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Acronym > Term Word in meaning Term > Acronym

Home / Business & Finance / Insurance

Business & Finance >> Insurance Abbreviations

Look through 1022 acronyms and abbreviations related to Insurance:

SOX — Sarbanes-Oxley
SCC — Segregated Cell Captive
SPC — Segregated Portfolio Company
UM — Uninsured Motorist
PRIDE — Pension Review Insurance Debacle Exposed
UMP — Uninsured Motorist Protection
RAROC — Risk-Adjusted Return On Capital
C AND F — Cost and Freight
RARORAC — Risk-Adjusted Return on Risk-Adjusted Capital
UCR — Usual Customary Reasonable
HIPAA — Health Insurance Portability and Accountability Act of 1996
EBIDDA — Earnings Before Interest, Dividends, Depreciation And Amortization
CIH — Compensated Intercorporate Hauling
ATM — Automatic Teller Machine
PLIR — Professional Liability Insurance Reimbursement
LIFO — Last In, First Out
FIFO — First In, First Out
PLIG — Professional Liability Insurance Group
PIBT — Private Insurance Benefit Trust
PITI — Principal Interest Taxes Insurance
HAIW — Honolulu Association of Insurance Women
PIP — personal insurance protection
UBTI — Unrelated Business Taxable Income
V&MM — Vandalism & Malicious Mischief
LLC — Limited Liability Company
NAHU — National Association of Health Underwriters
ALOP — advance loss of profit insurance
UPR — Unearned Premium Reserve
CD — Certificate of Deposit
EAP — Employee Assistance Program
SPV — Special Purpose Vehicle (sometimes Single Purpose Vehicle)
WACC — Weighted Average Cost Of Capital (accounting)
CEN — confiscation, expropriation, nationalization
NAIIA — National Association of Independent Insurance Adjusters
C&F — Cost and Freight
BCAR — Best's Capital Adequacy Ratio
CBRN — Chemical, Biological, Radiological, Nuclear
KGID — Karnataka Government Insurance Department
PLE — primary loss expectancy
CIP — Carriage and Insurance Paid to
NAIIO — Non-Admitted Insurers Information Office
BI — Bodily Injury
RICO — Racketeer Influenced and Corrupt Organizations Act of 1970
UEP — Unearned Premium
BTR — below-target risk
JV — Joint Venture
NABRTI — National Association of Bar-Related Title Insurers
DEFS — Direct-Applied Exterior Finish Systems
IRA — Individual Retirement Account
EPD — expected policyholder deficit

LIMRA — Life Insurance Marketing & Research Association
UP — Unearned Premium
COO — Chief Operation Officer
AADC — American Association of Dental Consultants
AAA — abdominal aortic aneurysm
ROE — Return On Equity
ICPL — Insurance Company Professional Liability
ADR — American Depository Receipt
BCM — Business Continuity Management
PV — Present Value
MORT — management oversight and risk tree
JSA — Job Safety Analysis
ASM — Available Seat Mile
USERRA — Uniformed Services Employment and Reemployment Rights Act of 1994
REIT — Real Estate Investment Trust
CFO — Communication Filing Officer
CRO — Chief Risk Officer
RCRA — Resource Conservation and Recovery Act (1976, 1984)
COLA — Cost of Living Adjustment (or Allowance)
TOR — Technique of Operations Review
CPA — Certified Public Accountant
DJIA — Dow Jones Industrial Average
MLE — Maximum Loss Expectancy
LPG — Liquid Petroleum Gas
AMT — Amount for Married Taxpayers
A&H — Accident and health insurance
PMF — package modification factor
IRC — Internal Revenue Code of 1986
IFB — Insurance Fraud Bureau
IRI — Industrial Risk Insurers
AD&D — Accidental Death and Dismemberment
CAT — Catastrophe
CFA — Chartered Financial Analyst
WC — Worker's Compensation
PMI — Private Mortgage Insurance
DCF — discounted cash flow rate
SGLI — Servicemember Group Life Insurance
EPS — Earnings per share
COGSA — U.S. Carriage of Goods by Sea Act
EP — Earned Premium
FICA — Federal Insurance Contribution Act
AICPA — L'American Institute of Certified Public Accountants
TSA — Tax Sheltered Annuity
ERISA — Employee Retirement Income Security Act
OASDI — Old Age Survivors Disability Insurance
UIM — Underinsured Motorist
SPC — Special Purpose Company
RORAC — Return on Risk-Adjusted Capital
EVA — Economic Value Added
DNI — Distributable Net Income

LOC — Letter Of Credit
FCRA — Fair Credit Reporting Act
TCN — Third Country National
CHIP — Children's Health Insurance Program
LCF — loss conversion factor
PML — Probable Maximum Loss
CIF — Cost, Insurance, Freight
AIS — Associate in Insurance Services
AGC — Associated General Contractors of America
ESOP — Employee Stock Ownership Plan
FECA — Federal Employee's Compensation Act
MGA — Managing General Agent
CAGR — Compounded Annual Growth Rate
ACV — Actual Cash Value
ECP — exempt commercial policyholder
EA — Enrolled Actuary
TIL — Truth in Lending
COPE — Construction, Occupancy, Protection, Exposure
CEND — Confiscation, Expropriation, Nationalization and Deprivation
SOA — Society Of Actuaries
POD — Payable on Death
TL — Truckload
AAI — Alliance of American Insurers
MMII — Mass Marketing Insurance Institute
TDA — Tax Deferred Annuity
E&S — Excess and Surplus
VIE — Variable Interest Entity
DAC — Deferred Acquisition Cost
CQE — Certified Quality Engineer
SIR — Self-Insured Retention
ART — Annual Renewable Term (life insurance)
PRP — Preferred Risk Policy
EQSL — EarthQuake Sprinkler Leakage
ADB — Accidental Death Benefit
CBOT — Chicago Board of Trade
GSIS — Government Service Insurance System
SFR — Semi-fire Resistive
MPL — Maximum Possible Loss
CV — Cash Value
ARM — Associate in Risk Management
CSO — Commissioners Standard Ordinary
CTD — Cumulative Trauma Disorder
PA — Particular Average
IDSS — Insurance Decision Solution Suite
DICJ — Deposit Insurance Corporation of Japan
LDF — Loss Development Factor (insurance)
UIC — Unemployment Insurance Commission (Canada, archaic)
ACII — Associateship of the Chartered Insurance Institute
SEP — Simplified Employee Pension
OASDHI — Old Age, Survivors, Disability and Health Insurance Act

