toggle menu
Categories
Locations, Regional & international
Business & Finance
Common / Miscellaneous / Community
Medical
Scientific & Educational
Computing & IT
Internet Slang, SMS, Texting & Chat
Governmental & Military
Submit new
Desktop Version
Top Abbreviations
Acronym > Term
Word in meaning
Term > Acronym
Home
/
Business & Finance
/
Business Word
Business & Finance
>> Business Word Abbreviations
Look through 2927 acronyms and abbreviations related to Business Word:
S.M.A.R.T
— Specific, Measureable, Attainable, Realistic, Timely
CPOE
— Computerized Physician Order Entry
SOX
— Sarbanes-Oxley
BCWS
— budgeted cost for work scheduled
AAO
— Affirmative Action Officer
MNC
— Multinational Corporation
DEPR.
— Depreciation
RMA
— Return Merchandise Authorization
UM
— Uninsured Motorist
FGM
— Female Genital Mutilation
HCE
— Highly Compensated Employee
B/E
— Breakeven
OSS
— Open Source Software
ACR
— Accrual
BCWP
— Budgeted Cost for Work Performed
TTL
— Total
CP
— Contingency Plan
GLB
— Gramm-Leach-Bliley Act
IGO
— Intergovernmental Organization
DDB
— Double-Declining-Balance
FOMC
— Federal Open Market Committee
FLSA
— Fair Labor Standards Act
CORELAP
— Computerised Relationship Layout Planning
BFOQ
— Bona Fide Occupational Qualification
FMLA
— Family Medical Leave Act
LAN
— Local Area Network
HIPPA
— Health Insurance Portability and Accountability Act
CRFB
— Committe for Responsible Federal Budget
CSR
— Customer Service Representative
5S
— Seiri, Seiton, Seiso, Seiketsu, Shitsuke
ETA
— Estimated Time of Arrival
CBPP
— Center on Budget and Policy Priorities
APR
— Annual Percentage Rate
FISMA
— Federal Information Security Management Act
GPROI
— Gross Profit Return on Investment
CAGR
— Compound Annual Growth Rate
RFID
— Radio Frequency Identification
AFDC
— Aid to Families with Dependent Children
ANOVA
— Analysis of Variance (statistics)
ROM
— Read-Only Memory
DOB
— Date Of Birth
IDIQ
— Indefinite Delivery, Indefinite Quantity
ARPANET
— Advanced Research Projects Agency Network (early internet)
YTD
— Year To Date
IPCC
— Intergovernmental Panel on Climate Change (WMO and UNEP)
DRIP
— Dividend Reinvestment Plan
EGTRRA
— The Economic Growth and Tax Relief Reconciliation Act of 2001
ITEP
— Institute on Taxation and Economic Policy
XML
— Extensible Markup Language
FTP
— File Transfer Protocol
EOQ
— economic order quantity
CMO
— Collateralized Mortgage Obligation
INC
— Intergovernmental Negotiating Committee
RCNLD
— Replacement Cost New Less Depreciation
FDIC
— Federal Deposit Insurance Corporation
HIPC
— Heavily Indebted Poor Countries
MPC
— Marginal Propensity to Consume
EBITA
— Earnings before interest taxes depreciation amortization
FLRA
— Federal Labor Relations Authority's
KPMG
— Klynveld Peat Marwick Goerdeler
BBS
— Bulletin Board Service
IT
— Information Technology
EDWOSB
— Economically disadvantaged woman-owned business
ANSI
— American National Standards Institute, Inc.
LMRA
— Labor Management Relations Act
AUP
— Acceptable Use Policy
SSN
— Social Security Number
IRC
— Internet Relay Chat
AAA
— American Automobile Association
UNLTD
— Unlimited
GATB
— General Aptitude Test Battery
WHO
— World Health Organization
PLS
— Please
RFQ
— Request For Quotation
LIFO
— Last In, First Out
COBRA
— Consolidated Omnibus Budget Reconciliation Act of 1985
FEMA
— Federal Emergency Management Agency
RAROC
— Risk-Adjusted Return On Capital
QC
— Quality Control
C-CPI-U
— Chained Consumer Price Index for All Urban Consumers
DMAIC
— Define, Measure, Analyze, Improve, Control
BFP
— Bona Fide Purchaser
EAP
— Employee Assistance Program
GEICO
— Government Employees Insurance Company
CBD
— Cash Before Delivery
AA
— Affirmative Action
U&C
— Usual and customary
LFPR
— labor force participation rate
IP
— Internet Protocol
ADB
— Asian Development Bank
EDI
— Electronic Data Interchange
S&OP
— Sales and Operations Planning
ATM
— Automatic Teller Machine
CCB
— Change Control Board
GDP
— Gross Domestic Product
WML
— Wireless Markup Language
YUPPIE
— Young Urban Professional
GSM
— Global System for Mobile Communications
RNFA
— Return On Net Financial Assets
FF&E
— Furniture, Fixtures & Equipment
LTCM
— Long-Term Capital Management
KPI
— Key Performance Indicator
BSA
— Bank Secrecy Act
PPE
— Personal Protective Equipment
SAAS
— Software as a Service
CDO
— Collateralized Debt Obligation
CY
— Calendar Year
ACH
— Automated Clearing House
SALY
— Same As Last Year
RICO
— Racketeer Influenced and Corrupt Organizations Act of 1970
W/O
— Without
ROIC
— Return on Invested Capital
EEO
— Equal Employment Opportunity
KSOP
— 401(k) Employee Stock Option Plan
IRR
— Internal Rate of Return
CPI
— Consumer Price Index
FR
— Federal Register
YTM
— Yield to Maturity
RPI
— Retail Price Index
CBO
— Congressional Budget Office
AD
— Advertisement
ICE
— Intrusion Countermeasures Electronics
CD
— Certificate of Deposit
ATTN
— Attention
Q
— Quarter
COB
— close of business (End of duty day)
UNESCO
— United Nations Educational, Scientific and Cultural Organization
CV
— Curriculum Vitae
WACC
— Weighted Average Cost Of Capital (accounting)
ADP
— Actual Deferral Percentage
FTE
— Full Time Equivalent
USDA
— United States Department of Agriculture
O*NET
— Occupational Information Network
ISP
— Internet Service Provider
IOC
— Intergovernmental Oceanographic Commission
GATT
— General Agreement on Tariffs and Trade (government)
ADR
— Alternative Dispute Resolution
SMTP
— Simple Mail Transfer Protocol
RFP
— Request For Proposal
ARC
— American Red Cross
NFI
— Net Financial Income
LTV
— Loan To Value
JGTRRA
— Jobs and Growth Tax Relief Reconciliation Act
LLC
— Limited Liability Company
B-TO-B
— Business-To-Business
PDA
— Personal Digital Assistant
FTA
— Free-Trade Agreement
TQM
— Total Quality Management
JC PENNEY'S
— James Cash Penney
CAPEX
— Capital Expenditure
DOT
— Department of Transport
GIS
— Geographic Information System
ACWP
— actual cost for work performed
FINRA
— Financial Industry Regulatory Authority
AUM
— Assets Under Management
CEO
— Chief Executive Officer
ADR
— American Depositary Receipt
SGLI
— Servicemember Group Life Insurance
TSR
— Total Shareholder Return
ASME
— American Society of Mechanical Engineers
GNP
— gross national product (economics)
GP
— Gross Profit
MOU
— Memorandum of Understanding (an MOU between Food & Drug Administratin and a regulatory agency in another country allows mutual recognition of inspections)
FDCPA
— Fair Debt Collection Practices Act
ETA
— Department of Labor's Employment and Training Administration
U.S.C.
— United States Code
MIGA
— Multilateral Investment Guarantee Agency
LMI
— Labor Market Information
CBC
— Complete Blood Count
DVP
— Delivery Versus Payment
ATF
— As Trustee for
R&D
— Research & Development
IRA
— Individual Retirement Account
BOL
— Bill Of Lading
GM
— Gross Margin
UCC
— Uniform Commercial Code
GA
— General Assembly
ARB
— Architecture Review Board
BEA
— Bureau of Economic Analysis
GOI
— Gross Operating Income
NAV
— Net Asset Value
P&Z
— Planning & Zoning
MSDS
— Material Safety Data Sheets
ICFR
— Internal Control Over Financial Reporting
ADR
— American Depository Receipt
BIW
— Biweekly
BLS
— Bureau of Labor Statistics of the United States Department of Labor
P.O.C.
— Paid outside of closing
DBA
— Doing Business As
APT
— Arbitrage Pricing Theory
ICAO
— International Civil Aviation Organization
LLP
— Limited Liability Partnership
SOHO
— Small Office/Home Office. Acronym expression for the 'virtual office' environment and characteristics found in self-employed and small businesses, that are increasingly prevalent in the modern business age.
UIM
— Underinsured Motorist
GL
— General Ledger
OI
— Operating Income
AP
— Accounts Payable
ITIN
— Individual Taxpayer Identification Number
ADP
— Automated Data Processing
BARS
— Behaviourally-Anchored Rating Scale
A.O.B.
— Any other business
FINCEN
— Financial Crimes Enforcement Network
LY
— Last Year
SAN
— Storage Area Network
THX
— Thanks
CRS
— Congressional Research Service
PDF
— Portable Document Format (created by Adobe Acrobat)
ERP
— Emergency Response Plan
OTC
— Over The Counter (medications not requiring a prescription)
C-CPI
— Chained Consumer Price Index
EO
— Executive Order
A/OPC
— Agency/Organization Program Coordinator
CAE
— Computer-Aided Engineering
DPKO
— Department of Peacekeeping Operations
NSC
— National Security Council
EST
— Eastern Standard Time
ADB
— African Development Bank
ARM
— Adjustable Rate Mortgage
EURIBOR
— Euro Interbank Offered Rates
EEOC
— Equal Employment Opportunity Commission
REO
— Real Estate Owned
ABC
— activity based costing
ANCOM
— Andean Common Market
HR
— Headquarters Report
SLA
— Service Level Agreement
U.S. DOL
— United States Department of Labor
FASAB
— Federal Accounting Standards Advisory Board
B/L
— Bill of Lading
E.O.
— Executive Order
BGT
— Budget
IPO
— Initial Public Offering
RFC
— Request For Comment
WWW
— World Weather Watch
SRAM
— Static Random Access Memory (ess-ram)
RMP
— Risk Management Plan
A&MMS
— Acquisition and Materiél Management Service
GRUT
— Grantor Retained Unitrust
C.&F.
— Cost and freight
C.L.U.E.
— Comprehensive Loss Underwriting Exchange
CBA
— Cost Benefit Analysis
FAA
— Federal Aviation Administration
JV
— Joint Venture
AER
— Annual Equivalent Rate
PE
— Private Equity
DTA
— Deferred tax assets
ETA
— Employment and Training Administration
RAM
— Reverse Annuity Mortgage
ADL
— activity of daily living
CV
— Cost Variance
CIO
— Chief Information Officer
ROE
— Return On Equity
OECD
— Organization for Economic Cooperation and Development
NOPAT
— Net Operating Profit After Tax
HMO
— Health Maintenance Organization
SKU
— Stock Keeping Unit
FIFO
— First In, First Out
UNDMT
— United Nations Disaster Management Team
ODA
— Official Development Assistance
CMA
— Comparative Market Analysis
FOB
— Free On Board
FAC-P/PM
— Federal Acquisition Certification Program/Project Management
PAQ
— Position Analysis Questionnaire
CIM
— Computer Integrated Manufacturing
SD
— Standard Deviation
FOREX
— Foreign Exchange
ASCII
— American National Standard Code for Information Interchange
RSF
— rentable square feet
MA
— Moving Average
W-A
— Weighted average
PV
— Present Value
SPV
— Special Purpose Vehicle (sometimes Single Purpose Vehicle)
POE
— Point of Entry
IFRS
— International Financial Reporting Standard
CCAQ
— Consultative Committee on Administrative Questions
OT
— Overtime
MTBF
— Mean Time Before Failure
FPL
— Federal Poverty Level
LOA
— Leave Of Absence
QTY
— Quantity
EPA
— Environmental Protection Agency (US)
RIF
— Reduction In Force
FASAB
— Financial Accounting Standards Advisory Board
CPM
— Critical Path Method
O/S
— Outstanding
BPA
— Blanket Purchase Agreement
B-TO-C
— Business to consumer
DES
— Data Encryption Standard
LIBOR
— London interbank offering rate
NATO
— North Atlantic Treaty Organisation
AM
— Asset Management
PD
— Position Description
FAR
— Federal Acquisition Regulation
SEM
— Search Engine Marketing
RAM
— random-access memory
F/B/O
— For benefit of
CTS
— Carpal Tunnel Syndrome
IM
— Information Management
P.L.
— Public Law
BOP
— Bureau Of Prisons
C2C
— Consumer To Consumer. Marketing/trading model by which ordinary people sell and provide products/services to each other. It's an ancient model, prehistoric in fact, virtually extinguished by the industrial revolution and corporate age, (see B2B/B2C), alth
SLIP
— Serial Line Interface Protocol
AMA
— American Management Association
URL
— Universal Resource Locator
MSA
— Metropolitan Statistical Area
M.O.M.
