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>> Business Word Abbreviations
Look through 2927 acronyms and abbreviations related to Business Word:
S.M.A.R.T
— Specific, Measureable, Attainable, Realistic, Timely
CPOE
— Computerized Physician Order Entry
SOX
— Sarbanes-Oxley
BCWS
— budgeted cost for work scheduled
AAO
— Affirmative Action Officer
MNC
— Multinational Corporation
DEPR.
— Depreciation
RMA
— Return Merchandise Authorization
UM
— Uninsured Motorist
FGM
— Female Genital Mutilation
HCE
— Highly Compensated Employee
B/E
— Breakeven
OSS
— Open Source Software
ACR
— Accrual
BCWP
— Budgeted Cost for Work Performed
TTL
— Total
CP
— Contingency Plan
GLB
— Gramm-Leach-Bliley Act
IGO
— Intergovernmental Organization
DDB
— Double-Declining-Balance
CORELAP
— Computerised Relationship Layout Planning
FOMC
— Federal Open Market Committee
LAN
— Local Area Network
FLSA
— Fair Labor Standards Act
BFOQ
— Bona Fide Occupational Qualification
FMLA
— Family Medical Leave Act
HIPPA
— Health Insurance Portability and Accountability Act
CRFB
— Committe for Responsible Federal Budget
5S
— Seiri, Seiton, Seiso, Seiketsu, Shitsuke
ETA
— Estimated Time of Arrival
CSR
— Customer Service Representative
CBPP
— Center on Budget and Policy Priorities
GPROI
— Gross Profit Return on Investment
APR
— Annual Percentage Rate
CAGR
— Compound Annual Growth Rate
FISMA
— Federal Information Security Management Act
AFDC
— Aid to Families with Dependent Children
RFID
— Radio Frequency Identification
ROM
— Read-Only Memory
XML
— Extensible Markup Language
ANOVA
— Analysis of Variance (statistics)
YTD
— Year To Date
DOB
— Date Of Birth
ARPANET
— Advanced Research Projects Agency Network (early internet)
IPCC
— Intergovernmental Panel on Climate Change (WMO and UNEP)
IDIQ
— Indefinite Delivery, Indefinite Quantity
FTP
— File Transfer Protocol
DRIP
— Dividend Reinvestment Plan
EGTRRA
— The Economic Growth and Tax Relief Reconciliation Act of 2001
ITEP
— Institute on Taxation and Economic Policy
RCNLD
— Replacement Cost New Less Depreciation
EOQ
— economic order quantity
CMO
— Collateralized Mortgage Obligation
FDIC
— Federal Deposit Insurance Corporation
INC
— Intergovernmental Negotiating Committee
HIPC
— Heavily Indebted Poor Countries
MPC
— Marginal Propensity to Consume
KPMG
— Klynveld Peat Marwick Goerdeler
ANSI
— American National Standards Institute, Inc.
