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>> Business Word Abbreviations
Look through 2927 acronyms and abbreviations related to Business Word:
S.M.A.R.T
— Specific, Measureable, Attainable, Realistic, Timely
SOX
— Sarbanes-Oxley
CPOE
— Computerized Physician Order Entry
BCWS
— budgeted cost for work scheduled
AAO
— Affirmative Action Officer
TTL
— Total
MNC
— Multinational Corporation
RMA
— Return Merchandise Authorization
DEPR.
— Depreciation
UM
— Uninsured Motorist
FGM
— Female Genital Mutilation
HCE
— Highly Compensated Employee
ACR
— Accrual
URL
— Universal Resource Locator
OSS
— Open Source Software
B/E
— Breakeven
LAN
— Local Area Network
BCWP
— Budgeted Cost for Work Performed
UNLTD
— Unlimited
M-O-M
— Month over month
CORELAP
— Computerised Relationship Layout Planning
GPROI
— Gross Profit Return on Investment
RAROC
— Risk-Adjusted Return On Capital
CP
— Contingency Plan
YTD
— Year To Date
O/S
— Outstanding
IGO
— Intergovernmental Organization
GLB
— Gramm-Leach-Bliley Act
ETA
— Estimated Time of Arrival
B-TO-C
— Business to consumer
P.L.
— Public Law
OPT
— Other People's Time
P.O.C.
— Paid outside of closing
BGT
— Budget
DDB
— Double-Declining-Balance
XML
— Extensible Markup Language
GEICO
— Government Employees Insurance Company
ARPANET
— Advanced Research Projects Agency Network (early internet)
BFOQ
— Bona Fide Occupational Qualification
FLSA
— Fair Labor Standards Act
O*NET
— Occupational Information Network
CAGR
— Compound Annual Growth Rate
S&OP
— Sales and Operations Planning
FMLA
— Family Medical Leave Act
A.O.B.
— Any other business
BBS
— Bulletin Board Service
FOMC
— Federal Open Market Committee
5S
— Seiri, Seiton, Seiso, Seiketsu, Shitsuke
HIPPA
— Health Insurance Portability and Accountability Act
CSR
— Customer Service Representative
PLS
— Please
APR
— Annual Percentage Rate
RFID
— Radio Frequency Identification
MBTI
— Myers-Briggs Type Indicator
BCA
— Business Continuity Plan
DOB
— Date Of Birth
U&C
— Usual and customary
C-CPI-U
— Chained Consumer Price Index for All Urban Consumers
B-TO-B
— Business-To-Business
THX
— Thanks
ROM
— Read-Only Memory
F/B/O
— For benefit of
FTP
— File Transfer Protocol
U.S.C.
— United States Code
JC PENNEY'S
— James Cash Penney
CRFB
— Committe for Responsible Federal Budget
ATF
— As Trustee for
E.O.
— Executive Order
P&Z
— Planning & Zoning
RCNLD
— Replacement Cost New Less Depreciation
A/OPC
— Agency/Organization Program Coordinator
ACC
— Accounting Classification Code
UNICEF
— United Nations International Children's Emergency Fund
KPMG
— Klynveld Peat Marwick Goerdeler
LY
— Last Year
ANSI
— American National Standards Institute, Inc.
FTE
— Full Time Equivalent
AFDC
— Aid to Families with Dependent Children
M.O.M.
— Middle of the month
FANNIE MAE
— Federal National Mortgage Association (a privately owned corporation)
W/O
— Without
ATM
— Automatic Teller Machine
CBPP
— Center on Budget and Policy Priorities
CMO
— Collateralized Mortgage Obligation
RNFA
— Return On Net Financial Assets
C.L.U.E.
— Comprehensive Loss Underwriting Exchange
W-A
— Weighted average
NFI
— Net Financial Income
SSN
— Social Security Number
FISMA
— Federal Information Security Management Act
LIFO
— Last In, First Out
ARO
— After Receipt of Order
IT
— Information Technology
NOC
— Net Operating Capital
ANOVA
— Analysis of Variance (statistics)
A&MMS
— Acquisition and Materiél Management Service
C-CPI
— Chained Consumer Price Index
UNESCO
— United Nations Educational, Scientific and Cultural Organization
PPE
— Personal Protective Equipment
E&IT
— Electronic and Information Technology
UBTI
— Unrelated Business Taxable Income
POD
— Proof Of Delivery
FAC-P/PM
— Federal Acquisition Certification Program/Project Management
P&L
— Profit and Loss statement
GM
— Gross Margin
C.&F.
— Cost and freight
U.S. DOL
— United States Department of Labor
J/E
— Journal entry
QDRO
— Qualified Domestic Relations Order
IRC
— Internet Relay Chat
IPCC
— Intergovernmental Panel on Climate Change (WMO and UNEP)
EPA
— Environmental Protection Agency (US)
CAO
— Chief Accounting Officer
KPI
— Key Performance Indicator
FIFO
— First In, First Out
QSC
— Quality, Service, Cleanliness (Ray Kroc's motto for McDonald's)
SD
— Standard Deviation
U.S. DOJ
— United States Department of Justice
OA&L
— Office of Acquisition and Logistics
COB
— close of business (End of duty day)
A&MM
— Acquisition and Materiél Management
MPC
— Marginal Propensity to Consume
ROM
— Range Of Motion
PDF
— Portable Document Format (created by Adobe Acrobat)
M/M
— Month-over-month
SALY
— Same As Last Year
DRIP
— Dividend Reinvestment Plan
CADR
— Cash available for distribution before debt reduction
M.ED
— Masters in Education
GATB
— General Aptitude Test Battery
FDIC
— Federal Deposit Insurance Corporation
EGTRRA
— The Economic Growth and Tax Relief Reconciliation Act of 2001
I-TIPS
— Information Technology Investment Portfolio System
OI
— Operating Income
AAA-CPA
— American Association of Attorney-Certified Public Accountants
PO
— Purchase Order
CBD
— Cash Before Delivery
FEMA
— Federal Emergency Management Agency
LLC
— Limited Liability Company
FF&E
— Furniture, Fixtures & Equipment
WAASE
— Division for Western Asia, Arab States and Europe
IP
— Internet Protocol
IDIQ
— Indefinite Delivery, Indefinite Quantity
ATTN
— Attention
QC
— Quality Control
RFP
— Request For Proposal
POA
— Power Of Attorney
VAGFE
— VA-owned Government Furnished Equipment
IM/IT
— Information Management/Information Technology
WHO
— World Health Organization
AAA
— American Automobile Association
S&U
— Sales and use
NAFEP
— National Association of Financial and Estate Planning
CBC
— Complete Blood Count
NAFTA-TAA
— NAFTA Transitional Adjustment Assistance
CD
— Certificate of Deposit
QCEW
— Quarterly Census of Employment and Wages
EOQ
— economic order quantity
YUPPIE
— Young Urban Professional
SPV
— Special Purpose Vehicle (sometimes Single Purpose Vehicle)
ISP
— Internet Service Provider
AUP
— Acceptable Use Policy
CY
— Calendar Year
ACCT
— Account
INC
— Intergovernmental Negotiating Committee
ITEP
— Institute on Taxation and Economic Policy
GP
— Gross Profit
LC
— Letter of Credit
DKNY
— Donna Karan New York
IACSD
— Inter-Agency Committee on Sustainable Development
GDP
— Gross Domestic Product
RFQ
— Request For Quotation
IRR
— Internal Rate of Return
CCB
— Change Control Board
EBITA
— Earnings before interest taxes depreciation amortization
ETA
— Department of Labor's Employment and Training Administration
WACC
— Weighted Average Cost Of Capital (accounting)
GSM
— Global System for Mobile Communications
MOU
— Memorandum of Understanding (an MOU between Food & Drug Administratin and a regulatory agency in another country allows mutual recognition of inspections)
MSDS
— Material Safety Data Sheets
EAP
— Employee Assistance Program
ACH
— Automated Clearing House
BMW
— Bayerische Motoren Werke (Bavarian Motor Works)
AA
— Affirmative Action
BOV
— Broker’s Opinion of Value
EDI
— Electronic Data Interchange
IPO
— Initial Public Offering
CEO
— Chief Executive Officer
HIPC
— Heavily Indebted Poor Countries
IBAN
— International Bank Account Number
BSA
— Bank Secrecy Act
LOI
— Letter Of Intent
O&M
— Operation and Maintenance
AMD
— Advanced Micro Devices, Inc. (producer of computer chips)
OECD
— Organization for Economic Cooperation and Development
PC
— Politically Correct
ASCII
— American National Standard Code for Information Interchange
MTBF
— Mean Time Before Failure
RICO
— Racketeer Influenced and Corrupt Organizations Act of 1970
TSR
— Total Shareholder Return
PIP
— Performance Improvement Plan
EST
— Eastern Standard Time
WRLDWD
— Worldwide
DIH
— Days Inventory Held
TQM
— Total Quality Management
CMT
— Constant Maturity Treasury
FAQ
— Frequently Asked Questions (sometimes Pronounced Fak)
CV
— Curriculum Vitae
COBRA
— Consolidated Omnibus Budget Reconciliation Act of 1985
FLRA
— Federal Labor Relations Authority's
SMTP
— Simple Mail Transfer Protocol
FIT
— Financial institutions tax
NFE
— Net Financial Expense
UTD
— Under Trust Dated
BPML
— Business Process Modeling Language
R&D
— Research & Development
NGO
— Non-governmental organization. (Red Cross/Crescent, Doctors without Borders, etc.)
ABC
— activity based costing
FINRA
— Financial Industry Regulatory Authority
ARB
— Architecture Review Board
EEO
— Equal Employment Opportunity
AP
— Accounts Payable
SRAM
— Static Random Access Memory (ess-ram)
SLA
— Service Level Agreement
LOB
— Line Of Business
COD
— Cash On Delivery
FICCO
— Fair Issac Credit Organization
LLP
— Limited Liability Partnership
ADB
— Asian Development Bank
RTO
— Reverse Take-Over
BFP
— Bona Fide Purchaser
MDGD
— Management Development and Governance Division
NRI
— Net Revenue Interest
DCP
— Defined Contribution Plan
NPV
— Net Present Value {economics}
CPO
— Cost Per Order
CE&O
— Customer education and outreach
CPI
— Consumer Price Index
NOA
— Net Operating Assets
UPS
— United Parcel Service, Inc.
CBA
— Cost Benefit Analysis
GIS
— Geographic Information System
GL
— General Ledger
NFO
— Net Financial Obligations
CDO
— Collateralized Debt Obligation
EOD
— End Of Day
CIP
— Carriage and Insurance Paid to
SOHO
— Small Office/Home Office. Acronym expression for the 'virtual office' environment and characteristics found in self-employed and small businesses, that are increasingly prevalent in the modern business age.
ADR
— American Depositary Receipt
G2C
— Government to Consumer
C&F
— Cost and Freight
OTC
— Over The Counter (medications not requiring a prescription)
USDA
— United States Department of Agriculture
LMRA
— Labor Management Relations Act
DFA
— Department of Finance and Administration
PAQ
— Position Analysis Questionnaire
LTCM
— Long-Term Capital Management
ASME
— American Society of Mechanical Engineers
DVP
— Delivery Versus Payment
MTF
— Medical Treatment Facility
ADP
— Automated Data Processing
FY
— Fiscal Year
VPN
— Virtual Private Network (ATM)
EDWOSB
— Economically disadvantaged woman-owned business
AWOL
— Absent Without Leave
MTD
— Month-to-date
OJT
— On the Job Training
NOPAT
— Net Operating Profit After Tax
PDA
— Personal Digital Assistant
ROIC
— Return on Invested Capital
CBO
— Congressional Budget Office
ADL
— activity of daily living
EXCOM
— Executive Committee
GATT
— General Agreement on Tariffs and Trade (government)
WML
— Wireless Markup Language
MIS
— Management Information System (OSHA)
GPS
— Global Positioning System (ex-NAVSTAR)
DBA
— Doing Business As
SAAS
— Software as a Service
OT
— Overtime
APPROX
— Approximate
ETR
— Effective Tax Rate
ANCOM
— Andean Common Market
BLS
— Bureau of Labor Statistics of the United States Department of Labor
RFI
— Request For Information. Sales department shorthand. Special priority when use in conjunction with RFN (see below).
LTV
— Loan To Value
ICFR
— Internal Control Over Financial Reporting
ADR
— Alternative Dispute Resolution
AAR
— Average Annual Return
AUM
— Assets Under Management
FR
— Federal Register
EO
— Executive Order
ROE
— Return On Equity
NAB
— Non-accrual basis
IVR
— Interactive Voice Response (telephone technology)
NDA
— Non-Disclosure Agreement
ARM
— Adjustable Rate Mortgage
YTM
— Yield to Maturity
CP
— Commercial Paper
EU
— European Union (1994; formerly referred to as the EEC or EC)
ABO
— Accumulated Benefit Obligation
JV
— Joint Venture
CAPEX
— Capital Expenditure
AD
— Advertisement
TBD
— To Be Determined
F/K/A
— Formally known as
ADR
— American Depository Receipt
RPI
— Retail Price Index
POS
— Point Of Sale.Retail term, being the physical point at which products are displayed on shelves or paid for at the checkout, as in the EPOS acronym.
