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>> Business Word Abbreviations
Look through 2927 acronyms and abbreviations related to Business Word:
S.M.A.R.T
— Specific, Measureable, Attainable, Realistic, Timely
CPOE
— Computerized Physician Order Entry
SOX
— Sarbanes-Oxley
BCWS
— budgeted cost for work scheduled
AAO
— Affirmative Action Officer
MNC
— Multinational Corporation
DEPR.
— Depreciation
RMA
— Return Merchandise Authorization
UM
— Uninsured Motorist
FGM
— Female Genital Mutilation
HCE
— Highly Compensated Employee
B/E
— Breakeven
OSS
— Open Source Software
ACR
— Accrual
BCWP
— Budgeted Cost for Work Performed
TTL
— Total
CP
— Contingency Plan
GLB
— Gramm-Leach-Bliley Act
IGO
— Intergovernmental Organization
DDB
— Double-Declining-Balance
FOMC
— Federal Open Market Committee
CORELAP
— Computerised Relationship Layout Planning
BFOQ
— Bona Fide Occupational Qualification
FLSA
— Fair Labor Standards Act
FMLA
— Family Medical Leave Act
LAN
— Local Area Network
HIPPA
— Health Insurance Portability and Accountability Act
CRFB
— Committe for Responsible Federal Budget
CSR
— Customer Service Representative
5S
— Seiri, Seiton, Seiso, Seiketsu, Shitsuke
ETA
— Estimated Time of Arrival
CBPP
— Center on Budget and Policy Priorities
GPROI
— Gross Profit Return on Investment
APR
— Annual Percentage Rate
FISMA
— Federal Information Security Management Act
CAGR
— Compound Annual Growth Rate
AFDC
— Aid to Families with Dependent Children
RFID
— Radio Frequency Identification
ROM
— Read-Only Memory
ANOVA
— Analysis of Variance (statistics)
YTD
— Year To Date
DOB
— Date Of Birth
XML
— Extensible Markup Language
ARPANET
— Advanced Research Projects Agency Network (early internet)
IDIQ
— Indefinite Delivery, Indefinite Quantity
IPCC
— Intergovernmental Panel on Climate Change (WMO and UNEP)
DRIP
— Dividend Reinvestment Plan
EGTRRA
— The Economic Growth and Tax Relief Reconciliation Act of 2001
ITEP
— Institute on Taxation and Economic Policy
FTP
— File Transfer Protocol
RCNLD
— Replacement Cost New Less Depreciation
EOQ
— economic order quantity
CMO
— Collateralized Mortgage Obligation
INC
— Intergovernmental Negotiating Committee
FDIC
— Federal Deposit Insurance Corporation
MPC
— Marginal Propensity to Consume
HIPC
— Heavily Indebted Poor Countries
EBITA
— Earnings before interest taxes depreciation amortization
IT
— Information Technology
ANSI
— American National Standards Institute, Inc.
KPMG
— Klynveld Peat Marwick Goerdeler
FLRA
— Federal Labor Relations Authority's
BBS
— Bulletin Board Service
SSN
— Social Security Number
EDWOSB
— Economically disadvantaged woman-owned business
AUP
— Acceptable Use Policy
LMRA
— Labor Management Relations Act
IRC
— Internet Relay Chat
GATB
— General Aptitude Test Battery
UNLTD
— Unlimited
COBRA
— Consolidated Omnibus Budget Reconciliation Act of 1985
AAA
— American Automobile Association
PLS
— Please
WHO
— World Health Organization
LIFO
— Last In, First Out
RAROC
— Risk-Adjusted Return On Capital
RFQ
— Request For Quotation
FEMA
— Federal Emergency Management Agency
C-CPI-U
— Chained Consumer Price Index for All Urban Consumers
QC
— Quality Control
CBD
— Cash Before Delivery
GEICO
— Government Employees Insurance Company
DMAIC
— Define, Measure, Analyze, Improve, Control
EAP
— Employee Assistance Program
BFP
— Bona Fide Purchaser
AA
— Affirmative Action
U&C
— Usual and customary
EDI
— Electronic Data Interchange
IP
— Internet Protocol
YUPPIE
— Young Urban Professional
S&OP
— Sales and Operations Planning
GDP
— Gross Domestic Product
ATM
— Automatic Teller Machine
LFPR
— labor force participation rate
GSM
— Global System for Mobile Communications
FF&E
— Furniture, Fixtures & Equipment
ADB
— Asian Development Bank
KPI
— Key Performance Indicator
CCB
— Change Control Board
RNFA
— Return On Net Financial Assets
PPE
— Personal Protective Equipment
SAAS
— Software as a Service
WML
— Wireless Markup Language
W/O
— Without
Q
— Quarter
O*NET
— Occupational Information Network
LTCM
— Long-Term Capital Management
CDO
— Collateralized Debt Obligation
BSA
— Bank Secrecy Act
SALY
— Same As Last Year
CY
— Calendar Year
ACH
— Automated Clearing House
CPI
— Consumer Price Index
RICO
— Racketeer Influenced and Corrupt Organizations Act of 1970
EEO
— Equal Employment Opportunity
KSOP
— 401(k) Employee Stock Option Plan
ROIC
— Return on Invested Capital
IRR
— Internal Rate of Return
CBO
— Congressional Budget Office
RPI
— Retail Price Index
YTM
— Yield to Maturity
FTE
— Full Time Equivalent
FR
— Federal Register
AD
— Advertisement
COB
— close of business (End of duty day)
CV
— Curriculum Vitae
ATTN
— Attention
CD
— Certificate of Deposit
ICE
— Intrusion Countermeasures Electronics
WACC
— Weighted Average Cost Of Capital (accounting)
B-TO-B
— Business-To-Business
NFI
— Net Financial Income
ISP
— Internet Service Provider
UNESCO
— United Nations Educational, Scientific and Cultural Organization
USDA
— United States Department of Agriculture
TQM
— Total Quality Management
ADP
— Actual Deferral Percentage
SMTP
— Simple Mail Transfer Protocol
GATT
— General Agreement on Tariffs and Trade (government)
RFP
— Request For Proposal
ADR
— Alternative Dispute Resolution
IOC
— Intergovernmental Oceanographic Commission
ARC
— American Red Cross
LTV
— Loan To Value
ETA
— Department of Labor's Employment and Training Administration
LLC
— Limited Liability Company
BLS
— Bureau of Labor Statistics of the United States Department of Labor
JGTRRA
— Jobs and Growth Tax Relief Reconciliation Act
GIS
— Geographic Information System
JC PENNEY'S
— James Cash Penney
PDA
— Personal Digital Assistant
U.S.C.
— United States Code
AUM
— Assets Under Management
FINRA
— Financial Industry Regulatory Authority
CAPEX
— Capital Expenditure
ASME
— American Society of Mechanical Engineers
FTA
— Free-Trade Agreement
CEO
— Chief Executive Officer
TSR
— Total Shareholder Return
ATF
— As Trustee for
ADR
— American Depositary Receipt
DOT
— Department of Transport
ACWP
— actual cost for work performed
MOU
— Memorandum of Understanding (an MOU between Food & Drug Administratin and a regulatory agency in another country allows mutual recognition of inspections)
CBC
— Complete Blood Count
HR
— Headquarters Report
GNP
— gross national product (economics)
SGLI
— Servicemember Group Life Insurance
DVP
— Delivery Versus Payment
GP
— Gross Profit
FDCPA
— Fair Debt Collection Practices Act
MIGA
— Multilateral Investment Guarantee Agency
LMI
— Labor Market Information
GA
— General Assembly
P&Z
— Planning & Zoning
ARB
— Architecture Review Board
MSDS
— Material Safety Data Sheets
R&D
— Research & Development
P.O.C.
— Paid outside of closing
SOHO
— Small Office/Home Office. Acronym expression for the 'virtual office' environment and characteristics found in self-employed and small businesses, that are increasingly prevalent in the modern business age.
UCC
— Uniform Commercial Code
IRA
— Individual Retirement Account
GM
— Gross Margin
BEA
— Bureau of Economic Analysis
BOL
— Bill Of Lading
PDF
— Portable Document Format (created by Adobe Acrobat)
GOI
— Gross Operating Income
OI
— Operating Income
NAV
— Net Asset Value
ADP
— Automated Data Processing
ICFR
— Internal Control Over Financial Reporting
ADR
— American Depository Receipt
LLP
— Limited Liability Partnership
AP
— Accounts Payable
BIW
— Biweekly
DBA
— Doing Business As
APT
— Arbitrage Pricing Theory
C-CPI
— Chained Consumer Price Index
ICAO
— International Civil Aviation Organization
U.S. DOL
— United States Department of Labor
BGT
— Budget
GL
— General Ledger
A.O.B.
— Any other business
SAN
— Storage Area Network
UIM
— Underinsured Motorist
A/OPC
— Agency/Organization Program Coordinator
CRS
— Congressional Research Service
FINCEN
— Financial Crimes Enforcement Network
THX
— Thanks
ERP
— Emergency Response Plan
LY
— Last Year
ITIN
— Individual Taxpayer Identification Number
BARS
— Behaviourally-Anchored Rating Scale
FIFO
— First In, First Out
C.L.U.E.
— Comprehensive Loss Underwriting Exchange
CAE
— Computer-Aided Engineering
OTC
— Over The Counter (medications not requiring a prescription)
ABC
— activity based costing
EO
— Executive Order
NSC
— National Security Council
ARM
— Adjustable Rate Mortgage
EST
— Eastern Standard Time
A&MMS
— Acquisition and Materiél Management Service
IPO
— Initial Public Offering
E.O.
— Executive Order
C.&F.
— Cost and freight
DPKO
— Department of Peacekeeping Operations
O/S
— Outstanding
REO
— Real Estate Owned
SLA
— Service Level Agreement
EEOC
— Equal Employment Opportunity Commission
B/L
— Bill of Lading
RFC
— Request For Comment
ADB
— African Development Bank
EURIBOR
— Euro Interbank Offered Rates
FASAB
— Federal Accounting Standards Advisory Board
ANCOM
— Andean Common Market
FAC-P/PM
— Federal Acquisition Certification Program/Project Management
RMP
— Risk Management Plan
SRAM
— Static Random Access Memory (ess-ram)
WWW
— World Weather Watch
GRUT
— Grantor Retained Unitrust
CIO
— Chief Information Officer
JV
— Joint Venture
W-A
— Weighted average
FAA
— Federal Aviation Administration
FAR
— Federal Acquisition Regulation
ASCII
— American National Standard Code for Information Interchange
PAQ
— Position Analysis Questionnaire
RAM
— Reverse Annuity Mortgage
NOPAT
— Net Operating Profit After Tax
AER
— Annual Equivalent Rate
ADL
— activity of daily living
EPA
— Environmental Protection Agency (US)
CMA
— Comparative Market Analysis
CBA
— Cost Benefit Analysis
SKU
— Stock Keeping Unit
OECD
— Organization for Economic Cooperation and Development
MTBF
— Mean Time Before Failure
CV
— Cost Variance
HMO
— Health Maintenance Organization
ROE
— Return On Equity
PE
— Private Equity
DTA
— Deferred tax assets
ETA
— Employment and Training Administration
B-TO-C
— Business to consumer
F/B/O
— For benefit of
FOB
— Free On Board
CCAQ
— Consultative Committee on Administrative Questions
UNDMT
— United Nations Disaster Management Team
URL
— Universal Resource Locator
QTY
— Quantity
ODA
— Official Development Assistance
FOREX
— Foreign Exchange
CIM
— Computer Integrated Manufacturing
OT
— Overtime
RSF
— rentable square feet
SD
— Standard Deviation
POE
— Point of Entry
MA
— Moving Average
IFRS
— International Financial Reporting Standard
PV
— Present Value
SPV
— Special Purpose Vehicle (sometimes Single Purpose Vehicle)
M.O.M.
— Middle of the month
PD
— Position Description
P.L.