EBITA
— Earnings before interest taxes depreciation amortization
IT
— Information Technology
BBS
— Bulletin Board Service
FLRA
— Federal Labor Relations Authority's
SSN
— Social Security Number
UNLTD
— Unlimited
AUP
— Acceptable Use Policy
GATB
— General Aptitude Test Battery
EDWOSB
— Economically disadvantaged woman-owned business
IRC
— Internet Relay Chat
LMRA
— Labor Management Relations Act
COBRA
— Consolidated Omnibus Budget Reconciliation Act of 1985
PLS
— Please
AAA
— American Automobile Association
RAROC
— Risk-Adjusted Return On Capital
WHO
— World Health Organization
LIFO
— Last In, First Out
RFQ
— Request For Quotation
FEMA
— Federal Emergency Management Agency
C-CPI-U
— Chained Consumer Price Index for All Urban Consumers
QC
— Quality Control
CBD
— Cash Before Delivery
FF&E
— Furniture, Fixtures & Equipment
IP
— Internet Protocol
EDI
— Electronic Data Interchange
GEICO
— Government Employees Insurance Company
YUPPIE
— Young Urban Professional
EAP
— Employee Assistance Program
DMAIC
— Define, Measure, Analyze, Improve, Control
AA
— Affirmative Action
BFP
— Bona Fide Purchaser
GDP
— Gross Domestic Product
U&C
— Usual and customary
GSM
— Global System for Mobile Communications
S&OP
— Sales and Operations Planning
RNFA
— Return On Net Financial Assets
W/O
— Without
PPE
— Personal Protective Equipment
ATM
— Automatic Teller Machine
O*NET
— Occupational Information Network
LFPR
— labor force participation rate
KPI
— Key Performance Indicator
ADB
— Asian Development Bank
CCB
— Change Control Board
SAAS
— Software as a Service
COB
— close of business (End of duty day)
CY
— Calendar Year
SALY
— Same As Last Year
WML
— Wireless Markup Language
LTCM
— Long-Term Capital Management
Q
— Quarter
CPI
— Consumer Price Index
BSA
— Bank Secrecy Act
CDO
— Collateralized Debt Obligation
ACH
— Automated Clearing House
FTE
— Full Time Equivalent
EEO
— Equal Employment Opportunity
IRR
— Internal Rate of Return
NFI
— Net Financial Income
RICO
— Racketeer Influenced and Corrupt Organizations Act of 1970
ROIC
— Return on Invested Capital
RPI
— Retail Price Index
ATTN
— Attention
YTM
— Yield to Maturity
CBO
— Congressional Budget Office
KSOP
— 401(k) Employee Stock Option Plan
TQM
— Total Quality Management
FR
— Federal Register
ISP
— Internet Service Provider
CV
— Curriculum Vitae
CD
— Certificate of Deposit
AD
— Advertisement
USDA
— United States Department of Agriculture
B-TO-B
— Business-To-Business
ICE
— Intrusion Countermeasures Electronics
WACC
— Weighted Average Cost Of Capital (accounting)
UNESCO
— United Nations Educational, Scientific and Cultural Organization
RFP
— Request For Proposal
FINRA
— Financial Industry Regulatory Authority
SMTP
— Simple Mail Transfer Protocol
GATT
— General Agreement on Tariffs and Trade (government)
GIS
— Geographic Information System
IOC
— Intergovernmental Oceanographic Commission
ADR
— Alternative Dispute Resolution
ADP
— Actual Deferral Percentage
LTV
— Loan To Value
CEO
— Chief Executive Officer
LLC
— Limited Liability Company
ATF
— As Trustee for
ETA
— Department of Labor's Employment and Training Administration
O/S
— Outstanding
ASME
— American Society of Mechanical Engineers
U.S.C.
— United States Code
BLS
— Bureau of Labor Statistics of the United States Department of Labor
ARC
— American Red Cross
CBC
— Complete Blood Count
PDA
— Personal Digital Assistant
CAPEX
— Capital Expenditure
DOT
— Department of Transport
JGTRRA
— Jobs and Growth Tax Relief Reconciliation Act
MOU
— Memorandum of Understanding (an MOU between Food & Drug Administratin and a regulatory agency in another country allows mutual recognition of inspections)
AUM
— Assets Under Management
JC PENNEY'S
— James Cash Penney
TSR
— Total Shareholder Return
R&D
— Research & Development
MSDS
— Material Safety Data Sheets
ADR
— American Depositary Receipt
DVP
— Delivery Versus Payment
FTA
— Free-Trade Agreement
UCC
— Uniform Commercial Code
P.O.C.
— Paid outside of closing
ACWP
— actual cost for work performed
GNP
— gross national product (economics)
BMW
— Bayerische Motoren Werke (Bavarian Motor Works)
BGT
— Budget
HR
— Headquarters Report
GP
— Gross Profit
GA
— General Assembly
SGLI
— Servicemember Group Life Insurance
FDCPA
— Fair Debt Collection Practices Act
MIGA
— Multilateral Investment Guarantee Agency
SOHO
— Small Office/Home Office. Acronym expression for the 'virtual office' environment and characteristics found in self-employed and small businesses, that are increasingly prevalent in the modern business age.