NYSE
— New York Stock Exchange
DOD
— United States Department of Defense
P&G
— Proctor and Gamble
IRA
— Individual Retirement Account
DOT
— Department of Transport
CFM
— Construction Facility Management
ADP
— Actual Deferral Percentage
DMAIC
— Define, Measure, Analyze, Improve, Control
PE
— Private Equity
SG&A
— Selling, general, and administrative expenses
IBM
— International Business Machines Corporation
ABM
— Activity Based Management
DUSHOM
— Deputy Under Secretary for Health for Operations and Management
IPS
— Investment Policy Statement
SKU
— Stock Keeping Unit
CIO
— Chief Information Officer
3M
— Minnesota Mining And Manufacturing Company
UNDMT
— United Nations Disaster Management Team
MSRP
— Manufacturer's Suggested Retail Price
UCC
— Uniform Commercial Code
CPM
— Critical Path Method
TDC
— Total Direct Compensation
PD
— Position Description
PV
— Present Value
CRO
— Chief Risk Officer
GNP
— gross national product (economics)
AGI
— Adjusted Gross Income
HMO
— Health Maintenance Organization
PPO
— Preferred provider organization
REO
— Real Estate Owned
RAM
— Reverse Annuity Mortgage
CAE
— Computer-Aided Engineering
GOI
— Gross Operating Income
RONA
— Return On Net Assets
ITIN
— Individual Taxpayer Identification Number
SAN
— Storage Area Network
PFA
— Prevention of Food Adulteration Act
RAM
— random-access memory
ARC
— American Red Cross
ERP
— Emergency Response Plan
LOC
— Line Of Credit
HROD
— Human Resources and Organizational Development
ROG
— Receipt Of Goods
C2C
— Consumer To Consumer. Marketing/trading model by which ordinary people sell and provide products/services to each other. It's an ancient model, prehistoric in fact, virtually extinguished by the industrial revolution and corporate age, (see B2B/B2C), alth
IMF
— International Monetary Fund
DC
— Defined Contribution
PDM
— Product Data Management
LWDI
— Lost Work Day Injury Rate
BOL
— Bill Of Lading
ICAO
— International Civil Aviation Organization
FAR
— Federal Acquisition Regulation
PM
— Performance Management
KSOP
— 401(k) Employee Stock Option Plan
ALM
— Asset Liability Management
CFROI
— Cash Flow Return on Investment
ESP
— Exchange Stock Portfolio
QTY
— Quantity
RFC
— Request For Comment
Q
— Quarter
ICE
— Intrusion Countermeasures Electronics
OTB
— Open To Buy
GRUT
— Grantor Retained Unitrust
CTR
— Currency Transaction Report
IOC
— Intergovernmental Oceanographic Commission
LFPR
— labor force participation rate
PGP
— Pretty Good Privacy (encryption)
APT
— Arbitrage Pricing Theory
ALDEP
— Automated Layout Design Programs
FDA
— Food Drug Administration
CMA
— Comparative Market Analysis
NNN
— Triple Net (Lease)
JIT
— Just in time
FTA
— Free-Trade Agreement
AARP
— American Association of Retired Persons
DES
— Data Encryption Standard
CIM
— Computer Integrated Manufacturing
FAA
— Federal Aviation Administration
IETF
— Internet Engineering Task Force
Y/Y
— Year-over-year
MIGA
— Multilateral Investment Guarantee Agency
LWP
— Leave With Pay
ASP
— Active Server Page
LMI
— Labor Market Information
AFDA
— Allowance for Doubtful Accounts
NFA
— Net Financial Assets
EEOC
— Equal Employment Opportunity Commission
JGTRRA
— Jobs and Growth Tax Relief Reconciliation Act
EE
— Employee
COO
— Chief Operation Officer
EMA
— Exponential Moving Average
ROR
— Return on Revenue
CPC
— Cost Per Click-through
RIF
— Reduction In Force
AGR
— Adjusted Gross Revenue
IFRIC
— International Financial Reporting Interpretations Committee
AER
— Annual Equivalent Rate
AM
— Asset Management
B/L
— Bill of Lading
CRM
— Customer Relationship Management
FUBU
— For Us By Us
SDR
— Special Drawing Rights
AFL-CIO
— American Federation of Labor and Congress of Industrial Organizations
QOS
— Quality of Service
CTS
— Carpal Tunnel Syndrome
ADA
— Americans With Disabilities Act Of 1990 (Text Of ADA Legislation)
BEA
— Bureau of Economic Analysis
PC
— Percent
HVAC
— Heating, Ventilation, and Air Conditioning
POP
— Point Of Purchase
TIN
— Taxpayer Identification Number
AE
— Account Executive
SGLI
— Servicemember Group Life Insurance
AMA
— American Medical Association
ROTA
— Return On Total Assets
DMA
— Designated Market Area
STSFCTN
— Satisfaction
C&B
— Compensation and Benefits
GA
— General Assembly
FOB
— Free On Board
NPW
— Net Present Worth
VC
— Venture Capital
CV
— Cost Variance
DPKO
— Department of Peacekeeping Operations
HR
— Headquarters Report
CDC
— Center for Disease Control and Prevention
GRM
— Gross Rent Multiplier
FOREX
— Foreign Exchange
BIW
— Biweekly
FAS
— Free Alongside Ship
DJIA
— Dow Jones Industrial Average
POP
— Point Of Presence (Internet)
G2G
— Government to Government
WIP
— Work in Process
CRS
— Congressional Research Service
BD
— Business Development
ACWP
— actual cost for work performed
BHAG
— Big Hairy Audacious Goal
IATA
— International Air Transport Association
QA
— Center for Quality Assurance in International Education
PFD
— Preferred
AIG
— American International Group, Inc
CBT
— Computer Based Training
NIBCL
— Non-interest bearing current liabilities
NSC
— National Security Council
CTO
— Compensatory Time Off
DRAM
— Dynamic Random Access Memory (dee-ram) (computing)
DNS
— Domain Name System
GMP
— Good Manufacturing Practice
FINCEN
— Financial Crimes Enforcement Network
AMEX
— American Stock Exchange
JD
— Juris Doctorate
BOMA
— Building Owners and Managers Association
DSO
— Day Sales Outstanding
POE
— Point of Entry
ISDN
— Integrated Services Digital Network
RR
— retention rate
NAV
— Net Asset Value
OTCEI
— Over the Counter Exchange of India (stock exchange)
UIM
— Underinsured Motorist
SLIP
— Serial Line Interface Protocol
OA
— Operating Assets
CPM
— Certified Property Manager
RSF
— rentable square feet
POCS
— Points of Contact
STD
— Standard
FAO
— Food and Agriculture Organization of the United Nations
GMWB
— Guaranteed Minimum Withdrawal Benefit
SIC
— Standard Industrial Classification (Code)
EP
— Earned Premium
LOA
— Leave Of Absence
OPR
— Other People's Resources
AON
— Angolan New Kwanza
IRS
— U.S. Internal Revenue Service
BI
— Business Intelligence
GRP
— Gross Rating Point
GSA
— U.S. General Services Administration
IRC
— Internal Revenue Code of 1986
PRI
— Primary Rate Interface (ISDN)
SQA
— Software Quality Assurance
GRAT
— Grantor Retained Annuity Trust
RMP
— Risk Management Plan
NATO
— North Atlantic Treaty Organisation
MSA
— Metropolitan Statistical Area
SEPG
— Software Engineering Process Group
CUM PFD
— Cumulative preferred
ARNP
— Advanced Registered Nurse Practitioner
JOA
— joint operating agreement
BOO
— Build Own Operate
EV
— Enterprise Value
BPA
— Blanket Purchase Agreement
MBA
— Mortgage Bankers Association of America
SM
— Service Mark
HR&A
— Human Resources and Administration
ETF
— Exchange Traded Fund
CF
— Cash Flow
CIMA
— Chartered Institute of Management Accountants
CTO
— Chief Technology Officer
FDCPA
— Fair Debt Collection Practices Act
ROI
— Return on Investment
BS
— Balance Sheet
DRP
— distribution requirements planning
AMA
— American Management Association
FASAB
— Federal Accounting Standards Advisory Board
ABP
— Average Benefit Percentage
FRF
— Financial Reporting Framework
D/O
— Delivery Order
ADB
— African Development Bank
A&W
— Allen & Wright (Roy Allen and Frank Wright combined their initials to name A&W Root Beer in 1922)
AJE
— Adjusting Journal Entry
WWW
— World Weather Watch
PNP
— Plug aNd Play
REIT
— Real Estate Investment Trust
ABS
— Automated Bond System
VISN
— Veterans Integrated Service Network
CFR
— Code of Federal Regulations
CR
— Continuing Resolution
COOP
— Continuity of Operations
ABA
— American Bankers Association
BOD
— Board of Directors (Budget)
EIN
— Employer Identification Number
WC
— Worker's Compensation
IFRS
— International Financial Reporting Standard
ACRS
— Accelerated Cost Recovery System (finance)
PNG
— Portable Network Graphics (graphic file standard/extension)
CCAQ
— Consultative Committee on Administrative Questions
DOE
— United States Department of Energy (government)
ATO
— Asset Turnover
BOOT
— Build Own Operate Transfer
CISO
— Chief Information Security Officer
EOY
— End-Of-Year
MSN
— Microsoft Network
DOJ
— Department of Justice (US)
DCR
— Debt Coverage Ratio
IMAP
— Internet Message Access Protocol
EFT
— Electronic Funds Transfer
TCO
— Total Cost of Ownership
FPL
— Federal Poverty Level
OASDI
— Old Age Survivors Disability Insurance
CUSFTA
— Canada-US Free Trade Agreement
PVGO
— Present Value of Growth Opportunities
SEM
— Search Engine Marketing
TER
— Total Expense Ratio
ODA
— Official Development Assistance
MIRR
— Modified Internal Rate of Return
MEC
— Modified Endowment Contract
ROGFA
— Return on Gross Fixed Assets
IDIT
— Intentionally defective irrevocable trust
FTE
— Full-Time Employee
COLA
— Cost of Living Adjustment (or Allowance)
IAEA
— International Atomic Energy Agency
CPM
— Continuous Passive Motion
ACO
— Administrative Contracting Officer
CRAT
— Charitable Remainder Annuity Trust
CIP
— Capital Investment Proposal
JD
— Job Description
UNSCO
— Office of the United Nations Special Coordinator for the Middle East
NT
— Near-Term
SBU
— Strategic Business Units
ASP
— Application Service Provider
IBRD
— International Bank For Reconstruction And Development (part Of The World Bank)
BOE
— Bank of England
TCN
— Third Country National
SMT
— Senior Management Team
SAR
— Stock Appreciation Right
GSF
— Gross Square Feet
PC
— Personal computer (host)
MAD
— Mean Absolute Deviation
LTO
— Long-Term Option
CPP
— Capital Purchase Program
CRT
— Charitable Remainder Trust
IM
— Information Management
ITLOS
— International Tribunal for the Law of the Sea
BARS
— Behaviourally-Anchored Rating Scale
PMI
— Private Mortgage Insurance
DAC
— Delivery Against Cost
ERP
— Estimated Retail Price
CMO
— Chief Marketing Officer
SRM
— Supplier Relationship Management
EBT
— Earnings Before Tax
NAM
— National Association of Manufacturers
POC
— Proof of Claim
TTM
— Trailing Twelve Months
ETA
— Employment and Training Administration
OMB
— Office of Management and Budget (U.S.)
MSA
— Medical Savings Account
A&H
— Accident and health insurance
COGS
— Cost of Goods Sold
AMF
— American Machine & Foundry (bowling lane operators and former owners of Harley Davidson motorcycles)
ISO/MSP
— Independent sales organization/Member service provider
EOE
— Equal Opportunity Employer
HAZMAT
— Hazardous Material
ITC
— Information Technology Center
CMS
— Content Management System
FOIA
— Freedom of Information Act
RULPA
— Revised Uniform Limited Partnership Act
MA
— Moving Average
4P
— Price, Product, Place and Promotion
CFO
— Communication Filing Officer
EFA
— Education for All
XTML
— eXtensible Telephony Markup Language
PM
— Program Manager
DTA
— Deferred tax assets
DCA
— Dollar Cost Averaging
WC
— Working Capital
PBO
— Projected Benefit Obligation
MSA
— Merit Salary Adjustment
PAT
— Profit After Tax
AQL
— Acceptable Quality Level
IDR
— Issuer Default Rating
POD
— Payable on Death
SUA
— Convention for the Suppression of Unlawful Acts Against the Safety of Maritime Navigation
SAS
— Statement on Auditing Standards
CPA
— Certified Public Accountant
BDF
— Beneficiary Designation Form
AMT
— Amount for Married Taxpayers
VSNL
— Videsh Sanchar Nigam Limited
DPP
— Direct Participation Program
GRIT
— Grantor Retained Income Trust
APY
— Annual Percentage Yield
CME
— Chicago Mercantile Exchange
IMO
— International Maritime Organization
SAR
— Suspicious Activity Report(ing)
CPM
— Corporate Performance Management
BOP
— Bureau Of Prisons
ASB
— Accounting Standards Board
UI
— User Interface
ERISA
— Employee Retirement Income Security Act
SAM
— Shared-Appreciation Mortgage
AD&D
— Accidental Death and Dismemberment
CAFTA
— Central American Free Trade Agreement
UNRWA
— United Nations Relief and Works Agency for Palestine Refugees in the Near East
DUSH
— Deputy Under Secretary for Health
ADI
— After Date of Invoice
AED
— United Arab Emirates Dirham
RWA
— Risk Weighted Asset
DI
— Disability Insurance
ITF
— In Trust For
PHP
— PHP Hypertext Processor
CASB
— Cost Accounting Standards Board
CAPM
— Capital Asset Pricing Model
MVIC
— Market Value of Invested Capital
DCF
— discounted cash flow rate
CMM
— Capability Maturity Model
LBO
— Leveraged Buyout
P2P
— Peer to Peer (as in music file sharing systems like KaZaA)
OCR
— Overall Capitalization Rate
EURIBOR
— Euro Interbank Offered Rates
HELOC
— Home Equity Line of Credit
ITU
— International Telecommunication Union
LTIP
— Long-Term Incentive Plan
BNA
— Bureau of National Affairs, Inc.
PD
— Paid
IFB
— Invitation For Bid
ADP
— Average Deferral Percent
HQ
— Headquarters (HDQ Preferred)
OAS
— Option Adjusted Spread
BCR
— Benefit/Cost Ratio
ERV
— Estimated Rental Value
GED
— General Equivalency Diploma
NTIS
— National Technical Information Service Technology Administration
PPI
— Producer Price Index
FMS
— Financial Management Service
ICC
— International Criminal Court
FSA
— Flexible Spending Account
BAFO
— Best and Final Offer
CSRS
— Civil Service Retirement System
CUM
— Cumulative
BOS
— Behavior Observation Scale
CBCMC
— Clinical Bar Code Multidisciplinary Committee
OE
— Operating Expense
HCFA
— Health Care Financing Administration
MC
— Market Capitalization
UNU
— United Nations University
HSA
— Health Savings Account
ROS
— Return on Sales
ITC
— Information Technology Conference
HDI
— Human Development Index (UNDP yardstick of human welfare)
UNEP
— United Nations Environment Program
HIBOR
— Hong Kong interbank offered rate
FCC
— Federal Communications Commission (US)
GFE
— Good Faith Estimate
COS
— Chief of Staff
SBLC
— Standby Letter of Credit
3PL
— Third Party Logistics
CEN
— Committee European de Normalisation
RAID
— Redundant Array of Inexpensive Disks
NI
— Net Income
TDA
— Tax Deferred Annuity
CBIT
— Comprehensive Business Income Tax
KSAO
— Knowledge, Skills, Abilities and Other
TCE
— Tangible Common Equity
RO
— Regional Office
CMA
— Certified Management Accountant
ATCF
— After Tax Cash Flow
EPS
— Earnings per share
ZIP
— Zone Improvement Plan
GPP
— Gross Profit Percentage
PERT
— Program Evaluation and Review Technique
GPI
— Gross potential income
G2B
— Government to Business
CAGR
— Compounded Annual Growth Rate
SNA
— System of National Accounts
AICPA
— L'American Institute of Certified Public Accountants
PM
— Profit Margin
RTF
— Rich Text Format
TL
— Truckload
DBA
— Data Base Administrator
TM
— Trademark
MLS
— Multiple Listing Service
CFA
— Chartered Financial Analyst
FCRA
— Fair Credit Reporting Act
ITA
— International Trade Administration
FTC
— Federal Trade Commission (U.S.)