— Public Law
LOA
— Leave Of Absence
BPA
— Blanket Purchase Agreement
FPL
— Federal Poverty Level
DES
— Data Encryption Standard
CPM
— Critical Path Method
RAM
— random-access memory
NATO
— North Atlantic Treaty Organisation
AM
— Asset Management
RIF
— Reduction In Force
SLIP
— Serial Line Interface Protocol
FASAB
— Financial Accounting Standards Advisory Board
AMA
— American Management Association
LIBOR
— London interbank offering rate
C2C
— Consumer To Consumer. Marketing/trading model by which ordinary people sell and provide products/services to each other. It's an ancient model, prehistoric in fact, virtually extinguished by the industrial revolution and corporate age, (see B2B/B2C), alth
GPS
— Global Positioning System (ex-NAVSTAR)
IM
— Information Management
PC
— Politically Correct
SEM
— Search Engine Marketing
CMT
— Constant Maturity Treasury
AWOL
— Absent Without Leave
MSA
— Metropolitan Statistical Area
TER
— Total Expense Ratio
QDRO
— Qualified Domestic Relations Order
CTS
— Carpal Tunnel Syndrome
BOP
— Bureau Of Prisons
CIP
— Carriage and Insurance Paid to
E&IT
— Electronic and Information Technology
DCP
— Defined Contribution Plan
LBO
— Leveraged Buyout
ARO
— After Receipt of Order
ACCT
— Account
DFA
— Department of Finance and Administration
GMP
— Good Manufacturing Practice
QOS
— Quality of Service
G2C
— Government to Consumer
EOD
— End Of Day
BPML
— Business Process Modeling Language
SDR
— Special Drawing Rights
LOB
— Line Of Business
ALM
— Asset Liability Management
ADA
— Americans With Disabilities Act Of 1990 (Text Of ADA Legislation)
EU
— European Union (1994; formerly referred to as the EEC or EC)
ETF
— Exchange Traded Fund
J/E
— Journal entry
IBAN
— International Bank Account Number
SQA
— Software Quality Assurance
NPV
— Net Present Value {economics}
EMA
— Exponential Moving Average
ITLOS
— International Tribunal for the Law of the Sea
MSN
— Microsoft Network
FMS
— Financial Management Service
MBA
— Mortgage Bankers Association of America
DMA
— Designated Market Area
ABM
— Activity Based Management
CR
— Continuing Resolution
AON
— Angolan New Kwanza
COD
— Cash On Delivery
M-O-M
— Month over month
CAFTA
— Central American Free Trade Agreement
PM
— Program Manager
ROM
— Range Of Motion
A&MM
— Acquisition and Materiél Management
OPT
— Other People's Time
CEN
— Committee European de Normalisation
I-TIPS
— Information Technology Investment Portfolio System
EFA
— Education for All
G2G
— Government to Government
ITA
— International Trade Administration
HIBOR
— Hong Kong interbank offered rate
LOC
— Line Of Credit
BMW
— Bayerische Motoren Werke (Bavarian Motor Works)
PO
— Purchase Order
CTO
— Chief Technology Officer
POA
— Power Of Attorney
FICCO
— Fair Issac Credit Organization
CRAT
— Charitable Remainder Annuity Trust
M.ED
— Masters in Education
QSC
— Quality, Service, Cleanliness (Ray Kroc's motto for McDonald's)
CTR
— Currency Transaction Report
CSRS
— Civil Service Retirement System
NT
— Near-Term
EV
— Enterprise Value
TBD
— To Be Determined
IPS
— Investment Policy Statement
UBTI
— Unrelated Business Taxable Income
U.S. DOJ
— United States Department of Justice
DNS
— Domain Name System
GPP
— Gross Profit Percentage
EXCOM
— Executive Committee
LWDI
— Lost Work Day Injury Rate
MIRR
— Modified Internal Rate of Return
ASP
— Active Server Page
UNRWA
— United Nations Relief and Works Agency for Palestine Refugees in the Near East
FAS
— Free Alongside Ship
CDHP
— consumer-driven health plan
OASDI
— Old Age Survivors Disability Insurance
STD
— Standard
IFB
— Invitation For Bid
PDM
— Product Data Management
HCFA
— Health Care Financing Administration
PFA
— Prevention of Food Adulteration Act
USP
— Unique Selling Point
SC
— Security Council
PNG
— Portable Network Graphics (graphic file standard/extension)
BOV
— Broker’s Opinion of Value
PDA
— Personal Data Assistant
3PL
— Third Party Logistics
OA&L
— Office of Acquisition and Logistics
GRM
— Gross Rent Multiplier
CFA
— Consumer Federation of America
ACO
— Administrative Contracting Officer
BI
— Business Intelligence
ACRS
— Accelerated Cost Recovery System (finance)
DRAM
— Dynamic Random Access Memory (dee-ram) (computing)
BOE
— Bank of England
AARP
— American Association of Retired Persons
IVR
— Interactive Voice Response (telephone technology)
UNU
— United Nations University
AE
— Account Executive
CPP
— Capital Purchase Program
PPO
— Preferred provider organization
PY
— Program Year
NYSE
— New York Stock Exchange
FIT
— Financial institutions tax
ABA
— American Bankers Association
IRC
— Internal Revenue Code of 1986
SAS
— Statement on Auditing Standards
GFE
— Good Faith Estimate
IAEA
— International Atomic Energy Agency
CAO
— Chief Accounting Officer
CP
— Commercial Paper
P&L
— Profit and Loss statement
NLRB
— National Labor Relations Board
AMEX
— American Stock Exchange
WC
— Worker's Compensation
DPP
— Direct Participation Program
CTO
— Compensatory Time Off
ABO
— Accumulated Benefit Obligation
SAM
— Shared-Appreciation Mortgage
GAAP
— Generally Accepted Accounting Procedures
DI
— Disability Insurance
PIP
— Performance Improvement Plan
ETR
— Effective Tax Rate
RULPA
— Revised Uniform Limited Partnership Act
CFROI
— Cash Flow Return on Investment
FANNIE MAE
— Federal National Mortgage Association (a privately owned corporation)
CUSFTA
— Canada-US Free Trade Agreement
MDB
— Multilateral Development Bank
IDP
— Internally Displaced Person
BD
— Business Development
PGP
— Pretty Good Privacy (encryption)
AAA-CPA
— American Association of Attorney-Certified Public Accountants
CBT
— Computer Based Training
GSF
— Gross Square Feet
QA
— Center for Quality Assurance in International Education
ERV
— Estimated Rental Value
POD
— Proof Of Delivery
IETF
— Internet Engineering Task Force
EP
— Earned Premium
CPM
— Corporate Performance Management
AFL-CIO
— American Federation of Labor and Congress of Industrial Organizations
IMF
— International Monetary Fund
DOD
— United States Department of Defense
S&U
— Sales and use
BDF
— Beneficiary Designation Form
MIS
— Management Information System (OSHA)
FAQ
— Frequently Asked Questions (sometimes Pronounced Fak)
FSA
— Flexible Spending Account
COO
— Chief Operation Officer
POS
— Point Of Sale.Retail term, being the physical point at which products are displayed on shelves or paid for at the checkout, as in the EPOS acronym.
BNA
— Bureau of National Affairs, Inc.
RFQ
— Request For Quote
IRCA
— Immigration Reform and Control Act
3M
— Minnesota Mining And Manufacturing Company
QMAC
— Qualified Matching Contributions
AMID
— Allowable Miscellaneous Itemized Deductions
MEC
— Modified Endowment Contract
CPM
— Continuous Passive Motion
HAZMAT
— Hazardous Material
SM
— Service Mark
DFAS
— Defense Financial Accounting Service
COTR
— Contracting Officer Technical Representative
PFS
— Personal Financial Specialist
ZIP
— Zone Improvement Plan
MSA
— Medical Savings Account
PAT
— Profit After Tax
BS
— Balance Sheet
AOV
— Average Order Value
PC
— Percent
NCA
— National Cemetery Administration
GRIT
— Grantor Retained Income Trust
LMRDA
— Labor-Management Reporting and Disclosure Act of 1959
ITC
— Information Technology Center
EBT
— Earnings Before Tax
TL
— Truckload
VPN
— Virtual Private Network (ATM)
NOA
— Net Operating Assets
PDA
— Pregnancy Discrimination Act
HSA
— Health Savings Account
CISO
— Chief Information Security Officer
DOJ
— Department of Justice (US)
RFI
— Request For Information. Sales department shorthand. Special priority when use in conjunction with RFN (see below).
DC
— Defined Contribution
PD
— Paid
POP
— Point Of Presence (Internet)
ARNP
— Advanced Registered Nurse Practitioner
LLLP
— Limited Liability Limited Partnership
ABS
— Automated Bond System
VAGFE
— VA-owned Government Furnished Equipment
EPA
— Equal Pay Act
UNA
— United Nations Association
ISDN
— Integrated Services Digital Network
MTF
— Medical Treatment Facility
MTD
— Month-to-date
UNEP
— United Nations Environment Program
CPM
— Cost Per Thousand
WTO
— World Tourism Organization
NI
— Net Income
CPC
— Cost Per Click-through
FY
— Fiscal Year
LOI
— Letter Of Intent
AGI
— Adjusted Gross Income
4P
— Price, Product, Place and Promotion
BSM
— Black-Scholes-Merton
ROI
— Return on Investment
JD
— Job Description
FOIA
— Freedom of Information Act
IDR
— Issuer Default Rating
TRO
— Temporary Restraining Order
CHR
— Commission on Human Rights
CSHO
— Compliance Safety and Health Officer
C&F
— Cost and Freight
AMD
— Advanced Micro Devices, Inc. (producer of computer chips)
AJE
— Adjusting Journal Entry
CMA
— Certified Management Accountant
PY
— Prior Year
XTML
— eXtensible Telephony Markup Language
RAID
— Redundant Array of Inexpensive Disks
DRP
— distribution requirements planning
CPO
— Cost Per Order
CFR
— Code of Federal Regulations
TDI
— Temporary Disability Insurance
GIF
— Guaranteed Investment Fund
CRO
— Chief Risk Officer
GRAT
— Grantor Retained Annuity Trust
UR
— Utilization Review
OTB
— Open To Buy
G2B
— Government to Business
CASB
— Cost Accounting Standards Board
FDA
— Food Drug Administration
IPCS
— International Programme on Chemical Safety
DCR
— Debt Coverage Ratio
MI
— Mortgage Insurance
O&M
— Operation and Maintenance
EOE
— Equal Opportunity Employer
BU
— Bargaining Unit
DCA
— Dollar Cost Averaging
CIMA
— Chartered Institute of Management Accountants
CDL
— Commercial Driver's License
STR
— Software Test Report
FNA
— Financial needs analysis
SAR
— Stock Appreciation Right
NAFEP
— National Association of Financial and Estate Planning
CPM
— Certified Property Manager
ICC
— International Criminal Court
CVP
— Cost-Volume-Profit
ASB
— Accounting Standards Board
AO
— Authorizing Official
AIG
— American International Group, Inc
GL
— General Liability
IASC
— Inter-Agency Standing Committee
EPZ
— Export Processing Zone
CME
— Chicago Mercantile Exchange
IRIN
— Integrated Regional Information Networks
MLS
— Multiple Listing Service
CRM
— Customer Relationship Management
LOS
— Length of Stay
EA
— Enrolled Agent
TM
— Trademark
DIH
— Days Inventory Held
FTD
— Federal Tax Deposit
EOM
— End Of Month
IC
— Internal Control
NIBCL
— Non-interest bearing current liabilities
ATO
— Asset Turnover
RTF
— Rich Text Format
EE
— Employee
RONA
— Return On Net Assets
WAASE
— Division for Western Asia, Arab States and Europe
RTW
— Return To Work
SG&A
— Selling, general, and administrative expenses
A&W
— Allen & Wright (Roy Allen and Frank Wright combined their initials to name A&W Root Beer in 1922)
RO
— Regional Office
DPP
— Deferred Payment Plan
OID
— Original Issue Discount
GA
— General Agent
SOHO
— Small Office Home Office
GRP
— Gross Rating Point
JIT
— Just in time
COS
— Chief of Staff
IRS
— U.S. Internal Revenue Service
FRB
— Federal Reserve Board
HR
— Human Resource
COOP
— Continuity of Operations
TCE
— Tangible Common Equity
IBM
— International Business Machines Corporation
NFIP
— National Flood Insurance Program
ROG
— Receipt Of Goods
TAM
— Television Audience Measurement
NOC
— Net Operating Capital
PRI
— Primary Rate Interface (ISDN)
AQL
— Acceptable Quality Level
CIT
— Corporate Income Tax
LBB
— Legislative Budget Board
DOE
— United States Department of Energy (government)
ATB
— Across the Board
CAPM
— Capital Asset Pricing Model
AMTI
— Alternative Minimum Taxable Income
IACSD
— Inter-Agency Committee on Sustainable Development
PC
— Personal computer (host)
IDIT
— Intentionally defective irrevocable trust
CAI
— Computer Assisted Instruction
PLR
— Private Letter Ruling
PFD
— Preferred
POD
— Payable on Death
DBA
— Data Base Administrator
QCEW
— Quarterly Census of Employment and Wages
ASU
— Accounting Standards Update
FSS
— Federal Supply Schedule
MLM
— Multi-Level Marketing
PERT
— Program Evaluation and Review Technique
IDA
— International Development Association
DDU
— destination delivery unit
REPO
— Repurchase Agreement
ALEX
— AUTOMATED LABOR EXCHANGE
NAM
— National Association of Manufacturers
ECA
— Economic Commission for Africa
APPROX
— Approximate
MACRS
— Modified Accelerated Cost Recovery System (IRS)
MLR
— Medical Loss Ratio
BAT
— Business Activity Tax
TAM
— Technical Advice Memorandum
ERP
— Estimated Retail Price
CSF
— Critical Success Factor
CA
— Confidentiality Agreement
FTE
— Full-Time Employee
OPR
— Other People's Resources
AEI
— American Enterprise Institute
ICJ
— International Court of Justice
AGR
— Adjusted Gross Revenue
QMCSO
— Qualified Medical Child Support Order
AAR
— Average Annual Return
ITU
— International Telecommunication Union
RAP
— Regulatory Accounting Principles
PRC
— Peer Review Committee
MAD
— Mean Absolute Deviation
ATCF
— After Tax Cash Flow
SBC
— Southwestern Bell Corporation
CRM
— Client Relationship Management
PHP
— PHP Hypertext Processor
SGA
— Substantial Gainful Activity
AACU
— American Association of Colleges and Universities
EMS
— Eastern Mountain Sports
TAN
— Tax Anticipation Note
REC
— Renewable Energy Certificate
PCI
— Per Capita Income
ATR
— Americans for Tax Reform
NPW
— Net Present Worth
SBLC
— Standby Letter of Credit
ACV
— Actual Cash Value
SOS
— Sound On Sound
PHC
— Personal Holding Company
TIPS
— Treasury Inflation-Protected Securities
SB
— Senate Bill
GSA
— U.S. General Services Administration
SMT
— Senior Management Team
AICPA
— L'American Institute of Certified Public Accountants
SOP
— Statement Of Position
GOV
— Government Owned Vehicle
AMF
— American Machine & Foundry (bowling lane operators and former owners of Harley Davidson motorcycles)
NGO
— Non-governmental organization. (Red Cross/Crescent, Doctors without Borders, etc.)
IBNR
— Incurred But Not Reported
CAGR
— Compounded Annual Growth Rate
BAFO
— Best and Final Offer
FUBU
— For Us By Us
CMM
— Capability Maturity Model
BCR
— Benefit/Cost Ratio
AOQL
— Average Outgoing Quality Level
OMB
— Office of Management and Budget (U.S.)
