Categories
Locations, Regional & international
Business & Finance
Common / Miscellaneous / Community
Medical
Scientific & Educational
Computing & IT
Internet Slang, SMS, Texting & Chat
Governmental & Military
Submit new
Desktop Version
Top Abbreviations

Acronym > Term Word in meaning Term > Acronym

Home / Business & Finance / Business Word

Business & Finance >> Business Word Abbreviations

Look through 2927 acronyms and abbreviations related to Business Word:

S.M.A.R.T — Specific, Measureable, Attainable, Realistic, Timely
SOX — Sarbanes-Oxley
CPOE — Computerized Physician Order Entry
AAO — Affirmative Action Officer
BCWS — budgeted cost for work scheduled
TTL — Total
MNC — Multinational Corporation
RMA — Return Merchandise Authorization
DEPR. — Depreciation
UM — Uninsured Motorist
FGM — Female Genital Mutilation
HCE — Highly Compensated Employee
ACR — Accrual
URL — Universal Resource Locator
UNLTD — Unlimited
LAN — Local Area Network
OSS — Open Source Software
B/E — Breakeven
M-O-M — Month over month
BCWP — Budgeted Cost for Work Performed
CORELAP — Computerised Relationship Layout Planning
RAROC — Risk-Adjusted Return On Capital
GPROI — Gross Profit Return on Investment
CP — Contingency Plan
BGT — Budget
O/S — Outstanding
YTD — Year To Date
P.L. — Public Law
ETA — Estimated Time of Arrival
GLB — Gramm-Leach-Bliley Act
IGO — Intergovernmental Organization
B-TO-C — Business to consumer
P.O.C. — Paid outside of closing
OPT — Other People's Time
ARPANET — Advanced Research Projects Agency Network (early internet)
BBS — Bulletin Board Service
XML — Extensible Markup Language
DDB — Double-Declining-Balance
GEICO — Government Employees Insurance Company
CAGR — Compound Annual Growth Rate
FLSA — Fair Labor Standards Act
S&OP — Sales and Operations Planning
BFOQ — Bona Fide Occupational Qualification
A.O.B. — Any other business
PLS — Please
O*NET — Occupational Information Network
THX — Thanks
DOB — Date Of Birth
BCA — Business Continuity Plan
FMLA — Family Medical Leave Act

MBTI — Myers-Briggs Type Indicator
APR — Annual Percentage Rate
CSR — Customer Service Representative
FOMC — Federal Open Market Committee
RFID — Radio Frequency Identification
5S — Seiri, Seiton, Seiso, Seiketsu, Shitsuke
HIPPA — Health Insurance Portability and Accountability Act
U&C — Usual and customary
ROM — Read-Only Memory
B-TO-B — Business-To-Business
C-CPI-U — Chained Consumer Price Index for All Urban Consumers
FTP — File Transfer Protocol
U.S.C. — United States Code
W/O — Without
F/B/O — For benefit of
JC PENNEY'S — James Cash Penney
CADR — Cash available for distribution before debt reduction
ACC — Accounting Classification Code
UNICEF — United Nations International Children's Emergency Fund
E.O. — Executive Order
ANSI — American National Standards Institute, Inc.
ROM — Range Of Motion
RCNLD — Replacement Cost New Less Depreciation
FTE — Full Time Equivalent
ATF — As Trustee for
ATM — Automatic Teller Machine
M/M — Month-over-month
LY — Last Year
IT — Information Technology
NFI — Net Financial Income
P&Z — Planning & Zoning
UNESCO — United Nations Educational, Scientific and Cultural Organization
A/OPC — Agency/Organization Program Coordinator
KPMG — Klynveld Peat Marwick Goerdeler
RNFA — Return On Net Financial Assets
NOC — Net Operating Capital
CRFB — Committe for Responsible Federal Budget
M.O.M. — Middle of the month
SSN — Social Security Number
LIFO — Last In, First Out
FANNIE MAE — Federal National Mortgage Association (a privately owned corporation)
QSC — Quality, Service, Cleanliness (Ray Kroc's motto for McDonald's)
ANOVA — Analysis of Variance (statistics)
W-A — Weighted average
P&L — Profit and Loss statement
ARO — After Receipt of Order
AFDC — Aid to Families with Dependent Children
IRC — Internet Relay Chat
CMO — Collateralized Mortgage Obligation
C.L.U.E. — Comprehensive Loss Underwriting Exchange

E&IT — Electronic and Information Technology
PPE — Personal Protective Equipment
A&MMS — Acquisition and Materiél Management Service
POD — Proof Of Delivery
FISMA — Federal Information Security Management Act
COB — close of business (End of duty day)
QDRO — Qualified Domestic Relations Order
FIFO — First In, First Out
EPA — Environmental Protection Agency (US)
CBPP — Center on Budget and Policy Priorities
UBTI — Unrelated Business Taxable Income
C.&F. — Cost and freight
KPI — Key Performance Indicator
PDF — Portable Document Format (created by Adobe Acrobat)
GM — Gross Margin
FAC-P/PM — Federal Acquisition Certification Program/Project Management
SD — Standard Deviation
C-CPI — Chained Consumer Price Index
U.S. DOL — United States Department of Labor
CAO — Chief Accounting Officer
IPCC — Intergovernmental Panel on Climate Change (WMO and UNEP)
J/E — Journal entry
A&MM — Acquisition and Materiél Management
MPC — Marginal Propensity to Consume
SALY — Same As Last Year
OA&L — Office of Acquisition and Logistics
CBD — Cash Before Delivery
IP — Internet Protocol
IM/IT — Information Management/Information Technology
DIH — Days Inventory Held
U.S. DOJ — United States Department of Justice
FF&E — Furniture, Fixtures & Equipment
PO — Purchase Order
GATB — General Aptitude Test Battery
I-TIPS — Information Technology Investment Portfolio System
RFP — Request For Proposal
FEMA — Federal Emergency Management Agency
QC — Quality Control
M.ED — Masters in Education
LLC — Limited Liability Company
ISP — Internet Service Provider
AAA-CPA — American Association of Attorney-Certified Public Accountants
EGTRRA — The Economic Growth and Tax Relief Reconciliation Act of 2001
CBC — Complete Blood Count
ATTN — Attention
CY — Calendar Year
FDIC — Federal Deposit Insurance Corporation
WHO — World Health Organization
DRIP — Dividend Reinvestment Plan
OI — Operating Income

AAA — American Automobile Association
MOU — Memorandum of Understanding (an MOU between Food & Drug Administratin and a regulatory agency in another country allows mutual recognition of inspections)
AA — Affirmative Action
POA — Power Of Attorney
ETA — Department of Labor's Employment and Training Administration
ACCT — Account
NFE — Net Financial Expense
O&M — Operation and Maintenance
IBAN — International Bank Account Number
CD — Certificate of Deposit
MSDS — Material Safety Data Sheets
EST — Eastern Standard Time
CCB — Change Control Board
GDP — Gross Domestic Product
WRLDWD — Worldwide
SPV — Special Purpose Vehicle (sometimes Single Purpose Vehicle)
R&D — Research & Development
S&U — Sales and use
FAQ — Frequently Asked Questions (sometimes Pronounced Fak)
VAGFE — VA-owned Government Furnished Equipment
WAASE — Division for Western Asia, Arab States and Europe
OECD — Organization for Economic Cooperation and Development
IRR — Internal Rate of Return
IDIQ — Indefinite Delivery, Indefinite Quantity
QCEW — Quarterly Census of Employment and Wages
AUP — Acceptable Use Policy
YUPPIE — Young Urban Professional
BMW — Bayerische Motoren Werke (Bavarian Motor Works)
CEO — Chief Executive Officer
BOV — Broker’s Opinion of Value
NAFEP — National Association of Financial and Estate Planning
MTBF — Mean Time Before Failure
IPO — Initial Public Offering
EDI — Electronic Data Interchange
NAFTA-TAA — NAFTA Transitional Adjustment Assistance
TQM — Total Quality Management
WACC — Weighted Average Cost Of Capital (accounting)
EAP — Employee Assistance Program
ASCII — American National Standard Code for Information Interchange
AMD — Advanced Micro Devices, Inc. (producer of computer chips)
GSM — Global System for Mobile Communications
EOQ — economic order quantity
EBITA — Earnings before interest taxes depreciation amortization
ACH — Automated Clearing House
DKNY — Donna Karan New York
RFQ — Request For Quotation
LOI — Letter Of Intent
LC — Letter of Credit
INC — Intergovernmental Negotiating Committee
CV — Curriculum Vitae

SMTP — Simple Mail Transfer Protocol
IACSD — Inter-Agency Committee on Sustainable Development
UTD — Under Trust Dated
GP — Gross Profit
OJT — On the Job Training
ITEP — Institute on Taxation and Economic Policy
BSA — Bank Secrecy Act
CPO — Cost Per Order
NGO — Non-governmental organization. (Red Cross/Crescent, Doctors without Borders, etc.)
SRAM — Static Random Access Memory (ess-ram)
EEO — Equal Employment Opportunity
ABC — activity based costing
BPML — Business Process Modeling Language
G2C — Government to Consumer
C&F — Cost and Freight
COBRA — Consolidated Omnibus Budget Reconciliation Act of 1985
EOD — End Of Day
MTF — Medical Treatment Facility
NPV — Net Present Value {economics}
COD — Cash On Delivery
LLP — Limited Liability Partnership
SOHO — Small Office/Home Office. Acronym expression for the 'virtual office' environment and characteristics found in self-employed and small businesses, that are increasingly prevalent in the modern business age.
FY — Fiscal Year
TSR — Total Shareholder Return
SLA — Service Level Agreement
USDA — United States Department of Agriculture
CE&O — Customer education and outreach
ARB — Architecture Review Board
HIPC — Heavily Indebted Poor Countries
VPN — Virtual Private Network (ATM)
AP — Accounts Payable
OTC — Over The Counter (medications not requiring a prescription)
RICO — Racketeer Influenced and Corrupt Organizations Act of 1970
PC — Politically Correct
GIS — Geographic Information System
PIP — Performance Improvement Plan
ADB — Asian Development Bank
FIT — Financial institutions tax
CMT — Constant Maturity Treasury
PAQ — Position Analysis Questionnaire
APPROX — Approximate
ASME — American Society of Mechanical Engineers
CPI — Consumer Price Index
AWOL — Absent Without Leave
MDGD — Management Development and Governance Division
ADP — Automated Data Processing
CIP — Carriage and Insurance Paid to
FLRA — Federal Labor Relations Authority's
BFP — Bona Fide Purchaser
EE — Employee

NRI — Net Revenue Interest
TBD — To Be Determined
OT — Overtime
GL — General Ledger
NFO — Net Financial Obligations
ADL — activity of daily living
EXCOM — Executive Committee
CBA — Cost Benefit Analysis
EU — European Union (1994; formerly referred to as the EEC or EC)
DCP — Defined Contribution Plan
RFI — Request For Information. Sales department shorthand. Special priority when use in conjunction with RFN (see below).
FINRA — Financial Industry Regulatory Authority
POS — Point Of Sale.Retail term, being the physical point at which products are displayed on shelves or paid for at the checkout, as in the EPOS acronym.
AAR — Average Annual Return
LOB — Line Of Business
DOD — United States Department of Defense
ADR — American Depositary Receipt
FICCO — Fair Issac Credit Organization
MTD — Month-to-date
BLS — Bureau of Labor Statistics of the United States Department of Labor
DFA — Department of Finance and Administration
NOPAT — Net Operating Profit After Tax
C2C — Consumer To Consumer. Marketing/trading model by which ordinary people sell and provide products/services to each other. It's an ancient model, prehistoric in fact, virtually extinguished by the industrial revolution and corporate age, (see B2B/B2C), alth
PDA — Personal Digital Assistant
UPS — United Parcel Service, Inc.
GPS — Global Positioning System (ex-NAVSTAR)
CDO — Collateralized Debt Obligation
NOA — Net Operating Assets
JV — Joint Venture
DVP — Delivery Versus Payment
NDA — Non-Disclosure Agreement
SG&A — Selling, general, and administrative expenses
CBO — Congressional Budget Office
MIS — Management Information System (OSHA)
LTCM — Long-Term Capital Management
RTO — Reverse Take-Over
SAAS — Software as a Service
ADR — Alternative Dispute Resolution
AFL-CIO — American Federation of Labor and Congress of Industrial Organizations
ICFR — Internal Control Over Financial Reporting
DBA — Doing Business As
GATT — General Agreement on Tariffs and Trade (government)
IBM — International Business Machines Corporation
ROIC — Return on Invested Capital
IVR — Interactive Voice Response (telephone technology)
DUSHOM — Deputy Under Secretary for Health for Operations and Management
FDA — Food Drug Administration
ARM — Adjustable Rate Mortgage
FR — Federal Register
RPI — Retail Price Index

ABM — Activity Based Management
QA — Center for Quality Assurance in International Education
AD — Advertisement
HROD — Human Resources and Organizational Development
LMRA — Labor Management Relations Act
WML — Wireless Markup Language
EO — Executive Order
AUM — Assets Under Management
CAPEX — Capital Expenditure
IFRIC — International Financial Reporting Interpretations Committee
CIO — Chief Information Officer
ANCOM — Andean Common Market
ERP — Emergency Response Plan
P&G — Proctor and Gamble
IRA — Individual Retirement Account
DOT — Department of Transport
ISDN — Integrated Services Digital Network
MSRP — Manufacturer's Suggested Retail Price
CFM — Construction Facility Management
Y/Y — Year-over-year
LTV — Loan To Value
RAM — random-access memory
CPM — Critical Path Method
EDWOSB — Economically disadvantaged woman-owned business
ROE — Return On Equity
UCC — Uniform Commercial Code
IPS — Investment Policy Statement
CRM — Customer Relationship Management
ADP — Actual Deferral Percentage
HVAC — Heating, Ventilation, and Air Conditioning
JIT — Just in time
ADR — American Depository Receipt
HMO — Health Maintenance Organization
PD — Position Description
AER — Annual Equivalent Rate
ABO — Accumulated Benefit Obligation
AARP — American Association of Retired Persons
3M — Minnesota Mining And Manufacturing Company
CP — Commercial Paper
SKU — Stock Keeping Unit
PE — Private Equity
PPO — Preferred provider organization
POP — Point Of Presence (Internet)
IMF — International Monetary Fund
NYSE — New York Stock Exchange
NAB — Non-accrual basis
CAE — Computer-Aided Engineering
ASP — Active Server Page
F/K/A — Formally known as
ITIN — Individual Taxpayer Identification Number