FASAB
— Financial Accounting Standards Advisory Board
CMA
— Certified Management Accountant
B2B
— Business to Businesse
OJT
— On-The-Job-Training
CPG
— Consumer Packaged Goods
SC
— Security Council
LBB
— Legislative Budget Board
IP
— Intellectual Property
MDB
— Multilateral Development Bank
DDU
— destination delivery unit
AAA
— authentication, authorization, and accounting
WRKSHP
— Workshop
SCM
— Supply Chain Management
RO/RL
— Rool on/roll off
CGS
— Cost of Goods Sold
CVP
— Cost-Volume-Profit
ROCE
— Return On Capital Employed
RP
— Repurchase Agreement
USP
— Unique Selling Point
APV
— Adjusted Present Value
TRO
— Temporary Restraining Order
LMRDA
— Labor-Management Reporting and Disclosure Act of 1959
ACV
— Actual Cash Value
SOHO
— Small Office Home Office
ESOP
— Employee Stock Ownership Plan
OSHA
— Occupational Safety and Health Act (1970)
FASAC
— Financial Accounting Standards Advisory Council
REPO
— Repurchase Agreement
OPM
— Office of Personnel Management
DOL
— United States Department of Labor
CDHP
— consumer-driven health plan
AT&T
— American Telephone and Telegraph (U.S. company, also known as "Ma Bell")
F2F
— Face-to-Face Meeting
CHR
— Commission on Human Rights
COE
— Certificate of Eligibility
HUD
— Department of Housing and Urban Development (U.S.)
EXP
— Export
ASEAN
— Association of South East Asian Nations
ROOA
— Return on Operating Assets
CPM
— Cost Per Thousand
GSI
— general salary increase
COTR
— Contracting Officer Technical Representative
EPA
— Equal Pay Act
PRP
— Preferred Risk Policy
CDL
— Commercial Driver's License
QTD
— Quarter-to-Date
LIBOR
— London interbank offering rate
OID
— Original Issue Discount
NIH
— NATIONAL INSTITUTE OF HEALTH
TIL
— Truth in Lending
MPS
— Marginal Propensity to Save
PW
— present worth
IRIN
— Integrated Regional Information Networks
BLM
— Bureau of Land Management of United States Department of the Interior
NOI
— Net Operating Income
BU
— Bargaining Unit
APR
— Annual Percentage Rate
HR
— HUMAN RESOURCES
EOB
— Explanation Of Benefits
CODASYL
— Committee on Data Systems Languages
FFY
— Federal Fiscal Year
QMAC
— Qualified Matching Contributions
TDI
— Temporary Disability Insurance
STR
— Software Test Report
HR
— Human Resource
TAM
— Television Audience Measurement
CPI
— Cost Performance Index
PHC
— Personal Holding Company
IC
— Internal Control
LLLP
— Limited Liability Limited Partnership
RESPA
— Real Estate Settlement Procedures Act
AOV
— Average Order Value
MMDA
— Money Market Deposit Account
XHTML
— Extensible Hypertext Markup Language
EVA
— Economic Value Added
LTA
— Long-Term Agreement
UNFPA
— United Nations Fund for Population Activities (see www.unfpa.org)
CSA
— Cost Sharing Arrangement
PY
— Prior Year
BRI
— Basic Rate Interface
EPZ
— Export Processing Zone
ATB
— Across the Board
EPTA
— Expanded Programme of Technical Assistance
MER
— Management Expense Ratio
PY
— Program Year
PDA
— Personal Data Assistant
VIE
— Variable Interest Entity
GIF
— Graphic Interchange Format
B&O
— Business and Occupation
NLRB
— National Labor Relations Board
LTD
— Limited
FNA
— Financial needs analysis
LOS
— Length of Stay
SBO
— Small Business Owner
TIPS
— Treasury Inflation-Protected Securities
PM
— Project Manager
PHR
— Professional in Human Resources Certification
AO
— Authorizing Official
MI
— Mortgage Insurance
LFY
— Last Fiscal Year
B.A.
— Bachelor of Arts
IRDA
— Insurance Regulatory Development Authority
FAK
— Freight all kinds
GAO
— Government Accountability Office [formerly the General Accounting Office]
CROGI
— Cash Return on Gross Investment
CPR
— Cardio-Pulmonary Resuscitation
LWO
— Leave without pay
UN
— United Narions
PSA
— Public Service Announcement (radio/TV Term)
IRCA
— Immigration Reform and Control Act
EOM
— End Of Month
FICA
— Federal Insurance Contribution Act
AMID
— Allowable Miscellaneous Itemized Deductions
ART
— Annual Renewable Term (life insurance)
DB
— Defined Benefit (retirement Plan; For Example, A Pension)
IDA
— International Development Association
CSO
— Commissioners Standard Ordinary
CIT
— Corporate Income Tax
PTO
— Paid Time Off
PDA
— Payday Advance Loan
CFA
— Consumer Federation of America
GAAP
— Generally Accepted Accounting Procedures
PRC
— Peer Review Committee
NAVPS
— Net Asset Value Per Share
AFTP
— Anonymous File Transfer Protocol
ST
— Short-Term
GR
— General Revenue
UNZAP
— United Nations Zambia Assistance Programme
RR
— Revenue Ruling
LEPO
— Low Exercise Price Option
WTO
— World Tourism Organization
PTP
— Publicly Traded Partnership
CIO
— Chief Investment Officer
SBLI
— Savings Bank Life Insurance
ABA
— Accredited Business Accountant
PFS
— Personal Financial Specialist
ROW
— Right-Of-Way
ISO
— Independent Sales Organization
IDP
— Internally Displaced Person
UNCIP
— United Nations Commission for India and Pakistan
BCP
— Business Continuity Plan
A/P
— Accounts Payable
DOH
— Days inventory On Hand
QMCSO
— Qualified Medical Child Support Order
AOQL
— Average Outgoing Quality Level
BOT
— Balance of Trade
RAP
— Regulatory Accounting Principles
CA
— Confidentiality Agreement
A/R
— Accounts Receivable
SOA
— Service-Oriented Architecture
SGA
— Substantial Gainful Activity
HDML
— Handheld Device Markup Language
RE
— Residual Earnings
GIF
— Guaranteed Investment Fund
LPA
— Licensed Public Accountant
MACRS
— Modified Accelerated Cost Recovery System (IRS)
UR
— Utilization Review
CASE
— computer-automated software engineering
GICS
— Global Industry Classification Standards
BRD
— Business Requirements Documentation
RISC
— Reduced Instruction Set Computer
BCC
— Blind Copied
CPIC
— Capital Planning and Investment Control
CUPA
— College and University Personnel Association
CICA
— Competition in Contracting Act (1984)
MUPLA
— Model Uniform Products Liability Act
FTD
— Federal Tax Deposit
UNA
— United Nations Association
COD
— Cancellation of Debt
CAI
— Computer Assisted Instruction
LSE
— London Stock Exchange
T&C
— Terms & Conditions
SEC
— Securities and Exchange Commission (US)
GL
— General Liability
TAN
— Tax Anticipation Note
RFQ
— Request For Quote
FFIEC
— Federal Financial Institutions Examination Council
IPCS
— International Programme on Chemical Safety
CIX
— Commercial Internet Exchange
DUNS
— Data Universal Numbering System
BBB
— Better Business Bureau's
POQ
— Periodic Order Quantity
SBC
— Southwestern Bell Corporation
MOM
— Message Oriented Middleware
ASAE
— American Society of Association Executives
DPP
— Deferred Payment Plan
BOT
— Board of Trustees
SDB
— Small Disadvantaged Business
MRO
— Maintenance, repair, and overhaul
CORBA
— Common Object Request Broker Architecture
NCA
— National Cemetery Administration
ROFR
— Right of First Refusal (finance)
ESCAP
— Economic and Social Commission for Asia and the Pacific (UN)
QPRT
— Qualified Personal Residence Trust
OASDHI
— Old Age, Survivors, Disability and Health Insurance Act
LOR
— Letter Of Response
UPU
— Universal Postal Union
UIC
— Unemployment Insurance Commission (Canada, archaic)
BRIC
— Brazil, Russia, India and China
PDA
— Pregnancy Discrimination Act
AMTI
— Alternative Minimum Taxable Income
UNAMIC
— United Nations Advance Mission In Cambodia
ECA
— Economic Commission for Africa
DOC
— Doctor
WRA
— Weighted Risk Assets
WTO
— World Trade Organisation
CCP
— Certified Compensation Professional
UGMA
— Uniform Gifts to Minors Act (largely replaced by UTMA)
FUTA
— Federal Unemployment Tax Act
JPEG
— Joint Photographic Experts Group (24-bit image storage format)
IANA
— Internet Assigned Numbers Authority
HHS
— Health and Human Services Department
CTV
— Capital Timber Value
CC
— Civil Code
NCOA
— National Change Of Address
IASC
— Inter-Agency Standing Committee
CGQ
— Corporate Governance Quotient
OL
— Operating Liabilities
TAM
— Technical Advice Memorandum
D&F
— Determination & Finding
WIPO
— World Intellectual Property Organization
ESI
— Electronically Stored Information
GOV
— Government Owned Vehicle
CHRO
— Chief Human Resource Officer
EPI
— Expanded Programme on Immunization
WMO
— World Meteorological Organization (ICSU)
BIS
— Bank of International Settlements
CAD
— Cash Available for Distribution
GA
— General Agent
SMA
— Simple Moving Average
CFC
— Chartered Financial Consultant
ALJ
— Administrative Law Judge
DIP
— Debtor In Possession
TPL
— Third-Party Liability
SSA
— Social Security Administration
MLR
— Medical Loss Ratio
FRB
— Federal Reserve Board
GPO
— Government Printing Office
CSHO
— Compliance Safety and Health Officer
ACP
— Average Contribution Percentage
NFIP
— National Flood Insurance Program
CEU
— Continuing Education Unit
KYC
— Know-your-customer
PDQ
— Position Description Questionnaire
POP
— Public Offering Price
AGC
— Associated General Contractors of America
EOI
— Expression Of Interest
ATP
— Accredited Tax Preparer
EISA
— Extended Industry Standard Architecture
CBOT
— Chicago Board of Trade
LC
— Limited Company
DTI
— Department of Trade and Industry (UK)
GE
— General Electric American Communications Inc.
SLS
— Sales
ADEA
— Age Discrimination in Employment Act's
CAFR
— Comprehensive Annual Financial Report
COI
— Conflict Of Interest
NOW
— Negotiable Order of Withdrawal
RRSP
— Registered Retirement Savings Plan (Canada; Roughly Equivalent To The IRA In The U.S.)
IBC
— Independent Breweries Company (original manufacturer of IBC Root Beer)
CSO
— Central Statistical Organisation
RTW
— Return To Work
ECOSOC
— Economic and Social Council of the United Nations
MLM
— Multi-Level Marketing
OCF
— Operating Cash Flow
EIS
— Environmental Impact Statement (US)
RIA
— Registered Investment Advisor
FMLA
— Family and Medical Leave Act
ATOI
— After Tax Operating Income
WIP
— Work In Progress (process)
EA
— Enrolled Agent
GPM
— Graduated Payment Mortgage
VA
— Veterans Administration
DM
— Direct Mail
AMTFTC
— Alternative minimum tax foreign tax credit
CNF
— Cost, not freight
DFAS
— Defense Financial Accounting Service
CDI
— Category Development Index
ASTD
— American Society for Training and Development
DIO
— Days Inventory Outstanding
PIK
— Payment in Kind
UNCED
— United Nations Conference on Environment and Development
IFAD
— International Fund for Agricultural Development (UN)
REC
— Renewable Energy Certificate
ALEX
— AUTOMATED LABOR EXCHANGE
DOL
— Degree of Operating Leverage
POS
— Point of Service Plan
CK
— Calvin Klein
DBMS
— Data Base Management System
BAT
— Business Activity Tax
MANOVA
— Multivariate Analysis of Variance
SOS
— Sound On Sound
BSM
— Black-Scholes-Merton
ECB
— European Central Bank
SNF
— Skilled Nursing Facility
WHOL.
— Wholesale
SUTA
— State Unemployment Tax Act
FCFE
— Free Cash Flow to Equity
GST
— Goods and Services Taxation
PCI
— Per Capita Income
NCUSIF
— National Credit Union Share Insurance Fund
SB
— Senate Bill
SEO
— Search Engine Optimizer
ECP
— Engineering Change Proposals
LEC
— Local Exchange Carrier
ICANN
— Internet Corporation for Assigned Names and Numbers
FRS
— Federal Reserve System
L/C
— Letter of Credit
PEO
— Professional Employer Organization
FFO
— Funds from operations
CRM
— Client Relationship Management
LAR
— Legislative Appropriations Request
ILIT
— Irrevocable Life Insurance Trust
BDC
— Business Development Center
FHA
— Federal Housing Administration
MIME
— Multipurpose Internet Mail Extension
PILOT
— Payment In Lieu Of Taxes
TEV
— Total Enterprise Value
ERS
— Economic Research Service
FITW
— Federal Income Tax Withholding
FCF
— Free Cash Flow
LT
— Lead Time
ASU
— Accounting Standards Update
ITIL
— Information Technology Infrastructure Library
EOI
— Evidence of Insurability
CSF
— Critical Success Factor
STP
— Software Test Plan
CERD
— Committee on the Elimination of Racial Discrimination
ADJ
— Adjust
MOF
— Ministry Of Finance
OIOS
— Office of Internal Oversight Services
MLD
— Market-linked deposit
SSI
— Supplemental Security Income
DRP
— Disaster Recovery Plan
SBAP
— Small Business Assistance Program
EEPROM
— Electric Erasable Programmable Read Only Memory
SCORE
— Service Corps Of Retired Executives
CAE
— Certified Association Executive
DPA
— Department of Political Affairs
GAAP
— Generally Accepted Accounting Principles
ESO
— Employee Stock Option
SDD
— Software Design and Development
SNE
— Salaried Non-Exempt
TIC
— Tenant In Common
ADC
— Acquisition, Development, and Construction
FASB
— Financial Accounting Standards Board
PITI
— Principal, Interest, Taxes, and Insurance
FERC
— Federal Energy Regulatory Commission (U.S.)
AD & D
— Accidental Death and Dismemberment
CCL
— Center for Creative Leadership
DAGMAR
— Defining Advertising Goals for Measured Advertising Results
CBA
— Controlled Business Arrangement
CFAT
— Cash Flow After Taxes
WT
— Warrant
ISO
— Incentive Stock Option
FRV
— Fair Rental Value
MLP
— Master Limited Partnership
CNS
— Continuous Net Settlement
DFL
— Degree of Financial Leverage
PLR
— Private Letter Ruling
CAM
— Common Area Maintenance (charges related to commercial leases)
NAR
— National Association of Realtors
SS
— Social Security
WHA
— World Health Assembly
IPTF
— International Police Task Force
ICQ
— Internal Control Questionnaire
NL
— No-Load
REI
— Recreational Equipment, Inc.