— Middle of the month
LBO
— Leveraged Buyout
GMP
— Good Manufacturing Practice
PC
— Politically Correct
CIP
— Carriage and Insurance Paid to
LOB
— Line Of Business
SDR
— Special Drawing Rights
ACCT
— Account
CMT
— Constant Maturity Treasury
SQA
— Software Quality Assurance
GPS
— Global Positioning System (ex-NAVSTAR)
ITLOS
— International Tribunal for the Law of the Sea
ARO
— After Receipt of Order
ETF
— Exchange Traded Fund
E&IT
— Electronic and Information Technology
QDRO
— Qualified Domestic Relations Order
AWOL
— Absent Without Leave
ADA
— Americans With Disabilities Act Of 1990 (Text Of ADA Legislation)
EU
— European Union (1994; formerly referred to as the EEC or EC)
DCP
— Defined Contribution Plan
EOD
— End Of Day
QOS
— Quality of Service
MBA
— Mortgage Bankers Association of America
IBAN
— International Bank Account Number
CEN
— Committee European de Normalisation
MSN
— Microsoft Network
DMA
— Designated Market Area
PM
— Program Manager
CR
— Continuing Resolution
OPT
— Other People's Time
COD
— Cash On Delivery
EFA
— Education for All
ITA
— International Trade Administration
EMA
— Exponential Moving Average
ROM
— Range Of Motion
AON
— Angolan New Kwanza
HIBOR
— Hong Kong interbank offered rate
ABM
— Activity Based Management
DFA
— Department of Finance and Administration
BPML
— Business Process Modeling Language
CAFTA
— Central American Free Trade Agreement
LOC
— Line Of Credit
G2G
— Government to Government
POA
— Power Of Attorney
FMS
— Financial Management Service
TER
— Total Expense Ratio
FICCO
— Fair Issac Credit Organization
J/E
— Journal entry
G2C
— Government to Consumer
A&MM
— Acquisition and Materiél Management
NT
— Near-Term
CSRS
— Civil Service Retirement System
ALM
— Asset Liability Management
I-TIPS
— Information Technology Investment Portfolio System
CRAT
— Charitable Remainder Annuity Trust
M-O-M
— Month over month
GPP
— Gross Profit Percentage
EXCOM
— Executive Committee
CDHP
— consumer-driven health plan
TBD
— To Be Determined
OASDI
— Old Age Survivors Disability Insurance
FAS
— Free Alongside Ship
M.ED
— Masters in Education
CTR
— Currency Transaction Report
PO
— Purchase Order
STD
— Standard
ASP
— Active Server Page
DNS
— Domain Name System
NPV
— Net Present Value {economics}
IPS
— Investment Policy Statement
USP
— Unique Selling Point
SC
— Security Council
IFB
— Invitation For Bid
EV
— Enterprise Value
QSC
— Quality, Service, Cleanliness (Ray Kroc's motto for McDonald's)
PDA
— Personal Data Assistant
UNRWA
— United Nations Relief and Works Agency for Palestine Refugees in the Near East
GRM
— Gross Rent Multiplier
PNG
— Portable Network Graphics (graphic file standard/extension)
CFA
— Consumer Federation of America
3PL
— Third Party Logistics
PDM
— Product Data Management
BMW
— Bayerische Motoren Werke (Bavarian Motor Works)
UBTI
— Unrelated Business Taxable Income
HCFA
— Health Care Financing Administration
PPO
— Preferred provider organization
CTO
— Chief Technology Officer
UNU
— United Nations University
BOE
— Bank of England
U.S. DOJ
— United States Department of Justice
ABA
— American Bankers Association
ACO
— Administrative Contracting Officer
MIRR
— Modified Internal Rate of Return
IRC
— Internal Revenue Code of 1986
PY
— Program Year
GFE
— Good Faith Estimate
FIT
— Financial institutions tax
IVR
— Interactive Voice Response (telephone technology)
WC
— Worker's Compensation
IAEA
— International Atomic Energy Agency
BI
— Business Intelligence
GAAP
— Generally Accepted Accounting Procedures
DPP
— Direct Participation Program
NYSE
— New York Stock Exchange
AE
— Account Executive
NLRB
— National Labor Relations Board
DI
— Disability Insurance
ACRS
— Accelerated Cost Recovery System (finance)
RULPA
— Revised Uniform Limited Partnership Act
CP
— Commercial Paper
DRAM
— Dynamic Random Access Memory (dee-ram) (computing)
OA&L
— Office of Acquisition and Logistics
ABO
— Accumulated Benefit Obligation
SAS
— Statement on Auditing Standards
PFA
— Prevention of Food Adulteration Act
IDP
— Internally Displaced Person
AMEX
— American Stock Exchange
P&L
— Profit and Loss statement
EP
— Earned Premium
POD
— Proof Of Delivery
SAM
— Shared-Appreciation Mortgage
BD
— Business Development
CPP
— Capital Purchase Program
CAO
— Chief Accounting Officer
GSF
— Gross Square Feet
AFL-CIO
— American Federation of Labor and Congress of Industrial Organizations
MDB
— Multilateral Development Bank
ERV
— Estimated Rental Value
CBT
— Computer Based Training
FSA
— Flexible Spending Account
AMID
— Allowable Miscellaneous Itemized Deductions
CUSFTA
— Canada-US Free Trade Agreement
PGP
— Pretty Good Privacy (encryption)
RFQ
— Request For Quote
IETF
— Internet Engineering Task Force
BDF
— Beneficiary Designation Form
DFAS
— Defense Financial Accounting Service
PFS
— Personal Financial Specialist
FANNIE MAE
— Federal National Mortgage Association (a privately owned corporation)
AAA-CPA
— American Association of Attorney-Certified Public Accountants
AARP
— American Association of Retired Persons
QA
— Center for Quality Assurance in International Education
BS
— Balance Sheet
CTO
— Compensatory Time Off
IMF
— International Monetary Fund
BOV
— Broker’s Opinion of Value
ETR
— Effective Tax Rate
CPM
— Continuous Passive Motion
CPM
— Corporate Performance Management
ZIP
— Zone Improvement Plan
BNA
— Bureau of National Affairs, Inc.
PC
— Percent
DOD
— United States Department of Defense
HAZMAT
— Hazardous Material
MSA
— Medical Savings Account
LWDI
— Lost Work Day Injury Rate
COTR
— Contracting Officer Technical Representative
TL
— Truckload
NCA
— National Cemetery Administration
MIS
— Management Information System (OSHA)
SM
— Service Mark
COO
— Chief Operation Officer
NOA
— Net Operating Assets
PDA
— Pregnancy Discrimination Act
CFROI
— Cash Flow Return on Investment
ITC
— Information Technology Center
EBT
— Earnings Before Tax
3M
— Minnesota Mining And Manufacturing Company
PAT
— Profit After Tax
HSA
— Health Savings Account
GRIT
— Grantor Retained Income Trust
PIP
— Performance Improvement Plan
IRCA
— Immigration Reform and Control Act
FAQ
— Frequently Asked Questions (sometimes Pronounced Fak)
EPA
— Equal Pay Act
PD
— Paid
DC
— Defined Contribution
UNA
— United Nations Association
S&U
— Sales and use
RFI
— Request For Information. Sales department shorthand. Special priority when use in conjunction with RFN (see below).
ARNP
— Advanced Registered Nurse Practitioner
CPM
— Cost Per Thousand
NI
— Net Income
BSM
— Black-Scholes-Merton
CISO
— Chief Information Security Officer
IDR
— Issuer Default Rating
AOV
— Average Order Value
MEC
— Modified Endowment Contract
DOJ
— Department of Justice (US)
VPN
— Virtual Private Network (ATM)
LMRDA
— Labor-Management Reporting and Disclosure Act of 1959
TRO
— Temporary Restraining Order
QMAC
— Qualified Matching Contributions
LLLP
— Limited Liability Limited Partnership
ABS
— Automated Bond System
JD
— Job Description
CMA
— Certified Management Accountant
FY
— Fiscal Year
PY
— Prior Year
WTO
— World Tourism Organization
CSHO
— Compliance Safety and Health Officer
POS
— Point Of Sale.Retail term, being the physical point at which products are displayed on shelves or paid for at the checkout, as in the EPOS acronym.
MTF
— Medical Treatment Facility
UNEP
— United Nations Environment Program
LOI
— Letter Of Intent
CHR
— Commission on Human Rights
FOIA
— Freedom of Information Act
AGI
— Adjusted Gross Income
4P
— Price, Product, Place and Promotion
ISDN
— Integrated Services Digital Network
RAID
— Redundant Array of Inexpensive Disks
CRO
— Chief Risk Officer
TDI
— Temporary Disability Insurance
DRP
— distribution requirements planning
CPO
— Cost Per Order
GIF
— Guaranteed Investment Fund
GRAT
— Grantor Retained Annuity Trust
AMD
— Advanced Micro Devices, Inc. (producer of computer chips)
VAGFE
— VA-owned Government Furnished Equipment
CFR
— Code of Federal Regulations
XTML
— eXtensible Telephony Markup Language
CASB
— Cost Accounting Standards Board
UR
— Utilization Review
BU
— Bargaining Unit
STR
— Software Test Report
MI
— Mortgage Insurance
ICC
— International Criminal Court
FDA
— Food Drug Administration
POP
— Point Of Presence (Internet)
DCR
— Debt Coverage Ratio
AIG
— American International Group, Inc
IASC
— Inter-Agency Standing Committee
OTB
— Open To Buy
CDL
— Commercial Driver's License
ASB
— Accounting Standards Board
CVP
— Cost-Volume-Profit
CIMA
— Chartered Institute of Management Accountants
IPCS
— International Programme on Chemical Safety
DCA
— Dollar Cost Averaging
FNA
— Financial needs analysis
GL
— General Liability
AJE
— Adjusting Journal Entry
SAR
— Stock Appreciation Right
EOE
— Equal Opportunity Employer
IRIN
— Integrated Regional Information Networks
NIBCL
— Non-interest bearing current liabilities
G2B
— Government to Business
CPM
— Certified Property Manager
MTD
— Month-to-date
ROI
— Return on Investment
EA
— Enrolled Agent
CPC
— Cost Per Click-through
FTD
— Federal Tax Deposit
AO
— Authorizing Official
EOM
— End Of Month
TM
— Trademark
LOS
— Length of Stay
RONA
— Return On Net Assets
RTF
— Rich Text Format
EPZ
— Export Processing Zone
MLS
— Multiple Listing Service
IC
— Internal Control
C&F
— Cost and Freight
DPP
— Deferred Payment Plan
EE
— Employee
NAFEP
— National Association of Financial and Estate Planning
TAM
— Television Audience Measurement
RO
— Regional Office
GA
— General Agent
LBB
— Legislative Budget Board
COS
— Chief of Staff
SOHO
— Small Office Home Office
HR
— Human Resource
DOE
— United States Department of Energy (government)
A&W
— Allen & Wright (Roy Allen and Frank Wright combined their initials to name A&W Root Beer in 1922)
CIT
— Corporate Income Tax
GRP
— Gross Rating Point
AQL
— Acceptable Quality Level
RTW
— Return To Work
ATB
— Across the Board
NFIP
— National Flood Insurance Program
CAPM
— Capital Asset Pricing Model
REPO
— Repurchase Agreement
ECA
— Economic Commission for Africa
NAM
— National Association of Manufacturers
PLR
— Private Letter Ruling
O&M
— Operation and Maintenance
AMTI
— Alternative Minimum Taxable Income
CRM
— Customer Relationship Management
FRB
— Federal Reserve Board
POD
— Payable on Death
ASU
— Accounting Standards Update
IDA
— International Development Association
IRS
— U.S. Internal Revenue Service
DBA
— Data Base Administrator
NOC
— Net Operating Capital
TCE
— Tangible Common Equity
ICJ
— International Court of Justice
SG&A
— Selling, general, and administrative expenses
PC
— Personal computer (host)
CME
— Chicago Mercantile Exchange
MACRS
— Modified Accelerated Cost Recovery System (IRS)
FSS
— Federal Supply Schedule
MLM
— Multi-Level Marketing
TAM
— Technical Advice Memorandum
CSF
— Critical Success Factor
CA
— Confidentiality Agreement
ATO
— Asset Turnover
PERT
— Program Evaluation and Review Technique
AEI
— American Enterprise Institute
MLR
— Medical Loss Ratio
ERP
— Estimated Retail Price
COOP
— Continuity of Operations
PFD
— Preferred
CAI
— Computer Assisted Instruction
RAP
— Regulatory Accounting Principles
DDU
— destination delivery unit
REC
— Renewable Energy Certificate
IBM
— International Business Machines Corporation
SGA
— Substantial Gainful Activity
ATR
— Americans for Tax Reform
MAD
— Mean Absolute Deviation
SBC
— Southwestern Bell Corporation
OID
— Original Issue Discount
SBLC
— Standby Letter of Credit
EMS
— Eastern Mountain Sports
SOS
— Sound On Sound
IACSD
— Inter-Agency Committee on Sustainable Development
ROG
— Receipt Of Goods
WAASE
— Division for Western Asia, Arab States and Europe
PCI
— Per Capita Income
PRI
— Primary Rate Interface (ISDN)
CRM
— Client Relationship Management
AGR
— Adjusted Gross Revenue
APPROX
— Approximate
JIT
— Just in time
FTE
— Full-Time Employee
SB
— Senate Bill
AICPA
— L'American Institute of Certified Public Accountants
SOP
— Statement Of Position
PRC
— Peer Review Committee
AMF
— American Machine & Foundry (bowling lane operators and former owners of Harley Davidson motorcycles)
ATCF
— After Tax Cash Flow
QMCSO
— Qualified Medical Child Support Order
ACV
— Actual Cash Value
GOV
— Government Owned Vehicle
ITU
— International Telecommunication Union
SMT
— Senior Management Team
DPA
— Department of Political Affairs
NOW
— Negotiable Order of Withdrawal
CAGR
— Compounded Annual Growth Rate
AL
— Assisted Living
ALEX
— AUTOMATED LABOR EXCHANGE
PHC
— Personal Holding Company
NPW
— Net Present Worth
BAT
— Business Activity Tax
PHP
— PHP Hypertext Processor
GSA
— U.S. General Services Administration
TIPS
— Treasury Inflation-Protected Securities
ROOA
— Return on Operating Assets
CPI
— Cost Performance Index
EPI
— Expanded Programme on Immunization
OMB
— Office of Management and Budget (U.S.)
IBNR
— Incurred But Not Reported
TIP
— Transportation Improvement Program
NGO
— Non-governmental organization. (Red Cross/Crescent, Doctors without Borders, etc.)