CAE
— Certified Association Executive
TIP
— Transportation Improvement Program
CPI
— Cost Performance Index
DCF
— discounted cash flow rate
CDC
— Center for Disease Control and Prevention
AMA
— American Medical Association
DPA
— Department of Political Affairs
PNP
— Plug aNd Play
NOW
— Negotiable Order of Withdrawal
AL
— Assisted Living
GPO
— Government Printing Office
ASP
— Application Service Provider
CIX
— Commercial Internet Exchange
ROOA
— Return on Operating Assets
EPI
— Expanded Programme on Immunization
BCC
— Blind Copied
MLR
— Monthly Labor Review
ERS
— Economic Research Service
TDC
— Total Direct Compensation
SRM
— Supplier Relationship Management
OTS
— Office of Thrift Supervision
FFY
— Federal Fiscal Year
POP
— Premium Only Plan
7S
— Strategy, Structure, Systems, Style, Staff, Skills, Shared values
CGA
— Charitable Gift Annuity
AD&D
— Accidental Death and Dismemberment
ALDEP
— Automated Layout Design Programs
WIP
— Work in Process
SOL
— Statute of Limitations
SEPA
— Single Euro Payments Area
IIA
— Institute of Internal Auditors
HDI
— Human Development Index (UNDP yardstick of human welfare)
HR
— HUMAN RESOURCES
ERISA
— Employee Retirement Income Security Act
LEPO
— Low Exercise Price Option
SBO
— Small Business Owner
CPR
— Cardio-Pulmonary Resuscitation
IBR
— Income-based repayment
UL
— Universal Life
ILIT
— Irrevocable Life Insurance Trust
ADI
— After Date of Invoice
ESI
— Electronically Stored Information
LC
— Letter of Credit
OTCEI
— Over the Counter Exchange of India (stock exchange)
CESA
— Coverdell education savings account
IME
— Independent Medical Examination
LOB
— Line-Of-Balance
NNN
— Triple Net (Lease)
POP
— Point Of Purchase
TVM
— Time Value of Money
CGQ
— Corporate Governance Quotient
DPI
— Department of Public Information
UGMA
— Uniform Gifts to Minors Act (largely replaced by UTMA)
HQ
— Headquarters (HDQ Preferred)
WHA
— World Health Assembly
BCA
— Business Continuity Plan
EGM
— Extraordinary General Meeting
IRA
— Individual Retirement Arrangement
NDA
— Non-Disclosure Agreement
FRV
— Fair Rental Value
HFA
— Housing Finance Agency
AT&T
— American Telephone and Telegraph (U.S. company, also known as "Ma Bell")
PILOT
— Payment In Lieu Of Taxes
PPI
— Producer Price Index
TDA
— Tax Deferred Annuity
CAFR
— Comprehensive Annual Financial Report
DOC
— Doctor
CIO
— Chief Investment Officer
NAFTA-TAA
— NAFTA Transitional Adjustment Assistance
EEPROM
— Electric Erasable Programmable Read Only Memory
LWP
— Leave With Pay
DM
— Direct Mail
ELP
— Electing large partnership
HELOC
— Home Equity Line of Credit
ETN
— Exchange Traded Note
SIC
— Standard Industrial Classification (Code)
POC
— Proof of Claim
ILAB
— Bureau of International Labor Affairs
BRIC
— Brazil, Russia, India and China
SE
— Self Employed
IPTF
— International Police Task Force
AFDA
— Allowance for Doubtful Accounts
NQDC
— Nonqualified deferred compensation
OJT
— On the Job Training
PMI
— Private Mortgage Insurance
EOB
— Explanation Of Benefits
CMS
— Content Management System
WRKSHP
— Workshop
DOL
— Degree of Operating Leverage
LCA
— Labor Condition Application
OPM
— Office of Personnel Management
MOH
— Music On Hold
XHTML
— Extensible Hypertext Markup Language
SNA
— System of National Accounts
SCORE
— Service Corps Of Retired Executives
A/P
— Accounts Payable
OJT
— On-The-Job-Training
ROR
— Return on Revenue
ADEA
— Age Discrimination and Employment Act
DTI
— Department of Trade and Industry (UK)
HDR
— Humanitarian Daily Ration
DOI
— Date of Injury
CK
— Calvin Klein
CCP
— Certified Compensation Professional
ACC
— Administrative Committee on Coordination
DTL
— Deferred Tax Liability
MDGD
— Management Development and Governance Division
FCRA
— Fair Credit Reporting Act
FASAC
— Financial Accounting Standards Advisory Council
WC
— Working Capital
FCC
— Federal Communications Commission (US)
DW
— Dislocated Worker
VA
— Veterans Administration
DRP
— Disaster Recovery Plan
COD
— Cancellation of Debt
ACASTD
— Advisory Committee on the Application of Science and Technology to Development
SAR
— Suspicious Activity Report(ing)
EOU
— Export Oriented Unit
MAS
— Multiple-Award Schedule
CUPA
— College and University Personnel Association
UNAMIC
— United Nations Advance Mission In Cambodia
IM/IT
— Information Management/Information Technology
NAB
— Non-accrual basis
GAO
— Government Accountability Office [formerly the General Accounting Office]
SEA
— Securities Exchange Act
TCO
— Total Cost of Ownership
HVAC
— Heating, Ventilation, and Air Conditioning
REIT
— Real Estate Investment Trust
CFO
— Communication Filing Officer
GSI
— general salary increase
BOO
— Build Own Operate
AX
— Armani Exchange
BID
— Business Improvement District
CICA
— Competition in Contracting Act (1984)
ART
— Annual Renewable Term (life insurance)
PIC
— Prior Informed Consent
AJB
— America’s Job Bank
SC
— Securities Commission
ADEA
— Age Discrimination in Employment Act's
ASAE
— American Society of Association Executives
BOS
— Behavior Observation Scale
ESA
— Coverdell education savings account
FRS
— Federal Reserve System
BRI
— Basic Rate Interface
NRI
— Net Revenue Interest
EXP
— Export
ESCAP
— Economic and Social Commission for Asia and the Pacific (UN)
REI
— Recreational Equipment, Inc.
AMT
— Amount for Married Taxpayers
MBDA
— Minority Business Development Agency
NCOA
— National Change Of Address
COST
— Council on State Taxation
BHAG
— Big Hairy Audacious Goal
FAK
— Freight all kinds
ISA
— International Seabed Authority
ITARS
— IT Acquisition Request System
DSO
— Day Sales Outstanding
LAR
— Legislative Appropriations Request
MTC
— Multistate Tax Commission
TCBY
— The Country's Best Yogurt
IMO
— International Maritime Organization
UNCIP
— United Nations Commission for India and Pakistan
COGS
— Cost of Goods Sold
NTIS
— National Technical Information Service Technology Administration
GPI
— Gross potential income
UTD
— Under Trust Dated
AAA
— authentication, authorization, and accounting
DUSH
— Deputy Under Secretary for Health
EOI
— Expression Of Interest
ECP
— Emergency Conservation Program
GIF
— Graphic Interchange Format
DJIA
— Dow Jones Industrial Average
DOL
— United States Department of Labor
FSI
— Free Standing Insert
NL
— No-Load
MLP
— Master Limited Partnership
A/R
— Accounts Receivable
CC
— Civil Code
COLA
— Cost of Living Adjustment (or Allowance)
HDML
— Handheld Device Markup Language
SERP
— Supplemental Executive Retirement Plan
FSLMRA
— Federal Service Labor-Management Relations Act
UNMISET
— United Nations Mission of Support in East Timor
PSC
— Personal Service Corporation
ACC
— Accounting Classification Code
ATP
— Accredited Tax Preparer
FTC
— Federal Trade Commission (U.S.)
SS
— Social Security
IMAP
— Internet Message Access Protocol
MLP
— Minimum lease payments
NSX
— National Stock Exchange
FS
— Financial Statement
RBM
— Roll Back Malaria
AED
— United Arab Emirates Dirham
JOA
— joint operating agreement
SOA
— Service-Oriented Architecture
FASB
— Financial Accounting Standards Board
URO
— Utilization Review Organization
SIAP
— Statistical Institute for Asia and the Pacific
ADJ
— Adjust
DFL
— Degree of Financial Leverage
FCFE
— Free Cash Flow to Equity
CSO
— Commissioners Standard Ordinary
NSA
— National Society of Accountants
ST
— Short-Term
DAGMAR
— Defining Advertising Goals for Measured Advertising Results
REV. RUL.
— Revenue Ruling
SFH
— Single Family Home
FHLB
— Federal Home Loan Bank
TCN
— Third Country National
CASE
— computer-automated software engineering
ADC
— Acquisition, Development, and Construction
FP
— Fixed Price
P2P
— Peer to Peer (as in music file sharing systems like KaZaA)
SDB
— Small Disadvantaged Business
REV. PROC.
— Revenue Procedure
NFO
— Net Financial Obligations
APV
— Adjusted Present Value
DCAP
— Dependent Care Assistance Program
NAVPS
— Net Asset Value Per Share
ALJ
— Administrative Law Judge
UPU
— Universal Postal Union
ROGFA
— Return on Gross Fixed Assets
CBIT
— Comprehensive Business Income Tax
ADP
— Average Deferral Percent
IATA
— International Air Transport Association
BDC
— Business Development Center
RTO
— Reverse Take-Over
UI
— User Interface
DOH
— Days inventory On Hand
DOLETA
— Department of Labor Employment and Training Administration
FMLA
— Family and Medical Leave Act
DHL
— Dag Hammarskjöld Library
CERD
— Committee on the Elimination of Racial Discrimination
BOMA
— Building Owners and Managers Association
ATOI
— After Tax Operating Income
VC
— Venture Capital
SMA
— Simple Moving Average
ATA
— Accredited Tax Advisor
CPA
— Certified Public Accountant
APY
— Annual Percentage Yield
ROW
— Right-Of-Way
IANA
— Internet Assigned Numbers Authority
CGS
— Cost of Goods Sold
CNF
— Cost, not freight
ROCE
— Return On Capital Employed
QTD
— Quarter-to-Date
JOLTS
— Job Openings and Labor Turnover Survey
EOI
— Evidence of Insurability
W/C
— Working Capital
DPO
— Days payables outstanding
WT
— Warrant
ABA
— Accredited Business Accountant
HUD
— Department of Housing and Urban Development (U.S.)
AA
— Author Alteration
EOY
— End-Of-Year
MPS
— Marginal Propensity to Save
GED
— General Equivalency Diploma
CFE
— Certified Financial Examiner
RP
— Repurchase Agreement
EVA
— Economic Value Added
VSNL
— Videsh Sanchar Nigam Limited
RISC
— Reduced Instruction Set Computer
QAI
— Quality Assurance International
JD
— Juris Doctorate
LTL
— Less Than Truckload Lot
MMDA
— Money Market Deposit Account
MUPLA
— Model Uniform Products Liability Act
ESOP
— Employee Stock Ownership Plan
LPA
— Licensed Public Accountant
IFRIC
— International Financial Reporting Interpretations Committee
SBU
— Strategic Business Units
FWT
— Federal Withholding Tax
ASG
— Assistant Secretary General
UPS
— United Parcel Service, Inc.
DRTV
— Direct Response Television
BOOT
— Build Own Operate Transfer
DUNS
— Data Universal Numbering System
AIDA
— Attention, Interest, Desire, Action
ERTA
— Economic Recovery Tax Act
C-TPAT
— Customs-Trade Industry Against Terrorism
UNICRI
— United Nations Interregional Crime and Justice Research Institute
LF
— Labor Force
CC
— Capital Contribution
OSHA
— Occupational Safety and Health Act (1970)
NSA
— Not Seasonally Adjusted
CORBA
— Common Object Request Broker Architecture
A/E
— Architect/Engineer
NLRA
— National Labor Relations Act
SA
— Seasonally Adjusted
NIH
— NATIONAL INSTITUTE OF HEALTH
MCI
— Microwave Communications Incorporated
PCCM
— Percentage-of-completion/capitalized cost method
OA
— Operating Assets
MRO
— Maintenance, repair, and overhaul
DBMS
— Data Base Management System
AA
— Adverse Action
BLM
— Bureau of Land Management of United States Department of the Interior
ROS
— Run Of Schedule
CPSC
— Consumer Products Safety Commission
ABCP
— Asset Backed Commerical Paper
MOM
— Message Oriented Middleware
CTV
— Capital Timber Value
PM
— Project Manager
TPD
— Temporary Partial Disability
CGMA
— Chartered Global Management Accountant
CHRO
— Chief Human Resource Officer
SUTA
— State Unemployment Tax Act
SOC
— Standard Occupational Classification
RIA
— Registered Investment Advisor
CROGI
— Cash Return on Gross Investment
SNE
— Salaried Non-Exempt
PLM
— Product Lifecycle Management
ITF
— In Trust For
UNHCR
— United Nations High Commissioner for Refugees Program
EITC
— Earned Income Tax Credit
UN
— United Narions
D/O
— Delivery Order
PDQ
— Position Description Questionnaire
PCFRC
— Private Company Financial Reporting Committee
MRD
— Minimum Required Distribution
NRE
— Net realizable equity
ISO/MSP
— Independent sales organization/Member service provider
AAAA
— American Association of Advertising Agencies
PR
— Public Relations
OB
— Office of Budget
CRT
— Charitable Remainder Trust
CODA
— Cash or Deferred Arrangement (401K)
RSI
— Relative Strength Indicator
TIL
— Truth in Lending
TIN
— Taxpayer Identification Number
A/E
— Accured expense
BOT
— Balance of Trade
NMS
— Normal Market Size
CPA
— Comprehensive Plan of Action
AGC
— Associated General Contractors of America
POQ
— Periodic Order Quantity
VDT
— Video Display Terminal
ECM
— Excess cash margin
BBDO
— Batten, Barton, Durstine & Osborn
PTE
— Pass-Through Entity
PE
— Price-earnings ratio
CMBS
— Commercial mortgage-backed securities
SSB
— Securities Supervisory Board
M/M
— Month-over-month
OCF
— Operating Cash Flow
ECOWAS
— Economic Community of West African States
UNGOMAP
— United Nations Good Offices Mission In Afghanistan and Pakistan
OSG
— Office of the Secretary-General
OIBITDA
— Operating Income Before Interest, Taxes, Depreciation and Amortization
ECOA
— E-Mail Change of Address
ROP
— Run of Press
CPG
— Consumer Packaged Goods
GE
— General Electric American Communications Inc.
JPEG
— Joint Photographic Experts Group (24-bit image storage format)
DCPP
— Defined Contribution Pension Plan
MANOVA
— Multivariate Analysis of Variance
OAS
— Option Adjusted Spread
FFIEC
— Federal Financial Institutions Examination Council
ALC
— Alien Labor Certification
LTIP
— Long-Term Incentive Plan
DBT
— Days Beyond Terms
EIS
— Environmental Impact Statement (US)
NASDAQ
— National Association for Security Dealers and Automatic Quotation
INSARAG
— International Search and Rescue Advisory Group
B&P
— Bid & Proposal
SAR
— Summary Annual Report
ROA
— Regional Office for Africa
IP
— Intellectual Property
OASDI
— Old Age and Survivors Disability Insurance
SESA
— State Employment Security Agency
KSAO
— Knowledge, Skills, Abilities and Other
USG
— Under Secretary General
SEO
— Search Engine Optimizer
BIS
— Bank of International Settlements
IMRB
— Indian Market Research Bureau
B2B
— Business to Businesse
CIC
— Consumer Information Center
OASDHI
— Old Age, Survivors, Disability and Health Insurance Act
LFY
— Last Fiscal Year
MSRP
— Manufacturer's Suggested Retail Price
OE
— Operating Expense
IBRD
— International Bank For Reconstruction And Development (part Of The World Bank)
UTMA
— Uniform Transfers to Minors Act
AFTP
— Anonymous File Transfer Protocol
CFAT
— Cash Flow After Taxes
MLS
— Mass Layoff Statistics
MBTI
— Myers-Briggs Type Indicator
PERL
— Practical Extraction and Report Language
NFA
— Net Financial Assets
B2C
— Business to Consumer
CFIUS
— Committee on Foreign Investment in United States
EIN
— Employer Identification Number
MC
— Market Capitalization
ICPD
— International Conference on Population and Development
GMWB
— Guaranteed Minimum Withdrawal Benefit
MPEG
— Moving Picture Experts Group (International Standards Organisation/International Electrotechnical Commission)
GPM
— Graduated Payment Mortgage
EFT
— Electronic Funds Transfer
ATB
— Accountants Trial Balance
WIPO
— World Intellectual Property Organization
GICS
— Global Industry Classification Standards
ABV
— Accredited in Business Valuation
A&H
— Accident and health insurance
FICA
— Federal Insurance Contribution Act
CMO
— Chief Marketing Officer
ROTA
— Return On Total Assets
SEPG
— Software Engineering Process Group
POS
— Point of Service Plan
TTM
— Trailing Twelve Months
FCF
— Free Cash Flow
RRSP
— Registered Retirement Savings Plan (Canada; Roughly Equivalent To The IRA In The U.S.)