SAT
— Scholastic Aptitude Test
LCA
— Labor Condition Application
AGT
— Agent
TVM
— Time Value of Money
MPEG
— Moving Picture Experts Group (International Standards Organisation/International Electrotechnical Commission)
SOP
— Statement Of Position
RIC
— Regulated Investment Company
BID
— Business Improvement District
INSARAG
— International Search and Rescue Advisory Group
FHLMC
— Federal Home Loan Mortgage Corporation, United States
DOI
— Date of Injury
ICJ
— International Court of Justice
ATR
— Americans for Tax Reform
DPI
— Department of Public Information
ACC
— Administrative Committee on Coordination
FSI
— Free Standing Insert
ATB
— Accountants Trial Balance
NAFTA
— North American Free Trade Agreement
TTD
— Temporary Total Disability
AFR
— Applicable Federal Rate
ECM
— Excess cash margin
CIF
— Cost, Insurance, and Freight (Paid) (shipping)
SOL
— Statute of Limitations
SIPC
— Securities Investor Protection Corporation
SE
— Self Employed
CRC
— Committee on the Rights of the Child
CFE
— Certified Financial Examiner
7S
— Strategy, Structure, Systems, Style, Staff, Skills, Shared values
NAICS
— North American Industry Classification System
DRO
— Domestic Relations Order
BRE
— Business Reply Envelope
SEPA
— Single Euro Payments Area
TPD
— Temporary Partial Disability
SC
— Securities Commission
AACU
— American Association of Colleges and Universities
MLR
— Monthly Labor Review
ISSA
— International Securities Services Association
B&P
— Bid & Proposal
DW
— Dislocated Worker
DSPP
— Direct Stock Purchase Plan
WAP
— Wireless Application Protocol
EOU
— Export Oriented Unit
C&D
— Cease and Desist
IBNR
— Incurred But Not Reported
PLM
— Product Lifecycle Management
HDAPT
— Hybrid domestic asset protection trust
VDT
— Video Display Terminal
ILAB
— Bureau of International Labor Affairs
DCAP
— Dependent Care Assistance Program
SCA
— Service Contract Act
CUM DIV
— Cumulative dividend
BDI
— Brand Development Index
FSLIC
— Federal Savings & Loan Insurance Corporation
SPE
— Special Purpose Entity
A&S
— Accident and sickness insurance
IME
— Independent Medical Examination
ECI
— Employment Cost Index
LOB
— Line-Of-Balance
ECE
— Economische Commissie voor Europa (United Nations) (Dutch: Economic Commission for Europe)
SMA
— Separately Managed Account
FMV
— Fair Market Value
AL
— Assisted Living
PSI
— Performance Salary Increase
MOH
— Music On Hold
EIC
— Earned Income Credit
ROS
— Run Of Schedule
FS
— Financial Statement
FSS
— Federal Supply Schedule
AR
— Accounts Receivable
SA
— Seasonally Adjusted
NAIC
— National Association of Insurance Commissioners
UNCTAD
— United Nations Conference on Trade and Development
UNMISET
— United Nations Mission of Support in East Timor
BRC
— Business Reply Card
ADR
— Asset Depreciation Range (finance)
REV. PROC.
— Revenue Procedure
REV. RUL.
— Revenue Ruling
LINTAS
— Levers International Advertising Services
NSA
— Not Seasonally Adjusted
A/E
— Architect/Engineer
CIMC
— Certified Investment Management Consultant
NASDAQ
— National Association for Security Dealers and Automatic Quotation
OC
— Opportunity Cost
CPO
— Chief of Purchasing Office
ROP
— Run of Press
AA
— Adverse Action
UNHCR
— United Nations High Commissioner for Refugees Program
SEP
— Simplified Employee Pension
CLAT
— Charitable Lead Annuity Trust
POP
— Premium Only Plan
INC.
— Incorporated
MBDA
— Minority Business Development Agency
AAAA
— American Association of Advertising Agencies
CEA
— Chief Enterprise Architect
AIA
— American Institute of Architecture
BPC
— Business Planning Cycle
UL
— Universal Life
CFP
— Certified Financial PlannerTM
FHLB
— Federal Home Loan Bank
OASDI
— Old Age and Survivors Disability Insurance
CMBS
— Commercial mortgage-backed securities
CGMA
— Chartered Global Management Accountant
IIA
— Institute of Internal Auditors
SB/SDB
— Small Business/Small Disadvantaged Business
ECF
— Extended Care Facility
AAG
— Audit and accounting guides
ATA
— Accredited Tax Advisor
AEI
— American Enterprise Institute
MST
— Marketable Securities Tax
PE
— Price-earnings ratio
EGM
— Extraordinary General Meeting
IRA
— Individual Retirement Arrangement
AFP
— Association for Financial Professionals
AMPS
— Auction Market Preferred Stock
ABF
— Asset-Based Financing
EMS
— Eastern Mountain Sports
TIP
— Transportation Improvement Program
CGT
— Capital Gains Tax
AIDA
— Attention, Interest, Desire, Action
GOOS
— Global Ocean Observing System (IOC, UNESCO, WMO, and ICSU)
UCI
— Unemployment Compensation Insurance
OTS
— Office of Thrift Supervision
UCR
— Usual, Customary and Reasonable Fees
FWT
— Federal Withholding Tax
ACASTD
— Advisory Committee on the Application of Science and Technology to Development
LYON
— Liquid Yield Option Note
A/E
— Accured expense
ALC
— Alien Labor Certification
WFC
— World Food Council
PCAOB
— Public Company Accounting Oversight Board
CESA
— Coverdell education savings account
HFA
— Housing Finance Agency
VAT
— Value-added taxes
RCN
— Replacement Cost New
ASCI
— Advertising & Standards Council of India
RBM
— Roll Back Malaria
AIME
— Average Index Monthly Earnings
DBT
— Days Beyond Terms
HRM
— Human Resource Management
FCB
— Foote Cone & Belding
NRF
— National Retail Federation
CIC
— Consumer Information Center
CGA
— Charitable Gift Annuity
MTL
— Multi-Level Marketing
F&F
— Furniture & Fixtures
ABV
— Accredited in Business Valuation
D&O
— Directors and Officers Liability
CLU
— Chartered Life Underwriter
COCA
— Cost of capital allowance
ATO
— Administrative Time Off
MAS
— Multiple-Award Schedule
CFS
— Container Freight Station
UNFCCC
— United Nations Framework Convention on Climate Change
FACCT
— Foundation for Accountability
FSLMRA
— Federal Service Labor-Management Relations Act
PGI
— Potential Gross Income
BAT
— Business Action Theory
NIOSH
— National Institute of Occupational Safety and Health's
TAMRA
— Technical and Miscellaneous Revenue Act of 1988
MRD
— Minimum Required Distribution
ROA
— Return on assets
NCSA
— National Center for Supercomputing Applications
DCAA
— (U.S.) Defense Contract Audit Agency
LF
— Labor Force
MLP
— Minimum lease payments
NOL
— Net Operating Loss
PBGC
— Pension Benefit Guaranty Corporation
EAR
— Export Administration Regulations
TSR
— Terminate and Stay Resident [software program]
CMYK
— Cyan, Magenta, Yellow, Black
CSO
— Chief Security Officer
CEPS
— Cash Earnings Per Share
SFH
— Single Family Home
SSB
— Securities Supervisory Board
IOS
— International Organization for Standards
DTL
— Deferred Tax Liability
PERL
— Practical Extraction and Report Language
CPA
— Comprehensive Plan of Action
CFIUS
— Committee on Foreign Investment in United States
LDI
— Liability Driven Investment
AE
— Actual Expense
EBSA
— Employee Benefits Security Administration
CODA
— Cash or Deferred Arrangement (401K)
CMMI
— Capability Maturity Model Integrated
EBO
— Employee Buyout
ISA
— International Seabed Authority
C&I
— Commercial and industrial customers (Electricity transmission)
SSVS
— Statement on Standards for Valuation Services
AJB
— America’s Job Bank
CPSC
— Consumer Products Safety Commission
HCM
— Human Capital Management
HSBC
— Household Bank Corporation
URO
— Utilization Review Organization
BTCF
— Before Tax Cash Flow
IAP
— Initial advance payment
AAPC
— Accounting and Auditing Policy Committee
NMFC
— National Motor Freight Classification
NAAEC
— North American Agreement on Environmental Cooperation
PTA
— Preferential Trade Arrangement
HFS
— Hold for sale
JOLTS
— Job Openings and Labor Turnover Survey
IAM
— Identity and Access Management
MSI
— Multiple Streams of Income
LCM
— Lower of Cost or Market
ESA
— Employment Standards Administration
NDNH
— National Directory of New Hires
YRT
— Yearly Renewable Term
ADS
— Alternative Depreciation System
UNHCHR
— United Nations High Commissioner for Human Rights
PSC
— Personal Service Corporation
WTW
— Welfare-to-Work
LTL
— Less Than Truckload Lot
CRAFT
— Computerised Relative Allocation of Facilities Techniques
EBRI
— Employee Benefit Research Institute
ECP
— Emergency Conservation Program
TRA
— Tax Reform Act
IBR
— Income-based repayment
LM
— Last Month
B2C
— Business to Consumer
BPM
— Business Performance Management
ELP
— Electing large partnership
NMS
— Normal Market Size
IBEW
— International Brotherhood of Electrical Workers
XBRL
— Extensible Business Reporting Language
PPE
— Property, Plant and Equipment
SERP
— Supplemental Executive Retirement Plan
CPLTD
— Current portion of long-term debt
QSF
— Qualified Settlement Fund
WAI
— Wealth Added Index
ASG
— Assistant Secretary General
GIM
— Gross Income Multiplier
S&P
— Standard & Poor's
MRQ
— Most Recent Quarter
UTMA
— Uniform Transfers to Minors Act
ADEA
— Age Discrimination and Employment Act
UPE
— Unreimbursed Partnership Expenses
CC
— Capital Contribution
TDB
— Temporary Disability Benefits
SESA
— State Employment Security Agency
BOI
— Business Object Interface
EA
— Electronic Arts Inc (NASDAQ Stock Exchange [NASDAQ])
NAAS
— Network as a Service
DAPT
— Domestic Asset Protection Trust
COST
— Council on State Taxation
T&D
— Training and Development
PAAS
— Platform-as-a-Service
HECM
— Home Equity Conversion Mortgage
CDFI
— Community Development Financial Institution
SPAC
— Special-purpose acquisition company
VSOP
— Very Special Old Pale
IMRB
— Indian Market Research Bureau
UNCITRAL
— United Nations Commission On International Trade Law
DBO
— Death Benefit Only
RAN
— Revenue Anticipation Note
VOPAN
— Voice Pitch Analysis
OIBITDA
— Operating Income Before Interest, Taxes, Depreciation and Amortization
PTE
— Pass-Through Entity
SAR
— Summary Annual Report
FPML
— Financial Products Markup Language
ECOA
— Equal Credit Opportunity Act
NQDC
— Nonqualified deferred compensation
TRUPS
— Trust Preferred Securities
AFTS
— Automatic Funds Transfer Services
WHD
— World Habitat Day
EFW
— Electronic Funds Withdrawal
NSA
— National Society of Accountants
MCI
— Microwave Communications Incorporated
SDI
— State Disability Insurance
BBDO
— Batten, Barton, Durstine & Osborn
GPO
— Guaranteed Purchase Option
BIA
— Business Impact Analysis
SAAR
— Seasonally Adjusted Annual Rate
CISSP
— Certified Information Systems Security Professional
BCFD
— Billion Cubic Feet per Day
FNMA
— Federal National Mortgage Association
ETN
— Exchange Traded Note
IFC
— International Finance Corporation
NSF
— Not Sufficient Funds
W/C
— Working Capital
FP
— Fixed Price
AX
— Armani Exchange
ESS
— Employee Self-Service System
PHI
— Protected Health Information
HC
— human capital
REG.
— Regulation
MLS
— Mass Layoff Statistics
SSD
— Social Security Disability
HCO
— Health Care Organization
NVI
— Negative Volume Index
TPA
— Third Party Administrator
PING
— Pocket Internet Gopher
DESIPA
— Department for Economic and Social Information and Policy Analysis
NSX
— National Stock Exchange
OER
— Operation Expense Ratio
HC
— Humanitarian Coordinator
PIC
— Prior Informed Consent
TSR
— Tactical Studies Rules
BOC
— Budget Object Code
OM
— Options Market
DOLETA
— Department of Labor Employment and Training Administration
DRTV
— Direct Response Television
BOA
— Basic Ordering Agreement
BTT
— Business Transfer Tax
SIV
— Structured Investment Vehicle
SEM
— Shared-Equity Mortgage
DPO
— Days payables outstanding
PR
— Public Relations
ALBM
— Automated Lending and Borrowing Mechanism
PVFC
— Prepaid variable forward contract
CFTC
— Commodity Futures Trading Commission
RSI
— Relative Strength Indicator
FEIN
— Federal Employment Identification Number
FSA
— Farm Service Agency
DAN
— Depositor Account Number
UNIIMOG
— United Nations Iran-Iraq Military Observer Group
DINKS
— Dual Income, No Kids
ISO
— International Standard Organisation
FRA
— Full Retirement Age
DUA
— Disaster Unemployment Assistance
DFEH
— Department of Fair Employment and Housing's
EGI
— Effective Gross Income
GNMA
— Government National Mortgage Association
OB
— Office of Budget
BPM
— business process management
ESA
— Coverdell education savings account
NPT
— Non-Proliferation Treaty
DCPP
— Defined Contribution Pension Plan
ACV
— Account Current Value
MTC
— Multistate Tax Commission
ITBAT
— IT Budget Analysis Team
ITMP
— Information Technology Management Program
TCBY
— The Country's Best Yogurt
BONUCA
— United Nations Peace-Building Office in the Central African Republic
FMCS
— Federal Mediation and Conciliation Service
LAIA
— Latin American Integration Association
HDR
— Humanitarian Daily Ration
CEDAW
— Committee on the Elimination of Discrimination against Women
MTTR
— Mean Time To Recovery
JEC
— Joint Economic Committee
SEA
— Securities Exchange Act
EAC
— Employee Advisory Committee
NNN
— Net Net Net
AWW
— average weekly wage
ECOWAS
— Economic Community of West African States
OHCHR
— Office of the United Nations High Commissioner for Human Rights
NRE
— Net realizable equity
LT
— Long Terme
HRD
— Human Resource Development
EIA
— Equity Indexed Annuity
VA
— Variable Annuity
ARS
— Auction Rate Securities
GAAS
— Generally Accepted Auditing Standards. Perhaps only marginally less contradictory than GAAP, but they do exist, honestly.