PV — Present Value
RONA — Return On Net Assets
ETR — Effective Tax Rate
YTM — Yield to Maturity
CIM — Computer Integrated Manufacturing
QTY — Quantity
FAR — Federal Acquisition Regulation
UNDMT — United Nations Disaster Management Team
CTR — Currency Transaction Report
RFC — Request For Comment
FAA — Federal Aviation Administration
AGI — Adjusted Gross Income
AMA — American Medical Association
SAN — Storage Area Network
RAM — Reverse Annuity Mortgage
PDM — Product Data Management
PM — Performance Management
DES — Data Encryption Standard
REO — Real Estate Owned
DC — Defined Contribution
GNP — gross national product (economics)
CFROI — Cash Flow Return on Investment
IRS — U.S. Internal Revenue Service
ARC — American Red Cross
ALDEP — Automated Layout Design Programs
PGP — Pretty Good Privacy (encryption)
LWDI — Lost Work Day Injury Rate
ICAO — International Civil Aviation Organization
CRO — Chief Risk Officer
GRUT — Grantor Retained Unitrust
ADA — Americans With Disabilities Act Of 1990 (Text Of ADA Legislation)
COO — Chief Operation Officer
IETF — Internet Engineering Task Force
APT — Arbitrage Pricing Theory
HR&A — Human Resources and Administration
DMAIC — Define, Measure, Analyze, Improve, Control
CBIT — Comprehensive Business Income Tax
GOI — Gross Operating Income
TIN — Taxpayer Identification Number
SDR — Special Drawing Rights
ALM — Asset Liability Management
EOY — End-Of-Year
TDC — Total Direct Compensation
STSFCTN — Satisfaction
BOL — Bill Of Lading
WIP — Work in Process
CMA — Comparative Market Analysis
ROR — Return on Revenue
STD — Standard
CDC — Center for Disease Control and Prevention

LOC — Line Of Credit
EEOC — Equal Employment Opportunity Commission
CPC — Cost Per Click-through
ROG — Receipt Of Goods
ESP — Exchange Stock Portfolio
QOS — Quality of Service
AFDA — Allowance for Doubtful Accounts
ICE — Intrusion Countermeasures Electronics
PFA — Prevention of Food Adulteration Act
AM — Asset Management
AE — Account Executive
BOD — Board of Directors (Budget)
CTS — Carpal Tunnel Syndrome
B/L — Bill of Lading
VC — Venture Capital
G2G — Government to Government
EMA — Exponential Moving Average
AMEX — American Stock Exchange
CBT — Computer Based Training
NNN — Triple Net (Lease)
PC — Percent
RIF — Reduction In Force
IOC — Intergovernmental Oceanographic Commission
FAS — Free Alongside Ship
BHAG — Big Hairy Audacious Goal
CRS — Congressional Research Service
C&B — Compensation and Benefits
DNS — Domain Name System
KSOP — 401(k) Employee Stock Option Plan
FUBU — For Us By Us
POCS — Points of Contact
OTB — Open To Buy
NIBCL — Non-interest bearing current liabilities
FOB — Free On Board
LMI — Labor Market Information
IATA — International Air Transport Association
SIC — Standard Industrial Classification (Code)
DRAM — Dynamic Random Access Memory (dee-ram) (computing)
BEA — Bureau of Economic Analysis
ASP — Application Service Provider
FTA — Free-Trade Agreement
COLA — Cost of Living Adjustment (or Allowance)
POP — Point Of Purchase
POE — Point of Entry
ARNP — Advanced Registered Nurse Practitioner
NFA — Net Financial Assets
PC — Personal computer (host)
DAC — Delivery Against Cost
CFR — Code of Federal Regulations
Q — Quarter

A&W — Allen & Wright (Roy Allen and Frank Wright combined their initials to name A&W Root Beer in 1922)
DMA — Designated Market Area
PRI — Primary Rate Interface (ISDN)
GRAT — Grantor Retained Annuity Trust
GMP — Good Manufacturing Practice
SEPG — Software Engineering Process Group
CV — Cost Variance
PFD — Preferred
BD — Business Development
FAO — Food and Agriculture Organization of the United Nations
AGR — Adjusted Gross Revenue
MIGA — Multilateral Investment Guarantee Agency
OTCEI — Over the Counter Exchange of India (stock exchange)
LFPR — labor force participation rate
ROI — Return on Investment
DOE — United States Department of Energy (government)
SQA — Software Quality Assurance
JD — Job Description
ROTA — Return On Total Assets
DPKO — Department of Peacekeeping Operations
BI — Business Intelligence
AON — Angolan New Kwanza
GSA — U.S. General Services Administration
GA — General Assembly
A&H — Accident and health insurance
JOA — joint operating agreement
NSC — National Security Council
NATO — North Atlantic Treaty Organisation
JGTRRA — Jobs and Growth Tax Relief Reconciliation Act
BOMA — Building Owners and Managers Association
NPW — Net Present Worth
EFT — Electronic Funds Transfer
IBRD — International Bank For Reconstruction And Development (part Of The World Bank)
ABS — Automated Bond System
PNP — Plug aNd Play
LWP — Leave With Pay
DJIA — Dow Jones Industrial Average
MSA — Metropolitan Statistical Area
DRP — distribution requirements planning
SLIP — Serial Line Interface Protocol
DSO — Day Sales Outstanding
RR — retention rate
CISO — Chief Information Security Officer
D/O — Delivery Order
FOREX — Foreign Exchange
HR — Headquarters Report
REIT — Real Estate Investment Trust
CUM PFD — Cumulative preferred
CMS — Content Management System
GRP — Gross Rating Point

PNG — Portable Network Graphics (graphic file standard/extension)
OPR — Other People's Resources
RSF — rentable square feet
AIG — American International Group, Inc
GRM — Gross Rent Multiplier
OA — Operating Assets
JD — Juris Doctorate
IRC — Internal Revenue Code of 1986
CTO — Compensatory Time Off
RMP — Risk Management Plan
GMWB — Guaranteed Minimum Withdrawal Benefit
SGLI — Servicemember Group Life Insurance
NAV — Net Asset Value
MVIC — Market Value of Invested Capital
4P — Price, Product, Place and Promotion
CF — Cash Flow
ACWP — actual cost for work performed
AMA — American Management Association
BIW — Biweekly
FINCEN — Financial Crimes Enforcement Network
CR — Continuing Resolution
SRM — Supplier Relationship Management
CTO — Chief Technology Officer
COOP — Continuity of Operations
BS — Balance Sheet
CPM — Certified Property Manager
ROGFA — Return on Gross Fixed Assets
LOA — Leave Of Absence
DOJ — Department of Justice (US)
OMB — Office of Management and Budget (U.S.)
WWW — World Weather Watch
ABP — Average Benefit Percentage
CIMA — Chartered Institute of Management Accountants
EP — Earned Premium
ACRS — Accelerated Cost Recovery System (finance)
BOO — Build Own Operate
MBA — Mortgage Bankers Association of America
IDIT — Intentionally defective irrevocable trust
EIN — Employer Identification Number
CUSFTA — Canada-US Free Trade Agreement
IAEA — International Atomic Energy Agency
BPA — Blanket Purchase Agreement
WC — Worker's Compensation
PVGO — Present Value of Growth Opportunities
ABA — American Bankers Association
AMF — American Machine & Foundry (bowling lane operators and former owners of Harley Davidson motorcycles)
IMAP — Internet Message Access Protocol
IMO — International Maritime Organization
UIM — Underinsured Motorist
ITU — International Telecommunication Union

AD&D — Accidental Death and Dismemberment
CIP — Capital Investment Proposal
DUSH — Deputy Under Secretary for Health
ETF — Exchange Traded Fund
SM — Service Mark
BOOT — Build Own Operate Transfer
FOIA — Freedom of Information Act
OASDI — Old Age Survivors Disability Insurance
TCO — Total Cost of Ownership
UI — User Interface
GSF — Gross Square Feet
MAD — Mean Absolute Deviation
EV — Enterprise Value
PMI — Private Mortgage Insurance
KSAO — Knowledge, Skills, Abilities and Other
NAM — National Association of Manufacturers
CFO — Communication Filing Officer
HAZMAT — Hazardous Material
AED — United Arab Emirates Dirham
EOE — Equal Opportunity Employer
WHOL. — Wholesale
P2P — Peer to Peer (as in music file sharing systems like KaZaA)
MSA — Medical Savings Account
FASAB — Federal Accounting Standards Advisory Board
MSN — Microsoft Network
ADB — African Development Bank
GRIT — Grantor Retained Income Trust
FPL — Federal Poverty Level
APY — Annual Percentage Yield
MIRR — Modified Internal Rate of Return
ATO — Asset Turnover
WC — Working Capital
CCAQ — Consultative Committee on Administrative Questions
MSA — Merit Salary Adjustment
ACO — Administrative Contracting Officer
IFRS — International Financial Reporting Standard
CPA — Certified Public Accountant
XTML — eXtensible Telephony Markup Language
DCR — Debt Coverage Ratio
POC — Proof of Claim
SUA — Convention for the Suppression of Unlawful Acts Against the Safety of Maritime Navigation
ITF — In Trust For
FRF — Financial Reporting Framework
SAR — Stock Appreciation Right
BOE — Bank of England
CPM — Continuous Passive Motion
CMO — Chief Marketing Officer
CPM — Corporate Performance Management
IM — Information Management
SMT — Senior Management Team

AJE — Adjusting Journal Entry
COGS — Cost of Goods Sold
IP — Intellectual Property
CRT — Charitable Remainder Trust
PM — Program Manager
DCA — Dollar Cost Averaging
ADP — Average Deferral Percent
HQ — Headquarters (HDQ Preferred)
ROCE — Return On Capital Employed
FCC — Federal Communications Commission (US)
FDCPA — Fair Debt Collection Practices Act
SEM — Search Engine Marketing
TCN — Third Country National
TER — Total Expense Ratio
NT — Near-Term
LWO — Leave without pay
BCR — Benefit/Cost Ratio
FTE — Full-Time Employee
CRAT — Charitable Remainder Annuity Trust
SBU — Strategic Business Units
AAA — authentication, authorization, and accounting
VISN — Veterans Integrated Service Network
ERP — Estimated Retail Price
NTIS — National Technical Information Service Technology Administration
ISO/MSP — Independent sales organization/Member service provider
AQL — Acceptable Quality Level
DPP — Direct Participation Program
SAR — Suspicious Activity Report(ing)
TTM — Trailing Twelve Months
PD — Paid
CASB — Cost Accounting Standards Board
BAFO — Best and Final Offer
DCF — discounted cash flow rate
OJT — On-The-Job-Training
CPP — Capital Purchase Program
SNA — System of National Accounts
AMT — Amount for Married Taxpayers
MEC — Modified Endowment Contract
EBT — Earnings Before Tax
UNEP — United Nations Environment Program
RO — Regional Office
ADI — After Date of Invoice
SAS — Statement on Auditing Standards
NIH — NATIONAL INSTITUTE OF HEALTH
SCM — Supply Chain Management
BLM — Bureau of Land Management of United States Department of the Interior
ODA — Official Development Assistance
CAPM — Capital Asset Pricing Model
SAM — Shared-Appreciation Mortgage
AT&T — American Telephone and Telegraph (U.S. company, also known as "Ma Bell")

UNSCO — Office of the United Nations Special Coordinator for the Middle East
MC — Market Capitalization
EFA — Education for All
UNRWA — United Nations Relief and Works Agency for Palestine Refugees in the Near East
B2B — Business to Businesse
PBO — Projected Benefit Obligation
DI — Disability Insurance
ETA — Employment and Training Administration
AICPA — L'American Institute of Certified Public Accountants
COS — Chief of Staff
PAT — Profit After Tax
ITLOS — International Tribunal for the Law of the Sea
EPS — Earnings per share
F2F — Face-to-Face Meeting
CMM — Capability Maturity Model
OAS — Option Adjusted Spread
HELOC — Home Equity Line of Credit
PHP — PHP Hypertext Processor
LTO — Long-Term Option
SC — Security Council
CBCMC — Clinical Bar Code Multidisciplinary Committee
COE — Certificate of Eligibility
ASB — Accounting Standards Board
FTC — Federal Trade Commission (U.S.)
OSHA — Occupational Safety and Health Act (1970)
MA — Moving Average
PERT — Program Evaluation and Review Technique
FSA — Flexible Spending Account
T&C — Terms & Conditions
HR — HUMAN RESOURCES
ERISA — Employee Retirement Income Security Act
BOP — Bureau Of Prisons
BDF — Beneficiary Designation Form
ITC — Information Technology Center
LTIP — Long-Term Incentive Plan
OCR — Overall Capitalization Rate
RAID — Redundant Array of Inexpensive Disks
RWA — Risk Weighted Asset
TM — Trademark
BNA — Bureau of National Affairs, Inc.
IFB — Invitation For Bid
BARS — Behaviourally-Anchored Rating Scale
CMA — Certified Management Accountant
B.A. — Bachelor of Arts
DTA — Deferred tax assets
MLS — Multiple Listing Service
DBA — Data Base Administrator
GED — General Equivalency Diploma
IDR — Issuer Default Rating
ICC — International Criminal Court

WRKSHP — Workshop
HDI — Human Development Index (UNDP yardstick of human welfare)
PPI — Producer Price Index
RTF — Rich Text Format
POD — Payable on Death
RULPA — Revised Uniform Limited Partnership Act
SOHO — Small Office Home Office
ERV — Estimated Rental Value
ACV — Actual Cash Value
HSA — Health Savings Account
CMA — Certified Management Accountant
NI — Net Income
ROS — Return on Sales
CME — Chicago Mercantile Exchange
DOL — United States Department of Labor
G2B — Government to Business
CAFTA — Central American Free Trade Agreement
OPM — Office of Personnel Management
CAGR — Compounded Annual Growth Rate
3PL — Third Party Logistics
PW — present worth
CFA — Chartered Financial Analyst
STP — Software Test Plan
CSRS — Civil Service Retirement System
ATCF — After Tax Cash Flow
CDL — Commercial Driver's License
LTD — Limited
ZIP — Zone Improvement Plan
VSNL — Videsh Sanchar Nigam Limited
HCFA — Health Care Financing Administration
EXP — Export
SBLC — Standby Letter of Credit
FMS — Financial Management Service
BOS — Behavior Observation Scale
NOI — Net Operating Income
AGC — Associated General Contractors of America
APV — Adjusted Present Value
TL — Truckload
TRO — Temporary Restraining Order
MANOVA — Multivariate Analysis of Variance
UN — United Narions
LLLP — Limited Liability Limited Partnership
APR — Annual Percentage Rate
TCE — Tangible Common Equity
BOT — Board of Trustees
HUD — Department of Housing and Urban Development (U.S.)
ROOA — Return on Operating Assets
ITC — Information Technology Conference
FICA — Federal Insurance Contribution Act
OE — Operating Expense

