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>> Business Word Abbreviations
Look through 2927 acronyms and abbreviations related to Business Word:
DEPR.
— Depreciation
RMA
— Return Merchandise Authorization
SOX
— Sarbanes-Oxley
BCWS
— budgeted cost for work scheduled
MNC
— Multinational Corporation
OSS
— Open Source Software
CPOE
— Computerized Physician Order Entry
ACR
— Accrual
B/E
— Breakeven
CP
— Contingency Plan
FGM
— Female Genital Mutilation
AAO
— Affirmative Action Officer
UM
— Uninsured Motorist
CSR
— Customer Service Representative
FMLA
— Family Medical Leave Act
CORELAP
— Computerised Relationship Layout Planning
FLSA
— Fair Labor Standards Act
APR
— Annual Percentage Rate
BCWP
— Budgeted Cost for Work Performed
FOMC
— Federal Open Market Committee
IGO
— Intergovernmental Organization
ETA
— Estimated Time of Arrival
GPROI
— Gross Profit Return on Investment
LAN
— Local Area Network
EOQ
— economic order quantity
RFID
— Radio Frequency Identification
MPC
— Marginal Propensity to Consume
BFOQ
— Bona Fide Occupational Qualification
FTP
— File Transfer Protocol
DOB
— Date Of Birth
TTL
— Total
S.M.A.R.T
— Specific, Measureable, Attainable, Realistic, Timely
CAGR
— Compound Annual Growth Rate
YTD
— Year To Date
FDIC
— Federal Deposit Insurance Corporation
IDIQ
— Indefinite Delivery, Indefinite Quantity
HIPPA
— Health Insurance Portability and Accountability Act
CMO
— Collateralized Mortgage Obligation
ANOVA
— Analysis of Variance (statistics)
RCNLD
— Replacement Cost New Less Depreciation
GLB
— Gramm-Leach-Bliley Act
RFQ
— Request For Quotation
FLRA
— Federal Labor Relations Authority's
ROM
— Read-Only Memory
ITEP
— Institute on Taxation and Economic Policy
GEICO
— Government Employees Insurance Company
IRC
— Internet Relay Chat
WHO
— World Health Organization
EGTRRA
— The Economic Growth and Tax Relief Reconciliation Act of 2001
IT
— Information Technology
LIFO
— Last In, First Out
AFDC
— Aid to Families with Dependent Children
AAA
— American Automobile Association
ARPANET
— Advanced Research Projects Agency Network (early internet)
WML
— Wireless Markup Language
HCE
— Highly Compensated Employee
QC
— Quality Control
KPMG
— Klynveld Peat Marwick Goerdeler
UNLTD
— Unlimited
EAP
— Employee Assistance Program
AD
— Advertisement
ADB
— Asian Development Bank
INC
— Intergovernmental Negotiating Committee
PLS
— Please
SSN
— Social Security Number
EDI
— Electronic Data Interchange
IOC
— Intergovernmental Oceanographic Commission
ICE
— Intrusion Countermeasures Electronics
SAAS
— Software as a Service
RPI
— Retail Price Index
GDP
— Gross Domestic Product
CY
— Calendar Year
AUP
— Acceptable Use Policy
ANSI
— American National Standards Institute, Inc.
CV
— Curriculum Vitae
ATTN
— Attention
BSA
— Bank Secrecy Act
ACH
— Automated Clearing House
CD
— Certificate of Deposit
RAROC
— Risk-Adjusted Return On Capital
LTCM
— Long-Term Capital Management
ARC
— American Red Cross
AUM
— Assets Under Management
IRR
— Internal Rate of Return
EEO
— Equal Employment Opportunity
FEMA
— Federal Emergency Management Agency
ISP
— Internet Service Provider
LMI
— Labor Market Information
ATM
— Automatic Teller Machine
GATB
— General Aptitude Test Battery
CBO
— Congressional Budget Office
AA
— Affirmative Action
YUPPIE
— Young Urban Professional
5S
— Seiri, Seiton, Seiso, Seiketsu, Shitsuke
ADR
— Alternative Dispute Resolution
IRA
— Individual Retirement Account
EDWOSB
— Economically disadvantaged woman-owned business
ADP
— Actual Deferral Percentage
USDA
— United States Department of Agriculture
CCB
— Change Control Board
EBITA
— Earnings before interest taxes depreciation amortization
UNESCO
— United Nations Educational, Scientific and Cultural Organization
PDA
— Personal Digital Assistant
DOT
— Department of Transport
CPI
— Consumer Price Index
GSM
— Global System for Mobile Communications
S&OP
— Sales and Operations Planning
FINRA
— Financial Industry Regulatory Authority
DVP
— Delivery Versus Payment
CBD
— Cash Before Delivery
CEO
— Chief Executive Officer
CAPEX
— Capital Expenditure
FR
— Federal Register
UCC
— Uniform Commercial Code
PPE
— Personal Protective Equipment
SAN
— Storage Area Network
COB
— close of business (End of duty day)
NAV
— Net Asset Value
FISMA
— Federal Information Security Management Act
GL
— General Ledger
ITIN
— Individual Taxpayer Identification Number
ADB
— African Development Bank
TQM
— Total Quality Management
DPKO
— Department of Peacekeeping Operations
ADR
— American Depositary Receipt
CBC
— Complete Blood Count
CV
— Cost Variance
SMTP
— Simple Mail Transfer Protocol
APT
— Arbitrage Pricing Theory
SALY
— Same As Last Year
CBPP
— Center on Budget and Policy Priorities
KPI
— Key Performance Indicator
TSR
— Total Shareholder Return
AP
— Accounts Payable
LTV
— Loan To Value
R&D
— Research & Development
EO
— Executive Order
ETA
— Employment and Training Administration
DBA
— Doing Business As
OTC
— Over The Counter (medications not requiring a prescription)
RMP
— Risk Management Plan
W/O
— Without
GRUT
— Grantor Retained Unitrust
WWW
— World Weather Watch
HIPC
— Heavily Indebted Poor Countries
LLC
— Limited Liability Company
FF&E
— Furniture, Fixtures & Equipment
ICAO
— International Civil Aviation Organization
BEA
— Bureau of Economic Analysis
BFP
— Bona Fide Purchaser
GIS
— Geographic Information System
IP
— Internet Protocol
ARB
— Architecture Review Board
ODA
— Official Development Assistance
RFP
— Request For Proposal
ASME
— American Society of Mechanical Engineers
LLP
— Limited Liability Partnership
CRS
— Congressional Research Service
MA
— Moving Average
ERP
— Emergency Response Plan
RNFA
— Return On Net Financial Assets
NSC
— National Security Council
MOU
— Memorandum of Understanding (an MOU between Food & Drug Administratin and a regulatory agency in another country allows mutual recognition of inspections)
LOA
— Leave Of Absence
ACWP
— actual cost for work performed
SD
— Standard Deviation
BOL
— Bill Of Lading
B-TO-B
— Business-To-Business
RSF
— rentable square feet
SEM
— Search Engine Marketing
RFC
— Request For Comment
FAA
— Federal Aviation Administration
RAM
— Reverse Annuity Mortgage
CMA
— Comparative Market Analysis
PD
— Position Description
FTA
— Free-Trade Agreement
BBS
— Bulletin Board Service
MSDS
— Material Safety Data Sheets
GOI
— Gross Operating Income
IM
— Information Management
CIO
— Chief Information Officer
IFRS
— International Financial Reporting Standard
PC
— Politically Correct
BPA
— Blanket Purchase Agreement
ANCOM
— Andean Common Market
PV
— Present Value
GA
— General Assembly
COBRA
— Consolidated Omnibus Budget Reconciliation Act of 1985
ROE
— Return On Equity
DRIP
— Dividend Reinvestment Plan
AM
— Asset Management
SOHO
— Small Office/Home Office. Acronym expression for the 'virtual office' environment and characteristics found in self-employed and small businesses, that are increasingly prevalent in the modern business age.
REO
— Real Estate Owned
ARM
— Adjustable Rate Mortgage
ADP
— Automated Data Processing
MSA
— Metropolitan Statistical Area
C-CPI-U
— Chained Consumer Price Index for All Urban Consumers
MSN
— Microsoft Network
ADR
— American Depository Receipt
CIM
— Computer Integrated Manufacturing
ITA
— International Trade Administration
SQA
— Software Quality Assurance
SLA
— Service Level Agreement
RIF
— Reduction In Force
POE
— Point of Entry
EMA
— Exponential Moving Average
GP
— Gross Profit
ABM
— Activity Based Management
U.S.C.
— United States Code
BARS
— Behaviourally-Anchored Rating Scale
NATO
— North Atlantic Treaty Organisation
FMS
— Financial Management Service
MBA
— Mortgage Bankers Association of America
OT
— Overtime
DMAIC
— Define, Measure, Analyze, Improve, Control
IPCC
— Intergovernmental Panel on Climate Change (WMO and UNEP)
WACC
— Weighted Average Cost Of Capital (accounting)
LY
— Last Year
SKU
— Stock Keeping Unit
SLIP
— Serial Line Interface Protocol
P&Z
— Planning & Zoning
QTY
— Quantity
EFA
— Education for All
IPO
— Initial Public Offering
AMA
— American Management Association
ABC
— activity based costing
CAE
— Computer-Aided Engineering
PY
— Program Year
DMA
— Designated Market Area
UNDMT
— United Nations Disaster Management Team
FPL
— Federal Poverty Level
A/OPC
— Agency/Organization Program Coordinator
JV
— Joint Venture
CBA
— Cost Benefit Analysis
UNU
— United Nations University
QOS
— Quality of Service
DES
— Data Encryption Standard
CFA
— Consumer Federation of America
FOREX
— Foreign Exchange
B/L
— Bill of Lading
SC
— Security Council
TER
— Total Expense Ratio
LOC
— Line Of Credit
STD
— Standard
DTA
— Deferred tax assets
HMO
— Health Maintenance Organization
JGTRRA
— Jobs and Growth Tax Relief Reconciliation Act
FAR
— Federal Acquisition Regulation
SDR
— Special Drawing Rights
PM
— Program Manager
CPM
— Critical Path Method
GAAP
— Generally Accepted Accounting Procedures
USP
— Unique Selling Point
BOP
— Bureau Of Prisons
GM
— Gross Margin
THX
— Thanks
O*NET
— Occupational Information Network
C.&F.
— Cost and freight
3PL
— Third Party Logistics
ETF
— Exchange Traded Fund
KSOP
— 401(k) Employee Stock Option Plan
PDF
— Portable Document Format (created by Adobe Acrobat)
BOE
— Bank of England
NFI
— Net Financial Income
OPT
— Other People's Time
C-CPI
— Chained Consumer Price Index
OI
— Operating Income
BIW
— Biweekly
GPP
— Gross Profit Percentage
CSRS
— Civil Service Retirement System
ACCT
— Account
A.O.B.
— Any other business
CMT
— Constant Maturity Treasury
JC PENNEY'S
— James Cash Penney
YTM
— Yield to Maturity
CDO
— Collateralized Debt Obligation
EXCOM
— Executive Committee
CCAQ
— Consultative Committee on Administrative Questions
EOD
— End Of Day
PFS
— Personal Financial Specialist
DI
— Disability Insurance
RFQ
— Request For Quote
IFB
— Invitation For Bid
EV
— Enterprise Value
IPS
— Investment Policy Statement
COD
— Cash On Delivery
PO
— Purchase Order
G2C
— Government to Consumer
LMRA
— Labor Management Relations Act
BI
— Business Intelligence
NT
— Near-Term
FOB
— Free On Board
LFPR
— labor force participation rate
GMP
— Good Manufacturing Practice
CRFB
— Committe for Responsible Federal Budget
NLRB
— National Labor Relations Board
P.O.C.
— Paid outside of closing
PDM
— Product Data Management
ASP
— Active Server Page
POA
— Power Of Attorney
GFE
— Good Faith Estimate
E.O.
— Executive Order
ALM
— Asset Liability Management
U&C
— Usual and customary
GPS
— Global Positioning System (ex-NAVSTAR)
EST
— Eastern Standard Time
CR
— Continuing Resolution
CTR
— Currency Transaction Report
LOB
— Line Of Business
CIP
— Carriage and Insurance Paid to
NCA
— National Cemetery Administration
BS
— Balance Sheet
UNRWA
— United Nations Relief and Works Agency for Palestine Refugees in the Near East
A&MMS
— Acquisition and Materiél Management Service
PNG
— Portable Network Graphics (graphic file standard/extension)
MTBF
— Mean Time Before Failure
MDB
— Multilateral Development Bank
PAQ
— Position Analysis Questionnaire
ATF
— As Trustee for
WTO
— World Tourism Organization
NYSE
— New York Stock Exchange
PDA
— Pregnancy Discrimination Act
FICCO
— Fair Issac Credit Organization
FAC-P/PM
— Federal Acquisition Certification Program/Project Management
CTS
— Carpal Tunnel Syndrome
PDA
— Personal Data Assistant
FSA
— Flexible Spending Account
MIGA
— Multilateral Investment Guarantee Agency
FASAB
— Federal Accounting Standards Advisory Board
BGT
— Budget
EPA
— Equal Pay Act
DCP
— Defined Contribution Plan
IAEA
— International Atomic Energy Agency
TRO
— Temporary Restraining Order
G2G
— Government to Government
ASCII
— American National Standard Code for Information Interchange
JD
— Job Description
DNS
— Domain Name System
B-TO-C
— Business to consumer
GIF
— Guaranteed Investment Fund
BDF
— Beneficiary Designation Form
AMEX
— American Stock Exchange
EPA
— Environmental Protection Agency (US)
IRC
— Internal Revenue Code of 1986
POD
— Proof Of Delivery
CTO
— Compensatory Time Off
IBAN
— International Bank Account Number
CPP
— Capital Purchase Program
PY
— Prior Year
WC
— Worker's Compensation
PD
— Paid
ERV
— Estimated Rental Value
PPO
— Preferred provider organization
ABO
— Accumulated Benefit Obligation
DPP
— Direct Participation Program
UNA
— United Nations Association
ACO
— Administrative Contracting Officer
P.L.
— Public Law
NI
— Net Income
GSF
— Gross Square Feet
SM
— Service Mark
GRIT
— Grantor Retained Income Trust
F/B/O
— For benefit of
BU
— Bargaining Unit
ROM
— Range Of Motion
IETF
— Internet Engineering Task Force
TDI
— Temporary Disability Insurance
ABA
— American Bankers Association
C.L.U.E.
— Comprehensive Loss Underwriting Exchange
CPM
— Corporate Performance Management
GL
— General Liability
ZIP
— Zone Improvement Plan
TBD
— To Be Determined
PFA
— Prevention of Food Adulteration Act
P&L
— Profit and Loss statement
IDR
— Issuer Default Rating
ITLOS
— International Tribunal for the Law of the Sea
SAM
— Shared-Appreciation Mortgage
GRM
— Gross Rent Multiplier
FAS
— Free Alongside Ship
DFA
— Department of Finance and Administration
FASAB
— Financial Accounting Standards Advisory Board
AON
— Angolan New Kwanza
CPO
— Cost Per Order
E&IT
— Electronic and Information Technology
QDRO
— Qualified Domestic Relations Order
ADA
— Americans With Disabilities Act Of 1990 (Text Of ADA Legislation)
UBTI
— Unrelated Business Taxable Income
SAS
— Statement on Auditing Standards
ICC
— International Criminal Court
UNEP
— United Nations Environment Program
LBB
— Legislative Budget Board
BD
— Business Development
UR
— Utilization Review
BNA
— Bureau of National Affairs, Inc.