P&Z
— Planning & Zoning
LMI
— Labor Market Information
IRA
— Individual Retirement Account
ARB
— Architecture Review Board
OI
— Operating Income
GM
— Gross Margin
THX
— Thanks
PDF
— Portable Document Format (created by Adobe Acrobat)
GOI
— Gross Operating Income
A.O.B.
— Any other business
FIFO
— First In, First Out
BEA
— Bureau of Economic Analysis
BOL
— Bill Of Lading
ABC
— activity based costing
ICAO
— International Civil Aviation Organization
ADP
— Automated Data Processing
LLP
— Limited Liability Partnership
C-CPI
— Chained Consumer Price Index
REO
— Real Estate Owned
AP
— Accounts Payable
GL
— General Ledger
NAV
— Net Asset Value
ADR
— American Depository Receipt
A/OPC
— Agency/Organization Program Coordinator
DBA
— Doing Business As
ICFR
— Internal Control Over Financial Reporting
APT
— Arbitrage Pricing Theory
U.S. DOL
— United States Department of Labor
SAN
— Storage Area Network
BIW
— Biweekly
C.L.U.E.
— Comprehensive Loss Underwriting Exchange
CRS
— Congressional Research Service
ERP
— Emergency Response Plan
LY
— Last Year
ARM
— Adjustable Rate Mortgage
FINCEN
— Financial Crimes Enforcement Network
UIM
— Underinsured Motorist
IPO
— Initial Public Offering
CAE
— Computer-Aided Engineering
E.O.
— Executive Order
ITIN
— Individual Taxpayer Identification Number
EST
— Eastern Standard Time
A&MMS
— Acquisition and Materiél Management Service
SLA
— Service Level Agreement
OTC
— Over The Counter (medications not requiring a prescription)
NSC
— National Security Council
BARS
— Behaviourally-Anchored Rating Scale
EO
— Executive Order
C.&F.
— Cost and freight
CIO
— Chief Information Officer
RFC
— Request For Comment
SRAM
— Static Random Access Memory (ess-ram)
EEOC
— Equal Employment Opportunity Commission
DPKO
— Department of Peacekeeping Operations
ANCOM
— Andean Common Market
B/L
— Bill of Lading
MTBF
— Mean Time Before Failure
OECD
— Organization for Economic Cooperation and Development
ASCII
— American National Standard Code for Information Interchange
EPA
— Environmental Protection Agency (US)
F/B/O
— For benefit of
SKU
— Stock Keeping Unit
FAC-P/PM
— Federal Acquisition Certification Program/Project Management
JV
— Joint Venture
EURIBOR
— Euro Interbank Offered Rates
ADB
— African Development Bank
FASAB
— Federal Accounting Standards Advisory Board
FAA
— Federal Aviation Administration
RMP
— Risk Management Plan
WWW
— World Weather Watch
URL
— Universal Resource Locator
ADL
— activity of daily living
FAR
— Federal Acquisition Regulation
AER
— Annual Equivalent Rate
W-A
— Weighted average
HMO
— Health Maintenance Organization
SPV
— Special Purpose Vehicle (sometimes Single Purpose Vehicle)
FOREX
— Foreign Exchange
QTY
— Quantity
GRUT
— Grantor Retained Unitrust
B-TO-C
— Business to consumer
RAM
— Reverse Annuity Mortgage
NOPAT
— Net Operating Profit After Tax
CBA
— Cost Benefit Analysis
CIM
— Computer Integrated Manufacturing
PAQ
— Position Analysis Questionnaire
CV
— Cost Variance
CMA
— Comparative Market Analysis
ROE
— Return On Equity
FOB
— Free On Board
ODA
— Official Development Assistance
DTA
— Deferred tax assets
PE
— Private Equity
RAM
— random-access memory
OT
— Overtime
M.O.M.