CHR — Commission on Human Rights
CODASYL — Committee on Data Systems Languages
FCRA — Fair Credit Reporting Act
LBO — Leveraged Buyout
GFE — Good Faith Estimate
TDA — Tax Deferred Annuity
BCP — Business Continuity Plan
UNU — United Nations University
CPG — Consumer Packaged Goods
PM — Project Manager
CEN — Committee European de Normalisation
IC — Internal Control
TIL — Truth in Lending
PTO — Paid Time Off
SLS — Sales
RO/RL — Rool on/roll off
STR — Software Test Report
ROW — Right-Of-Way
CPR — Cardio-Pulmonary Resuscitation
IBC — Independent Breweries Company (original manufacturer of IBC Root Beer)
GAO — Government Accountability Office [formerly the General Accounting Office]
ASEAN — Association of South East Asian Nations
CUM — Cumulative
HIBOR — Hong Kong interbank offered rate
PSA — Public Service Announcement (radio/TV Term)
HR — Human Resource
GPP — Gross Profit Percentage
BRI — Basic Rate Interface
COTR — Contracting Officer Technical Representative
QTD — Quarter-to-Date
UNFPA — United Nations Fund for Population Activities (see www.unfpa.org)
EURIBOR — Euro Interbank Offered Rates
TIPS — Treasury Inflation-Protected Securities
ITA — International Trade Administration
BRD — Business Requirements Documentation
GPI — Gross potential income
EVA — Economic Value Added
ISO — Independent Sales Organization
CGS — Cost of Goods Sold
XHTML — Extensible Hypertext Markup Language
ESOP — Employee Stock Ownership Plan
EOB — Explanation Of Benefits
IRCA — Immigration Reform and Control Act
CPM — Cost Per Thousand
CROGI — Cash Return on Gross Investment
CIT — Corporate Income Tax
LBB — Legislative Budget Board
QPRT — Qualified Personal Residence Trust
UNZAP — United Nations Zambia Assistance Programme
CSA — Cost Sharing Arrangement

AO — Authorizing Official
OID — Original Issue Discount
A/P — Accounts Payable
DDU — destination delivery unit
ROFR — Right of First Refusal (finance)
ST — Short-Term
RP — Repurchase Agreement
IANA — Internet Assigned Numbers Authority
RISC — Reduced Instruction Set Computer
PM — Profit Margin
ESCAP — Economic and Social Commission for Asia and the Pacific (UN)
ABA — Accredited Business Accountant
BU — Bargaining Unit
PRP — Preferred Risk Policy
RESPA — Real Estate Settlement Procedures Act
NAVPS — Net Asset Value Per Share
AOV — Average Order Value
PHC — Personal Holding Company
LMRDA — Labor-Management Reporting and Disclosure Act of 1959
SSA — Social Security Administration
FASAC — Financial Accounting Standards Advisory Council
SEC — Securities and Exchange Commission (US)
B&O — Business and Occupation
BBB — Better Business Bureau's
REPO — Repurchase Agreement
MRO — Maintenance, repair, and overhaul
FASAB — Financial Accounting Standards Advisory Board
ART — Annual Renewable Term (life insurance)
DB — Defined Benefit (retirement Plan; For Example, A Pension)
GIF — Graphic Interchange Format
LOS — Length of Stay
MI — Mortgage Insurance
EPA — Equal Pay Act
WMO — World Meteorological Organization (ICSU)
CICA — Competition in Contracting Act (1984)
MDB — Multilateral Development Bank
LSE — London Stock Exchange
PHR — Professional in Human Resources Certification
USP — Unique Selling Point
CDHP — consumer-driven health plan
PTP — Publicly Traded Partnership
IDA — International Development Association
CNF — Cost, not freight
TAM — Television Audience Measurement
NLRB — National Labor Relations Board
VIE — Variable Interest Entity
CVP — Cost-Volume-Profit
TPL — Third-Party Liability
FAK — Freight all kinds
COI — Conflict Of Interest

MER — Management Expense Ratio
AGT — Agent
EPTA — Expanded Programme of Technical Assistance
EPZ — Export Processing Zone
WIP — Work In Progress (process)
CEU — Continuing Education Unit
AD & D — Accidental Death and Dismemberment
MPS — Marginal Propensity to Save
CAI — Computer Assisted Instruction
CASE — computer-automated software engineering
EIS — Environmental Impact Statement (US)
PY — Prior Year
CC — Civil Code
L/C — Letter of Credit
FMV — Fair Market Value
CORBA — Common Object Request Broker Architecture
ATB — Across the Board
RAP — Regulatory Accounting Principles
MOM — Message Oriented Middleware
MMDA — Money Market Deposit Account
CCP — Certified Compensation Professional
CUPA — College and University Personnel Association
WTO — World Trade Organisation
BOT — Balance of Trade
JPEG — Joint Photographic Experts Group (24-bit image storage format)
FFY — Federal Fiscal Year
UNCIP — United Nations Commission for India and Pakistan
CRC — Committee on the Rights of the Child
A/R — Accounts Receivable
ACP — Average Contribution Percentage
CSO — Commissioners Standard Ordinary
SOA — Service-Oriented Architecture
POQ — Periodic Order Quantity
DOC — Doctor
GSI — general salary increase
LTA — Long-Term Agreement
IRIN — Integrated Regional Information Networks
EOM — End Of Month
PDA — Personal Data Assistant
BIS — Bank of International Settlements
DOH — Days inventory On Hand
ALJ — Administrative Law Judge
IRDA — Insurance Regulatory Development Authority
TDI — Temporary Disability Insurance
MUPLA — Model Uniform Products Liability Act
VA — Veterans Administration
SSI — Supplemental Security Income
CPI — Cost Performance Index
OASDHI — Old Age, Survivors, Disability and Health Insurance Act
SEO — Search Engine Optimizer

BCC — Blind Copied
FFIEC — Federal Financial Institutions Examination Council
ECOSOC — Economic and Social Council of the United Nations
RR — Revenue Ruling
FNA — Financial needs analysis
AFTP — Anonymous File Transfer Protocol
B&P — Bid & Proposal
SBO — Small Business Owner
RE — Residual Earnings
DBMS — Data Base Management System
MACRS — Modified Accelerated Cost Recovery System (IRS)
GPO — Government Printing Office
UGMA — Uniform Gifts to Minors Act (largely replaced by UTMA)
HDML — Handheld Device Markup Language
ASAE — American Society of Association Executives
SNF — Skilled Nursing Facility
TAN — Tax Anticipation Note
CAM — Common Area Maintenance (charges related to commercial leases)
POS — Point of Service Plan
SBLI — Savings Bank Life Insurance
PDA — Payday Advance Loan
UNCED — United Nations Conference on Environment and Development
UPU — Universal Postal Union
LEPO — Low Exercise Price Option
UNAMIC — United Nations Advance Mission In Cambodia
GIF — Guaranteed Investment Fund
QMAC — Qualified Matching Contributions
AMID — Allowable Miscellaneous Itemized Deductions
UIC — Unemployment Insurance Commission (Canada, archaic)
IPCS — International Programme on Chemical Safety
WFC — World Food Council
EOI — Expression Of Interest
ATP — Accredited Tax Preparer
SMA — Simple Moving Average
SDB — Small Disadvantaged Business
FITW — Federal Income Tax Withholding
LT — Lead Time
DTI — Department of Trade and Industry (UK)
NAR — National Association of Realtors
LIBOR — London interbank offering rate
DUNS — Data Universal Numbering System
CAFR — Comprehensive Annual Financial Report
SGA — Substantial Gainful Activity
CIO — Chief Investment Officer
ADJ — Adjust
PY — Program Year
ADR — Asset Depreciation Range (finance)
FTD — Federal Tax Deposit
SS — Social Security
HHS — Health and Human Services Department

UR — Utilization Review
GAAP — Generally Accepted Accounting Procedures
NCOA — National Change Of Address
CHRO — Chief Human Resource Officer
QMCSO — Qualified Medical Child Support Order
NCA — National Cemetery Administration
COD — Cancellation of Debt
CIX — Commercial Internet Exchange
POP — Public Offering Price
CPIC — Capital Planning and Investment Control
CFA — Consumer Federation of America
AOQL — Average Outgoing Quality Level
RTW — Return To Work
TAM — Technical Advice Memorandum
OL — Operating Liabilities
CAD — Cash Available for Distribution
NFIP — National Flood Insurance Program
CA — Confidentiality Agreement
GICS — Global Industry Classification Standards
RFQ — Request For Quote
LFY — Last Fiscal Year
BRIC — Brazil, Russia, India and China
FUTA — Federal Unemployment Tax Act
D&F — Determination & Finding
LC — Limited Company
NOW — Negotiable Order of Withdrawal
WTO — World Tourism Organization
AMTI — Alternative Minimum Taxable Income
PFS — Personal Financial Specialist
ICANN — Internet Corporation for Assigned Names and Numbers
GL — General Liability
ATOI — After Tax Operating Income
ECP — Engineering Change Proposals
ECA — Economic Commission for Africa
PRC — Peer Review Committee
NAFTA — North American Free Trade Agreement
AAG — Audit and accounting guides
CDI — Category Development Index
CFC — Chartered Financial Consultant
LPA — Licensed Public Accountant
OIOS — Office of Internal Oversight Services
GE — General Electric American Communications Inc.
AIA — American Institute of Architecture
IDP — Internally Displaced Person
IFAD — International Fund for Agricultural Development (UN)
SB — Senate Bill
PITI — Principal, Interest, Taxes, and Insurance
ADEA — Age Discrimination in Employment Act's
AFR — Applicable Federal Rate
MTL — Multi-Level Marketing

FFO — Funds from operations
PDQ — Position Description Questionnaire
NCUSIF — National Credit Union Share Insurance Fund
PDA — Pregnancy Discrimination Act
ESI — Electronically Stored Information
DM — Direct Mail
SBC — Southwestern Bell Corporation
BID — Business Improvement District
SB/SDB — Small Business/Small Disadvantaged Business
CCL — Center for Creative Leadership
OCF — Operating Cash Flow
ASTD — American Society for Training and Development
UNA — United Nations Association
LEC — Local Exchange Carrier
AR — Accounts Receivable
SC — Securities Commission
EISA — Extended Industry Standard Architecture
RRSP — Registered Retirement Savings Plan (Canada; Roughly Equivalent To The IRA In The U.S.)
SDD — Software Design and Development
ADC — Acquisition, Development, and Construction
GR — General Revenue
CERD — Committee on the Elimination of Racial Discrimination
INC. — Incorporated
LOR — Letter Of Response
PIK — Payment in Kind
FS — Financial Statement
FHA — Federal Housing Administration
CBOT — Chicago Board of Trade
DPP — Deferred Payment Plan
IASC — Inter-Agency Standing Committee
TEV — Total Enterprise Value
EA — Enrolled Agent
DOI — Date of Injury
CIF — Cost, Insurance, and Freight (Paid) (shipping)
ASU — Accounting Standards Update
CTV — Capital Timber Value
MPEG — Moving Picture Experts Group (International Standards Organisation/International Electrotechnical Commission)
LM — Last Month
C&I — Commercial and industrial customers (Electricity transmission)
WIPO — World Intellectual Property Organization
REC — Renewable Energy Certificate
FCF — Free Cash Flow
CSO — Central Statistical Organisation
HDAPT — Hybrid domestic asset protection trust
WT — Warrant
TIC — Tenant In Common
RIA — Registered Investment Advisor
CGT — Capital Gains Tax
WRA — Weighted Risk Assets
AMTFTC — Alternative minimum tax foreign tax credit

S&P — Standard & Poor's
FERC — Federal Energy Regulatory Commission (U.S.)
FMLA — Family and Medical Leave Act
ESO — Employee Stock Option
CK — Calvin Klein
ACC — Administrative Committee on Coordination
ISO — Incentive Stock Option
MIME — Multipurpose Internet Mail Extension
GA — General Agent
FASB — Financial Accounting Standards Board
MOF — Ministry Of Finance
PEO — Professional Employer Organization
SAT — Scholastic Aptitude Test
CGQ — Corporate Governance Quotient
SA — Seasonally Adjusted
AAAA — American Association of Advertising Agencies
SE — Self Employed
CPI-W — Consumer Price Index for Urban Wage Earners and Clerical Workers
ITIL — Information Technology Infrastructure Library
ECB — European Central Bank
ATR — Americans for Tax Reform
AL — Assisted Living
CSHO — Compliance Safety and Health Officer
DIP — Debtor In Possession
GOV — Government Owned Vehicle
NAICS — North American Industry Classification System
C&D — Cease and Desist
MLR — Medical Loss Ratio
A/E — Architect/Engineer
ILIT — Irrevocable Life Insurance Trust
JOLTS — Job Openings and Labor Turnover Survey
D&O — Directors and Officers Liability
AMPS — Auction Market Preferred Stock
EPI — Expanded Programme on Immunization
WAP — Wireless Application Protocol
UNFCCC — United Nations Framework Convention on Climate Change
FHLMC — Federal Home Loan Mortgage Corporation, United States
BDC — Business Development Center
EEPROM — Electric Erasable Programmable Read Only Memory
VSOE — Vendor-Specific Objective Evidence
FCFE — Free Cash Flow to Equity
BSM — Black-Scholes-Merton
CBA — Controlled Business Arrangement
DRP — Disaster Recovery Plan
SOS — Sound On Sound
TTD — Temporary Total Disability
SCA — Service Contract Act
REV. PROC. — Revenue Procedure
F&F — Furniture & Fixtures
DIO — Days Inventory Outstanding

SOL — Statute of Limitations
PSI — Performance Salary Increase
SEP — Simplified Employee Pension
BAT — Business Activity Tax
EOI — Evidence of Insurability
SBAP — Small Business Assistance Program
VDT — Video Display Terminal
SUTA — State Unemployment Tax Act
PCI — Per Capita Income
ALEX — AUTOMATED LABOR EXCHANGE
GST — Goods and Services Taxation
GPM — Graduated Payment Mortgage
AIME — Average Index Monthly Earnings
UNCTAD — United Nations Conference on Trade and Development
ERS — Economic Research Service
A&S — Accident and sickness insurance
DFAS — Defense Financial Accounting Service
DCAA — (U.S.) Defense Contract Audit Agency
ECE — Economische Commissie voor Europa (United Nations) (Dutch: Economic Commission for Europe)
T&D — Training and Development
IPTF — International Police Task Force
CLAT — Charitable Lead Annuity Trust
ACASTD — Advisory Committee on the Application of Science and Technology to Development
KYC — Know-your-customer
CFS — Container Freight Station
CEA — Chief Enterprise Architect
RIC — Regulated Investment Company
PLR — Private Letter Ruling
AACU — American Association of Colleges and Universities
FRB — Federal Reserve Board
SIPC — Securities Investor Protection Corporation
FSLIC — Federal Savings & Loan Insurance Corporation
PILOT — Payment In Lieu Of Taxes
DPA — Department of Political Affairs
OC — Opportunity Cost
FRS — Federal Reserve System
BRE — Business Reply Envelope
AA — Adverse Action
MLD — Market-linked deposit
DSPP — Direct Stock Purchase Plan
FRV — Fair Rental Value
MLM — Multi-Level Marketing
SOP — Statement Of Position
DAGMAR — Defining Advertising Goals for Measured Advertising Results
NL — No-Load
ROS — Run Of Schedule
SNE — Salaried Non-Exempt
EIC — Earned Income Credit
BRC — Business Reply Card
OIBITDA — Operating Income Before Interest, Taxes, Depreciation and Amortization

