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Business & Finance
>> Mortgage Abbreviations
Look through 416 acronyms and abbreviations related to Mortgage:
PRISM
— Pensions Retirement Investments Savings And Mortgages
ADDTL
— additional
POM
— A Position Of Mortgage
CAGR
— Compound Annual Growth Rate
APR
— Annual Percentage Rate
PMSI
— Professional Mortgage Solutions Inc
PMI
— Primary Mortgage Insurance
CMO
— Collateralized Mortgage Obligation
PIR
— Prime Interest Rate
IRR
— Internal Rate of Return
GDP
— Gross Domestic Product
IPO
— Initial Public Offering
COE
— Cost of Equity
R&D
— Research & Development
VAT
— Value Added Tax
BFP
— Bona Fide Purchaser
ADR
— American Depositary Receipt
OTC
— Over The Counter (medications not requiring a prescription)
CPI
— Consumer Price Index
ARM
— Adjustable Rate Mortgage
LTV
— Loan To Value
PV
— Present Value
RAM
— Reverse Annuity Mortgage
GNP
— gross national product (economics)
REO
— Real Estate Owned
CMA
— Comparative Market Analysis
NLA
— Net Leasable Area
DJIA
— Dow Jones Industrial Average
ABS
— Automated Bond System
NAV
— Net Asset Value
EFT
— Electronic Funds Transfer
REIT
— Real Estate Investment Trust
DRC
— Depreciated Replacement Cost
MBA
— Mortgage Bankers Association of America
NRV
— Net Realizable Value
PMI
— Private Mortgage Insurance
SAM
— Shared-Appreciation Mortgage
BRR
— Book Rate of Return
HELOC
— Home Equity Line of Credit
ERV
— Estimated Rental Value
REA
— Reciprocal Easement Agreement
ALTA
— American Land Title Association
MLS
— Multiple Listing Service
GFE
— Good Faith Estimate
PW
— present worth
HUD
— Department of Housing and Urban Development (U.S.)
NOI
— Net Operating Income
RESPA
— Real Estate Settlement Procedures Act
TIL
— Truth in Lending
LIBOR
— London Interbank Offered Rate
MI
— Mortgage Insurance
PEPS
— Political, Economic, Physical, Social (forces that drive value)
MER
— Management Expense Ratio
CC
— Civil Code
TPL
— Third-Party Liability
NIA
— Net Internal Area
OBO
— Or Best Offer
VA
— Veterans Administration
CAM
— Common Area Maintenance (charges related to commercial leases)
AOR
— Association of Realtors
PITI
— Principal, Interest, Taxes, and Insurance
ACB
— Adjusted Cost Base
NAFTA
— North American Free Trade Agreement
RRSP
— Registered Retirement Savings Plan (Canada; Roughly Equivalent To The IRA In The U.S.)
GST
— Goods and Services Taxation
CGT
— Capital Gains Tax
CCA
— Capital Cost Allowance
GAAP
— Generally Accepted Accounting Principles
FHLMC
— Federal Home Loan Mortgage Corporation, United States
FMV
— Fair Market Value
PE
— Price-earnings ratio
MTG
— Mortgage
LBO
— Leveraged Buy Out
TRA
— Tax Reform Act
NSF
— Not Sufficient Funds
SEM
— Shared-Equity Mortgage
HECM
— Home Equity Conversion Mortgage
MBS
— mortgage backed security
ASHI
— American Society of Home Inspectors
HAMP
— Home Affordable Modification Program
PSF
— Per Square Foot
PAM
— Pledged Account Mortgage
AIREA
— American Institute of Real Estate Appraisers
PCD
— Planned Commercial Development
RPP
— Registered Pension Plan
WHMT
— Widely Held Mortgage Trust
ARES
— American Real Estate Society
NPL
— Nonperforming loan
DPSP
— Deferred Profit Sharing Plan
LUMP SUM
— Single Payment; no further payments due
FDR
— Formal Dining Room
SDRSP
— Self-Directed Retirement Savings Plan
LTV
— Loan-to-Value
HARP
— Home Affordable Refinance Program
UI
— Unemployment Insurance
HVCC
— Home Valuation Code of Conduct (mortgage and appraisal industry)
TIEFF
— Title Insurance Enforcement Fund Fee
FSBO
— For Sale By Owner
MECA
— Mortgage Extension Consolidation Agreement
MBB
— mortgage-backed bond
ROM
— Roll-Over Mortgage
MRA
— Master Residential Appraiser
DIM
— Deferred-Interest Mortgage
ITC
— Investment tax credit (policy)
MIP
— Mortgage Insurance Premium
LUI
— Land Use Intensity
ROI
— Rate of Interest
RESP
— Registered Education Savings Plan
P&C
— Property and Casualty
MPC
— Master Planned Community
CA
— Chartered Accountant
PO
— Principal Only
PID
— Planned Industrial Development
ASA
— American Society of Appraisers
MGIC
— Mortgage Guaranty Insurance Corporation
MBO
— Mortgage-Backed Obligation
MBS
— mortgage-backed securityies
OER
— Operating Expense Ratio
MSA
— Master Senior Appraiser
IO
— Interest Only
PHA
— Public Housing Administration
NIM
— Net Income Multiplier
DTI
— Debt-To-Income Ratio
OIRO
— Offers In the Region Of...