— Middle of the month
SD
— Standard Deviation
ETA
— Employment and Training Administration
GPS
— Global Positioning System (ex-NAVSTAR)
CCAQ
— Consultative Committee on Administrative Questions
UNDMT
— United Nations Disaster Management Team
P.L.
— Public Law
AWOL
— Absent Without Leave
PV
— Present Value
POE
— Point of Entry
MA
— Moving Average
RSF
— rentable square feet
IFRS
— International Financial Reporting Standard
G2C
— Government to Consumer
CPM
— Critical Path Method
BPA
— Blanket Purchase Agreement
PD
— Position Description
CMT
— Constant Maturity Treasury
DES
— Data Encryption Standard
ARO
— After Receipt of Order
PC
— Politically Correct
QDRO
— Qualified Domestic Relations Order
NATO
— North Atlantic Treaty Organisation
NPV
— Net Present Value {economics}
LOA
— Leave Of Absence
FPL
— Federal Poverty Level
TER
— Total Expense Ratio
AM
— Asset Management
E&IT
— Electronic and Information Technology
SLIP
— Serial Line Interface Protocol
RIF
— Reduction In Force
EU
— European Union (1994; formerly referred to as the EEC or EC)
FASAB
— Financial Accounting Standards Advisory Board
C2C
— Consumer To Consumer. Marketing/trading model by which ordinary people sell and provide products/services to each other. It's an ancient model, prehistoric in fact, virtually extinguished by the industrial revolution and corporate age, (see B2B/B2C), alth
CIP
— Carriage and Insurance Paid to
MSA
— Metropolitan Statistical Area
IM
— Information Management
SEM
— Search Engine Marketing
AMA
— American Management Association
BPML
— Business Process Modeling Language
DCP
— Defined Contribution Plan
BOP
— Bureau Of Prisons
LIBOR
— London interbank offering rate
ADA
— Americans With Disabilities Act Of 1990 (Text Of ADA Legislation)
QOS
— Quality of Service
J/E
— Journal entry
ACCT
— Account
CTS
— Carpal Tunnel Syndrome
SQA
— Software Quality Assurance
ABM
— Activity Based Management
SDR
— Special Drawing Rights
EFA
— Education for All
ETF
— Exchange Traded Fund
GMP
— Good Manufacturing Practice
M-O-M
— Month over month
COD
— Cash On Delivery
G2G
— Government to Government
LBO
— Leveraged Buyout
DFA
— Department of Finance and Administration
EOD
— End Of Day
LOB
— Line Of Business
FMS
— Financial Management Service
MBA
— Mortgage Bankers Association of America
IBAN
— International Bank Account Number
ALM
— Asset Liability Management
EMA
— Exponential Moving Average
MSN
— Microsoft Network
CAFTA
— Central American Free Trade Agreement
AON
— Angolan New Kwanza
A&MM
— Acquisition and Materiél Management
OPT
— Other People's Time
ITLOS
— International Tribunal for the Law of the Sea
PM
— Program Manager
ROM
— Range Of Motion
BOV
— Broker’s Opinion of Value
POA
— Power Of Attorney
QSC
— Quality, Service, Cleanliness (Ray Kroc's motto for McDonald's)
DMA
— Designated Market Area
I-TIPS
— Information Technology Investment Portfolio System
TBD
— To Be Determined
CEN
— Committee European de Normalisation
CTR
— Currency Transaction Report
CTO
— Chief Technology Officer
CR
— Continuing Resolution
IPS
— Investment Policy Statement
PO
— Purchase Order
HIBOR
— Hong Kong interbank offered rate
ITA
— International Trade Administration
LWDI
— Lost Work Day Injury Rate
FICCO
— Fair Issac Credit Organization
CSRS
— Civil Service Retirement System
LOC
— Line Of Credit
M.ED
— Masters in Education
CRAT
— Charitable Remainder Annuity Trust
OASDI
— Old Age Survivors Disability Insurance
NT
— Near-Term
STD
— Standard
EV
— Enterprise Value
DNS
— Domain Name System
ASP
— Active Server Page