IBNR — Incurred But Not Reported
AFP — Association for Financial Professionals
TSR — Terminate and Stay Resident [software program]
NSA — Not Seasonally Adjusted
BDI — Brand Development Index
SMA — Separately Managed Account
GAAP — Generally Accepted Accounting Principles
ATB — Accountants Trial Balance
INSARAG — International Search and Rescue Advisory Group
ECI — Employment Cost Index
EBSA — Employee Benefits Security Administration
NAIC — National Association of Insurance Commissioners
CRM — Client Relationship Management
DPI — Department of Public Information
PE — Price-earnings ratio
CNS — Continuous Net Settlement
CIMC — Certified Investment Management Consultant
TPD — Temporary Partial Disability
EAR — Export Administration Regulations
CSO — Chief Security Officer
PVFC — Prepaid variable forward contract
ECM — Excess cash margin
DW — Dislocated Worker
DFL — Degree of Financial Leverage
SCORE — Service Corps Of Retired Executives
ISO — International Standard Organisation
HRM — Human Resource Management
NCSA — National Center for Supercomputing Applications
7S — Strategy, Structure, Systems, Style, Staff, Skills, Shared values
AAPC — Accounting and Auditing Policy Committee
GOOS — Global Ocean Observing System (IOC, UNESCO, WMO, and ICSU)
REV. RUL. — Revenue Ruling
CUM DIV — Cumulative dividend
BCFD — Billion Cubic Feet per Day
ISSA — International Securities Services Association
UNMISET — United Nations Mission of Support in East Timor
MRQ — Most Recent Quarter
DRO — Domestic Relations Order
DOL — Degree of Operating Leverage
LAR — Legislative Appropriations Request
UNHCR — United Nations High Commissioner for Refugees Program
CSF — Critical Success Factor
NDNH — National Directory of New Hires
OHCHR — Office of the United Nations High Commissioner for Human Rights
LINTAS — Levers International Advertising Services
IOS — International Organization for Standards
CGMA — Chartered Global Management Accountant
ALC — Alien Labor Certification
MLP — Master Limited Partnership
EMS — Eastern Mountain Sports

BTCF — Before Tax Cash Flow
ABF — Asset-Based Financing
ECF — Extended Care Facility
NMFC — National Motor Freight Classification
ROP — Run of Press
PLM — Product Lifecycle Management
LT — Long Terme
MCC — Mortgage Credit Certificate
EOU — Export Oriented Unit
CAE — Certified Association Executive
CMBS — Commercial mortgage-backed securities
LDI — Liability Driven Investment
VSOP — Very Special Old Pale
PHI — Protected Health Information
UNHCHR — United Nations High Commissioner for Human Rights
SSD — Social Security Disability
ATA — Accredited Tax Advisor
AE — Actual Expense
CODA — Cash or Deferred Arrangement (401K)
OTS — Office of Thrift Supervision
ROC — Return on Capital
ICQ — Internal Control Questionnaire
TRA — Tax Reform Act
CFAT — Cash Flow After Taxes
BPM — Business Performance Management
CEPS — Cash Earnings Per Share
CFE — Certified Financial Examiner
CIC — Consumer Information Center
OASDI — Old Age and Survivors Disability Insurance
UNCITRAL — United Nations Commission On International Trade Law
PERL — Practical Extraction and Report Language
FACCT — Foundation for Accountability
ADS — Alternative Depreciation System
SPE — Special Purpose Entity
NASDAQ — National Association for Security Dealers and Automatic Quotation
LCA — Labor Condition Application
CPO — Chief of Purchasing Office
UCI — Unemployment Compensation Insurance
TVM — Time Value of Money
WHA — World Health Assembly
IAM — Identity and Access Management
LOB — Line-Of-Balance
ILAB — Bureau of International Labor Affairs
VOPAN — Voice Pitch Analysis
MOH — Music On Hold
FSI — Free Standing Insert
PTA — Preferential Trade Arrangement
REI — Recreational Equipment, Inc.
IME — Independent Medical Examination
ROA — Return on assets

WRHSE — Warehouse
DCAP — Dependent Care Assistance Program
TIP — Transportation Improvement Program
CPA — Comprehensive Plan of Action
CGA — Charitable Gift Annuity
IIA — Institute of Internal Auditors
CMYK — Cyan, Magenta, Yellow, Black
MST — Marketable Securities Tax
TA — Technology Assessment
SEPA — Single Euro Payments Area
MBDA — Minority Business Development Agency
OM — Options Market
MLR — Monthly Labor Review
VAT — Value-added taxes
EGM — Extraordinary General Meeting
HFS — Hold for sale
CFP — Certified Financial PlannerTM
NIOSH — National Institute of Occupational Safety and Health's
UCR — Usual, Customary and Reasonable Fees
MAS — Multiple-Award Schedule
XBRL — Extensible Business Reporting Language
IAP — Initial advance payment
ESS — Employee Self-Service System
LF — Labor Force
ISA — International Seabed Authority
NOL — Net Operating Loss
FWT — Federal Withholding Tax
SAR — Summary Annual Report
FSS — Federal Supply Schedule
UL — Universal Life
CPLTD — Current portion of long-term debt
ACP — Actual deferral percentage
COCA — Cost of capital allowance
RAN — Revenue Anticipation Note
AEI — American Enterprise Institute
NAAEC — North American Agreement on Environmental Cooperation
GAAS — Generally Accepted Auditing Standards. Perhaps only marginally less contradictory than GAAP, but they do exist, honestly.
BAT — Business Action Theory
YOY — Year-over-year
IFC — International Finance Corporation
PCAOB — Public Company Accounting Oversight Board
A/E — Accured expense
AIDA — Attention, Interest, Desire, Action
ICJ — International Court of Justice
BPM — business process management
WTW — Welfare-to-Work
ARS — Auction Rate Securities
ABV — Accredited in Business Valuation
ITMP — Information Technology Management Program
EBRI — Employee Benefit Research Institute

SERP — Supplemental Executive Retirement Plan
CLU — Chartered Life Underwriter
MSI — Multiple Streams of Income
LCM — Lower of Cost or Market
NRF — National Retail Federation
ATO — Administrative Time Off
CESA — Coverdell education savings account
RI — Royalty Interest
PPE — Property, Plant and Equipment
LYON — Liquid Yield Option Note
PAAS — Platform-as-a-Service
BPC — Business Planning Cycle
BOI — Business Object Interface
SSB — Securities Supervisory Board
MRD — Minimum Required Distribution
NSF — Not Sufficient Funds
CS — Cost-Sharing
BIA — Business Impact Analysis
AC — Acceleration Clause
FHLB — Federal Home Loan Bank
K/A — Known as
IRA — Individual Retirement Arrangement
ACABQ — Advisory Committee on Administrative and Budgetary Questions
PBGC — Pension Benefit Guaranty Corporation
EAC — Employee Advisory Committee
HFA — Housing Finance Agency
OB — Office of Budget
DFEH — Department of Fair Employment and Housing's
PGI — Potential Gross Income
SEM — Shared-Equity Mortgage
BPD — barrels per day
EBO — Employee Buyout
FEIN — Federal Employment Identification Number
SFH — Single Family Home
ASCI — Advertising & Standards Council of India
HCO — Health Care Organization
TRNSFR — Transfer
DBT — Days Beyond Terms
ESA — Employment Standards Administration
LTL — Less Than Truckload Lot
DAN — Depositor Account Number
RCN — Replacement Cost New
HCM — Human Capital Management
RBM — Roll Back Malaria
POP — Premium Only Plan
IBEW — International Brotherhood of Electrical Workers
FCB — Foote Cone & Belding
TRUPS — Trust Preferred Securities
NNN — Net Net Net
NMS — Normal Market Size

EA — Electronic Arts Inc (NASDAQ Stock Exchange [NASDAQ])
PR — Public Relations
CRAFT — Computerised Relative Allocation of Facilities Techniques
ADEA — Age Discrimination and Employment Act
SWOT — Strengths, Weaknesses, Opportunities and Threats
CMMI — Capability Maturity Model Integrated
SPAC — Special-purpose acquisition company
SCM — Supply Chain Management
ECM — Enterprise Content Management
BBDO — Batten, Barton, Durstine & Osborn
ECP — Emergency Conservation Program
HC — Humanitarian Coordinator
B2C — Business to Consumer
TAMRA — Technical and Miscellaneous Revenue Act of 1988
FP — Fixed Price
PSC — Personal Service Corporation
MCI — Microwave Communications Incorporated
AFC — Average fixed costs
MLS — Mass Layoff Statistics
JEC — Joint Economic Committee
OD — Organizational Development
IBR — Income-based repayment
NAAS — Network as a Service
SIV — Structured Investment Vehicle
CFTC — Commodity Futures Trading Commission
TWA — Time Weighted Averages
FSLMRA — Federal Service Labor-Management Relations Act
ILO — International Labor Organization (UN)
ECOA — Equal Credit Opportunity Act
ICM — Incentive Compensation Management
ASG — Assistant Secretary General
TDB — Temporary Disability Benefits
BOA — Basic Ordering Agreement
NVI — Negative Volume Index
TPA — Third Party Administrator
SDI — State Disability Insurance
CDFI — Community Development Financial Institution
DOLETA — Department of Labor Employment and Training Administration
PUD — Planned Unit Development
NSA — National Society of Accountants
YRT — Yearly Renewable Term
URO — Utilization Review Organization
W/C — Working Capital
SAAR — Seasonally Adjusted Annual Rate
UTMA — Uniform Transfers to Minors Act
CI — Contract Item
ACV — Account Current Value
CUSIP — The Committee Of Uniform Security Identification Procedures
IDA — Industrial Development Authority
EFW — Electronic Funds Withdrawal

FIA — Federal Insurance Administration
DTL — Deferred Tax Liability
FPML — Financial Products Markup Language
STAR — Satellite Television Asian Region, Ltd.
CCI — Consumer Confidence Index
CPSC — Consumer Products Safety Commission
GNMA — Government National Mortgage Association
CB — Carryback
ECOWAS — Economic Community of West African States
DBO — Death Benefit Only
GAO — Government Accounting Office
HC — human capital
NPT — Non-Proliferation Treaty
CC — Capital Contribution
FSA — Farm Service Agency
ESA — Coverdell education savings account
QSF — Qualified Settlement Fund
HECM — Home Equity Conversion Mortgage
MLP — Minimum lease payments
GIM — Gross Income Multiplier
WAI — Wealth Added Index
SSVS — Statement on Standards for Valuation Services
AX — Armani Exchange
BTT — Business Transfer Tax
HSBC — Household Bank Corporation
FMCS — Federal Mediation and Conciliation Service
PTE — Pass-Through Entity
ASF — American Securitization Forum
BOC — Budget Object Code
LEO — Long-term Equity Options
FRA — Full Retirement Age
ELP — Electing large partnership
COST — Council on State Taxation
ESOT — employee stock ownership trust
CSE — Customer Service Environment
RSI — Relative Strength Indicator
ESL — English as a second language
CFC — Court of Federal Claims
CPE — Continuing Professional Educational
CIA — Certified Internal Auditor (US)
RIM — Retail Inventory Method
CEDAW — Committee on the Elimination of Discrimination against Women
AAGR — Annual average growth rate
CISSP — Certified Information Systems Security Professional
CSV — Cash Surrender Value
AFTS — Automatic Funds Transfer Services
FNMA — Federal National Mortgage Association
TSR — Tactical Studies Rules
LOS — Law Of The Sea
BRICS — Brazil, Russia, India, China and South Africa

UNCCD — United Nations Convention to Combat Desertification
UNIIMOG — United Nations Iran-Iraq Military Observer Group
MTTR — Mean Time To Recovery
NPA — Non-Performing Assets
NSA — National Safety Associates
AJB — America’s Job Bank
CFIUS — Committee on Foreign Investment in United States
DAPT — Domestic Asset Protection Trust
OCC — Office of the Comptroller of the Currency
NRE — Net realizable equity
FIE — Foreign-Invested Enterprise
UPE — Unreimbursed Partnership Expenses
SPD — Summary Plan Description
SESA — State Employment Security Agency
HRMS — Human Resource Management System
AWW — average weekly wage
ECOA — E-Mail Change of Address
GCOS — Global Climate Observing System (WMO, IOC, UNEP, and ICSU)
APB — Accounting Principles Board's
ALBM — Automated Lending and Borrowing Mechanism
RTN — Routing Transit Number
DCPP — Defined Contribution Pension Plan
GEF — Global Environmental Facility (environment)
AIC — Architecture and Infrastructure Committee
CETA — Comprehensive Employment and Training Act of 1975
B.S. — Bachelor of Science
USF — Usable Square Feet
ABCP — Asset Backed Commerical Paper
ITBAT — IT Budget Analysis Team
NQDC — Nonqualified deferred compensation
COP — Conference of the Parties
OASDHI — Old Age, Survivors, Disability, and Health Insurance
EPCM — Exempt-contract, percentage-of-completion method
UNITAR — United Nations Institute for Training and Research
CHL — Customs house license
EMP — Environmental Planning and Management
UNOCHA — United Nations Office for the Coordination of Humanitarian Affairs
HRD — Human Resource Development
OCHA — Office for the Coordination of Humanitarian Affairs
MBS — mortgage backed security
BOP — businessowners policy
RSA — Rivest-Shamir-Adleman
MTC — Multistate Tax Commission
HP — Hewlett Packard's
IMRB — Indian Market Research Bureau
HUDCO — Housing and Urban Development Corporation Limited
UNCC — United Nations Compensation Commission
NABA — National Association of Black Accountants, Inc.
ADP — Applicable Distribution Period
APOC — Administrative Point of Contact