IRDA — Insurance Regulatory Development Authority
ERIC — ERISA Industry Committee
NASD — National Association of Securities Dealers
TDI — Temporary Disability Insurance
CFC — Controlled Foreign Corporation
CV — coefficient of variation
D&O — Directors and Officers Liability
CVIF — Compound Value Interest Factor
ROCIP — Rolling Owner Controlled Insurance Program
SBLI — Savings Bank Life Insurance
SSAP — Statement of Statutory Accounting Principles
CFC — Chartered Financial Consultant
ROL — Rate On Line
PRD — Pro Rata Distribution
SIPC — Securities Investor Protection Corporation
IB — Insurance Beneficiary
BLI — Bureau of Labor Insurance
FDIC — Federal Deposit Insurance Corporationration
ARO — Asset Retirement Obligation
E&O — Errors and Omissions
PEO — Professional Employer Organization
AID — Arkansas Insurance Department
ALCM — Associate in Loss Control Management
AIME — Average Index Monthly Earnings
P&I — Protection and Indemnity insurance
CIT — Critical Incident Technique
NAIC — National Association of Insurance Commissioners
RC — Replacement Cost
ERM — Enterprise Risk Management
AAIS — American Association of Insurance Services
ARM-P — Associate in Risk Management for Public Entities
IPT — Insurance Premium Tax
DEP — Direct Earned Premium
FIS — Flood Insurance Study
UCD — Unemployment Compensation Disability
DEC — Declarations Page
UCI — Unemployment Compensation Insurance
MVR — Motor Vehicle Record
CFP — Certified Financial PlannerTM
AIP — Annual Implementation Plan
EBRI — Employee Benefit Research Institute
GIC — General Insurance Corporation of India
VPP — Voluntary Protection Program
PIRT — Policy of Insurance of Record Title
PCAOB — Public Company Accounting Oversight Board
CLU — Chartered Life Underwriter
FCII — Fellowship of the Chartered Insurance Institute
ESOT — employee stock ownership trust
WPA — With Particular Average
SIC — Standard Industrial Code

PTE — Prohibited Transaction Exemption
CSL — Combined Single Limit
M&C — Manufacturers And Contractors
AAPL — American Association of Petroleum Landmen
MIB — Medical Information Bureau
AGIA — Association Group Insurance Administrators
FIC — Fraternal Insurance Counselor
EC — Extended Coverage
LPSO — Lloyds Policy Signing Office
AOP — All Other Perils
RBC — Risk-Based Capital
PMI — Private Medical Insurance
PNOC — provisional notice of cancellation
RIMS — Risk and Insurance Management Society, Inc.
YRT — Yearly Renewable Term
COR — cost of risk
PFIC — Passive Foreign Investment Company
TDB — Temporary Disability Benefits
IIHS — The Insurance Institue For Highway Safety
CEBS — Certified Employee Benefits Specialist
AAM — Associate in Automation Management
NSC — National Safety Council
ASIM — American Society of Insurance Management
TAMRA — Technical and Miscellaneous Revenue Act of 1988
AAI — Accredited Adviser in Insurance
SAP — Statutory Accounting Principles
BOP — businessowners policy
MFL — Maximum Foreseeable Loss
UCDI — Unemployment Compensation Disability Insurance
DFA — Dynamic Financial Analysis
RPG — Risk Purchasing Group
AWW — average weekly wage
CIC — Certified Insurance Counselor
CF — contract frustration
TCD — Treasury Certificate of Deposit
CC&R — Covenants, Conditions And Restrictions
MIG — Meadowbrook Insurance Group, Inc.
CFROI — Cash Flow Return On Investments
AIA — American Insurance Association
NCCI — National Council on Compensation Insurance
HICN — Health Insurance Claim Number
FAS — free along side
LI — Life Insurance
OCA — Outstanding Claims Account
RMIS — Risk Management Information System
ACIP — Arizona Counties Insurance Pool
MVC — Mean/Variance/Covariance
IRP — International Registration Plan, Inc.
NASBA — National Association of State Boards of Accountancy
NPD — No Payroll Division

