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>> Business Word Abbreviations
Look through 2927 acronyms and abbreviations related to Business Word:
CPOE
— Computerized Physician Order Entry
BCWS
— budgeted cost for work scheduled
SOX
— Sarbanes-Oxley
AAO
— Affirmative Action Officer
MNC
— Multinational Corporation
DEPR.
— Depreciation
RMA
— Return Merchandise Authorization
UM
— Uninsured Motorist
FGM
— Female Genital Mutilation
HCE
— Highly Compensated Employee
B/E
— Breakeven
OSS
— Open Source Software
ACR
— Accrual
BCWP
— Budgeted Cost for Work Performed
CP
— Contingency Plan
IGO
— Intergovernmental Organization
GLB
— Gramm-Leach-Bliley Act
TTL
— Total
CORELAP
— Computerised Relationship Layout Planning
FMLA
— Family Medical Leave Act
FOMC
— Federal Open Market Committee
S.M.A.R.T
— Specific, Measureable, Attainable, Realistic, Timely
CSR
— Customer Service Representative
LAN
— Local Area Network
FLSA
— Fair Labor Standards Act
APR
— Annual Percentage Rate
HIPPA
— Health Insurance Portability and Accountability Act
ETA
— Estimated Time of Arrival
DDB
— Double-Declining-Balance
AFDC
— Aid to Families with Dependent Children
RFID
— Radio Frequency Identification
GPROI
— Gross Profit Return on Investment
CAGR
— Compound Annual Growth Rate
BFOQ
— Bona Fide Occupational Qualification
ANOVA
— Analysis of Variance (statistics)
DRIP
— Dividend Reinvestment Plan
ITEP
— Institute on Taxation and Economic Policy
CBPP
— Center on Budget and Policy Priorities
DOB
— Date Of Birth
EOQ
— economic order quantity
IDIQ
— Indefinite Delivery, Indefinite Quantity
FTP
— File Transfer Protocol
CMO
— Collateralized Mortgage Obligation
EGTRRA
— The Economic Growth and Tax Relief Reconciliation Act of 2001
YTD
— Year To Date
MPC
— Marginal Propensity to Consume
FDIC
— Federal Deposit Insurance Corporation
CRFB
— Committe for Responsible Federal Budget
FISMA
— Federal Information Security Management Act
RCNLD
— Replacement Cost New Less Depreciation
INC
— Intergovernmental Negotiating Committee
EBITA
— Earnings before interest taxes depreciation amortization
IPCC
— Intergovernmental Panel on Climate Change (WMO and UNEP)
AUP
— Acceptable Use Policy
HIPC
— Heavily Indebted Poor Countries
FLRA
— Federal Labor Relations Authority's
KPMG
— Klynveld Peat Marwick Goerdeler
ROM
— Read-Only Memory
ARPANET
— Advanced Research Projects Agency Network (early internet)
EDWOSB
— Economically disadvantaged woman-owned business
IRC
— Internet Relay Chat
RFQ
— Request For Quotation
UNLTD
— Unlimited
IT
— Information Technology
LIFO
— Last In, First Out
AAA
— American Automobile Association
WHO
— World Health Organization
SSN
— Social Security Number
GEICO
— Government Employees Insurance Company
PLS
— Please
5S
— Seiri, Seiton, Seiso, Seiketsu, Shitsuke
QC
— Quality Control
ANSI
— American National Standards Institute, Inc.
WML
— Wireless Markup Language
EAP
— Employee Assistance Program
FEMA
— Federal Emergency Management Agency
GATB
— General Aptitude Test Battery
AA
— Affirmative Action
ADB
— Asian Development Bank
CBD
— Cash Before Delivery
COBRA
— Consolidated Omnibus Budget Reconciliation Act of 1985
LTCM
— Long-Term Capital Management
DMAIC
— Define, Measure, Analyze, Improve, Control
EDI
— Electronic Data Interchange
RAROC
— Risk-Adjusted Return On Capital
CDO
— Collateralized Debt Obligation
SAAS
— Software as a Service
YTM
— Yield to Maturity
LFPR
— labor force participation rate
BFP
— Bona Fide Purchaser
AD
— Advertisement
BSA
— Bank Secrecy Act
XML
— Extensible Markup Language
RPI
— Retail Price Index
CY
— Calendar Year
ATM
— Automatic Teller Machine
GDP
— Gross Domestic Product
SALY
— Same As Last Year
IOC
— Intergovernmental Oceanographic Commission
YUPPIE
— Young Urban Professional
CV
— Curriculum Vitae
FR
— Federal Register
ACH
— Automated Clearing House
ICE
— Intrusion Countermeasures Electronics
EEO
— Equal Employment Opportunity
CBO
— Congressional Budget Office
IRR
— Internal Rate of Return
JGTRRA
— Jobs and Growth Tax Relief Reconciliation Act
ATTN
— Attention
GSM
— Global System for Mobile Communications
KPI
— Key Performance Indicator
ADP
— Actual Deferral Percentage
ARC
— American Red Cross
CD
— Certificate of Deposit
AUM
— Assets Under Management
GATT
— General Agreement on Tariffs and Trade (government)
UNESCO
— United Nations Educational, Scientific and Cultural Organization
ADR
— Alternative Dispute Resolution
COB
— close of business (End of duty day)
RNFA
— Return On Net Financial Assets
CCB
— Change Control Board
LTV
— Loan To Value
PPE
— Personal Protective Equipment
ISP
— Internet Service Provider
FINRA
— Financial Industry Regulatory Authority
SMTP
— Simple Mail Transfer Protocol
PDA
— Personal Digital Assistant
USDA
— United States Department of Agriculture
ACWP
— actual cost for work performed
S&OP
— Sales and Operations Planning
C-CPI-U
— Chained Consumer Price Index for All Urban Consumers
CPI
— Consumer Price Index
LMRA
— Labor Management Relations Act
WACC
— Weighted Average Cost Of Capital (accounting)
FF&E
— Furniture, Fixtures & Equipment
CAPEX
— Capital Expenditure
RICO
— Racketeer Influenced and Corrupt Organizations Act of 1970
DOT
— Department of Transport
LMI
— Labor Market Information
W/O
— Without
CEO
— Chief Executive Officer
IRA
— Individual Retirement Account
TQM
— Total Quality Management
TSR
— Total Shareholder Return
GIS
— Geographic Information System
ADR
— American Depositary Receipt
UCC
— Uniform Commercial Code
R&D
— Research & Development
LLC
— Limited Liability Company
DVP
— Delivery Versus Payment
IP
— Internet Protocol
GNP
— gross national product (economics)
NAV
— Net Asset Value
BEA
— Bureau of Economic Analysis
GP
— Gross Profit
B-TO-B
— Business-To-Business
MSDS
— Material Safety Data Sheets
ATF
— As Trustee for
AP
— Accounts Payable
GL
— General Ledger
EURIBOR
— Euro Interbank Offered Rates
ITIN
— Individual Taxpayer Identification Number
GOI
— Gross Operating Income
MOU
— Memorandum of Understanding (an MOU between Food & Drug Administratin and a regulatory agency in another country allows mutual recognition of inspections)
RFP
— Request For Proposal
BOL
— Bill Of Lading
NFI
— Net Financial Income
CBC
— Complete Blood Count
ARB
— Architecture Review Board
SAN
— Storage Area Network
APT
— Arbitrage Pricing Theory
DPKO
— Department of Peacekeeping Operations
DBA
— Doing Business As
EO
— Executive Order
OTC
— Over The Counter (medications not requiring a prescription)
ADB
— African Development Bank
KSOP
— 401(k) Employee Stock Option Plan
LLP
— Limited Liability Partnership
ASME
— American Society of Mechanical Engineers
NSC
— National Security Council
U.S.C.
— United States Code
ICAO
— International Civil Aviation Organization
SOHO
— Small Office/Home Office. Acronym expression for the 'virtual office' environment and characteristics found in self-employed and small businesses, that are increasingly prevalent in the modern business age.
GRUT
— Grantor Retained Unitrust
RFC
— Request For Comment
DTA
— Deferred tax assets
RMP
— Risk Management Plan
CRS
— Congressional Research Service
LY
— Last Year
WWW
— World Weather Watch
P&Z
— Planning & Zoning
CV
— Cost Variance
ADR
— American Depository Receipt
ANCOM
— Andean Common Market
FDCPA
— Fair Debt Collection Practices Act
MIGA
— Multilateral Investment Guarantee Agency
FTA
— Free-Trade Agreement
THX
— Thanks
PE
— Private Equity
RAM
— Reverse Annuity Mortgage
ETA
— Employment and Training Administration
CMA
— Comparative Market Analysis
ERP
— Emergency Response Plan
FINCEN
— Financial Crimes Enforcement Network
O*NET
— Occupational Information Network
REO
— Real Estate Owned
CAE
— Computer-Aided Engineering
BBS
— Bulletin Board Service
B/L
— Bill of Lading
ADP
— Automated Data Processing
ODA
— Official Development Assistance
SRAM
— Static Random Access Memory (ess-ram)
SEM
— Search Engine Marketing
ARM
— Adjustable Rate Mortgage
PDF
— Portable Document Format (created by Adobe Acrobat)
LOA
— Leave Of Absence
IFRS
— International Financial Reporting Standard
PV
— Present Value
RSF
— rentable square feet
FAA
— Federal Aviation Administration
CIO
— Chief Information Officer
UIM
— Underinsured Motorist
MA
— Moving Average
ROE
— Return On Equity
SD
— Standard Deviation
BIW
— Biweekly
LIBOR
— London interbank offering rate
CCAQ
— Consultative Committee on Administrative Questions
CIM
— Computer Integrated Manufacturing
OI
— Operating Income
IPO
— Initial Public Offering
IM
— Information Management
ABC
— activity based costing
UNDMT
— United Nations Disaster Management Team
CBA
— Cost Benefit Analysis
PC
— Politically Correct
SLA
— Service Level Agreement
P.O.C.
— Paid outside of closing
GA
— General Assembly
JC PENNEY'S
— James Cash Penney
EST
— Eastern Standard Time
A/OPC
— Agency/Organization Program Coordinator
BPA
— Blanket Purchase Agreement
PD
— Position Description
DMA
— Designated Market Area
MSA
— Metropolitan Statistical Area
AM
— Asset Management
SKU
— Stock Keeping Unit
FASAB
— Federal Accounting Standards Advisory Board
FPL
— Federal Poverty Level
RIF
— Reduction In Force
GM
— Gross Margin
BARS
— Behaviourally-Anchored Rating Scale
SQA
— Software Quality Assurance
QTY
— Quantity
POE
— Point of Entry
PAQ
— Position Analysis Questionnaire
HMO
— Health Maintenance Organization
CPM
— Critical Path Method
OT
— Overtime
A.O.B.
— Any other business
EMA
— Exponential Moving Average
C-CPI
— Chained Consumer Price Index
BOP
— Bureau Of Prisons
OPT
— Other People's Time
JV
— Joint Venture
MSN
— Microsoft Network
NATO
— North Atlantic Treaty Organisation
TER
— Total Expense Ratio
EFA
— Education for All
GMP
— Good Manufacturing Practice
MBA
— Mortgage Bankers Association of America
ITA
— International Trade Administration
ABM
— Activity Based Management
OECD
— Organization for Economic Cooperation and Development
ICFR
— Internal Control Over Financial Reporting
CMT
— Constant Maturity Treasury
FOB
— Free On Board
SLIP
— Serial Line Interface Protocol
CRAT
— Charitable Remainder Annuity Trust
FASAB
— Financial Accounting Standards Advisory Board
QOS
— Quality of Service
ITLOS
— International Tribunal for the Law of the Sea
FAR
— Federal Acquisition Regulation
AMA
— American Management Association
MTBF
— Mean Time Before Failure
DES
— Data Encryption Standard
FOREX
— Foreign Exchange
C2C
— Consumer To Consumer. Marketing/trading model by which ordinary people sell and provide products/services to each other. It's an ancient model, prehistoric in fact, virtually extinguished by the industrial revolution and corporate age, (see B2B/B2C), alth
FMS
— Financial Management Service
POA
— Power Of Attorney
LOB
— Line Of Business
FICCO
— Fair Issac Credit Organization
LOC
— Line Of Credit
CIP
— Carriage and Insurance Paid to
E.O.
— Executive Order
PM
— Program Manager
SDR
— Special Drawing Rights
C.&F.
— Cost and freight
ACCT
— Account
STD
— Standard
AON
— Angolan New Kwanza
LBO
— Leveraged Buyout
ASCII
— American National Standard Code for Information Interchange
DCP
— Defined Contribution Plan
COD
— Cash On Delivery
DFA
— Department of Finance and Administration
EOD
— End Of Day
BGT
— Budget
ETF
— Exchange Traded Fund
G2C
— Government to Consumer
CFA
— Consumer Federation of America
PY
— Program Year
IFB
— Invitation For Bid
ALM
— Asset Liability Management
GPS
— Global Positioning System (ex-NAVSTAR)
SC
— Security Council
PO
— Purchase Order
C.L.U.E.
— Comprehensive Loss Underwriting Exchange
CSRS
— Civil Service Retirement System
CR
— Continuing Resolution
A&MMS
— Acquisition and Materiél Management Service
USP
— Unique Selling Point
CTS
— Carpal Tunnel Syndrome
BOE
— Bank of England
IBAN
— International Bank Account Number
UNU
— United Nations University
EEOC
— Equal Employment Opportunity Commission
IPS
— Investment Policy Statement
B-TO-C
— Business to consumer
EV
— Enterprise Value
3PL
— Third Party Logistics
GAAP
— Generally Accepted Accounting Procedures
EPA
— Environmental Protection Agency (US)
GPP
— Gross Profit Percentage
CEN
— Committee European de Normalisation
EXCOM
— Executive Committee
ARO
— After Receipt of Order
FAC-P/PM
— Federal Acquisition Certification Program/Project Management
G2G
— Government to Government
DNS
— Domain Name System
IDP
— Internally Displaced Person
ASP
— Active Server Page
HIBOR
— Hong Kong interbank offered rate
BI
— Business Intelligence
CTR
— Currency Transaction Report
GFE
— Good Faith Estimate
NT
— Near-Term
PDA
— Personal Data Assistant
ADA
— Americans With Disabilities Act Of 1990 (Text Of ADA Legislation)
PDM
— Product Data Management
POD
— Proof Of Delivery
U&C
— Usual and customary
RFQ
— Request For Quote
EU
— European Union (1994; formerly referred to as the EEC or EC)
PNG
— Portable Network Graphics (graphic file standard/extension)
DI
— Disability Insurance
P.L.
— Public Law
UNRWA
— United Nations Relief and Works Agency for Palestine Refugees in the Near East
SPV
— Special Purpose Vehicle (sometimes Single Purpose Vehicle)
MIRR
— Modified Internal Rate of Return
CAFTA
— Central American Free Trade Agreement
PFS
— Personal Financial Specialist
ROM
— Range Of Motion
M.O.M.