TI
— Tenant Improvement
TIC
— The Instant Classic
MMI
— Mutual Mortgage Insurance
VPM
— Variable-Payment Mortgage
EEM
— Energy Efficient Mortgage
SFD
— Single Family Detached
I/O
— Interest Only
CH/BW
— Chain Link/Barbed Wire
EMD
— Earnest Money Deposit
LVR
— Loan to Value Ration
CUV
— Current Use Value
CTC
— Clear to Close
TIP
— Treasury Investment Program
DS
— Due on Sale (clause)
RRIF
— Registered Retirement Income Funds
PMDT
— Purchase Money Deed of Trust
NHBC
— National House-Building Council
EAL
— Exclusive Agency Listing
VAP
— Variable Payment (Mortgage)
VRM
— Variable-Rate Mortgage
REC
— Real Estate Commission
MILA
— Mortgage Investment Lending Associates
LOX
— Letter of Explanation
BP
— Basis Point
ABM
— Automated Banking Machine
NMLSR
— Nationwide Mortgage Licensing System and Registry
MLC
— Mortgage Loan Company
PTD
— Paid-To Date
FCL
— Foreclosure
MOP
— Mortgage Origination Program
NCA
— National Credit Act
EFP
— Exchange For Physicals
PA
— Power of Attorney
PST
— Provincial Sales Tax
STD
— Short Term Debt
DSC
— Deferred Sales Charge
CCTB
— Canada child tax benefit
MLD
— Mortgage Lending Division
MSR
— Mortgage Servicing Rights
OIA
— Optional Inventory Adjustment
PPI
— Payment Protection Insurance
MARS
— Mortgage Assistance Relief Services
GSTC
— Goods and Services Tax Credit
IC
— Information Circular
CRV
— CERTIFICATE OF REASONABLE VALUE
MPAU
— Mortgage Payment Assistance Unemployment
CDNX
— Canadian Venture Exchange
FHFA
— Federal Housing Finance Agency
PA
— Pension Adjustment
HST
— Harmonized Sales Tax
AAMB
— Arizona Association of Mortgage Brokers
OHOSP
— Ontario Home Ownership Savings Plan
FAMB
— Florida Association of Mortgage Brokers
CCPC
— Canadian Controlled Private Corporation
FHLBB
— Federal Home Loan Bank Board
MRTA
— Mortgage Reducing Term Assurance
PAC
— Pre-Authorized Chequing
AVC
— Additional Voluntary Contribution
BCL
— Bank Credit Letter
IDA
— Investment Dealers Association of Canada
LMI
— Lender's Mortgage Insurance
MICC
— Mortgage Insurance Corporation of Canada
RCA
— Retirement Compensation Arrangement
NISA
— Net Income Stabilization Account
LEM
— Location Efficient Mortgage
SBC
— Small Business Corporation
PIT
— Principal, Interest, Taxes.
PMCC
— Prudential Mortgage Capital Company
MEW
— Mortgage Equity Withdrawal
CMB
— Certified Mortgage Banker
GIC
— Guaranteed Investment Certificate
AMPA
— Agricultural Marketing Programs Act
MIF
— Mortgage Insurance Fund
POC
— Paid Outside of Closing
CDIC
— Canada Deposit Insurance Corporation
GAAR
— General Anti-Avoidance Rule (tax Evasion)
HAMB
— Hawaii Association of Mortgage Brokers
PRIME
— Please Remember I Mortgaged Everything
ABIL
— Allowable Business Investment Loss
TD
— Term Deposit
ASMB
— American School of Mortgage Banking
HOI
— Home Owner's Insurance
CMMC
— Chase Manhattan Mortgage Corporation
MMG
— MORTGAGE MARKET GUiDE
LARP
— loan assistance repayment program
MRB
— Mortgage Revenue Bonds
HSBC
— Hongkong Shangai Banking Corporation
REFI
— Refinance/Refinancing
BMFS
— Better Mortgage Financial Services
HBP
— Home Buyers' Plan
MIRO
— Mortgage Interest Run-On
RR
— Registered Representative
MOR
— Margin Of Repayment
RMCR
— Residential Mortgage Credit Report
FAMP
— Florida Association of Mortgage Professionals
LDP
— Loan Deficiency Payment
VOE
— Verification of Employment
FRMC
— First Republic Mortgage Corporation
MCR
— Mortgage Call Report
CCI
— Credit Card Insurance
NHA
— National Housing Act
CMHC
— Canada Mortgage and Housing Corporation
GNFG
— Great Northern Financial Group, Inc.