CPPI — Constant Proportion Portfolio Insurance
PRI — political risk insurance
ARIA — American Risk and Insurance Association
LIS — Liability Insurance Supplement
PSA — placement service agreement
PIP — Personal Injury Protection
ACMI — Aircraft, Crew, Maintenance and Insurance
CGLI — Commercial General Liability Insurance
NHIP — National Health Insurance Program
ANFI — Associate in National Flood Insurance
DQO — Data Quality Objective
TIA — The Insurance Application
CIP — Chartered Insurance Professional
DI — Disability Income
DB&C — Dwelling, Building And Contents
AI — Additional Insured
AHV — Alters- und Hinterlassenenversicherung (Social Insurance, Suisse)
FHBM — Flood Hazard Boundary Map
ANL — Above Normal Loss
VEBA — Voluntary Employees' Beneficiary Association
WYO — Write Your Own
ASO — An Administrative Services Only
IRIS — Insurance Regulatory Information System
AAIMC — American Association of Insurance Management Consultants
ICA — Insurance Claims Adjusters
PORC — producer-owned reinsurance company
AIM — Associate In Management
UBIT — Unrelated Business Income Tax
ESIC — Employee State Insurance Corporation
DR — Daily Report
APA — Associate in Premium Auditing
LMU — Loss Mitigation Underwriting
CIP — Controlled Insurance Program
MDRT — Million Dollar Round Table
ATIF — Attorneys' Title Insurance Fund, Inc.
CAIP — Commercial Automobile Insurance Plan
AIC — Associate In Claims
MOP — manufacturers output policy
AFIA — American Foreign Insurance Association
ARE — Associate in Reinsurance
CDW — Collision Damage Waiver
LMIC — Lawyers' Mutual Insurance Company
BBB — Bankers Blanket Bond
SARBOX — Sarbanes-Oxley Act of 2002
DPPA — Driver's Privacy Protection Act
AAMGA — American Association of Managing General Agents
YRCT — Yearly renewable convertible term
OTC — Other Than Collision (insurance term meaning comprehensive coverage)
AIPSO — Automobile Insurance Plans Service Office
AIA — The American Insurance Association

OI — outage insurance
ASA — Associate in Society of Actuaries
BV — Brick Veneer
PMA — Package Modification Adjustment
COC — Course of Construction
OGP — original gross premium
CRA — Cargo Reinsurance Association
ALAE — Allocated Loss Adjustment Expense
EL — Expected Loss
ALE — Additional Living Expense
LIP — Life Insurance Policy
AHIS — American Hull Insurance Syndicate
PSRO — Professional Standards Review Organization
PL — Professional Liability
AALU — Association for Advanced Life Underwriting
ACSC — Association of Casualty and Surety Companies
NIC — National Insurance Contributions
AICA — Arizona Insurance Claims Association
III — Insurance Information Institute
ACCI — American Corporate Counsel Institute
AACI — American Association of Crops Insurers
PAP — Personal Auto Policy
HIPPS — Health Insurance Prospective Payment System
AIT — Associate in Information Technology
EL — Employer's liability
ETB — Engaged in Trade or Business
FAC — facultative reinsurance
NIB — National Insurance Board
AIRB — Aviation Insurance Rating Bureau
PMPL — Project Management Protective Liability
OIC — Office of the Insurance Commissioner
ECI — Export Credit Insurance
BPT — Branch Profits Tax
IAAI — Insurance Auto Auctions, Inc.
AICP — Association of Insurance Compliance Professionals
CPL — Comprehensive Personal Liability
ELR — expected loss rate
DRI — Defense Research Institute
DOI — Division of Insurance
ACFIC — Auto Club Family Insurance Company
SRMC — Society of Risk Management Consultants
ALIMDA — Association of Life Insurance Medical Directors of America
CNP — cotton named perils
CRE — Certified Reliability Engineer
DDD — Dishonesty Disappearance and Destruction
ARIAS — AIDA Reinsurance and Insurance Arbitration Society
NBCU — National Bureau of Casualty Underwriters
AISG — American Insurance Services Group, Inc.
PR — Pro Rata
IIAP — Insurance Institute for Asia and the Pacific, Inc.

CIG — Capital Insurance Group
CEA — Comité Européen des Assurances
AIMA — As Interest May Appear
ACLU — American College of Life Underwriters
IRC — Insurance Research Council
APIR — Associate Professional in Insurance Regulation
IDP — Insurance Data Processing, Inc
CII — Chartered Insurance Institute
NYPERL — New York State Public Employees and Retirees Long Term Care Insurance
P&C — Property and Casualty
SAA — Surety Association of America
B&C — Building and Contents
NAFIC — National Association of Fraternal Insurance Counselors
ERD — Expected Reinsurer Deficit
AIE — Adirondack Insurance Exchange
ACORD — Association for Cooperative Operations, Research and Development
RSDI — Retirement and Survivors Disability Insurance
FCAS — Fellow of the Casualty Actuarial Society
LOMA — Life Office Management Association
CPCU — Chartered Property Casualty Underwriter
CLHIA — Canadian Life and Health Insurance Association
AU — Associate in Underwriting
ASTD — American Society of Training and Development (Alexandria, Virginia)
ALE — assumption of liability endorsement
ECOR — economic cost of ruin
ISO — Insurance Services Office, Inc.
BI — Business Interruption
LIRB — Liability Insurance Research Bureau
CRIS — Construction Risk and Insurance Specialist
CGL — Commercial General Liability
NAA — National Association of Accountants
NHI — National Health Insurance
PLI — Professional Liability Insurance
AIRAC — All-Industry Research Advisory Council
AAA — American Academy of Actuaries
AMW — Average Monthly Wage
LPT — Loss Portfolio Transfer
IVANS — Insurance Value Added Network Services
MSAWPA — Migrant and Seasonal Agricultural Worker Protection Act
DSU — delay in start-up insurance
AIC — Agency Insurance Company
AIMU — American Institute of Marine Underwriters
HIE — Health Insurance Experiment
BAP — business auto policy
AICP — AIDS Insurance Continuation Program
NAII — National Association of Independent Insurers
ACLI — American Council of Life Insurers
UTBMS — Uniform Task-Based Management System
ASA — administrative services arrangement
LIA — Life Insurance Association