CE — Continuing Education
NSX — National Stock Exchange
AML — Adjustable Mortgage Loan
ICTY — International Criminal Tribunal for the Former Yugoslavia
UNEF — United Nations Emergency Force
COL — Cost Of Living
SEA — Securities Exchange Act
RFA — Regulatory Flexibility Act (US)
AA — Author Alteration
WHD — World Habitat Day
DESIPA — Department for Economic and Social Information and Policy Analysis
DPO — Days payables outstanding
CBL — Common Business Language
AFN — Additional Funds Needed
CEBS — Certified Employee Benefits Specialist
FICCI — Federation of Indian Chamber of Commerce and Industry
GLA — Gross Leaseable Area
OER — Operation Expense Ratio
CVLI — Cash Value Life Insurance
DUA — Disaster Unemployment Assistance
UNMIK — United Nations Interim Administration Mission in Kosovo
0DSAC — 90 days, same as cash
CLA — Cross-Licensing Agreement
SEPED — Social Development and Poverty Elimination Division
BONUCA — United Nations Peace-Building Office in the Central African Republic
GPO — Guaranteed Purchase Option
ICGFI — International Consultative Group on Food Irradiation
RFPA — Right to Financial Privacy Act of 1978
WPI — Wholesale Price Index
ABMS — Activities Based Management System
CCA — Consolidated Contracting Activity
PING — Pocket Internet Gopher
CFA — Committee on Food Aid Policies and Programmes
REG. — Regulation
EITC — Earned Income Tax Credit
PTAC — Procurement Technical Assistance Center
LEAF — Logistics, Engineering, Acquisition, and Finance
UNVFVT — United Nations Voluntary Fund for Victims of Torture
NLRA — National Labor Relations Act
DAF — Donor Advised Fund
COHRS — Central Office Human Resources Service
UNOVER — United Nations Observer Mission to Verify the Referendum in Eritrea
OI&T — Office of Information and Technology
DII — Days in Inventory
ERM — Enterprise Risk Management
MUD — Multiple User Dungeon
EGI — Effective Gross Income
DRTV — Direct Response Television
UNGOMAP — United Nations Good Offices Mission In Afghanistan and Pakistan
TCOE — Total Cost of Equity

PBT — Profit Before Tax
SRA — Supplemental Retirement Annuity
SOC — Standard Occupational Classification
CAPS — Convertible Adjustable Preferred Stock
ADP — Attention Dial Pulse
SSDI — Social Security Disability Insurance
(X) — Export
PIC — Prior Informed Consent
IPS — Inflation Protected Security
RTW — Right to Work
FVO — Fair Value Option
FMC — Federal Maritime Commission's
ADI — Area of Dominant Influence
CEA — Commodity Exchange Authority
HPI — Human Poverty Index
LAIA — Latin American Integration Association
UNCHS — United Nations Centre for Human Settlements
ROC — Rate of Change
NCUA — National Credit Union Administration
CCM — Completed Contract Method
SMSA — Standard Metropolitan Statistical Area
SIB — Securities and Investment Board
FCA — Farm Credit Administration
ETN — Exchange Traded Note
ALV — Average Lease Value (Cars)
F&C — Free and Clear
OSG — Office of the Secretary-General
TSP — Thrift Savings Plan
MP3 — Moving Pictures Experts Group 1 Audio Layer 3
BCS — Business Case Study
DMFAS — Debt Management and Financial Analysis System
REA — Return on assets
MLA — Minimum Liquid Assets
SIAP — Statistical Institute for Asia and the Pacific
HDR — Humanitarian Daily Ration
DOM — Distributed Order Management
VA — Variable Annuity
EIA — Equity Indexed Annuity
C-TPAT — Customs-Trade Industry Against Terrorism
PIA — Primary Insurance Amount
PWC — Public Works Commission
DIC — Document Identifier Code
INS — Immigration & Naturalization Service
DINKS — Dual Income, No Kids
ESOP — Employee Stock Option Plan
CHB — Custom House Broker
C2C — Customer to Customer
SSBCI — State Small Business Credit Initiative
PMSA — Primary Metropolitan Statistical Area
CEMP — Comprehensive Emergency Management Program

INSTRAW — International Research and Training Institute for the Advancement of Women
TL — Time & Labor
AFICS — Association of Former International Civil Servants
ERM — Enterprise Resource Management
J&S — Joint and Survivorship
A&I — Accident and Indemnity
BHC — Bank Holding Company
NNTP — Network News Transport Protocol (ATM)
MSP — Managed Service Provider
BDI — Behavioral Description Interview
TTL — Total Linhas Aéreas
VAO — Virtual Acquisition Office
MOTO — Mail order-telephone order
IPA — Inflation Protected Annuity
PCCM — Percentage-of-completion/capitalized cost method
SSDI — Social Security Disability Indemnity
IASB — International Accounting Standards Board
TEFRA — Tax Equity and Fiscal Responsibility Act of 1985
NASBA — National Association of State Boards of Accountancy
NCCI — National Council on Compensation Insurance
CAA — Congressional Accountability Act
ABS — Asset Based Securitization
LTI — Long-term incentive
ICDC — International Child Development Centre
TCBY — The Country's Best Yogurt
ECOMOG — Economic Community of West African States' Monitoring Observer Group
MCC — Merchant category codes
EPROM — Electrically Programmable Read Only Memory
CLUT — Charitable Lead Unitrust
MSB — Money Service Businesses
SBA — Small Business Administrations
LHWCA — Longshore and Harbor Worker’s Compensation Act
ECU — Emergency Coordination Unit
MTM — Market to Market
UNDOF — United Nations Disengagement Observer Force
VEBA — Voluntary Employees' Beneficiary Association
I-9 — I-9 Form
ATU — Annual Tax Unit
PAR — Public Accounting Report
BAT — Budget Advisory Team
LCC — Life Cycle Cost
UNPD — United Nations Population Division
SIFMA — Securities Industry and Financial Markets Association
DGFT — Director General of Foreign Trade
USG — Under Secretary General
3COM — Computer, Communications and Compatibility
R&C — Reasonable and Customary
CCC — Commodity Credit Corporation
CGL — Comprehensive General Liability
UNICRI — United Nations Interregional Crime and Justice Research Institute

ADP — Automatic Data Processor
CEBS — Certified Employee Benefit Specialist
ILC — International Law Commission
ROAE — Return on Assets Employed
PAM — Pledged Account Mortgage
UNAMSIL — United Nations Mission In Sierra Leone
TBC — To Be Contested
ROU — Right of Use
AMC — Appraisal Management Companies
OOB — OOS out of business
LTC — Long-Term Care
PCFRC — Private Company Financial Reporting Committee
DVA — Debt value adjustment
QBU — Qualified Business Unit
QAI — Quality Assurance International
DHL — Dag Hammarskjöld Library
DWC — Days working capital
QR — Quality Review
ALTA — American Land Title Transfer
MOC — Market On Close
EVM — Earned Value Management
CNC — Currently Not Collectible
FCCC — For the Framework Convention on Climate Change
EMT — Executive Management Team
FMR — Fair Market Rental
CPFFC — Cost-plus-fixed-fee contract
OLA — Office of Legal Affairs
ITSM — Information Technology Service Management
SHRM — Society for Human Resource Management's
LTD. — Limited
SSD — Social Security Disability
ITAM — IT asset management
EAPA — Employee Assistance Professionals Association, Inc
NDA — Nondisclosure Agreement
VPFC — Variable Prepaid Forward Contract
UNCSW — United Nations Commission on the Status of Women
UNSCEAR — United Nations Scientific Committee on the Effects of Atomic Radiations
IDNDR — International Decade for Natural Disaster Reduction
CEC — Continuing Education Center
PCE — Personal consumption expenditure; personal consumption expenditure deflator
COSO — Committee of Sponsoring Organizations
FRA — Federal Reserve Act
GTL — Group Term Life Insurance.
FAME — Facilities Maintenance Engineering
UNCCP — United Nations Conciliation Commission for Palestine
FEA — Fair Employment Act
ARR — Average Rate of Return
FAS — Financial Accounting Standards
UNCIVPOL — United Nations Civilian Police
EDGAR — Electronic Data Gathering, Analysis and Retrieval

A/S — Account sales
ASPPA — American Society of Pension Professionals & Actuaries
ETC — Estimate To Completion
JTPA — Job Training Partnership Act
BCA — Board of Contract Appeals
ZEN — Zero Effort Network
TIF — Tax Increment Financing
DDSN — Demand-driven supply networks
DFI — Derivative Financial Instrument
UNOMUR — United Nations Observer Mission Uganda-Rwanda
ICPD — International Conference on Population and Development
VHA — Veterans Health Administration's
MRPS — Mandatorily redeemable preferred stock
ACFE — Advisory Committee on Forestry Education
GRID — Global Resource Information Database (UNEP)
TC — Trusteeship Council (UN)
CPP — Consumer Preferences and Policy
ISM — Interactive Studio Management
ZBB — Zero-based budgeting
CRUT — Charitable Remainder Unitrust
DMB&B — D'arcy Masius Benton & Bowles
RELP — Real Estate Limited Partnership
REMIC — Real Estate Mortgage Investment Conduit
ABC — Audit Bureau of Circulations Inc.
CEA — Certificate of Educational Achievement
AFE — Average Funds Employed
JPO — Junior Professional Officer
FRS — Functional Requirements Specifications
UTC — Uniform Trust Code
SBC — Summary of Benefits and Coverage
STTR — Small Business Technology Transfer
NAC — National Acquisition Center
VA — Veterans Affairs
P&I — Principle and interest payment
HRA — Health Reimbursement Account
ATB — Adjusted Trial Balance
ITMRA — Information Technology Management Reform Act (Part of the Clinger-Cohen Act)
UC — Unemployment Compensation
ITAC — Information Technology Advisory Committee
ABLOS — Advisory Board on the Law of the Sea
UNOMIG — United Nations Observer Mission In Georgia
IASC — International Accounting Standards Committee
OGC — Office of the General Counsel
HCA — head of contracting activity; humanitarian and civic assistance
WCEFA — World Conference on Education for All
ROA — Regional Office for Africa
ITARS — IT Acquisition Request System
UNISPAL — United Nations Information System on the question of Palestine
TAT — Total asset turnover
CICP — Centre for International Crime Prevention

UNCT — United Nations Country Team
ICSC — International Civil Service Commission
UTLZTN — Utilization
HRIS — Human Resource Information System
FOM — Field Operations Manual
ERTA — Economic Recovery Tax Act
SLOB — Separate Line of Business
ECR — Executive Conference Room
ITOC — Information Technology Oversight & Compliance
UNDAF — United Nations Development Assistance Framework
DSI — Discretionary Salary Increase
REA — Retirement Equity Act
YAHOO — You Are Hazy Over Oranges
FSR — Financial Strength Rating
CMSA — Consolidated Metropolitan Statistical Area
PEG — Price to Earnings Growth
BRM — Business Reference Model
MTHLY — monthly
CEA — Council of Economic Advisors
COFI — Cost of Funds Index
TAB — Tax Anticipation Bill
SMLLC — Single Member Limited Liability Company
MBE — Mortgage banking enterprise
CPC — Committee for Programme and Coordination
WI — Working Interest
EDP — Employee Development Plan
ADA — Associate Deputy Administrator
B&N — Barnes and Noble
ITSD — Information Technology Services Division
OOH — Occupational Outlook Handbook
AET — Accumulated Earnings Tax
IMR — Information Management Research
OR — Operations research
STD — Short-term disability
NR — Not Rated
CCPOQ — Consultative Committee on Programme and Operational Questions
UNAMIR — United Nations Assistance Mission for Rwanda
QSPE — Qualified special purpose entity
NRMLA — National Reverse Mortgage Lenders Association
SSUTA — Streamlined Sales and Use Tax Agreement
GTOS — Global Terrestrial Observing System
SMM — Summary of material modifications
TESSA — Tax-Exempt Special Savings Account
DVOP — Disabled Veterans Outreach Program
CPP — Cost Per rating Point
TRASOP — Tax Reduction Act ESOP
IAS — International Accounting Standards
A&A — Advisory & Assistance
NACUBO — National Association of College & University Business Organizations
IRD — Income in respect of a decedent

CSEMO — Corporate Senior Executive Management Office
AATF — Airport and Airway Trust Fund
UAW — United Auto Workers
HRIS — Human Resources Information System
GMIB — Guaranteed Minimum Income Benefit
FACT — Fair and Accurate Credit Transactions Act of 2003
SDVOSB — Service-Disabled Veteran-Owned Small Business
SHOP — Small Business Health Options Program
GIST — Graphics and Intelligence based Script Technology
OSSG — Office of the Spokesman for the Secretary-General
SARSEP — Salary Reduction Simplified Employee Pension Plan
CSCS — Computer Software Components
PIM — Product Information Management
EPPA — Employee Polygraph Protection Act
ECAB — Employee's Compensation Appeals Board
UDITPA — Uniform Division of Income for Tax Purposes Act
MAGI — Modified Adjusted Gross Income
PA — Public Accountant
GIC — Guaranteed Investment Contract
WKLY — Weekly
D&B — Dun & Bradstreet
CSA — Capital Support Agreements
UNRISD — United Nations Research Institute for Social Development
GPHR — Global Professional in Human Resources
ITEAM — Information Technology Enterprise Architecture Management
PERAB — President's Economic Recovery Advisory Board
CPHR — California Professional in Human Resources Certification
CSD — Commission on Sustainable Development's
DIT — Deposit in Transit
FCCPA — Federal Consumer Credit Protection Act of 1968
LEI — Leading Economic Indicators
GSR — General Securities Representative
COLI — Cost of Living Index
RMBS — Residential mortgage backed securities
ACW — African Centre for Women
PT — Part-Time
E&P — Earnings & Profits
EM — Emergency Loan Program
SRSG — Special Representative of the Secretary-General
CPDO — Constant Proportion Debt Obligation
NRA — Non-Resident Alien
GSTP — Global System of Trade Preferences
OCP — Overland Common Point
CAT — Commercial Activity Tax
LOC — Letter of Comment
SFAS — Statements of Financial Accounting Standards
DNAMTI — Distributable Net Alternative Minimum Taxable Income
CSR — Corporate Social Responsibilty
SMI — Supplemental Medical Insurance (US Medicare Part B)
UNSCOM — United Nations Special Commission for the Elimination of Iraq's Weapons of Mass Destruction

IAAS — Infrastructure as a Service
GAAC — Government Accounting and Auditing Committee
CBI — Compliance and Business Integrity
FACHE — Fellow in American College of Healthcare Executives
SAS — Statement of Accounting Standards
EDA — Economic Development Administration's
A&A — Assessment and Accreditation
CRM — Credit Risk Management
MHAEA — Mental Health and Addiction Equity Act
LCL — Less than Carload Lot
ROTC — Reserve Officer Training Corporation
BML — Bean Markup Language
ITLO — Information Technology Logistics Office
INA — Immigration and Naturalization Act
ICC — International Chamber of Commerce
OFCCP — Office of Federal Contract Compliance Programs
UNMOT — United Nations Mission of Observers in Tajikistan
VOCC — Vessel Operating Common Carriers
FECA — Federal Employer’s Compensation Act
EIC — Earned Income Tax Credit
ITS — Intermarket Trading System
AFB — American Farm Bureau, Inc.
CIPP/G — Certified Information Privacy Professional/Government
DOT — Dictionary of Occupational Titles
WBG — World Bank Group
SDNP — Sustainable Development Networking Programme
DCAP — Dependent Care Assistance Plan
VUL — Variable Universal Life
USAA — United Services Automobile Association's
NE — Non-Exempt
CSD — Commission for Social Development
UNIFIL — United Nations Interim Force In Lebanon
P/E — Price-to-earnings ratio
SITC — Standard International Trade Classification
UNHSP — United Nations Human Settlements Programme
IRP — Industry Risk Premium
SV — Salvage value
QME — Qualified Medical Examiner
DAW — Division for the Advancement of Women
TSA — Tax-sheltered annuity
CCPA — Consumer Credit Protection Act
ALC — Agency Location Code
UMB — United Missouri Bank
FWCW — United Nations Fourth World Conference on Women
PCE — Private Commercial Enterprise
UNOMSA — United Nations Observer Mission in South Africa
TOD — Transfer on death
HRA — Health Reimbursement Arrangement
BNIB — Business Needs and Investment Board
NPL — Nonperforming loan