UBTI
— Unrelated Business Taxable Income
U.S. DOJ
— United States Department of Justice
EXCOM
— Executive Committee
UNRWA
— United Nations Relief and Works Agency for Palestine Refugees in the Near East
FAS
— Free Alongside Ship
MIRR
— Modified Internal Rate of Return
PDM
— Product Data Management
GRM
— Gross Rent Multiplier
GPP
— Gross Profit Percentage
CDHP
— consumer-driven health plan
DRAM
— Dynamic Random Access Memory (dee-ram) (computing)
HCFA
— Health Care Financing Administration
SC
— Security Council
PNG
— Portable Network Graphics (graphic file standard/extension)
IVR
— Interactive Voice Response (telephone technology)
IFB
— Invitation For Bid
AE
— Account Executive
CPC
— Cost Per Click-through
CP
— Commercial Paper
OA&L
— Office of Acquisition and Logistics
BI
— Business Intelligence
PGP
— Pretty Good Privacy (encryption)
CFROI
— Cash Flow Return on Investment
ACRS
— Accelerated Cost Recovery System (finance)
3PL
— Third Party Logistics
MIS
— Management Information System (OSHA)
IAEA
— International Atomic Energy Agency
USP
— Unique Selling Point
PFA
— Prevention of Food Adulteration Act
CFA
— Consumer Federation of America
PDA
— Personal Data Assistant
CBT
— Computer Based Training
AARP
— American Association of Retired Persons
ACO
— Administrative Contracting Officer
FIT
— Financial institutions tax
NYSE
— New York Stock Exchange
POS
— Point Of Sale.Retail term, being the physical point at which products are displayed on shelves or paid for at the checkout, as in the EPOS acronym.
IRC
— Internal Revenue Code of 1986
CAO
— Chief Accounting Officer
IMF
— International Monetary Fund
CPP
— Capital Purchase Program
GFE
— Good Faith Estimate
BOE
— Bank of England
P&L
— Profit and Loss statement
UNU
— United Nations University
NLRB
— National Labor Relations Board
AMEX
— American Stock Exchange
PPO
— Preferred provider organization
CUSFTA
— Canada-US Free Trade Agreement
DOD
— United States Department of Defense
PY
— Program Year
QA
— Center for Quality Assurance in International Education
SAM
— Shared-Appreciation Mortgage
ABA
— American Bankers Association
IETF
— Internet Engineering Task Force
SAS
— Statement on Auditing Standards
S&U
— Sales and use
FAQ
— Frequently Asked Questions (sometimes Pronounced Fak)
RULPA
— Revised Uniform Limited Partnership Act
ERV
— Estimated Rental Value
FANNIE MAE
— Federal National Mortgage Association (a privately owned corporation)
DPP
— Direct Participation Program
CTO
— Compensatory Time Off
ETR
— Effective Tax Rate
IDP
— Internally Displaced Person
WC
— Worker's Compensation
AFL-CIO
— American Federation of Labor and Congress of Industrial Organizations
RFI
— Request For Information. Sales department shorthand. Special priority when use in conjunction with RFN (see below).
DI
— Disability Insurance
HAZMAT
— Hazardous Material
BD
— Business Development
ABO
— Accumulated Benefit Obligation
GAAP
— Generally Accepted Accounting Procedures
COO
— Chief Operation Officer
DOJ
— Department of Justice (US)
PIP
— Performance Improvement Plan
LMRDA
— Labor-Management Reporting and Disclosure Act of 1959
AAA-CPA
— American Association of Attorney-Certified Public Accountants
MDB
— Multilateral Development Bank
EP
— Earned Premium
CPM
— Continuous Passive Motion
QMAC
— Qualified Matching Contributions
FSA
— Flexible Spending Account
CPM
— Corporate Performance Management
POD
— Proof Of Delivery
GSF
— Gross Square Feet
IRCA
— Immigration Reform and Control Act
BNA
— Bureau of National Affairs, Inc.