— Middle of the month
NLRB
— National Labor Relations Board
F/B/O
— For benefit of
FTE
— Full Time Equivalent
PPO
— Preferred provider organization
PFA
— Prevention of Food Adulteration Act
NCA
— National Cemetery Administration
CDHP
— consumer-driven health plan
HCFA
— Health Care Financing Administration
FIT
— Financial institutions tax
MDB
— Multilateral Development Bank
ABA
— American Bankers Association
FSA
— Flexible Spending Account
WC
— Worker's Compensation
CTO
— Compensatory Time Off
IAEA
— International Atomic Energy Agency
PDA
— Pregnancy Discrimination Act
IVR
— Interactive Voice Response (telephone technology)
AMEX
— American Stock Exchange
BS
— Balance Sheet
E&IT
— Electronic and Information Technology
EP
— Earned Premium
AE
— Account Executive
NPV
— Net Present Value {economics}
SGLI
— Servicemember Group Life Insurance
SM
— Service Mark
SAM
— Shared-Appreciation Mortgage
GSF
— Gross Square Feet
TRO
— Temporary Restraining Order
ADL
— activity of daily living
BDF
— Beneficiary Designation Form
RAM
— random-access memory
CPP
— Capital Purchase Program
CAO
— Chief Accounting Officer
EPA
— Equal Pay Act
FAS
— Free Alongside Ship
URL
— Universal Resource Locator
NYSE
— New York Stock Exchange
CP
— Commercial Paper
TBD
— To Be Determined
ERV
— Estimated Rental Value
ITC
— Information Technology Center
SAS
— Statement on Auditing Standards
BLS
— Bureau of Labor Statistics of the United States Department of Labor
IRC
— Internal Revenue Code of 1986
ACO
— Administrative Contracting Officer
BD
— Business Development
DPP
— Direct Participation Program
IETF
— Internet Engineering Task Force
IDR
— Issuer Default Rating
RULPA
— Revised Uniform Limited Partnership Act
AWOL
— Absent Without Leave
CTO
— Chief Technology Officer
ABO
— Accumulated Benefit Obligation
WTO
— World Tourism Organization
QDRO
— Qualified Domestic Relations Order
PD
— Paid
ZIP
— Zone Improvement Plan
CPM
— Corporate Performance Management
AMID
— Allowable Miscellaneous Itemized Deductions
JD
— Job Description
GRM
— Gross Rent Multiplier
GIF
— Guaranteed Investment Fund
UBTI
— Unrelated Business Taxable Income
A&MM
— Acquisition and Materiél Management
M-O-M
— Month over month
P&L
— Profit and Loss statement
NOPAT
— Net Operating Profit After Tax
I-TIPS
— Information Technology Investment Portfolio System
M.ED
— Masters in Education
PY
— Prior Year
DRAM
— Dynamic Random Access Memory (dee-ram) (computing)
GRIT
— Grantor Retained Income Trust
GRAT
— Grantor Retained Annuity Trust
UR
— Utilization Review
NI
— Net Income
TDI
— Temporary Disability Insurance
BNA
— Bureau of National Affairs, Inc.
PIP
— Performance Improvement Plan
PC
— Percent
BU
— Bargaining Unit
UNA
— United Nations Association
MSA
— Medical Savings Account
BSM
— Black-Scholes-Merton
ROIC
— Return on Invested Capital
IMF
— International Monetary Fund
EBT
— Earnings Before Tax
GL
— General Liability
UNEP
— United Nations Environment Program
BOV
— Broker’s Opinion of Value
CPM
— Continuous Passive Motion
PAT
— Profit After Tax
J/E
— Journal entry
CPO
— Cost Per Order
HSA
— Health Savings Account
ACRS
— Accelerated Cost Recovery System (finance)
OTB
— Open To Buy
ETR
— Effective Tax Rate
CHR
— Commission on Human Rights
QSC
— Quality, Service, Cleanliness (Ray Kroc's motto for McDonald's)
IRCA
— Immigration Reform and Control Act
DC
— Defined Contribution
CPM
— Cost Per Thousand
CMA
— Certified Management Accountant
CUSFTA
— Canada-US Free Trade Agreement
U.S. DOJ
— United States Department of Justice
CDL
— Commercial Driver's License
W-A
— Weighted average
AIG
— American International Group, Inc
AOV
— Average Order Value
ICC
— International Criminal Court
RFI
— Request For Information. Sales department shorthand. Special priority when use in conjunction with RFN (see below).
ASB
— Accounting Standards Board
STR
— Software Test Report
CBT
— Computer Based Training
TL
— Truckload
IASC
— Inter-Agency Standing Committee
LBB
— Legislative Budget Board
IRIN
— Integrated Regional Information Networks
PGP
— Pretty Good Privacy (encryption)
FIFO
— First In, First Out
CPM
— Certified Property Manager
U.S. DOL
— United States Department of Labor
NOA
— Net Operating Assets
CIMA
— Chartered Institute of Management Accountants
IC
— Internal Control
OA&L
— Office of Acquisition and Logistics
MLS
— Multiple Listing Service
DPP
— Deferred Payment Plan
MI
— Mortgage Insurance
EOE
— Equal Opportunity Employer
QA
— Center for Quality Assurance in International Education
ASU
— Accounting Standards Update
MIS
— Management Information System (OSHA)
GA
— General Agent
ICJ
— International Court of Justice
XTML
— eXtensible Telephony Markup Language
ERP
— Estimated Retail Price
HR
— Human Resource
4P
— Price, Product, Place and Promotion
FAQ
— Frequently Asked Questions (sometimes Pronounced Fak)
AO
— Authorizing Official
EA
— Enrolled Agent
TM
— Trademark
CVP
— Cost-Volume-Profit
FTD
— Federal Tax Deposit
QMAC
— Qualified Matching Contributions
ATB
— Across the Board
SAR
— Stock Appreciation Right
CAPM
— Capital Asset Pricing Model
OID
— Original Issue Discount
REC
— Renewable Energy Certificate
AEI
— American Enterprise Institute
MEC
— Modified Endowment Contract
PFD
— Preferred
ATR
— Americans for Tax Reform
POD
— Payable on Death
CSHO
— Compliance Safety and Health Officer
AGI
— Adjusted Gross Income
BPML
— Business Process Modeling Language
IDA
— International Development Association
NFIP
— National Flood Insurance Program
ATO
— Asset Turnover
DFAS
— Defense Financial Accounting Service
Q
— Quarter
G2B
— Government to Business
CIT
— Corporate Income Tax
CRO
— Chief Risk Officer
COS
— Chief of Staff
DRP
— distribution requirements planning
EOM
— End Of Month
MLM
— Multi-Level Marketing
IPCS
— International Programme on Chemical Safety
HAZMAT
— Hazardous Material
RTF
— Rich Text Format
AFL-CIO
— American Federation of Labor and Congress of Industrial Organizations
CRM
— Client Relationship Management
DOD
— United States Department of Defense
C&F
— Cost and Freight
TCE
— Tangible Common Equity
ABS
— Automated Bond System
LWDI
— Lost Work Day Injury Rate
EMS
— Eastern Mountain Sports
PLR
— Private Letter Ruling
LOI
— Letter Of Intent
AARP
— American Association of Retired Persons
CME
— Chicago Mercantile Exchange
3M
— Minnesota Mining And Manufacturing Company
TAM
— Television Audience Measurement
MTF
— Medical Treatment Facility
REPO
— Repurchase Agreement
COO
— Chief Operation Officer
BCC
— Blind Copied
ETA
— Department of Labor's Employment and Training Administration
FOIA
— Freedom of Information Act
FY
— Fiscal Year
DOJ
— Department of Justice (US)
RTW
— Return To Work
MAD
— Mean Absolute Deviation
DCR
— Debt Coverage Ratio
COTR
— Contracting Officer Technical Representative
NAM
— National Association of Manufacturers
DPI
— Department of Public Information
MLR
— Medical Loss Ratio
ISDN
— Integrated Services Digital Network
SOP
— Statement Of Position
POP
— Premium Only Plan
RO
— Regional Office
CA
— Confidentiality Agreement
PRC
— Peer Review Committee
IBR
— Income-based repayment
CISO
— Chief Information Security Officer
TVM
— Time Value of Money
DBA
— Data Base Administrator
FDA
— Food Drug Administration
WHA
— World Health Assembly
BAT
— Business Activity Tax
UL
— Universal Life
COOP
— Continuity of Operations
EGM
— Extraordinary General Meeting
TIPS
— Treasury Inflation-Protected Securities
ACV
— Actual Cash Value
DCA
— Dollar Cost Averaging
FTE
— Full-Time Employee
AMD
— Advanced Micro Devices, Inc. (producer of computer chips)
CSF
— Critical Success Factor
CAFR
— Comprehensive Annual Financial Report
DPA
— Department of Political Affairs
VPN
— Virtual Private Network (ATM)
S&U
— Sales and use
EPZ
— Export Processing Zone
IRA
— Individual Retirement Arrangement
FNA
— Financial needs analysis
ARNP
— Advanced Registered Nurse Practitioner
ECA
— Economic Commission for Africa
EE
— Employee
OPR
— Other People's Resources
CGQ
— Corporate Governance Quotient
PCI
— Per Capita Income
AL
— Assisted Living
OTS
— Office of Thrift Supervision
CASB
— Cost Accounting Standards Board
TAM
— Technical Advice Memorandum
DOE
— United States Department of Energy (government)
SEPA
— Single Euro Payments Area
FFY
— Federal Fiscal Year
FSS
— Federal Supply Schedule
SOS
— Sound On Sound
RAP
— Regulatory Accounting Principles
CAE
— Certified Association Executive
CPI
— Cost Performance Index
FANNIE MAE
— Federal National Mortgage Association (a privately owned corporation)
MLR
— Monthly Labor Review
LOS
— Length of Stay
SOHO
— Small Office Home Office
CK
— Calvin Klein
SBC
— Southwestern Bell Corporation
FRB
— Federal Reserve Board
ELP
— Electing large partnership
ETN
— Exchange Traded Note
CGA
— Charitable Gift Annuity
EPI
— Expanded Programme on Immunization
ERS
— Economic Research Service
NOW
— Negotiable Order of Withdrawal
BRIC
— Brazil, Russia, India and China
DM
— Direct Mail
DDU
— destination delivery unit
LEPO
— Low Exercise Price Option
TIP
— Transportation Improvement Program
CAGR
— Compounded Annual Growth Rate
PPI
— Producer Price Index
CFR
— Code of Federal Regulations
RONA
— Return On Net Assets
IBNR
— Incurred But Not Reported
APPROX
— Approximate
SOL
— Statute of Limitations
SG&A
— Selling, general, and administrative expenses
FUBU
— For Us By Us
GPO
— Government Printing Office
IRS
— U.S. Internal Revenue Service
SBLC
— Standby Letter of Credit
CAI
— Computer Assisted Instruction
ESI
— Electronically Stored Information
SMT
— Senior Management Team
AMTI
— Alternative Minimum Taxable Income
IME
— Independent Medical Examination
DOC
— Doctor
CIO
— Chief Investment Officer
POS
— Point Of Sale.Retail term, being the physical point at which products are displayed on shelves or paid for at the checkout, as in the EPOS acronym.
SEA
— Securities Exchange Act
NIBCL
— Non-interest bearing current liabilities
AX
— Armani Exchange
SBO
— Small Business Owner
POC
— Proof of Claim
TDA
— Tax Deferred Annuity
PHC
— Personal Holding Company
MACRS
— Modified Accelerated Cost Recovery System (IRS)
CCP
— Certified Compensation Professional
NPW
— Net Present Worth
SB
— Senate Bill
SGA
— Substantial Gainful Activity
IDIT
— Intentionally defective irrevocable trust
WRKSHP
— Workshop
POP
— Point Of Purchase
AER
— Annual Equivalent Rate
SRM
— Supplier Relationship Management
MOH
— Music On Hold
QMCSO
— Qualified Medical Child Support Order
EXP
— Export
HDI
— Human Development Index (UNDP yardstick of human welfare)
ITU
— International Telecommunication Union
PERT
— Program Evaluation and Review Technique
MTD
— Month-to-date
PC
— Personal computer (host)
ITARS
— IT Acquisition Request System
UGMA
— Uniform Gifts to Minors Act (largely replaced by UTMA)
SE
— Self Employed
PIC
— Prior Informed Consent
GSI
— general salary increase
DOL
— Degree of Operating Leverage
LCA
— Labor Condition Application
GRP
— Gross Rating Point
NQDC
— Nonqualified deferred compensation
EEPROM
— Electric Erasable Programmable Read Only Memory
NL
— No-Load
SCORE
— Service Corps Of Retired Executives
MTC
— Multistate Tax Commission
OJT
— On-The-Job-Training
CIX
— Commercial Internet Exchange
GOV
— Government Owned Vehicle
VAGFE
— VA-owned Government Furnished Equipment
HFA
— Housing Finance Agency
ILAB
— Bureau of International Labor Affairs
HDR
— Humanitarian Daily Ration
DOI
— Date of Injury
FHLB
— Federal Home Loan Bank
AFDA
— Allowance for Doubtful Accounts
AJB
— America’s Job Bank
IBM
— International Business Machines Corporation
EOU
— Export Oriented Unit
PRI
— Primary Rate Interface (ISDN)
AD&D
— Accidental Death and Dismemberment
LOB
— Line-Of-Balance
NAFEP
— National Association of Financial and Estate Planning
BAFO
— Best and Final Offer
COST
— Council on State Taxation
AAA-CPA
— American Association of Attorney-Certified Public Accountants
AOQL
— Average Outgoing Quality Level
LAR
— Legislative Appropriations Request
TCBY
— The Country's Best Yogurt
BDC
— Business Development Center
SC
— Securities Commission
FRV
— Fair Rental Value
REI
— Recreational Equipment, Inc.
OMB
— Office of Management and Budget (U.S.)