QJSA — Qualified Joint and Survivor Annuity
MBA — Masters of Business Administration
GASB — Governmental Accounting Standards Board
SWT — State witholding tax
QAIP — Quality Assurance and Improvement Plan
SE — Salaried Exempt
C&A — Certification & Authority
CCH — Commerce Clearing House
CFOC — Chief Financial Officers Council
SS — Safety Stock
M&A — Merger & Acquisition
ASB — Auditing Standards Board's
LDW — Last Day Worked
ZAW — Zero Administration for Windows
DUS — Dollar Unit Sampling
D2D — Developer to Developer
SYSTEM — Save YourSelf Time, Engergy, and Money (as reported by www.just15minutes.com)
SBD — Small Disadvantaged Business
SSBIC — Specialized Small Business Investment Company
BAA — Business Associate Agreement
ALA — American Legion Auxiliary
DPSP — Deferred Profit Sharing Plan
UNCDF — United Nations Capital Development Fund
ARB — Accident Review Board
AIMS — Advertising and Integrated Marketing Solutions
NRI — Net Rising Index
OTB — Off-Track Betting
S&L — Savings and Loan
UNAFRI — United Nations African Institute for the Prevention of Crime and the Treatment of Offenders
PVT — Persons Viewing Television
SPE — Senior Procurement Executive
DNA — Distributed Internet Application Architecture
HCTC — Health Coverage Tax Credit
MSRB — Municipal Securities Rulemaking Board
FO — Foreign to occupation
BPO — Bargain Purchase Option
DUSB — Deputy Undersecretary for Benefits
UNOHCI — United Nations Office of the Humanitarian Coordinator for Iraq
MHPA — Mental Health Parity Act of 1996
BSNL — Bharath Sanchar Nigam Limited
UNDCP — United Nations International Drug Control Programme
UNTAET — United Nations Transitional Administration in East Timor
BPO — Business Process Optimization
AGGG — Advisory Group on Greenhouse Gases
UNSECOORD — Office of the United Nations Security Coordinator
UNOPS — United Nations Office for Project Services
EFTA — European Free Trade Area
ICSAB — International Civil Service Advisory Board
SFOR — Stabilization Force
ASR — Accelerated Stock Repurchase

GAAFR — Governmental Accounting, Auditing, and Financial Reporting
ACFR — Advisory Committee on Fishery Research
PFR — Portable Font Resource
UNAIDS — Joint United Nations Programme on HIV/ Acquired Immune Deficiency Syndrome
CFBT — Cash flow before taxes
R/E — Real estate
IPMA — International Personnel Management Association
NRD — Normal Retirement Date
VXML — Voice eXtensible Markup Language
EMV — Europay, Master Card and Visa
AFN — Annual Funding Notice
FMRR — Financial Management Rate of Return
PEP — Personal Exemption Phaseout
QWL — Quality of Work Life
UNDHL — United Nations Dag Hammarskjölds Library
IUC — Information Unit for Conventions
MMC — Money market certificate of deposit
CCP — Collateralized commercial paper
DK — Dorling Kindersley
CO — Compliance Officer
CEHIST — Center for Evaluation of Healthcare Information Systems & Technology
UNTEA — United Nations Temporary Executive Authority
IAG — International Auditing Guidelines
EDI — Electronic Date Interchange
ICRA — Investment Information and Credit Rating Agency
LLIC — Limited liability investment company
FLP — Family Limited Partnership
FMHA — Farmers Home Administration
DRC — Deficit Reduction Contribution
HWRP — Hydrology and Water Resources Programme
NIB — New In the Box
NBIA — National Business Incumbation Association
MDIB — Minimum Distribution Incidental Benefit
EDA — Economically Depressed Area
ACRB — Architectural Change and Review Board
AGFFA — Advisory Group on Financial Flows to Africa
MSER — Multi-state Employer Registration
DSW — Discount Shoe Warehouse
ASBL — American Small Business League
BEIT — Business Enterprise Income Tax
COPICS — Communication Oriented Production and Information Control System
QE — Quarter Ending
UCR — Usual, customary, and reasonable
DIMA — Division of Information Management and Analysis
GAW — Global Atmosphere Watch (WMO)
UNOMIL — United Nations Observer Mission In Liberia
RFM — Rcency, Frequency, Monetary Analysis
FERS — Federal Employees Retirement System
UNIPTF — United Nations International Police Task Force
CODI — Cancellation of Debt Income

IAF — Inflation Adjustment Factor
ODF — OpenDocument Format
FRN — Floating rate notes
FSA — Flexible Spending Arrangement
MEWA — Multiple Employer Welfare Arrangement
UNV — United Nations Volunteers Programme
CAPP — Cash Account Pension Plan
SSOP — Second Surgical Opinion Program
UNJSPF — United Nations Joint Staff Pension Fund
LAC — Division for Latin America and the Caribbean
CHFC — Chartered Financial Consultant
STF — Summary Tape File
COSVA — Chief of Staff
LDC — Low Death Conflict
WRAEA — Workforce Reinvestment and Adult Education Act
SAM — System for Award Management
NSTP — National Society of Tax Professionals
ALBRS — Automated Lending and Borrowing in Rolling Settlement
PCS — Post-contract customer support
UI — Unemployment Insurance
BAN — Bank anticipation notes
PTSD — Post Traumatic Stress Syndrome
BV — Book value
DBPP — Defined Benefit Pension Plan
ESAF — Enhanced Structural Adjustment Facility
PWBA — Pension and Welfare Benefits Administration
IRB — Internal Revenue Bulletin
FAAS — Financial Assurance and Accountability Standards
CSVLI — Cash surrender value life insurance
DEC — Deductible voluntary employee contributions
UNIPOM — United Nations India-Pakistan Observation Mission
DTCC — Depository Trust & Clearing Corp
WRC — World Radiocommunication Conference
KSA — Knowledge, Skills, Abilities
FT — Full-Time
HRCI — Human Resource Certification Institute
EEOICPA — Energy Employee Occupational Illness Compensation Program Act
PMV — Private Market Value
ADAS — Associate Deputy Assistant Secretary
DEFRA — Deficit Reduction Act
INCB — International Narcotics Control Board
IDS — Income Deposit Securities
WCC — World Climate Conference
RJP — Realistic Job Preview
QCR — Quarterly Contributions Report
LCD — Labor Cost Distribution
AR — Architecture Requirements
CEIS — Corporate Executive Information System
UNDAW — United Nations Division for the Advancement of Women
EBS — Employee Benefits Security

BET — Business entity tax
SOV — Share Of Voice
UNOGBIS — United Nations Peace-Building Support Office in Guinea-Bissau
MTB — Motor transportation broker
BQ — Best Qualified
OP — Order Point
HQS — Housing Quality Standards
IAB — Internet Advertising Bureau
PBA — Pending bank approval
SDVOB — Service-disabled veteran owned business
GEMS — Global Environment Monitoring System
WARN — Worker Adjustment and Retraining Notification Act of 1988
VEVRA — Vietnam-Era Veterans Readjustment Act
CIK — Central index keys
USD — US Dollars
SME — Small- to medium-sized entities
VWAP — Value Weighted Average Price
UNCRD — United Nations Centre for Regional Development
CBO — Chief Business Office
FUNSA — Federation of Staff Association of the United Nations and its Specialized Agencies
SIC — Standard industrial clssification
GEM — Growing Equity Mortgage
CCR — Central Contractor Registeration
FS — Forest Service (USDA)
UNIDO — United Nations Industrial Development Organization
CDS — Credit default swaps
RFB — Request For Bid
ELI — Equity Linked Investments
TALF — Term Asset-Backed Securities Loan Facility
AC — Associate Chief of Staff
QTIP — Qualified Terminable Interest Property
HAFA — Home Affordable Foreclosure Alternative program
ILC — Industrial Loan Company
ARD — Actual retirement date
WIDER — United Nations University World Institute for Development Economics Research
CCC — Cost Containment Center
SBJPA — Small Business Job Protection Act of 1996
SBRB — Small Business Research Board
CSP — Certified Speaking Professional
A/O — Administrative Offices
CSI — Commissioners Standard Industrial Mortality Table
USC — United States Code
ZEN — Zero Engine Noise
SRO — See Self-Regulatory Organization
AAA — Authentication, Authorization & Access
AUI — Auxiliary Unit Interface
GEENET — Global Environmental Epidemiology Network
EOSG — Executive Office of the Secretary-General
NFIB — National Federation of Independent Business
WST — Waste Systems and Transportation

BIMS — Business Information Management Suite
OSBDU — Office of Small and Disadvantaged Business Utilization
PE — Price to Earnings Ratio
NCCUSL — National Conference of Commissioners on Uniform State Laws
GMP — Guaranteed Maximum Price
CCS — Care Coordination Services
LR — Labor Relations
ALBCC — Account Level Budget Cost Center
SBBA — Sales and Buy-Back Agreement
JECFA — Joint Expert Committee on Food Additives
PUT — Persons Using Television
SAMS — Systemic Advocacy Management System
DAP — Direct Access Program
HARP — Home Affordable Refinance Program
EECB — Executive E-mail Carpet Bomb
LMA — Labor Market Area
NRA — Normal Retirement Age
QNEC — Qualified nonelective contributions
DR. — Debit
PBM — Pharmacy Benefits Management (or Manager)
IHRIM — International Association of Human Resource Information Management
MW — minimum weight
MSPR — Medicare Secondary Payer Rules
FOK — Fill-or-kill order
CBD — Chief Benefits Director
VAL. — Value
CC — Copy To
ACII — American Association of Individual Investors
FMOC — Federal Open Market Committee
ND — Network Director
CFO — Chief Financial/Fiscal Officer
KSA — Knowledge Skills or Abilities
JCT — Joint Committee on Taxation
WGEID — United Nations Working Group on Enforced or Involuntary Disappearances
LLDIE — Limited life debt investment entity
FASIT — Financial asset securitization investment trusts
VWAP — Volume-weighted average price
HR — Human Rights's
UNMOGIP — United Nations Military Observer Group In India & Pakistan
CHS — Commission on Human Settlements
MDA — Market development funds
CBFA — Committee on Budget, Finance and Administration
SP — Strategic Plan
FLC — Foreign Labor Certification
CRPC — Chartered Retirement Planning Counselor
NC — National Cemetery
BAT — Bureau of Apprenticeship and Training
PL/PD — Personal liability/property damage
OSDBU — Office of Small and Disadvantaged Business Utilization
CTI — Computer/Telephone Integration

CWHSSA — Contract Work Hours and Safety Standards Act
UNMIBH — United Nations Mission in Bosnia and Herzegovina
DOCO — Development Operations Coordination Office
FTR — family tracing and reintegration
ICE — Internal control evaluation
BPO — Broker Price Opinion
XML — Extended Markup Language
EPA — Expanded Programme of Assistance
GAS — Governmental Accounting Standards
WCP — World Climate Programme (WMO/ICSU)
UNOMSIL — United Nations Observer Mission in Sierra Leone
CSP — Cyber Security Professional
CAO — Contract Administration Office
HVCC — Home Valuation Code of Conduct (mortgage and appraisal industry)
IFUP — International Forum on Urban Poverty
CEIT — Comprehensive business income tax
UNPROFOR — United Nations Protection Force (in Former Yugoslavia)
MEC — Minimum essential coverage
PFK — Pay-for-knowledge-and-skills plans
MOD — Manufacturing on demand
NFFE — Nonfinancial foreign entity
NABARD — National Bank for Agricultural and Rural Development
SLA — Share lending agreement
E/M — Evaluation and Management
PM PAR — Program Management Policy, Assessment, and Reporting
UDR — Unused development rights
SDE — Service Delivery and Engineering
B2C — Business to Citizen
BKPR — Be Kind, Please Rewind
PCM — Percentage-of-completion method
NSBA — National Small Business Association
WMU — World Maritime University
WPP — Wire and Plastic Products
IDS — International Development Strategy
PCE — Pre-existing Condition Exclusion
BOC — Business Operations Committee
TOFC — Trailer On Flat Car
UNEP-IE — United Nations Environment Programme Industry and Environment Centre
CSPN — College Savings Plan Network
NAP — Noninsured Crop Disaster Assistance Program
FOF — Fund of Funds
GINA — Genetic Information Nondiscrimination Act of 2007
SEI — Software Engineering and Integration
SCP — Sustainable Cities Programme
CCSQ — Consultative Committee on Substantive Questions
SHD — Sustainable Human Development
ECN — Electronic Communications Network
PDA — Public Displays of Affection
FEP — Fair employment practice
GCT — General Corporation Tax

UNMEE — United Nations Mission in Ethiopia and Eritrea
FEI — Financial Executives Institute
CCAQ(PER) — Consultative Committee on Administrative Questions (Personnel and General Administrative Questions)
ECDC — Economic Cooperation Among Developing Countries
VOSB — Veteran-Owned Small Business
VWPX — Volume Weighted Price Uncrossing
ASSE — American Society of Safety Engineers-Professional
CISC — Common Instruction Set Computer
UNYOM — United Nations Yemen Observation Mission
DBA — Davis-Bacon Act
ICS — Information Centres Services
SECL — Secretarial
OR — Operating revenue
ULP — Unfair Labour Practices
OCBOA — Other Comprehensive Basis of Accounting
NQPS — Nonqualified preferred stock
IEC — Inter Exchange Carrier
DME — Development/Maintenance/Enhancement
FBAR — Foreign Bank & Financial Account
IRMAA — Income Related Medicare Adjustment Amount
BB — Base Benefits
OIS — Overnight Index Swaps
CATS — Certificate of accrual on Treasury securities
PIPE — Public investment in private equity
CFS — Committee on World Food Security
QR — Quarterly Report
UNSMIH — United Nations Support Mission In Haiti
ODCF — Owner's Discretionary Cash Flow
ODDS — Online Data Delivery System
SITW — State income tax withholding
PDM — Program Decision Maker
DESA — Department of Economic and Social Affairs
NFTC — National Foreign Trade Council, Inc.
GNC — General Nutrition Centers
DSPE — Deputy Senior Procurement Executive Known
RET — Retirement earnings test
UNSC — United Nations Security Council
GRC — Goverance, risk and compliance
USCIS — U.S. Citizenship and Immigration Service
OES — Occupational Employment Statistics
UNLTC — United Nations Military Liaison Team in Cambodia
LMI — Lender's mortage insurance
CTFA — Certified trust & financial advisor
CPCU — Chartered property and casualty underwriter
TPD — Third-party designee
RDC — Remote Deposit Capture
KFC — Kentucy Fried Chicken
VOB — Veteran-Owned Business
TPS — Transaction processing services
KMI — Key Man Insurance