MTD
— Month-to-date
COTR
— Contracting Officer Technical Representative
VPN
— Virtual Private Network (ATM)
FY
— Fiscal Year
RFQ
— Request For Quote
ITC
— Information Technology Center
AMID
— Allowable Miscellaneous Itemized Deductions
3M
— Minnesota Mining And Manufacturing Company
MEC
— Modified Endowment Contract
ZIP
— Zone Improvement Plan
BDF
— Beneficiary Designation Form
PAT
— Profit After Tax
AOV
— Average Order Value
PC
— Percent
CISO
— Chief Information Security Officer
ISDN
— Integrated Services Digital Network
DFAS
— Defense Financial Accounting Service
MSA
— Medical Savings Account
PFS
— Personal Financial Specialist
SM
— Service Mark
C&F
— Cost and Freight
BS
— Balance Sheet
DIH
— Days Inventory Held
NOA
— Net Operating Assets
EBT
— Earnings Before Tax
ABS
— Automated Bond System
FOIA
— Freedom of Information Act
BCA
— Business Continuity Plan
GRIT
— Grantor Retained Income Trust
NCA
— National Cemetery Administration
TL
— Truckload
HSA
— Health Savings Account
POP
— Point Of Presence (Internet)
4P
— Price, Product, Place and Promotion
UNEP
— United Nations Environment Program
DC
— Defined Contribution
ARNP
— Advanced Registered Nurse Practitioner
CPM
— Cost Per Thousand
AJE
— Adjusting Journal Entry
IDR
— Issuer Default Rating
LOI
— Letter Of Intent
PDA
— Pregnancy Discrimination Act
ROI
— Return on Investment
WTO
— World Tourism Organization
MTF
— Medical Treatment Facility
CPO
— Cost Per Order
NI
— Net Income
JIT
— Just in time
EPA
— Equal Pay Act
AGI
— Adjusted Gross Income
LLLP
— Limited Liability Limited Partnership
OTB
— Open To Buy
VAGFE
— VA-owned Government Furnished Equipment
O&M
— Operation and Maintenance
CFR
— Code of Federal Regulations
JD
— Job Description
DRP
— distribution requirements planning
UR
— Utilization Review
UNA
— United Nations Association
PD
— Paid
TRO
— Temporary Restraining Order
CRO
— Chief Risk Officer
AMD
— Advanced Micro Devices, Inc. (producer of computer chips)
RAID
— Redundant Array of Inexpensive Disks
CMA
— Certified Management Accountant
XTML
— eXtensible Telephony Markup Language
FDA
— Food Drug Administration
CHR
— Commission on Human Rights
BSM
— Black-Scholes-Merton
IPCS
— International Programme on Chemical Safety
CRM
— Customer Relationship Management
G2B
— Government to Business
PY
— Prior Year
SG&A
— Selling, general, and administrative expenses
GRAT
— Grantor Retained Annuity Trust
CSHO
— Compliance Safety and Health Officer
CASB
— Cost Accounting Standards Board
PRI
— Primary Rate Interface (ISDN)
TDI
— Temporary Disability Insurance
DCR
— Debt Coverage Ratio
IDIT
— Intentionally defective irrevocable trust
TM
— Trademark
GIF
— Guaranteed Investment Fund
FTD
— Federal Tax Deposit
IRIN
— Integrated Regional Information Networks
EOE
— Equal Opportunity Employer
STR
— Software Test Report
A&W
— Allen & Wright (Roy Allen and Frank Wright combined their initials to name A&W Root Beer in 1922)
MLS
— Multiple Listing Service
DCA
— Dollar Cost Averaging
PC
— Personal computer (host)
NAFEP
— National Association of Financial and Estate Planning
MI
— Mortgage Insurance
ALDEP
— Automated Layout Design Programs
RONA
— Return On Net Assets
SAR
— Stock Appreciation Right
RTF
— Rich Text Format
CPM
— Certified Property Manager
ICC
— International Criminal Court
BU
— Bargaining Unit
IBM
— International Business Machines Corporation
COOP
— Continuity of Operations
ASB
— Accounting Standards Board
NIBCL
— Non-interest bearing current liabilities
AO
— Authorizing Official
DPP
— Deferred Payment Plan
NGO
— Non-governmental organization. (Red Cross/Crescent, Doctors without Borders, etc.)