LC
— Letter of Credit
ROI
— Return on Investment
MAS
— Multiple-Award Schedule
OASDI
— Old Age Survivors Disability Insurance
CRM
— Customer Relationship Management
PSC
— Personal Service Corporation
FRS
— Federal Reserve System
WT
— Warrant
ECP
— Emergency Conservation Program
NSX
— National Stock Exchange
GSA
— U.S. General Services Administration
POP
— Point Of Presence (Internet)
AACU
— American Association of Colleges and Universities
PMI
— Private Mortgage Insurance
AMF
— American Machine & Foundry (bowling lane operators and former owners of Harley Davidson motorcycles)
NOC
— Net Operating Capital
O&M
— Operation and Maintenance
NSA
— National Society of Accountants
SS
— Social Security
WIP
— Work in Process
JIT
— Just in time
ACC
— Administrative Committee on Coordination
IIA
— Institute of Internal Auditors
A&W
— Allen & Wright (Roy Allen and Frank Wright combined their initials to name A&W Root Beer in 1922)
7S
— Strategy, Structure, Systems, Style, Staff, Skills, Shared values
MDGD
— Management Development and Governance Division
RTO
— Reverse Take-Over
MLP
— Master Limited Partnership
URO
— Utilization Review Organization
A/P
— Accounts Payable
DOLETA
— Department of Labor Employment and Training Administration
RAID
— Redundant Array of Inexpensive Disks
PILOT
— Payment In Lieu Of Taxes
WC
— Working Capital
EOI
— Expression Of Interest
ATP
— Accredited Tax Preparer
ART
— Annual Renewable Term (life insurance)
AGR
— Adjusted Gross Revenue
SFH
— Single Family Home
NAB
— Non-accrual basis
LMRDA
— Labor-Management Reporting and Disclosure Act of 1959
CESA
— Coverdell education savings account
CFROI
— Cash Flow Return on Investment
DHL
— Dag Hammarskjöld Library
ESA
— Coverdell education savings account
TAN
— Tax Anticipation Note
WAASE
— Division for Western Asia, Arab States and Europe
ALEX
— AUTOMATED LABOR EXCHANGE
LF
— Labor Force
DW
— Dislocated Worker
ATCF
— After Tax Cash Flow
FSI
— Free Standing Insert
DRP
— Disaster Recovery Plan
FS
— Financial Statement
GPI
— Gross potential income
ASP
— Application Service Provider
COD
— Cancellation of Debt
HELOC
— Home Equity Line of Credit
AICPA
— L'American Institute of Certified Public Accountants
W/C
— Working Capital
ROG
— Receipt Of Goods
CUPA
— College and University Personnel Association
SERP
— Supplemental Executive Retirement Plan
BID
— Business Improvement District
CSO
— Commissioners Standard Ordinary
AQL
— Acceptable Quality Level
NGO
— Non-governmental organization. (Red Cross/Crescent, Doctors without Borders, etc.)
ST
— Short-Term
LTL
— Less Than Truckload Lot
ATA
— Accredited Tax Advisor
TDC
— Total Direct Compensation
LPA
— Licensed Public Accountant
QCEW
— Quarterly Census of Employment and Wages
PHP
— PHP Hypertext Processor
BCR
— Benefit/Cost Ratio
AA
— Author Alteration
ASAE
— American Society of Association Executives
ACASTD
— Advisory Committee on the Application of Science and Technology to Development
AAR
— Average Annual Return
DPO
— Days payables outstanding
A/R
— Accounts Receivable
DRTV
— Direct Response Television
QAI
— Quality Assurance International
IM/IT
— Information Management/Information Technology
CPC
— Cost Per Click-through
DAGMAR
— Defining Advertising Goals for Measured Advertising Results
ILIT
— Irrevocable Life Insurance Trust
GED
— General Equivalency Diploma
CC
— Civil Code
RP
— Repurchase Agreement
COGS
— Cost of Goods Sold
DFL
— Degree of Financial Leverage
DCF
— discounted cash flow rate
SIC
— Standard Industrial Classification (Code)
CPR
— Cardio-Pulmonary Resuscitation
ADEA
— Age Discrimination and Employment Act
C-TPAT
— Customs-Trade Industry Against Terrorism
PNP
— Plug aNd Play
ERTA
— Economic Recovery Tax Act
TCO
— Total Cost of Ownership
NSA
— Not Seasonally Adjusted
DJIA
— Dow Jones Industrial Average
SNA
— System of National Accounts
CFE
— Certified Financial Examiner
ASG
— Assistant Secretary General
SA
— Seasonally Adjusted
MBDA
— Minority Business Development Agency
FP
— Fixed Price
IACSD
— Inter-Agency Committee on Sustainable Development
SDB
— Small Disadvantaged Business
UNICRI
— United Nations Interregional Crime and Justice Research Institute
SAR
— Summary Annual Report
ISA
— International Seabed Authority
A/E
— Architect/Engineer
RBM
— Roll Back Malaria
EOB
— Explanation Of Benefits
SOC
— Standard Occupational Classification
MCI
— Microwave Communications Incorporated
FCFE
— Free Cash Flow to Equity
BHAG
— Big Hairy Audacious Goal
CBIT
— Comprehensive Business Income Tax
FWT
— Federal Withholding Tax
JOLTS
— Job Openings and Labor Turnover Survey
ABCP
— Asset Backed Commerical Paper
ADC
— Acquisition, Development, and Construction
UNCIP
— United Nations Commission for India and Pakistan
PCFRC
— Private Company Financial Reporting Committee
ERISA
— Employee Retirement Income Security Act
SIAP
— Statistical Institute for Asia and the Pacific
AMA
— American Medical Association
OSG
— Office of the Secretary-General
UNAMIC
— United Nations Advance Mission In Cambodia
MMDA
— Money Market Deposit Account
FAK
— Freight all kinds
HQ
— Headquarters (HDQ Preferred)
EITC
— Earned Income Tax Credit
OJT
— On the Job Training
ADEA
— Age Discrimination in Employment Act's
CPA
— Comprehensive Plan of Action
ADI
— After Date of Invoice
EOI
— Evidence of Insurability
LLLP
— Limited Liability Limited Partnership
FCRA
— Fair Credit Reporting Act
FASAC
— Financial Accounting Standards Advisory Council
ECM
— Excess cash margin
OB
— Office of Budget
UNMISET
— United Nations Mission of Support in East Timor
REV. RUL.
— Revenue Ruling
ITF
— In Trust For
ROA
— Regional Office for Africa
CMM
— Capability Maturity Model
CGS
— Cost of Goods Sold
HR
— HUMAN RESOURCES
UTD
— Under Trust Dated
ADJ
— Adjust
FCC
— Federal Communications Commission (US)
ROP
— Run of Press
CMBS
— Commercial mortgage-backed securities
MBTI
— Myers-Briggs Type Indicator
SNE
— Salaried Non-Exempt
RSI
— Relative Strength Indicator
ADP
— Average Deferral Percent
VA
— Veterans Administration
TCN
— Third Country National
IPTF
— International Police Task Force
SBU
— Strategic Business Units
JOA
— joint operating agreement
FASB
— Financial Accounting Standards Board
NCOA
— National Change Of Address
PCCM
— Percentage-of-completion/capitalized cost method
SMA
— Simple Moving Average
REV. PROC.
— Revenue Procedure
OPM
— Office of Personnel Management
CICA
— Competition in Contracting Act (1984)
DTI
— Department of Trade and Industry (UK)
NAVPS
— Net Asset Value Per Share
BRI
— Basic Rate Interface
DSO
— Day Sales Outstanding
PLM
— Product Lifecycle Management
PTE
— Pass-Through Entity
AA
— Adverse Action
PHR
— Professional in Human Resources Certification
IFRIC
— International Financial Reporting Interpretations Committee
CC
— Capital Contribution
MPS
— Marginal Propensity to Save
NDA
— Non-Disclosure Agreement
TPD
— Temporary Partial Disability
CIC
— Consumer Information Center
MRO
— Maintenance, repair, and overhaul
CMS
— Content Management System
AT&T
— American Telephone and Telegraph (U.S. company, also known as "Ma Bell")
RIA
— Registered Investment Advisor
BOMA
— Building Owners and Managers Association
CRT
— Charitable Remainder Trust
UNHCR
— United Nations High Commissioner for Refugees Program
DCPP
— Defined Contribution Pension Plan
IANA
— Internet Assigned Numbers Authority
REIT
— Real Estate Investment Trust
USG
— Under Secretary General
ALC
— Alien Labor Certification
DBT
— Days Beyond Terms
NLRA
— National Labor Relations Act
CHRO
— Chief Human Resource Officer
SOA
— Service-Oriented Architecture
MRD
— Minimum Required Distribution
VSNL
— Videsh Sanchar Nigam Limited
AJE
— Adjusting Journal Entry
PE
— Price-earnings ratio
ACC
— Accounting Classification Code
ECOA
— E-Mail Change of Address
APV
— Adjusted Present Value
DBMS
— Data Base Management System
SSB
— Securities Supervisory Board
BCA
— Business Continuity Plan
A/E
— Accured expense
M/M
— Month-over-month
NRE
— Net realizable equity
CTV
— Capital Timber Value
PM
— Project Manager
OCF
— Operating Cash Flow
AGC
— Associated General Contractors of America
CODA
— Cash or Deferred Arrangement (401K)
CDC
— Center for Disease Control and Prevention
CRUT
— Charitable Remainder Unitrust
INSARAG
— International Search and Rescue Advisory Group
ROR
— Return on Revenue
DIH
— Days Inventory Held
IMAP
— Internet Message Access Protocol
CFIUS
— Committee on Foreign Investment in United States
DOL
— United States Department of Labor
BPM
— Business Performance Management
ESCAP
— Economic and Social Commission for Asia and the Pacific (UN)
FOM
— Field Operations Manual
BOO
— Build Own Operate
ECOWAS
— Economic Community of West African States
POQ
— Periodic Order Quantity
COLA
— Cost of Living Adjustment (or Allowance)
AAA
— authentication, authorization, and accounting
MLP
— Minimum lease payments
NFO
— Net Financial Obligations
ALDEP
— Automated Layout Design Programs
DCAP
— Dependent Care Assistance Program
ABA
— Accredited Business Accountant
MLS
— Mass Layoff Statistics
GICS
— Global Industry Classification Standards
CPSC
— Consumer Products Safety Commission
ROS
— Run Of Schedule
ATB
— Accountants Trial Balance
SESA
— State Employment Security Agency
XHTML
— Extensible Hypertext Markup Language
CFO
— Communication Filing Officer
BMW
— Bayerische Motoren Werke (Bavarian Motor Works)
SAR
— Suspicious Activity Report(ing)
UNISPAL
— United Nations Information System on the question of Palestine
FMLA
— Family and Medical Leave Act
CERD
— Committee on the Elimination of Racial Discrimination
LFY
— Last Fiscal Year
NNN
— Triple Net (Lease)
HUD
— Department of Housing and Urban Development (U.S.)
MANOVA
— Multivariate Analysis of Variance
TSR
— Tactical Studies Rules
A&H
— Accident and health insurance
D/O
— Delivery Order
KSAO
— Knowledge, Skills, Abilities and Other
EOY
— End-Of-Year
BOT
— Balance of Trade
QTD
— Quarter-to-Date
NMS
— Normal Market Size
O/S
— Outstanding
NSA
— National Safety Associates
NTIS
— National Technical Information Service Technology Administration
FRA
— Full Retirement Age
SUTA
— State Unemployment Tax Act
MSRP
— Manufacturer's Suggested Retail Price
BBDO
— Batten, Barton, Durstine & Osborn
FTC
— Federal Trade Commission (U.S.)
APY
— Annual Percentage Yield
ROW
— Right-Of-Way
NRI
— Net Revenue Interest
HVAC
— Heating, Ventilation, and Air Conditioning
UN
— United Narions
IATA
— International Air Transport Association
CASE
— computer-automated software engineering
WIPO
— World Intellectual Property Organization
NFA
— Net Financial Assets
MC
— Market Capitalization
DOH
— Days inventory On Hand
PDQ
— Position Description Questionnaire
EVA
— Economic Value Added
WI
— Working Interest
ABMS
— Activities Based Management System
P2P
— Peer to Peer (as in music file sharing systems like KaZaA)
WRA
— Weighted Risk Assets
UTMA
— Uniform Transfers to Minors Act
PEO
— Professional Employer Organization
UPU
— Universal Postal Union
ROGFA
— Return on Gross Fixed Assets
SS
— Safety Stock
CORBA
— Common Object Request Broker Architecture
TIL
— Truth in Lending
TIN
— Taxpayer Identification Number
OAS
— Option Adjusted Spread
B2C
— Business to Consumer
IMRB
— Indian Market Research Bureau
NIH
— NATIONAL INSTITUTE OF HEALTH
BOOT
— Build Own Operate Transfer
RISC
— Reduced Instruction Set Computer
JD
— Juris Doctorate
NAFTA-TAA
— NAFTA Transitional Adjustment Assistance
MTB
— Motor transportation broker
GAO
— Government Accountability Office [formerly the General Accounting Office]
CPA
— Certified Public Accountant
ACP
— Actual deferral percentage
JPEG
— Joint Photographic Experts Group (24-bit image storage format)
CDI
— Category Development Index
CFA
— Committee on Food Aid Policies and Programmes
RTW
— Right to Work
PERL
— Practical Extraction and Report Language
LCM
— Lower of Cost or Market
CAD
— Cash Available for Distribution
CICP
— Centre for International Crime Prevention
MRPS
— Mandatorily redeemable preferred stock
GMWB
— Guaranteed Minimum Withdrawal Benefit
VC
— Venture Capital
PR
— Public Relations
AIDA
— Attention, Interest, Desire, Action
SCM
— Supply Chain Management
ALJ
— Administrative Law Judge
PVGO
— Present Value of Growth Opportunities
BLM
— Bureau of Land Management of United States Department of the Interior
BRE
— Business Reply Envelope
MER
— Management Expense Ratio
NFFE
— Nonfinancial foreign entity
GIF
— Graphic Interchange Format
LYON
— Liquid Yield Option Note
LOS
— Law Of The Sea
SEO
— Search Engine Optimizer
AMT
— Amount for Married Taxpayers
UI
— User Interface
VDT
— Video Display Terminal
HAFA
— Home Affordable Foreclosure Alternative program
BTT
— Business Transfer Tax
FECA
— Federal Employer’s Compensation Act
DCAP
— Dependent Care Assistance Plan
OIBITDA
— Operating Income Before Interest, Taxes, Depreciation and Amortization
IBRD
— International Bank For Reconstruction And Development (part Of The World Bank)
T&D
— Training and Development
CFAT
— Cash Flow After Taxes
OER
— Operation Expense Ratio
ESOP
— Employee Stock Ownership Plan
VSOE
— Vendor-Specific Objective Evidence
LTIP
— Long-Term Incentive Plan
AED
— United Arab Emirates Dirham
IMO
— International Maritime Organization
T&C
— Terms & Conditions
CBOT
— Chicago Board of Trade
B2B
— Business to Businesse
GIM
— Gross Income Multiplier
OASDHI
— Old Age, Survivors, Disability and Health Insurance Act
LWO
— Leave without pay
SEPG
— Software Engineering Process Group
CEMP
— Comprehensive Emergency Management Program
CROGI
— Cash Return on Gross Investment
SBLI
— Savings Bank Life Insurance
ABP
— Average Benefit Percentage
ESOP
— Employee Stock Option Plan
DTL
— Deferred Tax Liability
MOM
— Message Oriented Middleware
CI
— Contract Item
AR
— Accounts Receivable
IASC
— International Accounting Standards Committee
ALTA
— American Land Title Transfer
FCA
— Farm Credit Administration
ICPD
— International Conference on Population and Development
BOT
— Board of Trustees
SRA
— Supplemental Retirement Annuity
ISO/MSP
— Independent sales organization/Member service provider
AAAA
— American Association of Advertising Agencies
ECF
— Extended Care Facility
UNGOMAP
— United Nations Good Offices Mission In Afghanistan and Pakistan
DUNS
— Data Universal Numbering System
RIC
— Regulated Investment Company
PEG
— Price to Earnings Growth
FCF
— Free Cash Flow
LT
— Lead Time
ROCE
— Return On Capital Employed
MSA
— Merit Salary Adjustment
DIC
— Document Identifier Code
FSLMRA
— Federal Service Labor-Management Relations Act
PVFC
— Prepaid variable forward contract
TTD
— Temporary Total Disability
NVI
— Negative Volume Index
TTM
— Trailing Twelve Months
B&P
— Bid & Proposal
OE
— Operating Expense
YOY
— Year-over-year
CPG
— Consumer Packaged Goods
ESO
— Employee Stock Option
GE
— General Electric American Communications Inc.