SCM
— Supply Chain Management
EISA
— Extended Industry Standard Architecture
LYON
— Liquid Yield Option Note
NCUSIF
— National Credit Union Share Insurance Fund
BOT
— Board of Trustees
CAD
— Cash Available for Distribution
FOM
— Field Operations Manual
STP
— Software Test Plan
EPS
— Earnings per share
MVIC
— Market Value of Invested Capital
AMPS
— Auction Market Preferred Stock
ECF
— Extended Care Facility
ABMS
— Activities Based Management System
CPIC
— Capital Planning and Investment Control
GOOS
— Global Ocean Observing System (IOC, UNESCO, WMO, and ICSU)
SBLI
— Savings Bank Life Insurance
TPL
— Third-Party Liability
FFO
— Funds from operations
PTO
— Paid Time Off
CODASYL
— Committee on Data Systems Languages
PHR
— Professional in Human Resources Certification
AR
— Accounts Receivable
MIME
— Multipurpose Internet Mail Extension
BPM
— Business Performance Management
UNISPAL
— United Nations Information System on the question of Palestine
ROA
— Return on assets
DIC
— Document Identifier Code
CRUT
— Charitable Remainder Unitrust
ECI
— Employment Cost Index
ABP
— Average Benefit Percentage
AIA
— American Institute of Architecture
SIB
— Securities and Investment Board
BRE
— Business Reply Envelope
CMMI
— Capability Maturity Model Integrated
LT
— Lead Time
VSOE
— Vendor-Specific Objective Evidence
TSR
— Tactical Studies Rules
FAO
— Food and Agriculture Organization of the United Nations
CFA
— Chartered Financial Analyst
SNF
— Skilled Nursing Facility
AFR
— Applicable Federal Rate
DCAP
— Dependent Care Assistance Plan
IDA
— Industrial Development Authority
PVGO
— Present Value of Growth Opportunities
CFA
— Committee on Food Aid Policies and Programmes
PIK
— Payment in Kind
ECP
— Engineering Change Proposals
EPPA
— Employee Polygraph Protection Act
NFE
— Net Financial Expense
FRA
— Full Retirement Age
SRA
— Supplemental Retirement Annuity
AAG
— Audit and accounting guides
BTT
— Business Transfer Tax
NAICS
— North American Industry Classification System
ACP
— Actual deferral percentage
HECM
— Home Equity Conversion Mortgage
DINKS
— Dual Income, No Kids
RR
— retention rate
LOS
— Law Of The Sea
ITMP
— Information Technology Management Program
T&C
— Terms & Conditions
CBOT
— Chicago Board of Trade
NSA
— National Safety Associates
CIMC
— Certified Investment Management Consultant
FNMA
— Federal National Mortgage Association
TEV
— Total Enterprise Value
DAPT
— Domestic Asset Protection Trust
TTD
— Temporary Total Disability
CICP
— Centre for International Crime Prevention
GST
— Goods and Services Taxation
ROAE
— Return on Assets Employed
L/C
— Letter of Credit
COI
— Conflict Of Interest
WRA
— Weighted Risk Assets
AAPC
— Accounting and Auditing Policy Committee
MRPS
— Mandatorily redeemable preferred stock
T&D
— Training and Development
OER
— Operation Expense Ratio
CUM PFD
— Cumulative preferred
APR
— Annual Percentage Rate
CI
— Contract Item
BOC
— Budget Object Code
GIM
— Gross Income Multiplier
GNMA
— Government National Mortgage Association
BOA
— Basic Ordering Agreement
ICANN
— Internet Corporation for Assigned Names and Numbers
PVFC
— Prepaid variable forward contract
DRO
— Domestic Relations Order
FHLMC
— Federal Home Loan Mortgage Corporation, United States
GAAS
— Generally Accepted Auditing Standards. Perhaps only marginally less contradictory than GAAP, but they do exist, honestly.
PEO
— Professional Employer Organization
CIF
— Cost, Insurance, and Freight (Paid) (shipping)
ACFE
— Advisory Committee on Forestry Education
FMV
— Fair Market Value
MER
— Management Expense Ratio
PEG
— Price to Earnings Growth
ESOP
— Employee Stock Option Plan
ALTA
— American Land Title Transfer
WAP
— Wireless Application Protocol
EVM
— Earned Value Management
WI
— Working Interest
IASC
— International Accounting Standards Committee
RIC
— Regulated Investment Company
LWO
— Leave without pay
FECA
— Federal Employer’s Compensation Act
ECE
— Economische Commissie voor Europa (United Nations) (Dutch: Economic Commission for Europe)
YOY
— Year-over-year
SSA
— Social Security Administration
NACUBO
— National Association of College & University Business Organizations
SS
— Safety Stock
RTW
— Right to Work
CDI
— Category Development Index
ICSAB
— International Civil Service Advisory Board
SIPC
— Securities Investor Protection Corporation
LCM
— Lower of Cost or Market
WMO
— World Meteorological Organization (ICSU)
NAR
— National Association of Realtors
ESO
— Employee Stock Option
MTB
— Motor transportation broker
NFFE
— Nonfinancial foreign entity
DKNY
— Donna Karan New York
CLAT
— Charitable Lead Annuity Trust
BBB
— Better Business Bureau's
C&B
— Compensation and Benefits
FCA
— Farm Credit Administration
NDNH
— National Directory of New Hires
CB
— Carryback
UNDOF
— United Nations Disengagement Observer Force
LSE
— London Stock Exchange
AFICS
— Association of Former International Civil Servants
PBGC
— Pension Benefit Guaranty Corporation
DFEH
— Department of Fair Employment and Housing's
IAP
— Initial advance payment
ZEN
— Zero Effort Network
CMYK
— Cyan, Magenta, Yellow, Black
FMCS
— Federal Mediation and Conciliation Service
NAAS
— Network as a Service
CFS
— Container Freight Station
SIV
— Structured Investment Vehicle
EBSA
— Employee Benefits Security Administration
CBCMC
— Clinical Bar Code Multidisciplinary Committee
SDI
— State Disability Insurance
LT
— Long Terme
ISSA
— International Securities Services Association
HAFA
— Home Affordable Foreclosure Alternative program
WIP
— Work In Progress (process)
IASB
— International Accounting Standards Board
GAAP
— Generally Accepted Accounting Principles
ROS
— Return on Sales
FPML
— Financial Products Markup Language
CEPS
— Cash Earnings Per Share
FIE
— Foreign-Invested Enterprise
EIC
— Earned Income Credit
CEDAW
— Committee on the Elimination of Discrimination against Women
DVA
— Debt value adjustment
DIO
— Days Inventory Outstanding
ALV
— Average Lease Value (Cars)
MSA
— Merit Salary Adjustment
PERAB
— President's Economic Recovery Advisory Board
BCP
— Business Continuity Plan
FSLIC
— Federal Savings & Loan Insurance Corporation
OHCHR
— Office of the United Nations High Commissioner for Human Rights
BTCF
— Before Tax Cash Flow
SEM
— Shared-Equity Mortgage
NAFTA
— North American Free Trade Agreement
TSR
— Terminate and Stay Resident [software program]
INA
— Immigration and Naturalization Act
RFPA
— Right to Financial Privacy Act of 1978
CEMP
— Comprehensive Emergency Management Program
NVI
— Negative Volume Index
BPD
— barrels per day
TEFRA
— Tax Equity and Fiscal Responsibility Act of 1985
VIE
— Variable Interest Entity
TRA
— Tax Reform Act
IRDA
— Insurance Regulatory Development Authority
CLUT
— Charitable Lead Unitrust
NOI
— Net Operating Income
USF
— Usable Square Feet
HFS
— Hold for sale
CIP
— Capital Investment Proposal
CPLTD
— Current portion of long-term debt
UNIIMOG
— United Nations Iran-Iraq Military Observer Group
UNVFVT
— United Nations Voluntary Fund for Victims of Torture
ACP
— Average Contribution Percentage
PW
— present worth
IFAD
— International Fund for Agricultural Development (UN)
TAMRA
— Technical and Miscellaneous Revenue Act of 1988
VA
— Veterans Affairs
BOI
— Business Object Interface
ECOMOG
— Economic Community of West African States' Monitoring Observer Group
NNN
— Net Net Net
OASDHI
— Old Age, Survivors, Disability, and Health Insurance
PUD
— Planned Unit Development
ROU
— Right of Use
FHA
— Federal Housing Administration
AFP
— Association for Financial Professionals
OP
— Order Point
XBRL
— Extensible Business Reporting Language
NSF
— Not Sufficient Funds
ATO
— Administrative Time Off
PITI
— Principal, Interest, Taxes, and Insurance
ABF
— Asset-Based Financing
PBT
— Profit Before Tax
B.A.
— Bachelor of Arts
PBO
— Projected Benefit Obligation
WTO
— World Trade Organisation
OIOS
— Office of Internal Oversight Services
FACHE
— Fellow in American College of Healthcare Executives
CAT
— Commercial Activity Tax
AGT
— Agent
CFP
— Certified Financial PlannerTM
CVLI
— Cash Value Life Insurance
STTR
— Small Business Technology Transfer
NABA
— National Association of Black Accountants, Inc.
ACV
— Account Current Value
PSA
— Public Service Announcement (radio/TV Term)
CSCS
— Computer Software Components
ECOSOC
— Economic and Social Council of the United Nations
ATB
— Adjusted Trial Balance
EPCM
— Exempt-contract, percentage-of-completion method
CADR
— Cash available for distribution before debt reduction
IBEW
— International Brotherhood of Electrical Workers
SEC
— Securities and Exchange Commission (US)
SB/SDB
— Small Business/Small Disadvantaged Business
CUM
— Cumulative
UNCSW
— United Nations Commission on the Status of Women
S&P
— Standard & Poor's
FEA
— Fair Employment Act
FACCT
— Foundation for Accountability
ALBM
— Automated Lending and Borrowing Mechanism
UNHCHR
— United Nations High Commissioner for Human Rights
CAM
— Common Area Maintenance (charges related to commercial leases)
MRQ
— Most Recent Quarter
UCI
— Unemployment Compensation Insurance
DESIPA
— Department for Economic and Social Information and Policy Analysis
STAR
— Satellite Television Asian Region, Ltd.
ITIL
— Information Technology Infrastructure Library
UNCC
— United Nations Compensation Commission
UNSCEAR
— United Nations Scientific Committee on the Effects of Atomic Radiations
UNFPA
— United Nations Fund for Population Activities (see www.unfpa.org)
ECB
— European Central Bank
SLOB
— Separate Line of Business
DCAA
— (U.S.) Defense Contract Audit Agency
CEA
— Commodity Exchange Authority
VAO
— Virtual Acquisition Office
LEC
— Local Exchange Carrier
FERC
— Federal Energy Regulatory Commission (U.S.)
BML
— Bean Markup Language
UNICEF
— United Nations International Children's Emergency Fund
CGT
— Capital Gains Tax
PHI
— Protected Health Information
TRASOP
— Tax Reduction Act ESOP
DIP
— Debtor In Possession
MLD
— Market-linked deposit
PGI
— Potential Gross Income
ABLOS
— Advisory Board on the Law of the Sea
EBRI
— Employee Benefit Research Institute
CUSIP
— The Committee Of Uniform Security Identification Procedures
MTTR
— Mean Time To Recovery
BDI
— Brand Development Index
HP
— Hewlett Packard's
JEC
— Joint Economic Committee
HHS
— Health and Human Services Department
FCCPA
— Federal Consumer Credit Protection Act of 1968
DOT
— Dictionary of Occupational Titles
ITBAT
— IT Budget Analysis Team
AMTFTC
— Alternative minimum tax foreign tax credit
REA
— Return on assets
HCM
— Human Capital Management
CMA
— Certified Management Accountant
DDSN
— Demand-driven supply networks
BOD
— Board of Directors (Budget)
CPHR
— California Professional in Human Resources Certification
ADI
— Area of Dominant Influence
WPI
— Wholesale Price Index
GAO
— Government Accounting Office
CO
— Compliance Officer
AET
— Accumulated Earnings Tax
ICTY
— International Criminal Tribunal for the Former Yugoslavia
UNCCD
— United Nations Convention to Combat Desertification
GPO
— Guaranteed Purchase Option
CISSP
— Certified Information Systems Security Professional
ADR
— Asset Depreciation Range (finance)
HDAPT
— Hybrid domestic asset protection trust
NRI
— Net Rising Index
FRF
— Financial Reporting Framework
CSO
— Central Statistical Organisation
CFTC
— Commodity Futures Trading Commission
ASPPA
— American Society of Pension Professionals & Actuaries
COHRS
— Central Office Human Resources Service
UNAFRI
— United Nations African Institute for the Prevention of Crime and the Treatment of Offenders
UNCIVPOL
— United Nations Civilian Police
NOL
— Net Operating Loss
ECOA
— Equal Credit Opportunity Act
HRM
— Human Resource Management
C2C
— Customer to Customer
OCC
— Office of the Comptroller of the Currency
A&S
— Accident and sickness insurance
NCSA
— National Center for Supercomputing Applications
HPI
— Human Poverty Index
DBO
— Death Benefit Only
EGI
— Effective Gross Income
DMFAS
— Debt Management and Financial Analysis System
ROC
— Rate of Change
ECAB
— Employee's Compensation Appeals Board
BRC
— Business Reply Card
NCCUSL
— National Conference of Commissioners on Uniform State Laws
DB
— Defined Benefit (retirement Plan; For Example, A Pension)
ASTD
— American Society for Training and Development
GIC
— Guaranteed Investment Contract
ISO
— Incentive Stock Option
NCUA
— National Credit Union Administration
DSPP
— Direct Stock Purchase Plan
HC
— Humanitarian Coordinator
QSF
— Qualified Settlement Fund
LTO
— Long-Term Option
TRUPS
— Trust Preferred Securities
CMSA
— Consolidated Metropolitan Statistical Area
ADP
— Applicable Distribution Period
SARSEP
— Salary Reduction Simplified Employee Pension Plan
RAN
— Revenue Anticipation Note
RESPA
— Real Estate Settlement Procedures Act
VAT
— Value-added taxes
ICGFI
— International Consultative Group on Food Irradiation
BIA
— Business Impact Analysis
EEOICPA
— Energy Employee Occupational Illness Compensation Program Act
RSA
— Rivest-Shamir-Adleman
UNCCP
— United Nations Conciliation Commission for Palestine
LTI
— Long-term incentive
OCHA
— Office for the Coordination of Humanitarian Affairs
0DSAC
— 90 days, same as cash
SPD
— Summary Plan Description
CDFI
— Community Development Financial Institution
QJSA
— Qualified Joint and Survivor Annuity
IAM
— Identity and Access Management
PDA
— Payday Advance Loan
EMV
— Europay, Master Card and Visa
AFC
— Average fixed costs
ACW
— African Centre for Women
TESSA
— Tax-Exempt Special Savings Account
CHL
— Customs house license
SSD
— Social Security Disability
EDI
— Electronic Date Interchange
NAC
— National Acquisition Center
UNOGBIS
— United Nations Peace-Building Support Office in Guinea-Bissau
JTPA
— Job Training Partnership Act
AFB
— American Farm Bureau, Inc.