YOY
— Year-over-year
CPE
— Continuing Professional Educational
FVO
— Fair Value Option
ECOMOG
— Economic Community of West African States' Monitoring Observer Group
HPI
— Human Poverty Index
EPCM
— Exempt-contract, percentage-of-completion method
UNGOMAP
— United Nations Good Offices Mission In Afghanistan and Pakistan
OSG
— Office of the Secretary-General
SOC
— Standard Occupational Classification
VAO
— Virtual Acquisition Office
IDA
— Industrial Development Authority
FICCI
— Federation of Indian Chamber of Commerce and Industry
SWOT
— Strengths, Weaknesses, Opportunities and Threats
FIE
— Foreign-Invested Enterprise
CUSIP
— The Committee Of Uniform Security Identification Procedures
HUDCO
— Housing and Urban Development Corporation Limited
ACP
— Actual deferral percentage
AA
— Author Alteration
UNOVER
— United Nations Observer Mission to Verify the Referendum in Eritrea
MCC
— Mortgage Credit Certificate
RIM
— Retail Inventory Method
PCCM
— Percentage-of-completion/capitalized cost method
UNICRI
— United Nations Interregional Crime and Justice Research Institute
USF
— Usable Square Feet
NPA
— Non-Performing Assets
ACABQ
— Advisory Committee on Administrative and Budgetary Questions
CCI
— Consumer Confidence Index
UNCC
— United Nations Compensation Commission
ALV
— Average Lease Value (Cars)
ERM
— Enterprise Risk Management
ZEN
— Zero Effort Network
CSE
— Customer Service Environment
ESOT
— employee stock ownership trust
ICGFI
— International Consultative Group on Food Irradiation
ESL
— English as a second language
RSA
— Rivest-Shamir-Adleman
EITC
— Earned Income Tax Credit
OCHA
— Office for the Coordination of Humanitarian Affairs
PWC
— Public Works Commission
CVLI
— Cash Value Life Insurance
USG
— Under Secretary General
ICM
— Incentive Compensation Management
DWC
— Days working capital
NLRA
— National Labor Relations Act
NNTP
— Network News Transport Protocol (ATM)
RI
— Royalty Interest
GEF
— Global Environmental Facility (environment)
ROC
— Return on Capital
CETA
— Comprehensive Employment and Training Act of 1975
ILO
— International Labor Organization (UN)
RTN
— Routing Transit Number
CSV
— Cash Surrender Value
TCOE
— Total Cost of Equity
CB
— Carryback
SSBCI
— State Small Business Credit Initiative
CFC
— Court of Federal Claims
EMP
— Environmental Planning and Management
GAO
— Government Accounting Office
DMFAS
— Debt Management and Financial Analysis System
EAPA
— Employee Assistance Professionals Association, Inc
K/A
— Known as
CEBS
— Certified Employee Benefits Specialist
FIA
— Federal Insurance Administration
PTAC
— Procurement Technical Assistance Center
LEO
— Long-term Equity Options
COHRS
— Central Office Human Resources Service
ABCP
— Asset Backed Commerical Paper
ROU
— Right of Use
UNDOF
— United Nations Disengagement Observer Force
AFICS
— Association of Former International Civil Servants
OCC
— Office of the Comptroller of the Currency
PUD
— Planned Unit Development
DII
— Days in Inventory
RFPA
— Right to Financial Privacy Act of 1978
MLA
— Minimum Liquid Assets
BPD
— barrels per day
VHA
— Veterans Health Administration's
ROC
— Rate of Change
UNCCD
— United Nations Convention to Combat Desertification
AAGR
— Annual average growth rate
BOP
— businessowners policy
TA
— Technology Assessment
LEAF
— Logistics, Engineering, Acquisition, and Finance
CBL
— Common Business Language
NASBA
— National Association of State Boards of Accountancy
CI
— Contract Item
NSA
— National Safety Associates
AFC
— Average fixed costs
LTC
— Long-Term Care
REA
— Return on assets
DHL
— Dag Hammarskjöld Library
QAI
— Quality Assurance International
CIA
— Certified Internal Auditor (US)
BHC
— Bank Holding Company
GTL
— Group Term Life Insurance.
APB
— Accounting Principles Board's
ECM
— Enterprise Content Management
FMR
— Fair Market Rental
ECU
— Emergency Coordination Unit
ITARS
— IT Acquisition Request System
CHB
— Custom House Broker
SCM
— Supply Chain Management
PCFRC
— Private Company Financial Reporting Committee
CS
— Cost-Sharing
INSTRAW
— International Research and Training Institute for the Advancement of Women
ECOA
— E-Mail Change of Address
MBS
— mortgage backed security
ASF
— American Securitization Forum
SIB
— Securities and Investment Board
GLA
— Gross Leaseable Area
HRMS
— Human Resource Management System
VA
— Veterans Affairs
ERM
— Enterprise Resource Management
OASDHI
— Old Age, Survivors, Disability, and Health Insurance
CEA
— Commodity Exchange Authority
CRUT
— Charitable Remainder Unitrust
SIAP
— Statistical Institute for Asia and the Pacific
MOTO
— Mail order-telephone order
CEMP
— Comprehensive Emergency Management Program
ICTY
— International Criminal Tribunal for the Former Yugoslavia
IASB
— International Accounting Standards Board
C-TPAT
— Customs-Trade Industry Against Terrorism
MRPS
— Mandatorily redeemable preferred stock
NCUA
— National Credit Union Administration
AFN
— Additional Funds Needed
STAR
— Satellite Television Asian Region, Ltd.
OI&T
— Office of Information and Technology
DVA
— Debt value adjustment
RFA
— Regulatory Flexibility Act (US)
MP3
— Moving Pictures Experts Group 1 Audio Layer 3
TRNSFR
— Transfer
SHRM
— Society for Human Resource Management's
DIC
— Document Identifier Code
UNISPAL
— United Nations Information System on the question of Palestine
LOS
— Law Of The Sea
BRICS
— Brazil, Russia, India, China and South Africa
ATU
— Annual Tax Unit
SMSA
— Standard Metropolitan Statistical Area
SIFMA
— Securities Industry and Financial Markets Association
VEBA
— Voluntary Employees' Beneficiary Association
PAM
— Pledged Account Mortgage
UNCIVPOL
— United Nations Civilian Police
SRA
— Supplemental Retirement Annuity
UNITAR
— United Nations Institute for Training and Research
NRMLA
— National Reverse Mortgage Lenders Association
RELP
— Real Estate Limited Partnership
WPI
— Wholesale Price Index
UNOCHA
— United Nations Office for the Coordination of Humanitarian Affairs
TWA
— Time Weighted Averages
ERTA
— Economic Recovery Tax Act
MSP
— Managed Service Provider
PAR
— Public Accounting Report
CLUT
— Charitable Lead Unitrust
UNAMSIL
— United Nations Mission In Sierra Leone
UNPD
— United Nations Population Division
ASPPA
— American Society of Pension Professionals & Actuaries
PIA
— Primary Insurance Amount
SPD
— Summary Plan Description
VSOE
— Vendor-Specific Objective Evidence
OD
— Organizational Development
UNSCEAR
— United Nations Scientific Committee on the Effects of Atomic Radiations
UNCT
— United Nations Country Team
IDNDR
— International Decade for Natural Disaster Reduction
UTLZTN
— Utilization
HRIS
— Human Resource Information System
CHL
— Customs house license
SLOB
— Separate Line of Business
UNOMUR
— United Nations Observer Mission Uganda-Rwanda
CGL
— Comprehensive General Liability
GCOS
— Global Climate Observing System (WMO, IOC, UNEP, and ICSU)
MSB
— Money Service Businesses
SBA
— Small Business Administrations
CAA
— Congressional Accountability Act
NABA
— National Association of Black Accountants, Inc.
PERAB
— President's Economic Recovery Advisory Board
APOC
— Administrative Point of Contact
ICDC
— International Child Development Centre
ADI
— Area of Dominant Influence
UNCHS
— United Nations Centre for Human Settlements
ABMS
— Activities Based Management System
ITOC
— Information Technology Oversight & Compliance
PMSA
— Primary Metropolitan Statistical Area
AC
— Acceleration Clause
CPFFC
— Cost-plus-fixed-fee contract
UNEF
— United Nations Emergency Force
RTW
— Right to Work
ROA
— Regional Office for Africa
AIC
— Architecture and Infrastructure Committee
UNVFVT
— United Nations Voluntary Fund for Victims of Torture
LTI
— Long-term incentive
ESOP
— Employee Stock Option Plan
MUD
— Multiple User Dungeon
WCEFA
— World Conference on Education for All
DAF
— Donor Advised Fund
NCCI
— National Council on Compensation Insurance
SARSEP
— Salary Reduction Simplified Employee Pension Plan
ABC
— Audit Bureau of Circulations Inc.
DFI
— Derivative Financial Instrument
PBT
— Profit Before Tax
FAME
— Facilities Maintenance Engineering
ITAM
— IT asset management
TRASOP
— Tax Reduction Act ESOP
DOM
— Distributed Order Management
ROAE
— Return on Assets Employed
OOH
— Occupational Outlook Handbook
AML
— Adjustable Mortgage Loan
TBC
— To Be Contested
HP
— Hewlett Packard's
COL
— Cost Of Living
EVM
— Earned Value Management
FOM
— Field Operations Manual
IASC
— International Accounting Standards Committee
CAPS
— Convertible Adjustable Preferred Stock
EPROM
— Electrically Programmable Read Only Memory
FEA
— Fair Employment Act
LHWCA
— Longshore and Harbor Worker’s Compensation Act
OLA
— Office of Legal Affairs
CPP
— Consumer Preferences and Policy
PEG
— Price to Earnings Growth
CFA
— Committee on Food Aid Policies and Programmes
TSP
— Thrift Savings Plan
0DSAC
— 90 days, same as cash
SMM
— Summary of material modifications
C2C
— Customer to Customer
ITSM
— Information Technology Service Management
EPPA
— Employee Polygraph Protection Act
UNCSW
— United Nations Commission on the Status of Women
CLA
— Cross-Licensing Agreement
IPA
— Inflation Protected Annuity
CEBS
— Certified Employee Benefit Specialist
ACFE
— Advisory Committee on Forestry Education
STTR
— Small Business Technology Transfer
GAAC
— Government Accounting and Auditing Committee
FSR
— Financial Strength Rating
ZBB
— Zero-based budgeting
CMSA
— Consolidated Metropolitan Statistical Area
QR
— Quality Review
QBU
— Qualified Business Unit
CPDO
— Constant Proportion Debt Obligation
DDSN
— Demand-driven supply networks
CICP
— Centre for International Crime Prevention
3COM
— Computer, Communications and Compatibility
FCCC
— For the Framework Convention on Climate Change
TTL
— Total Linhas Aéreas
CCM
— Completed Contract Method
TEFRA
— Tax Equity and Fiscal Responsibility Act of 1985
COSO
— Committee of Sponsoring Organizations
FCCPA
— Federal Consumer Credit Protection Act of 1968
YAHOO
— You Are Hazy Over Oranges
FMC
— Federal Maritime Commission's
FCA
— Farm Credit Administration
QME
— Qualified Medical Examiner
CPI-W
— Consumer Price Index for Urban Wage Earners and Clerical Workers
ADP
— Applicable Distribution Period
R&C
— Reasonable and Customary
GSTP
— Global System of Trade Preferences
ICPD
— International Conference on Population and Development
FAS
— Financial Accounting Standards
EDP
— Employee Development Plan
FECA
— Federal Employer’s Compensation Act
EMT
— Executive Management Team
ILC
— International Law Commission
UNCDF
— United Nations Capital Development Fund
OOB
— OOS out of business
ALTA
— American Land Title Transfer
VUL
— Variable Universal Life
CEC
— Continuing Education Center
COFI
— Cost of Funds Index
CNC
— Currently Not Collectible
ADP
— Attention Dial Pulse
CE
— Continuing Education
AATF
— Airport and Airway Trust Fund
COP
— Conference of the Parties
ICSC
— International Civil Service Commission
DIT
— Deposit in Transit
AET
— Accumulated Earnings Tax
GMIB
— Guaranteed Minimum Income Benefit
BAT
— Budget Advisory Team
B.S.
— Bachelor of Science
IAS
— International Accounting Standards
BRM
— Business Reference Model
DOT
— Dictionary of Occupational Titles
GPHR
— Global Professional in Human Resources
DUS
— Dollar Unit Sampling
UC
— Unemployment Compensation
CEA
— Certificate of Educational Achievement
TIF
— Tax Increment Financing
MCC
— Merchant category codes
UNRISD
— United Nations Research Institute for Social Development
REMIC
— Real Estate Mortgage Investment Conduit
SMLLC
— Single Member Limited Liability Company
DCAP
— Dependent Care Assistance Plan
PA
— Public Accountant
IMR
— Information Management Research
ITAC
— Information Technology Advisory Committee
TL
— Time & Labor
UNDAF
— United Nations Development Assistance Framework
BSNL
— Bharath Sanchar Nigam Limited
REA
— Retirement Equity Act
GIC
— Guaranteed Investment Contract
NACUBO
— National Association of College & University Business Organizations
AMC
— Appraisal Management Companies
CRM
— Credit Risk Management
QJSA
— Qualified Joint and Survivor Annuity
CCPOQ
— Consultative Committee on Programme and Operational Questions
EDGAR
— Electronic Data Gathering, Analysis and Retrieval
ATB
— Adjusted Trial Balance
MOC
— Market On Close
MBE
— Mortgage banking enterprise
INS
— Immigration & Naturalization Service
TESSA
— Tax-Exempt Special Savings Account
DVOP
— Disabled Veterans Outreach Program
UAW
— United Auto Workers
WI
— Working Interest
BML
— Bean Markup Language
FRA
— Federal Reserve Act
JPO
— Junior Professional Officer
LOC
— Letter of Comment
ABLOS
— Advisory Board on the Law of the Sea
UNOMIG
— United Nations Observer Mission In Georgia
ECAB
— Employee's Compensation Appeals Board
NDA
— Nondisclosure Agreement
(X)
— Export
CFOC
— Chief Financial Officers Council
UDITPA
— Uniform Division of Income for Tax Purposes Act
OCP
— Overland Common Point
LCC
— Life Cycle Cost
IPS
— Inflation Protected Security
HRA
— Health Reimbursement Account
TAB
— Tax Anticipation Bill
SSUTA
— Streamlined Sales and Use Tax Agreement
FWCW
— United Nations Fourth World Conference on Women
USAA
— United Services Automobile Association's
JTPA
— Job Training Partnership Act
PIM
— Product Information Management
A&I
— Accident and Indemnity
ARR
— Average Rate of Return
HCA
— head of contracting activity; humanitarian and civic assistance
VOCC
— Vessel Operating Common Carriers
CAT
— Commercial Activity Tax
UTC
— Uniform Trust Code
GRID
— Global Resource Information Database (UNEP)
OSSG
— Office of the Spokesman for the Secretary-General
DNAMTI
— Distributable Net Alternative Minimum Taxable Income
QSPE
— Qualified special purpose entity
ACW
— African Centre for Women
DMB&B
— D'arcy Masius Benton & Bowles
LCL
— Less than Carload Lot
ITMRA
— Information Technology Management Reform Act (Part of the Clinger-Cohen Act)
HRIS
— Human Resources Information System
CPHR
— California Professional in Human Resources Certification
INA
— Immigration and Naturalization Act
CCA
— Consolidated Contracting Activity
DUSB
— Deputy Undersecretary for Benefits
GSR
— General Securities Representative
UNSCOM
— United Nations Special Commission for the Elimination of Iraq's Weapons of Mass Destruction
RMBS
— Residential mortgage backed securities
TC
— Trusteeship Council (UN)
FACT
— Fair and Accurate Credit Transactions Act of 2003
ISM
— Interactive Studio Management
ETC
— Estimate To Completion
TAT
— Total asset turnover
CEA
— Council of Economic Advisors
CSCS
— Computer Software Components
BCS
— Business Case Study
UNOMSA
— United Nations Observer Mission in South Africa
AFB
— American Farm Bureau, Inc.