HCFA
— Health Care Financing Administration
AE
— Account Executive
OECD
— Organization for Economic Cooperation and Development
AIG
— American International Group, Inc
IVR
— Interactive Voice Response (telephone technology)
CP
— Commercial Paper
IRIN
— Integrated Regional Information Networks
CTO
— Chief Technology Officer
I-TIPS
— Information Technology Investment Portfolio System
CPM
— Cost Per Thousand
HR
— Human Resource
STR
— Software Test Report
HSA
— Health Savings Account
IASC
— Inter-Agency Standing Committee
EP
— Earned Premium
CHR
— Commission on Human Rights
SRAM
— Static Random Access Memory (ess-ram)
OTB
— Open To Buy
CDL
— Commercial Driver's License
ASB
— Accounting Standards Board
CPM
— Continuous Passive Motion
IDP
— Internally Displaced Person
DPP
— Deferred Payment Plan
CAO
— Chief Accounting Officer
IMF
— International Monetary Fund
IC
— Internal Control
MLS
— Multiple Listing Service
MSA
— Medical Savings Account
A&MM
— Acquisition and Materiél Management
U.S. DOL
— United States Department of Labor
G2B
— Government to Business
M.O.M.
— Middle of the month
EU
— European Union (1994; formerly referred to as the EEC or EC)
PIP
— Performance Improvement Plan
ASU
— Accounting Standards Update
ITC
— Information Technology Center
REC
— Renewable Energy Certificate
U.S. DOJ
— United States Department of Justice
COS
— Chief of Staff
ACRS
— Accelerated Cost Recovery System (finance)
GATT
— General Agreement on Tariffs and Trade (government)
ERP
— Estimated Retail Price
SPV
— Special Purpose Vehicle (sometimes Single Purpose Vehicle)
REPO
— Repurchase Agreement
UIM
— Underinsured Motorist
AEI
— American Enterprise Institute
CPM
— Certified Property Manager
W-A
— Weighted average
CRM
— Client Relationship Management
CVP
— Cost-Volume-Profit
EOM
— End Of Month
OID
— Original Issue Discount
CMA
— Certified Management Accountant
NPV
— Net Present Value {economics}
ATR
— Americans for Tax Reform
GRAT
— Grantor Retained Annuity Trust
FTD
— Federal Tax Deposit
Q
— Quarter
DC
— Defined Contribution
PAT
— Profit After Tax
CBT
— Computer Based Training
GA
— General Agent
SOP
— Statement Of Position
M-O-M
— Month over month
PE
— Private Equity
ICJ
— International Court of Justice
FTE
— Full Time Equivalent
BCC
— Blind Copied
M.ED
— Masters in Education
IPCS
— International Programme on Chemical Safety
PFD
— Preferred
TM
— Trademark
PLR
— Private Letter Ruling
EOE
— Equal Opportunity Employer
MEC
— Modified Endowment Contract
RTF
— Rich Text Format
DPI
— Department of Public Information
RULPA
— Revised Uniform Limited Partnership Act
COTR
— Contracting Officer Technical Representative
CIMA
— Chartered Institute of Management Accountants
RTW
— Return To Work
NOPAT
— Net Operating Profit After Tax
MI
— Mortgage Insurance
CIT
— Corporate Income Tax
SAR
— Stock Appreciation Right
MLR
— Medical Loss Ratio
ATB
— Across the Board
MLM
— Multi-Level Marketing
UL
— Universal Life
ATO
— Asset Turnover
QA
— Center for Quality Assurance in International Education
NAM
— National Association of Manufacturers
CRO
— Chief Risk Officer
PCI
— Per Capita Income
ETR
— Effective Tax Rate
EBT
— Earnings Before Tax
MTF
— Medical Treatment Facility
CUSFTA
— Canada-US Free Trade Agreement
TAM
— Television Audience Measurement
J/E
— Journal entry
FFY
— Federal Fiscal Year
POP
— Premium Only Plan
IDA
— International Development Association
TVM
— Time Value of Money
XTML
— eXtensible Telephony Markup Language
CSF
— Critical Success Factor
CA
— Confidentiality Agreement
AWOL
— Absent Without Leave
EE
— Employee
MLR
— Monthly Labor Review
PRC
— Peer Review Committee
BSM
— Black-Scholes-Merton
OA&L
— Office of Acquisition and Logistics
EPZ
— Export Processing Zone
EA
— Enrolled Agent
POD
— Payable on Death
EGM
— Extraordinary General Meeting
RO
— Regional Office
SEPA
— Single Euro Payments Area
ECA
— Economic Commission for Africa
SOS
— Sound On Sound
AL
— Assisted Living
FRB
— Federal Reserve Board
OTS
— Office of Thrift Supervision
FOIA
— Freedom of Information Act
C&F
— Cost and Freight
FSS
— Federal Supply Schedule
ACV
— Actual Cash Value
NFIP
— National Flood Insurance Program
WHA
— World Health Assembly
CGA
— Charitable Gift Annuity
TIPS
— Treasury Inflation-Protected Securities
TCE
— Tangible Common Equity
AOV
— Average Order Value
PGP
— Pretty Good Privacy (encryption)
BOV
— Broker’s Opinion of Value
ROIC
— Return on Invested Capital
ARO
— After Receipt of Order
CME
— Chicago Mercantile Exchange
IRA
— Individual Retirement Arrangement
SBC
— Southwestern Bell Corporation
TAM
— Technical Advice Memorandum
EMS
— Eastern Mountain Sports
CPI
— Cost Performance Index
FIT
— Financial institutions tax
AMID
— Allowable Miscellaneous Itemized Deductions
MIS
— Management Information System (OSHA)
DOC
— Doctor
4P
— Price, Product, Place and Promotion
CGQ
— Corporate Governance Quotient
BRIC
— Brazil, Russia, India and China
NOA
— Net Operating Assets
CSHO
— Compliance Safety and Health Officer
CAGR
— Compounded Annual Growth Rate
ETA
— Department of Labor's Employment and Training Administration
ETN
— Exchange Traded Note
SEA
— Securities Exchange Act
DOD
— United States Department of Defense
RAM
— random-access memory
ERS
— Economic Research Service
PPI
— Producer Price Index
NQDC
— Nonqualified deferred compensation
LOS
— Length of Stay
CK
— Calvin Klein
TIP
— Transportation Improvement Program
MOH
— Music On Hold
BLS
— Bureau of Labor Statistics of the United States Department of Labor
URL
— Universal Resource Locator
FTE
— Full-Time Employee
ABS
— Automated Bond System
GPO
— Government Printing Office
DOJ
— Department of Justice (US)
ISDN
— Integrated Services Digital Network
CAFR
— Comprehensive Annual Financial Report
SCORE
— Service Corps Of Retired Executives
NL
— No-Load
SOHO
— Small Office Home Office
PHC
— Personal Holding Company
DRAM
— Dynamic Random Access Memory (dee-ram) (computing)
SOL
— Statute of Limitations
DBA
— Data Base Administrator
BAT
— Business Activity Tax
DCR
— Debt Coverage Ratio
3M
— Minnesota Mining And Manufacturing Company
FDA
— Food Drug Administration
HDI
— Human Development Index (UNDP yardstick of human welfare)
CCP
— Certified Compensation Professional
WRKSHP
— Workshop
COOP
— Continuity of Operations
ESI
— Electronically Stored Information
CAE
— Certified Association Executive
RAP
— Regulatory Accounting Principles
DDU
— destination delivery unit
EURIBOR
— Euro Interbank Offered Rates
ADL
— activity of daily living
IME
— Independent Medical Examination
HFA
— Housing Finance Agency
FAQ
— Frequently Asked Questions (sometimes Pronounced Fak)
FY
— Fiscal Year
CIO
— Chief Investment Officer
SGA
— Substantial Gainful Activity
PIC
— Prior Informed Consent
EXP
— Export
EEOC
— Equal Employment Opportunity Commission
MTC
— Multistate Tax Commission
DM
— Direct Mail
CASB
— Cost Accounting Standards Board
RFI
— Request For Information. Sales department shorthand. Special priority when use in conjunction with RFN (see below).
SE
— Self Employed
AX
— Armani Exchange
AD&D
— Accidental Death and Dismemberment
LCA
— Labor Condition Application
NOW
— Negotiable Order of Withdrawal
MAD
— Mean Absolute Deviation
FDCPA
— Fair Debt Collection Practices Act
FHLB
— Federal Home Loan Bank
AJB
— America’s Job Bank
MAS
— Multiple-Award Schedule
SBLC
— Standby Letter of Credit
SB
— Senate Bill
DPA
— Department of Political Affairs
SC
— Securities Commission
PERT
— Program Evaluation and Review Technique
COST
— Council on State Taxation
RONA
— Return On Net Assets
CFR
— Code of Federal Regulations
EOU
— Export Oriented Unit
UGMA
— Uniform Gifts to Minors Act (largely replaced by UTMA)
PC
— Percent
SMT
— Senior Management Team
URO
— Utilization Review Organization
ECP
— Emergency Conservation Program
LOI
— Letter Of Intent
TDA
— Tax Deferred Annuity
IRS
— U.S. Internal Revenue Service
DOE
— United States Department of Energy (government)
OPR
— Other People's Resources
DOI
— Date of Injury
NIBCL
— Non-interest bearing current liabilities
GRP
— Gross Rating Point
OJT
— On-The-Job-Training
SERP
— Supplemental Executive Retirement Plan
LAR
— Legislative Appropriations Request
VAGFE
— VA-owned Government Furnished Equipment
SS
— Social Security
QSC
— Quality, Service, Cleanliness (Ray Kroc's motto for McDonald's)
SG&A
— Selling, general, and administrative expenses
DOLETA
— Department of Labor Employment and Training Administration
EPI
— Expanded Programme on Immunization
PILOT
— Payment In Lieu Of Taxes
TCBY
— The Country's Best Yogurt
LTL
— Less Than Truckload Lot
TAN
— Tax Anticipation Note
ST
— Short-Term
BAFO
— Best and Final Offer
VPN
— Virtual Private Network (ATM)
QMAC
— Qualified Matching Contributions
COO
— Chief Operation Officer
CAI
— Computer Assisted Instruction
WT
— Warrant
MLP
— Master Limited Partnership
HAZMAT
— Hazardous Material
CIX
— Commercial Internet Exchange
S&U
— Sales and use
AA
— Author Alteration
LOB
— Line-Of-Balance
LIBOR
— London interbank offering rate
EOI
— Expression Of Interest
IBNR
— Incurred But Not Reported
ATP
— Accredited Tax Preparer
W/C
— Working Capital
POP
— Point Of Purchase
AER
— Annual Equivalent Rate
TL
— Truckload
SBO
— Small Business Owner
LMRDA
— Labor-Management Reporting and Disclosure Act of 1959
AGI
— Adjusted Gross Income
FS
— Financial Statement
BDC
— Business Development Center
REI
— Recreational Equipment, Inc.
APPROX
— Approximate
CRAT
— Charitable Remainder Annuity Trust
IBR
— Income-based repayment
GOV
— Government Owned Vehicle
SFH
— Single Family Home
GSA
— U.S. General Services Administration
NSA
— National Society of Accountants
ITU
— International Telecommunication Union
ILAB
— Bureau of International Labor Affairs
FRS
— Federal Reserve System
GSI
— general salary increase
ACASTD
— Advisory Committee on the Application of Science and Technology to Development
POS
— Point Of Sale.Retail term, being the physical point at which products are displayed on shelves or paid for at the checkout, as in the EPOS acronym.
ART
— Annual Renewable Term (life insurance)
SA
— Seasonally Adjusted
DHL
— Dag Hammarskjöld Library
PSC
— Personal Service Corporation
CDHP
— consumer-driven health plan
DOL
— Degree of Operating Leverage
NSX
— National Stock Exchange
FNA
— Financial needs analysis
QCEW
— Quarterly Census of Employment and Wages
FIFO
— First In, First Out
FSI
— Free Standing Insert
RBM
— Roll Back Malaria
FRV
— Fair Rental Value
MBDA
— Minority Business Development Agency
LEPO
— Low Exercise Price Option
NAFEP
— National Association of Financial and Estate Planning
POC
— Proof of Claim
OMB
— Office of Management and Budget (U.S.)
SOC
— Standard Occupational Classification
WC
— Working Capital
PC
— Personal computer (host)
AO
— Authorizing Official
IDIT
— Intentionally defective irrevocable trust
ASG
— Assistant Secretary General
QAI
— Quality Assurance International
ASAE
— American Society of Association Executives
LPA
— Licensed Public Accountant
HDR
— Humanitarian Daily Ration
LF
— Labor Force
AMF
— American Machine & Foundry (bowling lane operators and former owners of Harley Davidson motorcycles)
ACC
— Administrative Committee on Coordination
FANNIE MAE
— Federal National Mortgage Association (a privately owned corporation)
COD
— Cancellation of Debt
RP
— Repurchase Agreement
PCFRC
— Private Company Financial Reporting Committee
ARNP
— Advanced Registered Nurse Practitioner
FP
— Fixed Price
DRTV
— Direct Response Television
MIRR
— Modified Internal Rate of Return
FINCEN
— Financial Crimes Enforcement Network
MCI
— Microwave Communications Incorporated
CSO
— Commissioners Standard Ordinary
ROI
— Return on Investment
CRM
— Customer Relationship Management
PRI
— Primary Rate Interface (ISDN)
AQL
— Acceptable Quality Level
JOLTS
— Job Openings and Labor Turnover Survey
AARP
— American Association of Retired Persons
PHP
— PHP Hypertext Processor
CAFTA
— Central American Free Trade Agreement
ATA
— Accredited Tax Advisor
AMD
— Advanced Micro Devices, Inc. (producer of computer chips)
RICO
— Racketeer Influenced and Corrupt Organizations Act of 1970
XML
— Extensible Markup Language
CUPA
— College and University Personnel Association
PMI
— Private Mortgage Insurance
A/P
— Accounts Payable
JIT
— Just in time
PHR
— Professional in Human Resources Certification
ALEX
— AUTOMATED LABOR EXCHANGE
AICPA
— L'American Institute of Certified Public Accountants
CISO
— Chief Information Security Officer
DAGMAR
— Defining Advertising Goals for Measured Advertising Results
IBM
— International Business Machines Corporation
CC
— Civil Code
ISA
— International Seabed Authority
AAA-CPA
— American Association of Attorney-Certified Public Accountants
A/E
— Architect/Engineer
MDGD
— Management Development and Governance Division
WAASE
— Division for Western Asia, Arab States and Europe
SAR
— Summary Annual Report
ROA
— Regional Office for Africa
USG
— Under Secretary General
UNICRI
— United Nations Interregional Crime and Justice Research Institute
MMDA
— Money Market Deposit Account
7S
— Strategy, Structure, Systems, Style, Staff, Skills, Shared values
GPI
— Gross potential income
NSA
— Not Seasonally Adjusted
RSI
— Relative Strength Indicator
CC
— Capital Contribution
REV. PROC.