CESCR — Convention on Economic, Social and Cultural Rights
SAAR — Seasonally Adjusted Annualized Rate
CCPISA — Convention on the Privileges and Immunities of the Specialized Agencies
SEDR — Systems Engineering and Design Review
TILA — Truth In Lending Act
ECM — Energy Conservation Measures
UNSO — United Nations Sudano-Sahelian Office
NACM — National Association of Credit Management
SMP — Special Multiperil Policy
TN — Temporary Visa
USCIS — US Citizenship and Immigration Services
CTI — Category, Type, Item
CSUM — Common Security User Manager
DTP — Data Transfer Program
CBC — Community Based Outpatient Clinic
APIC — Additional paid-in capital
MTNL — Mahanagar Telephone Nigam Limited
DSA — Disaster Debt Set-Aside Program
CCOP — Coordinating Committee for Coastal and Offshore Geoscience Programmes in East and South East Asia
SPHR — Senior Professional Human Resources
USRPHC — U.S. real property hodling corporation
IDB — Industrial Development Bond
L/V — Loan-to-value ratio
SSNVS — Social Security Number Verification System
CCR — Central Contracting Registry
COD — Country Operations Division
VBA — Veterans Benefit Administration
AMCD — Audit and Management Consulting Division
ATNOLD — Alternative Minimum Tax Net Operating Loss Deduction
GWAC — Government Wide Acquisition Contract
UNAVEM — United Nations Angola Verification Mission
PCB — Programme Coordination Board
JAN — Job Accommodation Network's
IMRO — Investment Management Regulatory Organisation
UNDC — United Nations Disarmament Commission
SLA — Supplemental Lease Agreements
ITC — International Trade Center
EAP — Employee Assistance Plan
UNDG — United Nations Development Group
UNL — Universal Networking Language
ITC — International Training Centre
CALS — Continuous Acquisition Lifecycle Support
ATNOL — Alternative Minimum Tax Net Operating Loss
BIOLAC — United Nations University Programme for Biotechnology in Latin America and the Caribbean
SYD — Sum-of-the-years-digits
IFOR — Implementation Force
I&A — Interest and amortization
AA — Average Audience
CPTAL — Capital
GTC — Good Till Canceled Order

IETC — International Environmental Technology Centre
SWA — State Workforce Agencies
SST — Streamline Sales and Use Tax Agreement
COS — Cost of sales
WST — Waste Spare Time
CSO — Cyber Security Office
SAC — Strategic Acquisition Center
LTI — Lead Time Interval
DI — Debt instrument
UNOSOM — United Nations Operation in Somalia
ETR — United Nations Education and Training Programme
FPM — Flexible Payment Mortgage
PH.D. — Doctorate Of Philosophy
UNOG — United Nations Office at Geneva
CCISUA — Coordinating Committee of International Staff Unions and Associations of the United Nations System
TVI — Trade Value Index
SEPHA — Special Emergency Programme for the Horn of Africa
UNPD — United Nations Procurement Division
ULPA — Uniform Limited Partnership Act
FCA — Division for Finances, Control and Administration
UN-NADAF — United Nations New Agenda for the Development of Africa in the 1990s
UNMIH — United Nations Mission In Haiti
FSP — FASB Staff Position
BRB — Benefit Review Board
CTJ — Citizens for Tax Justice/Institute on Taxation and Economic Policy
C&P — Compensation & Pension
DOBI — Department of Defense Instruction
LRO — Labor Relations Officer
ASHHRA — American Society for Healthcare Human Resources Administration
WHYCOS — World Hydrological Cycle Observing System
UNFSTD — United Nations Fund for Science and Technology for Development
SDA — Self-directed brokerage account
SSTP — Streamlined Sales Tax Project
LT — Lost Time
NIPA — National income and product accounts
TP — Technical Proposal
SBO — Small Business Ombudsman
TAA — Trade Adjustment Act
SECA — Self-Employment Contributions Act
SMB — Small- to medium-sized business
JVC — Japan's Victor Company
LTCG — Long-term capital gain
NCO — Net chargeoffs
HCSA — Health Care Spending Account
NUA — Net Unrealized Appreciation
CPR — Committee of Permanent Representatives
NIC — Newly Industrialized Countires
UNICC — United Nations International Computer Centre
TIFF — Tagged Interface File Format
PEC — Potential earnings converted

UNOGIL — United Nations Observation Group In Lebanon
CO — Contracting Officer
CFIA — Competency Framework for Internal Auditing
SSARS — Statement on Standards for Accounting and Review Services
CHRC — Canadian Human Rights Commission
UNMACC — United Nations Mine Action Coordination Centre
ISMUN — International Student Movement for the United Nations
ERD — Emergency Response Division
TCDC — Technical Cooperation among Developing Countries
BCBS — Blue Cross/Blue Shield
DITE — Division on Investment, Technology and Enterprise Development
PPA — Pension Protection Act of 1987
UNCJIN — United Nations Crime and Justice Information Network
UNTAC — United Nations Transitional Authority in Cambodia
HRLY — Hourly
ING — Internationale Nederlanden Group (a Financial Company)
SLSMN — Salesman
CPS — Core Products and Services
GIWA — Global International Waters Assessment
BREP — Business Requirements Engineering Process
CFPB — Consumer Finance Protection Bureau
ODCCP — United Nations Office for Drug Control and Crime Prevention
EPLI — Employment Practices Liability Insurance
COAS — Clinical Observation Access Control
NBER — National Bureau of Economic Research
MPPAA — Multiemployer Pension Plan Amendments Act
EB — Extended Benefits
EOLI — Employer owned life insurance
JEEP — Joint Ethics Enforcement Plan
DRPC — Division for Resources Planning and Coordination
WCB — Workers Compensation Board
URLA — Uniform Residential Loan Application
AWL — Actual Wage Loss
IREA — Intermountain Rural Electric Association
GAGAS — Generally Accepted Government Accounting Standards
MSPA — Migrant and Seasonal Agriculture Worker Protection Act
HB — House B ill
EBSA — Employee Benefit Security Administration's
LTP — Long-Term Plan
SNT — Supplemental Needs Trust
SJ — Sales Journal
OEL — Offshore Employee Leasing
NOLD — Net Operating Loss Deduction
CPD — Comprehensive Programme on Disarmanent
AGFUND — Arab Gulf Programme for United Nations Development Organizations
SOBO — Small Office Business Office
AFSCME — American Federation of State, County and Municipal Employers
BDC — Business Development Council
EAO — Executive and Administrative Office
LTC — Long-Term Care

SDCF — Sellers Discretionary Cash Flow
XRA — Expected Retirement Age
IGE — Intergovernmental Group of Experts
NAO — National Administrative Offices
R/E — Retained earnings
EMIF — Emerging Issues Task Force
TRD — Trade Relations Division
ZEBRA — Zero-balance reimbursement account
QTD — Qualified Total Distribution
USM — Unlisted Securities Market
TPRB — Trade Policy Review Body
UFW — United Farm Workers
NATP — National Association of Tax Professionals
LLTC — Limited liability trust company
EBO — Equity buy out
LDP — Last Day Paid
SRO — Self Regulatory Organization
IDB — Industrial Development Board
CBRS — Currency banking and retrieval system
USPAP — Uniform Standards of Professional Appraisal Practice
COAG — Committee on Agriculture
SCIN — Self-canceling installment note
DDB — Doyle Dane Bernbach
OASI — Old Age Survivors Insurance
ACLI — American Council of Life Insurance
OHR — Office of Human Resources
FALD — United Nations Field Administration and Logistics Division
DCM — Department Cost Manager
ATP — Acquisition Training Program
ILM — Industrial Light and Magic, Inc.
CSCIS — Computer Software Configuration Items
CHRC — Criminal History Records Check
BRM — Business Relationship Meeting
OEBS — Office of Employee Benefits Security
UNFALD — United Nations Field Administration and Logistics Division
LTD — Long Term Insurance
GAW — Guaranteed Annual Wage
PERC — Premiums, earnings and reasonable charges
CDR — Centre for Documentation and Research
NASDR — National Association of Securities Dealers Regulation
CRSR — Congressional Research Service Report
CCHR — Canadian Council on Human Resources
SSD — Specialist Services Division
HR — Headquarters Regulation
CCAQ(FB) — Consultative Committee on Administrative Questions (Financial and Budgetary Questions)
FEP — Fair Employment Practices
BPC — Budget Priority Committee
OAR — Overall Rate Of Return
AETF — African Emergency Task Force
T&E — Travel & Entertainment

VPT — Volume Price Trend
HAC — Health Administration Center
MF — Medical Facilities
DFS — Dancer Fitzerald Sample
GPML — Global Programme Against Money Laundering
IFEBP — International Foundation of Employee Benefit Plans
CIP — Capital Investment Process
BPA — Blanket purchase authoriation
DUZ — Designated User
DBB — Design-bid-build
FPO — Fruit Products Order
IMFL — Indian-Made Foreign Liquor
HTTP — Hyper Text Transport Protocol
DPGA — Deferred Payment Gift Annuity
BCAG — Business Community Advisory Group
TEA — Transportation Efficiency Act
NOIDA — New Okhla Industrial Development Authority
TEA — Technology-enabled auditing
GPRS — General Packet Radio System
GAO — General Accountability Office
RIPA — Retirement Income Policy Act
PFA — Platform for Action
VLI — Variable Life Insurance
UR — Unemployment Rate
TAC — Technology Assessment Committee
CBHCO — Community-Based Health Care Organization
ISBA — International Seabed Area
QIE — Domestically controlled qualified investment entity
KMI — Knowledge Management Initiative
MACC — Mine Action Coordination Centre
BEST — BrihnanMumbai Electric Supply and Transport
INTECH — United Nations University Institute for New Technologies
PCA — Permanent Court of Arbitration
DM — Department of Management
DR — Direct Response
CCSQ(PROG) — Consultative Committee on Substantive Questions (Programme Matters)
PRA — Paperwork Reduction Act of 1980
OER — Owner's equivalent rent
RA — Resident Alien
SMES — Small- and medium-scale enterprises
NEO — New and Emerging Occupations
SPFS — Special Programme for Food Security
ORD — Office Of Research And Development (USEPA)
USOA — Uniform system of accounts
WDC — Workforce Development Center
IOLTA — Interest on Lawyer's Trust Account
IIST — United Nations University International Institute for Software Technology
TUR — Total Unemployment Rates
NAALC — North American Agreement on Labor Cooperation
TA — Technical Advisers

IEFR — International Emergency Food Reserve
VRP — Variable Rate Premium
D/L — Demand loan
SBIR — Small Business Innovation and Research
INWEH — United Nations University International Network on Water, Environment and Health
MQT — Medicaid Qualifying Trust
CEOSH — Center for Engineering & Occupational Safety and Health
IASA — Internation Air Shipper's Association
BIRLS — Beneficiary Identification Records Locator Subsystem
IQPA — Independent Qualified Public Accountant
UNTMIH — United Nations Transitional Mission in Haiti
RRM — Renegotiated-Rate Mortgage
IAG — International Advisory Group
SIA — Securities Industry Act of 1983
CCD — Centralized Contracting Division
IACWGE — Inter-Agency Committee on Women and Gender Equity
INRA — United Nations University Institute for Natural Resources in Africa
FYE — Fiscal year ended
EBP — Employee Benefits Plan
FASAC — Financial Accounting Standards Advisory Committee
FUA — Federal Unemployment Account
CSA — Common Services Architecture
UNIDIR — United Nations Institute for Disarmament Research
GIPS — Global Investment Policy Standards
GEO — Global Environment Outlook Report
ICFY — International Conference on the Former Yugoslavia
SR — Systems Redesign
IBD — Investors Business Daily
SLE — Single lease expense
UNMOP — United Nations Mission of Observers in Prevlaka
SUTCDC — Special Unit for Technical Cooperation Among Developing Countries
IPDC — International Programme for the Development of Communications
NAVA — National Association for Variable Annuities
PL — Profit and Loss
BAB — Build America Bonds
WCC — Working capital cycle
FELA — Federal Employment Liability Act
HCIP — Harmonized Index of Consumer Pricing
CLO — Collaterialized loan obligation
STIP — Short-Term Industry Projections
MAG — Mine Advisory Group
PE — Pass-through entity
DBIA — Database Integration Agreement
CFRS — Carry Forward in Rolling Settlement
TOM — Traded Options Market
FAS — Finance and Accounting System
BPO — Budget process outsourcing
NABE — National Association for Business Economics
DBM — Disruptive Behavior Management
POC — Pacific Operations Centre

UNCA — United Nations Correspondents Association
UNSD — United Nations Statistic Division
T/B — Trial balance
SBI — Site Build It
NAWW — National Average Weekly Wages
CPK — Cost Per Keyword
TOE — Time is of the essence
CFP — Clinical Financial Planner
WHCRA — Women’s Health and Cancer Rights Act of 1998
VBIA — Veterans Benefits Improvement Act of 2004
HPS — Headquarters Procurement Section
GST — Generation-Skipping Transfer
TCPC — Technical Committee for Programme and Coordination
IPECILO — International Programme for the Elimination of Child Labour
RMA — Restricted management account
B/A — Basic Agreement
SRPM — Stated Redemption Price at Maturity
EMA — Expense Management Automation
COMP. — Item given for free
DWC — Division of Workers Compensation
IPI — Industrial Protection Index
IBDOEI — Income before discontinued operations and extraordinary items
USPTO — U.S. Patent and Trademark Office
UNIC — United Nations Information Centre
NTU — National Taxpayer's Union
WBC — Women Business Center
FIRPTA — Foreign Investment in Real Property Tax Act
IAS — United Nations University Institute of Advanced Studies
CCSQ(OPS) — Consultative Committee on Substantive Questions (Operational Activities)
RDMHQ — Rapidly Deployable Mission Headquarters
UNIS — United Nations Information Service
SSM — Software Service Manager
QREC — Quality Review Executive Committee
OHCA — Organized Health Care Arrangement
TRD — Transfer of Development
USENET — USEr NETwork
CDP — Committee for Development Policy
NAPAT — National Association for Private Annuity Trusts
ECS — Enterprise Class Storage
UNIS — United Nations International School
USERRA — Uniform Services Employment and Reemployment Rights Act
MSFW — Migrant and Seasonal Farm Worker
NST — National Sales Tax
FCIC — Financial Crisis Inquiry Commission
MFST — Manifest
NMHPA — Newborns’ and Mothers’ Health Protection Act
UNGEGN — United Nations Group of Experts on Geographical Names
BNI — Business Needs and Investment
CRA — Credit Rating Agency
DBIC — Data Base Integration Committee

