act
CEB — Council of Employer Benefits
LIAMA — Life Insurance Agency Management Association
LAE — Loss Adjustment Expense
NAPSLO — National Association of Professional Surplus Lines Offices, Ltd.
NP — named perils
FERMA — Federation of European Risk Management Associations
FTDI — Family Temporary Disability Insurance
NHIP — National Hangar Insurance Program
CIRB — Crop Insurance Research Bureau
AEIA — American Excess Insurance Association
CPL — Contractors Pollution Liability
CHCM — Certified Hazard Control Manager
ASI — American Share Insurance
DAP — Deposit Administration Plan
MICA — Mortgage Insurance Companies of America
UMPD — Uninsured Motorist Property Damage
CIPA — Crop Insurance Professionals Association
LIAA — Life Insurance Association of America

DI — Double Indemnity
DPP — Deferred Premium Payment
IIB — Institute of Insurance Brokers
MAP — Market Assistance Plan
AMIF — American Marine Insurance Forum
ADIP — Accidental Dismemberment Insurance Plan
RML — residual market load
CPE — Certified Professional Engineer
EFIC — Export Finance and Insurance Corporation
ECFC — Employers Council on Flexible Compensation
ARV — Arbeitsrecht und Arbeitslosenversicherung
CARE — Concerned Alliance of Responsible Employers
IDSL — Insurance Database Services Limited
LUTC — Life Underwriter Training Council
BFCGL — Broad Form Comprehensive General Liability
BIIA — Board of Industrial Insurance Appeals
CTI — Combined Truck Insurance
RP — Return premium
IMAC — Insurance Managers Association of Cayman
NGI — Next Generation Insurance
EEL — Emergency Exposure Limits
AIFS — Appomattox Insurance and Financial Services
DITC — Disability Insurance Training Council
EAP — Estimated Annual Premium
RHIP — Retirement Health Insurance Program
CAIC — Continental American Insurance Company
OCP — Owners and Contractors Protective Liability Policy
CARFRA — Coordinated Advertising Rate and Form Review Authority
FIA — Fellow of the Institutetute of Actuaries
ASPA — American Society of Pension Actuaries
CIAB — Council of Insurance Agents & Brokers
IRPM — Individual Risk Premium Modification
LTL — Less-Than-Truckload
CIAA — Canadian Independent Adjusters' Association
GIO — Government Insurance Office
CUIAB — California Unemployment Insurance Appeals Board
IAI — Inter-Americas Insurance
FDPA — Flood Disaster Protection Act
FBIC — Fortis Benefits Insurance Company
TIV — Total Insured Value
PDIC — Philippine Deposit Insurance Corporation
MDO — Monthly Debit Ordinary (insurance)
IICA — Investors Insurance Company of America
IRMI — International Risk Management Institute, Inc.
HIRA — Health Insurance Review Agency
MIAS — Marine Insurance Association of Seattle
SCPCU — Society of Chartered Property and Casualty Underwriters
K&R — Kidnap & Ransom
NIPR — National Insurance Producer Registry
CIS — Commercial Insurance Services