— Revenue Procedure
CICA
— Competition in Contracting Act (1984)
CFROI
— Cash Flow Return on Investment
ALC
— Alien Labor Certification
CPA
— Comprehensive Plan of Action
SRM
— Supplier Relationship Management
ITARS
— IT Acquisition Request System
OSG
— Office of the Secretary-General
DBT
— Days Beyond Terms
FUBU
— For Us By Us
PTE
— Pass-Through Entity
SDB
— Small Disadvantaged Business
PNP
— Plug aNd Play
RTO
— Reverse Take-Over
NLRA
— National Labor Relations Act
CAPM
— Capital Asset Pricing Model
CBIT
— Comprehensive Business Income Tax
ABCP
— Asset Backed Commerical Paper
TPD
— Temporary Partial Disability
CEN
— Committee European de Normalisation
ITF
— In Trust For
AMTI
— Alternative Minimum Taxable Income
SIAP
— Statistical Institute for Asia and the Pacific
HIBOR
— Hong Kong interbank offered rate
PCCM
— Percentage-of-completion/capitalized cost method
CFE
— Certified Financial Examiner
MRD
— Minimum Required Distribution
PE
— Price-earnings ratio
TCN
— Third Country National
IRCA
— Immigration Reform and Control Act
UNMISET
— United Nations Mission of Support in East Timor
UNAMIC
— United Nations Advance Mission In Cambodia
IACSD
— Inter-Agency Committee on Sustainable Development
FCFE
— Free Cash Flow to Equity
ASP
— Application Service Provider
ERISA
— Employee Retirement Income Security Act
SOA
— Service-Oriented Architecture
MLS
— Mass Layoff Statistics
FWT
— Federal Withholding Tax
NPW
— Net Present Worth
WIP
— Work in Process
GNP
— gross national product (economics)
EOB
— Explanation Of Benefits
RIA
— Registered Investment Advisor
NCOA
— National Change Of Address
POP
— Point Of Presence (Internet)
OB
— Office of Budget
ACC
— Accounting Classification Code
AT&T
— American Telephone and Telegraph (U.S. company, also known as "Ma Bell")
DCF
— discounted cash flow rate
LWDI
— Lost Work Day Injury Rate
SIC
— Standard Industrial Classification (Code)
FCC
— Federal Communications Commission (US)
MC
— Market Capitalization
DW
— Dislocated Worker
FRA
— Full Retirement Age
A/R
— Accounts Receivable
HQ
— Headquarters (HDQ Preferred)
VA
— Veterans Administration
NAB
— Non-accrual basis
MBTI
— Myers-Briggs Type Indicator
CRUT
— Charitable Remainder Unitrust
VSNL
— Videsh Sanchar Nigam Limited
IM/IT
— Information Management/Information Technology
DCAP
— Dependent Care Assistance Program
ECOA
— E-Mail Change of Address
WI
— Working Interest
AACU
— American Association of Colleges and Universities
ROP
— Run of Press
CMS
— Content Management System
NGO
— Non-governmental organization. (Red Cross/Crescent, Doctors without Borders, etc.)
MPS
— Marginal Propensity to Save
QMCSO
— Qualified Medical Child Support Order
AOQL
— Average Outgoing Quality Level
ADC
— Acquisition, Development, and Construction
DTI
— Department of Trade and Industry (UK)
BPM
— Business Performance Management
C-TPAT
— Customs-Trade Industry Against Terrorism
SS
— Safety Stock
MANOVA
— Multivariate Analysis of Variance
DFL
— Degree of Financial Leverage
MTB
— Motor transportation broker
SESA
— State Employment Security Agency
TSR
— Tactical Studies Rules
AAR
— Average Annual Return
AA
— Adverse Action
AMA
— American Medical Association
CGS
— Cost of Goods Sold
MRO
— Maintenance, repair, and overhaul
HAFA
— Home Affordable Foreclosure Alternative program
UNCIP
— United Nations Commission for India and Pakistan
PM
— Project Manager
LC
— Letter of Credit
CIC
— Consumer Information Center
BID
— Business Improvement District
OJT
— On the Job Training
LOS
— Law Of The Sea
NAVPS
— Net Asset Value Per Share
CFO
— Communication Filing Officer
MTD
— Month-to-date
COLA
— Cost of Living Adjustment (or Allowance)
RAID
— Redundant Array of Inexpensive Disks
ADJ
— Adjust
CMM
— Capability Maturity Model
CPC
— Cost Per Click-through
SSB
— Securities Supervisory Board
NAFTA-TAA
— NAFTA Transitional Adjustment Assistance
LBO
— Leveraged Buyout
HR
— HUMAN RESOURCES
JOA
— joint operating agreement
ABMS
— Activities Based Management System
CDI
— Category Development Index
CODA
— Cash or Deferred Arrangement (401K)
WRA
— Weighted Risk Assets
HELOC
— Home Equity Line of Credit
DBMS
— Data Base Management System
AFL-CIO
— American Federation of Labor and Congress of Industrial Organizations
CAD
— Cash Available for Distribution
UNHCR
— United Nations High Commissioner for Refugees Program
RTW
— Right to Work
A/E
— Accured expense
ERTA
— Economic Recovery Tax Act
IIA
— Institute of Internal Auditors
OPM
— Office of Personnel Management
SGLI
— Servicemember Group Life Insurance
SRA
— Supplemental Retirement Annuity
NIH
— NATIONAL INSTITUTE OF HEALTH
BRI
— Basic Rate Interface
SUTA
— State Unemployment Tax Act
BOO
— Build Own Operate
EITC
— Earned Income Tax Credit
DRP
— Disaster Recovery Plan
XHTML
— Extensible Hypertext Markup Language
AFDA
— Allowance for Doubtful Accounts
NSA
— National Safety Associates
MACRS
— Modified Accelerated Cost Recovery System (IRS)
HVAC
— Heating, Ventilation, and Air Conditioning
UN
— United Narions
BTT
— Business Transfer Tax
DCAP
— Dependent Care Assistance Plan
GICS
— Global Industry Classification Standards
ELP
— Electing large partnership
NMS
— Normal Market Size
T&C
— Terms & Conditions
ESCAP
— Economic and Social Commission for Asia and the Pacific (UN)
PEO
— Professional Employer Organization
CEMP
— Comprehensive Emergency Management Program
BOMA
— Building Owners and Managers Association
LFY
— Last Fiscal Year
DJIA
— Dow Jones Industrial Average
ROS
— Run Of Schedule
LYON
— Liquid Yield Option Note
IPTF
— International Police Task Force
T&D
— Training and Development
FECA
— Federal Employer’s Compensation Act
BPML
— Business Process Modeling Language
CTV
— Capital Timber Value
SCM
— Supply Chain Management
CPA
— Certified Public Accountant
PEG
— Price to Earnings Growth
NOC
— Net Operating Capital
ACP
— Actual deferral percentage
VSOE
— Vendor-Specific Objective Evidence
CSCS
— Computer Software Components
B2B
— Business to Businesse
NTIS
— National Technical Information Service Technology Administration
POQ
— Periodic Order Quantity
VDT
— Video Display Terminal
CFA
— Committee on Food Aid Policies and Programmes
SMA
— Simple Moving Average
ILIT
— Irrevocable Life Insurance Trust
CI
— Contract Item
OAS
— Option Adjusted Spread
BCR
— Benefit/Cost Ratio
REIT
— Real Estate Investment Trust
ADEA
— Age Discrimination and Employment Act
FCRA
— Fair Credit Reporting Act
OP
— Order Point
IANA
— Internet Assigned Numbers Authority
CASE
— computer-automated software engineering
ATB
— Accountants Trial Balance
DOL
— United States Department of Labor
BMW
— Bayerische Motoren Werke (Bavarian Motor Works)
SAR
— Suspicious Activity Report(ing)
ADI
— After Date of Invoice
FOM
— Field Operations Manual
MER
— Management Expense Ratio
DFAS
— Defense Financial Accounting Service
AGR
— Adjusted Gross Revenue
ATCF
— After Tax Cash Flow
IBRD
— International Bank For Reconstruction And Development (part Of The World Bank)
UTMA
— Uniform Transfers to Minors Act
FTC
— Federal Trade Commission (U.S.)
REV. RUL.
— Revenue Ruling
AGC
— Associated General Contractors of America
FAK
— Freight all kinds
PERL
— Practical Extraction and Report Language
NFFE
— Nonfinancial foreign entity
INSARAG
— International Search and Rescue Advisory Group
A&H
— Accident and health insurance
APV
— Adjusted Present Value
COGS
— Cost of Goods Sold
CAT
— Commercial Activity Tax
BRE
— Business Reply Envelope
LT
— Lead Time
PR
— Public Relations
QTD
— Quarter-to-Date
FSLMRA
— Federal Service Labor-Management Relations Act
ECM
— Excess cash margin
ABP
— Average Benefit Percentage
MRPS
— Mandatorily redeemable preferred stock
FCA
— Farm Credit Administration
TDC
— Total Direct Compensation
SNE
— Salaried Non-Exempt
CEPS
— Cash Earnings Per Share
HUD
— Department of Housing and Urban Development (U.S.)
DSO
— Day Sales Outstanding
NFA
— Net Financial Assets
SNA
— System of National Accounts
APR
— Annual Percentage Rate
AJE
— Adjusting Journal Entry
MSRP
— Manufacturer's Suggested Retail Price
BBDO
— Batten, Barton, Durstine & Osborn
UI
— User Interface
NRE
— Net realizable equity
P2P
— Peer to Peer (as in music file sharing systems like KaZaA)
DPO
— Days payables outstanding
CGT
— Capital Gains Tax
OASDI
— Old Age Survivors Disability Insurance
EOY
— End-Of-Year
SBLI
— Savings Bank Life Insurance
NCCUSL
— National Conference of Commissioners on Uniform State Laws
TC
— Trusteeship Council (UN)
UPU
— Universal Postal Union
APY
— Annual Percentage Yield
DIC
— Document Identifier Code
IMRB
— Indian Market Research Bureau
TIL
— Truth in Lending
CERD
— Committee on the Elimination of Racial Discrimination
RISC
— Reduced Instruction Set Computer
SBU
— Strategic Business Units
M/M
— Month-over-month
ATOI
— After Tax Operating Income
DOT
— Dictionary of Occupational Titles
B&P
— Bid & Proposal
AMT
— Amount for Married Taxpayers
STP
— Software Test Plan
ROW
— Right-Of-Way
ABA
— Accredited Business Accountant
PVGO
— Present Value of Growth Opportunities
CORBA
— Common Object Request Broker Architecture
SDI
— State Disability Insurance
O&M
— Operation and Maintenance
BOT
— Balance of Trade
ROR
— Return on Revenue
NFO
— Net Financial Obligations
BOI
— Business Object Interface
PDQ
— Position Description Questionnaire
OCF
— Operating Cash Flow
ESOP
— Employee Stock Ownership Plan
JPEG
— Joint Photographic Experts Group (24-bit image storage format)
SIPC
— Securities Investor Protection Corporation
ROCE
— Return On Capital Employed
KSAO
— Knowledge, Skills, Abilities and Other
DUNS
— Data Universal Numbering System
IFRIC
— International Financial Reporting Interpretations Committee
AED
— United Arab Emirates Dirham
MRQ
— Most Recent Quarter
OE
— Operating Expense
CPHR
— California Professional in Human Resources Certification
UTD
— Under Trust Dated
SEPG
— Software Engineering Process Group
VC
— Venture Capital
D/O
— Delivery Order
CBOT
— Chicago Board of Trade
ICFR
— Internal Control Over Financial Reporting
(X)
— Export
ACFE
— Advisory Committee on Forestry Education
MLP
— Minimum lease payments
IATA
— International Air Transport Association
TIN
— Taxpayer Identification Number
CEA
— Commodity Exchange Authority
ESOP
— Employee Stock Option Plan
MOM
— Message Oriented Middleware
NVI
— Negative Volume Index
AFTP
— Anonymous File Transfer Protocol
NDNH
— National Directory of New Hires
LTIP
— Long-Term Incentive Plan
CHRO
— Chief Human Resource Officer
GE
— General Electric American Communications Inc.
P&G
— Proctor and Gamble
AAA
— authentication, authorization, and accounting
CDC
— Center for Disease Control and Prevention
AAAA
— American Association of Advertising Agencies
ISO/MSP
— Independent sales organization/Member service provider
HC
— human capital
TTM
— Trailing Twelve Months
CAM
— Common Area Maintenance (charges related to commercial leases)
POS
— Point of Service Plan
NNN
— Triple Net (Lease)
LHWCA
— Longshore and Harbor Worker’s Compensation Act
GIM
— Gross Income Multiplier
ALDEP
— Automated Layout Design Programs
LLLP
— Limited Liability Limited Partnership
GIF
— Graphic Interchange Format
GAO
— Government Accountability Office [formerly the General Accounting Office]
EEPROM
— Electric Erasable Programmable Read Only Memory
NNN
— Net Net Net
NDA
— Non-Disclosure Agreement
SEO
— Search Engine Optimizer
HRM
— Human Resource Management
ALTA
— American Land Title Transfer
WAP
— Wireless Application Protocol
AIDA
— Attention, Interest, Desire, Action
TESSA
— Tax-Exempt Special Savings Account
OASDHI
— Old Age, Survivors, Disability, and Health Insurance
ECOWAS
— Economic Community of West African States
DOH
— Days inventory On Hand
ROGFA
— Return on Gross Fixed Assets
WIP
— Work In Progress (process)
LWO
— Leave without pay
ABV
— Accredited in Business Valuation
WTW
— Welfare-to-Work
CIF
— Cost, Insurance, and Freight (Paid) (shipping)
CFAT
— Cash Flow After Taxes
VWAP
— Value Weighted Average Price
USF
— Usable Square Feet
CMMI
— Capability Maturity Model Integrated
FFO
— Funds from operations
NRI
— Net Rising Index
EEOICPA
— Energy Employee Occupational Illness Compensation Program Act
TCO
— Total Cost of Ownership
ECF
— Extended Care Facility
UNGOMAP
— United Nations Good Offices Mission In Afghanistan and Pakistan
ECI
— Employment Cost Index
GMWB
— Guaranteed Minimum Withdrawal Benefit
AFR
— Applicable Federal Rate
BIS
— Bank of International Settlements
DESIPA
— Department for Economic and Social Information and Policy Analysis
CPG
— Consumer Packaged Goods
ESO
— Employee Stock Option
AML
— Adjustable Mortgage Loan
TEV
— Total Enterprise Value
WMO
— World Meteorological Organization (ICSU)
EISA
— Extended Industry Standard Architecture
NOL
— Net Operating Loss
MSA
— Merit Salary Adjustment
UNVFVT
— United Nations Voluntary Fund for Victims of Torture
TEFRA
— Tax Equity and Fiscal Responsibility Act of 1985
WTO
— World Trade Organisation
DIP
— Debtor In Possession
OD
— Organizational Development
LCM
— Lower of Cost or Market
BLM
— Bureau of Land Management of United States Department of the Interior
QME
— Qualified Medical Examiner
UNISPAL
— United Nations Information System on the question of Palestine
USRPHC
— U.S. real property hodling corporation
ADP
— Average Deferral Percent
MPEG
— Moving Picture Experts Group (International Standards Organisation/International Electrotechnical Commission)
DIH
— Days Inventory Held
ATO
— Administrative Time Off
OASDHI
— Old Age, Survivors, Disability and Health Insurance Act
CMBS
— Commercial mortgage-backed securities
CROGI
— Cash Return on Gross Investment
RIC
— Regulated Investment Company
FICA
— Federal Insurance Contribution Act
TRNSFR
— Transfer
EIS
— Environmental Impact Statement (US)
COI
— Conflict Of Interest
VWAP
— Volume-weighted average price
DBO
— Death Benefit Only
FASB
— Financial Accounting Standards Board
EBRI
— Employee Benefit Research Institute
ALJ
— Administrative Law Judge
BHAG
— Big Hairy Audacious Goal
EVA
— Economic Value Added
FMCS
— Federal Mediation and Conciliation Service
BOOT
— Build Own Operate Transfer
ICTY
— International Criminal Tribunal for the Former Yugoslavia
B.A.