FAME
— Facilities Maintenance Engineering
AAGR
— Annual average growth rate
AATF
— Airport and Airway Trust Fund
GCOS
— Global Climate Observing System (WMO, IOC, UNEP, and ICSU)
HC
— human capital
PING
— Pocket Internet Gopher
REMIC
— Real Estate Mortgage Investment Conduit
CCL
— Center for Creative Leadership
FMR
— Fair Market Rental
(X)
— Export
BAT
— Budget Advisory Team
DOM
— Distributed Order Management
ESL
— English as a second language
LR
— Labor Relations
TC
— Trusteeship Council (UN)
MSER
— Multi-state Employer Registration
QSPE
— Qualified special purpose entity
RCN
— Replacement Cost New
GR
— General Revenue
PM
— Performance Management
NIOSH
— National Institute of Occupational Safety and Health's
PAAS
— Platform-as-a-Service
IOS
— International Organization for Standards
VWAP
— Volume-weighted average price
WCEFA
— World Conference on Education for All
ISO
— International Standard Organisation
FCB
— Foote Cone & Belding
QBU
— Qualified Business Unit
UTLZTN
— Utilization
YRT
— Yearly Renewable Term
CNS
— Continuous Net Settlement
IFC
— International Finance Corporation
P&G
— Proctor and Gamble
EFW
— Electronic Funds Withdrawal
PTP
— Publicly Traded Partnership
FITW
— Federal Income Tax Withholding
HRD
— Human Resource Development
RJP
— Realistic Job Preview
LHWCA
— Longshore and Harbor Worker’s Compensation Act
SMSA
— Standard Metropolitan Statistical Area
BRICS
— Brazil, Russia, India, China and South Africa
MBS
— mortgage backed security
CETA
— Comprehensive Employment and Training Act of 1975
NPA
— Non-Performing Assets
RO/RL
— Rool on/roll off
AML
— Adjustable Mortgage Loan
UNEF
— United Nations Emergency Force
UDITPA
— Uniform Division of Income for Tax Purposes Act
FIA
— Federal Insurance Administration
ACFR
— Advisory Committee on Fishery Research
ACABQ
— Advisory Committee on Administrative and Budgetary Questions
UNCDF
— United Nations Capital Development Fund
AFN
— Additional Funds Needed
ASEAN
— Association of South East Asian Nations
B&O
— Business and Occupation
ICQ
— Internal Control Questionnaire
UNCED
— United Nations Conference on Environment and Development
SDVOSB
— Service-Disabled Veteran-Owned Small Business
BCFD
— Billion Cubic Feet per Day
CCPOQ
— Consultative Committee on Programme and Operational Questions
UNCT
— United Nations Country Team
OD
— Organizational Development
FVO
— Fair Value Option
TIF
— Tax Increment Financing
INS
— Immigration & Naturalization Service
PCE
— Personal consumption expenditure; personal consumption expenditure deflator
QME
— Qualified Medical Examiner
NRMLA
— National Reverse Mortgage Lenders Association
WRAEA
— Workforce Reinvestment and Adult Education Act
AD & D
— Accidental Death and Dismemberment
CLA
— Cross-Licensing Agreement
VHA
— Veterans Health Administration's
CFOC
— Chief Financial Officers Council
FOK
— Fill-or-kill order
ATU
— Annual Tax Unit
CEBS
— Certified Employee Benefits Specialist
USRPHC
— U.S. real property hodling corporation
UPE
— Unreimbursed Partnership Expenses
CEBS
— Certified Employee Benefit Specialist
USRPI
— U.S. real property interest
SSI
— Supplemental Security Income
GASB
— Governmental Accounting Standards Board
F&F
— Furniture & Fixtures
TAB
— Tax Anticipation Bill
NFTC
— National Foreign Trade Council, Inc.
FUTA
— Federal Unemployment Tax Act
MBE
— Mortgage banking enterprise
WFC
— World Food Council
CLU
— Chartered Life Underwriter
NACM
— National Association of Credit Management
AFTS
— Automatic Funds Transfer Services
IRMAA
— Income Related Medicare Adjustment Amount
ITSM
— Information Technology Service Management
QPRT
— Qualified Personal Residence Trust
CSA
— Cost Sharing Arrangement
CIA
— Certified Internal Auditor (US)
CAPS
— Convertible Adjustable Preferred Stock
WTW
— Welfare-to-Work
BPO
— Bargain Purchase Option
UNOCHA
— United Nations Office for the Coordination of Humanitarian Affairs
FEI
— Financial Executives Institute
UNDAF
— United Nations Development Assistance Framework
SAAR
— Seasonally Adjusted Annual Rate
ITAC
— Information Technology Advisory Committee
UNOMIL
— United Nations Observer Mission In Liberia
HWRP
— Hydrology and Water Resources Programme
ACRB
— Architectural Change and Review Board
VWAP
— Value Weighted Average Price
BPC
— Business Planning Cycle
IRP
— Industry Risk Premium
CRC
— Committee on the Rights of the Child
SEP
— Simplified Employee Pension
ZBB
— Zero-based budgeting
SSVS
— Statement on Standards for Valuation Services
CCI
— Consumer Confidence Index
COLI
— Cost of Living Index
AMCD
— Audit and Management Consulting Division
SCM
— Supply Chain Management
LDI
— Liability Driven Investment
SBRB
— Small Business Research Board
CSV
— Cash Surrender Value
ADAS
— Associate Deputy Assistant Secretary
NNTP
— Network News Transport Protocol (ATM)
BONUCA
— United Nations Peace-Building Office in the Central African Republic
SUA
— Convention for the Suppression of Unlawful Acts Against the Safety of Maritime Navigation
EA
— Electronic Arts Inc (NASDAQ Stock Exchange [NASDAQ])
ADP
— Attention Dial Pulse
PCAOB
— Public Company Accounting Oversight Board
F2F
— Face-to-Face Meeting
FAS
— Financial Accounting Standards
KSA
— Knowledge, Skills, Abilities
CEA
— Chief Enterprise Architect
PSI
— Performance Salary Increase
WIDER
— United Nations University World Institute for Development Economics Research
ITSD
— Information Technology Services Division
YAHOO
— You Are Hazy Over Oranges
ZAW
— Zero Administration for Windows
PMV
— Private Market Value
DNAMTI
— Distributable Net Alternative Minimum Taxable Income
PAM
— Pledged Account Mortgage
AIME
— Average Index Monthly Earnings
SHRM
— Society for Human Resource Management's
ESA
— Employment Standards Administration
DAF
— Donor Advised Fund
SSUTA
— Streamlined Sales and Use Tax Agreement
ERM
— Enterprise Resource Management
F/K/A
— Formally known as
HSBC
— Household Bank Corporation
VUL
— Variable Universal Life
SEPED
— Social Development and Poverty Elimination Division
MEWA
— Multiple Employer Welfare Arrangement
POP
— Public Offering Price
NAPAT
— National Association for Private Annuity Trusts
IETC
— International Environmental Technology Centre
GTL
— Group Term Life Insurance.
3COM
— Computer, Communications and Compatibility
MTL
— Multi-Level Marketing
OCBOA
— Other Comprehensive Basis of Accounting
TWA
— Time Weighted Averages
WPP
— Wire and Plastic Products
SMLLC
— Single Member Limited Liability Company
HCTC
— Health Coverage Tax Credit
UNOHCI
— United Nations Office of the Humanitarian Coordinator for Iraq
Y/Y
— Year-over-year
CPFFC
— Cost-plus-fixed-fee contract
LAIA
— Latin American Integration Association
PE
— Price to Earnings Ratio
UNPD
— United Nations Population Division
OLA
— Office of Legal Affairs
COSO
— Committee of Sponsoring Organizations
TVI
— Trade Value Index
MMC
— Money market certificate of deposit
QWL
— Quality of Work Life
EMIF
— Emerging Issues Task Force
CCPA
— Consumer Credit Protection Act
SRSG
— Special Representative of the Secretary-General
SBAP
— Small Business Assistance Program
VSOP
— Very Special Old Pale
IDNDR
— International Decade for Natural Disaster Reduction
COL
— Cost Of Living
IAG
— International Auditing Guidelines
EAR
— Export Administration Regulations
RR
— Revenue Ruling
HR&A
— Human Resources and Administration
S&L
— Savings and Loan
EPROM
— Electrically Programmable Read Only Memory
VOPAN
— Voice Pitch Analysis
SAT
— Scholastic Aptitude Test
CSUM
— Common Security User Manager
ICSC
— International Civil Service Commission
APB
— Accounting Principles Board's
MCC
— Mortgage Credit Certificate
UNCTAD
— United Nations Conference on Trade and Development
LTA
— Long-Term Agreement
FLP
— Family Limited Partnership
SMI
— Supplemental Medical Insurance (US Medicare Part B)
SFOR
— Stabilization Force
WRLDWD
— Worldwide
FICCI
— Federation of Indian Chamber of Commerce and Industry
FMRR
— Financial Management Rate of Return
CBFA
— Committee on Budget, Finance and Administration
OSSG
— Office of the Spokesman for the Secretary-General
GLA
— Gross Leaseable Area
UIC
— Unemployment Insurance Commission (Canada, archaic)
AFE
— Average Funds Employed
BSNL
— Bharath Sanchar Nigam Limited
AUI
— Auxiliary Unit Interface
SWOT
— Strengths, Weaknesses, Opportunities and Threats
TBC
— To Be Contested
ILC
— International Law Commission
VEBA
— Voluntary Employees' Beneficiary Association
OTB
— Off-Track Betting
FMOC
— Federal Open Market Committee
FACT
— Fair and Accurate Credit Transactions Act of 2003
CBL
— Common Business Language
SWT
— State witholding tax
TSA
— Tax-sheltered annuity
DMB&B
— D'arcy Masius Benton & Bowles
TSP
— Thrift Savings Plan
ETC
— Estimate To Completion
UNSO
— United Nations Sudano-Sahelian Office
DVOP
— Disabled Veterans Outreach Program
LCL
— Less than Carload Lot
FASAC
— Financial Accounting Standards Advisory Committee
TRNSFR
— Transfer
CSEMO
— Corporate Senior Executive Management Office
ABC
— Audit Bureau of Circulations Inc.
SPE
— Special Purpose Entity
HRIS
— Human Resources Information System
MCC
— Merchant category codes
UNCRD
— United Nations Centre for Regional Development
COFI
— Cost of Funds Index
GSTP
— Global System of Trade Preferences
ITS
— Intermarket Trading System
NAIC
— National Association of Insurance Commissioners
CPP
— Cost Per rating Point
UNCHS
— United Nations Centre for Human Settlements
CCOP
— Coordinating Committee for Coastal and Offshore Geoscience Programmes in East and South East Asia
GAGAS
— Generally Accepted Government Accounting Standards
CEU
— Continuing Education Unit
ESAF
— Enhanced Structural Adjustment Facility
PIM
— Product Information Management
GTOS
— Global Terrestrial Observing System
UNOMIG
— United Nations Observer Mission In Georgia
EDA
— Economically Depressed Area
IAF
— Inflation Adjustment Factor
MSP
— Managed Service Provider
SCA
— Service Contract Act
SMA
— Separately Managed Account
GRID
— Global Resource Information Database (UNEP)
SAS
— Statement of Accounting Standards
UNAMIR
— United Nations Assistance Mission for Rwanda
UNIPTF
— United Nations International Police Task Force
OOB
— OOS out of business
HROD
— Human Resources and Organizational Development
UNOSOM
— United Nations Operation in Somalia
GAAC
— Government Accounting and Auditing Committee
SBD
— Small Disadvantaged Business
MHAEA
— Mental Health and Addiction Equity Act
CEA
— Council of Economic Advisors
D&B
— Dun & Bradstreet
I-9
— I-9 Form
GPHR
— Global Professional in Human Resources
ZEBRA
— Zero-balance reimbursement account
ATNOLD
— Alternative Minimum Tax Net Operating Loss Deduction
CAPP
— Cash Account Pension Plan
FBAR
— Foreign Bank & Financial Account
ERM
— Enterprise Risk Management
UNCITRAL
— United Nations Commission On International Trade Law
UC
— Unemployment Compensation
FCCC
— For the Framework Convention on Climate Change
CPDO
— Constant Proportion Debt Obligation
ESS
— Employee Self-Service System
UNRISD
— United Nations Research Institute for Social Development
CEOSH
— Center for Engineering & Occupational Safety and Health
IAB
— Internet Advertising Bureau
PIPE
— Public investment in private equity
CSPN
— College Savings Plan Network
CSO
— Chief Security Officer
CIK
— Central index keys
DTCC
— Depository Trust & Clearing Corp
LEI
— Leading Economic Indicators
CPCU
— Chartered property and casualty underwriter
OR
— Operations research
ADS
— Alternative Depreciation System
A&I
— Accident and Indemnity
CRAFT
— Computerised Relative Allocation of Facilities Techniques
BPO
— Business Process Optimization
IHRIM
— International Association of Human Resource Information Management
ROC
— Return on Capital
AC
— Acceleration Clause
VOCC
— Vessel Operating Common Carriers
CCSQ
— Consultative Committee on Substantive Questions
NDA
— Nondisclosure Agreement
MAGI
— Modified Adjusted Gross Income
PT
— Part-Time
FEIN
— Federal Employment Identification Number
CSA
— Capital Support Agreements
UNTMIH
— United Nations Transitional Mission in Haiti
UNIFIL
— United Nations Interim Force In Lebanon
SBBA
— Sales and Buy-Back Agreement
ULPA
— Uniform Limited Partnership Act
ALBCC
— Account Level Budget Cost Center
FSP
— FASB Staff Position
DAN
— Depositor Account Number
OI&T
— Office of Information and Technology
WAI
— Wealth Added Index
MP3
— Moving Pictures Experts Group 1 Audio Layer 3
P&I
— Principle and interest payment
BRM
— Business Reference Model
SDNP
— Sustainable Development Networking Programme
SMM
— Summary of material modifications
UNTAC
— United Nations Transitional Authority in Cambodia
HRA
— Health Reimbursement Account
UCR
— Usual, customary, and reasonable
WHD
— World Habitat Day
DAW
— Division for the Advancement of Women
OER
— Owner's equivalent rent
DUS
— Dollar Unit Sampling
ICRA
— Investment Information and Credit Rating Agency
CPC
— Committee for Programme and Coordination
CPI-W
— Consumer Price Index for Urban Wage Earners and Clerical Workers
HRIS
— Human Resource Information System
DTP
— Data Transfer Program
LLTC
— Limited liability trust company
FAAS
— Financial Assurance and Accountability Standards
AE
— Actual Expense
INCB
— International Narcotics Control Board
STF
— Summary Tape File
MOTO
— Mail order-telephone order
QNEC
— Qualified nonelective contributions
VEVRA
— Vietnam-Era Veterans Readjustment Act
COP
— Conference of the Parties
RIPA
— Retirement Income Policy Act
IMR
— Information Management Research
DIT
— Deposit in Transit
CFIA
— Competency Framework for Internal Auditing
NRD
— Normal Retirement Date
AGGG
— Advisory Group on Greenhouse Gases
CHRC
— Canadian Human Rights Commission
PPA
— Pension Protection Act of 1987
HRA
— Health Reimbursement Arrangement
OSBDU
— Office of Small and Disadvantaged Business Utilization
SME
— Small- to medium-sized entities
GSR
— General Securities Representative
LEAF
— Logistics, Engineering, Acquisition, and Finance
SSBIC
— Specialized Small Business Investment Company
ILO
— International Labor Organization (UN)
ACII
— American Association of Individual Investors
FALD
— United Nations Field Administration and Logistics Division
GEENET
— Global Environmental Epidemiology Network
BET
— Business entity tax
GAAFR
— Governmental Accounting, Auditing, and Financial Reporting
CBI
— Compliance and Business Integrity
SOV
— Share Of Voice
QTIP
— Qualified Terminable Interest Property
BAA
— Business Associate Agreement
ABS
— Asset Based Securitization
NFIB
— National Federation of Independent Business
UCR
— Usual, Customary and Reasonable Fees
C&I
— Commercial and industrial customers (Electricity transmission)
CAA
— Congressional Accountability Act
DITE
— Division on Investment, Technology and Enterprise Development
XML
— Extended Markup Language
SPAC
— Special-purpose acquisition company
CIPP/G
— Certified Information Privacy Professional/Government
OR
— Operating revenue
EAC
— Employee Advisory Committee
CHRC
— Criminal History Records Check
NABARD
— National Bank for Agricultural and Rural Development
LLDIE
— Limited life debt investment entity
DAP
— Direct Access Program
BRD
— Business Requirements Documentation
DOCO
— Development Operations Coordination Office
QR
— Quality Review
EOLI
— Employer owned life insurance
NRF
— National Retail Federation
DII
— Days in Inventory
ITLO
— Information Technology Logistics Office
IEC
— Inter Exchange Carrier
LTD
— Limited
TN
— Temporary Visa
HCSA
— Health Care Spending Account
BIRLS
— Beneficiary Identification Records Locator Subsystem
TTL
— Total Linhas Aéreas
GAO
— General Accountability Office
UNOMUR
— United Nations Observer Mission Uganda-Rwanda
URLA
— Uniform Residential Loan Application
NEO
— New and Emerging Occupations
IGE
— Intergovernmental Group of Experts
NAVA
— National Association for Variable Annuities
PPE
— Property, Plant and Equipment
UNJSPF
— United Nations Joint Staff Pension Fund
FRS
— Functional Requirements Specifications
PWBA
— Pension and Welfare Benefits Administration
CF
— Cash Flow
CPO
— Chief of Purchasing Office
INSTRAW
— International Research and Training Institute for the Advancement of Women
PJ
— Purchases journal
SDD
— Software Design and Development
RMBS
— Residential mortgage backed securities
NMFC
— National Motor Freight Classification
SRPM
— Stated Redemption Price at Maturity
GEF
— Global Environmental Facility (environment)
KYC
— Know-your-customer
WHCRA
— Women’s Health and Cancer Rights Act of 1998
ECR
— Executive Conference Room
ILC
— Industrial Loan Company
NPT
— Non-Proliferation Treaty
USPAP
— Uniform Standards of Professional Appraisal Practice
PTAC
— Procurement Technical Assistance Center
IDB
— Industrial Development Bond
FMC
— Federal Maritime Commission's
PEC
— Potential earnings converted
DWC
— Days working capital
INC.