PEC — Personal Effects Coverage
ARP — Associate in Research and Planning
BR — Builder's Risk
MBI — Mechanical Breakdown Insurance
BPL — Bankers' Professional Liability
LCIS — Local Community Insurance Services
AMEMIC — Association of Mill & Elevator Mutual Insurance Companies
CAPP — Conference of Actuaries in Public Practice
DCC — domestic cell captive
OSLR — Outstanding Loss Reserves
MAIA — Missouri Association of Insurance Agents
LHWCA — Longshore and Harbor Workers Compensation Acts
AIAF — Associate in Insurance Accounting and Finance (insurance)
CLIEDIS — Canadian Life Insurance EDI Standards Association
OL&T — Owners Landlords and Tenants
FALU — Fellow of the Academy of Life Underwriting
KIDI — Korea Insurance Development Institute
ASLI — Associate in Surplus Lines Insurance
ALI — Additional Liability Insurance
IRIN — Insurance Regulatory Information Network
NARAB — National Association of Registered Agents and Brokers
ECO — Extra-Contractual Obligations
ART — Alternative Risk Transfer
AICPCU — American Institute for Chartered Property Casualty Underwriters
EAR — Erection All Risks
MP — Minimum Premium
ACAS — Associate of the Casualty Actuarial Society
NAMIC — National Association of Mutual Insurance Companies
CFU — Customary Freight Unit
OHIP — Ovincial Health Insurance Plan
ITCIF — International Trade Credit Insurance Facility
ESA — Employee Spending Account
CLM — Commercial Lines Manual
AMIM — Associate in Marine Insurance Management
CCIP — Contractor Controlled Insurance Program
NSIPA — National Society of Insurance Premium Auditors
API — Associate in Personal Insurance
ITI — Insurance Training Institute
FIA — Full Interest Admitted
S&P — Standard and Poor's Corporation
AMIC — American Marine Insurance Clearinghouse
HIB — Hospital Insurance Benefits
MCA — Motor Carrier Act of 1980
GIO — General Insurance Ombudservice
NAIFA — National Association of Insurance and Financial Advisors
AFI — Armed Forces Insurance
AIPLU — American Institute for Property and Liability Underwriters
ALM — Association of Lloyd's Members
ULAE — Unallocated Loss Adjustment Expenses
AMBAC — American Municipal Bond Assurance Corporation

SMIB — Supplementary Medical Insurance Benefits
BPF — basic premium factor
EAB — Experience Account Balance
POL — public officials liability
CSP — commercial statistical plan
OEE — Operators Extra Expense
POSI — Public Offering of Securities Insurance
PLR — primary loss retention
ACC — anti-concurrent cause provision
BERP — basic extended reporting period
CHIAA — Crop-Hail Insurance Actuarial Association
ASIS — American Society of Industrial Security
AFSB — Associate in Fidelity and Surety Bonding
ATA — American Trucking Associations, Inc.
FCIC — Federal Crop Insurance Corporation
DRG — diagnostic-related group
FIRREA — Financial Institutions Reform, Recovery and Enforcement Act
AIIA — Alabama Independent Insurance Agents, Inc.
MTC — Motor Truck Cargo
CISR — Certified Insurance Service Representative
CPL — Contractors Pollution Liability
FERMA — Federation of European Risk Management Associations
FTDI — Family Temporary Disability Insurance
ACIC — American Commerce Insurance Company
CRM — Certified Risk Manager
CCIA — Consumer Credit Insurance Association
UMPD — Uninsured Motorist Property Damage
LIAM — Life Insurance Awareness Month
FFIC — Fireman's Fund Insurance Company
LAE — Loss Adjustment Expense
NHIP — National Hangar Insurance Program
CHCM — Certified Hazard Control Manager
APIW — Association of Professional Insurance Women
CEB — Council of Employer Benefits
NAPSLO — National Association of Professional Surplus Lines Offices, Ltd.
NICO — National Insurance Consumer Organization
VVG — Versicherungsvertragsgesetzes
B&M — Boiler And Machinery
ATLA — Association of Trial Lawyers of America's
MICA — Mortgage Insurance Companies of America
RML — residual market load
BFCGL — Broad Form Comprehensive General Liability
CIPA — Crop Insurance Professionals Association
AEIA — American Excess Insurance Association
FIRM — Flood Insurance Rate Map
DAP — Deposit Administration Plan
CIAB — Council of Insurance Agents & Brokers
LUTC — Life Underwriter Training Council
RP — Return premium
CIRB — Crop Insurance Research Bureau