VXML
— Voice eXtensible Markup Language
CPP
— Cost Per rating Point
HCTC
— Health Coverage Tax Credit
OR
— Operations research
SSBIC
— Specialized Small Business Investment Company
SITC
— Standard International Trade Classification
OFCCP
— Office of Federal Contract Compliance Programs
UNDHL
— United Nations Dag Hammarskjölds Library
PT
— Part-Time
NRI
— Net Rising Index
NAC
— National Acquisition Center
VPFC
— Variable Prepaid Forward Contract
OP
— Order Point
CO
— Compliance Officer
ICC
— International Chamber of Commerce
CSD
— Commission for Social Development
TOD
— Transfer on death
MAGI
— Modified Adjusted Gross Income
SS
— Safety Stock
CBI
— Compliance and Business Integrity
FACHE
— Fellow in American College of Healthcare Executives
ICSAB
— International Civil Service Advisory Board
EIC
— Earned Income Tax Credit
ZAW
— Zero Administration for Windows
SDVOSB
— Service-Disabled Veteran-Owned Small Business
PVT
— Persons Viewing Television
CSEMO
— Corporate Senior Executive Management Office
IAG
— International Auditing Guidelines
EDI
— Electronic Date Interchange
SSD
— Social Security Disability
RJP
— Realistic Job Preview
WRC
— World Radiocommunication Conference
FRS
— Functional Requirements Specifications
FLP
— Family Limited Partnership
LEI
— Leading Economic Indicators
AFE
— Average Funds Employed
MTM
— Market to Market
MBA
— Masters of Business Administration
SHOP
— Small Business Health Options Program
TSA
— Tax-sheltered annuity
D&B
— Dun & Bradstreet
UMB
— United Missouri Bank
SDNP
— Sustainable Development Networking Programme
DAW
— Division for the Advancement of Women
UNMIK
— United Nations Interim Administration Mission in Kosovo
F&C
— Free and Clear
GTOS
— Global Terrestrial Observing System
NRD
— Normal Retirement Date
CSD
— Commission on Sustainable Development's
HAFA
— Home Affordable Foreclosure Alternative program
VEVRA
— Vietnam-Era Veterans Readjustment Act
UNCCP
— United Nations Conciliation Commission for Palestine
IRP
— Industry Risk Premium
A/S
— Account sales
GIST
— Graphics and Intelligence based Script Technology
EFTA
— European Free Trade Area
ABS
— Asset Based Securitization
SRSG
— Special Representative of the Secretary-General
I-9
— I-9 Form
BCA
— Board of Contract Appeals
LTD.
— Limited
PCE
— Personal consumption expenditure; personal consumption expenditure deflator
BDI
— Behavioral Description Interview
UNTEA
— United Nations Temporary Executive Authority
ADP
— Automatic Data Processor
CHFC
— Chartered Financial Consultant
SSDI
— Social Security Disability Insurance
SMI
— Supplemental Medical Insurance (US Medicare Part B)
ECR
— Executive Conference Room
UNIFIL
— United Nations Interim Force In Lebanon
ACRB
— Architectural Change and Review Board
IUC
— Information Unit for Conventions
WIDER
— United Nations University World Institute for Development Economics Research
COLI
— Cost of Living Index
MTB
— Motor transportation broker
EM
— Emergency Loan Program
UNV
— United Nations Volunteers Programme
DK
— Dorling Kindersley
CAPP
— Cash Account Pension Plan
CEHIST
— Center for Evaluation of Healthcare Information Systems & Technology
IPMA
— International Personnel Management Association
MTHLY
— monthly
ITLO
— Information Technology Logistics Office
ITS
— Intermarket Trading System
ZEN
— Zero Engine Noise
SFOR
— Stabilization Force
HWRP
— Hydrology and Water Resources Programme
LR
— Labor Relations
QWL
— Quality of Work Life
UNMOT
— United Nations Mission of Observers in Tajikistan
GMP
— Guaranteed Maximum Price
MHPA
— Mental Health Parity Act of 1996
CCPA
— Consumer Credit Protection Act
HQS
— Housing Quality Standards
ASBL
— American Small Business League
LDW
— Last Day Worked
KSA
— Knowledge, Skills, Abilities
IAF
— Inflation Adjustment Factor
UNOMIL
— United Nations Observer Mission In Liberia
MSRB
— Municipal Securities Rulemaking Board
ACFR
— Advisory Committee on Fishery Research
OTB
— Off-Track Betting
CFBT
— Cash flow before taxes
CCC
— Commodity Credit Corporation
SPE
— Senior Procurement Executive
FASIT
— Financial asset securitization investment trusts
VWAP
— Volume-weighted average price
UNJSPF
— United Nations Joint Staff Pension Fund
BPO
— Bargain Purchase Option
CSR
— Corporate Social Responsibilty
UNOHCI
— United Nations Office of the Humanitarian Coordinator for Iraq
HRA
— Health Reimbursement Arrangement
ITSD
— Information Technology Services Division
FOK
— Fill-or-kill order
VWAP
— Value Weighted Average Price
DSI
— Discretionary Salary Increase
SBC
— Summary of Benefits and Coverage
M&A
— Merger & Acquisition
CSA
— Capital Support Agreements
EEOICPA
— Energy Employee Occupational Illness Compensation Program Act
UNIPTF
— United Nations International Police Task Force
BAA
— Business Associate Agreement
CODI
— Cancellation of Debt Income
DPSP
— Deferred Profit Sharing Plan
IRD
— Income in respect of a decedent
EDA
— Economic Development Administration's
BEIT
— Business Enterprise Income Tax
D2D
— Developer to Developer
CIPP/G
— Certified Information Privacy Professional/Government
WBG
— World Bank Group
SITW
— State income tax withholding
CPC
— Committee for Programme and Coordination
SEPED
— Social Development and Poverty Elimination Division
STF
— Summary Tape File
DRC
— Deficit Reduction Contribution
DBPP
— Defined Benefit Pension Plan
NSTP
— National Society of Tax Professionals
PEP
— Personal Exemption Phaseout
SFAS
— Statements of Financial Accounting Standards
SSDI
— Social Security Disability Indemnity
FMHA
— Farmers Home Administration
NPL
— Nonperforming loan
QTIP
— Qualified Terminable Interest Property
ILC
— Industrial Loan Company
FMOC
— Federal Open Market Committee
ASB
— Auditing Standards Board's
GASB
— Governmental Accounting Standards Board
SWT
— State witholding tax
XML
— Extended Markup Language
MHAEA
— Mental Health and Addiction Equity Act
SSOP
— Second Surgical Opinion Program
QCR
— Quarterly Contributions Report
ROTC
— Reserve Officer Training Corporation
IAB
— Internet Advertising Bureau
CSPN
— College Savings Plan Network
GAW
— Global Atmosphere Watch (WMO)
CSVLI
— Cash surrender value life insurance
ESAF
— Enhanced Structural Adjustment Facility
PWBA
— Pension and Welfare Benefits Administration
NBIA
— National Business Incumbation Association
CIK
— Central index keys
UNIPOM
— United Nations India-Pakistan Observation Mission
FMRR
— Financial Management Rate of Return
SME
— Small- to medium-sized entities
VAL.
— Value
SAS
— Statement of Accounting Standards
WKLY
— Weekly
USRPHC
— U.S. real property hodling corporation
ALBCC
— Account Level Budget Cost Center
UNAFRI
— United Nations African Institute for the Prevention of Crime and the Treatment of Offenders
J&S
— Joint and Survivorship
ODF
— OpenDocument Format
PTSD
— Post Traumatic Stress Syndrome
DAP
— Direct Access Program
MEWA
— Multiple Employer Welfare Arrangement
DNA
— Distributed Internet Application Architecture
UNCRD
— United Nations Centre for Regional Development
PCE
— Private Commercial Enterprise
LAC
— Division for Latin America and the Caribbean
UDR
— Unused development rights
SRO
— See Self-Regulatory Organization
BPO
— Business Process Optimization
RFM
— Rcency, Frequency, Monetary Analysis
ELI
— Equity Linked Investments
WARN
— Worker Adjustment and Retraining Notification Act of 1988
CCH
— Commerce Clearing House
CBFA
— Committee on Budget, Finance and Administration
NCCUSL
— National Conference of Commissioners on Uniform State Laws
UNAMIR
— United Nations Assistance Mission for Rwanda
MDIB
— Minimum Distribution Incidental Benefit
TOFC
— Trailer On Flat Car
SYSTEM
— Save YourSelf Time, Engergy, and Money (as reported by www.just15minutes.com)
OR
— Operating revenue
NFFE
— Nonfinancial foreign entity
WCC
— World Climate Conference
NABARD
— National Bank for Agricultural and Rural Development
BQ
— Best Qualified
EMV
— Europay, Master Card and Visa
UNIDO
— United Nations Industrial Development Organization
QE
— Quarter Ending
WRAEA
— Workforce Reinvestment and Adult Education Act
PIPE
— Public investment in private equity
QNEC
— Qualified nonelective contributions
STD
— Short-term disability
FEI
— Financial Executives Institute
KFC
— Kentucy Fried Chicken
NR
— Not Rated
AGFFA
— Advisory Group on Financial Flows to Africa
BET
— Business entity tax
MSER
— Multi-state Employer Registration
UI
— Unemployment Insurance
SOV
— Share Of Voice
IAAS
— Infrastructure as a Service
MMC
— Money market certificate of deposit
QAIP
— Quality Assurance and Improvement Plan
SBD
— Small Disadvantaged Business
P&I
— Principle and interest payment
SBRB
— Small Business Research Board
LLDIE
— Limited life debt investment entity
PUT
— Persons Using Television
PFR
— Portable Font Resource
UCR
— Usual, customary, and reasonable
LCD
— Labor Cost Distribution
GEM
— Growing Equity Mortgage
INCB
— International Narcotics Control Board
DIMA
— Division of Information Management and Analysis
IRMAA
— Income Related Medicare Adjustment Amount
OGC
— Office of the General Counsel
DTCC
— Depository Trust & Clearing Corp
NRA
— Non-Resident Alien
B&N
— Barnes and Noble
PE
— Price to Earnings Ratio
AIMS
— Advertising and Integrated Marketing Solutions
ASR
— Accelerated Stock Repurchase
FSA
— Flexible Spending Arrangement
CCP
— Collateralized commercial paper
R/E
— Real estate
PFK
— Pay-for-knowledge-and-skills plans
JCT
— Joint Committee on Taxation
UNOG
— United Nations Office at Geneva
COPICS
— Communication Oriented Production and Information Control System
GNC
— General Nutrition Centers
E&P
— Earnings & Profits
ICRA
— Investment Information and Credit Rating Agency
EECB
— Executive E-mail Carpet Bomb
UNTAET
— United Nations Transitional Administration in East Timor
LLIC
— Limited liability investment company
SBJPA
— Small Business Job Protection Act of 1996
HVCC
— Home Valuation Code of Conduct (mortgage and appraisal industry)
CSP
— Certified Speaking Professional
AGGG
— Advisory Group on Greenhouse Gases
P/E
— Price-to-earnings ratio
WPP
— Wire and Plastic Products
ARB
— Accident Review Board
EDA
— Economically Depressed Area
NSBA
— National Small Business Association
UNDCP
— United Nations International Drug Control Programme
FRN
— Floating rate notes
DGFT
— Director General of Foreign Trade
SEDR
— Systems Engineering and Design Review
BPO
— Broker Price Opinion
ALC
— Agency Location Code
UNOGBIS
— United Nations Peace-Building Support Office in Guinea-Bissau
PBA
— Pending bank approval
ADAS
— Associate Deputy Assistant Secretary
ITEAM
— Information Technology Enterprise Architecture Management
BV
— Book value
PDM
— Program Decision Maker
HARP
— Home Affordable Refinance Program
UNOMSIL
— United Nations Observer Mission in Sierra Leone
LMA
— Labor Market Area
AAA
— Authentication, Authorization & Access
B2C
— Business to Citizen
CSUM
— Common Security User Manager
DTP
— Data Transfer Program
DR.
— Debit
IRB
— Internal Revenue Bulletin
OSBDU
— Office of Small and Disadvantaged Business Utilization
PCS
— Post-contract customer support
A&A
— Advisory & Assistance
HRCI
— Human Resource Certification Institute
ECN
— Electronic Communications Network
UNL
— Universal Networking Language
OSDBU
— Office of Small and Disadvantaged Business Utilization
UNYOM
— United Nations Yemen Observation Mission
IDS
— Income Deposit Securities
NFTC
— National Foreign Trade Council, Inc.