CMMI
— Capability Maturity Model Integrated
PTO
— Paid Time Off
SIPC
— Securities Investor Protection Corporation
EISA
— Extended Industry Standard Architecture
NCUSIF
— National Credit Union Share Insurance Fund
CSCS
— Computer Software Components
ABV
— Accredited in Business Valuation
CGMA
— Chartered Global Management Accountant
ITMP
— Information Technology Management Program
OP
— Order Point
EPPA
— Employee Polygraph Protection Act
DFEH
— Department of Fair Employment and Housing's
TEV
— Total Enterprise Value
BOS
— Behavior Observation Scale
UCI
— Unemployment Compensation Insurance
HFS
— Hold for sale
MRQ
— Most Recent Quarter
CEPS
— Cash Earnings Per Share
GAAP
— Generally Accepted Accounting Principles
AFTP
— Anonymous File Transfer Protocol
CAT
— Commercial Activity Tax
MUPLA
— Model Uniform Products Liability Act
ACFE
— Advisory Committee on Forestry Education
CNF
— Cost, not freight
APR
— Annual Percentage Rate
ALV
— Average Lease Value (Cars)
MIME
— Multipurpose Internet Mail Extension
CPHR
— California Professional in Human Resources Certification
CMO
— Chief Marketing Officer
STP
— Software Test Plan
ROOA
— Return on Operating Assets
BTCF
— Before Tax Cash Flow
ATO
— Administrative Time Off
AMPS
— Auction Market Preferred Stock
CEA
— Commodity Exchange Authority
CBCMC
— Clinical Bar Code Multidisciplinary Committee
SDI
— State Disability Insurance
ATOI
— After Tax Operating Income
GST
— Goods and Services Taxation
DUSH
— Deputy Under Secretary for Health
CGT
— Capital Gains Tax
IP
— Intellectual Property
DOT
— Dictionary of Occupational Titles
EFT
— Electronic Funds Transfer
DIO
— Days Inventory Outstanding
FFIEC
— Federal Financial Institutions Examination Council
NOL
— Net Operating Loss
NNN
— Net Net Net
EIS
— Environmental Impact Statement (US)
BOC
— Budget Object Code
WMO
— World Meteorological Organization (ICSU)
MVIC
— Market Value of Invested Capital
VAO
— Virtual Acquisition Office
SIV
— Structured Investment Vehicle
UNHCHR
— United Nations High Commissioner for Human Rights
COI
— Conflict Of Interest
FFO
— Funds from operations
MPEG
— Moving Picture Experts Group (International Standards Organisation/International Electrotechnical Commission)
ACV
— Account Current Value
CLAT
— Charitable Lead Annuity Trust
BOI
— Business Object Interface
FICA
— Federal Insurance Contribution Act
WAP
— Wireless Application Protocol
CIMC
— Certified Investment Management Consultant
ROTA
— Return On Total Assets
IASB
— International Accounting Standards Board
ROC
— Rate of Change
SIB
— Securities and Investment Board
AIA
— American Institute of Architecture
GAAS
— Generally Accepted Auditing Standards. Perhaps only marginally less contradictory than GAAP, but they do exist, honestly.
PBO
— Projected Benefit Obligation
CIF
— Cost, Insurance, and Freight (Paid) (shipping)
RRSP
— Registered Retirement Savings Plan (Canada; Roughly Equivalent To The IRA In The U.S.)
EBRI
— Employee Benefit Research Institute
OIOS
— Office of Internal Oversight Services
CLUT
— Charitable Lead Unitrust
COHRS
— Central Office Human Resources Service
LWP
— Leave With Pay
PDA
— Payday Advance Loan
HECM
— Home Equity Conversion Mortgage
CADR
— Cash available for distribution before debt reduction
HRM
— Human Resource Management
CFA
— Chartered Financial Analyst
OTCEI
— Over the Counter Exchange of India (stock exchange)
NFE
— Net Financial Expense
BCP
— Business Continuity Plan
FSLIC
— Federal Savings & Loan Insurance Corporation
AAG
— Audit and accounting guides
ICTY
— International Criminal Tribunal for the Former Yugoslavia
ABF
— Asset-Based Financing
DAPT
— Domestic Asset Protection Trust
POS
— Point of Service Plan
HC
— human capital
HRD
— Human Resource Development
CAM
— Common Area Maintenance (charges related to commercial leases)
(X)
— Export
AFR
— Applicable Federal Rate
ISSA
— International Securities Services Association
USRPHC
— U.S. real property hodling corporation
ADR
— Asset Depreciation Range (finance)
DESIPA
— Department for Economic and Social Information and Policy Analysis
TC
— Trusteeship Council (UN)
USF
— Usable Square Feet
CIP
— Capital Investment Proposal
CFP
— Certified Financial PlannerTM
HP
— Hewlett Packard's
ICSAB
— International Civil Service Advisory Board
PIK
— Payment in Kind
EIN
— Employer Identification Number
LSE
— London Stock Exchange
FNMA
— Federal National Mortgage Association
SNF
— Skilled Nursing Facility
EDI
— Electronic Date Interchange
HDML
— Handheld Device Markup Language
FMCS
— Federal Mediation and Conciliation Service
SEM
— Shared-Equity Mortgage
NAAS
— Network as a Service
CFS
— Container Freight Station
ICANN
— Internet Corporation for Assigned Names and Numbers
NCCUSL
— National Conference of Commissioners on Uniform State Laws
ECI
— Employment Cost Index
NACUBO
— National Association of College & University Business Organizations
DRO
— Domestic Relations Order
L/C
— Letter of Credit
NRI
— Net Rising Index
PGI
— Potential Gross Income
AML
— Adjustable Mortgage Loan
EIC
— Earned Income Credit
GIC
— Guaranteed Investment Contract
GPM
— Graduated Payment Mortgage
OSHA
— Occupational Safety and Health Act (1970)
BIS
— Bank of International Settlements
PERAB
— President's Economic Recovery Advisory Board
NDNH
— National Directory of New Hires
CB
— Carryback
UNVFVT
— United Nations Voluntary Fund for Victims of Torture
TESSA
— Tax-Exempt Special Savings Account
CMA
— Certified Management Accountant
OASDHI
— Old Age, Survivors, Disability, and Health Insurance
ACP
— Average Contribution Percentage
PW
— present worth
FAO
— Food and Agriculture Organization of the United Nations
RR
— retention rate
NAC
— National Acquisition Center
UNOGBIS
— United Nations Peace-Building Support Office in Guinea-Bissau
DBO
— Death Benefit Only
ZEN
— Zero Effort Network
QME
— Qualified Medical Examiner
EVM
— Earned Value Management
BOA
— Basic Ordering Agreement
OA
— Operating Assets
LHWCA
— Longshore and Harbor Worker’s Compensation Act
WIP
— Work In Progress (process)
BAT
— Budget Advisory Team
LR
— Labor Relations
OASDI
— Old Age and Survivors Disability Insurance
VWAP
— Value Weighted Average Price
UNCCP
— United Nations Conciliation Commission for Palestine
USRPI
— U.S. real property interest
STAR
— Satellite Television Asian Region, Ltd.
FIE
— Foreign-Invested Enterprise
TAMRA
— Technical and Miscellaneous Revenue Act of 1988
GR
— General Revenue
ASTD
— American Society for Training and Development
IOS
— International Organization for Standards
ECOMOG
— Economic Community of West African States' Monitoring Observer Group
OD
— Organizational Development
A&S
— Accident and sickness insurance
PCE
— Personal consumption expenditure; personal consumption expenditure deflator
PBGC
— Pension Benefit Guaranty Corporation
EPCM
— Exempt-contract, percentage-of-completion method
UNFPA
— United Nations Fund for Population Activities (see www.unfpa.org)
UTLZTN
— Utilization
SLOB
— Separate Line of Business
B.A.
— Bachelor of Arts
EGI
— Effective Gross Income
P&G
— Proctor and Gamble
CAPS
— Convertible Adjustable Preferred Stock
FAS
— Financial Accounting Standards
PBT
— Profit Before Tax
EBSA
— Employee Benefits Security Administration
LT
— Long Terme
DIP
— Debtor In Possession
VIE
— Variable Interest Entity
ROS
— Return on Sales
UNCCD
— United Nations Convention to Combat Desertification
EEOICPA
— Energy Employee Occupational Illness Compensation Program Act
WTO
— World Trade Organisation
TRA
— Tax Reform Act
UNOMIL
— United Nations Observer Mission In Liberia
IRDA
— Insurance Regulatory Development Authority
CEDAW
— Committee on the Elimination of Discrimination against Women
CVLI
— Cash Value Life Insurance
B&O
— Business and Occupation
BBB
— Better Business Bureau's
UNCED
— United Nations Conference on Environment and Development
UNCC
— United Nations Compensation Commission
MBE
— Mortgage banking enterprise
CHL
— Customs house license
BOD
— Board of Directors (Budget)
PITI
— Principal, Interest, Taxes, and Insurance
GNMA
— Government National Mortgage Association
NAICS
— North American Industry Classification System
HDAPT
— Hybrid domestic asset protection trust
FITW
— Federal Income Tax Withholding
REMIC
— Real Estate Mortgage Investment Conduit
TEFRA
— Tax Equity and Fiscal Responsibility Act of 1985
GOOS
— Global Ocean Observing System (IOC, UNESCO, WMO, and ICSU)
AAPC
— Accounting and Auditing Policy Committee
AGT
— Agent
CODASYL
— Committee on Data Systems Languages
CPLTD
— Current portion of long-term debt
IRP
— Industry Risk Premium
CFTC
— Commodity Futures Trading Commission
LTI
— Long-term incentive
ESL
— English as a second language
MTTR
— Mean Time To Recovery
OCHA
— Office for the Coordination of Humanitarian Affairs
VWAP
— Volume-weighted average price
IRMAA
— Income Related Medicare Adjustment Amount
UNDOF
— United Nations Disengagement Observer Force
FHA
— Federal Housing Administration
NASDAQ
— National Association for Security Dealers and Automatic Quotation
SSD
— Social Security Disability
FAME
— Facilities Maintenance Engineering
YRT
— Yearly Renewable Term
IBEW
— International Brotherhood of Electrical Workers
SB/SDB
— Small Business/Small Disadvantaged Business
NAFTA
— North American Free Trade Agreement
WTW
— Welfare-to-Work
ALBM
— Automated Lending and Borrowing Mechanism
EPS
— Earnings per share
DMFAS
— Debt Management and Financial Analysis System
BPD
— barrels per day
ABLOS
— Advisory Board on the Law of the Sea
ROAE
— Return on Assets Employed
DOM
— Distributed Order Management
ECAB
— Employee's Compensation Appeals Board
IDA
— Industrial Development Authority
RSA
— Rivest-Shamir-Adleman
GASB
— Governmental Accounting Standards Board
TPL
— Third-Party Liability
FRF
— Financial Reporting Framework
HHS
— Health and Human Services Department
CSA
— Capital Support Agreements
FCCPA
— Federal Consumer Credit Protection Act of 1968
C&B
— Compensation and Benefits
STTR
— Small Business Technology Transfer
VEBA
— Voluntary Employees' Beneficiary Association
DSPP
— Direct Stock Purchase Plan
EMV
— Europay, Master Card and Visa
LTO
— Long-Term Option
CSV
— Cash Surrender Value
CMSA
— Consolidated Metropolitan Statistical Area
PIPE
— Public investment in private equity
CSUM
— Common Security User Manager
INS
— Immigration & Naturalization Service
OHCHR
— Office of the United Nations High Commissioner for Human Rights
NSF
— Not Sufficient Funds
CO
— Compliance Officer
CPIC
— Capital Planning and Investment Control
CUM
— Cumulative
TRASOP
— Tax Reduction Act ESOP
AAGR
— Annual average growth rate
AFB
— American Farm Bureau, Inc.
BPO
— Bargain Purchase Option
UNDAF
— United Nations Development Assistance Framework
CISSP
— Certified Information Systems Security Professional
ATU
— Annual Tax Unit
BRC
— Business Reply Card
NOI
— Net Operating Income
SSA
— Social Security Administration
FMV
— Fair Market Value
ACRB
— Architectural Change and Review Board
BSNL
— Bharath Sanchar Nigam Limited
UNPD
— United Nations Population Division
0DSAC
— 90 days, same as cash
P&I
— Principle and interest payment
IFAD
— International Fund for Agricultural Development (UN)
PAAS
— Platform-as-a-Service
NFTC
— National Foreign Trade Council, Inc.
QSF
— Qualified Settlement Fund
NABA
— National Association of Black Accountants, Inc.
WCEFA
— World Conference on Education for All
ATB
— Adjusted Trial Balance
TRNSFR
— Transfer
AFP
— Association for Financial Professionals
ROU
— Right of Use
SBRB
— Small Business Research Board
TAB
— Tax Anticipation Bill
ADP
— Applicable Distribution Period
JTPA
— Job Training Partnership Act
CCL
— Center for Creative Leadership
IAB
— Internet Advertising Bureau
TSR
— Terminate and Stay Resident [software program]
FERC
— Federal Energy Regulatory Commission (U.S.)
F2F
— Face-to-Face Meeting
INA
— Immigration and Naturalization Act
RFPA
— Right to Financial Privacy Act of 1978
UPS
— United Parcel Service, Inc.
CETA
— Comprehensive Employment and Training Act of 1975
PE
— Price to Earnings Ratio
CEA
— Chief Enterprise Architect
CLA
— Cross-Licensing Agreement
ECE
— Economische Commissie voor Europa (United Nations) (Dutch: Economic Commission for Europe)
YAHOO
— You Are Hazy Over Oranges
BPC
— Business Planning Cycle
UDITPA
— Uniform Division of Income for Tax Purposes Act
PSI
— Performance Salary Increase
DNAMTI
— Distributable Net Alternative Minimum Taxable Income
BDI
— Brand Development Index
JEC
— Joint Economic Committee
PSA
— Public Service Announcement (radio/TV Term)
C2C
— Customer to Customer
REA
— Return on assets
ICQ
— Internal Control Questionnaire
SDVOSB
— Service-Disabled Veteran-Owned Small Business
DINKS
— Dual Income, No Kids
SCM
— Supply Chain Management
FASAC
— Financial Accounting Standards Advisory Committee
GTL
— Group Term Life Insurance.