SPD — Division for Special Programmes Development
PWD — Prevailing Wage Determination
NAHB — NATIONAL ASSOCIATION OF HOMEBUILDERS
UNMA — United Nations Mission in Angola
EAT — Exchange Accommodation Titleholder
PBSI — Performance Based Salary Increase
CDARS — Certificate of Account Registry Service
SBLF — Small Business Lending Fund
BSAD — Baseline System Architecture Document
USTC — United States Tax Court
COFI — Committee on Fisheries
BA — Business Architecture
OIS — Occupations Information System
IMC — Integrated Market Communications
LBO — Limited Buyout
JRPU — Joint Reintegration Programming Unit
UNFIP — United Nations Fund for International Partnerships
POD — Professional & Organizational Development
EBRI — Employee Benefits Research Institute
HRC — Historic Rehabilitation Credit
OIP — Office of the Iraq Programme
CVE — Center for Verification and Evaluation
NDNH — National Directory New Hires
NCAO — National Cemetery Area Office
IAPSO — Inter-Agency Procurement Services Office
HMO — Health Maintenance Organisation
PBC — Programme and Budget Committee
NPA — National Plans of Action
TARP — Troubled Assets Relief Program
CAMPS — Cumulative Auction Market Preferred Stock
FABS — Financial and Business Solutions
COBRA — Common Object Request Broker Architecture
PD — Procurement Division
B&P — Budgeting & planning
WOSB — Woman-Owned Small Business
COFO — Committee on Forestry
IM/DQ — Identity Management/Data Quality
SEAROWHO — Regional Office for South-East Asia Region
JSSA — Jury Selection and Service Act
UB — Unsafe Buildings
STOLI — Stranger-originated life insurance
DSPD — Division for Social Policy and Development
YSP — Yield-spread premium
DGAACS — Department of General Assembly Affairs and Conference Services
USRPI — U.S. real property interest
NRV — Net recoverable value
PKO — Peace-Keeping Operation
MAT — Minimum Alternative Tax
COSG — Collaborative Opportunities Steering Group
ERCI — Employee Relocation Council Institute

WRKR — Worker
GAP — Gross amount paid
CFTA — Currency and Foreign Transaction Act
IIOP — Internet Inter operable ORB Protocol
PPBD — Programme Planning and Budget Division
WST — Waste Science and Technology
OTI — OSHA Training Institute
DRM — Division for Resources Mobilization
TDB — Trade and Development Board
HDRO — Human Development Report Office
CUNA — Credit Union National Assocation
OSDC — Over/Short/Damage/Claims
BLBA — Black Lunch Benefits Act
OUSG — Office of the Under Secretary General
IUR — Insured Unemployment Rates
UNMO — United Nations Military Observers
UNARDOL — United Nations Assistance for the Reconstruction and Development of Lebanon
UNASOG — United Nations Aouzou Strip Observer Group
SEES — Survey Evaluation Exam System
VCL — Vacancy and collection losses
HOW — Homeowner Warranty Plan
NAEA — National Association of Enrolled Agents
CONGO — Conference on Non-Governmental Organizations
SUB — Supplemental Unemployment Benefit
NCAER — National Council for Applied Economic Research
SPX — Standard and Poor’s Index
UNMAS — United Nations Mine Action Service
B2C — Business to Comerce
PJ — Purchases journal
PPIP — Public-Private Investment Program
IMPACT — Inventory Management Program and Control Techinques
PBGC — Pension Benefit Guarantee Corporation
SFI — Six-Figure Income
EPAU — Evaluation and Policy Analysis Unit
UMTS — Universal Mobile Telephone System
ZBA — Zero-Balance Account
CPI-U — Consumer Price Index for All Urban Consumers
FSB — Fortune Small Business
SDC — System Development Center
BKPR — Bookeeper
VRM — Variable Rate Mortgage
HEP — Humanitarian Evacuation Programme
ICDB — International Childrens' Day of Broadcasting
PAHO — Pan American Health Office/Regional Office for the Americas of the WHO
SIU — Sets In Use
SGML — Standard Generalised Markup Language
SBL — Small Business Liaisons
SVNGS — Savings
ODPR — Office for Displaced Persons and Refugees
KFOR — UN Kosovo Force

BLESS — Borrowing and Lending Securities Schemes
JPAC — Joint Public Advisory Committee
PE — Printer Error
PRP — Potentially Responsible Party (Superfund)
HRIS — Human Resources Information Service
EPLI — Employee practices liability insurance
NBB — New Belgium Brewery
IPO — Incorporated to Provide
XFRML — XML based Financial Reporting Markup Language
SIPA — Securities Investment Protection Act
UNOV — United Nations Office at Vienna
CPK — California Pizza Kitchen
RPO — Recruitment process outsourcing
FMSHA — Federal Mine and Safety Health Act
DDB — Deemed death benefit
D/N — Demand note
POB — Public Oversights Board
MINX — Multimedia Information Network Exchange (system)
WIA — Workforce Investment Act
NYMEX — New York Metal Exchange
TPA — Technical Practice Aide
DITC — Division on International Trade in Goods and Services, and Commodities
USITC — U.S. International Trade Commission
DST — Delaware stautory trust
FAC-C — Federal Acquisition Certification in Contracting
CWSP — College Work-Study Program
DSRSG — Deputy Special Representative of the Secretary-General
CEFU — Continuing Education Field Unit
UNPAAERD — United Nations Programme of Action for African Economic Recovery and Development
UNISTE — United Nations International Symposium on Trade Efficiency
DC — Developed Countries
HUT — Households Using Television
AIR — Assumed Investment Rate
UNHQ — United Nations Headquarters
GLSO — Group Legal Services Organization
WPPDA — Welfare and Pension Plan Disclosure Act
UNLB — United Nations Logistic Base
OALC — Office of Acquisition, Logistics, and Construction
PCPB — Post-Conflict Peace-Building
UNTOP — United Nations Tajikistan Office for Peace-Building
ECS — Event Capture System
SPDC — Special Political and Decolonization Committee
GWG — Gender Working Group
HST — Health Statistics
ITARP — IT Activity Resource Proposal
SE&I — Software Engineering & Integration
UNREO — United Nations Rwanda Emergency Office
SBLC — Small Business Legislative Council
PCNICC — Preparatory Commission for the International Criminal Court
UNRCPDA — United Nations Regional Centre for Peace and Disarmament in Africa

BRSP — Bureau for Resources and Strategic Planning
MRAM — Magnetic Random Access Memory
PEPPRA — Public Employee Pension Plan. Reporting and Accountability Act
PPBA — Office of Programme Planning, Budget and Accounts
FOIA — Freedome of Information Act
N/P — Note payable
JAIN — Joint American Indian Network
OHRM — Office of Human Resources Management
EPPG — Emergency Prevention and Preparedness Group
UNTAG — United Nations Transition Assistance Group
BOY — Beginning of Year Violator
NSDL — National Securities Depository Limited
ICDAIT — International Conference on Drug Abuse and Illicit Trafficing
UNCPCJP — United Nations Crime Prevention and Criminal Justice Programme
ESOT — Employee Stock Ownership and Trust
IPC — Integrated Programme for Commodities
TWAIN — Toolkit Without an Interesting Name
CIFR — Committee on Improvements to Financial Reporting
IMF — International Monitary Fund
VAMC — Va medical center
UNMOVIC — United Nations Monitoring, Verification and Inspection Commission
CRISIL — Credit Rating Investment Services India Limited
SOS — Switched On Schoolhouse
PTD — Procurement and Transportation Division
UNPF-HQ — United Nations Peace-Force Headquarters
XUL — eXtensible UserInterface Language
INMARSAT — Convention on the International Mobile Satellite Organization
LAUS — Local Area Unemployment Statistics
EBX — Electronics Boutique X
OTR — Office of Thrift Supervision
POP — Point-of-purchase
UNOB — United Nations Office in Burundi
ECLAC — Economic Commission for Latin America and the Carebbean
HEA — Health Enterprise Architecture
PPA — Paperwork Reduction Act
NVCA — National Venture Captial Association
HRC — Health Resource Center
SMF/LDC — Special Measures Fund for the Least Developed Countries
UNON — United Nations Office at Nairobi
QANTAS — Queensland and Northern Territory Ariel Service
DSD — Division for Sustainable Development
VAAR — Department of Veterans Affairs Acquisition Regulation
TEUC — Temporary Extended Unemployment Compensation
SLOB — Separate lines of business
NVC — National Veterans Conference
JIU — Joint Inspection Union
UNICPO — United Nations Open-ended Informal Consultative Process on Ocean Affairs
RO&IC — Regional Office and Insurance Center
AFROWHO — Regional Office for Africa
ULC — Uniform Law Commissioners

PIRG — Public Interest Research Group
UNJSPB — United Nations Joint Staff Pension Board
TSB — Targeted Small Business
EPRS — Emergency Preparedness and Response Section
SEBI — Securities Exchange Board of India
SFO — Solicitatio for offers
WCDMP — World Climate Data and Monitoring Programme
UNPA — United Nations Protected Area
MVI — Mini Vacations Incorporated
WPRO — Western Pacific Regional Office
UNOMA — United Nations Observer Mission in Angola
SARD — Sustainable Agriculture and Rural Development
LOW — Lack of Work
UNTAES — United Nations Transitional Administration for Eastern Slavonia, Baranja and Western Sirmium
FROI — First Report of Injury
SEPPAA — Single Employer Pension Plan Amendments Act
UNROAP — United Nations Regional Office for Asia and the Pacific
VACO — VA Central Office
SOIR — Schaeffer Open Interest Ratio
CI — Control Item
FSET — Federal State Employment Taxes
UNOL — United Nations Peace-Building Support Office in Liberia
PATS — Planning, Architecture, Technology and Services
CORTS — Corporate-backed trust securities
LPA — Local Plans of Action
CIMO — Commission for Methods of Observation
CT — Commercial Technology
UNGCI — United Nations Guards Contingent in Iraq
CIM — Corporate Information Model
HRI — Human Rights Instruments
UNPA — United Nations Postal Administration
UNSF — United Nations Security Force in West New Guinea
EHLP — Emergency Homeowners Loan Program
NHCE — Non-Highly Compensated Employee
STW — School-To-Work
STCG — Short-Term Capital Gain
ROLAC — Regional Office for Latin America and the Carribean
UNSMA — United Nations Special Mission to Afghanistan
NVSBE — National Veterans Small Business Engagement
JUNIC — Joint UN Information Committee
UNTSO — United Nations Truce Supervision Organization
UNCRO — United Nations Confidence Restoration Operation in Croatia
EMROWHO — Regional Office for the Eastern Mediterranean
NSTA — National Securities Trade Association
LTFP — Long-Term Financial Plans
SERP — Systemwide Electronic Research Program
B/S — Benefits/Services
DI — Derivative instrument
SROI — Subsequent Report of Injury
UNRRA — United Nations Relief and Rehabilitation Agency

UNRFNRE — United Nations Revolving Fund for Natural Resources Exploration
LA — Labor Area
VEEP — Village Employment and Environment Programme
CARDS — Custom Adjustable Rate Debt Structure
UNAMA — United Nations Assistance Mission to Afghanistan
UNIKOM — United Nations Iraq-Kuwait Observation Mission
VOC-ED — Vocational Education
SIGHTWHO — Summary Information on Global Health Trends
SOYD — Sum-of-the-years-digits
MCFS — Modern Carry Forward System
VC — Veterans Center
WOTC — Workforce Opportunity Tax Credit
BIMST-EC — Bangladesh India Myanmar Srilanka Thailand - Economic Council
WPOA — Wagner-Peyser Act
UNAT — United Nations Administrative Tribunal
POPIN — United Nations Population Information Network
EFAST — ERISA Filing Acceptance System
WARN — Worker Adjustment and Retraining Notification Act W&M
UNSC — United Nations Staff College
UNGIWG — United Nations Geographic Information Working Group
CSBU — Center for Small Business Utilization
UNPOB — United Nations Political Office in Bougainville
VBOP — Veterans Business Outreach Centers
UNFICYP — United Nations Force in Cyprus
MGIC — Mortgage Guarantee Insurance Company
STAT — Statistical Division
CORBAIIOP — CORBA Internet Inter ORB Protocol
PSR — Presentence report
OAO — Office of Acquisition Operations
UNTPDC — United NationsTrade Point Development Centre
UNPF — United Nations Peace-Force
WWC — World Water Conferences
VOC-REHAB — Vocational Rehabilitation
NVSBC — National Veterans Small Business Conference
PIU — Public Inquiries Unit
EUROWHO — Regional Office for Europe
LLET — Limited Liability Entity Tax
SOPAC — South Pacific group of countries
TOKTEN — Transfer of Knowledge through Expatriate Nationals
UNDOC — United Nations Documents Index
WDCD — Intergovernmental Committee for the World Decade for Cultural Development
VERONICA — Very Easy Rodent Oriented Netwide Index of Computer Archives
ITAAC — IT Acquisition Advisory Council
STD — Short-term Insurance
NRET — Non-Resident Withholding Tax
PIP — Peace Implementation Programme
BCUN — Business Council for the United Nations
VWPT — Value Weighted Price Trading
POS — Point-of-sale
RCNYO — United Nations Regional Commissions New York Office

NGLS — United Nations Non-Governmental Liaison Service
PPI — Division for Planning and Public Information
UNROD — United Nations Relief Operation in Dacca
VETS — Veteran's Employment & Training Service
NTFO — Nationwide Tax Forums Online
CIOFO — Chief Information Office Field Office
UNPOS — United Nations Political Office for Somalia
QWI — Quarterly Workforce Indicators
UNITES — United Nations Information Technology Corps of Volunteers
OASG — Office of the Assistant Secretary-General
TRIPS — Trade-Related Aspects of Intellectuel Property Rights
UNSIA — United Nations System-wide Special Initiative on Africa
WFUNA — World Federation of UN Associations
POP — Premium-Only Plan
QPAM — Qualified Professional Asset Manager
ODS — Office of Develoment Studies
OF — Office of Facilities
OCLA — Office of Congressional Legislative Affairs
UNGASS — Special Session of the General Assembly
NUSS — Nuclear Safety Standards
UNTACDA — United Nations Transport and Communications Decade in Africa
SRDC — Subregional Development Centre
BMVC — Baghdad Monitoring Verification Centre
UNSSOD — United Nations General Assembly's Special Session on Disarmament
TAC — Technology Acquisition Center
NPEP — National Poverty Eradication Plan
VIP — Veteran Information Pages

Show More Results

59

© 2013 - 2020
Acronyms and Slang, Inc.
All Rights Reserved.

Trending terms
Last Added
Submit
Privacy Policy
Terms Of Use