QCEW
— Quarterly Census of Employment and Wages
AOQL
— Average Outgoing Quality Level
GPO
— Government Printing Office
CGA
— Charitable Gift Annuity
MLR
— Monthly Labor Review
ERS
— Economic Research Service
AD&D
— Accidental Death and Dismemberment
IDIT
— Intentionally defective irrevocable trust
TAN
— Tax Anticipation Note
CDC
— Center for Disease Control and Prevention
OTS
— Office of Thrift Supervision
PNP
— Plug aNd Play
BAFO
— Best and Final Offer
POP
— Premium Only Plan
CAE
— Certified Association Executive
SEPA
— Single Euro Payments Area
AACU
— American Association of Colleges and Universities
FUBU
— For Us By Us
BCC
— Blind Copied
IBR
— Income-based repayment
CPR
— Cardio-Pulmonary Resuscitation
CMM
— Capability Maturity Model
BCR
— Benefit/Cost Ratio
WIP
— Work in Process
SOL
— Statute of Limitations
SRM
— Supplier Relationship Management
IIA
— Institute of Internal Auditors
7S
— Strategy, Structure, Systems, Style, Staff, Skills, Shared values
IME
— Independent Medical Examination
HDI
— Human Development Index (UNDP yardstick of human welfare)
ASP
— Application Service Provider
AAR
— Average Annual Return
ADI
— After Date of Invoice
OPR
— Other People's Resources
ERISA
— Employee Retirement Income Security Act
CGQ
— Corporate Governance Quotient
DIH
— Days Inventory Held
ILIT
— Irrevocable Life Insurance Trust
TDC
— Total Direct Compensation
ESI
— Electronically Stored Information
FFY
— Federal Fiscal Year
CIX
— Commercial Internet Exchange
CESA
— Coverdell education savings account
LEPO
— Low Exercise Price Option
CAFR
— Comprehensive Annual Financial Report
CIO
— Chief Investment Officer
DOC
— Doctor
DPI
— Department of Public Information
EGM
— Extraordinary General Meeting
TVM
— Time Value of Money
IRA
— Individual Retirement Arrangement
WHA
— World Health Assembly
UL
— Universal Life
HR
— HUMAN RESOURCES
LOB
— Line-Of-Balance
PPI
— Producer Price Index
ILAB
— Bureau of International Labor Affairs
AMA
— American Medical Association
POP
— Point Of Purchase
ALDEP
— Automated Layout Design Programs
TDA
— Tax Deferred Annuity
DM
— Direct Mail
FRV
— Fair Rental Value
HQ
— Headquarters (HDQ Preferred)
UGMA
— Uniform Gifts to Minors Act (largely replaced by UTMA)
ETN
— Exchange Traded Note
HFA
— Housing Finance Agency
NDA
— Non-Disclosure Agreement
ELP
— Electing large partnership
POC
— Proof of Claim
DCF
— discounted cash flow rate
WRKSHP
— Workshop
BRIC
— Brazil, Russia, India and China
NQDC
— Nonqualified deferred compensation
EOB
— Explanation Of Benefits
OJT
— On the Job Training
SCORE
— Service Corps Of Retired Executives
CCP
— Certified Compensation Professional
HDR
— Humanitarian Daily Ration
DOI
— Date of Injury
CK
— Calvin Klein
SBO
— Small Business Owner
LC
— Letter of Credit
SNA
— System of National Accounts
OPM
— Office of Personnel Management
AT&T
— American Telephone and Telegraph (U.S. company, also known as "Ma Bell")
ADEA
— Age Discrimination and Employment Act
SIC
— Standard Industrial Classification (Code)
DTL
— Deferred Tax Liability
MDGD
— Management Development and Governance Division
PMI
— Private Mortgage Insurance
EEPROM
— Electric Erasable Programmable Read Only Memory
CMS
— Content Management System
ACC
— Administrative Committee on Coordination
NNN
— Triple Net (Lease)
DTI
— Department of Trade and Industry (UK)
AFDA
— Allowance for Doubtful Accounts
IPTF
— International Police Task Force
DW
— Dislocated Worker
ACASTD
— Advisory Committee on the Application of Science and Technology to Development
COD
— Cancellation of Debt
EOU
— Export Oriented Unit
AX
— Armani Exchange
MAS
— Multiple-Award Schedule
OJT
— On-The-Job-Training
SAR
— Suspicious Activity Report(ing)
BID
— Business Improvement District
IM/IT
— Information Management/Information Technology
CUPA
— College and University Personnel Association
DOL
— Degree of Operating Leverage
LCA
— Labor Condition Application
NAFTA-TAA
— NAFTA Transitional Adjustment Assistance
XHTML
— Extensible Hypertext Markup Language
HELOC
— Home Equity Line of Credit
SEA
— Securities Exchange Act
SE
— Self Employed
BCA
— Business Continuity Plan
FCRA
— Fair Credit Reporting Act
FASAC
— Financial Accounting Standards Advisory Council
A/P
— Accounts Payable
PILOT
— Payment In Lieu Of Taxes
SC
— Securities Commission
FRS
— Federal Reserve System
GSI
— general salary increase
WC
— Working Capital
PIC
— Prior Informed Consent
AJB
— America’s Job Bank
TCO
— Total Cost of Ownership
VA
— Veterans Administration
NAB
— Non-accrual basis
ASAE
— American Society of Association Executives
MBDA
— Minority Business Development Agency
ESCAP
— Economic and Social Commission for Asia and the Pacific (UN)
COST
— Council on State Taxation
MOH
— Music On Hold
GAO
— Government Accountability Office [formerly the General Accounting Office]
EXP
— Export
DRP
— Disaster Recovery Plan
HVAC
— Heating, Ventilation, and Air Conditioning
GPI
— Gross potential income
UNAMIC
— United Nations Advance Mission In Cambodia
ESA
— Coverdell education savings account
UTD
— Under Trust Dated
ECP
— Emergency Conservation Program
FCC
— Federal Communications Commission (US)
ITARS
— IT Acquisition Request System
LWP
— Leave With Pay
LAR
— Legislative Appropriations Request
UNCIP
— United Nations Commission for India and Pakistan
MTC
— Multistate Tax Commission
REI
— Recreational Equipment, Inc.
NCOA
— National Change Of Address
ADEA
— Age Discrimination in Employment Act's
TCBY
— The Country's Best Yogurt
PSC
— Personal Service Corporation
FSLMRA
— Federal Service Labor-Management Relations Act
ATP
— Accredited Tax Preparer
ACC
— Accounting Classification Code
SERP
— Supplemental Executive Retirement Plan
ROR
— Return on Revenue
NL
— No-Load
FSI
— Free Standing Insert
SS
— Social Security
DOL
— United States Department of Labor
CFO
— Communication Filing Officer
DFL
— Degree of Financial Leverage
FCFE
— Free Cash Flow to Equity
CSO
— Commissioners Standard Ordinary
NSA
— National Society of Accountants
JOA
— joint operating agreement
URO
— Utilization Review Organization
DAGMAR
— Defining Advertising Goals for Measured Advertising Results
EOI
— Expression Of Interest
NSX
— National Stock Exchange
MLP
— Minimum lease payments
NRI
— Net Revenue Interest
FAK
— Freight all kinds
FS
— Financial Statement
REIT
— Real Estate Investment Trust
RBM
— Roll Back Malaria
A/R
— Accounts Receivable
MLP
— Master Limited Partnership
FP
— Fixed Price
UNMISET
— United Nations Mission of Support in East Timor
AMT
— Amount for Married Taxpayers
NTIS
— National Technical Information Service Technology Administration
COGS
— Cost of Goods Sold
DCAP
— Dependent Care Assistance Program
AAA
— authentication, authorization, and accounting
SIAP
— Statistical Institute for Asia and the Pacific
BRI
— Basic Rate Interface
SDB
— Small Disadvantaged Business
ISA
— International Seabed Authority
DSO
— Day Sales Outstanding
ADC
— Acquisition, Development, and Construction
DJIA
— Dow Jones Industrial Average
FHLB
— Federal Home Loan Bank
ART
— Annual Renewable Term (life insurance)
IMO
— International Maritime Organization
SFH
— Single Family Home
CC
— Civil Code
TCN
— Third Country National
HDML
— Handheld Device Markup Language
DOLETA
— Department of Labor Employment and Training Administration
BOO
— Build Own Operate
FASB
— Financial Accounting Standards Board
APV
— Adjusted Present Value
ATA
— Accredited Tax Advisor
DUSH
— Deputy Under Secretary for Health
ADJ
— Adjust
P2P
— Peer to Peer (as in music file sharing systems like KaZaA)
FMLA
— Family and Medical Leave Act
ALJ
— Administrative Law Judge
REV. PROC.
— Revenue Procedure
REV. RUL.
— Revenue Ruling
IMAP
— Internet Message Access Protocol
BDC
— Business Development Center
CBIT
— Comprehensive Business Income Tax
DHL
— Dag Hammarskjöld Library
DPO
— Days payables outstanding
SOA
— Service-Oriented Architecture
W/C
— Working Capital
NAVPS
— Net Asset Value Per Share
COLA
— Cost of Living Adjustment (or Allowance)
BOMA
— Building Owners and Managers Association
NFO
— Net Financial Obligations
CICA
— Competition in Contracting Act (1984)
ST
— Short-Term
QTD
— Quarter-to-Date
JOLTS
— Job Openings and Labor Turnover Survey
CGS
— Cost of Goods Sold
APY
— Annual Percentage Yield
RTO
— Reverse Take-Over
IATA
— International Air Transport Association
ROCE
— Return On Capital Employed
AA
— Author Alteration
QAI
— Quality Assurance International
CERD
— Committee on the Elimination of Racial Discrimination
ATOI
— After Tax Operating Income
LTL
— Less Than Truckload Lot
LPA
— Licensed Public Accountant
ABA
— Accredited Business Accountant
BHAG
— Big Hairy Audacious Goal
SMA
— Simple Moving Average
FTC
— Federal Trade Commission (U.S.)
WT
— Warrant
CPA
— Certified Public Accountant
EOI
— Evidence of Insurability
SBU
— Strategic Business Units
CASE
— computer-automated software engineering
DRTV
— Direct Response Television
VSNL
— Videsh Sanchar Nigam Limited
OTCEI
— Over the Counter Exchange of India (stock exchange)
MMDA
— Money Market Deposit Account
ERTA
— Economic Recovery Tax Act
C-TPAT
— Customs-Trade Industry Against Terrorism
LF
— Labor Force
EOY
— End-Of-Year
FWT
— Federal Withholding Tax
CFE
— Certified Financial Examiner
RP
— Repurchase Agreement
ASG
— Assistant Secretary General
IANA
— Internet Assigned Numbers Authority
MCI
— Microwave Communications Incorporated
NIH
— NATIONAL INSTITUTE OF HEALTH
PCCM
— Percentage-of-completion/capitalized cost method
UNICRI
— United Nations Interregional Crime and Justice Research Institute
BOS
— Behavior Observation Scale
ROGFA
— Return on Gross Fixed Assets
AA
— Adverse Action
ROW
— Right-Of-Way
OA
— Operating Assets
VC
— Venture Capital
CC
— Capital Contribution
NSA
— Not Seasonally Adjusted
A/E
— Architect/Engineer
MPS
— Marginal Propensity to Save
ESOP
— Employee Stock Ownership Plan
DBMS
— Data Base Management System
NLRA
— National Labor Relations Act
ADP
— Average Deferral Percent
GIF
— Graphic Interchange Format
HUD
— Department of Housing and Urban Development (U.S.)
ABCP
— Asset Backed Commerical Paper
EVA
— Economic Value Added
TPD
— Temporary Partial Disability
GED
— General Equivalency Diploma
CHRO
— Chief Human Resource Officer
MRO
— Maintenance, repair, and overhaul
SOC
— Standard Occupational Classification
SUTA
— State Unemployment Tax Act
BLM
— Bureau of Land Management of United States Department of the Interior
CPSC
— Consumer Products Safety Commission
SNE
— Salaried Non-Exempt
CTV
— Capital Timber Value
SA
— Seasonally Adjusted
NRE
— Net realizable equity
MOM
— Message Oriented Middleware
AAAA
— American Association of Advertising Agencies
CROGI
— Cash Return on Gross Investment
OB
— Office of Budget
AIDA
— Attention, Interest, Desire, Action
ITF
— In Trust For
D/O
— Delivery Order
UPU
— Universal Postal Union
CNF
— Cost, not freight
PDQ
— Position Description Questionnaire
UNHCR
— United Nations High Commissioner for Refugees Program
MRD
— Minimum Required Distribution
RIA
— Registered Investment Advisor
RISC
— Reduced Instruction Set Computer
CRT
— Charitable Remainder Trust
CODA
— Cash or Deferred Arrangement (401K)
POQ
— Periodic Order Quantity
BOOT
— Build Own Operate Transfer
UPS
— United Parcel Service, Inc.
EITC
— Earned Income Tax Credit
CORBA
— Common Object Request Broker Architecture
IFRIC
— International Financial Reporting Interpretations Committee
A/E
— Accured expense
CPA
— Comprehensive Plan of Action
PM
— Project Manager
UN
— United Narions
AGC
— Associated General Contractors of America
PCFRC
— Private Company Financial Reporting Committee
DOH
— Days inventory On Hand
OSG
— Office of the Secretary-General
AED
— United Arab Emirates Dirham
ISO/MSP
— Independent sales organization/Member service provider
ECM
— Excess cash margin
BBDO
— Batten, Barton, Durstine & Osborn
OIBITDA
— Operating Income Before Interest, Taxes, Depreciation and Amortization
PLM
— Product Lifecycle Management
GE
— General Electric American Communications Inc.
PTE
— Pass-Through Entity
PE
— Price-earnings ratio
TIN
— Taxpayer Identification Number
FFIEC
— Federal Financial Institutions Examination Council
DBT
— Days Beyond Terms
INSARAG
— International Search and Rescue Advisory Group
DUNS
— Data Universal Numbering System
ECOWAS
— Economic Community of West African States
VDT
— Video Display Terminal
PR
— Public Relations
CMBS
— Commercial mortgage-backed securities
BOT
— Balance of Trade
SAR
— Summary Annual Report
MUPLA
— Model Uniform Products Liability Act
M/M
— Month-over-month
OCF
— Operating Cash Flow
TIL
— Truth in Lending
SSB
— Securities Supervisory Board
KSAO
— Knowledge, Skills, Abilities and Other
USG
— Under Secretary General
OASDHI
— Old Age, Survivors, Disability and Health Insurance Act
NMS
— Normal Market Size
EIS
— Environmental Impact Statement (US)
UI
— User Interface
ECOA
— E-Mail Change of Address
ROP
— Run of Press
LFY
— Last Fiscal Year
DCPP
— Defined Contribution Pension Plan
ROS
— Run Of Schedule
ROA
— Regional Office for Africa
MANOVA
— Multivariate Analysis of Variance
CIC
— Consumer Information Center
IMRB
— Indian Market Research Bureau
SESA
— State Employment Security Agency
B2B
— Business to Businesse
AFTP
— Anonymous File Transfer Protocol
MLS
— Mass Layoff Statistics
RSI
— Relative Strength Indicator
IBRD
— International Bank For Reconstruction And Development (part Of The World Bank)
UTMA
— Uniform Transfers to Minors Act
MBTI
— Myers-Briggs Type Indicator
OAS
— Option Adjusted Spread
JPEG
— Joint Photographic Experts Group (24-bit image storage format)
CGMA
— Chartered Global Management Accountant
PERL
— Practical Extraction and Report Language
WIPO
— World Intellectual Property Organization
NFA
— Net Financial Assets
ICPD
— International Conference on Population and Development
NASDAQ
— National Association for Security Dealers and Automatic Quotation
B&P
— Bid & Proposal
OE
— Operating Expense
SEPG
— Software Engineering Process Group
CFIUS
— Committee on Foreign Investment in United States
ALC
— Alien Labor Certification
A&H
— Accident and health insurance
OSHA
— Occupational Safety and Health Act (1970)
BIS
— Bank of International Settlements
ATB
— Accountants Trial Balance
B2C
— Business to Consumer
FOM
— Field Operations Manual
ABMS
— Activities Based Management System
GMWB
— Guaranteed Minimum Withdrawal Benefit
STP
— Software Test Plan
FCF
— Free Cash Flow
MSRP
— Manufacturer's Suggested Retail Price
ROTA
— Return On Total Assets
PTO
— Paid Time Off
CPG
— Consumer Packaged Goods
OASDI
— Old Age and Survivors Disability Insurance
ABV
— Accredited in Business Valuation
NCUSIF
— National Credit Union Share Insurance Fund
GICS
— Global Industry Classification Standards
CFAT
— Cash Flow After Taxes
LTIP
— Long-Term Incentive Plan
UNGOMAP
— United Nations Good Offices Mission In Afghanistan and Pakistan
ECF
— Extended Care Facility
AR
— Accounts Receivable
FICA
— Federal Insurance Contribution Act
POS
— Point of Service Plan
ABP
— Average Benefit Percentage
PHR
— Professional in Human Resources Certification
BPM
— Business Performance Management
MC
— Market Capitalization
IP
— Intellectual Property
EFT
— Electronic Funds Transfer
UNISPAL
— United Nations Information System on the question of Palestine
CRUT
— Charitable Remainder Unitrust
AMPS
— Auction Market Preferred Stock
FAO
— Food and Agriculture Organization of the United Nations
DCAP
— Dependent Care Assistance Plan
SNF
— Skilled Nursing Facility
ROA
— Return on assets
JD
— Juris Doctorate
TTM
— Trailing Twelve Months
FFO
— Funds from operations
EISA
— Extended Industry Standard Architecture
GOOS
— Global Ocean Observing System (IOC, UNESCO, WMO, and ICSU)
LYON
— Liquid Yield Option Note
TPL
— Third-Party Liability
CMO
— Chief Marketing Officer
CAD
— Cash Available for Distribution
DIC
— Document Identifier Code
VSOE
— Vendor-Specific Objective Evidence
TSR
— Tactical Studies Rules
EIN
— Employer Identification Number
SEO
— Search Engine Optimizer
AFR
— Applicable Federal Rate
SIB
— Securities and Investment Board
PVGO
— Present Value of Growth Opportunities
CFA
— Committee on Food Aid Policies and Programmes
LT
— Lead Time
AIA
— American Institute of Architecture
SCM
— Supply Chain Management
FRA
— Full Retirement Age
MIME
— Multipurpose Internet Mail Extension
AAG
— Audit and accounting guides
CFA
— Chartered Financial Analyst
RR
— retention rate
ECI
— Employment Cost Index
IDA
— Industrial Development Authority
L/C
— Letter of Credit
MRPS
— Mandatorily redeemable preferred stock
BRE
— Business Reply Envelope
GST
— Goods and Services Taxation
WRA
— Weighted Risk Assets
ROAE
— Return on Assets Employed
OER
— Operation Expense Ratio
CMMI
— Capability Maturity Model Integrated
ITMP
— Information Technology Management Program
NSA
— National Safety Associates
MPEG
— Moving Picture Experts Group (International Standards Organisation/International Electrotechnical Commission)
FNMA
— Federal National Mortgage Association
CICP
— Centre for International Crime Prevention
BTT
— Business Transfer Tax
NAICS
— North American Industry Classification System
MVIC
— Market Value of Invested Capital
T&C
— Terms & Conditions
SRA
— Supplemental Retirement Annuity
EPPA
— Employee Polygraph Protection Act
BOT
— Board of Trustees
AAPC
— Accounting and Auditing Policy Committee
TEV
— Total Enterprise Value
TTD
— Temporary Total Disability
GAAS
— Generally Accepted Auditing Standards. Perhaps only marginally less contradictory than GAAP, but they do exist, honestly.