AIFS — Appomattox Insurance and Financial Services
MPP — managed premium plan
AMIF — American Marine Insurance Forum
ADIP — Accidental Dismemberment Insurance Plan
EFIC — Export Finance and Insurance Corporation
NP — named perils
MAP — Market Assistance Plan
IIB — Institute of Insurance Brokers
LIAMA — Life Insurance Agency Management Association
LIAA — Life Insurance Association of America
SCPCU — Society of Chartered Property and Casualty Underwriters
NGI — Next Generation Insurance
DPP — Deferred Premium Payment
IDSL — Insurance Database Services Limited
CIAA — Canadian Independent Adjusters' Association
IRMI — International Risk Management Institute, Inc.
IAI — Inter-Americas Insurance
ASI — American Share Insurance
OCP — Owners and Contractors Protective Liability Policy
EEL — Emergency Exposure Limits
IRPM — Individual Risk Premium Modification
EAP — Estimated Annual Premium
IMAC — Insurance Managers Association of Cayman
SIU — Special Investigative Unit
ECFC — Employers Council on Flexible Compensation
ARV — Arbeitsrecht und Arbeitslosenversicherung
CARFRA — Coordinated Advertising Rate and Form Review Authority
TISI — Trinity International Student Insurance
MDO — Monthly Debit Ordinary (insurance)
PCIAA — Property Casualty Insurers Association of America
ASPA — American Society of Pension Actuaries
DI — Double Indemnity
FBIC — Fortis Benefits Insurance Company
TIV — Total Insured Value
DITC — Disability Insurance Training Council
PPF — Personal Property Floater
LTI — Life Time Insurance
CUIAB — California Unemployment Insurance Appeals Board
MHIP — Maryland Health Insurance Program
CPE — Certified Professional Engineer
AIRC — Amassociate Insurance Regulatory Compliance
BIIA — Board of Industrial Insurance Appeals
CTI — Combined Truck Insurance
RHIP — Retirement Health Insurance Program
FDPA — Flood Disaster Protection Act
K&R — Kidnap & Ransom
ROC — Research and Oversight Council
CAIC — Continental American Insurance Company
CARE — Concerned Alliance of Responsible Employers
CIS — Commercial Insurance Services

PMIC — Private Mortgage Insurance Companies
CIC — Comprehensive Insurance Coverage
COGWA — Carriage of Goods by Water Act
GIO — Government Insurance Office
MBIA — Municipal Bond Insurance Association
COSO — Committee on Sponsoring Organizations
MLSI — Ministry of Labour and Social Insurance
CP — Commercial Property
MYSL — multi-year single limit
NIPR — National Insurance Producer Registry
LTL — Less-Than-Truckload
FIA — Fellow of the Institutetute of Actuaries
NEIL — Nuclear Electric Insurance Limited
NEFE — National Endowment for Financial Education
IICA — Investors Insurance Company of America
PRIMA — Public Risk Management Association
BOW — breach of warranty
PERT — Performance, Evaluation and Review Technique
HIRA — Health Insurance Review Agency
PDIC — Philippine Deposit Insurance Corporation
APIC — ADAP Plus Insurance Continuation
ASC — Associated Specialty Contractors
MNC — Multi-National Corporation
NCCMP — National Coordinating Committee for Multi-Employer Plans
CEBT — Credit Equivalent Bypass Trust
CFP — Coordinated Financial Planning
NFCA — National Fraternal Congress of America
CPIW — Certified Professional Insurance Woman
RMF — Rate Modification Factor
APIA — Australias Pention Insurance Agency
LIME — Life Insurance Made Easy
IPFA — Insurance Premium Finance Association
CSO — claim services only
NCCI — National Company for Cooperative Insurance
BCE — Bermuda Commodities Exchange
NISS — National Independent Statistical Service
NBFU — National Board of Fire Underwriters
FCPL — farmers comprehensive personal liability
MIAS — Marine Insurance Association of Seattle
ALC — American Life Convention
OIS — operating information system
LCA — Life Communicators Association
M&D — Minimum and Deposit
PLIS — Professional Liability Insurance Services
PICA — Professional Insurance Communicators of America
MAAA — Member of American Academy of Actuaries
NOA — Naturally Occurring Asbestos
DIC — Difference-in-conditions
ALIA — After Life Insurance Agency
JCAH — Joint Commission on the Accreditation of Hospitals

CIP — Consolidated Insurance Program
LIRP — Life Insurance Retirement Plan
OIBB — offshore insurance broking business
CBMU — Canadian Board of Marine Underwriters
LDW — Loss Damage Waiver
STFI — Student Tuition Fee Insurance
NOL — Not Officially Lapsed
RAA — Reinsurance Association of America
MSA — market service agreement
ELP — excess loss premium
CAC — combined additional coverage
MSBF — Money and Securities Broad Form
MAS — Management Advisory Service
RDF — retro development factor
ATRA — American Tort Reform Association
JCI — Japan Compulsory Insurance
DOC — Drive Other Car
LTD — long-term disability
ASNIC — Al Sagr National Insurance Company
PAAS — Premium Audit Advisory Service
BIC — business income coverage
PIICA — Professional Indemnity Insurance Company Australia Pty Limited
MCIT — Minnesota Counties Insurance Trust
CFTC — Commodities and Futures Trading Commission
F&C — Fire and Casualty
CPP — commercial property program
AOK — Allgemeine Ortskrankenkassen
IRM — Improved Risk Mutuals
CID — Connecticut Insurance Department
NSP — Net Single Premium
BM — boiler and machinery
IRES — Insurance Regulatory Examiners Society
FCIP — Fellow Chartered Insurance Professionals
FIIC — Fellow of the Insurance Institute of Canada
MGU — Managing General Underwriter
LDW — Limited Damage Waiver
JUA — Joint Underwriting Authority
AL — automobile liability
GMRC — Grinnell Mutual Reinsurance Company
LISA — Life Insurance Settlement Association
IWA — Insurance World Agency
NAIW — National Association of Insurance Women
OHIP — Ontario Health Insurance Program
ASOP — Actuarial Statement of Practice
ASI — American Strategic Insurance
ICI — Insurance Center Inc
GISC — Group Insurance Service Center
SDIC — Singapore Deposit Insurance Corporation
ADIB — Albany District Insurance Brokers
IRDA — Insurance Regulation and Development Authority