— Bachelor of Arts
DIO
— Days Inventory Outstanding
B&O
— Business and Occupation
DCA
— Dollar Cost Averaging
ITMP
— Information Technology Management Program
PBGC
— Pension Benefit Guaranty Corporation
HFS
— Hold for sale
YOY
— Year-over-year
EIC
— Earned Income Credit
STAR
— Satellite Television Asian Region, Ltd.
BTCF
— Before Tax Cash Flow
P&I
— Principle and interest payment
FCF
— Free Cash Flow
SCM
— Supply Chain Management
PERAB
— President's Economic Recovery Advisory Board
OIBITDA
— Operating Income Before Interest, Taxes, Depreciation and Amortization
UNCCD
— United Nations Convention to Combat Desertification
ECOMOG
— Economic Community of West African States' Monitoring Observer Group
UTLZTN
— Utilization
CIP
— Capital Investment Proposal
OIOS
— Office of Internal Oversight Services
TTD
— Temporary Total Disability
EPS
— Earnings per share
FIE
— Foreign-Invested Enterprise
GPM
— Graduated Payment Mortgage
ROC
— Rate of Change
HRD
— Human Resource Development
JD
— Juris Doctorate
CCL
— Center for Creative Leadership
IOS
— International Organization for Standards
UCI
— Unemployment Compensation Insurance
DUSH
— Deputy Under Secretary for Health
IMAP
— Internet Message Access Protocol
OER
— Operation Expense Ratio
NAC
— National Acquisition Center
FNMA
— Federal National Mortgage Association
ROOA
— Return on Operating Assets
HHS
— Health and Human Services Department
NAAS
— Network as a Service
CFS
— Container Freight Station
FFIEC
— Federal Financial Institutions Examination Council
B2C
— Business to Consumer
EBSA
— Employee Benefits Security Administration
CFIUS
— Committee on Foreign Investment in United States
0DSAC
— 90 days, same as cash
A&W
— Allen & Wright (Roy Allen and Frank Wright combined their initials to name A&W Root Beer in 1922)
LSE
— London Stock Exchange
RR
— retention rate
L/C
— Letter of Credit
IDA
— Industrial Development Authority
WHD
— World Habitat Day
CADR
— Cash available for distribution before debt reduction
PLM
— Product Lifecycle Management
A&S
— Accident and sickness insurance
ICPD
— International Conference on Population and Development
MTTR
— Mean Time To Recovery
DCPP
— Defined Contribution Pension Plan
ICANN
— Internet Corporation for Assigned Names and Numbers
GST
— Goods and Services Taxation
HECM
— Home Equity Conversion Mortgage
PVFC
— Prepaid variable forward contract
GOOS
— Global Ocean Observing System (IOC, UNESCO, WMO, and ICSU)
AIA
— American Institute of Architecture
GAAS
— Generally Accepted Auditing Standards. Perhaps only marginally less contradictory than GAAP, but they do exist, honestly.
WCEFA
— World Conference on Education for All
LR
— Labor Relations
LTI
— Long-term incentive
CO
— Compliance Officer
SWT
— State witholding tax
OASDI
— Old Age and Survivors Disability Insurance
AMPS
— Auction Market Preferred Stock
DAPT
— Domestic Asset Protection Trust
IFAD
— International Fund for Agricultural Development (UN)
WIPO
— World Intellectual Property Organization
EIN
— Employer Identification Number
ISSA
— International Securities Services Association
CLA
— Cross-Licensing Agreement
CNF
— Cost, not freight
MIME
— Multipurpose Internet Mail Extension
CFA
— Chartered Financial Analyst
TAB
— Tax Anticipation Bill
PGI
— Potential Gross Income
ABLOS
— Advisory Board on the Law of the Sea
NACM
— National Association of Credit Management
SSD
— Social Security Disability
SNF
— Skilled Nursing Facility
MCC
— Merchant category codes
DDSN
— Demand-driven supply networks
FMLA
— Family and Medical Leave Act
SEM
— Shared-Equity Mortgage
GAGAS
— Generally Accepted Government Accounting Standards
AD & D
— Accidental Death and Dismemberment
ACV
— Account Current Value
RRSP
— Registered Retirement Savings Plan (Canada; Roughly Equivalent To The IRA In The U.S.)
WRLDWD
— Worldwide
CMO
— Chief Marketing Officer
CMSA
— Consolidated Metropolitan Statistical Area
PE
— Price to Earnings Ratio
MUPLA
— Model Uniform Products Liability Act
FASAC
— Financial Accounting Standards Advisory Council
GR
— General Revenue
COHRS
— Central Office Human Resources Service
IP
— Intellectual Property
STTR
— Small Business Technology Transfer
DRP
— distribution requirements planning
EFT
— Electronic Funds Transfer
NAICS
— North American Industry Classification System
TRUPS
— Trust Preferred Securities
REA
— Return on assets
ECP
— Engineering Change Proposals
UNFPA
— United Nations Fund for Population Activities (see www.unfpa.org)
ZEN
— Zero Effort Network
SB/SDB
— Small Business/Small Disadvantaged Business
CFTC
— Commodity Futures Trading Commission
PCE
— Personal consumption expenditure; personal consumption expenditure deflator
UNCCP
— United Nations Conciliation Commission for Palestine
VAO
— Virtual Acquisition Office
BOS
— Behavior Observation Scale
FERC
— Federal Energy Regulatory Commission (U.S.)
SIV
— Structured Investment Vehicle
FCCPA
— Federal Consumer Credit Protection Act of 1968
MOTO
— Mail order-telephone order
FAME
— Facilities Maintenance Engineering
C2C
— Consumer To Consumer. Marketing/trading model by which ordinary people sell and provide products/services to each other. It's an ancient model, prehistoric in fact, virtually extinguished by the industrial revolution and corporate age, (see B2B/B2C), alth
FITW
— Federal Income Tax Withholding
CPR
— Cardio-Pulmonary Resuscitation
BAT
— Budget Advisory Team
HDAPT
— Hybrid domestic asset protection trust
CGMA
— Chartered Global Management Accountant
BOC
— Budget Object Code
NOI
— Net Operating Income
FPML
— Financial Products Markup Language
SAS
— Statement of Accounting Standards
RSA
— Rivest-Shamir-Adleman
YAHOO
— You Are Hazy Over Oranges
NACUBO
— National Association of College & University Business Organizations
WIDER
— United Nations University World Institute for Development Economics Research
FSP
— FASB Staff Position
EGI
— Effective Gross Income
OI&T
— Office of Information and Technology
ABF
— Asset-Based Financing
GNMA
— Government National Mortgage Association
USRPI
— U.S. real property interest
CICP
— Centre for International Crime Prevention
OR
— Operating revenue
ACP
— Average Contribution Percentage
A&I
— Accident and Indemnity
C&B
— Compensation and Benefits
CHRC
— Criminal History Records Check
AAPC
— Accounting and Auditing Policy Committee
CMA
— Certified Management Accountant
PBO
— Projected Benefit Obligation
ICGFI
— International Consultative Group on Food Irradiation
NASDAQ
— National Association for Security Dealers and Automatic Quotation
UC
— Unemployment Compensation
ROG
— Receipt Of Goods
OHCHR
— Office of the United Nations High Commissioner for Human Rights
ECB
— European Central Bank
EPPA
— Employee Polygraph Protection Act
FMV
— Fair Market Value
AFP
— Association for Financial Professionals
ROTA
— Return On Total Assets
TSR
— Terminate and Stay Resident [software program]
GAO
— Government Accounting Office
GTL
— Group Term Life Insurance.
DTCC
— Depository Trust & Clearing Corp
TWA
— Time Weighted Averages
LT
— Long Terme
PJ
— Purchases journal
TRASOP
— Tax Reduction Act ESOP
IASB
— International Accounting Standards Board
AAGR
— Annual average growth rate
LEI
— Leading Economic Indicators
SDVOSB
— Service-Disabled Veteran-Owned Small Business
ESA
— Coverdell education savings account
CBCMC
— Clinical Bar Code Multidisciplinary Committee
ROS
— Return on Sales
ADR
— Asset Depreciation Range (finance)
SRPM
— Stated Redemption Price at Maturity
GAAP
— Generally Accepted Accounting Principles
HCIP
— Harmonized Index of Consumer Pricing
TBC
— To Be Contested
CPLTD
— Current portion of long-term debt
AFB
— American Farm Bureau, Inc.
CUM
— Cumulative
ALV
— Average Lease Value (Cars)
ECOSOC
— Economic and Social Council of the United Nations
I-9
— I-9 Form
CRT
— Charitable Remainder Trust
PHI
— Protected Health Information
ADEA
— Age Discrimination in Employment Act's
LDI
— Liability Driven Investment
SBRB
— Small Business Research Board
PBA
— Pending bank approval
MBE
— Mortgage banking enterprise
C2C
— Customer to Customer
NFE
— Net Financial Expense
SEC
— Securities and Exchange Commission (US)
UNIFIL
— United Nations Interim Force In Lebanon
IASC
— International Accounting Standards Committee
RFPA
— Right to Financial Privacy Act of 1978
UPS
— United Parcel Service, Inc.
GIC
— Guaranteed Investment Contract
CSO
— Chief Security Officer
GCOS
— Global Climate Observing System (WMO, IOC, UNEP, and ICSU)
PAAS
— Platform-as-a-Service
DTL
— Deferred Tax Liability
PIK
— Payment in Kind
UNCIVPOL
— United Nations Civilian Police
OSBDU
— Office of Small and Disadvantaged Business Utilization
COL
— Cost Of Living
FHA
— Federal Housing Administration
TRA
— Tax Reform Act
SSA
— Social Security Administration
UNEF
— United Nations Emergency Force
NPA
— Non-Performing Assets
UNPD
— United Nations Population Division
NSF
— Not Sufficient Funds
CIMC
— Certified Investment Management Consultant
FSLIC
— Federal Savings & Loan Insurance Corporation
UNCITRAL
— United Nations Commission On International Trade Law
ITSM
— Information Technology Service Management
OSHA
— Occupational Safety and Health Act (1970)
GASB
— Governmental Accounting Standards Board
PITI
— Principal, Interest, Taxes, and Insurance
BOA
— Basic Ordering Agreement
BBB
— Better Business Bureau's
NABA
— National Association of Black Accountants, Inc.
SBD
— Small Disadvantaged Business
UNCTAD
— United Nations Conference on Trade and Development
FACCT
— Foundation for Accountability
PBT
— Profit Before Tax
UNHCHR
— United Nations High Commissioner for Human Rights
UNCT
— United Nations Country Team
ATB
— Adjusted Trial Balance
ZEBRA
— Zero-balance reimbursement account
BRC
— Business Reply Card
BRICS
— Brazil, Russia, India, China and South Africa
DRO
— Domestic Relations Order
EAR
— Export Administration Regulations
EMV
— Europay, Master Card and Visa
ESA
— Employment Standards Administration
TPRB
— Trade Policy Review Body
BOD
— Board of Directors (Budget)
YRT
— Yearly Renewable Term
RESPA
— Real Estate Settlement Procedures Act
UNOMIL
— United Nations Observer Mission In Liberia
IRMAA
— Income Related Medicare Adjustment Amount
CSO
— Central Statistical Organisation
OER
— Owner's equivalent rent
PTO
— Paid Time Off
LLIC
— Limited liability investment company
SLOB
— Separate Line of Business
IMR
— Information Management Research
OA
— Operating Assets
BPD
— barrels per day
FAS
— Financial Accounting Standards
PDA
— Payday Advance Loan
F2F
— Face-to-Face Meeting
ROAE
— Return on Assets Employed
FEI
— Financial Executives Institute
CSV
— Cash Surrender Value
TUR
— Total Unemployment Rates
CPFFC
— Cost-plus-fixed-fee contract
ACRB
— Architectural Change and Review Board
PSI
— Performance Salary Increase
BCP
— Business Continuity Plan
TVI
— Trade Value Index
QBU
— Qualified Business Unit
SARSEP
— Salary Reduction Simplified Employee Pension Plan
UNCSW
— United Nations Commission on the Status of Women
CSPN
— College Savings Plan Network
MMC
— Money market certificate of deposit
MVIC
— Market Value of Invested Capital
UNRISD
— United Nations Research Institute for Social Development
IAB
— Internet Advertising Bureau
PSA
— Public Service Announcement (radio/TV Term)
SBAP
— Small Business Assistance Program
LTO
— Long-Term Option
DINKS
— Dual Income, No Kids
PW
— present worth
SIC
— Standard industrial clssification
OCBOA
— Other Comprehensive Basis of Accounting
DMFAS
— Debt Management and Financial Analysis System
DBPP
— Defined Benefit Pension Plan
EMIF
— Emerging Issues Task Force
GTOS
— Global Terrestrial Observing System
AR
— Accounts Receivable
WFC
— World Food Council
QR
— Quality Review
FAO
— Food and Agriculture Organization of the United Nations
SBLF
— Small Business Lending Fund
BIA
— Business Impact Analysis
ROA
— Return on assets
EPCM
— Exempt-contract, percentage-of-completion method
RAN
— Revenue Anticipation Note
EDI
— Electronic Date Interchange
AGT
— Agent
IRDA
— Insurance Regulatory Development Authority
TEA
— Technology-enabled auditing
EB
— Extended Benefits
QWL
— Quality of Work Life
LLTC
— Limited liability trust company
FAAS
— Financial Assurance and Accountability Standards
GSTP
— Global System of Trade Preferences
JEC
— Joint Economic Committee
NCUA
— National Credit Union Administration
NRI
— Net Revenue Interest
PIPE
— Public investment in private equity
NEO
— New and Emerging Occupations
BDI
— Brand Development Index
ICSAB
— International Civil Service Advisory Board
ISO
— Incentive Stock Option
BPO
— Bargain Purchase Option
IPA
— Inflation Protected Annuity
QSF
— Qualified Settlement Fund
LWP
— Leave With Pay
DSPP
— Direct Stock Purchase Plan
RIPA
— Retirement Income Policy Act
HC
— Humanitarian Coordinator
VIE
— Variable Interest Entity
UNDAF
— United Nations Development Assistance Framework
CISSP
— Certified Information Systems Security Professional
SAAR
— Seasonally Adjusted Annual Rate
ECE
— Economische Commissie voor Europa (United Nations) (Dutch: Economic Commission for Europe)
UNDOF
— United Nations Disengagement Observer Force
CEBS
— Certified Employee Benefits Specialist
ACW
— African Centre for Women
ERM
— Enterprise Resource Management
TPL
— Third-Party Liability
BPC
— Business Planning Cycle
UNTMIH
— United Nations Transitional Mission in Haiti
IRP
— Industry Risk Premium
A/S
— Account sales
EOI
— Evidence of Insurability
CUSIP
— The Committee Of Uniform Security Identification Procedures
IBEW
— International Brotherhood of Electrical Workers
NIOSH
— National Institute of Occupational Safety and Health's
ASTD
— American Society for Training and Development
HDML
— Handheld Device Markup Language
NRMLA
— National Reverse Mortgage Lenders Association
BCFD
— Billion Cubic Feet per Day
EAC
— Employee Advisory Committee
RJP
— Realistic Job Preview
PEC
— Potential earnings converted
PTP
— Publicly Traded Partnership
SRSG
— Special Representative of the Secretary-General
MOD
— Manufacturing on demand
BML
— Bean Markup Language
DWC
— Days working capital
TSP
— Thrift Savings Plan
REMIC
— Real Estate Mortgage Investment Conduit
FASAC
— Financial Accounting Standards Advisory Committee
ISO
— International Standard Organisation
UNSO
— United Nations Sudano-Sahelian Office
UNSCEAR
— United Nations Scientific Committee on the Effects of Atomic Radiations
MSP
— Managed Service Provider
FLP
— Family Limited Partnership
NFTC
— National Foreign Trade Council, Inc.