SBLI
— Savings Bank Life Insurance
CIF
— Cost, Insurance, and Freight (Paid) (shipping)
RRSP
— Registered Retirement Savings Plan (Canada; Roughly Equivalent To The IRA In The U.S.)
ACP
— Actual deferral percentage
T&D
— Training and Development
CI
— Contract Item
ACFE
— Advisory Committee on Forestry Education
CBOT
— Chicago Board of Trade
ECP
— Engineering Change Proposals
LOS
— Law Of The Sea
ESOP
— Employee Stock Option Plan
GNMA
— Government National Mortgage Association
ALTA
— American Land Title Transfer
PVFC
— Prepaid variable forward contract
WI
— Working Interest
COI
— Conflict Of Interest
PEO
— Professional Employer Organization
DRO
— Domestic Relations Order
FECA
— Federal Employer’s Compensation Act
EPS
— Earnings per share
PEG
— Price to Earnings Growth
YOY
— Year-over-year
NACUBO
— National Association of College & University Business Organizations
CODASYL
— Committee on Data Systems Languages
HECM
— Home Equity Conversion Mortgage
SS
— Safety Stock
APR
— Annual Percentage Rate
GIM
— Gross Income Multiplier
CIMC
— Certified Investment Management Consultant
WAP
— Wireless Application Protocol
RIC
— Regulated Investment Company
NFE
— Net Financial Expense
LWO
— Leave without pay
MER
— Management Expense Ratio
FMV
— Fair Market Value
GPM
— Graduated Payment Mortgage
ICSAB
— International Civil Service Advisory Board
FHLMC
— Federal Home Loan Mortgage Corporation, United States
SSA
— Social Security Administration
LCM
— Lower of Cost or Market
BOC
— Budget Object Code
IASC
— International Accounting Standards Committee
DINKS
— Dual Income, No Kids
BOA
— Basic Ordering Agreement
EBSA
— Employee Benefits Security Administration
HAFA
— Home Affordable Foreclosure Alternative program
CBCMC
— Clinical Bar Code Multidisciplinary Committee
DFEH
— Department of Fair Employment and Housing's
FMCS
— Federal Mediation and Conciliation Service
CDI
— Category Development Index
MTB
— Motor transportation broker
NAR
— National Association of Realtors
NFFE
— Nonfinancial foreign entity
FCA
— Farm Credit Administration
AFICS
— Association of Former International Civil Servants
RTW
— Right to Work
ALV
— Average Lease Value (Cars)
BTCF
— Before Tax Cash Flow
NAAS
— Network as a Service
LSE
— London Stock Exchange
ISSA
— International Securities Services Association
IASB
— International Accounting Standards Board
EVM
— Earned Value Management
WMO
— World Meteorological Organization (ICSU)
INA
— Immigration and Naturalization Act
CIP
— Capital Investment Proposal
CLUT
— Charitable Lead Unitrust
SDI
— State Disability Insurance
ICANN
— Internet Corporation for Assigned Names and Numbers
LT
— Long Terme
BPD
— barrels per day
CEMP
— Comprehensive Emergency Management Program
CEDAW
— Committee on the Elimination of Discrimination against Women
ROS
— Return on Sales
ECE
— Economische Commissie voor Europa (United Nations) (Dutch: Economic Commission for Europe)
GAAP
— Generally Accepted Accounting Principles
CUM PFD
— Cumulative preferred
TEFRA
— Tax Equity and Fiscal Responsibility Act of 1985
PIK
— Payment in Kind
CLAT
— Charitable Lead Annuity Trust
MSA
— Merit Salary Adjustment
UNDOF
— United Nations Disengagement Observer Force
NDNH
— National Directory of New Hires
PERAB
— President's Economic Recovery Advisory Board
PBGC
— Pension Benefit Guaranty Corporation
IFAD
— International Fund for Agricultural Development (UN)
DAPT
— Domestic Asset Protection Trust
CFS
— Container Freight Station
ATO
— Administrative Time Off
ABF
— Asset-Based Financing
PBT
— Profit Before Tax
NVI
— Negative Volume Index
CPIC
— Capital Planning and Investment Control
ZEN
— Zero Effort Network
CMYK
— Cyan, Magenta, Yellow, Black
SIV
— Structured Investment Vehicle
CAT
— Commercial Activity Tax
ESO
— Employee Stock Option
HFS
— Hold for sale
FACHE
— Fellow in American College of Healthcare Executives
WIP
— Work In Progress (process)
FIE
— Foreign-Invested Enterprise
DVA
— Debt value adjustment
WTO
— World Trade Organisation
CPLTD
— Current portion of long-term debt
UNVFVT
— United Nations Voluntary Fund for Victims of Torture
TAMRA
— Technical and Miscellaneous Revenue Act of 1988
USF
— Usable Square Feet
ROU
— Right of Use
CB
— Carryback
SIPC
— Securities Investor Protection Corporation
OASDHI
— Old Age, Survivors, Disability, and Health Insurance
OP
— Order Point
CSCS
— Computer Software Components
BBB
— Better Business Bureau's
VA
— Veterans Affairs
ACP
— Average Contribution Percentage
PW
— present worth
CADR
— Cash available for distribution before debt reduction
NNN
— Net Net Net
UNHCHR
— United Nations High Commissioner for Human Rights
FACCT
— Foundation for Accountability
EPCM
— Exempt-contract, percentage-of-completion method
OHCHR
— Office of the United Nations High Commissioner for Human Rights
SB/SDB
— Small Business/Small Disadvantaged Business
ALBM
— Automated Lending and Borrowing Mechanism
PBO
— Projected Benefit Obligation
SEM
— Shared-Equity Mortgage
NAFTA
— North American Free Trade Agreement
TSR
— Terminate and Stay Resident [software program]
RFPA
— Right to Financial Privacy Act of 1978
AGT
— Agent
OIOS
— Office of Internal Oversight Services
CEPS
— Cash Earnings Per Share
UCI
— Unemployment Compensation Insurance
DIO
— Days Inventory Outstanding
FPML
— Financial Products Markup Language
TRA
— Tax Reform Act
FHA
— Federal Housing Administration
BOI
— Business Object Interface
STTR
— Small Business Technology Transfer
FSLIC
— Federal Savings & Loan Insurance Corporation
IAP
— Initial advance payment
AFP
— Association for Financial Professionals
UNCC
— United Nations Compensation Commission
PSA
— Public Service Announcement (radio/TV Term)
S&P
— Standard & Poor's
PITI
— Principal, Interest, Taxes, and Insurance
UNSCEAR
— United Nations Scientific Committee on the Effects of Atomic Radiations
TRASOP
— Tax Reduction Act ESOP
UNFPA
— United Nations Fund for Population Activities (see www.unfpa.org)
XBRL
— Extensible Business Reporting Language
ABLOS
— Advisory Board on the Law of the Sea
MRQ
— Most Recent Quarter
DCAA
— (U.S.) Defense Contract Audit Agency
VAO
— Virtual Acquisition Office
FERC
— Federal Energy Regulatory Commission (U.S.)
MLD
— Market-linked deposit
DESIPA
— Department for Economic and Social Information and Policy Analysis
EBRI
— Employee Benefit Research Institute
CAM
— Common Area Maintenance (charges related to commercial leases)
FEA
— Fair Employment Act
NOI
— Net Operating Income
CVLI
— Cash Value Life Insurance
IBEW
— International Brotherhood of Electrical Workers
NSF
— Not Sufficient Funds
BCP
— Business Continuity Plan
CPHR
— California Professional in Human Resources Certification
NABA
— National Association of Black Accountants, Inc.
DDSN
— Demand-driven supply networks
ADI
— Area of Dominant Influence
CEA
— Commodity Exchange Authority
UNCSW
— United Nations Commission on the Status of Women
CO
— Compliance Officer
PUD
— Planned Unit Development
ATB
— Adjusted Trial Balance
BML
— Bean Markup Language
ECB
— European Central Bank
ICTY
— International Criminal Tribunal for the Former Yugoslavia
UNCCD
— United Nations Convention to Combat Desertification
PGI
— Potential Gross Income
HDAPT
— Hybrid domestic asset protection trust
WPI
— Wholesale Price Index
GAO
— Government Accounting Office
DIP
— Debtor In Possession
SLOB
— Separate Line of Business
CSO
— Central Statistical Organisation
IRDA
— Insurance Regulatory Development Authority
NRI
— Net Rising Index
AET
— Accumulated Earnings Tax
JEC
— Joint Economic Committee
MTTR
— Mean Time To Recovery
ADR
— Asset Depreciation Range (finance)
ACV
— Account Current Value
FRF
— Financial Reporting Framework
DOT
— Dictionary of Occupational Titles
HP
— Hewlett Packard's
CMA
— Certified Management Accountant
REA
— Return on assets
ECOMOG
— Economic Community of West African States' Monitoring Observer Group
EIC
— Earned Income Credit
CFP
— Certified Financial PlannerTM
A&S
— Accident and sickness insurance
LEC
— Local Exchange Carrier
EGI
— Effective Gross Income
CUM
— Cumulative
HRM
— Human Resource Management
OCC
— Office of the Comptroller of the Currency
PHI
— Protected Health Information
DBO
— Death Benefit Only
BOD
— Board of Directors (Budget)
SEC
— Securities and Exchange Commission (US)
B.A.
— Bachelor of Arts
GPO
— Guaranteed Purchase Option
NCCUSL
— National Conference of Commissioners on Uniform State Laws
CFTC
— Commodity Futures Trading Commission
CUSIP
— The Committee Of Uniform Security Identification Procedures
CGT
— Capital Gains Tax
FCCPA
— Federal Consumer Credit Protection Act of 1968
HHS
— Health and Human Services Department
ASPPA
— American Society of Pension Professionals & Actuaries
UNCIVPOL
— United Nations Civilian Police
ITBAT
— IT Budget Analysis Team
ECOSOC
— Economic and Social Council of the United Nations
DMFAS
— Debt Management and Financial Analysis System
ADP
— Applicable Distribution Period
ICGFI
— International Consultative Group on Food Irradiation
ECAB
— Employee's Compensation Appeals Board
UNICEF
— United Nations International Children's Emergency Fund
VAT
— Value-added taxes
EEOICPA
— Energy Employee Occupational Illness Compensation Program Act
ROC
— Rate of Change
NCUA
— National Credit Union Administration
GIC
— Guaranteed Investment Contract
UNAFRI
— United Nations African Institute for the Prevention of Crime and the Treatment of Offenders
HC
— Humanitarian Coordinator
QSF
— Qualified Settlement Fund
NOL
— Net Operating Loss
AMTFTC
— Alternative minimum tax foreign tax credit
CMSA
— Consolidated Metropolitan Statistical Area
ECOA
— Equal Credit Opportunity Act
COHRS
— Central Office Human Resources Service
ASTD
— American Society for Training and Development
STAR
— Satellite Television Asian Region, Ltd.
CDFI
— Community Development Financial Institution
ITIL
— Information Technology Infrastructure Library
AFB
— American Farm Bureau, Inc.