QBU
— Qualified Business Unit
ITSM
— Information Technology Service Management
WHD
— World Habitat Day
KSA
— Knowledge, Skills, Abilities
CMYK
— Cyan, Magenta, Yellow, Black
LEI
— Leading Economic Indicators
LEC
— Local Exchange Carrier
INCB
— International Narcotics Control Board
AD & D
— Accidental Death and Dismemberment
WPP
— Wire and Plastic Products
DTCC
— Depository Trust & Clearing Corp
MLD
— Market-linked deposit
PTP
— Publicly Traded Partnership
OCBOA
— Other Comprehensive Basis of Accounting
GAGAS
— Generally Accepted Government Accounting Standards
AATF
— Airport and Airway Trust Fund
PHI
— Protected Health Information
RJP
— Realistic Job Preview
HCTC
— Health Coverage Tax Credit
NAR
— National Association of Realtors
GSR
— General Securities Representative
QSPE
— Qualified special purpose entity
GPO
— Guaranteed Purchase Option
SAAR
— Seasonally Adjusted Annual Rate
WIDER
— United Nations University World Institute for Development Economics Research
SAS
— Statement of Accounting Standards
SWT
— State witholding tax
DVA
— Debt value adjustment
FPML
— Financial Products Markup Language
CSO
— Central Statistical Organisation
COSO
— Committee of Sponsoring Organizations
NCUA
— National Credit Union Administration
CHRC
— Criminal History Records Check
RCN
— Replacement Cost New
OOB
— OOS out of business
ISO
— Incentive Stock Option
MHAEA
— Mental Health and Addiction Equity Act
PAM
— Pledged Account Mortgage
NACM
— National Association of Credit Management
SBAP
— Small Business Assistance Program
ECP
— Engineering Change Proposals
UNCIVPOL
— United Nations Civilian Police
HC
— Humanitarian Coordinator
VA
— Veterans Affairs
ECOSOC
— Economic and Social Council of the United Nations
CCPOQ
— Consultative Committee on Programme and Operational Questions
TRUPS
— Trust Preferred Securities
DDSN
— Demand-driven supply networks
UNCT
— United Nations Country Team
PUD
— Planned Unit Development
ECOA
— Equal Credit Opportunity Act
IAP
— Initial advance payment
AFICS
— Association of Former International Civil Servants
MCC
— Merchant category codes
MOTO
— Mail order-telephone order
SARSEP
— Salary Reduction Simplified Employee Pension Plan
ECB
— European Central Bank
RESPA
— Real Estate Settlement Procedures Act
SEC
— Securities and Exchange Commission (US)
UNCSW
— United Nations Commission on the Status of Women
CSPN
— College Savings Plan Network
GCOS
— Global Climate Observing System (WMO, IOC, UNEP, and ICSU)
FACCT
— Foundation for Accountability
BML
— Bean Markup Language
TWA
— Time Weighted Averages
IMR
— Information Management Research
GTOS
— Global Terrestrial Observing System
A&I
— Accident and Indemnity
FEA
— Fair Employment Act
CUSIP
— The Committee Of Uniform Security Identification Procedures
FHLMC
— Federal Home Loan Mortgage Corporation, United States
BRICS
— Brazil, Russia, India, China and South Africa
ICGFI
— International Consultative Group on Food Irradiation
SRPM
— Stated Redemption Price at Maturity
BIA
— Business Impact Analysis
FSP
— FASB Staff Position
UNAFRI
— United Nations African Institute for the Prevention of Crime and the Treatment of Offenders
OI&T
— Office of Information and Technology
SBBA
— Sales and Buy-Back Agreement
TBC
— To Be Contested
AMTFTC
— Alternative minimum tax foreign tax credit
I-9
— I-9 Form
EMIF
— Emerging Issues Task Force
COLI
— Cost of Living Index
BCFD
— Billion Cubic Feet per Day
ASEAN
— Association of South East Asian Nations
AMCD
— Audit and Management Consulting Division
ACW
— African Centre for Women
DAP
— Direct Access Program
LDI
— Liability Driven Investment
HCM
— Human Capital Management
FBAR
— Foreign Bank & Financial Account
COL
— Cost Of Living
UNTAC
— United Nations Transitional Authority in Cambodia
ROA
— Return on assets
HPI
— Human Poverty Index
UC
— Unemployment Compensation
RAN
— Revenue Anticipation Note
GSTP
— Global System of Trade Preferences
LTD
— Limited
CNS
— Continuous Net Settlement
UNOMUR
— United Nations Observer Mission Uganda-Rwanda
HRIS
— Human Resources Information System
NRMLA
— National Reverse Mortgage Lenders Association
SAT
— Scholastic Aptitude Test
GAO
— Government Accounting Office
RMBS
— Residential mortgage backed securities
CPFFC
— Cost-plus-fixed-fee contract
IPA
— Inflation Protected Annuity
UNCTAD
— United Nations Conference on Trade and Development
IAF
— Inflation Adjustment Factor
WRLDWD
— Worldwide
FMR
— Fair Market Rental
UNEF
— United Nations Emergency Force
UNTMIH
— United Nations Transitional Mission in Haiti
FIA
— Federal Insurance Administration
ILO
— International Labor Organization (UN)
UNIFIL
— United Nations Interim Force In Lebanon
ILC
— International Law Commission
ZBB
— Zero-based budgeting
ACFR
— Advisory Committee on Fishery Research
F&F
— Furniture & Fixtures
UNV
— United Nations Volunteers Programme
CDFI
— Community Development Financial Institution
IAG
— International Auditing Guidelines
ITIL
— Information Technology Infrastructure Library
IAM
— Identity and Access Management
OR
— Operating revenue
SBLF
— Small Business Lending Fund
ESA
— Employment Standards Administration
ZEBRA
— Zero-balance reimbursement account
ATNOLD
— Alternative Minimum Tax Net Operating Loss Deduction
BONUCA
— United Nations Peace-Building Office in the Central African Republic
VSOP
— Very Special Old Pale
TN
— Temporary Visa
WFC
— World Food Council
ISO
— International Standard Organisation
OER
— Owner's equivalent rent
LLIC
— Limited liability investment company
OCC
— Office of the Comptroller of the Currency
GPHR
— Global Professional in Human Resources
CIA
— Certified Internal Auditor (US)
FCB
— Foote Cone & Belding
VUL
— Variable Universal Life
NNTP
— Network News Transport Protocol (ATM)
NCSA
— National Center for Supercomputing Applications
UNCITRAL
— United Nations Commission On International Trade Law
WRAEA
— Workforce Reinvestment and Adult Education Act
LLTC
— Limited liability trust company
FAAS
— Financial Assurance and Accountability Standards
VOPAN
— Voice Pitch Analysis
S&P
— Standard & Poor's
WPI
— Wholesale Price Index
ADI
— Area of Dominant Influence
UNSCOM
— United Nations Special Commission for the Elimination of Iraq's Weapons of Mass Destruction
CEBS
— Certified Employee Benefits Specialist
DBPP
— Defined Benefit Pension Plan
TUR
— Total Unemployment Rates
C&D
— Cease and Desist
FLP
— Family Limited Partnership
SMI
— Supplemental Medical Insurance (US Medicare Part B)
LAIA
— Latin American Integration Association
SMA
— Separately Managed Account
MSP
— Managed Service Provider
CEBS
— Certified Employee Benefit Specialist
MMC
— Money market certificate of deposit
FMRR
— Financial Management Rate of Return
ITSD
— Information Technology Services Division
HWRP
— Hydrology and Water Resources Programme
DB
— Defined Benefit (retirement Plan; For Example, A Pension)
CBI
— Compliance and Business Integrity
NPA
— Non-Performing Assets
DWC
— Days working capital
UNCDF
— United Nations Capital Development Fund
OTB
— Off-Track Betting
BEIT
— Business Enterprise Income Tax
SSVS
— Statement on Standards for Valuation Services
EAC
— Employee Advisory Committee
NABARD
— National Bank for Agricultural and Rural Development
D&B
— Dun & Bradstreet
ETC
— Estimate To Completion
PBA
— Pending bank approval
SUA
— Convention for the Suppression of Unlawful Acts Against the Safety of Maritime Navigation
BRM
— Business Reference Model
ERM
— Enterprise Resource Management
EBP
— Employee Benefits Plan
CLU
— Chartered Life Underwriter
UNSO
— United Nations Sudano-Sahelian Office
S&L
— Savings and Loan
QPRT
— Qualified Personal Residence Trust
TIF
— Tax Increment Financing
DAW
— Division for the Advancement of Women
TPRB
— Trade Policy Review Body
DUS
— Dollar Unit Sampling
DII
— Days in Inventory
CSO
— Chief Security Officer
POP
— Public Offering Price
UNCRD
— United Nations Centre for Regional Development
HRIS
— Human Resource Information System
PJ
— Purchases journal
CSA
— Cost Sharing Arrangement
PCAOB
— Public Company Accounting Oversight Board
PING
— Pocket Internet Gopher
IGE
— Intergovernmental Group of Experts
HCIP
— Harmonized Index of Consumer Pricing
UNICEF
— United Nations International Children's Emergency Fund
SDD
— Software Design and Development
PIM
— Product Information Management
SMLLC
— Single Member Limited Liability Company
Y/Y
— Year-over-year
OSBDU
— Office of Small and Disadvantaged Business Utilization
NRD
— Normal Retirement Date
BPO
— Business Process Optimization
GAAFR
— Governmental Accounting, Auditing, and Financial Reporting
HRLY
— Hourly
SPHR
— Senior Professional Human Resources
TVI
— Trade Value Index
ACII
— American Association of Individual Investors
SCA
— Service Contract Act
NDA
— Nondisclosure Agreement
CSR
— Corporate Social Responsibilty
ASR
— Accelerated Stock Repurchase
ASPPA
— American Society of Pension Professionals & Actuaries
AIME
— Average Index Monthly Earnings
ECN
— Electronic Communications Network
UNIPTF
— United Nations International Police Task Force
CRPC
— Chartered Retirement Planning Counselor
DMB&B
— D'arcy Masius Benton & Bowles
ABS
— Asset Based Securitization
SEP
— Simplified Employee Pension
TDB
— Temporary Disability Benefits
C&I
— Commercial and industrial customers (Electricity transmission)
QWL
— Quality of Work Life
SIC
— Standard industrial clssification
ING
— Internationale Nederlanden Group (a Financial Company)
SOV
— Share Of Voice
MTNL
— Mahanagar Telephone Nigam Limited
SPD
— Summary Plan Description
EAR
— Export Administration Regulations
BCAG
— Business Community Advisory Group
CCI
— Consumer Confidence Index
FUTA
— Federal Unemployment Tax Act
IDS
— Income Deposit Securities
DM
— Department of Management
UNSCEAR
— United Nations Scientific Committee on the Effects of Atomic Radiations
SEPED
— Social Development and Poverty Elimination Division
AFTS
— Automatic Funds Transfer Services
E&P
— Earnings & Profits
ADAS
— Associate Deputy Assistant Secretary
CPC
— Committee for Programme and Coordination
IASA
— Internation Air Shipper's Association
BIRLS
— Beneficiary Identification Records Locator Subsystem
XBRL
— Extensible Business Reporting Language
ADP
— Attention Dial Pulse
COFI
— Cost of Funds Index
UNRISD
— United Nations Research Institute for Social Development
CIK
— Central index keys
MLA
— Minimum Liquid Assets
FCCC
— For the Framework Convention on Climate Change
ESAF
— Enhanced Structural Adjustment Facility
CPO
— Chief of Purchasing Office
MCC
— Mortgage Credit Certificate
CGL
— Comprehensive General Liability
EDA
— Economically Depressed Area
ARD
— Actual retirement date
FEI
— Financial Executives Institute
MTL
— Multi-Level Marketing
CFOC
— Chief Financial Officers Council
SMSA
— Standard Metropolitan Statistical Area
PT
— Part-Time
MBS
— mortgage backed security
FALD
— United Nations Field Administration and Logistics Division
SSBIC
— Specialized Small Business Investment Company
A/S
— Account sales
UIC
— Unemployment Insurance Commission (Canada, archaic)
GEENET
— Global Environmental Epidemiology Network
WHCRA
— Women’s Health and Cancer Rights Act of 1998
EM
— Emergency Loan Program
CRC
— Committee on the Rights of the Child
AUI
— Auxiliary Unit Interface
CUM PFD
— Cumulative preferred
CIPP/G
— Certified Information Privacy Professional/Government
PEC
— Potential earnings converted
SRSG
— Special Representative of the Secretary-General
ACABQ
— Advisory Committee on Administrative and Budgetary Questions
NIOSH
— National Institute of Occupational Safety and Health's
ULPA
— Uniform Limited Partnership Act
SBD
— Small Disadvantaged Business
UNIIMOG
— United Nations Iran-Iraq Military Observer Group
UNOSOM
— United Nations Operation in Somalia
CCPA
— Consumer Credit Protection Act
UCR
— Usual, customary, and reasonable
GAAC
— Government Accounting and Auditing Committee
DVOP
— Disabled Veterans Outreach Program
AFC
— Average fixed costs
DOCO
— Development Operations Coordination Office
DAF
— Donor Advised Fund
NCCI
— National Council on Compensation Insurance
EB
— Extended Benefits
GPML
— Global Programme Against Money Laundering
QR
— Quality Review
IDS
— International Development Strategy
NEO
— New and Emerging Occupations
ICRA
— Investment Information and Credit Rating Agency
ERM
— Enterprise Risk Management
MEWA
— Multiple Employer Welfare Arrangement
EA
— Electronic Arts Inc (NASDAQ Stock Exchange [NASDAQ])
EPROM
— Electrically Programmable Read Only Memory
TTL
— Total Linhas Aéreas
LC
— Limited Company
DCAA
— (U.S.) Defense Contract Audit Agency
URLA
— Uniform Residential Loan Application
NAIC
— National Association of Insurance Commissioners
RIPA
— Retirement Income Policy Act
UNCHS
— United Nations Centre for Human Settlements
MSPR
— Medicare Secondary Payer Rules
UNJSPF
— United Nations Joint Staff Pension Fund
ICSC
— International Civil Service Commission
CTJ
— Citizens for Tax Justice/Institute on Taxation and Economic Policy
ROC
— Return on Capital
CFIA
— Competency Framework for Internal Auditing
VHA
— Veterans Health Administration's
PCS
— Post-contract customer support
BLBA
— Black Lunch Benefits Act
HRA
— Health Reimbursement Arrangement
CHRC
— Canadian Human Rights Commission
MSER
— Multi-state Employer Registration
AC
— Acceleration Clause
ARB
— Accident Review Board
MOF
— Ministry Of Finance
UPE
— Unreimbursed Partnership Expenses
HROD
— Human Resources and Organizational Development
OOH
— Occupational Outlook Handbook
ITC
— International Trade Center
DBIC
— Data Base Integration Committee
EIC
— Earned Income Tax Credit
SWOT
— Strengths, Weaknesses, Opportunities and Threats
ECR
— Executive Conference Room
ASCI
— Advertising & Standards Council of India
MSRB
— Municipal Securities Rulemaking Board
AFSCME
— American Federation of State, County and Municipal Employers
NAO
— National Administrative Offices
MOD
— Manufacturing on demand
ILC
— Industrial Loan Company
USPAP
— Uniform Standards of Professional Appraisal Practice
TSP
— Thrift Savings Plan
CRM
— Credit Risk Management
ALBCC
— Account Level Budget Cost Center
AFN
— Additional Funds Needed
IDB
— Industrial Development Board
ITBAT
— IT Budget Analysis Team
ISO
— Independent Sales Organization
FASIT
— Financial asset securitization investment trusts
SPX
— Standard and Poor’s Index
AWW
— average weekly wage
TEA
— Technology-enabled auditing
SSUTA
— Streamlined Sales and Use Tax Agreement
UDR
— Unused development rights
EOLI
— Employer owned life insurance
HRA
— Health Reimbursement Account
EPA
— Expanded Programme of Assistance
INC.