EAFC
— Escrow Agents' Fidelity Corporation
CAMB
— California Association of Mortgage Brokers
EBI
— Effective Buying Income
UFMIP
— Up Front Mortgage Insurance Premium
ORESO
— Ontario Research Employee Stock Option Credit
MFDA
— Mutual Fund Dealers Association of Canada
IFBC
— Independent Financial Brokers of Canada
DU
— Dwelling Unit
MCCB
— Mortgage Code Compliance Board
SWP
— Systematic Withdrawal Plan
MPPI
— Mortgage Payment Protection Insurance
DFT
— Direct Funds Transfer
APMC
— American Pacific Mortgage Corporation
BKR
— BanKRuptcy
AAG
— American Advisors Group
MIA
— Mandatory Inventory Adjustment
IAD
— Interest Adjustment Date
KMFS
— Keane Mortgages and Financial Services
PHSP
— Private Health Services Plan
ILOC
— Irrevocable Letter of Credit
RMBS
— Residential Mortgage Backed Security
NAMC
— Nationwide Advantage Mortgage Company
PEMD
— Program for Export Market Development
CCMA
— Code of Conduct on Mortgage Arrears
CAM
— Current Account Mortgage
MFA
— Mortgage Finance Authority
CAAMP
— Canadian Association of Accredited Mortgage Professionals
MARM
— Modified Adjustable Rate Mortgage
OFIDP
— Ontario Farm Income Disaster Program
MIN
— Mortgage Identification Number
ACCHA
— l'Association canadienne des conseillers hypothécaires accrédités (Canadian Association of Accredited Mortgage Professionals)
LPMI
— Lender Paid Mortgage Insurance
MFAA
— Mortgage and Finance Association of Australia
MBAH
— Mortgage Bankers Association of Hawaii
RWMI
— Residential Wholesale Mortgage Inc
FBMG
— First Business Mortgage Group
AMP
— Accredited Mortgage Professional (see also CAAMP)
CMBS
— Collateralized Mortgage Backed Securities
HVE
— Home Value Explorer
FSAL
— Financial Sector Adjustment Loan
FCIDB
— Federation of Canadian Independent Deposit Brokers
MERS
— Mortgage Electronic Registration System
NMLSR
— National Mortgage Lending System and Registry
ENS
— Eligible Net Sales
MAMB
— Mississippi Association of Mortgage Brokers
MPA
— Medical Power of Attorney
NMFS
— National Mortgage Field Services
CMFC
— CLICO Mortgage and Finance Corporation
AV
— Assessed Valuation
AHMC
— Acceptance Home Mortgage Corp.
MIP
— Mortgage Interest Payment
AMRE
— Asset Management Real Estate
CCI
— Consumer Credit Insurance
BA
— Banker's Acceptances
SMLA
— Survey of Mortgage Lending Activity
BD
— book depreciation
CMLA
— Colorado Mortgage Lenders Association
RMBS
— Russian Mortgage-Backed Securities
MCT
— Mortgage Capital Trading
MCG
— MORTGAGE
CMLA
— Community Mortgage Lenders of America
MFFI
— Mortgage Foreclosure Fraud Investigator
BMIR
— Below Market Interest Rate
ILM
— Index Linked Mortgage
ACMC
— Acceptance Capital Mortgage Corporation
GHMC
— Guaranteed Home Mortgage Company
IMFL
— Illinois Mortgage Foreclosure Law
PSPA
— Past Service Pension Adjustment
MPPP
— Mortgage Portfolio Protection Program
EHT
— Employer Health Tax
EAP
— Education Assistance Payments
HMLA
— Housing Mortgage Lending Agency
PAR
— Pension Adjustment Reversal
LTT
— Land Transfer Tax
FHA
— Federal Housing Authority
FTMC
— Fifth Third Mortgage Corp
AHMC
— Absolute Home Mortgage Corporation
BL
— Business Loan
OSC
— Ontario Securities Commission
LIBOR
— London Inter-Bank Offered Rate
MORTG
— MORTGage
LCD
— Loan Closing Date
FSAP
— Financial Services Action Plan
MTG/MTGE
— mortgage (finance)
NCB
— National Child Benefit
DSLP
— Deferred Salary Leave Plan
QFP
— Qualified Farming Property
CMBS
— Commercial Mortgage Backed Securities
UMDP
— Uniform Mortgage Data Program
AIL
— Annual Information Form
UMLA
— Utah Mortgage Lenders Association
AMAC
— Amacamerican Mortgage Acceptance Company