FAME
— Facilities Maintenance Engineering
TRUPS
— Trust Preferred Securities
REMIC
— Real Estate Mortgage Investment Conduit
CCL
— Center for Creative Leadership
HPI
— Human Poverty Index
AAGR
— Annual average growth rate
EDI
— Electronic Date Interchange
BRC
— Business Reply Card
(X)
— Export
UNCCP
— United Nations Conciliation Commission for Palestine
HC
— human capital
LR
— Labor Relations
GCOS
— Global Climate Observing System (WMO, IOC, UNEP, and ICSU)
ISO
— Incentive Stock Option
OCHA
— Office for the Coordination of Humanitarian Affairs
CISSP
— Certified Information Systems Security Professional
BAT
— Budget Advisory Team
DOM
— Distributed Order Management
LTI
— Long-term incentive
VIE
— Variable Interest Entity
DSPP
— Direct Stock Purchase Plan
PDA
— Payday Advance Loan
C&B
— Compensation and Benefits
ESL
— English as a second language
TC
— Trusteeship Council (UN)
HCM
— Human Capital Management
C2C
— Customer to Customer
TESSA
— Tax-Exempt Special Savings Account
SARSEP
— Salary Reduction Simplified Employee Pension Plan
NAC
— National Acquisition Center
UNOGBIS
— United Nations Peace-Building Support Office in Guinea-Bissau
CHL
— Customs house license
LTO
— Long-Term Option
SPD
— Summary Plan Description
JTPA
— Job Training Partnership Act
RJP
— Realistic Job Preview
PTP
— Publicly Traded Partnership
AATF
— Airport and Airway Trust Fund
NCSA
— National Center for Supercomputing Applications
UTLZTN
— Utilization
RAN
— Revenue Anticipation Note
BIA
— Business Impact Analysis
LHWCA
— Longshore and Harbor Worker’s Compensation Act
UDITPA
— Uniform Division of Income for Tax Purposes Act
FIA
— Federal Insurance Administration
AML
— Adjustable Mortgage Loan
MSER
— Multi-state Employer Registration
QSPE
— Qualified special purpose entity
RO/RL
— Rool on/roll off
RSA
— Rivest-Shamir-Adleman
RCN
— Replacement Cost New
BDI
— Brand Development Index
FMR
— Fair Market Rental
IOS
— International Organization for Standards
0DSAC
— 90 days, same as cash
NPA
— Non-Performing Assets
WCEFA
— World Conference on Education for All
EMV
— Europay, Master Card and Visa
VWAP
— Volume-weighted average price
QBU
— Qualified Business Unit
FCB
— Foote Cone & Belding
BCFD
— Billion Cubic Feet per Day
PCE
— Personal consumption expenditure; personal consumption expenditure deflator
NRMLA
— National Reverse Mortgage Lenders Association
UNCT
— United Nations Country Team
TIF
— Tax Increment Financing
YRT
— Yearly Renewable Term
RESPA
— Real Estate Settlement Procedures Act
PING
— Pocket Internet Gopher
AD & D
— Accidental Death and Dismemberment
CEBS
— Certified Employee Benefits Specialist
P&G
— Proctor and Gamble
CETA
— Comprehensive Employment and Training Act of 1975
FITW
— Federal Income Tax Withholding
HRD
— Human Resource Development
USRPHC
— U.S. real property hodling corporation
SMSA
— Standard Metropolitan Statistical Area
UNCED
— United Nations Conference on Environment and Development
SDVOSB
— Service-Disabled Veteran-Owned Small Business
CCPOQ
— Consultative Committee on Programme and Operational Questions
B&O
— Business and Occupation
ACW
— African Centre for Women
GR
— General Revenue
ACABQ
— Advisory Committee on Administrative and Budgetary Questions
AFC
— Average fixed costs
ACFR
— Advisory Committee on Fishery Research
QME
— Qualified Medical Examiner
CNS
— Continuous Net Settlement
INS
— Immigration & Naturalization Service
IRMAA
— Income Related Medicare Adjustment Amount
WFC
— World Food Council
WRAEA
— Workforce Reinvestment and Adult Education Act
TAB
— Tax Anticipation Bill
CIA
— Certified Internal Auditor (US)
SSD
— Social Security Disability
WTW
— Welfare-to-Work
CSA
— Cost Sharing Arrangement
CAPS
— Convertible Adjustable Preferred Stock
CFOC
— Chief Financial Officers Council
UNOMIL
— United Nations Observer Mission In Liberia
HWRP
— Hydrology and Water Resources Programme
BPO
— Bargain Purchase Option
UNOCHA
— United Nations Office for the Coordination of Humanitarian Affairs
UNCDF
— United Nations Capital Development Fund
PM
— Performance Management
UNDAF
— United Nations Development Assistance Framework
USRPI
— U.S. real property interest
GASB
— Governmental Accounting Standards Board
ICQ
— Internal Control Questionnaire
F&F
— Furniture & Fixtures
PAAS
— Platform-as-a-Service
ACRB
— Architectural Change and Review Board
VWAP
— Value Weighted Average Price
CLU
— Chartered Life Underwriter
OD
— Organizational Development
FUTA
— Federal Unemployment Tax Act
NACM
— National Association of Credit Management
NIOSH
— National Institute of Occupational Safety and Health's
SSI
— Supplemental Security Income
NFTC
— National Foreign Trade Council, Inc.
MBE
— Mortgage banking enterprise
ITSM
— Information Technology Service Management
QPRT
— Qualified Personal Residence Trust
SUA
— Convention for the Suppression of Unlawful Acts Against the Safety of Maritime Navigation
SSVS
— Statement on Standards for Valuation Services
ASEAN
— Association of South East Asian Nations
AMCD
— Audit and Management Consulting Division
ISO
— International Standard Organisation
SBRB
— Small Business Research Board
CEA
— Chief Enterprise Architect
CLA
— Cross-Licensing Agreement
FAS
— Financial Accounting Standards
KSA
— Knowledge, Skills, Abilities
BRICS
— Brazil, Russia, India, China and South Africa
FEI
— Financial Executives Institute
ADP
— Attention Dial Pulse
CEBS
— Certified Employee Benefit Specialist
ITSD
— Information Technology Services Division
YAHOO
— You Are Hazy Over Oranges
SAAR
— Seasonally Adjusted Annual Rate
ATU
— Annual Tax Unit
COLI
— Cost of Living Index
UNEF
— United Nations Emergency Force
IRP
— Industry Risk Premium
ZBB
— Zero-based budgeting
PSI
— Performance Salary Increase
CSV
— Cash Surrender Value
SCM
— Supply Chain Management
FVO
— Fair Value Option
ADAS
— Associate Deputy Assistant Secretary
NAPAT
— National Association for Private Annuity Trusts
CCI
— Consumer Confidence Index
BONUCA
— United Nations Peace-Building Office in the Central African Republic
SHRM
— Society for Human Resource Management's
SMLLC
— Single Member Limited Liability Company
OCBOA
— Other Comprehensive Basis of Accounting
VUL
— Variable Universal Life
NNTP
— Network News Transport Protocol (ATM)
F2F
— Face-to-Face Meeting
ITAC
— Information Technology Advisory Committee
HCTC
— Health Coverage Tax Credit
PE
— Price to Earnings Ratio
Y/Y
— Year-over-year
CPFFC
— Cost-plus-fixed-fee contract
WIDER
— United Nations University World Institute for Development Economics Research
AFN
— Additional Funds Needed
MBS
— mortgage backed security
CRC
— Committee on the Rights of the Child
ZAW
— Zero Administration for Windows
DKNY
— Donna Karan New York
DB
— Defined Benefit (retirement Plan; For Example, A Pension)
UNPD
— United Nations Population Division
DAF
— Donor Advised Fund
SEP
— Simplified Employee Pension
ESA
— Employment Standards Administration
MEWA
— Multiple Employer Welfare Arrangement
IFC
— International Finance Corporation
AFTS
— Automatic Funds Transfer Services
CCPA
— Consumer Credit Protection Act
IAM
— Identity and Access Management
SBAP
— Small Business Assistance Program
3COM
— Computer, Communications and Compatibility
PCAOB
— Public Company Accounting Oversight Board
VSOP
— Very Special Old Pale
SSUTA
— Streamlined Sales and Use Tax Agreement
IDNDR
— International Decade for Natural Disaster Reduction
EPROM
— Electrically Programmable Read Only Memory
VOPAN
— Voice Pitch Analysis
UNCTAD
— United Nations Conference on Trade and Development
ICSC
— International Civil Service Commission
LTA
— Long-Term Agreement
EA
— Electronic Arts Inc (NASDAQ Stock Exchange [NASDAQ])
WPP
— Wire and Plastic Products
FLP
— Family Limited Partnership
FICCI
— Federation of Indian Chamber of Commerce and Industry
SAT
— Scholastic Aptitude Test
FOK
— Fill-or-kill order
CBFA
— Committee on Budget, Finance and Administration
TWA
— Time Weighted Averages
TVI
— Trade Value Index
MCC
— Mortgage Credit Certificate
VHA
— Veterans Health Administration's
QWL
— Quality of Work Life
DNAMTI
— Distributable Net Alternative Minimum Taxable Income
SMI
— Supplemental Medical Insurance (US Medicare Part B)
SFOR
— Stabilization Force
WRLDWD
— Worldwide
UNOHCI
— United Nations Office of the Humanitarian Coordinator for Iraq
PAM
— Pledged Account Mortgage
GLA
— Gross Leaseable Area
UIC
— Unemployment Insurance Commission (Canada, archaic)
OLA
— Office of Legal Affairs
EMIF
— Emerging Issues Task Force
BPC
— Business Planning Cycle
BSNL
— Bharath Sanchar Nigam Limited
AIME
— Average Index Monthly Earnings
SRSG
— Special Representative of the Secretary-General
IAG
— International Auditing Guidelines
POP
— Public Offering Price
ETC
— Estimate To Completion
ITS
— Intermarket Trading System
GTL
— Group Term Life Insurance.
CSUM
— Common Security User Manager
TRNSFR
— Transfer
GSTP
— Global System of Trade Preferences
UNSO
— United Nations Sudano-Sahelian Office
FASAC
— Financial Accounting Standards Advisory Committee
PIM
— Product Information Management
GTOS
— Global Terrestrial Observing System
ABC
— Audit Bureau of Circulations Inc.
IETC
— International Environmental Technology Centre
EFW
— Electronic Funds Withdrawal
AFE
— Average Funds Employed
AUI
— Auxiliary Unit Interface
FMRR
— Financial Management Rate of Return
GAGAS
— Generally Accepted Government Accounting Standards
SAS
— Statement of Accounting Standards
MTL
— Multi-Level Marketing
ILC
— International Law Commission
FACT
— Fair and Accurate Credit Transactions Act of 2003
SWT
— State witholding tax
IAF
— Inflation Adjustment Factor
UPE
— Unreimbursed Partnership Expenses
DMB&B
— D'arcy Masius Benton & Bowles
TBC
— To Be Contested
UNAMIR
— United Nations Assistance Mission for Rwanda
GRID
— Global Resource Information Database (UNEP)
ERM
— Enterprise Resource Management
COL
— Cost Of Living
HSBC
— Household Bank Corporation
DVOP
— Disabled Veterans Outreach Program
VEBA
— Voluntary Employees' Beneficiary Association
F/K/A
— Formally known as
FMOC
— Federal Open Market Committee
S&L
— Savings and Loan
IAB
— Internet Advertising Bureau
CSPN
— College Savings Plan Network
COFI
— Cost of Funds Index
PIPE
— Public investment in private equity
CPP
— Cost Per rating Point
CAPP
— Cash Account Pension Plan
GPHR
— Global Professional in Human Resources
ADS
— Alternative Depreciation System
ESAF
— Enhanced Structural Adjustment Facility
IHRIM
— International Association of Human Resource Information Management
UC
— Unemployment Compensation
CPCU
— Chartered property and casualty underwriter
HRIS
— Human Resources Information System
LAIA
— Latin American Integration Association
MSP
— Managed Service Provider
UNCHS
— United Nations Centre for Human Settlements
ROC
— Return on Capital
FCCC
— For the Framework Convention on Climate Change
COSO
— Committee of Sponsoring Organizations
UNIFIL
— United Nations Interim Force In Lebanon
MAGI
— Modified Adjusted Gross Income
CEU
— Continuing Education Unit
PT
— Part-Time
FEIN
— Federal Employment Identification Number
DTCC
— Depository Trust & Clearing Corp
CBL
— Common Business Language
VOCC
— Vessel Operating Common Carriers
SMA
— Separately Managed Account
UNOSOM
— United Nations Operation in Somalia
GAAC
— Government Accounting and Auditing Committee
I-9
— I-9 Form
TSP
— Thrift Savings Plan
CSA
— Capital Support Agreements
MHAEA
— Mental Health and Addiction Equity Act
CSEMO
— Corporate Senior Executive Management Office
EAR
— Export Administration Regulations
OOB
— OOS out of business
PMV
— Private Market Value
ZEBRA
— Zero-balance reimbursement account
OTB
— Off-Track Betting
UNCITRAL
— United Nations Commission On International Trade Law
UNCRD
— United Nations Centre for Regional Development
CEA
— Council of Economic Advisors
OER
— Owner's equivalent rent
FBAR
— Foreign Bank & Financial Account
MCC
— Merchant category codes
INCB
— International Narcotics Control Board
CPDO
— Constant Proportion Debt Obligation
UNRISD
— United Nations Research Institute for Social Development
SDNP
— Sustainable Development Networking Programme
MOTO
— Mail order-telephone order
QNEC
— Qualified nonelective contributions
LDI
— Liability Driven Investment
HRA
— Health Reimbursement Account
LLTC
— Limited liability trust company
FAAS
— Financial Assurance and Accountability Standards
NRD
— Normal Retirement Date
BPO
— Business Process Optimization
COP
— Conference of the Parties
ICRA
— Investment Information and Credit Rating Agency
CPC
— Committee for Programme and Coordination
VEVRA
— Vietnam-Era Veterans Readjustment Act
CIK
— Central index keys
LEI
— Leading Economic Indicators
CCOP
— Coordinating Committee for Coastal and Offshore Geoscience Programmes in East and South East Asia
RIPA
— Retirement Income Policy Act
OR
— Operations research
WHD
— World Habitat Day
SPE
— Special Purpose Entity
RR
— Revenue Ruling
CCSQ
— Consultative Committee on Substantive Questions
UNOMIG
— United Nations Observer Mission In Georgia
CHRC
— Canadian Human Rights Commission
AE
— Actual Expense
OSBDU
— Office of Small and Disadvantaged Business Utilization
LEAF
— Logistics, Engineering, Acquisition, and Finance
IMR
— Information Management Research
DIT
— Deposit in Transit
ACII
— American Association of Individual Investors
OSSG
— Office of the Spokesman for the Secretary-General
FALD
— United Nations Field Administration and Logistics Division
GAAFR
— Governmental Accounting, Auditing, and Financial Reporting
DAN
— Depositor Account Number
UNIIMOG
— United Nations Iran-Iraq Military Observer Group
UNIPTF
— United Nations International Police Task Force
HRA
— Health Reimbursement Arrangement
OI&T
— Office of Information and Technology
TSA
— Tax-sheltered annuity
AC
— Acceleration Clause
SCA
— Service Contract Act
NDA
— Nondisclosure Agreement
SBBA
— Sales and Buy-Back Agreement
MMC
— Money market certificate of deposit
UNTMIH
— United Nations Transitional Mission in Haiti
ILO
— International Labor Organization (UN)
P&I
— Principle and interest payment
ALBCC
— Account Level Budget Cost Center
ATNOLD
— Alternative Minimum Tax Net Operating Loss Deduction
SMM
— Summary of material modifications
ERM
— Enterprise Risk Management
CPI-W
— Consumer Price Index for Urban Wage Earners and Clerical Workers
DAW
— Division for the Advancement of Women
DUS
— Dollar Unit Sampling
TN
— Temporary Visa
XML
— Extended Markup Language
OR
— Operating revenue
EOLI
— Employer owned life insurance
EAC
— Employee Advisory Committee
WAI
— Wealth Added Index
SEPED
— Social Development and Poverty Elimination Division
ITLO
— Information Technology Logistics Office
IGE
— Intergovernmental Group of Experts
NEO
— New and Emerging Occupations
NAVA
— National Association for Variable Annuities
DTP
— Data Transfer Program
DAP
— Direct Access Program
QR
— Quality Review
CEOSH
— Center for Engineering & Occupational Safety and Health
UNOMUR
— United Nations Observer Mission Uganda-Rwanda
CFIA
— Competency Framework for Internal Auditing
A&I
— Accident and Indemnity
AGGG
— Advisory Group on Greenhouse Gases
UNJSPF
— United Nations Joint Staff Pension Fund
PJ
— Purchases journal
CRAFT
— Computerised Relative Allocation of Facilities Techniques
HRIS
— Human Resource Information System
SSBIC
— Specialized Small Business Investment Company
NMFC
— National Motor Freight Classification
SDD
— Software Design and Development
RMBS
— Residential mortgage backed securities
NAIC
— National Association of Insurance Commissioners
TTL
— Total Linhas Aéreas
WHCRA
— Women’s Health and Cancer Rights Act of 1998
GEENET
— Global Environmental Epidemiology Network
FRS
— Functional Requirements Specifications
APB
— Accounting Principles Board's
INSTRAW
— International Research and Training Institute for the Advancement of Women
KYC
— Know-your-customer
BET
— Business entity tax
QTIP
— Qualified Terminable Interest Property
FSP
— FASB Staff Position
HROD
— Human Resources and Organizational Development
GSR
— General Securities Representative
SRPM
— Stated Redemption Price at Maturity
GEF
— Global Environmental Facility (environment)
D&B
— Dun & Bradstreet
CHRC
— Criminal History Records Check
SWOT
— Strengths, Weaknesses, Opportunities and Threats
CBI
— Compliance and Business Integrity
CIPP/G
— Certified Information Privacy Professional/Government
UNTAC
— United Nations Transitional Authority in Cambodia
DOCO
— Development Operations Coordination Office
ULPA
— Uniform Limited Partnership Act
UCR
— Usual, customary, and reasonable
CAA
— Congressional Accountability Act
LLDIE
— Limited life debt investment entity
SOV
— Share Of Voice
HCSA
— Health Care Spending Account
HR&A
— Human Resources and Administration
FMC
— Federal Maritime Commission's
CCHR
— Canadian Council on Human Resources
BIRLS
— Beneficiary Identification Records Locator Subsystem
BRD
— Business Requirements Documentation
IDS
— Income Deposit Securities
INC.