DVOP
— Disabled Veterans Outreach Program
NCSA
— National Center for Supercomputing Applications
TN
— Temporary Visa
NAPAT
— National Association for Private Annuity Trusts
TPA
— Third Party Administrator
IASA
— Internation Air Shipper's Association
AAG
— Audit and accounting guides
FEA
— Fair Employment Act
COLI
— Cost of Living Index
NCUSIF
— National Credit Union Share Insurance Fund
CLAT
— Charitable Lead Annuity Trust
ICQ
— Internal Control Questionnaire
UNCED
— United Nations Conference on Environment and Development
NAR
— National Association of Realtors
FHLMC
— Federal Home Loan Mortgage Corporation, United States
SPHR
— Senior Professional Human Resources
GSR
— General Securities Representative
IAF
— Inflation Adjustment Factor
DOM
— Distributed Order Management
NDA
— Nondisclosure Agreement
CSR
— Corporate Social Responsibilty
FMR
— Fair Market Rental
ROC
— Return on Capital
AFICS
— Association of Former International Civil Servants
MLD
— Market-linked deposit
IMO
— International Maritime Organization
ITC
— International Trade Center
BSNL
— Bharath Sanchar Nigam Limited
UNCRD
— United Nations Centre for Regional Development
ABS
— Asset Based Securitization
SBBA
— Sales and Buy-Back Agreement
S&P
— Standard & Poor's
DVA
— Debt value adjustment
J&S
— Joint and Survivorship
LEC
— Local Exchange Carrier
INCB
— International Narcotics Control Board
UNV
— United Nations Volunteers Programme
ETC
— Estimate To Completion
ZBB
— Zero-based budgeting
CEA
— Chief Enterprise Architect
MHAEA
— Mental Health and Addiction Equity Act
TAMRA
— Technical and Miscellaneous Revenue Act of 1988
SMLLC
— Single Member Limited Liability Company
QREC
— Quality Review Executive Committee
UNSD
— United Nations Statistic Division
C&D
— Cease and Desist
IAG
— International Auditing Guidelines
BCAG
— Business Community Advisory Group
GPO
— Guaranteed Purchase Option
NABARD
— National Bank for Agricultural and Rural Development
NNTP
— Network News Transport Protocol (ATM)
DFEH
— Department of Fair Employment and Housing's
MPPAA
— Multiemployer Pension Plan Amendments Act
FMRR
— Financial Management Rate of Return
ITSD
— Information Technology Services Division
CLUT
— Charitable Lead Unitrust
GEENET
— Global Environmental Epidemiology Network
UDR
— Unused development rights
WHCRA
— Women’s Health and Cancer Rights Act of 1998
LTD
— Long Term Insurance
UDITPA
— Uniform Division of Income for Tax Purposes Act
CMYK
— Cyan, Magenta, Yellow, Black
NAFTA
— North American Free Trade Agreement
DCAA
— (U.S.) Defense Contract Audit Agency
SAT
— Scholastic Aptitude Test
NAIC
— National Association of Insurance Commissioners
PE
— Printer Error
UNOMUR
— United Nations Observer Mission Uganda-Rwanda
DNAMTI
— Distributable Net Alternative Minimum Taxable Income
ILC
— International Law Commission
CIA
— Certified Internal Auditor (US)
CRPC
— Chartered Retirement Planning Counselor
UNCDF
— United Nations Capital Development Fund
EPLI
— Employee practices liability insurance
OCHA
— Office for the Coordination of Humanitarian Affairs
OR
— Operations research
F&F
— Furniture & Fixtures
VEVRA
— Vietnam-Era Veterans Readjustment Act
SMI
— Supplemental Medical Insurance (US Medicare Part B)
ATU
— Annual Tax Unit
PCS
— Post-contract customer support
UNSCOM
— United Nations Special Commission for the Elimination of Iraq's Weapons of Mass Destruction
IBDOEI
— Income before discontinued operations and extraordinary items
RMBS
— Residential mortgage backed securities
BNIB
— Business Needs and Investment Board
PPA
— Pension Protection Act of 1987
MBA
— Masters of Business Administration
QPRT
— Qualified Personal Residence Trust
GAAFR
— Governmental Accounting, Auditing, and Financial Reporting
FCB
— Foote Cone & Belding
DUS
— Dollar Unit Sampling
QSPE
— Qualified special purpose entity
ACII
— American Association of Individual Investors
MEWA
— Multiple Employer Welfare Arrangement
ACABQ
— Advisory Committee on Administrative and Budgetary Questions
SEP
— Simplified Employee Pension
CRM
— Credit Risk Management
TDB
— Temporary Disability Benefits
CESCR
— Convention on Economic, Social and Cultural Rights
ASCI
— Advertising & Standards Council of India
PCAOB
— Public Company Accounting Oversight Board
ADI
— Area of Dominant Influence
IAM
— Identity and Access Management
VA
— Veterans Affairs
UNCC
— United Nations Compensation Commission
AMTFTC
— Alternative minimum tax foreign tax credit
AATF
— Airport and Airway Trust Fund
PIM
— Product Information Management
GED
— General Equivalency Diploma
AMCD
— Audit and Management Consulting Division
VSOP
— Very Special Old Pale
PUD
— Planned Unit Development
EBP
— Employee Benefits Plan
HRA
— Health Reimbursement Account
INC.
— Incorporated
WCC
— World Climate Conference
GPHR
— Global Professional in Human Resources
SITW
— State income tax withholding
ECAB
— Employee's Compensation Appeals Board
AFC
— Average fixed costs
SSBIC
— Specialized Small Business Investment Company
ADP
— Applicable Distribution Period
BOT
— Board of Trustees
OTCEI
— Over the Counter Exchange of India (stock exchange)
HPI
— Human Poverty Index
EA
— Electronic Arts Inc (NASDAQ Stock Exchange [NASDAQ])
EVM
— Earned Value Management
AUI
— Auxiliary Unit Interface
SSBCI
— State Small Business Credit Initiative
SUA
— Convention for the Suppression of Unlawful Acts Against the Safety of Maritime Navigation
OIS
— Occupations Information System
USC
— United States Code
WPI
— Wholesale Price Index
UNFCCC
— United Nations Framework Convention on Climate Change
SLE
— Single lease expense
MTNL
— Mahanagar Telephone Nigam Limited
VOPAN
— Voice Pitch Analysis
SSD
— Social Security Disability
UNIPTF
— United Nations International Police Task Force
RCN
— Replacement Cost New
RFM
— Rcency, Frequency, Monetary Analysis
CF
— Cash Flow
CPO
— Chief of Purchasing Office
MCC
— Mortgage Credit Certificate
MTL
— Multi-Level Marketing
CCPOQ
— Consultative Committee on Programme and Operational Questions
NMHPA
— Newborns’ and Mothers’ Health Protection Act
TOD
— Transfer on death
CIK
— Central index keys
SMSA
— Standard Metropolitan Statistical Area
ARB
— Accident Review Board
PRP
— Preferred Risk Policy
UNTAC
— United Nations Transitional Authority in Cambodia
LEAF
— Logistics, Engineering, Acquisition, and Finance
GPML
— Global Programme Against Money Laundering
EDA
— Economically Depressed Area
CBHCO
— Community-Based Health Care Organization
CLU
— Chartered Life Underwriter
FRF
— Financial Reporting Framework
DBIC
— Data Base Integration Committee
DB
— Defined Benefit (retirement Plan; For Example, A Pension)
CBI
— Compliance and Business Integrity
ILO
— International Labor Organization (UN)
CNS
— Continuous Net Settlement
S&L
— Savings and Loan
UNOGBIS
— United Nations Peace-Building Support Office in Guinea-Bissau
BLBA
— Black Lunch Benefits Act
E&P
— Earnings & Profits
PVT
— Persons Viewing Television
DII
— Days in Inventory
PT
— Part-Time
KYC
— Know-your-customer
C&I
— Commercial and industrial customers (Electricity transmission)
BCA
— Business Continuity Plan
SOV
— Share Of Voice
ACFR
— Advisory Committee on Fishery Research
OTB
— Off-Track Betting
ASPPA
— American Society of Pension Professionals & Actuaries
PE
— Pass-through entity
EM
— Emergency Loan Program
NRV
— Net recoverable value
EIC
— Earned Income Tax Credit
CDFI
— Community Development Financial Institution
ASEAN
— Association of South East Asian Nations
MUD
— Multiple User Dungeon
BPO
— Business Process Optimization
ESAF
— Enhanced Structural Adjustment Facility
CGL
— Comprehensive General Liability
SBIR
— Small Business Innovation and Research
SHRM
— Society for Human Resource Management's
AWW
— average weekly wage
SSUTA
— Streamlined Sales and Use Tax Agreement
DM
— Department of Management
OCC
— Office of the Comptroller of the Currency
FASIT
— Financial asset securitization investment trusts
LRO
— Labor Relations Officer
FMSHA
— Federal Mine and Safety Health Act
ECM
— Enterprise Content Management
SMM
— Summary of material modifications
I&A
— Interest and amortization
UCR
— Usual, customary, and reasonable
WHYCOS
— World Hydrological Cycle Observing System
MOF
— Ministry Of Finance
TIF
— Tax Increment Financing
KFOR
— UN Kosovo Force
XBRL
— Extensible Business Reporting Language
FBAR
— Foreign Bank & Financial Account
SLA
— Share lending agreement
CEBS
— Certified Employee Benefit Specialist
SPX
— Standard and Poor’s Index
CESA
— Coverdell education savings account
UNMAS
— United Nations Mine Action Service
ESS
— Employee Self-Service System
URLA
— Uniform Residential Loan Application
UNCHS
— United Nations Centre for Human Settlements
CAPS
— Convertible Adjustable Preferred Stock
ADA
— Associate Deputy Administrator
PCM
— Percentage-of-completion method
CCHR
— Canadian Council on Human Resources
CEDAW
— Committee on the Elimination of Discrimination against Women
USPAP
— Uniform Standards of Professional Appraisal Practice
UNDAW
— United Nations Division for the Advancement of Women
SDVOB
— Service-disabled veteran owned business
TAA
— Trade Adjustment Act
INSTRAW
— International Research and Training Institute for the Advancement of Women
D&B
— Dun & Bradstreet
PING
— Pocket Internet Gopher
LMI
— Lender's mortage insurance
SFAS
— Statements of Financial Accounting Standards
MSPA
— Migrant and Seasonal Agriculture Worker Protection Act
STD
— Short-term disability
CPIC
— Capital Planning and Investment Control
IHRIM
— International Association of Human Resource Information Management
USOA
— Uniform system of accounts
HRA
— Health Reimbursement Arrangement
ROU
— Right of Use
HCM
— Human Capital Management
ODCF
— Owner's Discretionary Cash Flow
SME
— Small- to medium-sized entities
DOCO
— Development Operations Coordination Office
MSPR
— Medicare Secondary Payer Rules
UNOG
— United Nations Office at Geneva
BRM
— Business Reference Model
SDD
— Software Design and Development
Y/Y
— Year-over-year
SIFMA
— Securities Industry and Financial Markets Association
SFO
— Solicitatio for offers
LTD
— Limited
FEIN
— Federal Employment Identification Number
AFTS
— Automatic Funds Transfer Services
DAW
— Division for the Advancement of Women
ADAS
— Associate Deputy Assistant Secretary
NRF
— National Retail Federation
BOC
— Business Operations Committee
POP
— Public Offering Price
OOB
— OOS out of business
IPS
— Inflation Protected Security
VEBA
— Voluntary Employees' Beneficiary Association
AFSCME
— American Federation of State, County and Municipal Employers
JTPA
— Job Training Partnership Act
HROD
— Human Resources and Organizational Development
LC
— Limited Company
QE
— Quarter Ending
CFRS
— Carry Forward in Rolling Settlement
DK
— Dorling Kindersley
SSVS
— Statement on Standards for Valuation Services
CCI
— Consumer Confidence Index
CBO
— Chief Business Office
NRD
— Normal Retirement Date
AIME
— Average Index Monthly Earnings
NAO
— National Administrative Offices
ODDS
— Online Data Delivery System
COP
— Conference of the Parties
IDS
— Income Deposit Securities
PM
— Profit Margin
ROFR
— Right of First Refusal (finance)
EPA
— Expanded Programme of Assistance
CCR
— Central Contractor Registeration
CEHIST
— Center for Evaluation of Healthcare Information Systems & Technology
MOC
— Market On Close
POB
— Public Oversights Board
LLDIE
— Limited life debt investment entity
LAIA
— Latin American Integration Association
BA
— Business Architecture
APOC
— Administrative Point of Contact
ABC
— Audit Bureau of Circulations Inc.