P&I
— Principal and Interest
VMF
— Vanderbilt Mortgage and Finance
DER
— Debt-to-Equity Ratio
CHMI
— Cherry Hill Mortgage Investment
OETC
— Overseas Employment Tax Credit
GIS
— Guaranteed Income Supplement
PMI
— Premium Mortgage Insurance
AIDA
— Agricultural Income Disaster Assistance
NAMC
— North American Mortgage Company
NORMAL
— Neighborhood Ownership Recovery Mortgage Assistance Loan
TMW
— The Mortgage Works
FHA2LP
— Treasury/FHA Second Lien Program
TMRC
— TANZANIA MORTGAGE REFINANCE COMPANY
MLAR
— Mortgage Lenders Administrators Return
CMP
— Community Mortgage Program
VAMPIRE
— Vulnerability Assessment for Mortgage Petrol and Inflation Risks and Expenditure
CMS
— Commercial Mortgage Securities
MAB
— Mortgage Advice Bureau
AIM
— Asset Integrated Mortgage
BMLO
— Board of Mortgage Loan Originators
MURB
— Multiple-Unit Residential Building
LPMI
— Lender Private Mortgage Insurance
RMG
— Reilly Mortgage Group
FMM
— First Meridian Mortgage
MPPI
— Mortgage Payment Protection Income
MAA
— Mortgage Action Alliance
RTOR
— Rent To Own Refinancing
IMHO
— Irish Mortgage Holders Organisation
NPNI
— No Payments/No Interest
MAMB
— Maryland Association of Mortgage Brokers
MBAF
— Mortgage Bankers Association of Florida
EL
— Employment Insurance
IFIC
— Investment Funds Institute Of Canada.
WDO
— Wood-Destroying Organism
STMC
— Southern Tier Mortgage Company
RPD
— Residential Planned Development
QPP
— Quebec Pension Plan
MARMA
— Modified Accrual Reference Margin Adjustment
ALE
— Additional Living Expenses
CSB
— Canada Savings Bonds
DBR
— Debt to Burden Ratio
MPP
— Mortgage Payment Protection
RMG
— Residential Mortgage Group
DMBS
— Danish Mortgage Backed Securities
MAP
— Mortgage Acceleration Program
FRM
— Fix Rate Mortgage
GDS
— Gross Debt Service Ratio
HECM
— A Hud Equity Conversion Mortgage
EO-LSVCC
— Employee Ownership Labour-Sponsoredventure Capital Corporation
MLO
— Mortgage Loan Originator
HL
— Home Loan
DTC
— disability tax credit
DIL
— Deed in Lieu of Foreclosure
NOLG/DS
— Notice Of Loan Guarantee and Disclosure Statement
ROIF
— Research-Oriented Investment Fund
OOR
— Owner of Record
YMPE
— Yearly Maximum Pension Earnings
CMCC
— Corporationcanadian Mortgage Capital Corporation
S
— Settled
SNDA
— Subordination and Non-Disturbance Agreement
LSIF
— Labour-Sponsored Investment Fund
GAINS
— Guaranteed Annual Income System For Seniors
GIA
— Guaranteed Interest Annuities
KMG
— Kappel Mortgage Group
CHIEF
— Commercial Home Improvement Equity Financing
HO
— Home Owner
WBM
— Willow Bend Mortgage
LRIF
— Life Retirement Income Fund
ETF
— Extended Term Financing
QWR
— Qualified Written Request
QMS
— Qualified Mortgages
HLAR
— Home Loan Application Register
EEMS
— Energy Efficient Mortgages
PFS
— Pre-Foreclosure sale
TDS
— Total Debt Ratio
PAM
— pledged asset mortgage
OAS
— Old Age Security
TMAC
— The Mortgage Acquisition Corporation
SR
— Short Refinance
JTWRS
— Joint Tenants With Rights of Survivorship
EAC
— Expected At Closure
CPA
— Canadian Payments Association
MSR
— Mortgage Service Ratio
QM
— Qualified Mortgage
LSVCC
— Labour-Sponsored Venture Capital Corporation
OWA
— Owners With Aim
EFMB
— Empire Financial Mortgage Bankers
IMMS
— Inspired Mortgage Management Solutions
KYC
— Know Your Client Rule
MLA
— Mandate Lead Arranger
NOLG
— Notice Of Loan Guarantee
TU
— Triple Up
CRCE
— Canadian Renewable And Conservation
VLFM
— Venture Loans Financing Mortgages
MFFC
— Mortgage Free Faster Calculator
IHE
— Instant Home Equity
QM
— Quitting Mortgages
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