PCIAA — Property Casualty Insurers Association of America
BOW — breach of warranty
COGWA — Carriage of Goods by Water Act
MHIP — Maryland Health Insurance Program
AIRC — Amassociate Insurance Regulatory Compliance
IPFA — Insurance Premium Finance Association
M&D — Minimum and Deposit
PERT — Performance, Evaluation and Review Technique
CFP — Coordinated Financial Planning
NCCI — National Company for Cooperative Insurance
MBIA — Municipal Bond Insurance Association
ALIA — After Life Insurance Agency
MLSI — Ministry of Labour and Social Insurance
CPIW — Certified Professional Insurance Woman
CIC — Comprehensive Insurance Coverage
PPF — Personal Property Floater
PRIMA — Public Risk Management Association
F&C — Fire and Casualty
COSO — Committee on Sponsoring Organizations
SIU — Special Investigative Unit
SSNIT — Social Security and National Insurance Trust
TISI — Trinity International Student Insurance
ASC — Associated Specialty Contractors
NBFU — National Board of Fire Underwriters
CSO — claim services only
RMF — Rate Modification Factor
NOL — Not Officially Lapsed
CEBT — Credit Equivalent Bypass Trust
AOK — Allgemeine Ortskrankenkassen
RAA — Reinsurance Association of America
LIME — Life Insurance Made Easy
ROC — Research and Oversight Council
CP — Commercial Property
CBMU — Canadian Board of Marine Underwriters
APIC — ADAP Plus Insurance Continuation
LTI — Life Time Insurance
NEIL — Nuclear Electric Insurance Limited
DIC — Difference-in-conditions
NEFE — National Endowment for Financial Education
MNC — Multi-National Corporation
LCA — Life Communicators Association
CIP — Consolidated Insurance Program
OIS — operating information system
MYSL — multi-year single limit
BM — boiler and machinery
NCCMP — National Coordinating Committee for Multi-Employer Plans
JCAH — Joint Commission on the Accreditation of Hospitals
IRM — Improved Risk Mutuals
ELP — excess loss premium
LDW — Loss Damage Waiver

PMIC — Private Mortgage Insurance Companies
PLIS — Professional Liability Insurance Services
NOA — Naturally Occurring Asbestos
NFCA — National Fraternal Congress of America
APIA — Australias Pention Insurance Agency
DOC — Drive Other Car
NISS — National Independent Statistical Service
MSA — market service agreement
CAC — combined additional coverage
RDF — retro development factor
OIBB — offshore insurance broking business
JCI — Japan Compulsory Insurance
ALC — American Life Convention
BCE — Bermuda Commodities Exchange
MAS — Management Advisory Service
LTD — long-term disability
STFI — Student Tuition Fee Insurance
ATRA — American Tort Reform Association
ASOP — Actuarial Statement of Practice
IIG — Insurance Institute of Gauteng
CFTC — Commodities and Futures Trading Commission
MAAA — Member of American Academy of Actuaries
ASI — American Strategic Insurance
PAAS — Premium Audit Advisory Service
BIC — business income coverage
FCPL — farmers comprehensive personal liability
CPP — commercial property program
GISC — Group Insurance Service Center
LDW — Limited Damage Waiver
ADIB — Albany District Insurance Brokers
OHIP — Ontario Health Insurance Program
FCIP — Fellow Chartered Insurance Professionals
IRES — Insurance Regulatory Examiners Society
FIIC — Fellow of the Insurance Institute of Canada
MCIT — Minnesota Counties Insurance Trust
ASIP — Ambulance Services Insurance Program
MGU — Managing General Underwriter
RAPA — Reinsurance Administration Professionals Association
ASNIC — Al Sagr National Insurance Company
PICA — Professional Insurance Communicators of America
GMRC — Grinnell Mutual Reinsurance Company
EIA — Excess Insurance Authority
C/O — Completed Operations
LIRP — Life Insurance Retirement Plan
BFPD — broad form property damage
CHIP — Children's Health Insurance Plan
JUA — Joint Underwriting Authority
BRIA — Bill Russell Insurance Agency
KOI — Kentucky Office of Insurance
MSBF — Money and Securities Broad Form