— Incorporated
SITW
— State income tax withholding
CPE
— Continuing Professional Educational
NCCI
— National Council on Compensation Insurance
IDS
— Income Deposit Securities
CEA
— Certificate of Educational Achievement
IAPSO
— Inter-Agency Procurement Services Office
IFEBP
— International Foundation of Employee Benefit Plans
PFR
— Portable Font Resource
MLA
— Minimum Liquid Assets
LMA
— Labor Market Area
ADP
— Automatic Data Processor
AAA
— Authentication, Authorization & Access
CNC
— Currently Not Collectible
CCHR
— Canadian Council on Human Resources
F&C
— Free and Clear
VISN
— Veterans Integrated Service Network
USOA
— Uniform system of accounts
OGC
— Office of the General Counsel
VXML
— Voice eXtensible Markup Language
WARN
— Worker Adjustment and Retraining Notification Act of 1988
CFM
— Construction Facility Management
SFAS
— Statements of Financial Accounting Standards
IPA
— Inflation Protected Annuity
C&D
— Cease and Desist
SSDI
— Social Security Disability Insurance
OCR
— Overall Capitalization Rate
CSR
— Corporate Social Responsibilty
EPTA
— Expanded Programme of Technical Assistance
SIFMA
— Securities Industry and Financial Markets Association
AGFFA
— Advisory Group on Financial Flows to Africa
CPP
— Consumer Preferences and Policy
LCC
— Life Cycle Cost
CRPC
— Chartered Retirement Planning Counselor
MDIB
— Minimum Distribution Incidental Benefit
ASCI
— Advertising & Standards Council of India
AFSCME
— American Federation of State, County and Municipal Employers
COE
— Certificate of Eligibility
IDB
— Industrial Development Board
MTNL
— Mahanagar Telephone Nigam Limited
ING
— Internationale Nederlanden Group (a Financial Company)
BCA
— Board of Contract Appeals
UNV
— United Nations Volunteers Programme
TILA
— Truth In Lending Act
EDGAR
— Electronic Data Gathering, Analysis and Retrieval
RFA
— Regulatory Flexibility Act (US)
BCAG
— Business Community Advisory Group
SBLF
— Small Business Lending Fund
FASIT
— Financial asset securitization investment trusts
ICM
— Incentive Compensation Management
EBP
— Employee Benefits Plan
ODCF
— Owner's Discretionary Cash Flow
EPA
— Expanded Programme of Assistance
ITMRA
— Information Technology Management Reform Act (Part of the Clinger-Cohen Act)
EMP
— Environmental Planning and Management
GIWA
— Global International Waters Assessment
TPRB
— Trade Policy Review Body
UNOMSIL
— United Nations Observer Mission in Sierra Leone
AFN
— Annual Funding Notice
ESOT
— employee stock ownership trust
RFM
— Rcency, Frequency, Monetary Analysis
FRA
— Federal Reserve Act
BDI
— Behavioral Description Interview
TPA
— Third Party Administrator
CFC
— Court of Federal Claims
UNDAW
— United Nations Division for the Advancement of Women
FLC
— Foreign Labor Certification
DBPP
— Defined Benefit Pension Plan
P/E
— Price-to-earnings ratio
CGL
— Comprehensive General Liability
STD
— Short-term disability
VBIA
— Veterans Benefits Improvement Act of 2004
TOD
— Transfer on death
RWA
— Risk Weighted Asset
BNIB
— Business Needs and Investment Board
GMIB
— Guaranteed Minimum Income Benefit
SPHR
— Senior Professional Human Resources
IBC
— Independent Breweries Company (original manufacturer of IBC Root Beer)
MOF
— Ministry Of Finance
UNSCOM
— United Nations Special Commission for the Elimination of Iraq's Weapons of Mass Destruction
HCIP
— Harmonized Index of Consumer Pricing
LRO
— Labor Relations Officer
CTI
— Computer/Telephone Integration
TUR
— Total Unemployment Rates
IAS
— International Accounting Standards
VOB
— Veteran-Owned Business
BLBA
— Black Lunch Benefits Act
HRLY
— Hourly
MSRB
— Municipal Securities Rulemaking Board
UTC
— Uniform Trust Code
TPS
— Transaction processing services
CODI
— Cancellation of Debt Income
DPSP
— Deferred Profit Sharing Plan
BAN
— Bank anticipation notes
TDB
— Temporary Disability Benefits
BEIT
— Business Enterprise Income Tax
SIC
— Standard industrial clssification
BIOLAC
— United Nations University Programme for Biotechnology in Latin America and the Caribbean
ISO
— Independent Sales Organization
NAO
— National Administrative Offices
HRMS
— Human Resource Management System
WCC
— World Climate Conference
PCE
— Pre-existing Condition Exclusion
PBA
— Pending bank approval
GPML
— Global Programme Against Money Laundering
ROFR
— Right of First Refusal (finance)
DGAACS
— Department of General Assembly Affairs and Conference Services
UNOVER
— United Nations Observer Mission to Verify the Referendum in Eritrea
LTC
— Long-Term Care
LLIC
— Limited liability investment company
USAA
— United Services Automobile Association's
ASHHRA
— American Society for Healthcare Human Resources Administration
ASBL
— American Small Business League
SSBCI
— State Small Business Credit Initiative
TEA
— Technology-enabled auditing
DFI
— Derivative Financial Instrument
ADA
— Associate Deputy Administrator
GEM
— Growing Equity Mortgage
AWL
— Actual Wage Loss
CE&O
— Customer education and outreach
GINA
— Genetic Information Nondiscrimination Act of 2007
LMI
— Lender's mortage insurance
CTJ
— Citizens for Tax Justice/Institute on Taxation and Economic Policy
NMHPA
— Newborns’ and Mothers’ Health Protection Act
SHD
— Sustainable Human Development
IFOR
— Implementation Force
TALF
— Term Asset-Backed Securities Loan Facility
PRP
— Preferred Risk Policy
ACLI
— American Council of Life Insurance
NPL
— Nonperforming loan
PCS
— Post-contract customer support
MSPR
— Medicare Secondary Payer Rules
ARB
— Accident Review Board
EAPA
— Employee Assistance Professionals Association, Inc
QIE
— Domestically controlled qualified investment entity
ARS
— Auction Rate Securities
UNDHL
— United Nations Dag Hammarskjölds Library
ECM
— Enterprise Content Management
A/S
— Account sales
ASR
— Accelerated Stock Repurchase
M&A
— Merger & Acquisition
IRD
— Income in respect of a decedent
J&S
— Joint and Survivorship
ECN
— Electronic Communications Network
EM
— Emergency Loan Program
L/V
— Loan-to-value ratio
SOBO
— Small Office Business Office
DSW
— Discount Shoe Warehouse
TOFC
— Trailer On Flat Car
TAT
— Total asset turnover
NASBA
— National Association of State Boards of Accountancy
MUD
— Multiple User Dungeon
MOD
— Manufacturing on demand
D/L
— Demand loan
AIC
— Architecture and Infrastructure Committee
R/E
— Retained earnings
AWW
— average weekly wage
FWCW
— United Nations Fourth World Conference on Women
SEPHA
— Special Emergency Programme for the Horn of Africa
BCS
— Business Case Study
E&P
— Earnings & Profits
UNOMSA
— United Nations Observer Mission in South Africa
SLA
— Share lending agreement
MPPAA
— Multiemployer Pension Plan Amendments Act
CS
— Cost-Sharing
APOC
— Administrative Point of Contact
FPO
— Fruit Products Order
QE
— Quarter Ending
SBJPA
— Small Business Job Protection Act of 1996
SSD
— Social Security Disability
C&A
— Certification & Authority
PE
— Printer Error
HVCC
— Home Valuation Code of Conduct (mortgage and appraisal industry)
IASA
— Internation Air Shipper's Association
ZEN
— Zero Engine Noise
JPO
— Junior Professional Officer
SECA
— Self-Employment Contributions Act
BPM
— business process management
ELI
— Equity Linked Investments
UNMACC
— United Nations Mine Action Coordination Centre
FAC-C
— Federal Acquisition Certification in Contracting
ARD
— Actual retirement date
CHFC
— Chartered Financial Consultant
WHYCOS
— World Hydrological Cycle Observing System
MST
— Marketable Securities Tax
STOLI
— Stranger-originated life insurance
GAW
— Guaranteed Annual Wage
NSBA
— National Small Business Association
UNDCP
— United Nations International Drug Control Programme
OOH
— Occupational Outlook Handbook
IREA
— Intermountain Rural Electric Association
CUM DIV
— Cumulative dividend
IFUP
— International Forum on Urban Poverty
DSI
— Discretionary Salary Increase
NASDR
— National Association of Securities Dealers Regulation
EBO
— Employee Buyout
DBA
— Davis-Bacon Act
WKLY
— Weekly
ILM
— Industrial Light and Magic, Inc.