CGLI — Connecticut General Life Insurance Company
CHIP — Comprehensive Health Insurances Plan
BRIA — Bill Russell Insurance Agency
COP — Commercial Output Policy
RHIS — Rain and Hail Insurance Society
IISA — Insurance Institute of South Africa
CDIC — Cescanada Deposit Insurance Corporation
BFPD — broad form property damage
SSNIT — Social Security and National Insurance Trust
PD — Property Damage
IIG — Insurance Institute of Gauteng
PMIA — Phil Mattox Insurance Agency
JUA — Joint Underwriting Association
KOI — Kentucky Office of Insurance
ISCEBS — International Society of Certified Employee Benefits Specialists
NAPIA — National Association of Public Insurance Adjusters
ASCLU — American Society of Chartered Life Underwriters
MAIC — Medical Alliance Insurance Company
EXIMBANK — Export-Import Bank of the United States
NAIA — National Association of Insurance Agents
IRMC — Institute for Risk Management Consultants
IAIP — International Association of Insurance Professionals
KEMI — Kentucky Employers' Mutual Insurance
COIL — Conference of Insurance Legislators
ICIC — Israeli Credit Insurance Company
PIPSO — Property Insurance Plans Service Office
NSLI — National Service Life Insurance
RAPA — Reinsurance Administration Professionals Association
RRG — Risk Retention Group
SIR — Society of Insurance Research
SR&CC — Strikes, Riots and Civil Commotions
MHIP — Missouri Health Insurance Pool
ICAC — Insurance Committee for Arson Control
ASIP — Ambulance Services Insurance Program
CHIC — Centre Of Health Insurance Compe
NCIP — Natural Catastrophe Insurance Program
FAP — family automobile policy
SCOPE — Supervision, Construction, Occupancy, Protection, Exposure
SAIS — Superior Access Insurance Services
ICW — Insurance Company of the West
HIAB — Health Insurance Association of Bermuda
LEA — Loss Executives Association
CDIC — Canada Deposits And Insurance Corporation
EDP — Extended Discovery Period
PARMA — Public Agency Risk Managers Association
ACWRRE — American Cargo War Risk Reinsurance Exchange
CICA — Captive Insurance Companies Association, Inc.
CHIP — Children's Health Insurance Plan
RAM — Reverse-annuity Mortgage
MII — Malaysian Insurance Institute

EIA — Excess Insurance Authority
OIR — Office of Insurance Regulation
C/O — Completed Operations
AWIA — Association of Wyoming Insurance Agents
CMP — commercial multiple peril
NIIS — National Insurance Inspection Services
ERPL — Employment-Related Practices Liability
CPSM — Certified Product Safety Manager
RGA — Reinsurance Group of America, Incorporated
BCEGS — Building Codes Effectiveness Grading Schedule
GOSI — General Organisation For Social Insurance
EDIE — Electronic Deposit Insurance Estimator
IQ — Insurance Quality
RACM — Regulated Asbestos-Containing Material
IAAA — Insurance Advisors Association of Australia
NACIA — National Association of Crop Insurance Agents
OCHI — Office of Consumer Health Insurance
AR — all risk
FAIR — Fair Access to Insurance Requirements
MSVR — Mandatory Securities Valuation Reserve
NCSI — National Council of Self-Insurers
COIN — California Organized Insurance Network
RBNE — reserved but not enough
EMAP — Environmental Monitoring and Assistance Program
NAIS — National Association of insurance Service
RPLU — Registered Professional Liability Underwriter
QIC — Qatar Insurance Company
U&O — Use And Occupancy
BIIC — Bahrain International Insurance Centre
SGLI — Service Group Life Insurance
HIRD — Health Insurance Responsibility Disclosure
RFIS — Remedial Feasibility Investigation Study
FICC — Federation of Insurance and Corporate Counsel
PSC — Public State Commission
CNHI — Committee for National Health Insurance
FC&S — Free of Capture and Seizure
KSK — Künstlersozialkasse
EPL — Employment Practices Liability
CPIM — Certified Professional Insurance Man
DIL — Difference-in-limits
DOHSA — Death on the High Seas Act
GSIS — Government Security Insurance System
GHI — General Health Insurance
DII — Deposits Investments And Insurance
PAIU — Professional Association of Insurance Underwriters
BPB — Blanket Position Bond
ICWA — Insurance Commission of Western Australia
CVA — captive value added
OHIC — Ohio Hospital Insurance Company
ERP — Extended Reporting Period