NSP — Net Single Premium
PD — Property Damage
ICAC — Insurance Committee for Arson Control
AL — automobile liability
CDIC — Cescanada Deposit Insurance Corporation
LISA — Life Insurance Settlement Association
CID — Connecticut Insurance Department
NAIW — National Association of Insurance Women
NAIA — National Association of Insurance Agents
PIICA — Professional Indemnity Insurance Company Australia Pty Limited
EDP — Extended Discovery Period
ASCLU — American Society of Chartered Life Underwriters
RRG — Risk Retention Group
MAIC — Medical Alliance Insurance Company
SR&CC — Strikes, Riots and Civil Commotions
CGLI — Connecticut General Life Insurance Company
SDIC — Singapore Deposit Insurance Corporation
CHIP — Comprehensive Health Insurances Plan
SCOPE — Supervision, Construction, Occupancy, Protection, Exposure
RAM — Reverse-annuity Mortgage
ICIC — Israeli Credit Insurance Company
FAIR — Fair Access to Insurance Requirements
PIPSO — Property Insurance Plans Service Office
CHIC — Centre Of Health Insurance Compe
IRDA — Insurance Regulation and Development Authority
CMP — commercial multiple peril
EXIMBANK — Export-Import Bank of the United States
CPIM — Certified Professional Insurance Man
COP — Commercial Output Policy
IAIP — International Association of Insurance Professionals
NAPIA — National Association of Public Insurance Adjusters
AR — all risk
FAP — family automobile policy
CPSM — Certified Product Safety Manager
BCEGS — Building Codes Effectiveness Grading Schedule
IRMC — Institute for Risk Management Consultants
ICI — Insurance Center Inc
CDIC — Canada Deposits And Insurance Corporation
COIL — Conference of Insurance Legislators
EDIE — Electronic Deposit Insurance Estimator
ISCEBS — International Society of Certified Employee Benefits Specialists
IQ — Insurance Quality
MII — Malaysian Insurance Institute
NCIP — Natural Catastrophe Insurance Program
IWA — Insurance World Agency
MHIP — Missouri Health Insurance Pool
RHIS — Rain and Hail Insurance Society
PSC — Public State Commission
PARMA — Public Agency Risk Managers Association
NACIA — National Association of Crop Insurance Agents

ACWRRE — American Cargo War Risk Reinsurance Exchange
ERPL — Employment-Related Practices Liability
JUA — Joint Underwriting Association
OHIC — Ohio Hospital Insurance Company
PMIA — Phil Mattox Insurance Agency
IISA — Insurance Institute of South Africa
OIR — Office of Insurance Regulation
SIR — Society of Insurance Research
NIIS — National Insurance Inspection Services
U&O — Use And Occupancy
HIAB — Health Insurance Association of Bermuda
ILITS — Irrevocable Life Insurance Trusts
QIC — Qatar Insurance Company
DII — Deposits Investments And Insurance
NCSI — National Council of Self-Insurers
SAIS — Superior Access Insurance Services
ICW — Insurance Company of the West
PCC — protected cell captive
IAAA — Insurance Advisors Association of Australia
RGA — Reinsurance Group of America, Incorporated
DOHSA — Death on the High Seas Act
CICA — Captive Insurance Companies Association, Inc.
M — Masonry
NSLI — National Service Life Insurance
AWIA — Association of Wyoming Insurance Agents
SLI — Supplemental Liability Insurance
EMAP — Environmental Monitoring and Assistance Program
FC&S — Free of Capture and Seizure
GOSI — General Organisation For Social Insurance
SDIC — School Districts Insurance Consortium
KEMI — Kentucky Employers' Mutual Insurance
HIP — health insurance program
LEA — Loss Executives Association
RPLU — Registered Professional Liability Underwriter
AR — assigned risk
GSIS — Government Security Insurance System
COIN — California Organized Insurance Network
RACM — Regulated Asbestos-Containing Material
BPB — Blanket Position Bond
EPL — Employment Practices Liability
OCHI — Office of Consumer Health Insurance
DIL — Difference-in-limits
IIG — International Insurance of Georgia
ITI — Insurance Testing Institute
SIA — Society of Insurance Accountants
BIIC — Bahrain International Insurance Centre
RFIS — Remedial Feasibility Investigation Study
FICC — Federation of Insurance and Corporate Counsel
GIE — General Insurance Essentials
EDP — extended discoveryprovision