— Incorporated
LCL
— Less than Carload Lot
PWBA
— Pension and Welfare Benefits Administration
VXML
— Voice eXtensible Markup Language
C&D
— Cease and Desist
GAO
— General Accountability Office
AAA
— Authentication, Authorization & Access
STF
— Summary Tape File
CNC
— Currently Not Collectible
EDA
— Economically Depressed Area
MLA
— Minimum Liquid Assets
LMA
— Labor Market Area
ECR
— Executive Conference Room
EPTA
— Expanded Programme of Technical Assistance
CPP
— Consumer Preferences and Policy
WARN
— Worker Adjustment and Retraining Notification Act of 1988
CPO
— Chief of Purchasing Office
IPA
— Inflation Protected Annuity
VISN
— Veterans Integrated Service Network
AGFFA
— Advisory Group on Financial Flows to Africa
NFIB
— National Federation of Independent Business
PTAC
— Procurement Technical Assistance Center
DITE
— Division on Investment, Technology and Enterprise Development
BAA
— Business Associate Agreement
ILC
— Industrial Loan Company
NPT
— Non-Proliferation Treaty
USPAP
— Uniform Standards of Professional Appraisal Practice
SSDI
— Social Security Disability Insurance
CSR
— Corporate Social Responsibilty
QJSA
— Qualified Joint and Survivor Annuity
DWC
— Days working capital
MP3
— Moving Pictures Experts Group 1 Audio Layer 3
LCC
— Life Cycle Cost
SBD
— Small Disadvantaged Business
PEC
— Potential earnings converted
NCCI
— National Council on Compensation Insurance
BRM
— Business Reference Model
ABS
— Asset Based Securitization
UCR
— Usual, Customary and Reasonable Fees
C&I
— Commercial and industrial customers (Electricity transmission)
IDB
— Industrial Development Bond
NABARD
— National Bank for Agricultural and Rural Development
SITW
— State income tax withholding
IAPSO
— Inter-Agency Procurement Services Office
NRF
— National Retail Federation
UNV
— United Nations Volunteers Programme
TILA
— Truth In Lending Act
RFA
— Regulatory Flexibility Act (US)
UNOMSIL
— United Nations Observer Mission in Sierra Leone
F&C
— Free and Clear
CFC
— Court of Federal Claims
CSO
— Chief Security Officer
RFM
— Rcency, Frequency, Monetary Analysis
EBP
— Employee Benefits Plan
EPA
— Expanded Programme of Assistance
ADP
— Automatic Data Processor
CGL
— Comprehensive General Liability
DBPP
— Defined Benefit Pension Plan
STD
— Short-term disability
AFN
— Annual Funding Notice
USOA
— Uniform system of accounts
IEC
— Inter Exchange Carrier
ITMRA
— Information Technology Management Reform Act (Part of the Clinger-Cohen Act)
CEA
— Certificate of Educational Achievement
OCR
— Overall Capitalization Rate
LRO
— Labor Relations Officer
GMIB
— Guaranteed Minimum Income Benefit
ESS
— Employee Self-Service System
UNSCOM
— United Nations Special Commission for the Elimination of Iraq's Weapons of Mass Destruction
HCIP
— Harmonized Index of Consumer Pricing
CTI
— Computer/Telephone Integration
TUR
— Total Unemployment Rates
BNIB
— Business Needs and Investment Board
ESOT
— employee stock ownership trust
P/E
— Price-to-earnings ratio
HRLY
— Hourly
TPS
— Transaction processing services
RWA
— Risk Weighted Asset
OGC
— Office of the General Counsel
COE
— Certificate of Eligibility
IDB
— Industrial Development Board
MTNL
— Mahanagar Telephone Nigam Limited
CRPC
— Chartered Retirement Planning Counselor
MDIB
— Minimum Distribution Incidental Benefit
SPHR
— Senior Professional Human Resources
IBC
— Independent Breweries Company (original manufacturer of IBC Root Beer)
ASCI
— Advertising & Standards Council of India
AFSCME
— American Federation of State, County and Municipal Employers
VOB
— Veteran-Owned Business
BCA
— Board of Contract Appeals
SPAC
— Special-purpose acquisition company
BCAG
— Business Community Advisory Group
SBLF
— Small Business Lending Fund
FASIT
— Financial asset securitization investment trusts
ING
— Internationale Nederlanden Group (a Financial Company)
PFR
— Portable Font Resource
LTD
— Limited
GIWA
— Global International Waters Assessment
LLIC
— Limited liability investment company
ASHHRA
— American Society for Healthcare Human Resources Administration
SSBCI
— State Small Business Credit Initiative
CPE
— Continuing Professional Educational
TPA
— Third Party Administrator
UNDAW
— United Nations Division for the Advancement of Women
PPE
— Property, Plant and Equipment
ROFR
— Right of First Refusal (finance)
WCC
— World Climate Conference
AWL
— Actual Wage Loss
CTJ
— Citizens for Tax Justice/Institute on Taxation and Economic Policy
IFOR
— Implementation Force
GINA
— Genetic Information Nondiscrimination Act of 2007
NMHPA
— Newborns’ and Mothers’ Health Protection Act
TPRB
— Trade Policy Review Body
TOD
— Transfer on death
LMI
— Lender's mortage insurance
UNDHL
— United Nations Dag Hammarskjölds Library
PPA
— Pension Protection Act of 1987
ACLI
— American Council of Life Insurance
ADA
— Associate Deputy Administrator
SME
— Small- to medium-sized entities
PCS
— Post-contract customer support
MSPR
— Medicare Secondary Payer Rules
MSRB
— Municipal Securities Rulemaking Board
IRD
— Income in respect of a decedent
CF
— Cash Flow
SHD
— Sustainable Human Development
VBIA
— Veterans Benefits Improvement Act of 2004
A/S
— Account sales
ARB
— Accident Review Board
EAPA
— Employee Assistance Professionals Association, Inc
PRP
— Preferred Risk Policy
EDGAR
— Electronic Data Gathering, Analysis and Retrieval
ASR
— Accelerated Stock Repurchase
SIC
— Standard industrial clssification
NAO
— National Administrative Offices
GPML
— Global Programme Against Money Laundering
ODCF
— Owner's Discretionary Cash Flow
BAN
— Bank anticipation notes
TDB
— Temporary Disability Benefits
PBA
— Pending bank approval
ASBL
— American Small Business League
DGAACS
— Department of General Assembly Affairs and Conference Services
LTC
— Long-Term Care
DII
— Days in Inventory
BEIT
— Business Enterprise Income Tax
TEA
— Technology-enabled auditing
MPPAA
— Multiemployer Pension Plan Amendments Act
QE
— Quarter Ending
FPO
— Fruit Products Order
SSD
— Social Security Disability
IASA
— Internation Air Shipper's Association
BCS
— Business Case Study
FRA
— Federal Reserve Act
AWW
— average weekly wage
USAA
— United Services Automobile Association's
CS
— Cost-Sharing
MOF
— Ministry Of Finance
GAW
— Guaranteed Annual Wage
UNMACC
— United Nations Mine Action Coordination Centre
WHYCOS
— World Hydrological Cycle Observing System
STOLI
— Stranger-originated life insurance
QIE
— Domestically controlled qualified investment entity
C&A
— Certification & Authority
NPL
— Nonperforming loan
PE
— Printer Error
FAC-C
— Federal Acquisition Certification in Contracting
IFUP
— International Forum on Urban Poverty
NASDR
— National Association of Securities Dealers Regulation
NSBA
— National Small Business Association
OOH
— Occupational Outlook Handbook
IREA
— Intermountain Rural Electric Association
JPO
— Junior Professional Officer
DPSP
— Deferred Profit Sharing Plan
ECN
— Electronic Communications Network
MST
— Marketable Securities Tax
J&S
— Joint and Survivorship
EM
— Emergency Loan Program
SOBO
— Small Office Business Office
NASBA
— National Association of State Boards of Accountancy
MOD
— Manufacturing on demand
D/L
— Demand loan
SIFMA
— Securities Industry and Financial Markets Association
R/E
— Retained earnings
UTC
— Uniform Trust Code
MUD
— Multiple User Dungeon
IAS
— International Accounting Standards
BIOLAC
— United Nations University Programme for Biotechnology in Latin America and the Caribbean
ICM
— Incentive Compensation Management
SEPHA
— Special Emergency Programme for the Horn of Africa
PCE
— Pre-existing Condition Exclusion
TOFC
— Trailer On Flat Car
IFEBP
— International Foundation of Employee Benefit Plans
E&P
— Earnings & Profits
UNTAES
— United Nations Transitional Administration for Eastern Slavonia, Baranja and Western Sirmium
HRMS
— Human Resource Management System
EMP
— Environmental Planning and Management
UNZAP
— United Nations Zambia Assistance Programme
SPX
— Standard and Poor’s Index
RDMHQ
— Rapidly Deployable Mission Headquarters
HCO
— Health Care Organization
UNISTE
— United Nations International Symposium on Trade Efficiency
GEM
— Growing Equity Mortgage
UNCA
— United Nations Correspondents Association
LDP
— Last Day Paid
EBRI
— Employee Benefits Research Institute
DM
— Department of Management
PCM
— Percentage-of-completion method
QREC
— Quality Review Executive Committee
FO
— Foreign to occupation
SECA
— Self-Employment Contributions Act
APIC
— Additional paid-in capital
CFM
— Construction Facility Management
SFAS
— Statements of Financial Accounting Standards
FMHA
— Farmers Home Administration
NRA
— Non-Resident Alien
ECM
— Enterprise Content Management
URLA
— Uniform Residential Loan Application
ARD
— Actual retirement date
ZEN
— Zero Engine Noise
DFI
— Derivative Financial Instrument
DRPC
— Division for Resources Planning and Coordination
XFRML
— XML based Financial Reporting Markup Language
BLBA
— Black Lunch Benefits Act
TAA
— Trade Adjustment Act
ELI
— Equity Linked Investments
TALF
— Term Asset-Backed Securities Loan Facility
CUM DIV
— Cumulative dividend
WKLY
— Weekly
FSA
— Farm Service Agency
UNSMIH
— United Nations Support Mission In Haiti
CFBT
— Cash flow before taxes
DAC
— Delivery Against Cost
L/V
— Loan-to-value ratio
HCA
— head of contracting activity; humanitarian and civic assistance
SBA
— Small Business Administrations
ISO
— Independent Sales Organization
AIC
— Architecture and Infrastructure Committee
OSDBU
— Office of Small and Disadvantaged Business Utilization
UNDCP
— United Nations International Drug Control Programme
HRCI
— Human Resource Certification Institute
ITC
— International Trade Center
M&A
— Merger & Acquisition
DBIC
— Data Base Integration Committee
DSI
— Discretionary Salary Increase
EBO
— Employee Buyout
UNCJIN
— United Nations Crime and Justice Information Network
UNOG
— United Nations Office at Geneva
ILM
— Industrial Light and Magic, Inc.