COSO
— Committee of Sponsoring Organizations
FIA
— Federal Insurance Administration
ECR
— Executive Conference Room
NSBA
— National Small Business Association
PERC
— Premiums, earnings and reasonable charges
PRA
— Paperwork Reduction Act of 1980
EOLI
— Employer owned life insurance
ADP
— Attention Dial Pulse
TTL
— Total Linhas Aéreas
LMA
— Labor Market Area
CSA
— Cost Sharing Arrangement
MLA
— Minimum Liquid Assets
DRPC
— Division for Resources Planning and Coordination
EPROM
— Electrically Programmable Read Only Memory
FRA
— Federal Reserve Act
AWL
— Actual Wage Loss
ECN
— Electronic Communications Network
GRC
— Goverance, risk and compliance
CODI
— Cancellation of Debt Income
DTP
— Data Transfer Program
WKLY
— Weekly
AFN
— Additional Funds Needed
WRC
— World Radiocommunication Conference
VHA
— Veterans Health Administration's
EDGAR
— Electronic Data Gathering, Analysis and Retrieval
WPP
— Wire and Plastic Products
MFST
— Manifest
PAM
— Pledged Account Mortgage
UNOSOM
— United Nations Operation in Somalia
ISO
— Independent Sales Organization
PAR
— Public Accounting Report
MST
— Marketable Securities Tax
AC
— Acceleration Clause
VA
— Variable Annuity
UNCJIN
— United Nations Crime and Justice Information Network
SIB
— Securities and Investment Board
DAF
— Donor Advised Fund
CWHSSA
— Contract Work Hours and Safety Standards Act
USPTO
— U.S. Patent and Trademark Office
NPL
— Nonperforming loan
SEPHA
— Special Emergency Programme for the Horn of Africa
UIC
— Unemployment Insurance Commission (Canada, archaic)
ASR
— Accelerated Stock Repurchase
HRCI
— Human Resource Certification Institute
LCC
— Life Cycle Cost
ESL
— English as a second language
LTCG
— Long-term capital gain
STIP
— Short-Term Industry Projections
MSER
— Multi-state Employer Registration
TPS
— Transaction processing services
GIWA
— Global International Waters Assessment
IUR
— Insured Unemployment Rates
DUSHOM
— Deputy Under Secretary for Health for Operations and Management
HP
— Hewlett Packard's
CVLI
— Cash Value Life Insurance
UNL
— Universal Networking Language
HCO
— Health Care Organization
FPO
— Fruit Products Order
DGFT
— Director General of Foreign Trade
DBA
— Davis-Bacon Act
ISM
— Interactive Studio Management
CFIA
— Competency Framework for Internal Auditing
AGGG
— Advisory Group on Greenhouse Gases
ITBAT
— IT Budget Analysis Team
VXML
— Voice eXtensible Markup Language
CTJ
— Citizens for Tax Justice/Institute on Taxation and Economic Policy
TCOE
— Total Cost of Equity
DAP
— Direct Access Program
ISMUN
— International Student Movement for the United Nations
VUL
— Variable Universal Life
UNITAR
— United Nations Institute for Training and Research
AFN
— Annual Funding Notice
IEC
— Inter Exchange Carrier
CAMPS
— Cumulative Auction Market Preferred Stock
ESOT
— Employee Stock Ownership and Trust
MSRB
— Municipal Securities Rulemaking Board
SEPED
— Social Development and Poverty Elimination Division
ITLO
— Information Technology Logistics Office
MAGI
— Modified Adjusted Gross Income
HWRP
— Hydrology and Water Resources Programme
IFUP
— International Forum on Urban Poverty
GAO
— General Accountability Office
CNC
— Currently Not Collectible
UFW
— United Farm Workers
ADP
— Automatic Data Processor
UNIIMOG
— United Nations Iran-Iraq Military Observer Group
MDA
— Market development funds
FO
— Foreign to occupation
QTIP
— Qualified Terminable Interest Property
NAVA
— National Association for Variable Annuities
DDB
— Double-Declining-Balance
ICC
— International Chamber of Commerce
BIRLS
— Beneficiary Identification Records Locator Subsystem
LDP
— Last Day Paid
EBRI
— Employee Benefits Research Institute
CEU
— Continuing Education Unit
UNICEF
— United Nations International Children's Emergency Fund
SMB
— Small- to medium-sized business
CEIT
— Comprehensive business income tax
NBIA
— National Business Incumbation Association
SECA
— Self-Employment Contributions Act
IOLTA
— Interest on Lawyer's Trust Account
EAPA
— Employee Assistance Professionals Association, Inc
ARD
— Actual retirement date
FT
— Full-Time
NRET
— Non-Resident Withholding Tax
FUTA
— Federal Unemployment Tax Act
DSPD
— Division for Social Policy and Development
ACLI
— American Council of Life Insurance
IEFR
— International Emergency Food Reserve
GRID
— Global Resource Information Database (UNEP)
UNDCP
— United Nations International Drug Control Programme
SWOT
— Strengths, Weaknesses, Opportunities and Threats
EBO
— Employee Buyout
CUNA
— Credit Union National Assocation
UNMIH
— United Nations Mission In Haiti
CPI-W
— Consumer Price Index for Urban Wage Earners and Clerical Workers
CUM DIV
— Cumulative dividend
BET
— Business entity tax
HCSA
— Health Care Spending Account
DGAACS
— Department of General Assembly Affairs and Conference Services
SV
— Salvage value
PFR
— Portable Font Resource
UNPD
— United Nations Procurement Division
VRM
— Variable Rate Mortgage
ILM
— Industrial Light and Magic, Inc.
ALBCC
— Account Level Budget Cost Center
BAN
— Bank anticipation notes
UNPROFOR
— United Nations Protection Force (in Former Yugoslavia)
CRC
— Committee on the Rights of the Child
FIRPTA
— Foreign Investment in Real Property Tax Act
UNISTE
— United Nations International Symposium on Trade Efficiency
CFO
— Chief Financial/Fiscal Officer
PFK
— Pay-for-knowledge-and-skills plans
LTC
— Long-Term Care
FMC
— Federal Maritime Commission's
SPD
— Summary Plan Description
TILA
— Truth In Lending Act
XML
— Extended Markup Language
ITIL
— Information Technology Infrastructure Library
RFA
— Regulatory Flexibility Act (US)
D&O
— Directors and Officers Liability
EPLI
— Employment Practices Liability Insurance
CPSC
— Consumer Products Safety Commission
IFOR
— Implementation Force
ATNOL
— Alternative Minimum Tax Net Operating Loss
CIPP/G
— Certified Information Privacy Professional/Government
FYE
— Fiscal year ended
GINA
— Genetic Information Nondiscrimination Act of 2007
ICSC
— International Civil Service Commission
R/E
— Retained earnings
ADS
— Alternative Depreciation System
SSARS
— Statement on Standards for Accounting and Review Services
COAS
— Clinical Observation Access Control
OEBS
— Office of Employee Benefits Security
RR
— Revenue Ruling
OC
— Opportunity Cost
CPC
— Committee for Programme and Coordination
USAA
— United Services Automobile Association's
ITMRA
— Information Technology Management Reform Act (Part of the Clinger-Cohen Act)
SPE
— Special Purpose Entity
NASDR
— National Association of Securities Dealers Regulation
BONUCA
— United Nations Peace-Building Office in the Central African Republic
IAP
— Initial advance payment
EPTA
— Expanded Programme of Technical Assistance
RET
— Retirement earnings test
SDA
— Self-directed brokerage account
OTI
— OSHA Training Institute
C&A
— Certification & Authority
UNSC
— United Nations Security Council
FCCC
— For the Framework Convention on Climate Change
CEOSH
— Center for Engineering & Occupational Safety and Health
CSUM
— Common Security User Manager
NPT
— Non-Proliferation Treaty
MDIB
— Minimum Distribution Incidental Benefit
POD
— Professional & Organizational Development
IDB
— Industrial Development Board
SRO
— Self Regulatory Organization
ELI
— Equity Linked Investments
NASBA
— National Association of State Boards of Accountancy
RDC
— Remote Deposit Capture
PIA
— Primary Insurance Amount
EBSA
— Employee Benefit Security Administration's
BIMS
— Business Information Management Suite
BPC
— Budget Priority Committee
SCA
— Service Contract Act
ALBRS
— Automated Lending and Borrowing in Rolling Settlement
CFOC
— Chief Financial Officers Council
BAT
— Bureau of Apprenticeship and Training
STOLI
— Stranger-originated life insurance
UNOV
— United Nations Office at Vienna
JAIN
— Joint American Indian Network
VWPX
— Volume Weighted Price Uncrossing
A&A
— Advisory & Assistance
VAL.
— Value
OLA
— Office of Legal Affairs
CPP
— Consumer Preferences and Policy
LTC
— Long-Term Care
UNREO
— United Nations Rwanda Emergency Office
NCO
— Net chargeoffs
IFEBP
— International Foundation of Employee Benefit Plans
FALD
— United Nations Field Administration and Logistics Division
CFP
— Certified Financial PlannerTM
UNAIDS
— Joint United Nations Programme on HIV/ Acquired Immune Deficiency Syndrome
COFI
— Cost of Funds Index
BRB
— Benefit Review Board
UNAFRI
— United Nations African Institute for the Prevention of Crime and the Treatment of Offenders
SEDR
— Systems Engineering and Design Review
ITS
— Intermarket Trading System
HRMS
— Human Resource Management System
DEFRA
— Deficit Reduction Act
CSP
— Certified Speaking Professional
SPAC
— Special-purpose acquisition company
DPGA
— Deferred Payment Gift Annuity
HQS
— Housing Quality Standards
PWBA
— Pension and Welfare Benefits Administration
DKNY
— Donna Karan New York
NTFO
— Nationwide Tax Forums Online
HTTP
— Hyper Text Transport Protocol
CPE
— Continuing Professional Educational
CSA
— Common Services Architecture
POC
— Pacific Operations Centre
ROTC
— Reserve Officer Training Corporation
F/K/A
— Formally known as
HCTC
— Health Coverage Tax Credit
CHRC
— Canadian Human Rights Commission
T/B
— Trial balance
CSEMO
— Corporate Senior Executive Management Office
FMHA
— Farmers Home Administration
QCR
— Quarterly Contributions Report
HRIS
— Human Resources Information System
AIR
— Assumed Investment Rate
HARP
— Home Affordable Refinance Program
AA
— Average Audience
HRIS
— Human Resource Information System
HR&A
— Human Resources and Administration
COBRA
— Common Object Request Broker Architecture
UNIPOM
— United Nations India-Pakistan Observation Mission
GLSO
— Group Legal Services Organization
CBFA
— Committee on Budget, Finance and Administration
PM PAR
— Program Management Policy, Assessment, and Reporting
SSTP
— Streamlined Sales Tax Project
IETC
— International Environmental Technology Centre
NVCA
— National Venture Captial Association
STF
— Summary Tape File
USERRA
— Uniform Services Employment and Reemployment Rights Act
CDR
— Centre for Documentation and Research
OIP
— Office of the Iraq Programme
SEPPAA
— Single Employer Pension Plan Amendments Act
MSFW
— Migrant and Seasonal Farm Worker
PM
— Performance Management
USCIS
— U.S. Citizenship and Immigration Service
COE
— Certificate of Eligibility
WRAEA
— Workforce Reinvestment and Adult Education Act
UNSMIH
— United Nations Support Mission In Haiti
BPM
— business process management
VAT
— Value-added taxes
SHD
— Sustainable Human Development
JPO
— Junior Professional Officer
FLC
— Foreign Labor Certification
UNMOVIC
— United Nations Monitoring, Verification and Inspection Commission
KSA
— Knowledge, Skills, Abilities
OSDBU
— Office of Small and Disadvantaged Business Utilization
VOSB
— Veteran-Owned Small Business
MHPA
— Mental Health Parity Act of 1996
QJSA
— Qualified Joint and Survivor Annuity
EBS
— Employee Benefits Security
CFC
— Chartered Financial Consultant
TL
— Time & Labor
LTI
— Lead Time Interval
VOCC
— Vessel Operating Common Carriers
MBS
— mortgage backed security
ARS
— Auction Rate Securities
SMA
— Separately Managed Account
UNOHCI
— United Nations Office of the Humanitarian Coordinator for Iraq
IDS
— International Development Strategy
FOK
— Fill-or-kill order
NOLD
— Net Operating Loss Deduction
PCE
— Pre-existing Condition Exclusion
ECOA
— Equal Credit Opportunity Act
CETA
— Comprehensive Employment and Training Act of 1975
MSI
— Multiple Streams of Income
MTM
— Market to Market
M&A
— Merger & Acquisition
CSA
— Capital Support Agreements
UNPA
— United Nations Postal Administration
DUA
— Disaster Unemployment Assistance
UNMIBH
— United Nations Mission in Bosnia and Herzegovina
IFC
— International Finance Corporation
FRN
— Floating rate notes
FVO
— Fair Value Option
BQ
— Best Qualified
NCAO
— National Cemetery Area Office
EHLP
— Emergency Homeowners Loan Program
ERM
— Enterprise Risk Management
FMOC
— Federal Open Market Committee
UNDG
— United Nations Development Group
TOFC
— Trailer On Flat Car
F&C
— Free and Clear
ZAW
— Zero Administration for Windows
IMFL
— Indian-Made Foreign Liquor
GEM
— Growing Equity Mortgage
TSA
— Tax-sheltered annuity
ICE
— Internal control evaluation
DUZ
— Designated User
L/V
— Loan-to-value ratio
KSA
— Knowledge Skills or Abilities
FSET
— Federal State Employment Taxes
ALC
— Agency Location Code
ICS
— Information Centres Services
PKO
— Peace-Keeping Operation
DMB&B
— D'arcy Masius Benton & Bowles
HUT
— Households Using Television
ODPR
— Office for Displaced Persons and Refugees
SSOP
— Second Surgical Opinion Program
UMB
— United Missouri Bank
OM
— Options Market
VBA
— Veterans Benefit Administration
NMFC
— National Motor Freight Classification
ATNOLD
— Alternative Minimum Tax Net Operating Loss Deduction
GAP
— Gross amount paid
CHFC
— Chartered Financial Consultant
UNFALD
— United Nations Field Administration and Logistics Division
IIOP
— Internet Inter operable ORB Protocol
GIPS
— Global Investment Policy Standards
MINX
— Multimedia Information Network Exchange (system)
ICRA
— Investment Information and Credit Rating Agency
A/O
— Administrative Offices
USTC
— United States Tax Court
AFE
— Average Funds Employed
NRA
— Normal Retirement Age
RFB
— Request For Bid
OES
— Occupational Employment Statistics
WPPDA
— Welfare and Pension Plan Disclosure Act
SDE
— Service Delivery and Engineering
B2C
— Business to Citizen
ZEN
— Zero Engine Noise
ESOT
— employee stock ownership trust
NYMEX
— New York Metal Exchange
BAA
— Business Associate Agreement
ILC
— Industrial Loan Company
EBO
— Equity buy out
DPSP
— Deferred Profit Sharing Plan
NIPA
— National income and product accounts
PTAC
— Procurement Technical Assistance Center
RA
— Resident Alien
OGC
— Office of the General Counsel
P/E
— Price-to-earnings ratio
ITAM
— IT asset management
PEPPRA
— Public Employee Pension Plan. Reporting and Accountability Act
UNOCHA
— United Nations Office for the Coordination of Humanitarian Affairs
EPAU
— Evaluation and Policy Analysis Unit
HDRO
— Human Development Report Office
UNSCO
— Office of the United Nations Special Coordinator for the Middle East
HB
— House B ill
PDA
— Public Displays of Affection
ASF
— American Securitization Forum
SFOR
— Stabilization Force
DAC
— Delivery Against Cost
CBA
— Controlled Business Arrangement
JSSA
— Jury Selection and Service Act
FEP
— Fair employment practice
STD
— Short-term Insurance
ISBA
— International Seabed Area
IPI
— Industrial Protection Index
FICCI
— Federation of Indian Chamber of Commerce and Industry
LAUS
— Local Area Unemployment Statistics
NCCI
— National Council on Compensation Insurance
VAAR
— Department of Veterans Affairs Acquisition Regulation
ECU
— Emergency Coordination Unit
GLA
— Gross Leaseable Area
BAT
— Business Action Theory
B.S.