ECC — Eastern Claims Conference
MSVR — Mandatory Securities Valuation Reserve
MLEA — Multiple Line Exclusive Agent
NIDC — National Insurance Development Corporation
PAIU — Professional Association of Insurance Underwriters
CNHI — Committee for National Health Insurance
MAIB — Motor Accidents Insurance Board
ICWA — Insurance Commission of Western Australia
KSK — Künstlersozialkasse
CVA — captive value added
NAIS — National Association of insurance Service
SAIF — Savings Association Insurance Fund
NPIC — North Pointe Insurance Co
ESI — Excess Share Insurance
HIRD — Health Insurance Responsibility Disclosure
PRIA — Public Risk Insurance Agency
ERP — Extended Reporting Period
MLIC — Metropolitan Life Insurance Company
GHI — General Health Insurance
RBNE — reserved but not enough
ULC — Underwriters Laboratories of Canada
SSIC — Sunshine State Insurance Company
CAR — Contractors All Risk
NATB — National Automobile Theft Bureau
SGLI — Service Group Life Insurance
MP — multiple peril
NCCI — National Council of Compensation Insurance
SAIF — State Accident Insurance Fund
PLRB — Property Loss Research Bureau
UIB — Unemployment Insurance Benefits
NACA — National Association of Catastrophe Adjusters, Inc.
IAJ — Insurance Association of Jamaica
PMIC — Preferred Mutual Insurance Company
IPAC — Insurance Public Affairs Council
IIEC — Insurance Institute Eastern Cape
DACIM — Dutch Academic Center for Insurance Medicine
OCI — Office of the Commissioner of Insurance
CSIA — California Southwestern Insurance Agency
OFIR — Office of Financial and Insurance Regulation
CPPA — Cable Communications Policy Act
SGLI — Servicemans Group Life Insurance
ICTA — Insurance Canada Technology Awards
FOIL — Forum of Insurance Lawyers
HIU — Health Insurance Underwriters
CCC — Care, Custody or Control
MLR — Multiple Location Risk
CSIO — Centre for Study of Insurance Operations
IAAT — Insurance Agents Alliance of Texas
SCOH — Statistical Coding Occupancy Hazard
PSLRA — Private Securities Legislation Reform Act

RIMP — Risk And Insurance Managers Panel
PLUS — Professional Liability Underwriting Society
ELL — Educators Legal Liability
FELA — Federal Employers Liability Act
NICOA — Nationwide Insurance Company of America
WA — With Average
MIBC — Medical Insurance Billing and Coding
NALC — National Association of Life Companies
SIIA — Self-Insurance Institute of America
GIP — Group Insurance Premium
PAS — premium allocation system
EIA — e Insurance Account
PAIC — Preferred Auto Insurance Company
SMP — Special Multi-Peril Policy
PSAC — Policy Signing and Accounting Centre
CISR — Center for Insurance Studies and Research
MPCI — Multi Peril Crop Insurance
IMRR — Insurance Medical Records Review
HIU — Health Insurance Unit
IIDM — Insurance Industry Data Model
PI — Personal Injury
OFA — Organized Flying Adjusters
CFLI — Catholic Family Life Insurance Company
CARFM — Coalition of Alternative Risk Funding Mechanisms
LIG — Leading Insurance Group
NCPI — National Committee on Property Insurance
CRS — Commercial Risk Services
LPMI — Lender Paid Mortage Insurance
BBIS — Brass Band Insurance Services
RRA — Risk Retention Act
TPA — Third-party administrator
COI — Costs of Insurance
PCIP — Partner Controlled Insurance Program
DVIC — Disabled Veterans Insurance Careers
PLI — Personal Lines Insurance
ENCP — ERISA Non-Compliance Program
CSIB — Capital Shield Insurance Broker
EJCDC — Engineering Joint Contracts Documents Committee
PIAA — Physician Insurers Association of American
LICS — Lux Insurance Consulting Services
UNL — Ultimate Net Loss
PIA — Professional Insurance Agents
EFREP — European Federation of Retired and Elderly Persons
MLI — mandatory liability insurance
MOSB — mercantile open stock burglary
BIIA — Birmingham Independent Insurance Agents
JIC — Johnson Insurance Consultants
CAL — Comprehensive Automobile Liability
OCIA — Oregon Commercial Insurance Agency
FCMH&SA — Federal Coal Mine Health & Safety Act