CRM
— Credit Risk Management
DSW
— Discount Shoe Warehouse
ROTC
— Reserve Officer Training Corporation
UNOVER
— United Nations Observer Mission to Verify the Referendum in Eritrea
PVT
— Persons Viewing Television
TAT
— Total asset turnover
ALC
— Agency Location Code
EB
— Extended Benefits
SLA
— Share lending agreement
CFRS
— Carry Forward in Rolling Settlement
SBJPA
— Small Business Job Protection Act of 1996
LC
— Limited Company
GRC
— Goverance, risk and compliance
UNSD
— United Nations Statistic Division
NIPA
— National income and product accounts
EPLI
— Employee practices liability insurance
CCR
— Central Contractor Registeration
NAEA
— National Association of Enrolled Agents
CBRS
— Currency banking and retrieval system
UNITAR
— United Nations Institute for Training and Research
APOC
— Administrative Point of Contact
HARP
— Home Affordable Refinance Program
CAMPS
— Cumulative Auction Market Preferred Stock
IRB
— Internal Revenue Bulletin
CHFC
— Chartered Financial Consultant
CWHSSA
— Contract Work Hours and Safety Standards Act
JAIN
— Joint American Indian Network
GAW
— Global Atmosphere Watch (WMO)
CEIS
— Corporate Executive Information System
UNMAS
— United Nations Mine Action Service
STIP
— Short-Term Industry Projections
BPM
— business process management
SHOP
— Small Business Health Options Program
PEP
— Personal Exemption Phaseout
MBA
— Masters of Business Administration
FLC
— Foreign Labor Certification
CISC
— Common Instruction Set Computer
WRC
— World Radiocommunication Conference
ALA
— American Legion Auxiliary
DGFT
— Director General of Foreign Trade
EIC
— Earned Income Tax Credit
ARS
— Auction Rate Securities
DDB
— Doyle Dane Bernbach
SLS
— Sales
SBIR
— Small Business Innovation and Research
IDS
— International Development Strategy
VRM
— Variable Rate Mortgage
A&A
— Assessment and Accreditation
UNFALD
— United Nations Field Administration and Logistics Division
IIOP
— Internet Inter operable ORB Protocol
UNL
— Universal Networking Language
IPS
— Inflation Protected Security
FWCW
— United Nations Fourth World Conference on Women
CEHIST
— Center for Evaluation of Healthcare Information Systems & Technology
SSARS
— Statement on Standards for Accounting and Review Services
EDA
— Economic Development Administration's
DUA
— Disaster Unemployment Assistance
BQ
— Best Qualified
CDS
— Credit default swaps
PRA
— Paperwork Reduction Act of 1980
UDR
— Unused development rights
DEFRA
— Deficit Reduction Act
CALS
— Continuous Acquisition Lifecycle Support
LTD
— Long Term Insurance
ESOT
— Employee Stock Ownership and Trust
ISM
— Interactive Studio Management
CBO
— Chief Business Office
KSA
— Knowledge Skills or Abilities
ODCCP
— United Nations Office for Drug Control and Crime Prevention
SSOP
— Second Surgical Opinion Program
SDVOB
— Service-disabled veteran owned business
PM
— Profit Margin
CHB
— Custom House Broker
UNTEA
— United Nations Temporary Executive Authority
UNOMSA
— United Nations Observer Mission in South Africa
CEIT
— Comprehensive business income tax
MSPA
— Migrant and Seasonal Agriculture Worker Protection Act
ISMUN
— International Student Movement for the United Nations
CE
— Continuing Education
SSTP
— Streamlined Sales Tax Project
IBDOEI
— Income before discontinued operations and extraordinary items
BDI
— Behavioral Description Interview
WIA
— Workforce Investment Act
UFW
— United Farm Workers
ALBRS
— Automated Lending and Borrowing in Rolling Settlement
UNSC
— United Nations Security Council
USERRA
— Uniform Services Employment and Reemployment Rights Act
CDR
— Centre for Documentation and Research
FT
— Full-Time
OFCCP
— Office of Federal Contract Compliance Programs
NATP
— National Association of Tax Professionals
OCP
— Overland Common Point
CCISUA
— Coordinating Committee of International Staff Unions and Associations of the United Nations System
IUC
— Information Unit for Conventions
AC
— Associate Chief of Staff
BOC
— Business Operations Committee
UNMIBH
— United Nations Mission in Bosnia and Herzegovina
SAM
— System for Award Management
CODI
— Cancellation of Debt Income
IOLTA
— Interest on Lawyer's Trust Account
SITC
— Standard International Trade Classification
DBA
— Davis-Bacon Act
BREP
— Business Requirements Engineering Process
FEP
— Fair employment practice
PIA
— Primary Insurance Amount
MTM
— Market to Market
CESCR
— Convention on Economic, Social and Cultural Rights
AMC
— Appraisal Management Companies
UNMIH
— United Nations Mission In Haiti
MTHLY
— monthly
NCAO
— National Cemetery Area Office
UNREO
— United Nations Rwanda Emergency Office
LAC
— Division for Latin America and the Caribbean
PM PAR
— Program Management Policy, Assessment, and Reporting
DK
— Dorling Kindersley
DIMA
— Division of Information Management and Analysis
DSPE
— Deputy Senior Procurement Executive Known
RET
— Retirement earnings test
COBRA
— Common Object Request Broker Architecture
ICDC
— International Child Development Centre
CSA
— Common Services Architecture
WPRO
— Western Pacific Regional Office
POC
— Pacific Operations Centre
SLE
— Single lease expense
MSFW
— Migrant and Seasonal Farm Worker
WBG
— World Bank Group
ODPR
— Office for Displaced Persons and Refugees
EPLI
— Employment Practices Liability Insurance
GWAC
— Government Wide Acquisition Contract
DPGA
— Deferred Payment Gift Annuity
TCPC
— Technical Committee for Programme and Coordination
FEP
— Fair Employment Practices
KFOR
— UN Kosovo Force
GAS
— Governmental Accounting Standards
CRISIL
— Credit Rating Investment Services India Limited
CBHCO
— Community-Based Health Care Organization
UNFCCC
— United Nations Framework Convention on Climate Change
AETF
— African Emergency Task Force
ARR
— Average Rate of Return
NCO
— Net chargeoffs
DUSHOM
— Deputy Under Secretary for Health for Operations and Management
SFO
— Solicitatio for offers
QR
— Quarterly Report
LTCG
— Long-term capital gain
CI
— Control Item
BCBS
— Blue Cross/Blue Shield
OIP
— Office of the Iraq Programme
IMRO
— Investment Management Regulatory Organisation
BRB
— Benefit Review Board
FELA
— Federal Employment Liability Act
DBIA
— Database Integration Agreement
EAO
— Executive and Administrative Office
BPC
— Budget Priority Committee
NRV
— Net recoverable value
VA
— Variable Annuity
EBSA
— Employee Benefit Security Administration's
PE
— Pass-through entity
RDC
— Remote Deposit Capture
EPAU
— Evaluation and Policy Analysis Unit
VOSB
— Veteran-Owned Small Business
ODDS
— Online Data Delivery System
VAL.
— Value
CEFU
— Continuing Education Field Unit
NAALC
— North American Agreement on Labor Cooperation
PTA
— Preferential Trade Arrangement
VWPX
— Volume Weighted Price Uncrossing
DSPD
— Division for Social Policy and Development
IEFR
— International Emergency Food Reserve
FSR
— Financial Strength Rating
UNDG
— United Nations Development Group
PPA
— Paperwork Reduction Act
I&A
— Interest and amortization
EAP
— Employee Assistance Plan
EPPG
— Emergency Prevention and Preparedness Group
ULP
— Unfair Labour Practices
LDW
— Last Day Worked
NUA
— Net Unrealized Appreciation
PERC
— Premiums, earnings and reasonable charges
JCT
— Joint Committee on Taxation
USC
— United States Code
ICS
— Information Centres Services
WPPDA
— Welfare and Pension Plan Disclosure Act
PKO
— Peace-Keeping Operation
CRSR
— Congressional Research Service Report
TCOE
— Total Cost of Equity
ICC
— International Chamber of Commerce
SAMS
— Systemic Advocacy Management System
RPO
— Recruitment process outsourcing
SROI
— Subsequent Report of Injury
VBA
— Veterans Benefit Administration
OIS
— Overnight Index Swaps
BHC
— Bank Holding Company
OHCA
— Organized Health Care Arrangement
WCP
— World Climate Programme (WMO/ICSU)
UNSCO
— Office of the United Nations Special Coordinator for the Middle East
PDA
— Public Displays of Affection
UNIDO
— United Nations Industrial Development Organization
DUSB
— Deputy Undersecretary for Benefits
AIR
— Assumed Investment Rate
PCB
— Programme Coordination Board
USTC
— United States Tax Court
POCS
— Points of Contact
UAW
— United Auto Workers
SBI
— Site Build It
LCD
— Labor Cost Distribution
GIPS
— Global Investment Policy Standards
PMSA
— Primary Metropolitan Statistical Area
OTI
— OSHA Training Institute
USPTO
— U.S. Patent and Trademark Office
OES
— Occupational Employment Statistics
BKPR
— Be Kind, Please Rewind
NRA
— Normal Retirement Age
UNIPOM
— United Nations India-Pakistan Observation Mission
RFB
— Request For Bid
SV
— Salvage value
VOC-REHAB
— Vocational Rehabilitation
ITAM
— IT asset management
UNIC
— United Nations Information Centre
FRN
— Floating rate notes
LINTAS
— Levers International Advertising Services
RTN
— Routing Transit Number
GST
— Generation-Skipping Transfer
UNMOT
— United Nations Mission of Observers in Tajikistan
PAR
— Public Accounting Report
ASF
— American Securitization Forum
PFK
— Pay-for-knowledge-and-skills plans
FIRPTA
— Foreign Investment in Real Property Tax Act
CIP
— Capital Investment Process
CFC
— Chartered Financial Consultant
MHPA
— Mental Health Parity Act of 1996
DWC
— Division of Workers Compensation
FYE
— Fiscal year ended
A&A
— Advisory & Assistance
EPRS
— Emergency Preparedness and Response Section
FPM
— Flexible Payment Mortgage
AIMS
— Advertising and Integrated Marketing Solutions
MSI
— Multiple Streams of Income
SAAR
— Seasonally Adjusted Annualized Rate
T/B
— Trial balance
LEO
— Long-term Equity Options
UNPROFOR
— United Nations Protection Force (in Former Yugoslavia)
ICDAIT
— International Conference on Drug Abuse and Illicit Trafficing
COAS
— Clinical Observation Access Control
COSG
— Collaborative Opportunities Steering Group
OIS
— Occupations Information System
UNMO
— United Nations Military Observers
SSNVS
— Social Security Number Verification System
UNOB
— United Nations Office in Burundi
SDCF
— Sellers Discretionary Cash Flow
RELP
— Real Estate Limited Partnership
IMFL
— Indian-Made Foreign Liquor
FOF
— Fund of Funds
USCIS
— U.S. Citizenship and Immigration Service
ITC
— Information Technology Conference
CSP
— Certified Speaking Professional
EECB
— Executive E-mail Carpet Bomb
AA
— Average Audience
COFI
— Committee on Fisheries
SMB
— Small- to medium-sized business
OC
— Opportunity Cost
BA
— Business Architecture
CTI
— Category, Type, Item
UNHQ
— United Nations Headquarters
UNMOGIP
— United Nations Military Observer Group In India & Pakistan
CCAQ(PER)
— Consultative Committee on Administrative Questions (Personnel and General Administrative Questions)
ISBA
— International Seabed Area
NVCA
— National Venture Captial Association
HVCC
— Home Valuation Code of Conduct (mortgage and appraisal industry)
ERD
— Emergency Response Division
TCDC
— Technical Cooperation among Developing Countries
MSB
— Money Service Businesses
PBM
— Pharmacy Benefits Management (or Manager)
SRO
— Self Regulatory Organization
IUR
— Insured Unemployment Rates
OSDC
— Over/Short/Damage/Claims
FCIC
— Financial Crisis Inquiry Commission
EFTA
— European Free Trade Area
LTI
— Lead Time Interval
CFO
— Chief Financial/Fiscal Officer
TA
— Technology Assessment
BIMS
— Business Information Management Suite
OAR
— Overall Rate Of Return
SEDR
— Systems Engineering and Design Review
DUZ
— Designated User
CBA
— Controlled Business Arrangement
VLI
— Variable Life Insurance
TL
— Time & Labor
GMP
— Guaranteed Maximum Price
UNMOVIC
— United Nations Monitoring, Verification and Inspection Commission
COPICS
— Communication Oriented Production and Information Control System
HQS
— Housing Quality Standards
ASSE
— American Society of Safety Engineers-Professional
BAT
— Business Action Theory
HUT
— Households Using Television
SEES
— Survey Evaluation Exam System
BRM
— Business Relationship Meeting
FUNSA
— Federation of Staff Association of the United Nations and its Specialized Agencies
CUNA
— Credit Union National Assocation
FSB
— Fortune Small Business
UNOV
— United Nations Office at Vienna
GAP
— Gross amount paid
CDARS
— Certificate of Account Registry Service
POB
— Public Oversights Board
STSFCTN
— Satisfaction
MOC
— Market On Close
FMSHA
— Federal Mine and Safety Health Act
UNPD
— United Nations Procurement Division
FSA
— Flexible Spending Arrangement
AGFUND
— Arab Gulf Programme for United Nations Development Organizations
PUT
— Persons Using Television
D2D
— Developer to Developer
CAO
— Contract Administration Office
CFPB
— Consumer Finance Protection Bureau
BOY
— Beginning of Year Violator
FSET
— Federal State Employment Taxes
UNTAET
— United Nations Transitional Administration in East Timor
UNOGIL
— United Nations Observation Group In Lebanon
LDC
— Low Death Conflict
CCC
— Commodity Credit Corporation
ESP
— Exchange Stock Portfolio
UNIS
— United Nations Information Service
SMES
— Small- and medium-scale enterprises
BRSP
— Bureau for Resources and Strategic Planning
COSVA
— Chief of Staff
MINX
— Multimedia Information Network Exchange (system)
A/O
— Administrative Offices
SEAROWHO
— Regional Office for South-East Asia Region
FABS
— Financial and Business Solutions
CTFA
— Certified trust & financial advisor
FS
— Forest Service (USDA)
QTD
— Qualified Total Distribution
USCIS
— US Citizenship and Immigration Services
B2C
— Business to Citizen
SCIN
— Self-canceling installment note
JAN
— Job Accommodation Network's
VOC-ED
— Vocational Education
RI
— Royalty Interest
SDE
— Service Delivery and Engineering
UNSF
— United Nations Security Force in West New Guinea
DFS
— Dancer Fitzerald Sample
B2C
— Business to Comerce
CSO
— Cyber Security Office
CSD
— Commission on Sustainable Development's
SPFS
— Special Programme for Food Security
GEMS
— Global Environment Monitoring System
CRA
— Credit Rating Agency
CCM
— Completed Contract Method
FCA
— Division for Finances, Control and Administration
IACWGE
— Inter-Agency Committee on Women and Gender Equity
UNAIDS
— Joint United Nations Programme on HIV/ Acquired Immune Deficiency Syndrome
SLOB
— Separate lines of business
IQPA
— Independent Qualified Public Accountant
UNAMSIL
— United Nations Mission In Sierra Leone
ATNOL
— Alternative Minimum Tax Net Operating Loss
VPT
— Volume Price Trend
TIFF
— Tagged Interface File Format
SBC
— Summary of Benefits and Coverage
DBB
— Design-bid-build
SNT
— Supplemental Needs Trust
LAUS
— Local Area Unemployment Statistics
OEL
— Offshore Employee Leasing
MACC
— Mine Action Coordination Centre
INWEH
— United Nations University International Network on Water, Environment and Health
NVSBE
— National Veterans Small Business Engagement
OEBS
— Office of Employee Benefits Security
UI
— Unemployment Insurance
UNIDIR
— United Nations Institute for Disarmament Research
UNPA
— United Nations Protected Area
VRP
— Variable Rate Premium
TEUC
— Temporary Extended Unemployment Compensation
BV
— Book value
EMROWHO
— Regional Office for the Eastern Mediterranean
SDA
— Self-directed brokerage account
D&O
— Directors and Officers Liability
R&C
— Reasonable and Customary
HTTP
— Hyper Text Transport Protocol
CE&O
— Customer education and outreach
HOW
— Homeowner Warranty Plan
POD
— Professional & Organizational Development
UMB
— United Missouri Bank
RA
— Resident Alien
HRIS
— Human Resources Information Service
CSVLI
— Cash surrender value life insurance
DEC
— Deductible voluntary employee contributions
SST
— Streamline Sales and Use Tax Agreement
UNAVEM
— United Nations Angola Verification Mission
DSA
— Disaster Debt Set-Aside Program
REG.