MLIC — Metropolitan Life Insurance Company
PRIA — Public Risk Insurance Agency
EDP — extended discoveryprovision
ULC — Underwriters Laboratories of Canada
AR — assigned risk
MLEA — Multiple Line Exclusive Agent
PCC — protected cell captive
MAIB — Motor Accidents Insurance Board
NPIC — North Pointe Insurance Co
SAIF — Savings Association Insurance Fund
ILITS — Irrevocable Life Insurance Trusts
MIBC — Medical Insurance Billing and Coding
HIP — health insurance program
CSIA — California Southwestern Insurance Agency
PLRB — Property Loss Research Bureau
ITI — Insurance Testing Institute
ELL — Educators Legal Liability
IPAC — Insurance Public Affairs Council
FOIL — Forum of Insurance Lawyers
ECC — Eastern Claims Conference
GIE — General Insurance Essentials
SAIF — State Accident Insurance Fund
IIG — International Insurance of Georgia
CPPA — Cable Communications Policy Act
PSLRA — Private Securities Legislation Reform Act
MPCI — Multi Peril Crop Insurance
ESI — Excess Share Insurance
NCCI — National Council of Compensation Insurance
GIP — Group Insurance Premium
UIB — Unemployment Insurance Benefits
M — Masonry
ICTA — Insurance Canada Technology Awards
SIA — Society of Insurance Accountants
NACA — National Association of Catastrophe Adjusters, Inc.
NICOA — Nationwide Insurance Company of America
HIU — Health Insurance Unit
SDIC — School Districts Insurance Consortium
IAJ — Insurance Association of Jamaica
NATB — National Automobile Theft Bureau
NIDC — National Insurance Development Corporation
SSIC — Sunshine State Insurance Company
SLI — Supplemental Liability Insurance
IAAT — Insurance Agents Alliance of Texas
MLR — Multiple Location Risk
CFLI — Catholic Family Life Insurance Company
CARFM — Coalition of Alternative Risk Funding Mechanisms
PLUS — Professional Liability Underwriting Society
IIDM — Insurance Industry Data Model
HIU — Health Insurance Underwriters
MOSB — mercantile open stock burglary

EIA — e Insurance Account
PMIC — Preferred Mutual Insurance Company
OFA — Organized Flying Adjusters
CSIO — Centre for Study of Insurance Operations
MP — multiple peril
PSAC — Policy Signing and Accounting Centre
CISR — Center for Insurance Studies and Research
DACIM — Dutch Academic Center for Insurance Medicine
OCI — Office of the Commissioner of Insurance
SIIA — Self-Insurance Institute of America
FELA — Federal Employers Liability Act
LPMI — Lender Paid Mortage Insurance
PAIC — Preferred Auto Insurance Company
LICS — Lux Insurance Consulting Services
NALC — National Association of Life Companies
SCOH — Statistical Coding Occupancy Hazard
RRA — Risk Retention Act
OFIR — Office of Financial and Insurance Regulation
PAS — premium allocation system
PCIP — Partner Controlled Insurance Program
SPCI — Single-Premium Credit Insurance
PIAA — Physician Insurers Association of American
WA — With Average
CIIC — Community Insurance Information Center
IMRR — Insurance Medical Records Review
COI — Costs of Insurance
CAR — Contractors All Risk
DVIC — Disabled Veterans Insurance Careers
CCC — Care, Custody or Control
VIT — Variable Insurance Trust
CSIB — Capital Shield Insurance Broker
CAL — Comprehensive Automobile Liability
PI — Personal Injury
ERSC — Environmental Response Services Contractor
LIG — Leading Insurance Group
NCPI — National Committee on Property Insurance
IRDA — Insurance Regulatory and Development Activity
CRS — Commercial Risk Services
GRIR — Geneva Risk and Insurance Review
EJCDC — Engineering Joint Contracts Documents Committee
IIEC — Insurance Institute Eastern Cape
SCIC — Society of Certified Insurance Counselors
RPMP — Risk Premium Modification Plan
RIMP — Risk And Insurance Managers Panel
EFREP — European Federation of Retired and Elderly Persons
MLI — mandatory liability insurance
SGLI — Servicemans Group Life Insurance
BIIA — Birmingham Independent Insurance Agents
SMP — Special Multi-Peril Policy
SCCIA — South Carolina Captive Insurance Association

PLI — Personal Lines Insurance
JIC — Johnson Insurance Consultants
LPRT — Leading Producers' Round Table
CIC — Certified Insurance Counselors
IR — incident recall
TCPA — Telephone Consumer Protection Act
UBI — Usage-Based Insurance
UNL — Ultimate Net Loss
SGLI — Spouse Group Life Insurance
BUZ — Berufsunfähigkeits-Zusatzversicherung
ENCP — ERISA Non-Compliance Program
BTIB — Belarusian Transport Insurance Bureau
NIPA — National Institute of Pension Administrators
TRIPRA — Terrorism Risk Insurance Program Reauthorization Act of 2007
TPA — Third-party administrator
BBIS — Brass Band Insurance Services
TDI — Trade disruption insurance
PIA — Professional Insurance Agents
SLIF — State Life Insurance Fund
PLI — Public Liability Insurance
CPI — Combined Personal Insurance
HIM — Health Insurance Marketplace
NCIL — National Conference of Insurance Legislators
OCIA — Oregon Commercial Insurance Agency
FCMH&SA — Federal Coal Mine Health & Safety Act
ORFS — Operational Risk Financing Securities
RRV — Reiserücktrittsversicherung
NRRA — National Risk Retention Association
RIRG — Risk And Insurance Research Group
VOR — Value Of Risk
NAFI — National Association of Fire Investigators
SEUA — Southeastern Underwriters Association
SLR — Stop-loss Reinsurance
CRM — Canadian Risk Management
PIB — Programmed Insurance Brokers
NCFC — Non-Controlled Foreign Corporation
LHIS — Louisiana Health Insurance Survey
SUI — State Unemployment Insurance
DMIC — Direct Marketing Insurance Council
DDIS — Diane Daubeneck Insurance Services
MPCI — Multi-peril Crop Insurance
NSPA — National Society of Public Accountants
MICRA — Medical Insurance Compensation Reform Act
SDIP — Safe Driver Insurance Plan
OCIP — Or Owner Controlled Insurance Programs
XCU — Explosion, Collapse and Underground
IRATE — Insurance Rate Analysis and Tracking Engine
ICRC — Insurance City Repeater Club
VVD — Volkswagen Versicherungsdienst
USL&HW — United States Longshore and Harbor Workers