FSA
— Farm Service Agency
CRM
— Credit Risk Management
UNSMIH
— United Nations Support Mission In Haiti
UNL
— Universal Networking Language
CFBT
— Cash flow before taxes
SDCF
— Sellers Discretionary Cash Flow
OSDBU
— Office of Small and Disadvantaged Business Utilization
ALC
— Agency Location Code
UNZAP
— United Nations Zambia Assistance Programme
QREC
— Quality Review Executive Committee
UNCA
— United Nations Correspondents Association
ROTC
— Reserve Officer Training Corporation
UNSD
— United Nations Statistic Division
UNCJIN
— United Nations Crime and Justice Information Network
DM
— Department of Management
UNOG
— United Nations Office at Geneva
RET
— Retirement earnings test
PVT
— Persons Viewing Television
BQ
— Best Qualified
UNITAR
— United Nations Institute for Training and Research
SPX
— Standard and Poor’s Index
DUA
— Disaster Unemployment Assistance
HARP
— Home Affordable Refinance Program
UNTAES
— United Nations Transitional Administration for Eastern Slavonia, Baranja and Western Sirmium
DRPC
— Division for Resources Planning and Coordination
LDP
— Last Day Paid
UNISTE
— United Nations International Symposium on Trade Efficiency
EBRI
— Employee Benefits Research Institute
LC
— Limited Company
RDMHQ
— Rapidly Deployable Mission Headquarters
PCM
— Percentage-of-completion method
FO
— Foreign to occupation
HCO
— Health Care Organization
WRC
— World Radiocommunication Conference
APIC
— Additional paid-in capital
TAA
— Trade Adjustment Act
IBDOEI
— Income before discontinued operations and extraordinary items
SBA
— Small Business Administrations
IRB
— Internal Revenue Bulletin
FMHA
— Farmers Home Administration
XFRML
— XML based Financial Reporting Markup Language
DAC
— Delivery Against Cost
NRA
— Non-Resident Alien
HCA
— head of contracting activity; humanitarian and civic assistance
HRCI
— Human Resource Certification Institute
ITC
— International Trade Center
CISC
— Common Instruction Set Computer
DBIC
— Data Base Integration Committee
OCP
— Overland Common Point
SHOP
— Small Business Health Options Program
ALA
— American Legion Auxiliary
EDA
— Economic Development Administration's
EIC
— Earned Income Tax Credit
VRM
— Variable Rate Mortgage
A&A
— Assessment and Accreditation
LINTAS
— Levers International Advertising Services
DGFT
— Director General of Foreign Trade
IPS
— Inflation Protected Security
SBIR
— Small Business Innovation and Research
CFRS
— Carry Forward in Rolling Settlement
DDB
— Doyle Dane Bernbach
GMP
— Guaranteed Maximum Price
DEFRA
— Deficit Reduction Act
HQS
— Housing Quality Standards
ISM
— Interactive Studio Management
UNFALD
— United Nations Field Administration and Logistics Division
CCR
— Central Contractor Registeration
IIOP
— Internet Inter operable ORB Protocol
MSI
— Multiple Streams of Income
CEHIST
— Center for Evaluation of Healthcare Information Systems & Technology
SSOP
— Second Surgical Opinion Program
SSARS
— Statement on Standards for Accounting and Review Services
IDS
— International Development Strategy
PM
— Profit Margin
UDR
— Unused development rights
EB
— Extended Benefits
CAMPS
— Cumulative Auction Market Preferred Stock
LAC
— Division for Latin America and the Caribbean
USERRA
— Uniform Services Employment and Reemployment Rights Act
NIPA
— National income and product accounts
GAW
— Global Atmosphere Watch (WMO)
EPLI
— Employee practices liability insurance
ODCCP
— United Nations Office for Drug Control and Crime Prevention
GRC
— Goverance, risk and compliance
CBRS
— Currency banking and retrieval system
ITAM
— IT asset management
PEP
— Personal Exemption Phaseout
NAEA
— National Association of Enrolled Agents
CWHSSA
— Contract Work Hours and Safety Standards Act
JAIN
— Joint American Indian Network
ISMUN
— International Student Movement for the United Nations
UNMAS
— United Nations Mine Action Service
MBA
— Masters of Business Administration
SLS
— Sales
CEIS
— Corporate Executive Information System
NATP
— National Association of Tax Professionals
CCISUA
— Coordinating Committee of International Staff Unions and Associations of the United Nations System
STIP
— Short-Term Industry Projections
IUC
— Information Unit for Conventions
BREP
— Business Requirements Engineering Process
AMC
— Appraisal Management Companies
CESCR
— Convention on Economic, Social and Cultural Rights
IMRO
— Investment Management Regulatory Organisation
CBO
— Chief Business Office
KSA
— Knowledge Skills or Abilities
PIA
— Primary Insurance Amount
COPICS
— Communication Oriented Production and Information Control System
CALS
— Continuous Acquisition Lifecycle Support
CHB
— Custom House Broker
VBA
— Veterans Benefit Administration
FSR
— Financial Strength Rating
LTD
— Long Term Insurance
ESOT
— Employee Stock Ownership and Trust
NCAO
— National Cemetery Area Office
UNREO
— United Nations Rwanda Emergency Office
EECB
— Executive E-mail Carpet Bomb
UNMIH
— United Nations Mission In Haiti
MTHLY
— monthly
CDS
— Credit default swaps
PRA
— Paperwork Reduction Act of 1980
POCS
— Points of Contact
UNSC
— United Nations Security Council
CDR
— Centre for Documentation and Research
SDVOB
— Service-disabled veteran owned business
CE
— Continuing Education
SSTP
— Streamlined Sales Tax Project
ICDC
— International Child Development Centre
WIA
— Workforce Investment Act
UFW
— United Farm Workers
SAM
— System for Award Management
AC
— Associate Chief of Staff
MSPA
— Migrant and Seasonal Agriculture Worker Protection Act
SRO
— Self Regulatory Organization
TCPC
— Technical Committee for Programme and Coordination
GWAC
— Government Wide Acquisition Contract
CEIT
— Comprehensive business income tax
FEP
— Fair Employment Practices
UNTEA
— United Nations Temporary Executive Authority
FEP
— Fair employment practice
ALBRS
— Automated Lending and Borrowing in Rolling Settlement
IOLTA
— Interest on Lawyer's Trust Account
FT
— Full-Time
SITC
— Standard International Trade Classification
VA
— Variable Annuity
NAALC
— North American Agreement on Labor Cooperation
BOC
— Business Operations Committee
UNMIBH
— United Nations Mission in Bosnia and Herzegovina
MTM
— Market to Market
OFCCP
— Office of Federal Contract Compliance Programs
EAO
— Executive and Administrative Office
NRV
— Net recoverable value
UNDG
— United Nations Development Group
PE
— Pass-through entity
BRB
— Benefit Review Board
BCBS
— Blue Cross/Blue Shield
LEO
— Long-term Equity Options
OIP
— Office of the Iraq Programme
EFTA
— European Free Trade Area
EAP
— Employee Assistance Plan
DBIA
— Database Integration Agreement
EPPG
— Emergency Prevention and Preparedness Group
PFK
— Pay-for-knowledge-and-skills plans
VOSB
— Veteran-Owned Small Business
CEFU
— Continuing Education Field Unit
RDC
— Remote Deposit Capture
JCT
— Joint Committee on Taxation
DK
— Dorling Kindersley
DWC
— Division of Workers Compensation
FYE
— Fiscal year ended
ICS
— Information Centres Services
ODDS
— Online Data Delivery System
EPAU
— Evaluation and Policy Analysis Unit
WBG
— World Bank Group
ULP
— Unfair Labour Practices
DSPD
— Division for Social Policy and Development
IEFR
— International Emergency Food Reserve
CSA
— Common Services Architecture
WPRO
— Western Pacific Regional Office
PPA
— Paperwork Reduction Act
I&A
— Interest and amortization
POC
— Pacific Operations Centre
DSPE
— Deputy Senior Procurement Executive Known
USC
— United States Code
NUA
— Net Unrealized Appreciation
SBI
— Site Build It
LCD
— Labor Cost Distribution
GAS
— Governmental Accounting Standards
LDW
— Last Day Worked
COBRA
— Common Object Request Broker Architecture
KFOR
— UN Kosovo Force
AA
— Average Audience
USTC
— United States Tax Court
PM PAR
— Program Management Policy, Assessment, and Reporting
DIMA
— Division of Information Management and Analysis
OIS
— Overnight Index Swaps
SLE
— Single lease expense
MSFW
— Migrant and Seasonal Farm Worker
UNFCCC
— United Nations Framework Convention on Climate Change
DPGA
— Deferred Payment Gift Annuity
ARR
— Average Rate of Return
ODPR
— Office for Displaced Persons and Refugees
OHCA
— Organized Health Care Arrangement
EPLI
— Employment Practices Liability Insurance
QR
— Quarterly Report
EBSA
— Employee Benefit Security Administration's
CBHCO
— Community-Based Health Care Organization
FELA
— Federal Employment Liability Act
AETF
— African Emergency Task Force
BPC
— Budget Priority Committee
CRISIL
— Credit Rating Investment Services India Limited
PTA
— Preferential Trade Arrangement
DUSHOM
— Deputy Under Secretary for Health for Operations and Management
FPM
— Flexible Payment Mortgage
VWPX
— Volume Weighted Price Uncrossing
SFO
— Solicitatio for offers
LTCG
— Long-term capital gain
VAL.
— Value
CI
— Control Item
BAT
— Business Action Theory
NCO
— Net chargeoffs
SEDR
— Systems Engineering and Design Review
DUZ
— Designated User
SAAR
— Seasonally Adjusted Annualized Rate
FIRPTA
— Foreign Investment in Real Property Tax Act
CIP
— Capital Investment Process
UNPROFOR
— United Nations Protection Force (in Former Yugoslavia)
RTN
— Routing Transit Number
GST
— Generation-Skipping Transfer
UNMOT
— United Nations Mission of Observers in Tajikistan
FUNSA
— Federation of Staff Association of the United Nations and its Specialized Agencies
COSG
— Collaborative Opportunities Steering Group
MHPA
— Mental Health Parity Act of 1996
PKO
— Peace-Keeping Operation
TCOE
— Total Cost of Equity
ICDAIT
— International Conference on Drug Abuse and Illicit Trafficing
SAMS
— Systemic Advocacy Management System
FSB
— Fortune Small Business
COAS
— Clinical Observation Access Control
RPO
— Recruitment process outsourcing
SROI
— Subsequent Report of Injury
T/B
— Trial balance
UAW
— United Auto Workers
FABS
— Financial and Business Solutions
OC
— Opportunity Cost
WPPDA
— Welfare and Pension Plan Disclosure Act
GIPS
— Global Investment Policy Standards
BA
— Business Architecture
WCP
— World Climate Programme (WMO/ICSU)
UNIDO
— United Nations Industrial Development Organization
PERC
— Premiums, earnings and reasonable charges
AIR
— Assumed Investment Rate
PCB
— Programme Coordination Board
USCIS
— U.S. Citizenship and Immigration Service
FOF
— Fund of Funds
OTI
— OSHA Training Institute
SMES
— Small- and medium-scale enterprises
CRSR
— Congressional Research Service Report
LDC
— Low Death Conflict
ICC
— International Chamber of Commerce
UNTAET
— United Nations Transitional Administration in East Timor
DUSB
— Deputy Undersecretary for Benefits
BHC
— Bank Holding Company
MSB
— Money Service Businesses
PBM
— Pharmacy Benefits Management (or Manager)
UNSCO
— Office of the United Nations Special Coordinator for the Middle East
PDA
— Public Displays of Affection
USPTO
— U.S. Patent and Trademark Office
CFC
— Chartered Financial Consultant
PAR
— Public Accounting Report
ASF
— American Securitization Forum
PMSA
— Primary Metropolitan Statistical Area
ISBA
— International Seabed Area
CBA
— Controlled Business Arrangement
UNIPOM
— United Nations India-Pakistan Observation Mission
RFB
— Request For Bid
VOC-REHAB
— Vocational Rehabilitation
UNIC
— United Nations Information Centre
AIMS
— Advertising and Integrated Marketing Solutions
A&A
— Advisory & Assistance
OES
— Occupational Employment Statistics
FRN
— Floating rate notes
SV
— Salvage value
BKPR
— Be Kind, Please Rewind
EPRS
— Emergency Preparedness and Response Section
NRA
— Normal Retirement Age
UNPD
— United Nations Procurement Division
FSA
— Flexible Spending Arrangement
TEUC
— Temporary Extended Unemployment Compensation
STSFCTN
— Satisfaction
UI
— Unemployment Insurance
FCIC
— Financial Crisis Inquiry Commission
CFO
— Chief Financial/Fiscal Officer
HUT
— Households Using Television
SEES
— Survey Evaluation Exam System
BRM
— Business Relationship Meeting
UNMO
— United Nations Military Observers
SSNVS
— Social Security Number Verification System
D2D
— Developer to Developer
UNOB
— United Nations Office in Burundi
UNMOVIC
— United Nations Monitoring, Verification and Inspection Commission
POB
— Public Oversights Board
UNOV
— United Nations Office at Vienna
MOC
— Market On Close
FMSHA
— Federal Mine and Safety Health Act
GAP
— Gross amount paid
ESP
— Exchange Stock Portfolio
CDARS
— Certificate of Account Registry Service
ITC
— Information Technology Conference
COFI
— Committee on Fisheries
PUT
— Persons Using Television
SDA
— Self-directed brokerage account
AGFUND
— Arab Gulf Programme for United Nations Development Organizations
OIS
— Occupations Information System
IMFL
— Indian-Made Foreign Liquor
B2C
— Business to Citizen
NVCA
— National Venture Captial Association
RELP
— Real Estate Limited Partnership
SST
— Streamline Sales and Use Tax Agreement
TCDC
— Technical Cooperation among Developing Countries
SMB
— Small- to medium-sized business
CSP
— Certified Speaking Professional
VLI
— Variable Life Insurance
TL
— Time & Labor
USCIS
— US Citizenship and Immigration Services
LTI
— Lead Time Interval
SLA
— Supplemental Lease Agreements
CTI
— Category, Type, Item
TA
— Technology Assessment
UNHQ
— United Nations Headquarters
BIMS
— Business Information Management Suite
OAR
— Overall Rate Of Return
CCAQ(PER)
— Consultative Committee on Administrative Questions (Personnel and General Administrative Questions)
E/M
— Evaluation and Management
UNMOGIP
— United Nations Military Observer Group In India & Pakistan
IUR
— Insured Unemployment Rates
SBC
— Summary of Benefits and Coverage
OSDC
— Over/Short/Damage/Claims
ASSE
— American Society of Safety Engineers-Professional
ERD
— Emergency Response Division
CUNA
— Credit Union National Assocation
VRP
— Variable Rate Premium
LTC
— Long-Term Care
FCA
— Division for Finances, Control and Administration
MACC
— Mine Action Coordination Centre
IACWGE
— Inter-Agency Committee on Women and Gender Equity
UNAIDS
— Joint United Nations Programme on HIV/ Acquired Immune Deficiency Syndrome
SLOB
— Separate lines of business
OL
— Operating Liabilities
EBX
— Electronics Boutique X
PIRG
— Public Interest Research Group
UNPA
— United Nations Protected Area
D&O
— Directors and Officers Liability
IQPA
— Independent Qualified Public Accountant
ECDC
— Economic Cooperation Among Developing Countries
FSET
— Federal State Employment Taxes
ATNOL
— Alternative Minimum Tax Net Operating Loss
TIFF
— Tagged Interface File Format
DBB
— Design-bid-build
CFPB
— Consumer Finance Protection Bureau
BOY
— Beginning of Year Violator
UNIDIR
— United Nations Institute for Disarmament Research
LAUS
— Local Area Unemployment Statistics
BV
— Book value
CCC
— Commodity Credit Corporation
INWEH
— United Nations University International Network on Water, Environment and Health
NVSBE
— National Veterans Small Business Engagement
UNIS
— United Nations Information Service
OEL
— Offshore Employee Leasing
UMB
— United Missouri Bank
OM
— Options Market
OEBS
— Office of Employee Benefits Security
FS
— Forest Service (USDA)
QTD
— Qualified Total Distribution
USM
— Unlisted Securities Market
CAO
— Contract Administration Office
MINX
— Multimedia Information Network Exchange (system)
A/O
— Administrative Offices
RI
— Royalty Interest
SDE
— Service Delivery and Engineering
GPRS
— General Packet Radio System
WCB
— Workers Compensation Board
BRSP
— Bureau for Resources and Strategic Planning
JAN
— Job Accommodation Network's
COSVA
— Chief of Staff
DRC
— Deficit Reduction Contribution
UNOGIL
— United Nations Observation Group In Lebanon
SEAROWHO
— Regional Office for South-East Asia Region
GEMS
— Global Environment Monitoring System
LOC
— Letter of Comment
UNLTC
— United Nations Military Liaison Team in Cambodia
CTFA
— Certified trust & financial advisor
B2C
— Business to Comerce
CSO
— Cyber Security Office
REG.