— Regulation
WRHSE
— Warehouse
MFST
— Manifest
E/M
— Evaluation and Management
NOIDA
— New Okhla Industrial Development Authority
BB
— Base Benefits
CHS
— Commission on Human Settlements
NRET
— Non-Resident Withholding Tax
WCB
— Workers Compensation Board
AR
— Architecture Requirements
PD
— Procurement Division
DRC
— Deficit Reduction Contribution
IIST
— United Nations University International Institute for Software Technology
JRPU
— Joint Reintegration Programming Unit
NST
— National Sales Tax
NAAEC
— North American Agreement on Environmental Cooperation
PA
— Public Accountant
EHLP
— Emergency Homeowners Loan Program
KMI
— Key Man Insurance
FERS
— Federal Employees Retirement System
WMU
— World Maritime University
XUL
— eXtensible UserInterface Language
HR
— Headquarters Regulation
PIRG
— Public Interest Research Group
UNON
— United Nations Office at Nairobi
INRA
— United Nations University Institute for Natural Resources in Africa
CPS
— Core Products and Services
POP
— Point-of-purchase
SLA
— Supplemental Lease Agreements
LTC
— Long-Term Care
CCH
— Commerce Clearing House
ECDC
— Economic Cooperation Among Developing Countries
HDRO
— Human Development Report Office
POS
— Point-of-sale
GWG
— Gender Working Group
VCL
— Vacancy and collection losses
ERCI
— Employee Relocation Council Institute
REA
— Retirement Equity Act
HAC
— Health Administration Center
NOLD
— Net Operating Loss Deduction
OL
— Operating Liabilities
EBX
— Electronics Boutique X
KMI
— Knowledge Management Initiative
IPMA
— International Personnel Management Association
NE
— Non-Exempt
MGIC
— Mortgage Guarantee Insurance Company
EOSG
— Executive Office of the Secretary-General
OM
— Options Market
MDA
— Market development funds
FUA
— Federal Unemployment Account
HB
— House B ill
CEC
— Continuing Education Center
NBIA
— National Business Incumbation Association
LOW
— Lack of Work
EBS
— Employee Benefits Security
WCC
— Working capital cycle
PL
— Profit and Loss
USM
— Unlisted Securities Market
JPAC
— Joint Public Advisory Committee
UNHSP
— United Nations Human Settlements Programme
K/A
— Known as
UNIS
— United Nations International School
GPRS
— General Packet Radio System
BAT
— Bureau of Apprenticeship and Training
LOR
— Letter Of Response
B&N
— Barnes and Noble
CVE
— Center for Verification and Evaluation
UNDOC
— United Nations Documents Index
CWSP
— College Work-Study Program
CCA
— Consolidated Contracting Activity
PEPPRA
— Public Employee Pension Plan. Reporting and Accountability Act
WOSB
— Woman-Owned Small Business
SPDC
— Special Political and Decolonization Committee
GCT
— General Corporation Tax
NDNH
— National Directory New Hires
PTSD
— Post Traumatic Stress Syndrome
EMA
— Expense Management Automation
OTR
— Office of Thrift Supervision
USD
— US Dollars
MW
— minimum weight
JSSA
— Jury Selection and Service Act
INTECH
— United Nations University Institute for New Technologies
DBM
— Disruptive Behavior Management
B.S.
— Bachelor of Science
NTFO
— Nationwide Tax Forums Online
UNPA
— United Nations Postal Administration
KFC
— Kentucy Fried Chicken
CCSQ(PROG)
— Consultative Committee on Substantive Questions (Programme Matters)
CCC
— Cost Containment Center
ATP
— Acquisition Training Program
UNTAG
— United Nations Transition Assistance Group
DOBI
— Department of Defense Instruction
QCR
— Quarterly Contributions Report
PCNICC
— Preparatory Commission for the International Criminal Court
PWC
— Public Works Commission
DDB
— Deemed death benefit
GLSO
— Group Legal Services Organization
HMO
— Health Maintenance Organisation
CORTS
— Corporate-backed trust securities
BPO
— Broker Price Opinion
UNMIK
— United Nations Interim Administration Mission in Kosovo
UNASOG
— United Nations Aouzou Strip Observer Group
SPE
— Senior Procurement Executive
SUTCDC
— Special Unit for Technical Cooperation Among Developing Countries
CFS
— Committee on World Food Security
CIFR
— Committee on Improvements to Financial Reporting
NIB
— New In the Box
CBC
— Community Based Outpatient Clinic
COD
— Country Operations Division
NYMEX
— New York Metal Exchange
POPIN
— United Nations Population Information Network
CO
— Contracting Officer
SEPPAA
— Single Employer Pension Plan Amendments Act
SSDI
— Social Security Disability Indemnity
UNTPDC
— United NationsTrade Point Development Centre
SUB
— Supplemental Unemployment Benefit
UNAT
— United Nations Administrative Tribunal
UNLTC
— United Nations Military Liaison Team in Cambodia
NAWW
— National Average Weekly Wages
PL/PD
— Personal liability/property damage
TPD
— Third-party designee
IPI
— Industrial Protection Index
NSTA
— National Securities Trade Association
VAAR
— Department of Veterans Affairs Acquisition Regulation
PPBD
— Programme Planning and Budget Division
UNSECOORD
— Office of the United Nations Security Coordinator
EFAST
— ERISA Filing Acceptance System
MF
— Medical Facilities
SOS
— Switched On Schoolhouse
RIM
— Retail Inventory Method
UNGEGN
— United Nations Group of Experts on Geographical Names
BOP
— businessowners policy
UNEP-IE
— United Nations Environment Programme Industry and Environment Centre
HUDCO
— Housing and Urban Development Corporation Limited
ICE
— Internal control evaluation
JVC
— Japan's Victor Company
UNJSPB
— United Nations Joint Staff Pension Board
PFA
— Platform for Action
SOYD
— Sum-of-the-years-digits
ODF
— OpenDocument Format
IAAS
— Infrastructure as a Service
UNGIWG
— United Nations Geographic Information Working Group
NABE
— National Association for Business Economics
IAG
— International Advisory Group
WOTC
— Workforce Opportunity Tax Credit
QAIP
— Quality Assurance and Improvement Plan
SEBI
— Securities Exchange Board of India
BEST
— BrihnanMumbai Electric Supply and Transport
DESA
— Department of Economic and Social Affairs
ASB
— Auditing Standards Board's
SYSTEM
— Save YourSelf Time, Engergy, and Money (as reported by www.just15minutes.com)
LA
— Labor Area
PBC
— Programme and Budget Committee
ECS
— Enterprise Class Storage
NCAER
— National Council for Applied Economic Research
SE
— Salaried Exempt
EAT
— Exchange Accommodation Titleholder
NAP
— Noninsured Crop Disaster Assistance Program
UNROAP
— United Nations Regional Office for Asia and the Pacific
OALC
— Office of Acquisition, Logistics, and Construction
NSDL
— National Securities Depository Limited
EBO
— Equity buy out
TRD
— Trade Relations Division
B&P
— Budgeting & planning
ITOC
— Information Technology Oversight & Compliance
NBER
— National Bureau of Economic Research
RMA
— Restricted management account
N/P
— Note payable
TARP
— Troubled Assets Relief Program
UNOPS
— United Nations Office for Project Services
USENET
— USEr NETwork
LBO
— Limited Buyout
HRC
— Health Resource Center
CPK
— Cost Per Keyword
SOPAC
— South Pacific group of countries
EMT
— Executive Management Team
UNMOP
— United Nations Mission of Observers in Prevlaka
COFO
— Committee on Forestry
GIST
— Graphics and Intelligence based Script Technology
HRC
— Historic Rehabilitation Credit
DSRSG
— Deputy Special Representative of the Secretary-General
ZBA
— Zero-Balance Account
CSBU
— Center for Small Business Utilization
CARDS
— Custom Adjustable Rate Debt Structure
UNAMA
— United Nations Assistance Mission to Afghanistan
SOIR
— Schaeffer Open Interest Ratio
SIPA
— Securities Investment Protection Act
NVC
— National Veterans Conference
STW
— School-To-Work
WDC
— Workforce Development Center
TSB
— Targeted Small Business
BDC
— Business Development Council
EIA
— Equity Indexed Annuity
YSP
— Yield-spread premium
CCR
— Central Contracting Registry
TIC
— Tenant In Common
DC
— Developed Countries
CC
— Copy To
ECU
— Emergency Coordination Unit
UNPAAERD
— United Nations Programme of Action for African Economic Recovery and Development
OUSG
— Office of the Under Secretary General
UNPOB
— United Nations Political Office in Bougainville
PWD
— Prevailing Wage Determination
BKPR
— Bookeeper
D/N
— Demand note
FTR
— family tracing and reintegration
NQPS
— Nonqualified preferred stock
NAHB
— NATIONAL ASSOCIATION OF HOMEBUILDERS
AFROWHO
— Regional Office for Africa
WBC
— Women Business Center
BSAD
— Baseline System Architecture Document
HEA
— Health Enterprise Architecture
BIMST-EC
— Bangladesh India Myanmar Srilanka Thailand - Economic Council
NHCE
— Non-Highly Compensated Employee
VPFC
— Variable Prepaid Forward Contract
SECL
— Secretarial
UNMA
— United Nations Mission in Angola
SVNGS
— Savings
SIU
— Sets In Use
TP
— Technical Proposal
CPTAL
— Capital
PCE
— Private Commercial Enterprise
IM/DQ
— Identity Management/Data Quality
UNRRA
— United Nations Relief and Rehabilitation Agency
UNTSO
— United Nations Truce Supervision Organization
CSD
— Commission for Social Development
EDP
— Employee Development Plan
DI
— Debt instrument
STD
— Short-term Insurance
LT
— Lost Time
SWA
— State Workforce Agencies
OHR
— Office of Human Resources
ETR
— United Nations Education and Training Programme
UNMEE
— United Nations Mission in Ethiopia and Eritrea
FROI
— First Report of Injury
ULC
— Uniform Law Commissioners
SP
— Strategic Plan
UNSC
— United Nations Staff College
WST
— Waste Spare Time
NBB
— New Belgium Brewery
LOC
— Letter of Comment
NR
— Not Rated
PPIP
— Public-Private Investment Program
CIM
— Corporate Information Model
MEC
— Minimum essential coverage
JECFA
— Joint Expert Committee on Food Additives
VWPT
— Value Weighted Price Trading
IPO
— Incorporated to Provide
TDB
— Trade and Development Board
SJ
— Sales Journal
CBD
— Chief Benefits Director
CSCIS
— Computer Software Configuration Items
IAS
— United Nations University Institute of Advanced Studies
BPO
— Budget process outsourcing
RRM
— Renegotiated-Rate Mortgage
CORBAIIOP
— CORBA Internet Inter ORB Protocol
PDM
— Program Decision Maker
MVI
— Mini Vacations Incorporated
GNC
— General Nutrition Centers
IPC
— Integrated Programme for Commodities
STCG
— Short-Term Capital Gain
POP
— Premium-Only Plan
UNFSTD
— United Nations Fund for Science and Technology for Development
QWI
— Quarterly Workforce Indicators
GEO
— Global Environment Outlook Report
CSI
— Commissioners Standard Industrial Mortality Table
BLESS
— Borrowing and Lending Securities Schemes
ICFY
— International Conference on the Former Yugoslavia
PSR
— Presentence report
IMF
— International Monitary Fund
PBSI
— Performance Based Salary Increase
SSM
— Software Service Manager
C&P
— Compensation & Pension
IPECILO
— International Programme for the Elimination of Child Labour
CIMO
— Commission for Methods of Observation
UNDC
— United Nations Disarmament Commission
DME
— Development/Maintenance/Enhancement
CONGO
— Conference on Non-Governmental Organizations
FOIA
— Freedome of Information Act
MQT
— Medicaid Qualifying Trust
COAG
— Committee on Agriculture
WHOL.
— Wholesale
UNPF
— United Nations Peace-Force
UNFIP
— United Nations Fund for International Partnerships
OHRM
— Office of Human Resources Management
WCDMP
— World Climate Data and Monitoring Programme
DR.
— Debit
LTFP
— Long-Term Financial Plans
CCPISA
— Convention on the Privileges and Immunities of the Specialized Agencies
CCP
— Collateralized commercial paper
COMP.
— Item given for free
UN-NADAF
— United Nations New Agenda for the Development of Africa in the 1990s
RE
— Residual Earnings
BPA
— Blanket purchase authoriation
WST
— Waste Systems and Transportation
B/S
— Benefits/Services
FAS
— Finance and Accounting System
ROLAC
— Regional Office for Latin America and the Carribean
UNYOM
— United Nations Yemen Observation Mission
ND
— Network Director
UNCPCJP
— United Nations Crime Prevention and Criminal Justice Programme
DNA
— Distributed Internet Application Architecture
ITEAM
— Information Technology Enterprise Architecture Management
ICDB
— International Childrens' Day of Broadcasting
MAT
— Minimum Alternative Tax
IMC
— Integrated Market Communications
SGML
— Standard Generalised Markup Language
VETS
— Veteran's Employment & Training Service
UNTOP
— United Nations Tajikistan Office for Peace-Building
ECS
— Event Capture System
SCP
— Sustainable Cities Programme
GTC
— Good Till Canceled Order
PPBA
— Office of Programme Planning, Budget and Accounts
HPS
— Headquarters Procurement Section
BAB
— Build America Bonds
SMF/LDC
— Special Measures Fund for the Least Developed Countries
CFP
— Clinical Financial Planner
SERP
— Systemwide Electronic Research Program
JEEP
— Joint Ethics Enforcement Plan
MRAM
— Magnetic Random Access Memory
VACO
— VA Central Office
QPAM
— Qualified Professional Asset Manager
CPR
— Committee of Permanent Representatives
R/E
— Real estate
TAC
— Technology Assessment Committee
B/A
— Basic Agreement
PAHO
— Pan American Health Office/Regional Office for the Americas of the WHO
VC
— Veterans Center
CCD
— Centralized Contracting Division
OASI
— Old Age Survivors Insurance
UNSMA
— United Nations Special Mission to Afghanistan
JIU
— Joint Inspection Union
PATS
— Planning, Architecture, Technology and Services
CCS
— Care Coordination Services
UNICPO
— United Nations Open-ended Informal Consultative Process on Ocean Affairs
PIP
— Peace Implementation Programme
PCA
— Permanent Court of Arbitration
UNOL
— United Nations Peace-Building Support Office in Liberia
SLSMN
— Salesman
NTU
— National Taxpayer's Union
HEP
— Humanitarian Evacuation Programme
CFTA
— Currency and Foreign Transaction Act
UNROD
— United Nations Relief Operation in Dacca
UNOMA
— United Nations Observer Mission in Angola
SDC
— System Development Center
UNRCPDA
— United Nations Regional Centre for Peace and Disarmament in Africa
CATS
— Certificate of accrual on Treasury securities
SBLC
— Small Business Legislative Council
IPDC
— International Programme for the Development of Communications
USITC
— U.S. International Trade Commission
EUROWHO
— Regional Office for Europe
WARN
— Worker Adjustment and Retraining Notification Act W&M
NGLS
— United Nations Non-Governmental Liaison Service
DRM
— Division for Resources Mobilization
BNI
— Business Needs and Investment
UNGCI
— United Nations Guards Contingent in Iraq
IMPACT
— Inventory Management Program and Control Techinques
SMP
— Special Multiperil Policy
LTD.
— Limited
CCAQ(FB)
— Consultative Committee on Administrative Questions (Financial and Budgetary Questions)
PRP
— Potentially Responsible Party (Superfund)
TOKTEN
— Transfer of Knowledge through Expatriate Nationals
DST
— Delaware stautory trust
LTP
— Long-Term Plan
WST
— Waste Science and Technology
TWAIN
— Toolkit Without an Interesting Name
PCPB
— Post-Conflict Peace-Building
CIOFO
— Chief Information Office Field Office
VBOP
— Veterans Business Outreach Centers
UB
— Unsafe Buildings
LLET
— Limited Liability Entity Tax
OF
— Office of Facilities
UNICC
— United Nations International Computer Centre
PBGC
— Pension Benefit Guarantee Corporation
CCSQ(OPS)
— Consultative Committee on Substantive Questions (Operational Activities)
ECM
— Energy Conservation Measures
WWC
— World Water Conferences
WPOA
— Wagner-Peyser Act
COCA
— Cost of capital allowance
D&F
— Determination & Finding
CPK
— California Pizza Kitchen