LPRT — Leading Producers' Round Table
IR — incident recall
SPCI — Single-Premium Credit Insurance
CIIC — Community Insurance Information Center
VOR — Value Of Risk
CIC — Certified Insurance Counselors
GRIR — Geneva Risk and Insurance Review
VIT — Variable Insurance Trust
NIPA — National Institute of Pension Administrators
ERSC — Environmental Response Services Contractor
TDI — Trade disruption insurance
RPMP — Risk Premium Modification Plan
BUZ — Berufsunfähigkeits-Zusatzversicherung
IRDA — Insurance Regulatory and Development Activity
USL&HW — United States Longshore and Harbor Workers
TCPA — Telephone Consumer Protection Act
CRM — Canadian Risk Management
CPI — Combined Personal Insurance
PLI — Public Liability Insurance
UBI — Usage-Based Insurance
SCIC — Society of Certified Insurance Counselors
NCIL — National Conference of Insurance Legislators
NAFI — National Association of Fire Investigators
SCCIA — South Carolina Captive Insurance Association
VVD — Volkswagen Versicherungsdienst
SERP — Supplementary employee retirement plan
SLR — Stop-loss Reinsurance
RIRG — Risk And Insurance Research Group
VP — Valuable Papers
MFI — Marine Fire Insurance
RRV — Reiserücktrittsversicherung
TMP — Texas Multi-Peril
ORFS — Operational Risk Financing Securities
NSPA — National Society of Public Accountants
SEUA — Southeastern Underwriters Association
HIM — Health Insurance Marketplace
BTIB — Belarusian Transport Insurance Bureau
SL — Sprinkler Leakage
ICRC — Insurance City Repeater Club
NCFC — Non-Controlled Foreign Corporation
MRIT — Missouri Retailers Insurance Trust
XCU — Explosion, Collapse and Underground
SGLI — Spouse Group Life Insurance
DDIS — Diane Daubeneck Insurance Services
NRRA — National Risk Retention Association
OCIP — Or Owner Controlled Insurance Programs
MIEF — Missouri Insurance Education Foundation
SLIF — State Life Insurance Fund
VIG — Vienna Insurance Group
MICRA — Medical Insurance Compensation Reform Act

MPCI — Multi-peril Crop Insurance
SDIP — Safe Driver Insurance Plan
TRIPRA — Terrorism Risk Insurance Program Reauthorization Act of 2007
SUI — State Unemployment Insurance
UID — Unemployment Insurance Division
OII — Other Insurance Information
EIRF — Environmental Insurance Resolution Fund
LHIS — Louisiana Health Insurance Survey
OBIS — Online Brokerage Insurance System
IRATE — Insurance Rate Analysis and Tracking Engine
TDI — Texas Department of Insurance
PIB — Programmed Insurance Brokers
SLUSA — Securities Litigation Uniform Standards Act
SGLI — Sourcesservicemembers Group Life Insurance
NASBP — National Association of Surety Bond Producers
LUMP — Limits Under Multiple Policy
GMIB — Gary Morton Insurance Brokers
NIRP — National Insurance Risk Profile
TRI — Tuition Refund Insurance
UEL — Upper Explosive Level
SEIA — Specialty Equipment Insurance Alliance
ESIA — Eastern States Insurance Agency
RACT — reasonable available control technology
DMIC — Direct Marketing Insurance Council
GIVE — Growth Insurance Value Element
VSLI — Veterans Special Life Insurance
TRIA — Terrorism Risk Insurance Act
RRSP — Registered Retirement Saving Plan
WBI — Wentzel Bromiley Insurance
EIRF — Environmental Insurance Restoration Fund
RCIS — Rural Community Insurance Services
OAIN — Online Auto Insurance News
TEFRA — Tax Equity and Financial Reimbursement Act
SFP — Standard Fire Policy
VSI — Vendors Single Interest
SCIF — State Compensation Insurance Fund
SR — Short Rate
RPII — Related Party Insurance Income
QFI — Quality First Insurance
SEMCI — Single Entry, Multiple Carrier Interface
PC — Professional Corporationration
PIA — primary insurance account
NAUA — National Auto Underwriters Association
TCIP — Turkish Catastrophe Insurance Pool
MET — Multiple-Employer Trust
VICAP — Virginia Insurance Counseling and Advocacy Project
NCOIL — National Conference of Insurance Legislators
SHINE — Serving the Health Insurance Needs of Everyone
UIA — Unemployed Insurance Agency
RSIB — Russell Scanlan Insurance Brokers