— Incorporated
CCR
— Central Contractor Registeration
WCC
— World Climate Conference
SSD
— Social Security Disability
TPA
— Third Party Administrator
QNEC
— Qualified nonelective contributions
UNDAW
— United Nations Division for the Advancement of Women
GIWA
— Global International Waters Assessment
EBRI
— Employee Benefits Research Institute
IFEBP
— International Foundation of Employee Benefit Plans
ADP
— Automatic Data Processor
CEOSH
— Center for Engineering & Occupational Safety and Health
CPI-W
— Consumer Price Index for Urban Wage Earners and Clerical Workers
IFC
— International Finance Corporation
FPO
— Fruit Products Order
LMA
— Labor Market Area
GAO
— General Accountability Office
NMHPA
— Newborns’ and Mothers’ Health Protection Act
ESS
— Employee Self-Service System
CPCU
— Chartered property and casualty underwriter
ITS
— Intermarket Trading System
EFW
— Electronic Funds Withdrawal
ZEN
— Zero Engine Noise
ADA
— Associate Deputy Administrator
AET
— Accumulated Earnings Tax
LEAF
— Logistics, Engineering, Acquisition, and Finance
GINA
— Genetic Information Nondiscrimination Act of 2007
TAA
— Trade Adjustment Act
SME
— Small- to medium-sized entities
AGGG
— Advisory Group on Greenhouse Gases
ECM
— Enterprise Content Management
STIP
— Short-Term Industry Projections
SFOR
— Stabilization Force
MST
— Marketable Securities Tax
LRO
— Labor Relations Officer
UNMAS
— United Nations Mine Action Service
DGFT
— Director General of Foreign Trade
HRCI
— Human Resource Certification Institute
EPTA
— Expanded Programme of Technical Assistance
J&S
— Joint and Survivorship
OLA
— Office of Legal Affairs
DSI
— Discretionary Salary Increase
EBO
— Employee Buyout
FACT
— Fair and Accurate Credit Transactions Act of 2003
DPSP
— Deferred Profit Sharing Plan
UCR
— Usual, Customary and Reasonable Fees
DKNY
— Donna Karan New York
SBIR
— Small Business Innovation and Research
UNSMIH
— United Nations Support Mission In Haiti
PMV
— Private Market Value
CFRS
— Carry Forward in Rolling Settlement
CEA
— Council of Economic Advisors
ISM
— Interactive Studio Management
SITW
— State income tax withholding
CBO
— Chief Business Office
WAI
— Wealth Added Index
QREC
— Quality Review Executive Committee
UNOG
— United Nations Office at Geneva
ITLO
— Information Technology Logistics Office
SSBCI
— State Small Business Credit Initiative
UNTAES
— United Nations Transitional Administration for Eastern Slavonia, Baranja and Western Sirmium
NAPAT
— National Association for Private Annuity Trusts
UNSD
— United Nations Statistic Division
BCS
— Business Case Study
SEPHA
— Special Emergency Programme for the Horn of Africa
LTD
— Long Term Insurance
SLA
— Share lending agreement
MPPAA
— Multiemployer Pension Plan Amendments Act
SHRM
— Society for Human Resource Management's
GRC
— Goverance, risk and compliance
CCHR
— Canadian Council on Human Resources
FVO
— Fair Value Option
PVT
— Persons Viewing Television
NRF
— National Retail Federation
USAA
— United Services Automobile Association's
RFM
— Rcency, Frequency, Monetary Analysis
PFR
— Portable Font Resource
SPE
— Special Purpose Entity
TOD
— Transfer on death
CEIT
— Comprehensive business income tax
IHRIM
— International Association of Human Resource Information Management
PE
— Printer Error
OR
— Operations research
MSPA
— Migrant and Seasonal Agriculture Worker Protection Act
DRPC
— Division for Resources Planning and Coordination
CTI
— Computer/Telephone Integration
CF
— Cash Flow
UNDHL
— United Nations Dag Hammarskjölds Library
BNIB
— Business Needs and Investment Board
ADS
— Alternative Depreciation System
PPA
— Pension Protection Act of 1987
UNOCHA
— United Nations Office for the Coordination of Humanitarian Affairs
ELI
— Equity Linked Investments
NRA
— Non-Resident Alien
CISC
— Common Instruction Set Computer
FMHA
— Farmers Home Administration
BOC
— Business Operations Committee
DAC
— Delivery Against Cost
KYC
— Know-your-customer
FEIN
— Federal Employment Identification Number
UNOHCI
— United Nations Office of the Humanitarian Coordinator for Iraq
BET
— Business entity tax
PE
— Pass-through entity
GRID
— Global Resource Information Database (UNEP)
NSBA
— National Small Business Association
MAGI
— Modified Adjusted Gross Income
GLA
— Gross Leaseable Area
SIFMA
— Securities Industry and Financial Markets Association
LCC
— Life Cycle Cost
ILM
— Industrial Light and Magic, Inc.
R/E
— Retained earnings
PM
— Performance Management
UNL
— Universal Networking Language
CESCR
— Convention on Economic, Social and Cultural Rights
IPS
— Inflation Protected Security
FMC
— Federal Maritime Commission's
EDGAR
— Electronic Data Gathering, Analysis and Retrieval
PCE
— Pre-existing Condition Exclusion
CPE
— Continuing Professional Educational
MSI
— Multiple Streams of Income
RET
— Retirement earnings test
DSPD
— Division for Social Policy and Development
UNCJIN
— United Nations Crime and Justice Information Network
HR&A
— Human Resources and Administration
ODCF
— Owner's Discretionary Cash Flow
LTC
— Long-Term Care
UNITAR
— United Nations Institute for Training and Research
AFN
— Annual Funding Notice
NCAO
— National Cemetery Area Office
APOC
— Administrative Point of Contact
KFOR
— UN Kosovo Force
EPLI
— Employee practices liability insurance
SLE
— Single lease expense
STD
— Short-term disability
ICDC
— International Child Development Centre
USOA
— Uniform system of accounts
QE
— Quarter Ending
VEVRA
— Vietnam-Era Veterans Readjustment Act
C&A
— Certification & Authority
HCO
— Health Care Organization
F&C
— Free and Clear
SFAS
— Statements of Financial Accounting Standards
COP
— Conference of the Parties
IBDOEI
— Income before discontinued operations and extraordinary items
NPL
— Nonperforming loan
SHD
— Sustainable Human Development
VISN
— Veterans Integrated Service Network
JPO
— Junior Professional Officer
IRD
— Income in respect of a decedent
FACHE
— Fellow in American College of Healthcare Executives
VA
— Variable Annuity
ITAC
— Information Technology Advisory Committee
OCR
— Overall Capitalization Rate
ARS
— Auction Rate Securities
MBA
— Masters of Business Administration
PRP
— Preferred Risk Policy
NRA
— Normal Retirement Age
BRB
— Benefit Review Board
UNDCP
— United Nations International Drug Control Programme
CBFA
— Committee on Budget, Finance and Administration
M&A
— Merger & Acquisition
IFUP
— International Forum on Urban Poverty
NRV
— Net recoverable value
UNAMIR
— United Nations Assistance Mission for Rwanda
NASDR
— National Association of Securities Dealers Regulation
SPAC
— Special-purpose acquisition company
QTIP
— Qualified Terminable Interest Property
VRM
— Variable Rate Mortgage
ODDS
— Online Data Delivery System
NPT
— Non-Proliferation Treaty
MDIB
— Minimum Distribution Incidental Benefit
CODI
— Cancellation of Debt Income
NFIB
— National Federation of Independent Business
KSA
— Knowledge Skills or Abilities
SMM
— Summary of material modifications
CSEMO
— Corporate Senior Executive Management Office
TILA
— Truth In Lending Act
I&A
— Interest and amortization
NASBA
— National Association of State Boards of Accountancy
RDC
— Remote Deposit Capture
PIA
— Primary Insurance Amount
DEFRA
— Deficit Reduction Act
PKO
— Peace-Keeping Operation
RFA
— Regulatory Flexibility Act (US)
ROTC
— Reserve Officer Training Corporation
CEHIST
— Center for Evaluation of Healthcare Information Systems & Technology
FMSHA
— Federal Mine and Safety Health Act
F/K/A
— Formally known as
ASHHRA
— American Society for Healthcare Human Resources Administration
FSR
— Financial Strength Rating
PERC
— Premiums, earnings and reasonable charges
OIS
— Occupations Information System
USC
— United States Code
BRD
— Business Requirements Documentation
CAPP
— Cash Account Pension Plan
POC
— Pacific Operations Centre
ROFR
— Right of First Refusal (finance)
HCSA
— Health Care Spending Account
FO
— Foreign to occupation
AWL
— Actual Wage Loss
DGAACS
— Department of General Assembly Affairs and Conference Services
UNREO
— United Nations Rwanda Emergency Office
ASBL
— American Small Business League
IEC
— Inter Exchange Carrier
SDVOB
— Service-disabled veteran owned business
CAMPS
— Cumulative Auction Market Preferred Stock
ITMRA
— Information Technology Management Reform Act (Part of the Clinger-Cohen Act)
PCM
— Percentage-of-completion method
ABC
— Audit Bureau of Circulations Inc.
IMFL
— Indian-Made Foreign Liquor
UNISTE
— United Nations International Symposium on Trade Efficiency
OTI
— OSHA Training Institute
IETC
— International Environmental Technology Centre
STF
— Summary Tape File
CNC
— Currently Not Collectible
UFW
— United Farm Workers
LMI
— Lender's mortage insurance
UNFCCC
— United Nations Framework Convention on Climate Change
UNSC
— United Nations Security Council
USERRA
— Uniform Services Employment and Reemployment Rights Act
CDR
— Centre for Documentation and Research
INSTRAW
— International Research and Training Institute for the Advancement of Women
ACLI
— American Council of Life Insurance
CBHCO
— Community-Based Health Care Organization
EPLI
— Employment Practices Liability Insurance
IFOR
— Implementation Force
UNOMIG
— United Nations Observer Mission In Georgia
PAR
— Public Accounting Report
WHYCOS
— World Hydrological Cycle Observing System
VOCC
— Vessel Operating Common Carriers
ISMUN
— International Student Movement for the United Nations
OSSG
— Office of the Spokesman for the Secretary-General
SFO
— Solicitatio for offers
UNMIBH
— United Nations Mission in Bosnia and Herzegovina
LTCG
— Long-term capital gain
ZAW
— Zero Administration for Windows
VOB
— Veteran-Owned Business
CFO
— Chief Financial/Fiscal Officer
SLS
— Sales
MTM
— Market to Market
PFK
— Pay-for-knowledge-and-skills plans
OES
— Occupational Employment Statistics
DBA
— Davis-Bacon Act
UNAIDS
— Joint United Nations Programme on HIV/ Acquired Immune Deficiency Syndrome
UNPD
— United Nations Procurement Division
UNDG
— United Nations Development Group
HQS
— Housing Quality Standards
WKLY
— Weekly
BAN
— Bank anticipation notes
COE
— Certificate of Eligibility
EAP
— Employee Assistance Plan
MUD
— Multiple User Dungeon
FCIC
— Financial Crisis Inquiry Commission
OIP
— Office of the Iraq Programme
RTN
— Routing Transit Number
SSARS
— Statement on Standards for Accounting and Review Services
FSET
— Federal State Employment Taxes
T/B
— Trial balance
DK
— Dorling Kindersley
POB
— Public Oversights Board
QJSA
— Qualified Joint and Survivor Annuity
ICS
— Information Centres Services
CALS
— Continuous Acquisition Lifecycle Support
UNZAP
— United Nations Zambia Assistance Programme
EPAU
— Evaluation and Policy Analysis Unit
MOC
— Market On Close
UNMOVIC
— United Nations Monitoring, Verification and Inspection Commission
UNOV
— United Nations Office at Vienna
DIMA
— Division of Information Management and Analysis
SAMS
— Systemic Advocacy Management System
DSPE
— Deputy Senior Procurement Executive Known
ICM
— Incentive Compensation Management
WPRO
— Western Pacific Regional Office
IEFR
— International Emergency Food Reserve
RR
— Revenue Ruling
CPP
— Cost Per rating Point
A/O
— Administrative Offices
DTP
— Data Transfer Program
UNIDO
— United Nations Industrial Development Organization
LDP
— Last Day Paid
HARP
— Home Affordable Refinance Program
DUA
— Disaster Unemployment Assistance
UNMIH
— United Nations Mission In Haiti
SSTP
— Streamlined Sales Tax Project
GEM
— Growing Equity Mortgage
FOF
— Fund of Funds
LTA
— Long-Term Agreement
FT
— Full-Time
FOK
— Fill-or-kill order
DPGA
— Deferred Payment Gift Annuity
WRC
— World Radiocommunication Conference
CEU
— Continuing Education Unit
ISBA
— International Seabed Area
P/E
— Price-to-earnings ratio
VAT
— Value-added taxes
CWHSSA
— Contract Work Hours and Safety Standards Act
PWBA
— Pension and Welfare Benefits Administration
JAIN
— Joint American Indian Network
VBIA
— Veterans Benefits Improvement Act of 2004
EBSA
— Employee Benefit Security Administration's
UNMACC
— United Nations Mine Action Coordination Centre
DFS
— Dancer Fitzerald Sample
TPS
— Transaction processing services
IOLTA
— Interest on Lawyer's Trust Account
GMIB
— Guaranteed Minimum Income Benefit
BIMS
— Business Information Management Suite
OAR
— Overall Rate Of Return
DUSHOM
— Deputy Under Secretary for Health for Operations and Management
BPC
— Budget Priority Committee
EAPA
— Employee Assistance Professionals Association, Inc
NMFC
— National Motor Freight Classification
CUM DIV
— Cumulative dividend
AIMS
— Advertising and Integrated Marketing Solutions
RFB
— Request For Bid
CFBT
— Cash flow before taxes
IREA
— Intermountain Rural Electric Association
LTC
— Long-Term Care
AFE
— Average Funds Employed
OCP
— Overland Common Point
CUNA
— Credit Union National Assocation
FIRPTA
— Foreign Investment in Real Property Tax Act
FYE
— Fiscal year ended
A&A
— Assessment and Accreditation
SSI
— Supplemental Security Income
PTAC
— Procurement Technical Assistance Center
CBL
— Common Business Language
DAN
— Depositor Account Number
ATNOL
— Alternative Minimum Tax Net Operating Loss
TOFC
— Trailer On Flat Car
GST
— Generation-Skipping Transfer
BIOLAC
— United Nations University Programme for Biotechnology in Latin America and the Caribbean
GAP
— Gross amount paid
OSDBU
— Office of Small and Disadvantaged Business Utilization
COSG
— Collaborative Opportunities Steering Group
DDB
— Doyle Dane Bernbach
ALC
— Agency Location Code
LLDIE
— Limited life debt investment entity
TCOE
— Total Cost of Equity
CDS
— Credit default swaps
PRA
— Paperwork Reduction Act of 1980
PM PAR
— Program Management Policy, Assessment, and Reporting
LAUS
— Local Area Unemployment Statistics
UMB
— United Missouri Bank
ESOT
— Employee Stock Ownership and Trust
PM
— Profit Margin
BA
— Business Architecture
NAVA
— National Association for Variable Annuities
ICC
— International Chamber of Commerce
BQ
— Best Qualified
PPE
— Property, Plant and Equipment
POD
— Professional & Organizational Development
POCS
— Points of Contact
FRA
— Federal Reserve Act
MFST
— Manifest
CPDO
— Constant Proportion Debt Obligation
PDA
— Public Displays of Affection
SECA
— Self-Employment Contributions Act
SMB
— Small- to medium-sized business
3COM
— Computer, Communications and Compatibility
OGC
— Office of the General Counsel
WARN
— Worker Adjustment and Retraining Notification Act of 1988
SRO
— Self Regulatory Organization
VXML
— Voice eXtensible Markup Language
USPTO
— U.S. Patent and Trademark Office
ODPR
— Office for Displaced Persons and Refugees
CSP
— Certified Speaking Professional
FLC
— Foreign Labor Certification
CFC
— Chartered Financial Consultant