WBI — Wentzel Bromiley Insurance
OII — Other Insurance Information
EIRF — Environmental Insurance Resolution Fund
SEIA — Specialty Equipment Insurance Alliance
MIEF — Missouri Insurance Education Foundation
LUMP — Limits Under Multiple Policy
SL — Sprinkler Leakage
MFI — Marine Fire Insurance
SLUSA — Securities Litigation Uniform Standards Act
UEL — Upper Explosive Level
NASBP — National Association of Surety Bond Producers
VP — Valuable Papers
GIVE — Growth Insurance Value Element
GMIB — Gary Morton Insurance Brokers
SCIF — State Compensation Insurance Fund
RPII — Related Party Insurance Income
SFP — Standard Fire Policy
PIA — primary insurance account
SGLI — Sourcesservicemembers Group Life Insurance
TRIA — Terrorism Risk Insurance Act
MRIT — Missouri Retailers Insurance Trust
RACT — reasonable available control technology
NIRP — National Insurance Risk Profile
OAIN — Online Auto Insurance News
OBIS — Online Brokerage Insurance System
UID — Unemployment Insurance Division
VIG — Vienna Insurance Group
OMIG — Ohio Mutual Insurance Group
TDI — Texas Department of Insurance
VSI — Vendors Single Interest
WAEPA — Worldwide Assurance for Employees of Public Agencies
EIRF — Environmental Insurance Restoration Fund
NCOIL — National Conference of Insurance Legislators
ESIA — Eastern States Insurance Agency
TMP — Texas Multi-Peril
SERP — Supplementary employee retirement plan
TRI — Tuition Refund Insurance
TLO — Total Loss Only
TEFRA — Tax Equity and Financial Reimbursement Act
QFI — Quality First Insurance
TCIP — Turkish Catastrophe Insurance Pool
SEMCI — Single Entry, Multiple Carrier Interface
VSLI — Veterans Special Life Insurance
SMIC — Special Markets Insurance Consultants
RSIB — Russell Scanlan Insurance Brokers
VICAP — Virginia Insurance Counseling and Advocacy Project
SLC — Special Litigation Committee
RRSP — Registered Retirement Saving Plan
MET — Multiple-Employer Trust
SGLI — Survivors Group Life Insurance

UMV — Uninsured Motor Vehicle
TOLI — Trust-owned Life Insurance
TIS — Travel Insurance Services
NAUA — National Auto Underwriters Association
RCIS — Rural Community Insurance Services
SPBA — Society of Professional Benefit Administrators
URMIA — University Risk Management and Insurance Association
SPRV — Special Purpose Reinsurance Vehicle
NIIS — National Injury Insurance Scheme
PC — Professional Corporationration
SBIB — Sowers Baccala Insurance Brokerage
WAIP — Wisconsin Automobile Insurance Plan
TCIS — The Complete Insurance Source
TIF — Tax Incremental Finance
ULIP — Unit Linked Insurance Policy
SR — Short Rate
SHINE — Serving the Health Insurance Needs of Everyone
UIA — Unemployed Insurance Agency
WAIC — Workmen's Auto Insurance Company
UOI — united overseas insurance
SNIC — Saudi National Insurance Company
SERP — Supplemental Extended Reporting Period
UL — Umbrella Liability
SDIP — Safe Driver Insurance Program
TIO — Territory Insurance Office
UPPL — Uniform Policy Provision Law
SPAP — Special Personal Auto Policy
PEBB — Public Employee Blanket Bond
MORO — Meeting of Reinsurance Officials
RISI — Request for Insurance of Shipping Instructions
WCIRB — Workers Compensation Insurance Rating Bureau
SAWW — Statewide Average Weekly Wage
STIG — Sellers Team Insurance Group
URV — Union Reiseversicherung
VPPA — Video Privacy Protection Act
UJF — Unsatisfied Judgment Fund
VAR — Value-at-risk
TIRB — Transportation Insurance Rating Bureau
TIS — Technology Insurance Services
TCIF — Texas Commercial Insurance Facilities
UCRA — Unified Carrier Registration Agreement
SSRS — Single State Registration System
WBMI — West Bend Mutual Insurance
WCRI — Workers Compensation Research Institute
ULI — Universal Life Insurance
TULIP — Tenant User Liability Insurance Program
TRIP — Terrorism Risk Insurance Program
SPOI — Special Provisions of Insurance
SGLI — Suranceservicemembers Group Life Insurance
SGLI — Suranceservicemens Group Life Insurance

TGIC — Triad Guaranty Insurance Corporation
ROEBI — Return on Employee Benefits Investment
SRIC — Swaziland Royal Insurance Corporation
WLRT — Women Leaders Round Table
UHIP — University Health Insurance Plan
SJVIA — San Joaquin Valley Insurance Authority
SIPE — Schools Insurance Program for Employees
WWIB — Walter Wright Insurance Brokers
SITE — Society of Insurance Trainers and Educators
USGLI — United States Government Life Insurance
SSIA — South Shore Insurance Agency
TRIEA — Terrorism Risk Insurance Extension Act of 2005
ULIP — Unit Linked Insurance Plan
VIP — Voucher Insurance Program
TLIB — Towry Law Insurance Brokers
WRIN — World Risk and Insurance News
UIMV — Underinsured Motor Vehicle
TCIA — Tennessee Captive Insurance Association
TULIP — Tenant User Liability Insurance Policy
TFSI — Too Faced Shadow Insurance
TERI — Targeted enterprise risk insurance
TM — Tax Multiplier

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