WAEPA — Worldwide Assurance for Employees of Public Agencies
TIS — Travel Insurance Services
SLC — Special Litigation Committee
SPBA — Society of Professional Benefit Administrators
SGLI — Survivors Group Life Insurance
OMIG — Ohio Mutual Insurance Group
TLO — Total Loss Only
NIIS — National Injury Insurance Scheme
TIF — Tax Incremental Finance
URMIA — University Risk Management and Insurance Association
UMV — Uninsured Motor Vehicle
UL — Umbrella Liability
TCIS — The Complete Insurance Source
PEBB — Public Employee Blanket Bond
TOLI — Trust-owned Life Insurance
SPAP — Special Personal Auto Policy
SPRV — Special Purpose Reinsurance Vehicle
SMIC — Special Markets Insurance Consultants
ULIP — Unit Linked Insurance Policy
WAIP — Wisconsin Automobile Insurance Plan
RISI — Request for Insurance of Shipping Instructions
UOI — united overseas insurance
SBIB — Sowers Baccala Insurance Brokerage
SDIP — Safe Driver Insurance Program
TIO — Territory Insurance Office
SERP — Supplemental Extended Reporting Period
MORO — Meeting of Reinsurance Officials
UPPL — Uniform Policy Provision Law
WCIRB — Workers Compensation Insurance Rating Bureau
TIS — Technology Insurance Services
URV — Union Reiseversicherung
SAWW — Statewide Average Weekly Wage
WAIC — Workmen's Auto Insurance Company
SSRS — Single State Registration System
SNIC — Saudi National Insurance Company
VAR — Value-at-risk
UCRA — Unified Carrier Registration Agreement
STIG — Sellers Team Insurance Group
VPPA — Video Privacy Protection Act
ULI — Universal Life Insurance
TIRB — Transportation Insurance Rating Bureau
WBMI — West Bend Mutual Insurance
UJF — Unsatisfied Judgment Fund
WCRI — Workers Compensation Research Institute
TCIF — Texas Commercial Insurance Facilities
TRIP — Terrorism Risk Insurance Program
SGLI — Suranceservicemembers Group Life Insurance
TGIC — Triad Guaranty Insurance Corporation
SIPE — Schools Insurance Program for Employees
TULIP — Tenant User Liability Insurance Program

SGLI — Suranceservicemens Group Life Insurance
SPOI — Special Provisions of Insurance
SRIC — Swaziland Royal Insurance Corporation
ROEBI — Return on Employee Benefits Investment
VIP — Voucher Insurance Program
TLIB — Towry Law Insurance Brokers
UHIP — University Health Insurance Plan
USGLI — United States Government Life Insurance
WLRT — Women Leaders Round Table
SJVIA — San Joaquin Valley Insurance Authority
TRIEA — Terrorism Risk Insurance Extension Act of 2005
SSIA — South Shore Insurance Agency
SITE — Society of Insurance Trainers and Educators
WWIB — Walter Wright Insurance Brokers
UIMV — Underinsured Motor Vehicle
ULIP — Unit Linked Insurance Plan
TULIP — Tenant User Liability Insurance Policy
WRIN — World Risk and Insurance News
TCIA — Tennessee Captive Insurance Association
TERI — Targeted enterprise risk insurance
TM — Tax Multiplier
TFSI — Too Faced Shadow Insurance

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