LTI
— Lead Time Interval
IRB
— Internal Revenue Bulletin
SSDI
— Social Security Disability Insurance
ASF
— American Securitization Forum
CHFC
— Chartered Financial Consultant
IUR
— Insured Unemployment Rates
RO/RL
— Rool on/roll off
GEF
— Global Environmental Facility (environment)
CBA
— Controlled Business Arrangement
SBA
— Small Business Administrations
VWPX
— Volume Weighted Price Uncrossing
TSA
— Tax-sheltered annuity
DBIA
— Database Integration Agreement
BAT
— Business Action Theory
SEDR
— Systems Engineering and Design Review
DUZ
— Designated User
UNPA
— United Nations Postal Administration
FMOC
— Federal Open Market Committee
FSA
— Flexible Spending Arrangement
EDA
— Economic Development Administration's
COPICS
— Communication Oriented Production and Information Control System
AMC
— Appraisal Management Companies
ATP
— Acquisition Training Program
IDB
— Industrial Development Bond
UNPROFOR
— United Nations Protection Force (in Former Yugoslavia)
BCBS
— Blue Cross/Blue Shield
DITE
— Division on Investment, Technology and Enterprise Development
COAS
— Clinical Observation Access Control
AIC
— Architecture and Infrastructure Committee
HDRO
— Human Development Report Office
TAT
— Total asset turnover
OEBS
— Office of Employee Benefits Security
VOSB
— Veteran-Owned Small Business
XML
— Extended Markup Language
UNFALD
— United Nations Field Administration and Logistics Division
HRMS
— Human Resource Management System
MHPA
— Mental Health Parity Act of 1996
D&O
— Directors and Officers Liability
LCL
— Less than Carload Lot
CHB
— Custom House Broker
NOLD
— Net Operating Loss Deduction
HR
— Headquarters Report
SSOP
— Second Surgical Opinion Program
CSA
— Common Services Architecture
EMP
— Environmental Planning and Management
OEL
— Offshore Employee Leasing
BRSP
— Bureau for Resources and Strategic Planning
LOW
— Lack of Work
CS
— Cost-Sharing
AIR
— Assumed Investment Rate
FABS
— Financial and Business Solutions
CEA
— Certificate of Educational Achievement
MDA
— Market development funds
UNTAET
— United Nations Transitional Administration in East Timor
CHS
— Commission on Human Settlements
AAA
— Authentication, Authorization & Access
NBIA
— National Business Incumbation Association
B2C
— Business to Citizen
NVCA
— National Venture Captial Association
RDMHQ
— Rapidly Deployable Mission Headquarters
AE
— Actual Expense
UNTEA
— United Nations Temporary Executive Authority
BAT
— Bureau of Apprenticeship and Training
NRET
— Non-Resident Withholding Tax
CRISIL
— Credit Rating Investment Services India Limited
ARR
— Average Rate of Return
CSO
— Cyber Security Office
ITAM
— IT asset management
ALBRS
— Automated Lending and Borrowing in Rolling Settlement
QR
— Quarterly Report
NAEA
— National Association of Enrolled Agents
TL
— Time & Labor
SV
— Salvage value
CPP
— Consumer Preferences and Policy
SLA
— Supplemental Lease Agreements
CRA
— Credit Rating Agency
PMSA
— Primary Metropolitan Statistical Area
CCSQ
— Consultative Committee on Substantive Questions
GAW
— Guaranteed Annual Wage
AGFFA
— Advisory Group on Financial Flows to Africa
FEP
— Fair employment practice
SNT
— Supplemental Needs Trust
UNIPOM
— United Nations India-Pakistan Observation Mission
A&A
— Advisory & Assistance
VAL.
— Value
OFCCP
— Office of Federal Contract Compliance Programs
UNAMSIL
— United Nations Mission In Sierra Leone
IMRO
— Investment Management Regulatory Organisation
UNON
— United Nations Office at Nairobi
BAA
— Business Associate Agreement
MACC
— Mine Action Coordination Centre
ALA
— American Legion Auxiliary
UNTAG
— United Nations Transition Assistance Group
STSFCTN
— Satisfaction
UI
— Unemployment Insurance
DSW
— Discount Shoe Warehouse
NTFO
— Nationwide Tax Forums Online
CAA
— Congressional Accountability Act
TIFF
— Tagged Interface File Format
EFTA
— European Free Trade Area
DDB
— Deemed death benefit
ECDC
— Economic Cooperation Among Developing Countries
NVSBE
— National Veterans Small Business Engagement
PPA
— Paperwork Reduction Act
D2D
— Developer to Developer
IIOP
— Internet Inter operable ORB Protocol
QCR
— Quarterly Contributions Report
FWCW
— United Nations Fourth World Conference on Women
ULP
— Unfair Labour Practices
SDNP
— Sustainable Development Networking Programme
MGIC
— Mortgage Guarantee Insurance Company
HTTP
— Hyper Text Transport Protocol
IDNDR
— International Decade for Natural Disaster Reduction
FSB
— Fortune Small Business
UNIS
— United Nations Information Service
WPPDA
— Welfare and Pension Plan Disclosure Act
SDA
— Self-directed brokerage account
VBA
— Veterans Benefit Administration
ITC
— Information Technology Conference
QTD
— Qualified Total Distribution
OC
— Opportunity Cost
LCD
— Labor Cost Distribution
GIPS
— Global Investment Policy Standards
MINX
— Multimedia Information Network Exchange (system)
USCIS
— U.S. Citizenship and Immigration Service
IAPSO
— Inter-Agency Procurement Services Office
AA
— Average Audience
UNAT
— United Nations Administrative Tribunal
AGFUND
— Arab Gulf Programme for United Nations Development Organizations
USTC
— United States Tax Court
UAW
— United Auto Workers
MSFW
— Migrant and Seasonal Farm Worker
RI
— Royalty Interest
SDE
— Service Delivery and Engineering
UNOGIL
— United Nations Observation Group In Lebanon
CBRS
— Currency banking and retrieval system
UNSCO
— Office of the United Nations Special Coordinator for the Middle East
HB
— House B ill
BDI
— Behavioral Description Interview
RELP
— Real Estate Limited Partnership
SBJPA
— Small Business Job Protection Act of 1996
HVCC
— Home Valuation Code of Conduct (mortgage and appraisal industry)
UNMIK
— United Nations Interim Administration Mission in Kosovo
ESOT
— employee stock ownership trust
CFC
— Court of Federal Claims
STOLI
— Stranger-originated life insurance
PA
— Public Accountant
TCDC
— Technical Cooperation among Developing Countries
BPM
— business process management
FICCI
— Federation of Indian Chamber of Commerce and Industry
APB
— Accounting Principles Board's
B2C
— Business to Comerce
BHC
— Bank Holding Company
DIT
— Deposit in Transit
PEPPRA
— Public Employee Pension Plan. Reporting and Accountability Act
OHCA
— Organized Health Care Arrangement
TALF
— Term Asset-Backed Securities Loan Facility
RWA
— Risk Weighted Asset
WMU
— World Maritime University
FRN
— Floating rate notes
UNSF
— United Nations Security Force in West New Guinea
FELA
— Federal Employment Liability Act
USCIS
— US Citizenship and Immigration Services
SHOP
— Small Business Health Options Program
NCO
— Net chargeoffs
EHLP
— Emergency Homeowners Loan Program
CTI
— Category, Type, Item
VOC-REHAB
— Vocational Rehabilitation
KMI
— Key Man Insurance
JSSA
— Jury Selection and Service Act
SLOB
— Separate lines of business
POP
— Point-of-purchase
NST
— National Sales Tax
NDNH
— National Directory New Hires
ICE
— Internal control evaluation
IAG
— International Advisory Group
PTSD
— Post Traumatic Stress Syndrome
CEIS
— Corporate Executive Information System
L/V
— Loan-to-value ratio
B.S.
— Bachelor of Science
JRPU
— Joint Reintegration Programming Unit
EPRS
— Emergency Preparedness and Response Section
SEBI
— Securities Exchange Board of India
SOBO
— Small Office Business Office
VPT
— Volume Price Trend
IAS
— International Accounting Standards
SAAR
— Seasonally Adjusted Annualized Rate
POS
— Point-of-sale
FTR
— family tracing and reintegration
BCA
— Board of Contract Appeals
HUT
— Households Using Television
VCL
— Vacancy and collection losses
ERCI
— Employee Relocation Council Institute
LINTAS
— Levers International Advertising Services
EBX
— Electronics Boutique X
UNPA
— United Nations Protected Area
VRP
— Variable Rate Premium
KMI
— Knowledge Management Initiative
IQPA
— Independent Qualified Public Accountant
GMP
— Guaranteed Maximum Price
UNOB
— United Nations Office in Burundi
DWC
— Division of Workers Compensation
COBRA
— Common Object Request Broker Architecture
GLSO
— Group Legal Services Organization
HOW
— Homeowner Warranty Plan
OM
— Options Market
UNOMSIL
— United Nations Observer Mission in Sierra Leone
HAC
— Health Administration Center
SST
— Streamline Sales and Use Tax Agreement
USM
— Unlisted Securities Market
GAS
— Governmental Accounting Standards
PUT
— Persons Using Television
CE&O
— Customer education and outreach
NIPA
— National income and product accounts
LDW
— Last Day Worked
RA
— Resident Alien
HRIS
— Human Resources Information Service
SEPPAA
— Single Employer Pension Plan Amendments Act
COFI
— Committee on Fisheries
SMES
— Small- and medium-scale enterprises
LOR
— Letter Of Response
RMA
— Restricted management account
EBS
— Employee Benefits Security
WCC
— Working capital cycle
ODCCP
— United Nations Office for Drug Control and Crime Prevention
UNAVEM
— United Nations Angola Verification Mission
TPD
— Third-party designee
IPI
— Industrial Protection Index
UNHSP
— United Nations Human Settlements Programme
GWAC
— Government Wide Acquisition Contract
CCISUA
— Coordinating Committee of International Staff Unions and Associations of the United Nations System
IBC
— Independent Breweries Company (original manufacturer of IBC Root Beer)
SITC
— Standard International Trade Classification
CWSP
— College Work-Study Program
UNIC
— United Nations Information Centre
UNHQ
— United Nations Headquarters
PFA
— Platform for Action
EMA
— Expense Management Automation
FPM
— Flexible Payment Mortgage
ERD
— Emergency Response Division
ECU
— Emergency Coordination Unit
NVC
— National Veterans Conference
CPS
— Core Products and Services
STW
— School-To-Work
ASSE
— American Society of Safety Engineers-Professional
EAO
— Executive and Administrative Office
BREP
— Business Requirements Engineering Process
YSP
— Yield-spread premium
UTC
— Uniform Trust Code
NAALC
— North American Agreement on Labor Cooperation
PTA
— Preferential Trade Arrangement
PIRG
— Public Interest Research Group
BKPR
— Bookeeper
CCC
— Cost Containment Center
PPIP
— Public-Private Investment Program
SEES
— Survey Evaluation Exam System
OL
— Operating Liabilities
FSA
— Farm Service Agency
QAIP
— Quality Assurance and Improvement Plan
LEO
— Long-term Equity Options
MP3
— Moving Pictures Experts Group 1 Audio Layer 3
CEFU
— Continuing Education Field Unit
UNMOT
— United Nations Mission of Observers in Tajikistan
CCSQ(PROG)
— Consultative Committee on Substantive Questions (Programme Matters)
HSBC
— Household Bank Corporation
IAAS
— Infrastructure as a Service
JCT
— Joint Committee on Taxation
HMO
— Health Maintenance Organisation
UNIDIR
— United Nations Institute for Disarmament Research
WBG
— World Bank Group
FUA
— Federal Unemployment Account
NE
— Non-Exempt
SPE
— Senior Procurement Executive
OUSG
— Office of the Under Secretary General
RPO
— Recruitment process outsourcing
SROI
— Subsequent Report of Injury
LA
— Labor Area
SE
— Salaried Exempt
COSVA
— Chief of Staff
CRSR
— Congressional Research Service Report
CFS
— Committee on World Food Security
EBO
— Equity buy out
IPMA
— International Personnel Management Association
NIB
— New In the Box
CBC
— Community Based Outpatient Clinic
TARP
— Troubled Assets Relief Program
NYMEX
— New York Metal Exchange
NHCE
— Non-Highly Compensated Employee
CSVLI
— Cash surrender value life insurance
MTHLY
— monthly
R&C
— Reasonable and Customary
GPRS
— General Packet Radio System
BB
— Base Benefits
UNTPDC
— United NationsTrade Point Development Centre
AR
— Architecture Requirements
CCOP
— Coordinating Committee for Coastal and Offshore Geoscience Programmes in East and South East Asia
WIA
— Workforce Investment Act
DRC
— Deficit Reduction Contribution
APIC
— Additional paid-in capital
EAT
— Exchange Accommodation Titleholder
PPBD
— Programme Planning and Budget Division
CTFA
— Certified trust & financial advisor
DFI
— Derivative Financial Instrument
CFM
— Construction Facility Management
XFRML
— XML based Financial Reporting Markup Language
CCAQ(PER)
— Consultative Committee on Administrative Questions (Personnel and General Administrative Questions)
STD
— Short-term Insurance
MSB
— Money Service Businesses
VAAR
— Department of Veterans Affairs Acquisition Regulation
WOSB
— Woman-Owned Small Business
FAC-C
— Federal Acquisition Certification in Contracting
TDB
— Trade and Development Board
XUL
— eXtensible UserInterface Language
JPAC
— Joint Public Advisory Committee
BOP
— businessowners policy
EDP
— Employee Development Plan
NAWW
— National Average Weekly Wages
CCM
— Completed Contract Method
ZBA
— Zero-Balance Account
IPO
— Incorporated to Provide
OSDC
— Over/Short/Damage/Claims
MW
— minimum weight
VLI
— Variable Life Insurance
CI
— Control Item
RRM
— Renegotiated-Rate Mortgage
CC
— Copy To
VWPT
— Value Weighted Price Trading
NATP
— National Association of Tax Professionals
BKPR
— Be Kind, Please Rewind
OTR
— Office of Thrift Supervision
KFC
— Kentucy Fried Chicken
TEUC
— Temporary Extended Unemployment Compensation
INTECH
— United Nations University Institute for New Technologies
NABE
— National Association for Business Economics
NAHB
— NATIONAL ASSOCIATION OF HOMEBUILDERS
WBC
— Women Business Center
WOTC
— Workforce Opportunity Tax Credit
HR
— Headquarters Regulation
EPPG
— Emergency Prevention and Preparedness Group
PWC
— Public Works Commission
DBB
— Design-bid-build
CDARS
— Certificate of Account Registry Service
UNMO
— United Nations Military Observers
SSNVS
— Social Security Number Verification System
UNGIWG
— United Nations Geographic Information Working Group
UNMA
— United Nations Mission in Angola
SYSTEM
— Save YourSelf Time, Engergy, and Money (as reported by www.just15minutes.com)
CFPB
— Consumer Finance Protection Bureau
BOY
— Beginning of Year Violator
ODF
— OpenDocument Format
UNCA
— United Nations Correspondents Association
CCC
— Commodity Credit Corporation
ESP
— Exchange Stock Portfolio
CORTS
— Corporate-backed trust securities
CAO
— Contract Administration Office
ITOC
— Information Technology Oversight & Compliance
WCP
— World Climate Programme (WMO/ICSU)
NUA
— Net Unrealized Appreciation
UNOVER
— United Nations Observer Mission to Verify the Referendum in Eritrea
UNOMSA
— United Nations Observer Mission in South Africa
VPFC
— Variable Prepaid Forward Contract
EECB
— Executive E-mail Carpet Bomb
IMF
— International Monitary Fund
PCB
— Programme Coordination Board
FS
— Forest Service (USDA)
FOIA
— Freedome of Information Act
CE
— Continuing Education
TCPC
— Technical Committee for Programme and Coordination
CRAFT
— Computerised Relative Allocation of Facilities Techniques
UNASOG
— United Nations Aouzou Strip Observer Group
WCB
— Workers Compensation Board
REG.