AFN
— Annual Funding Notice
FOF
— Fund of Funds
OIS
— Overnight Index Swaps
GINA
— Genetic Information Nondiscrimination Act of 2007
COSVA
— Chief of Staff
PBM
— Pharmacy Benefits Management (or Manager)
UNMOGIP
— United Nations Military Observer Group In India & Pakistan
UNMEE
— United Nations Mission in Ethiopia and Eritrea
ALBRS
— Automated Lending and Borrowing in Rolling Settlement
KMI
— Key Man Insurance
NFIB
— National Federation of Independent Business
TPS
— Transaction processing services
TVI
— Trade Value Index
IDB
— Industrial Development Bond
CESCR
— Convention on Economic, Social and Cultural Rights
PMV
— Private Market Value
UNAIDS
— Joint United Nations Programme on HIV/ Acquired Immune Deficiency Syndrome
FUNSA
— Federation of Staff Association of the United Nations and its Specialized Agencies
ODCF
— Owner's Discretionary Cash Flow
FBAR
— Foreign Bank & Financial Account
DSPE
— Deputy Senior Procurement Executive Known
URLA
— Uniform Residential Loan Application
NIB
— New In the Box
OCBOA
— Other Comprehensive Basis of Accounting
FO
— Foreign to occupation
UNOPS
— United Nations Office for Project Services
FEP
— Fair employment practice
MSPR
— Medicare Secondary Payer Rules
GEENET
— Global Environmental Epidemiology Network
ITC
— International Trade Center
A&A
— Assessment and Accreditation
UNICC
— United Nations International Computer Centre
DEFRA
— Deficit Reduction Act
CBO
— Chief Business Office
SYD
— Sum-of-the-years-digits
UNTAC
— United Nations Transitional Authority in Cambodia
UNSO
— United Nations Sudano-Sahelian Office
NACM
— National Association of Credit Management
WCP
— World Climate Programme (WMO/ICSU)
NE
— Non-Exempt
USC
— United States Code
RET
— Retirement earnings test
C&A
— Certification & Authority
IETC
— International Environmental Technology Centre
EOSG
— Executive Office of the Secretary-General
TALF
— Term Asset-Backed Securities Loan Facility
RFB
— Request For Bid
UNSECOORD
— Office of the United Nations Security Coordinator
UNHSP
— United Nations Human Settlements Programme
VWPX
— Volume Weighted Price Uncrossing
DSW
— Discount Shoe Warehouse
SBBA
— Sales and Buy-Back Agreement
FSP
— FASB Staff Position
DBA
— Davis-Bacon Act
SECL
— Secretarial
SIC
— Standard industrial clssification
CO
— Contracting Officer
AMCD
— Audit and Management Consulting Division
S&L
— Savings and Loan
ATNOLD
— Alternative Minimum Tax Net Operating Loss Deduction
BB
— Base Benefits
SDVOB
— Service-disabled veteran owned business
FAAS
— Financial Assurance and Accountability Standards
CFIA
— Competency Framework for Internal Auditing
SHD
— Sustainable Human Development
GEMS
— Global Environment Monitoring System
AC
— Associate Chief of Staff
CTFA
— Certified trust & financial advisor
UNDC
— United Nations Disarmament Commission
IHRIM
— International Association of Human Resource Information Management
CCSQ
— Consultative Committee on Substantive Questions
USD
— US Dollars
ARD
— Actual retirement date
PL/PD
— Personal liability/property damage
CEIS
— Corporate Executive Information System
CWHSSA
— Contract Work Hours and Safety Standards Act
BNIB
— Business Needs and Investment Board
AUI
— Auxiliary Unit Interface
ALA
— American Legion Auxiliary
SV
— Salvage value
UNSMIH
— United Nations Support Mission In Haiti
UNPD
— United Nations Procurement Division
FTR
— family tracing and reintegration
MEC
— Minimum essential coverage
JECFA
— Joint Expert Committee on Food Additives
SSNVS
— Social Security Number Verification System
DOCO
— Development Operations Coordination Office
WGEID
— United Nations Working Group on Enforced or Involuntary Disappearances
R/E
— Retained earnings
EMIF
— Emerging Issues Task Force
VBA
— Veterans Benefit Administration
SLA
— Share lending agreement
PM PAR
— Program Management Policy, Assessment, and Reporting
ADA
— Associate Deputy Administrator
SDE
— Service Delivery and Engineering
UNAVEM
— United Nations Angola Verification Mission
CTJ
— Citizens for Tax Justice/Institute on Taxation and Economic Policy
UNDAW
— United Nations Division for the Advancement of Women
GWAC
— Government Wide Acquisition Contract
FERS
— Federal Employees Retirement System
QR
— Quarterly Report
CPCU
— Chartered property and casualty underwriter
FT
— Full-Time
VOB
— Veteran-Owned Business
CRPC
— Chartered Retirement Planning Counselor
USPAP
— Uniform Standards of Professional Appraisal Practice
HRLY
— Hourly
KMI
— Knowledge Management Initiative
ULPA
— Uniform Limited Partnership Act
RDC
— Remote Deposit Capture
ITC
— International Training Centre
TILA
— Truth In Lending Act
EPA
— Expanded Programme of Assistance
ULP
— Unfair Labour Practices
SSARS
— Statement on Standards for Accounting and Review Services
SCP
— Sustainable Cities Programme
CDS
— Credit default swaps
IGE
— Intergovernmental Group of Experts
SWA
— State Workforce Agencies
LDC
— Low Death Conflict
FLC
— Foreign Labor Certification
CCOP
— Coordinating Committee for Coastal and Offshore Geoscience Programmes in East and South East Asia
SECA
— Self-Employment Contributions Act
CHRC
— Canadian Human Rights Commission
BIMS
— Business Information Management Suite
EBSA
— Employee Benefit Security Administration's
SPHR
— Senior Professional Human Resources
NRA
— Normal Retirement Age
IFUP
— International Forum on Urban Poverty
CTI
— Computer/Telephone Integration
SJ
— Sales Journal
GAAFR
— Governmental Accounting, Auditing, and Financial Reporting
ACII
— American Association of Individual Investors
BAN
— Bank anticipation notes
UNOSOM
— United Nations Operation in Somalia
CFPB
— Consumer Finance Protection Bureau
PEC
— Potential earnings converted
CHRC
— Criminal History Records Check
HCSA
— Health Care Spending Account
DESA
— Department of Economic and Social Affairs
QTD
— Qualified Total Distribution
WRHSE
— Warehouse
UNOGIL
— United Nations Observation Group In Lebanon
CDR
— Centre for Documentation and Research
GAO
— General Accountability Office
GRC
— Goverance, risk and compliance
USCIS
— U.S. Citizenship and Immigration Service
SAM
— System for Award Management
GAGAS
— Generally Accepted Government Accounting Standards
LMI
— Lender's mortage insurance
UNMACC
— United Nations Mine Action Coordination Centre
CTI
— Category, Type, Item
USOA
— Uniform system of accounts
BAT
— Bureau of Apprenticeship and Training
FPM
— Flexible Payment Mortgage
LTCG
— Long-term capital gain
SAAR
— Seasonally Adjusted Annualized Rate
UNEP-IE
— United Nations Environment Programme Industry and Environment Centre
DUZ
— Designated User
CALS
— Continuous Acquisition Lifecycle Support
KSA
— Knowledge Skills or Abilities
NOLD
— Net Operating Loss Deduction
NAO
— National Administrative Offices
D/L
— Demand loan
OEL
— Offshore Employee Leasing
CCR
— Central Contractor Registeration
UNSD
— United Nations Statistic Division
SEI
— Software Engineering and Integration
IEC
— Inter Exchange Carrier
USM
— Unlisted Securities Market
GAS
— Governmental Accounting Standards
IMFL
— Indian-Made Foreign Liquor
MPPAA
— Multiemployer Pension Plan Amendments Act
TEA
— Technology-enabled auditing
TN
— Temporary Visa
EOLI
— Employer owned life insurance
UNSC
— United Nations Security Council
IFOR
— Implementation Force
SBO
— Small Business Ombudsman
SRO
— Self Regulatory Organization
USCIS
— US Citizenship and Immigration Services
WHYCOS
— World Hydrological Cycle Observing System
EBS
— Employee Benefits Security
IREA
— Intermountain Rural Electric Association
CBD
— Chief Benefits Director
IMRO
— Investment Management Regulatory Organisation
IDB
— Industrial Development Board
BOC
— Business Operations Committee
SOBO
— Small Office Business Office
VOSB
— Veteran-Owned Small Business
DDB
— Doyle Dane Bernbach
TIFF
— Tagged Interface File Format
EBP
— Employee Benefits Plan
COD
— Country Operations Division
CSA
— Common Services Architecture
ZEBRA
— Zero-balance reimbursement account
GIWA
— Global International Waters Assessment
NQPS
— Nonqualified preferred stock
AGFUND
— Arab Gulf Programme for United Nations Development Organizations
UNMIH
— United Nations Mission In Haiti
DME
— Development/Maintenance/Enhancement
FS
— Forest Service (USDA)
CAO
— Contract Administration Office
OER
— Owner's equivalent rent
SE
— Salaried Exempt
ASHHRA
— American Society for Healthcare Human Resources Administration
ODCCP
— United Nations Office for Drug Control and Crime Prevention
JAN
— Job Accommodation Network's
UFW
— United Farm Workers
WCB
— Workers Compensation Board
LLTC
— Limited liability trust company
CRSR
— Congressional Research Service Report
EPLI
— Employment Practices Liability Insurance
EBO
— Equity buy out
TP
— Technical Proposal
RIPA
— Retirement Income Policy Act
DSA
— Disaster Debt Set-Aside Program
MW
— minimum weight
GCT
— General Corporation Tax
SCIN
— Self-canceling installment note
VPT
— Volume Price Trend
MTNL
— Mahanagar Telephone Nigam Limited
DITE
— Division on Investment, Technology and Enterprise Development
SLSMN
— Salesman
IQPA
— Independent Qualified Public Accountant
ECDC
— Economic Cooperation Among Developing Countries
AFSCME
— American Federation of State, County and Municipal Employers
USRPI
— U.S. real property interest
SDCF
— Sellers Discretionary Cash Flow
SEPHA
— Special Emergency Programme for the Horn of Africa
SAMS
— Systemic Advocacy Management System
DOBI
— Department of Defense Instruction
IBD
— Investors Business Daily
NEO
— New and Emerging Occupations
CCHR
— Canadian Council on Human Resources
BIRLS
— Beneficiary Identification Records Locator Subsystem
NIPA
— National income and product accounts
VBIA
— Veterans Benefits Improvement Act of 2004
TAA
— Trade Adjustment Act
APIC
— Additional paid-in capital
CEIT
— Comprehensive business income tax
E/M
— Evaluation and Management
LRO
— Labor Relations Officer
ETR
— United Nations Education and Training Programme
CBHCO
— Community-Based Health Care Organization
TUR
— Total Unemployment Rates
PPA
— Pension Protection Act of 1987
UNTMIH
— United Nations Transitional Mission in Haiti
SNT
— Supplemental Needs Trust
UNMIBH
— United Nations Mission in Bosnia and Herzegovina
ING
— Internationale Nederlanden Group (a Financial Company)
CFO
— Chief Financial/Fiscal Officer
BREP
— Business Requirements Engineering Process
CFRS
— Carry Forward in Rolling Settlement
ODDS
— Online Data Delivery System
IEFR
— International Emergency Food Reserve
NUA
— Net Unrealized Appreciation
A/O
— Administrative Offices
CSI
— Commissioners Standard Industrial Mortality Table
PRA
— Paperwork Reduction Act of 1980
NAPAT
— National Association for Private Annuity Trusts
RA
— Resident Alien
IPDC
— International Programme for the Development of Communications
NAVA
— National Association for Variable Annuities
SMB
— Small- to medium-sized business
BPC
— Budget Priority Committee
VLI
— Variable Life Insurance
OES
— Occupational Employment Statistics
WHCRA
— Women’s Health and Cancer Rights Act of 1998
NATP
— National Association of Tax Professionals
QIE
— Domestically controlled qualified investment entity
ASSE
— American Society of Safety Engineers-Professional
UNDG
— United Nations Development Group
L/V
— Loan-to-value ratio
IACWGE
— Inter-Agency Committee on Women and Gender Equity
EAO
— Executive and Administrative Office
ICS
— Information Centres Services
MOD
— Manufacturing on demand
IDS
— International Development Strategy
ECM
— Energy Conservation Measures
SBIR
— Small Business Innovation and Research
BRM
— Business Relationship Meeting
DM
— Department of Management
POC
— Pacific Operations Centre
HTTP
— Hyper Text Transport Protocol
SBLF
— Small Business Lending Fund
UNIDIR
— United Nations Institute for Disarmament Research
COAS
— Clinical Observation Access Control
OEBS
— Office of Employee Benefits Security
TEA
— Transportation Efficiency Act
FPO
— Fruit Products Order
CSP
— Cyber Security Professional
JEEP
— Joint Ethics Enforcement Plan
CHS
— Commission on Human Settlements
LDP
— Last Day Paid
WMU
— World Maritime University
SLA
— Supplemental Lease Agreements
IOLTA
— Interest on Lawyer's Trust Account
LTP
— Long-Term Plan
CCS
— Care Coordination Services
FALD
— United Nations Field Administration and Logistics Division
BCBS
— Blue Cross/Blue Shield
CCPISA
— Convention on the Privileges and Immunities of the Specialized Agencies
UNMO
— United Nations Military Observers
PCE
— Pre-existing Condition Exclusion
BIOLAC
— United Nations University Programme for Biotechnology in Latin America and the Caribbean
DBB
— Design-bid-build
GPML
— Global Programme Against Money Laundering
ICDB
— International Childrens' Day of Broadcasting
IFEBP
— International Foundation of Employee Benefit Plans
AA
— Average Audience
GTC
— Good Till Canceled Order
HR
— Human Rights's
SDA
— Self-directed brokerage account
DRPC
— Division for Resources Planning and Coordination
SSTP
— Streamlined Sales Tax Project
DPGA
— Deferred Payment Gift Annuity
CEOSH
— Center for Engineering & Occupational Safety and Health
AWL
— Actual Wage Loss
ISMUN
— International Student Movement for the United Nations
UNHQ
— United Nations Headquarters
JVC
— Japan's Victor Company
AETF
— African Emergency Task Force
TPD
— Third-party designee
ACLI
— American Council of Life Insurance
DBIC
— Data Base Integration Committee
NAALC
— North American Agreement on Labor Cooperation
CCISUA
— Coordinating Committee of International Staff Unions and Associations of the United Nations System
DFS
— Dancer Fitzerald Sample
ILM
— Industrial Light and Magic, Inc.
FCA
— Division for Finances, Control and Administration
CPS
— Core Products and Services
DWC
— Division of Workers Compensation
BDC
— Business Development Council
VCL
— Vacancy and collection losses
HAC
— Health Administration Center
FASAC
— Financial Accounting Standards Advisory Committee
BSAD
— Baseline System Architecture Document
USTC
— United States Tax Court
SMP
— Special Multiperil Policy
BA
— Business Architecture
TPRB
— Trade Policy Review Body
NAP
— Noninsured Crop Disaster Assistance Program
LTD
— Long Term Insurance
SPX
— Standard and Poor’s Index
PERC
— Premiums, earnings and reasonable charges
EB
— Extended Benefits
PE
— Printer Error
PPBD
— Programme Planning and Budget Division
PCM
— Percentage-of-completion method
SST
— Streamline Sales and Use Tax Agreement
PL
— Profit and Loss
MFST
— Manifest
CBRS
— Currency banking and retrieval system
ERD
— Emergency Response Division
DI
— Debt instrument
BKPR
— Be Kind, Please Rewind
BLBA
— Black Lunch Benefits Act
NCO
— Net chargeoffs
SGML
— Standard Generalised Markup Language
ATNOL
— Alternative Minimum Tax Net Operating Loss
PWD
— Prevailing Wage Determination
INTECH
— United Nations University Institute for New Technologies
DBM
— Disruptive Behavior Management
UNCJIN
— United Nations Crime and Justice Information Network
T/B
— Trial balance
UNFALD
— United Nations Field Administration and Logistics Division
SBI
— Site Build It
GIPS
— Global Investment Policy Standards
WPPDA
— Welfare and Pension Plan Disclosure Act
RDMHQ
— Rapidly Deployable Mission Headquarters
AR
— Architecture Requirements
MDA
— Market development funds
CATS
— Certificate of accrual on Treasury securities
CFS
— Committee on World Food Security
IASA
— Internation Air Shipper's Association
TCDC
— Technical Cooperation among Developing Countries
UNLTC
— United Nations Military Liaison Team in Cambodia
PJ
— Purchases journal
GAW
— Guaranteed Annual Wage
SRPM
— Stated Redemption Price at Maturity
WDC
— Workforce Development Center
STOLI
— Stranger-originated life insurance
JRPU
— Joint Reintegration Programming Unit
OHR
— Office of Human Resources
IAG
— International Advisory Group
RRM
— Renegotiated-Rate Mortgage
PPIP
— Public-Private Investment Program
CISC
— Common Instruction Set Computer
DCM
— Department Cost Manager
VRP
— Variable Rate Premium
CCC
— Cost Containment Center
NRV
— Net recoverable value
CIP
— Capital Investment Process
BPA
— Blanket purchase authoriation
PE
— Pass-through entity
INRA
— United Nations University Institute for Natural Resources in Africa
DBIA
— Database Integration Agreement
XRA
— Expected Retirement Age
COSG
— Collaborative Opportunities Steering Group
BPO
— Budget process outsourcing
DSPD
— Division for Social Policy and Development
TRD
— Trade Relations Division
DR
— Direct Response
QREC
— Quality Review Executive Committee
FUA
— Federal Unemployment Account
UNCA
— United Nations Correspondents Association
DGAACS
— Department of General Assembly Affairs and Conference Services
IAPSO
— Inter-Agency Procurement Services Office
I&A
— Interest and amortization
USENET
— USEr NETwork
CPTAL
— Capital
CBC
— Community Based Outpatient Clinic
DEC
— Deductible voluntary employee contributions
CSO
— Cyber Security Office
WST
— Waste Spare Time
NOIDA
— New Okhla Industrial Development Authority
TCPC
— Technical Committee for Programme and Coordination
RMA
— Restricted management account
UNMAS
— United Nations Mine Action Service
IBDOEI
— Income before discontinued operations and extraordinary items
NASDR
— National Association of Securities Dealers Regulation
PH.D.