— Regulation
CSD
— Commission on Sustainable Development's
SPFS
— Special Programme for Food Security
VOC-ED
— Vocational Education
GCT
— General Corporation Tax
CRA
— Credit Rating Agency
CCM
— Completed Contract Method
SCIN
— Self-canceling installment note
VPT
— Volume Price Trend
SNT
— Supplemental Needs Trust
NAAEC
— North American Agreement on Environmental Cooperation
GWG
— Gender Working Group
UNSF
— United Nations Security Force in West New Guinea
UNAMSIL
— United Nations Mission In Sierra Leone
DFS
— Dancer Fitzerald Sample
NDNH
— National Directory New Hires
UNON
— United Nations Office at Nairobi
KMI
— Knowledge Management Initiative
INRA
— United Nations University Institute for Natural Resources in Africa
HR
— Headquarters Regulation
CPS
— Core Products and Services
POP
— Point-of-purchase
HDRO
— Human Development Report Office
VCL
— Vacancy and collection losses
IAAS
— Infrastructure as a Service
ERCI
— Employee Relocation Council Institute
POS
— Point-of-sale
NOLD
— Net Operating Loss Deduction
HTTP
— Hyper Text Transport Protocol
HOW
— Homeowner Warranty Plan
HAC
— Health Administration Center
EMROWHO
— Regional Office for the Eastern Mediterranean
IPMA
— International Personnel Management Association
WRHSE
— Warehouse
R&C
— Reasonable and Customary
POD
— Professional & Organizational Development
EOSG
— Executive Office of the Secretary-General
RA
— Resident Alien
BB
— Base Benefits
CHS
— Commission on Human Settlements
HRIS
— Human Resources Information Service
CSVLI
— Cash surrender value life insurance
DEC
— Deductible voluntary employee contributions
AR
— Architecture Requirements
PD
— Procurement Division
UNAVEM
— United Nations Angola Verification Mission
PA
— Public Accountant
MFST
— Manifest
DSA
— Disaster Debt Set-Aside Program
FERS
— Federal Employees Retirement System
WMU
— World Maritime University
JSSA
— Jury Selection and Service Act
CCH
— Commerce Clearing House
IIST
— United Nations University International Institute for Software Technology
NRET
— Non-Resident Withholding Tax
NOIDA
— New Okhla Industrial Development Authority
REA
— Retirement Equity Act
EHLP
— Emergency Homeowners Loan Program
NST
— National Sales Tax
KMI
— Key Man Insurance
XUL
— eXtensible UserInterface Language
JRPU
— Joint Reintegration Programming Unit
UNEP-IE
— United Nations Environment Programme Industry and Environment Centre
PWC
— Public Works Commission
PTSD
— Post Traumatic Stress Syndrome
CCC
— Cost Containment Center
OTR
— Office of Thrift Supervision
ATP
— Acquisition Training Program
UNTAG
— United Nations Transition Assistance Group
SOYD
— Sum-of-the-years-digits
BDC
— Business Development Council
BPO
— Broker Price Opinion
NTFO
— Nationwide Tax Forums Online
BEST
— BrihnanMumbai Electric Supply and Transport
INTECH
— United Nations University Institute for New Technologies
PBC
— Programme and Budget Committee
ODF
— OpenDocument Format
DBM
— Disruptive Behavior Management
FUA
— Federal Unemployment Account
QCR
— Quarterly Contributions Report
PCNICC
— Preparatory Commission for the International Criminal Court
MGIC
— Mortgage Guarantee Insurance Company
DDB
— Deemed death benefit
CCSQ(PROG)
— Consultative Committee on Substantive Questions (Programme Matters)
DESA
— Department of Economic and Social Affairs
DOBI
— Department of Defense Instruction
VPFC
— Variable Prepaid Forward Contract
CEC
— Continuing Education Center
LOW
— Lack of Work
NE
— Non-Exempt
UNAT
— United Nations Administrative Tribunal
NIB
— New In the Box
LOR
— Letter Of Response
MDA
— Market development funds
CFS
— Committee on World Food Security
UNIS
— United Nations International School
PPBD
— Programme Planning and Budget Division
SPDC
— Special Political and Decolonization Committee
EBS
— Employee Benefits Security
WCC
— Working capital cycle
PL
— Profit and Loss
CCA
— Consolidated Contracting Activity
HB
— House B ill
PEPPRA
— Public Employee Pension Plan. Reporting and Accountability Act
WOSB
— Woman-Owned Small Business
NBIA
— National Business Incumbation Association
USD
— US Dollars
MW
— minimum weight
JPAC
— Joint Public Advisory Committee
UNHSP
— United Nations Human Settlements Programme
K/A
— Known as
BAT
— Bureau of Apprenticeship and Training
PL/PD
— Personal liability/property damage
EMA
— Expense Management Automation
CWSP
— College Work-Study Program
B&N
— Barnes and Noble
KFC
— Kentucy Fried Chicken
IAG
— International Advisory Group
B.S.
— Bachelor of Science
CVE
— Center for Verification and Evaluation
UNPA
— United Nations Postal Administration
UNDOC
— United Nations Documents Index
HUDCO
— Housing and Urban Development Corporation Limited
ICE
— Internal control evaluation
ASB
— Auditing Standards Board's
UNGEGN
— United Nations Group of Experts on Geographical Names
WOTC
— Workforce Opportunity Tax Credit
QAIP
— Quality Assurance and Improvement Plan
UNGIWG
— United Nations Geographic Information Working Group
HMO
— Health Maintenance Organisation
SYSTEM
— Save YourSelf Time, Engergy, and Money (as reported by www.just15minutes.com)
CSCIS
— Computer Software Configuration Items
NABE
— National Association for Business Economics
CO
— Contracting Officer
SPE
— Senior Procurement Executive
COD
— Country Operations Division
CORTS
— Corporate-backed trust securities
USENET
— USEr NETwork
SUB
— Supplemental Unemployment Benefit
GLSO
— Group Legal Services Organization
CIFR
— Committee on Improvements to Financial Reporting
UNASOG
— United Nations Aouzou Strip Observer Group
CBC
— Community Based Outpatient Clinic
NYMEX
— New York Metal Exchange
POPIN
— United Nations Population Information Network
SEPPAA
— Single Employer Pension Plan Amendments Act
NSTA
— National Securities Trade Association
SUTCDC
— Special Unit for Technical Cooperation Among Developing Countries
EAT
— Exchange Accommodation Titleholder
UNMIK
— United Nations Interim Administration Mission in Kosovo
RIM
— Retail Inventory Method
UNOPS
— United Nations Office for Project Services
SSDI
— Social Security Disability Indemnity
UNTPDC
— United NationsTrade Point Development Centre
VAAR
— Department of Veterans Affairs Acquisition Regulation
BOP
— businessowners policy
NAWW
— National Average Weekly Wages
WDC
— Workforce Development Center
JVC
— Japan's Victor Company
EIA
— Equity Indexed Annuity
UNJSPB
— United Nations Joint Staff Pension Board
PFA
— Platform for Action
TPD
— Third-party designee
IPI
— Industrial Protection Index
GIST
— Graphics and Intelligence based Script Technology
MRAM
— Magnetic Random Access Memory
DSRSG
— Deputy Special Representative of the Secretary-General
EFAST
— ERISA Filing Acceptance System
SOS
— Switched On Schoolhouse
CBD
— Chief Benefits Director
TIC
— Tenant In Common
UNSECOORD
— Office of the United Nations Security Coordinator
CC
— Copy To
MF
— Medical Facilities
SEBI
— Securities Exchange Board of India
NR
— Not Rated
BKPR
— Bookeeper
YSP
— Yield-spread premium
FTR
— family tracing and reintegration
NAHB
— NATIONAL ASSOCIATION OF HOMEBUILDERS
WBC
— Women Business Center
NVC
— National Veterans Conference
STW
— School-To-Work
SECL
— Secretarial
IAS
— United Nations University Institute of Advanced Studies
UNPAAERD
— United Nations Programme of Action for African Economic Recovery and Development
SVNGS
— Savings
CCR
— Central Contracting Registry
DC
— Developed Countries
AFROWHO
— Regional Office for Africa
OUSG
— Office of the Under Secretary General
BSAD
— Baseline System Architecture Document
UNPOB
— United Nations Political Office in Bougainville
HEA
— Health Enterprise Architecture
PWD
— Prevailing Wage Determination
BIMST-EC
— Bangladesh India Myanmar Srilanka Thailand - Economic Council
NSDL
— National Securities Depository Limited
TRD
— Trade Relations Division
D/N
— Demand note
NQPS
— Nonqualified preferred stock
UNCPCJP
— United Nations Crime Prevention and Criminal Justice Programme
LA
— Labor Area
ECS
— Enterprise Class Storage
NCAER
— National Council for Applied Economic Research
SE
— Salaried Exempt
NHCE
— Non-Highly Compensated Employee
TARP
— Troubled Assets Relief Program
EBO
— Equity buy out
B&P
— Budgeting & planning
LBO
— Limited Buyout
ITOC
— Information Technology Oversight & Compliance
HRC
— Health Resource Center
UNROAP
— United Nations Regional Office for Asia and the Pacific
OALC
— Office of Acquisition, Logistics, and Construction
CPK
— Cost Per Keyword
NAP
— Noninsured Crop Disaster Assistance Program
RMA
— Restricted management account
UNAMA
— United Nations Assistance Mission to Afghanistan
N/P
— Note payable
NBER
— National Bureau of Economic Research
COFO
— Committee on Forestry
HRC
— Historic Rehabilitation Credit
CARDS
— Custom Adjustable Rate Debt Structure
TDB
— Trade and Development Board
TSB
— Targeted Small Business
SOPAC
— South Pacific group of countries
ECU
— Emergency Coordination Unit
SJ
— Sales Journal
ZBA
— Zero-Balance Account
CSBU
— Center for Small Business Utilization
SOIR
— Schaeffer Open Interest Ratio
SIPA
— Securities Investment Protection Act
EMT
— Executive Management Team
UNMOP
— United Nations Mission of Observers in Prevlaka
VWPT
— Value Weighted Price Trading
PPIP
— Public-Private Investment Program
MVI
— Mini Vacations Incorporated
CCP
— Collateralized commercial paper
MEC
— Minimum essential coverage
JECFA
— Joint Expert Committee on Food Additives
UNMA
— United Nations Mission in Angola
BPO
— Budget process outsourcing
SIU
— Sets In Use
GNC
— General Nutrition Centers
CORBAIIOP
— CORBA Internet Inter ORB Protocol
PDM
— Program Decision Maker
UNRRA
— United Nations Relief and Rehabilitation Agency
CPTAL
— Capital
PCE
— Private Commercial Enterprise
TP
— Technical Proposal
LT
— Lost Time
SWA
— State Workforce Agencies
UNSC
— United Nations Staff College
WST
— Waste Spare Time
NBB
— New Belgium Brewery
IM/DQ
— Identity Management/Data Quality
ULC
— Uniform Law Commissioners
SP
— Strategic Plan
CSD
— Commission for Social Development
OHR
— Office of Human Resources
ETR
— United Nations Education and Training Programme
UNMEE
— United Nations Mission in Ethiopia and Eritrea
CIM
— Corporate Information Model
EDP
— Employee Development Plan
DI
— Debt instrument
STD
— Short-term Insurance
COAG
— Committee on Agriculture
IPO
— Incorporated to Provide
UNTSO
— United Nations Truce Supervision Organization
RRM
— Renegotiated-Rate Mortgage
FROI
— First Report of Injury
ND
— Network Director
UN-NADAF
— United Nations New Agenda for the Development of Africa in the 1990s
BPA
— Blanket purchase authoriation
CCPISA
— Convention on the Privileges and Immunities of the Specialized Agencies
UNROD
— United Nations Relief Operation in Dacca
LTFP
— Long-Term Financial Plans
ECLAC
— Economic Commission for Latin America and the Carebbean
VETS
— Veteran's Employment & Training Service
FAS
— Finance and Accounting System
STCG
— Short-Term Capital Gain
ROLAC
— Regional Office for Latin America and the Carribean
PATS
— Planning, Architecture, Technology and Services
UNYOM
— United Nations Yemen Observation Mission
UNOMA
— United Nations Observer Mission in Angola
ITEAM
— Information Technology Enterprise Architecture Management
UNRCPDA
— United Nations Regional Centre for Peace and Disarmament in Africa
PBSI
— Performance Based Salary Increase
SSM
— Software Service Manager
DNA
— Distributed Internet Application Architecture
POP
— Premium-Only Plan
UNFSTD
— United Nations Fund for Science and Technology for Development
QWI
— Quarterly Workforce Indicators
ICDB
— International Childrens' Day of Broadcasting
GEO
— Global Environment Outlook Report
CSI
— Commissioners Standard Industrial Mortality Table
BLESS
— Borrowing and Lending Securities Schemes
ICFY
— International Conference on the Former Yugoslavia
IPC
— Integrated Programme for Commodities
DME
— Development/Maintenance/Enhancement
CONGO
— Conference on Non-Governmental Organizations
IMF
— International Monitary Fund
MQT
— Medicaid Qualifying Trust
WHOL.
— Wholesale
PSR
— Presentence report
SMF/LDC
— Special Measures Fund for the Least Developed Countries
FOIA
— Freedome of Information Act
IPECILO
— International Programme for the Elimination of Child Labour
CIMO
— Commission for Methods of Observation
DR.
— Debit
UNDC
— United Nations Disarmament Commission
C&P
— Compensation & Pension
RE
— Residual Earnings
WST
— Waste Systems and Transportation
COMP.
— Item given for free
UNPF
— United Nations Peace-Force
UNFIP
— United Nations Fund for International Partnerships
B/S
— Benefits/Services
OHRM
— Office of Human Resources Management
WCDMP
— World Climate Data and Monitoring Programme
SDC
— System Development Center
PAHO
— Pan American Health Office/Regional Office for the Americas of the WHO
VC
— Veterans Center
CCD
— Centralized Contracting Division
SLSMN
— Salesman
NTU
— National Taxpayer's Union
HEP
— Humanitarian Evacuation Programme
CPR
— Committee of Permanent Representatives
QPAM
— Qualified Professional Asset Manager
R/E
— Real estate
SGML
— Standard Generalised Markup Language
UNICPO
— United Nations Open-ended Informal Consultative Process on Ocean Affairs
PCA
— Permanent Court of Arbitration
MAT
— Minimum Alternative Tax
UNOL
— United Nations Peace-Building Support Office in Liberia
OASI
— Old Age Survivors Insurance
UNSMA
— United Nations Special Mission to Afghanistan
JIU
— Joint Inspection Union
CFTA
— Currency and Foreign Transaction Act
IMC
— Integrated Market Communications
SCP
— Sustainable Cities Programme
GTC
— Good Till Canceled Order
JEEP
— Joint Ethics Enforcement Plan
ECS
— Event Capture System
CFP
— Clinical Financial Planner
UNTOP
— United Nations Tajikistan Office for Peace-Building
PPBA
— Office of Programme Planning, Budget and Accounts
HPS
— Headquarters Procurement Section
BAB
— Build America Bonds
VACO
— VA Central Office
LTP
— Long-Term Plan
SERP
— Systemwide Electronic Research Program
TAC
— Technology Assessment Committee
B/A
— Basic Agreement
CCS
— Care Coordination Services
PIP
— Peace Implementation Programme
D&F
— Determination & Finding
UNICC
— United Nations International Computer Centre
ECM
— Energy Conservation Measures
CCSQ(OPS)
— Consultative Committee on Substantive Questions (Operational Activities)
WPOA
— Wagner-Peyser Act
COCA
— Cost of capital allowance
SBLC
— Small Business Legislative Council
SMP
— Special Multiperil Policy
LTD.
— Limited
IBD
— Investors Business Daily
PIU
— Public Inquiries Unit
NGLS
— United Nations Non-Governmental Liaison Service
CPK
— California Pizza Kitchen
DITC
— Division on International Trade in Goods and Services, and Commodities
USITC
— U.S. International Trade Commission
EUROWHO
— Regional Office for Europe
WST
— Waste Science and Technology
SRO
— See Self-Regulatory Organization
TWAIN
— Toolkit Without an Interesting Name
WARN
— Worker Adjustment and Retraining Notification Act W&M
PRP
— Potentially Responsible Party (Superfund)
CATS
— Certificate of accrual on Treasury securities
IPDC
— International Programme for the Development of Communications
DRM
— Division for Resources Mobilization
BNI
— Business Needs and Investment
UNGCI
— United Nations Guards Contingent in Iraq
IMPACT
— Inventory Management Program and Control Techinques
CIOFO
— Chief Information Office Field Office
NSTP
— National Society of Tax Professionals
CCAQ(FB)
— Consultative Committee on Administrative Questions (Financial and Budgetary Questions)
CLO
— Collaterialized loan obligation
UB
— Unsafe Buildings
LLET
— Limited Liability Entity Tax