— Bachelor of Science
NAALC
— North American Agreement on Labor Cooperation
OSDC
— Over/Short/Damage/Claims
XUL
— eXtensible UserInterface Language
CISC
— Common Instruction Set Computer
IRD
— Income in respect of a decedent
INS
— Immigration & Naturalization Service
RO/RL
— Rool on/roll off
FSA
— Flexible Spending Arrangement
UNTAG
— United Nations Transition Assistance Group
SSI
— Supplemental Security Income
ULPA
— Uniform Limited Partnership Act
UCR
— Usual, Customary and Reasonable Fees
PMV
— Private Market Value
EBX
— Electronics Boutique X
IGE
— Intergovernmental Group of Experts
UNMIK
— United Nations Interim Administration Mission in Kosovo
3COM
— Computer, Communications and Compatibility
SLOB
— Separate lines of business
UNOGIL
— United Nations Observation Group In Lebanon
STW
— School-To-Work
POP
— Point-of-purchase
ICDC
— International Child Development Centre
NDNH
— National Directory New Hires
PTSD
— Post Traumatic Stress Syndrome
YSP
— Yield-spread premium
TAT
— Total asset turnover
CEA
— Council of Economic Advisors
CALS
— Continuous Acquisition Lifecycle Support
UNZAP
— United Nations Zambia Assistance Programme
WAI
— Wealth Added Index
NAEA
— National Association of Enrolled Agents
UNTEA
— United Nations Temporary Executive Authority
UNJSPF
— United Nations Joint Staff Pension Fund
POS
— Point-of-sale
WOTC
— Workforce Opportunity Tax Credit
ERCI
— Employee Relocation Council Institute
CHB
— Custom House Broker
MGIC
— Mortgage Guarantee Insurance Company
RPO
— Recruitment process outsourcing
BRD
— Business Requirements Documentation
WPRO
— Western Pacific Regional Office
ITAC
— Information Technology Advisory Committee
NRA
— Non-Resident Alien
DDB
— Deemed death benefit
IRB
— Internal Revenue Bulletin
UNMACC
— United Nations Mine Action Coordination Centre
PPA
— Paperwork Reduction Act
PMSA
— Primary Metropolitan Statistical Area
UNHQ
— United Nations Headquarters
LCD
— Labor Cost Distribution
GAS
— Governmental Accounting Standards
UNIDO
— United Nations Industrial Development Organization
TARP
— Troubled Assets Relief Program
POCS
— Points of Contact
UAW
— United Auto Workers
FS
— Forest Service (USDA)
JRPU
— Joint Reintegration Programming Unit
SE
— Salaried Exempt
ASHHRA
— American Society for Healthcare Human Resources Administration
OOH
— Occupational Outlook Handbook
CHL
— Customs house license
EMP
— Environmental Planning and Management
OFCCP
— Office of Federal Contract Compliance Programs
WIA
— Workforce Investment Act
PPBD
— Programme Planning and Budget Division
RTN
— Routing Transit Number
UNON
— United Nations Office at Nairobi
CRSR
— Congressional Research Service Report
PPE
— Property, Plant and Equipment
FACT
— Fair and Accurate Credit Transactions Act of 2003
NFIB
— National Federation of Independent Business
CBL
— Common Business Language
NBB
— New Belgium Brewery
PA
— Public Accountant
TCDC
— Technical Cooperation among Developing Countries
PBM
— Pharmacy Benefits Management (or Manager)
VBIA
— Veterans Benefits Improvement Act of 2004
CSD
— Commission on Sustainable Development's
QR
— Quarterly Report
WMU
— World Maritime University
ALBM
— Automated Lending and Borrowing Mechanism
CBRS
— Currency banking and retrieval system
RMA
— Restricted management account
GMP
— Guaranteed Maximum Price
FELA
— Federal Employment Liability Act
SSDI
— Social Security Disability Insurance
SLA
— Supplemental Lease Agreements
OAR
— Overall Rate Of Return
PFA
— Platform for Action
GEF
— Global Environmental Facility (environment)
HAC
— Health Administration Center
CRISIL
— Credit Rating Investment Services India Limited
UNDHL
— United Nations Dag Hammarskjölds Library
VOC-ED
— Vocational Education
AIMS
— Advertising and Integrated Marketing Solutions
VOB
— Veteran-Owned Business
UPE
— Unreimbursed Partnership Expenses
UNAMSIL
— United Nations Mission In Sierra Leone
HRLY
— Hourly
PUT
— Persons Using Television
ASBL
— American Small Business League
LDW
— Last Day Worked
AGFUND
— Arab Gulf Programme for United Nations Development Organizations
FACHE
— Fellow in American College of Healthcare Executives
ZBA
— Zero-Balance Account
BKPR
— Bookeeper
MACC
— Mine Action Coordination Centre
CCC
— Cost Containment Center
FTR
— family tracing and reintegration
ATP
— Acquisition Training Program
UI
— Unemployment Insurance
DSW
— Discount Shoe Warehouse
OTR
— Office of Thrift Supervision
SOBO
— Small Office Business Office
CUM PFD
— Cumulative preferred
CPDO
— Constant Proportion Debt Obligation
NVC
— National Veterans Conference
RDMHQ
— Rapidly Deployable Mission Headquarters
VWPT
— Value Weighted Price Trading
SBJPA
— Small Business Job Protection Act of 1996
BEIT
— Business Enterprise Income Tax
D2D
— Developer to Developer
SYSTEM
— Save YourSelf Time, Engergy, and Money (as reported by www.just15minutes.com)
GWAC
— Government Wide Acquisition Contract
BCA
— Board of Contract Appeals
QAIP
— Quality Assurance and Improvement Plan
SDNP
— Sustainable Development Networking Programme
HR
— Headquarters Report
SAMS
— Systemic Advocacy Management System
HOW
— Homeowner Warranty Plan
BCS
— Business Case Study
UNIS
— United Nations Information Service
ITC
— Information Technology Conference
OCR
— Overall Capitalization Rate
CCSQ
— Consultative Committee on Substantive Questions
ULP
— Unfair Labour Practices
UNTSO
— United Nations Truce Supervision Organization
CB
— Carryback
CCSQ(PROG)
— Consultative Committee on Substantive Questions (Programme Matters)
GMIB
— Guaranteed Minimum Income Benefit
NAWW
— National Average Weekly Wages
USM
— Unlisted Securities Market
LOW
— Lack of Work
UNAT
— United Nations Administrative Tribunal
FABS
— Financial and Business Solutions
CEA
— Certificate of Educational Achievement
OCP
— Overland Common Point
UNOMSIL
— United Nations Observer Mission in Sierra Leone
BLESS
— Borrowing and Lending Securities Schemes
NST
— National Sales Tax
DIMA
— Division of Information Management and Analysis
IREA
— Intermountain Rural Electric Association
POP
— Premium-Only Plan
LA
— Labor Area
QWI
— Quarterly Workforce Indicators
RI
— Royalty Interest
GPRS
— General Packet Radio System
LOR
— Letter Of Response
BB
— Base Benefits
CHS
— Commission on Human Settlements
AR
— Architecture Requirements
DRC
— Deficit Reduction Contribution
EFW
— Electronic Funds Withdrawal
HVCC
— Home Valuation Code of Conduct (mortgage and appraisal industry)
DFI
— Derivative Financial Instrument
HRIS
— Human Resources Information Service
CSVLI
— Cash surrender value life insurance
GST
— Generation-Skipping Transfer
DITE
— Division on Investment, Technology and Enterprise Development
UNMOT
— United Nations Mission of Observers in Tajikistan
SMES
— Small- and medium-scale enterprises
SST
— Streamline Sales and Use Tax Agreement
ALA
— American Legion Auxiliary
CFS
— Committee on World Food Security
PSR
— Presentence report
QNEC
— Qualified nonelective contributions
FSA
— Farm Service Agency
OIS
— Overnight Index Swaps
AC
— Associate Chief of Staff
WOSB
— Woman-Owned Small Business
TALF
— Term Asset-Backed Securities Loan Facility
VISN
— Veterans Integrated Service Network
CTFA
— Certified trust & financial advisor
AIC
— Architecture and Infrastructure Committee
FOIA
— Freedome of Information Act
ECDC
— Economic Cooperation Among Developing Countries
UNTPDC
— United NationsTrade Point Development Centre
REG.
— Regulation
DDB
— Doyle Dane Bernbach
GAAC
— Government Accounting and Auditing Committee
N/P
— Note payable
DWC
— Division of Workers Compensation
APIC
— Additional paid-in capital
BOP
— businessowners policy
CCM
— Completed Contract Method
EMA
— Expense Management Automation
UNMEE
— United Nations Mission in Ethiopia and Eritrea
XFRML
— XML based Financial Reporting Markup Language
FSR
— Financial Strength Rating
PL/PD
— Personal liability/property damage
OUSG
— Office of the Under Secretary General
ICM
— Incentive Compensation Management
RRM
— Renegotiated-Rate Mortgage
ASSE
— American Society of Safety Engineers-Professional
CC
— Copy To
EPRS
— Emergency Preparedness and Response Section
PTA
— Preferential Trade Arrangement
IAS
— International Accounting Standards
NHCE
— Non-Highly Compensated Employee
SOIR
— Schaeffer Open Interest Ratio
CI
— Control Item
SIPA
— Securities Investment Protection Act
DFS
— Dancer Fitzerald Sample
VPFC
— Variable Prepaid Forward Contract
SHOP
— Small Business Health Options Program
CWSP
— College Work-Study Program
IAPSO
— Inter-Agency Procurement Services Office
SAAR
— Seasonally Adjusted Annualized Rate
A&A
— Assessment and Accreditation
NAHB
— NATIONAL ASSOCIATION OF HOMEBUILDERS
WBC
— Women Business Center
STSFCTN
— Satisfaction
OL
— Operating Liabilities
MVI
— Mini Vacations Incorporated
LEO
— Long-term Equity Options
CAA
— Congressional Accountability Act
UNPA
— United Nations Protected Area
ING
— Internationale Nederlanden Group (a Financial Company)
CPS
— Core Products and Services
UNASOG
— United Nations Aouzou Strip Observer Group
FOF
— Fund of Funds
DBIA
— Database Integration Agreement
HUDCO
— Housing and Urban Development Corporation Limited
SSNVS
— Social Security Number Verification System
JCT
— Joint Committee on Taxation
CFPB
— Consumer Finance Protection Bureau
OHCA
— Organized Health Care Arrangement
BHC
— Bank Holding Company
BRM
— Business Relationship Meeting
WBG
— World Bank Group
CCC
— Commodity Credit Corporation
FWCW
— United Nations Fourth World Conference on Women
CDARS
— Certificate of Account Registry Service
EDP
— Employee Development Plan
CTI
— Category, Type, Item
UNIDIR
— United Nations Institute for Disarmament Research
QTD
— Qualified Total Distribution
CS
— Cost-Sharing
PCB
— Programme Coordination Board
BKPR
— Be Kind, Please Rewind
NE
— Non-Exempt
CDS
— Credit default swaps
UNFIP
— United Nations Fund for International Partnerships
CAO
— Contract Administration Office
NATP
— National Association of Tax Professionals
WCB
— Workers Compensation Board
NSTA
— National Securities Trade Association
JAN
— Job Accommodation Network's
AE
— Actual Expense
INA
— Immigration and Naturalization Act
EFTA
— European Free Trade Area
PIRG
— Public Interest Research Group
IMRO
— Investment Management Regulatory Organisation
DEC
— Deductible voluntary employee contributions
CE&O
— Customer education and outreach
PPIP
— Public-Private Investment Program
CIFR
— Committee on Improvements to Financial Reporting
IMF
— International Monitary Fund
NIB
— New In the Box
WST
— Waste Spare Time
FRS
— Functional Requirements Specifications
WARN
— Worker Adjustment and Retraining Notification Act of 1988
COFO
— Committee on Forestry
APB
— Accounting Principles Board's
ULC
— Uniform Law Commissioners
SP
— Strategic Plan
RWA
— Risk Weighted Asset
GEMS
— Global Environment Monitoring System
ODF
— OpenDocument Format
CFM
— Construction Facility Management
IQPA
— Independent Qualified Public Accountant
SSDI
— Social Security Disability Indemnity
CIMO
— Commission for Methods of Observation
UNGIWG
— United Nations Geographic Information Working Group
IMPACT
— Inventory Management Program and Control Techinques
CCOP
— Coordinating Committee for Coastal and Offshore Geoscience Programmes in East and South East Asia
CPCU
— Chartered property and casualty underwriter
PL
— Profit and Loss
TDB
— Trade and Development Board
CRA
— Credit Rating Agency
TA
— Technology Assessment
SITC
— Standard International Trade Classification
IPO
— Incorporated to Provide
USD
— US Dollars
OEL
— Offshore Employee Leasing
QIE
— Domestically controlled qualified investment entity
SERP
— Systemwide Electronic Research Program
SNT
— Supplemental Needs Trust
IAG
— International Advisory Group
UNAMIR
— United Nations Assistance Mission for Rwanda
VPT
— Volume Price Trend
MTHLY
— monthly
UNOVER
— United Nations Observer Mission to Verify the Referendum in Eritrea
VOC-REHAB
— Vocational Rehabilitation
UNIC
— United Nations Information Centre
KMI
— Key Man Insurance
EDA
— Economic Development Administration's
EAP
— Employee Assistance Plan
EPPG
— Emergency Prevention and Preparedness Group
VRP
— Variable Rate Premium
PWC
— Public Works Commission
CFBT
— Cash flow before taxes
R/E
— Real estate
EAO
— Executive and Administrative Office
ODCCP
— United Nations Office for Drug Control and Crime Prevention
COSG
— Collaborative Opportunities Steering Group
HMO
— Health Maintenance Organisation
BOY
— Beginning of Year Violator
CEFU
— Continuing Education Field Unit
BIOLAC
— United Nations University Programme for Biotechnology in Latin America and the Caribbean
C&P
— Compensation & Pension
COPICS
— Communication Oriented Production and Information Control System
UNAVEM
— United Nations Angola Verification Mission
NABE
— National Association for Business Economics
PATS
— Planning, Architecture, Technology and Services
SEES
— Survey Evaluation Exam System
VCL
— Vacancy and collection losses
PCA
— Permanent Court of Arbitration
SPE
— Senior Procurement Executive
CAPP
— Cash Account Pension Plan
UNMOGIP
— United Nations Military Observer Group In India & Pakistan
BIMST-EC
— Bangladesh India Myanmar Srilanka Thailand - Economic Council
UNOMIG
— United Nations Observer Mission In Georgia
CSD
— Commission for Social Development
JPAC
— Joint Public Advisory Committee
NVSBE
— National Veterans Small Business Engagement
D/N
— Demand note
USCIS
— US Citizenship and Immigration Services