— Doctorate Of Philosophy
IUR
— Insured Unemployment Rates
OIP
— Office of the Iraq Programme
SIA
— Securities Industry Act of 1983
ND
— Network Director
NTU
— National Taxpayer's Union
NAHB
— NATIONAL ASSOCIATION OF HOMEBUILDERS
NIC
— Newly Industrialized Countires
ICE
— Internal control evaluation
ERCI
— Employee Relocation Council Institute
FSB
— Fortune Small Business
NCAO
— National Cemetery Area Office
BCAG
— Business Community Advisory Group
IIOP
— Internet Inter operable ORB Protocol
PCB
— Programme Coordination Board
COFI
— Committee on Fisheries
UNFSTD
— United Nations Fund for Science and Technology for Development
PD
— Procurement Division
USERRA
— Uniform Services Employment and Reemployment Rights Act
GPRS
— General Packet Radio System
OTI
— OSHA Training Institute
ODPR
— Office for Displaced Persons and Refugees
SPFS
— Special Programme for Food Security
HB
— House B ill
PDA
— Public Displays of Affection
FEP
— Fair Employment Practices
OAR
— Overall Rate Of Return
UR
— Unemployment Rate
WST
— Waste Systems and Transportation
LTI
— Lead Time Interval
FELA
— Federal Employment Liability Act
COMP.
— Item given for free
CRA
— Credit Rating Agency
TAC
— Technology Assessment Committee
IIST
— United Nations University International Institute for Software Technology
CLO
— Collaterialized loan obligation
CC
— Copy To
ZBA
— Zero-Balance Account
UNIC
— United Nations Information Centre
UNPROFOR
— United Nations Protection Force (in Former Yugoslavia)
EAP
— Employee Assistance Plan
VRM
— Variable Rate Mortgage
LTC
— Long-Term Care
BRB
— Benefit Review Board
OASI
— Old Age Survivors Insurance
CPR
— Committee of Permanent Representatives
NDNH
— National Directory New Hires
PBC
— Programme and Budget Committee
CEFU
— Continuing Education Field Unit
IAS
— United Nations University Institute of Advanced Studies
FYE
— Fiscal year ended
UNIS
— United Nations Information Service
CONGO
— Conference on Non-Governmental Organizations
CAMPS
— Cumulative Auction Market Preferred Stock
NCAER
— National Council for Applied Economic Research
COBRA
— Common Object Request Broker Architecture
OIS
— Occupations Information System
EAT
— Exchange Accommodation Titleholder
UNIS
— United Nations International School
CFP
— Clinical Financial Planner
LBO
— Limited Buyout
SLE
— Single lease expense
MSFW
— Migrant and Seasonal Farm Worker
SUTCDC
— Special Unit for Technical Cooperation Among Developing Countries
OHCA
— Organized Health Care Arrangement
POD
— Professional & Organizational Development
EBRI
— Employee Benefits Research Institute
EPLI
— Employee practices liability insurance
HRC
— Historic Rehabilitation Credit
WOSB
— Woman-Owned Small Business
ORD
— Office Of Research And Development (USEPA)
B2C
— Business to Comerce
WCC
— Working capital cycle
MSPA
— Migrant and Seasonal Agriculture Worker Protection Act
IPECILO
— International Programme for the Elimination of Child Labour
FAC-C
— Federal Acquisition Certification in Contracting
XFRML
— XML based Financial Reporting Markup Language
HCIP
— Harmonized Index of Consumer Pricing
OSDC
— Over/Short/Damage/Claims
CVE
— Center for Verification and Evaluation
GST
— Generation-Skipping Transfer
YSP
— Yield-spread premium
EPAU
— Evaluation and Policy Analysis Unit
PKO
— Peace-Keeping Operation
UNOV
— United Nations Office at Vienna
BEST
— BrihnanMumbai Electric Supply and Transport
SEES
— Survey Evaluation Exam System
UNREO
— United Nations Rwanda Emergency Office
TARP
— Troubled Assets Relief Program
FABS
— Financial and Business Solutions
MINX
— Multimedia Information Network Exchange (system)
ICFY
— International Conference on the Former Yugoslavia
WIA
— Workforce Investment Act
NBER
— National Bureau of Economic Research
NAWW
— National Average Weekly Wages
BNI
— Business Needs and Investment
EMA
— Expense Management Automation
JSSA
— Jury Selection and Service Act
UB
— Unsafe Buildings
NST
— National Sales Tax
ISBA
— International Seabed Area
IPI
— Industrial Protection Index
FCIC
— Financial Crisis Inquiry Commission
BKPR
— Bookeeper
HDRO
— Human Development Report Office
UN-NADAF
— United Nations New Agenda for the Development of Africa in the 1990s
FIRPTA
— Foreign Investment in Real Property Tax Act
SIU
— Sets In Use
UNMA
— United Nations Mission in Angola
HMO
— Health Maintenance Organisation
CCR
— Central Contracting Registry
JIU
— Joint Inspection Union
WRKR
— Worker
NSDL
— National Securities Depository Limited
PCNICC
— Preparatory Commission for the International Criminal Court
DDB
— Deemed death benefit
SUB
— Supplemental Unemployment Benefit
CORTS
— Corporate-backed trust securities
GEO
— Global Environment Outlook Report
UNISTE
— United Nations International Symposium on Trade Efficiency
CPK
— Cost Per Keyword
LT
— Lost Time
HPS
— Headquarters Procurement Section
IM/DQ
— Identity Management/Data Quality
NMHPA
— Newborns’ and Mothers’ Health Protection Act
SEAROWHO
— Regional Office for South-East Asia Region
UNFIP
— United Nations Fund for International Partnerships
COAG
— Committee on Agriculture
UNGEGN
— United Nations Group of Experts on Geographical Names
MF
— Medical Facilities
STIP
— Short-Term Industry Projections
MACC
— Mine Action Coordination Centre
ATP
— Acquisition Training Program
UNOB
— United Nations Office in Burundi
BOY
— Beginning of Year Violator
MAT
— Minimum Alternative Tax
FAS
— Finance and Accounting System
SSM
— Software Service Manager
CDARS
— Certificate of Account Registry Service
AIR
— Assumed Investment Rate
SMES
— Small- and medium-scale enterprises
PFA
— Platform for Action
IPO
— Incorporated to Provide
JAIN
— Joint American Indian Network
CUNA
— Credit Union National Assocation
GWG
— Gender Working Group
CPI-U
— Consumer Price Index for All Urban Consumers
HR
— Headquarters Regulation
EPPG
— Emergency Prevention and Preparedness Group
TEUC
— Temporary Extended Unemployment Compensation
UNMOVIC
— United Nations Monitoring, Verification and Inspection Commission
TOM
— Traded Options Market
LAUS
— Local Area Unemployment Statistics
NABE
— National Association for Business Economics
HUT
— Households Using Television
NPA
— National Plans of Action
SROI
— Subsequent Report of Injury
HOW
— Homeowner Warranty Plan
RPO
— Recruitment process outsourcing
POB
— Public Oversights Board
LOW
— Lack of Work
ESOT
— Employee Stock Ownership and Trust
UNTAES
— United Nations Transitional Administration for Eastern Slavonia, Baranja and Western Sirmium
IMC
— Integrated Market Communications
MQT
— Medicaid Qualifying Trust
UNLB
— United Nations Logistic Base
NAEA
— National Association of Enrolled Agents
JPAC
— Joint Public Advisory Committee
B/A
— Basic Agreement
SFI
— Six-Figure Income
MRAM
— Magnetic Random Access Memory
USPTO
— U.S. Patent and Trademark Office
UNMOP
— United Nations Mission of Observers in Prevlaka
T&E
— Travel & Entertainment
XUL
— eXtensible UserInterface Language
CWSP
— College Work-Study Program
EBX
— Electronics Boutique X
SLOB
— Separate lines of business
POP
— Point-of-purchase
PCA
— Permanent Court of Arbitration
OUSG
— Office of the Under Secretary General
ROLAC
— Regional Office for Latin America and the Carribean
PBSI
— Performance Based Salary Increase
PPA
— Paperwork Reduction Act
CDP
— Committee for Development Policy
PRP
— Potentially Responsible Party (Superfund)
TOE
— Time is of the essence
BRSP
— Bureau for Resources and Strategic Planning
COFO
— Committee on Forestry
BAB
— Build America Bonds
FOIA
— Freedome of Information Act
DRM
— Division for Resources Mobilization
UNJSPB
— United Nations Joint Staff Pension Board
PCPB
— Post-Conflict Peace-Building
CCAQ(PER)
— Consultative Committee on Administrative Questions (Personnel and General Administrative Questions)
FROI
— First Report of Injury
UMTS
— Universal Mobile Telephone System
SOIR
— Schaeffer Open Interest Ratio
CI
— Control Item
WBC
— Women Business Center
SDC
— System Development Center
UNIKOM
— United Nations Iraq-Kuwait Observation Mission
FSET
— Federal State Employment Taxes
WPRO
— Western Pacific Regional Office
UNOMA
— United Nations Observer Mission in Angola
FMSHA
— Federal Mine and Safety Health Act
ICDAIT
— International Conference on Drug Abuse and Illicit Trafficing
UNRCPDA
— United Nations Regional Centre for Peace and Disarmament in Africa
INWEH
— United Nations University International Network on Water, Environment and Health
D/N
— Demand note
CFTA
— Currency and Foreign Transaction Act
UNRRA
— United Nations Relief and Rehabilitation Agency
BLESS
— Borrowing and Lending Securities Schemes
HRC
— Health Resource Center
HRIS
— Human Resources Information Service
OALC
— Office of Acquisition, Logistics, and Construction
CIFR
— Committee on Improvements to Financial Reporting
IMPACT
— Inventory Management Program and Control Techinques
QANTAS
— Queensland and Northern Territory Ariel Service
VOC-ED
— Vocational Education
EPRS
— Emergency Preparedness and Response Section
SOS
— Switched On Schoolhouse
SFO
— Solicitatio for offers
UNON
— United Nations Office at Nairobi
SPD
— Division for Special Programmes Development
MAG
— Mine Advisory Group
DSRSG
— Deputy Special Representative of the Secretary-General
VOC-REHAB
— Vocational Rehabilitation
UNPA
— United Nations Protected Area
NVC
— National Veterans Conference
SVNGS
— Savings
SBL
— Small Business Liaisons
UNICPO
— United Nations Open-ended Informal Consultative Process on Ocean Affairs
UNPAAERD
— United Nations Programme of Action for African Economic Recovery and Development
CSCIS
— Computer Software Configuration Items
SBLC
— Small Business Legislative Council
SARD
— Sustainable Agriculture and Rural Development
BIMST-EC
— Bangladesh India Myanmar Srilanka Thailand - Economic Council
AFROWHO
— Regional Office for Africa
TRD
— Transfer of Development
UNASOG
— United Nations Aouzou Strip Observer Group
SR
— Systems Redesign
WST
— Waste Science and Technology
TPA
— Technical Practice Aide
UNTOP
— United Nations Tajikistan Office for Peace-Building
PEPPRA
— Public Employee Pension Plan. Reporting and Accountability Act
SP
— Strategic Plan
SSD
— Specialist Services Division
PBGC
— Pension Benefit Guarantee Corporation
NC
— National Cemetery
CRISIL
— Credit Rating Investment Services India Limited
UNPA
— United Nations Postal Administration
WCDMP
— World Climate Data and Monitoring Programme
EHLP
— Emergency Homeowners Loan Program
HEP
— Humanitarian Evacuation Programme
CCD
— Centralized Contracting Division
STW
— School-To-Work
ECLAC
— Economic Commission for Latin America and the Carebbean
CCSQ(PROG)
— Consultative Committee on Substantive Questions (Programme Matters)
CPK
— California Pizza Kitchen
KFOR
— UN Kosovo Force
UNAT
— United Nations Administrative Tribunal
GLSO
— Group Legal Services Organization
IPC
— Integrated Programme for Commodities
ECS
— Enterprise Class Storage
NVCA
— National Venture Captial Association
C&P
— Compensation & Pension
SEPPAA
— Single Employer Pension Plan Amendments Act
SPDC
— Special Political and Decolonization Committee
NBB
— New Belgium Brewery
VAMC
— Va medical center
TDB
— Trade and Development Board
CIM
— Corporate Information Model
TSB
— Targeted Small Business
SOPAC
— South Pacific group of countries
DSD
— Division for Sustainable Development
PIRG
— Public Interest Research Group
PTD
— Procurement and Transportation Division
MVI
— Mini Vacations Incorporated
SOYD
— Sum-of-the-years-digits
UNPOB
— United Nations Political Office in Bougainville
CCSQ(OPS)
— Consultative Committee on Substantive Questions (Operational Activities)
UNSMA
— United Nations Special Mission to Afghanistan
UNARDOL
— United Nations Assistance for the Reconstruction and Development of Lebanon
PATS
— Planning, Architecture, Technology and Services
WOTC
— Workforce Opportunity Tax Credit
HEA
— Health Enterprise Architecture
UNCPCJP
— United Nations Crime Prevention and Criminal Justice Programme
LA
— Labor Area
POPIN
— United Nations Population Information Network
IMF
— International Monitary Fund
ULC
— Uniform Law Commissioners
VACO
— VA Central Office
CARDS
— Custom Adjustable Rate Debt Structure
UNTSO
— United Nations Truce Supervision Organization
PPBA
— Office of Programme Planning, Budget and Accounts
UNTPDC
— United NationsTrade Point Development Centre
SAC
— Strategic Acquisition Center
EFAST
— ERISA Filing Acceptance System
SEBI
— Securities Exchange Board of India
HST
— Health Statistics
SIPA
— Securities Investment Protection Act
UNSF
— United Nations Security Force in West New Guinea
OHRM
— Office of Human Resources Management
UNTAG
— United Nations Transition Assistance Group
PAHO
— Pan American Health Office/Regional Office for the Americas of the WHO
OTR
— Office of Thrift Supervision
NVSBC
— National Veterans Small Business Conference
GAP
— Gross amount paid
NVSBE
— National Veterans Small Business Engagement
TWAIN
— Toolkit Without an Interesting Name
WARN
— Worker Adjustment and Retraining Notification Act W&M
COS
— Cost of sales