— Regulation
LBO
— Limited Buyout
N/P
— Note payable
UNIS
— United Nations International School
UNOPS
— United Nations Office for Project Services
NBB
— New Belgium Brewery
DI
— Debt instrument
LOC
— Letter of Comment
FRS
— Functional Requirements Specifications
PBM
— Pharmacy Benefits Management (or Manager)
COFO
— Committee on Forestry
AC
— Associate Chief of Staff
SCIN
— Self-canceling installment note
VOC-ED
— Vocational Education
ULC
— Uniform Law Commissioners
CSD
— Commission on Sustainable Development's
CARDS
— Custom Adjustable Rate Debt Structure
SAM
— System for Award Management
UNAMA
— United Nations Assistance Mission to Afghanistan
UNTSO
— United Nations Truce Supervision Organization
CSD
— Commission for Social Development
CVE
— Center for Verification and Evaluation
TA
— Technology Assessment
UNJSPB
— United Nations Joint Staff Pension Board
CSBU
— Center for Small Business Utilization
SIPA
— Securities Investment Protection Act
INRA
— United Nations University Institute for Natural Resources in Africa
CBD
— Chief Benefits Director
UNFIP
— United Nations Fund for International Partnerships
UNEP-IE
— United Nations Environment Programme Industry and Environment Centre
HUDCO
— Housing and Urban Development Corporation Limited
FCA
— Division for Finances, Control and Administration
EMT
— Executive Management Team
SBC
— Summary of Benefits and Coverage
UNMOP
— United Nations Mission of Observers in Prevlaka
SOYD
— Sum-of-the-years-digits
BPO
— Budget process outsourcing
D/L
— Demand loan
CCR
— Central Contracting Registry
UNGEGN
— United Nations Group of Experts on Geographical Names
HEP
— Humanitarian Evacuation Programme
MVI
— Mini Vacations Incorporated
BRM
— Business Relationship Meeting
FUNSA
— Federation of Staff Association of the United Nations and its Specialized Agencies
MAT
— Minimum Alternative Tax
SECL
— Secretarial
DESA
— Department of Economic and Social Affairs
LAC
— Division for Latin America and the Caribbean
POP
— Premium-Only Plan
ECS
— Enterprise Class Storage
QWI
— Quarterly Workforce Indicators
BLESS
— Borrowing and Lending Securities Schemes
DEC
— Deductible voluntary employee contributions
LDC
— Low Death Conflict
PSR
— Presentence report
CIFR
— Committee on Improvements to Financial Reporting
OIS
— Overnight Index Swaps
NAP
— Noninsured Crop Disaster Assistance Program
CIMO
— Commission for Methods of Observation
DSA
— Disaster Debt Set-Aside Program
SWA
— State Workforce Agencies
NSTA
— National Securities Trade Association
JAN
— Job Accommodation Network's
SEAROWHO
— Regional Office for South-East Asia Region
PL
— Profit and Loss
WST
— Waste Spare Time
SPDC
— Special Political and Decolonization Committee
C&P
— Compensation & Pension
IIST
— United Nations University International Institute for Software Technology
PL/PD
— Personal liability/property damage
QIE
— Domestically controlled qualified investment entity
HRC
— Historic Rehabilitation Credit
SP
— Strategic Plan
UNMEE
— United Nations Mission in Ethiopia and Eritrea
FERS
— Federal Employees Retirement System
SPFS
— Special Programme for Food Security
GEMS
— Global Environment Monitoring System
UNPF
— United Nations Peace-Force
NOIDA
— New Okhla Industrial Development Authority
GCT
— General Corporation Tax
COMP.
— Item given for free
GIST
— Graphics and Intelligence based Script Technology
JVC
— Japan's Victor Company
EIA
— Equity Indexed Annuity
SOIR
— Schaeffer Open Interest Ratio
CCH
— Commerce Clearing House
B&N
— Barnes and Noble
SJ
— Sales Journal
CCP
— Collateralized commercial paper
R/E
— Real estate
CCD
— Centralized Contracting Division
REA
— Retirement Equity Act
ASB
— Auditing Standards Board's
PATS
— Planning, Architecture, Technology and Services
PCA
— Permanent Court of Arbitration
UNROD
— United Nations Relief Operation in Dacca
LTFP
— Long-Term Financial Plans
BPO
— Broker Price Opinion
BV
— Book value
D/N
— Demand note
UNCPCJP
— United Nations Crime Prevention and Criminal Justice Programme
STCG
— Short-Term Capital Gain
DOBI
— Department of Defense Instruction
OASI
— Old Age Survivors Insurance
PBC
— Programme and Budget Committee
PCNICC
— Preparatory Commission for the International Criminal Court
BIMST-EC
— Bangladesh India Myanmar Srilanka Thailand - Economic Council
ICDAIT
— International Conference on Drug Abuse and Illicit Trafficing
UNYOM
— United Nations Yemen Observation Mission
PWD
— Prevailing Wage Determination
EMROWHO
— Regional Office for the Eastern Mediterranean
PBSI
— Performance Based Salary Increase
CSI
— Commissioners Standard Industrial Mortality Table
CO
— Contracting Officer
OALC
— Office of Acquisition, Logistics, and Construction
CEC
— Continuing Education Center
ICDB
— International Childrens' Day of Broadcasting
WRHSE
— Warehouse
B&P
— Budgeting & planning
UNRRA
— United Nations Relief and Rehabilitation Agency
WST
— Waste Science and Technology
SSDI
— Social Security Disability Indemnity
BNI
— Business Needs and Investment
IMPACT
— Inventory Management Program and Control Techinques
WHOL.
— Wholesale
NBER
— National Bureau of Economic Research
CCA
— Consolidated Contracting Activity
K/A
— Known as
PEP
— Personal Exemption Phaseout
SERP
— Systemwide Electronic Research Program
AETF
— African Emergency Task Force
UNSC
— United Nations Staff College
WDC
— Workforce Development Center
TSB
— Targeted Small Business
E/M
— Evaluation and Management
USD
— US Dollars
RE
— Residual Earnings
UNMOGIP
— United Nations Military Observer Group In India & Pakistan
MRAM
— Magnetic Random Access Memory
PCPB
— Post-Conflict Peace-Building
BDC
— Business Development Council
B/S
— Benefits/Services
CCS
— Care Coordination Services
UNSECOORD
— Office of the United Nations Security Coordinator
VC
— Veterans Center
PIP
— Peace Implementation Programme
FROI
— First Report of Injury
CIP
— Capital Investment Process
NR
— Not Rated
SLSMN
— Salesman
DBM
— Disruptive Behavior Management
DCM
— Department Cost Manager
SDC
— System Development Center
QPAM
— Qualified Professional Asset Manager
NQPS
— Nonqualified preferred stock
SVNGS
— Savings
WPOA
— Wagner-Peyser Act
COCA
— Cost of capital allowance
BSAD
— Baseline System Architecture Document
SIU
— Sets In Use
CSP
— Cyber Security Professional
UNPOB
— United Nations Political Office in Bougainville
UNFSTD
— United Nations Fund for Science and Technology for Development
TRD
— Trade Relations Division
COD
— Country Operations Division
SBI
— Site Build It
CATS
— Certificate of accrual on Treasury securities
IPDC
— International Programme for the Development of Communications
SCP
— Sustainable Cities Programme
UNTOP
— United Nations Tajikistan Office for Peace-Building
NGLS
— United Nations Non-Governmental Liaison Service
EOSG
— Executive Office of the Secretary-General
ECS
— Event Capture System
CONGO
— Conference on Non-Governmental Organizations
CPK
— California Pizza Kitchen
GAW
— Global Atmosphere Watch (WMO)
PRP
— Potentially Responsible Party (Superfund)
CFP
— Clinical Financial Planner
UNDC
— United Nations Disarmament Commission
DUSB
— Deputy Undersecretary for Benefits
UNGCI
— United Nations Guards Contingent in Iraq
PPBA
— Office of Programme Planning, Budget and Accounts
IM/DQ
— Identity Management/Data Quality
BAB
— Build America Bonds
RIM
— Retail Inventory Method
TOKTEN
— Transfer of Knowledge through Expatriate Nationals
COAG
— Committee on Agriculture
NSTP
— National Society of Tax Professionals
ITAAC
— IT Acquisition Advisory Council
CIM
— Corporate Information Model
IUC
— Information Unit for Conventions
LLET
— Limited Liability Entity Tax
UNDOC
— United Nations Documents Index
TAC
— Technology Assessment Committee
B/A
— Basic Agreement
PBGC
— Pension Benefit Guarantee Corporation
HCA
— head of contracting activity; humanitarian and civic assistance
ITARP
— IT Activity Resource Proposal
BPA
— Blanket purchase authoriation
WWC
— World Water Conferences
CCPISA
— Convention on the Privileges and Immunities of the Specialized Agencies
EFAST
— ERISA Filing Acceptance System
MEC
— Minimum essential coverage
NAAEC
— North American Agreement on Environmental Cooperation
CPR
— Committee of Permanent Representatives
TIC
— Tenant In Common
GWG
— Gender Working Group
T&E
— Travel & Entertainment
CCSQ(OPS)
— Consultative Committee on Substantive Questions (Operational Activities)
SYD
— Sum-of-the-years-digits
CSCIS
— Computer Software Configuration Items
DC
— Developed Countries
ECM
— Energy Conservation Measures
IAS
— United Nations University Institute of Advanced Studies
VETS
— Veteran's Employment & Training Service
INWEH
— United Nations University International Network on Water, Environment and Health
DNA
— Distributed Internet Application Architecture
ITC
— International Training Centre
GNC
— General Nutrition Centers
HEA
— Health Enterprise Architecture
SDCF
— Sellers Discretionary Cash Flow
IPC
— Integrated Programme for Commodities
NSDL
— National Securities Depository Limited
IMC
— Integrated Market Communications
PIU
— Public Inquiries Unit
GEO
— Global Environment Outlook Report
VERONICA
— Very Easy Rodent Oriented Netwide Index of Computer Archives
SMP
— Special Multiperil Policy
LTD.
— Limited
USENET
— USEr NETwork
UNROAP
— United Nations Regional Office for Asia and the Pacific
TPA
— Technical Practice Aide
GTC
— Good Till Canceled Order
DITC
— Division on International Trade in Goods and Services, and Commodities
USITC
— U.S. International Trade Commission
TP
— Technical Proposal
PCE
— Private Commercial Enterprise
WARN
— Worker Adjustment and Retraining Notification Act W&M
COS
— Cost of sales
DME
— Development/Maintenance/Enhancement
TWAIN
— Toolkit Without an Interesting Name
IPECILO
— International Programme for the Elimination of Child Labour
TOE
— Time is of the essence
OAO
— Office of Acquisition Operations
MQT
— Medicaid Qualifying Trust
FEP
— Fair Employment Practices
HRC
— Health Resource Center
CSE
— Customer Service Environment
PD
— Procurement Division
JEEP
— Joint Ethics Enforcement Plan
SMF/LDC
— Special Measures Fund for the Least Developed Countries
CIOFO
— Chief Information Office Field Office
OHR
— Office of Human Resources
WST
— Waste Systems and Transportation
MF
— Medical Facilities
OHRM
— Office of Human Resources Management
DSRSG
— Deputy Special Representative of the Secretary-General
VBOP
— Veterans Business Outreach Centers
PH.D.
— Doctorate Of Philosophy
UNPAAERD
— United Nations Programme of Action for African Economic Recovery and Development
NVSBC
— National Veterans Small Business Conference
ND
— Network Director
JIU
— Joint Inspection Union
LM
— Last Month
ECLAC
— Economic Commission for Latin America and the Carebbean
FAS
— Finance and Accounting System
UNOL
— United Nations Peace-Building Support Office in Liberia
SIA
— Securities Industry Act of 1983
D&F
— Determination & Finding
BEST
— BrihnanMumbai Electric Supply and Transport
BMVC
— Baghdad Monitoring Verification Centre
UNRCPDA
— United Nations Regional Centre for Peace and Disarmament in Africa
SBL
— Small Business Liaisons
PDM
— Program Decision Maker
CFTA
— Currency and Foreign Transaction Act
AFROWHO
— Regional Office for Africa
UNFICYP
— United Nations Force in Cyprus
UNOMA
— United Nations Observer Mission in Angola
UNIKOM
— United Nations Iraq-Kuwait Observation Mission
SGML
— Standard Generalised Markup Language
ITEAM
— Information Technology Enterprise Architecture Management
UNRFNRE
— United Nations Revolving Fund for Natural Resources Exploration
SBLC
— Small Business Legislative Council
SSM
— Software Service Manager
NCAER
— National Council for Applied Economic Research
TEA
— Transportation Efficiency Act
HR
— Human Rights's
SUB
— Supplemental Unemployment Benefit
UNLB
— United Nations Logistic Base
CT
— Commercial Technology
LT
— Lost Time
SAC
— Strategic Acquisition Center