NQPS
— Nonqualified preferred stock
WPOA
— Wagner-Peyser Act
PCNICC
— Preparatory Commission for the International Criminal Court
WCP
— World Climate Programme (WMO/ICSU)
NGLS
— United Nations Non-Governmental Liaison Service
EECB
— Executive E-mail Carpet Bomb
COFI
— Committee on Fisheries
UNRRA
— United Nations Relief and Rehabilitation Agency
EMT
— Executive Management Team
UNMOP
— United Nations Mission of Observers in Prevlaka
CSP
— Cyber Security Professional
WST
— Waste Science and Technology
CE
— Continuing Education
PRP
— Potentially Responsible Party (Superfund)
AAA
— Authentication, Authorization & Access
UNIS
— United Nations International School
BCBS
— Blue Cross/Blue Shield
LINTAS
— Levers International Advertising Services
FCIC
— Financial Crisis Inquiry Commission
B&P
— Budgeting & planning
ITOC
— Information Technology Oversight & Compliance
UNTOP
— United Nations Tajikistan Office for Peace-Building
CBC
— Community Based Outpatient Clinic
HR
— Headquarters Regulation
SPDC
— Special Political and Decolonization Committee
AET
— Accumulated Earnings Tax
LOC
— Letter of Comment
MSB
— Money Service Businesses
B2C
— Business to Comerce
CSO
— Cyber Security Office
DIT
— Deposit in Transit
CARDS
— Custom Adjustable Rate Debt Structure
SAM
— System for Award Management
PPBA
— Office of Programme Planning, Budget and Accounts
IM/DQ
— Identity Management/Data Quality
UNOPS
— United Nations Office for Project Services
IAAS
— Infrastructure as a Service
SEAROWHO
— Regional Office for South-East Asia Region
WCC
— Working capital cycle
GCT
— General Corporation Tax
LLET
— Limited Liability Entity Tax
IBC
— Independent Breweries Company (original manufacturer of IBC Root Beer)
EIA
— Equity Indexed Annuity
PBGC
— Pension Benefit Guarantee Corporation
HCA
— head of contracting activity; humanitarian and civic assistance
CCH
— Commerce Clearing House
UNPF
— United Nations Peace-Force
DI
— Debt instrument
TPD
— Third-party designee
CTI
— Computer/Telephone Integration
UNHSP
— United Nations Human Settlements Programme
K/A
— Known as
CBD
— Chief Benefits Director
B/S
— Benefits/Services
REA
— Retirement Equity Act
SBC
— Summary of Benefits and Coverage
AGFFA
— Advisory Group on Financial Flows to Africa
GIST
— Graphics and Intelligence based Script Technology
IPMA
— International Personnel Management Association
OSSG
— Office of the Spokesman for the Secretary-General
ASB
— Auditing Standards Board's
AMC
— Appraisal Management Companies
UNROD
— United Nations Relief Operation in Dacca
SDC
— System Development Center
KMI
— Knowledge Management Initiative
CCD
— Centralized Contracting Division
CFC
— Court of Federal Claims
UNTAET
— United Nations Transitional Administration in East Timor
NAP
— Noninsured Crop Disaster Assistance Program
UNEP-IE
— United Nations Environment Programme Industry and Environment Centre
BREP
— Business Requirements Engineering Process
VC
— Veterans Center
MAT
— Minimum Alternative Tax
CCPA
— Consumer Credit Protection Act
UNMO
— United Nations Military Observers
UNMA
— United Nations Mission in Angola
PBC
— Programme and Budget Committee
UNOB
— United Nations Office in Burundi
DBB
— Design-bid-build
BPO
— Budget process outsourcing
NBER
— National Bureau of Economic Research
ECM
— Energy Conservation Measures
MP3
— Moving Pictures Experts Group 1 Audio Layer 3
FUA
— Federal Unemployment Account
IDNDR
— International Decade for Natural Disaster Reduction
TRD
— Trade Relations Division
ESP
— Exchange Stock Portfolio
PBSI
— Performance Based Salary Increase
COD
— Country Operations Division
CO
— Contracting Officer
E/M
— Evaluation and Management
BV
— Book value
HSBC
— Household Bank Corporation
DNA
— Distributed Internet Application Architecture
COCA
— Cost of capital allowance
SMP
— Special Multiperil Policy
USENET
— USEr NETwork
SCP
— Sustainable Cities Programme
UNOMSA
— United Nations Observer Mission in South Africa
CEC
— Continuing Education Center
WRHSE
— Warehouse
PCE
— Private Commercial Enterprise
ERD
— Emergency Response Division
UNTAES
— United Nations Transitional Administration for Eastern Slavonia, Baranja and Western Sirmium
LAC
— Division for Latin America and the Caribbean
DSPE
— Deputy Senior Procurement Executive Known
ECS
— Enterprise Class Storage
CORTS
— Corporate-backed trust securities
CEIS
— Corporate Executive Information System
PIU
— Public Inquiries Unit
GAW
— Global Atmosphere Watch (WMO)
TWAIN
— Toolkit Without an Interesting Name
SWA
— State Workforce Agencies
BDI
— Behavioral Description Interview
WHOL.
— Wholesale
COSVA
— Chief of Staff
OALC
— Office of Acquisition, Logistics, and Construction
TPA
— Technical Practice Aide
UNGEGN
— United Nations Group of Experts on Geographical Names
USITC
— U.S. International Trade Commission
WARN
— Worker Adjustment and Retraining Notification Act W&M
DAN
— Depositor Account Number
RIM
— Retail Inventory Method
ARR
— Average Rate of Return
HRC
— Historic Rehabilitation Credit
CCA
— Consolidated Contracting Activity
PEP
— Personal Exemption Phaseout
SPFS
— Special Programme for Food Security
UNSC
— United Nations Staff College
TCPC
— Technical Committee for Programme and Coordination
CRAFT
— Computerised Relative Allocation of Facilities Techniques
OAO
— Office of Acquisition Operations
DSA
— Disaster Debt Set-Aside Program
UNDC
— United Nations Disarmament Commission
FEP
— Fair Employment Practices
BNI
— Business Needs and Investment
COMP.
— Item given for free
WDC
— Workforce Development Center
TSB
— Targeted Small Business
TAC
— Technology Assessment Committee
UNJSPB
— United Nations Joint Staff Pension Board
UNYOM
— United Nations Yemen Observation Mission
TOKTEN
— Transfer of Knowledge through Expatriate Nationals
COAG
— Committee on Agriculture
SCIN
— Self-canceling installment note
PWD
— Prevailing Wage Determination
FPM
— Flexible Payment Mortgage
SLS
— Sales
DSI
— Discretionary Salary Increase
PIP
— Peace Implementation Programme
UTC
— Uniform Trust Code
SEBI
— Securities Exchange Board of India
CSBU
— Center for Small Business Utilization
ITARP
— IT Activity Resource Proposal
CCISUA
— Coordinating Committee of International Staff Unions and Associations of the United Nations System
NUA
— Net Unrealized Appreciation
UNSF
— United Nations Security Force in West New Guinea
IUC
— Information Unit for Conventions
VBOP
— Veterans Business Outreach Centers
HEP
— Humanitarian Evacuation Programme
DCM
— Department Cost Manager
SOYD
— Sum-of-the-years-digits
CIP
— Capital Investment Process
R&C
— Reasonable and Customary
CODASYL
— Committee on Data Systems Languages
INRA
— United Nations University Institute for Natural Resources in Africa
CPR
— Committee of Permanent Representatives
BDC
— Business Development Council
BPO
— Broker Price Opinion
STCG
— Short-Term Capital Gain
SECL
— Secretarial
FAS
— Finance and Accounting System
UNOL
— United Nations Peace-Building Support Office in Liberia
TIFF
— Tagged Interface File Format
BEST
— BrihnanMumbai Electric Supply and Transport
INTECH
— United Nations University Institute for New Technologies
NVSBC
— National Veterans Small Business Conference
SYD
— Sum-of-the-years-digits
CSCIS
— Computer Software Configuration Items
CCR
— Central Contracting Registry
DBM
— Disruptive Behavior Management
ECLAC
— Economic Commission for Latin America and the Carebbean
LCL
— Less than Carload Lot
NSDL
— National Securities Depository Limited
GAW
— Guaranteed Annual Wage
ITEAM
— Information Technology Enterprise Architecture Management
BMVC
— Baghdad Monitoring Verification Centre
NOIDA
— New Okhla Industrial Development Authority
DESA
— Department of Economic and Social Affairs
DOBI
— Department of Defense Instruction
GNC
— General Nutrition Centers
SBI
— Site Build It
LTD.
— Limited
CONGO
— Conference on Non-Governmental Organizations
GEO
— Global Environment Outlook Report
VERONICA
— Very Easy Rodent Oriented Netwide Index of Computer Archives
UNRFNRE
— United Nations Revolving Fund for Natural Resources Exploration
IPC
— Integrated Programme for Commodities
EFAST
— ERISA Filing Acceptance System
PCPB
— Post-Conflict Peace-Building
EMROWHO
— Regional Office for the Eastern Mediterranean
UNFSTD
— United Nations Fund for Science and Technology for Development
IMC
— Integrated Market Communications
UNSECOORD
— Office of the United Nations Security Coordinator
NCAER
— National Council for Applied Economic Research
TOE
— Time is of the essence
CFP
— Clinical Financial Planner
LT
— Lost Time
CSE
— Customer Service Environment
PD
— Procurement Division
QPAM
— Qualified Professional Asset Manager
LTFP
— Long-Term Financial Plans
CATS
— Certificate of accrual on Treasury securities
UNROAP
— United Nations Regional Office for Asia and the Pacific
NR
— Not Rated
CPP
— Cost Per rating Point
IPDC
— International Programme for the Development of Communications
LDC
— Low Death Conflict
DITC
— Division on International Trade in Goods and Services, and Commodities
COS
— Cost of sales
ORD
— Office Of Research And Development (USEPA)
NSTP
— National Society of Tax Professionals
VACO
— VA Central Office
BAB
— Build America Bonds
SMF/LDC
— Special Measures Fund for the Least Developed Countries
IPECILO
— International Programme for the Elimination of Child Labour
CT
— Commercial Technology
UNGCI
— United Nations Guards Contingent in Iraq
WST
— Waste Systems and Transportation
NC
— National Cemetery
OF
— Office of Facilities
JVC
— Japan's Victor Company
RE
— Residual Earnings
MW
— minimum weight
VLI
— Variable Life Insurance
ITAAC
— IT Acquisition Advisory Council
IIST
— United Nations University International Institute for Software Technology
CCAQ(PER)
— Consultative Committee on Administrative Questions (Personnel and General Administrative Questions)
UNPOB
— United Nations Political Office in Bougainville
O/S
— Outstanding
FSB
— Fortune Small Business
FAC-C
— Federal Acquisition Certification in Contracting
CCS
— Care Coordination Services
MF
— Medical Facilities
OHRM
— Office of Human Resources Management
CVE
— Center for Verification and Evaluation
ND
— Network Director
SLSMN
— Salesman
LM
— Last Month
IDB
— Industrial Development Bond
BPA
— Blanket purchase authoriation
CCPISA
— Convention on the Privileges and Immunities of the Specialized Agencies
CCP
— Collateralized commercial paper
MEC
— Minimum essential coverage
RELP
— Real Estate Limited Partnership
SVNGS
— Savings
ITC
— International Training Centre
SGML
— Standard Generalised Markup Language
IAS
— United Nations University Institute of Advanced Studies
D/L
— Demand loan
JIU
— Joint Inspection Union
NPA
— National Plans of Action
SBLC
— Small Business Legislative Council
UNCA
— United Nations Correspondents Association
SSM
— Software Service Manager
DR
— Direct Response
HEA
— Health Enterprise Architecture
UNOMA
— United Nations Observer Mission in Angola
SARD
— Sustainable Agriculture and Rural Development
UNCPCJP
— United Nations Crime Prevention and Criminal Justice Programme
PDM
— Program Decision Maker
CFTA
— Currency and Foreign Transaction Act
BSAD
— Baseline System Architecture Document
TEA
— Transportation Efficiency Act
GTC
— Good Till Canceled Order
HR
— Human Rights's
SUB
— Supplemental Unemployment Benefit
CSI
— Commissioners Standard Industrial Mortality Table
MRAM
— Magnetic Random Access Memory
SR
— Systems Redesign
FROI
— First Report of Injury
JEEP
— Joint Ethics Enforcement Plan
UNGASS
— Special Session of the General Assembly
TP
— Technical Proposal
EOSG
— Executive Office of the Secretary-General
ECS
— Event Capture System
CIOFO
— Chief Information Office Field Office
FERS
— Federal Employees Retirement System
UNIKOM
— United Nations Iraq-Kuwait Observation Mission
SAC
— Strategic Acquisition Center
UNLTC
— United Nations Military Liaison Team in Cambodia
CIM
— Corporate Information Model
B/A
— Basic Agreement
SBA
— Small Business Administrations
UR
— Unemployment Rate
SOPAC
— South Pacific group of countries
OCLA
— Office of Congressional Legislative Affairs
OHR
— Office of Human Resources
SJ
— Sales Journal
PH.D.
— Doctorate Of Philosophy
UMTS
— Universal Mobile Telephone System
GWG
— Gender Working Group
T&E
— Travel & Entertainment
KFC
— Kentucy Fried Chicken
DSRSG
— Deputy Special Representative of the Secretary-General
TEUC
— Temporary Extended Unemployment Compensation
NTU
— National Taxpayer's Union
SIA
— Securities Industry Act of 1983
D&F
— Determination & Finding
FCA
— Division for Finances, Control and Administration
VETS
— Veteran's Employment & Training Service
SBL
— Small Business Liaisons
UNFICYP
— United Nations Force in Cyprus
SIU
— Sets In Use
UNPAAERD
— United Nations Programme of Action for African Economic Recovery and Development
UNICPO
— United Nations Open-ended Informal Consultative Process on Ocean Affairs
FUNSA
— Federation of Staff Association of the United Nations and its Specialized Agencies
SROI
— Subsequent Report of Injury
UNRCPDA
— United Nations Regional Centre for Peace and Disarmament in Africa
CORBAIIOP
— CORBA Internet Inter ORB Protocol
INWEH
— United Nations University International Network on Water, Environment and Health
AFROWHO
— Regional Office for Africa
SEI
— Software Engineering and Integration
CPTAL
— Capital
DME
— Development/Maintenance/Enhancement
B&N
— Barnes and Noble
CDP
— Committee for Development Policy