LOS
— Length of Stay
HR
— Human Resource
EPZ
— Export Processing Zone
CIMA
— Chartered Institute of Management Accountants
CDL
— Commercial Driver's License
FNA
— Financial needs analysis
EOM
— End Of Month
ALEX
— AUTOMATED LABOR EXCHANGE
RO
— Regional Office
AIG
— American International Group, Inc
NOC
— Net Operating Capital
GL
— General Liability
IASC
— Inter-Agency Standing Committee
DOE
— United States Department of Energy (government)
ATCF
— After Tax Cash Flow
CVP
— Cost-Volume-Profit
OID
— Original Issue Discount
ATO
— Asset Turnover
SOHO
— Small Office Home Office
WAASE
— Division for Western Asia, Arab States and Europe
EE
— Employee
IRS
— U.S. Internal Revenue Service
EA
— Enrolled Agent
FRB
— Federal Reserve Board
COS
— Chief of Staff
ITU
— International Telecommunication Union
CME
— Chicago Mercantile Exchange
IC
— Internal Control
CAI
— Computer Assisted Instruction
FTE
— Full-Time Employee
AQL
— Acceptable Quality Level
CAPM
— Capital Asset Pricing Model
PFD
— Preferred
GA
— General Agent
RTW
— Return To Work
GRP
— Gross Rating Point
MLR
— Medical Loss Ratio
AMTI
— Alternative Minimum Taxable Income
TAN
— Tax Anticipation Note
CDC
— Center for Disease Control and Prevention
ATB
— Across the Board
CIT
— Corporate Income Tax
DBA
— Data Base Administrator
MAD
— Mean Absolute Deviation
PERT
— Program Evaluation and Review Technique
AAR
— Average Annual Return
ROG
— Receipt Of Goods
TAM
— Television Audience Measurement
NFIP
— National Flood Insurance Program
RAP
— Regulatory Accounting Principles
IACSD
— Inter-Agency Committee on Sustainable Development
TCE
— Tangible Common Equity
QMCSO
— Qualified Medical Child Support Order
MLM
— Multi-Level Marketing
DDU
— destination delivery unit
REPO
— Repurchase Agreement
OPR
— Other People's Resources
APPROX
— Approximate
MACRS
— Modified Accelerated Cost Recovery System (IRS)
NAM
— National Association of Manufacturers
PLR
— Private Letter Ruling
GSA
— U.S. General Services Administration
AGR
— Adjusted Gross Revenue
LBB
— Legislative Budget Board
FSS
— Federal Supply Schedule
IDA
— International Development Association
CA
— Confidentiality Agreement
ECA
— Economic Commission for Africa
TAM
— Technical Advice Memorandum
LWP
— Leave With Pay
BCR
— Benefit/Cost Ratio
ASU
— Accounting Standards Update
AMA
— American Medical Association
PHC
— Personal Holding Company
BAT
— Business Activity Tax
NDA
— Non-Disclosure Agreement
POD
— Payable on Death
QCEW
— Quarterly Census of Employment and Wages
CSF
— Critical Success Factor
PNP
— Plug aNd Play
PHP
— PHP Hypertext Processor
AEI
— American Enterprise Institute
POP
— Point Of Purchase
ICJ
— International Court of Justice
HR
— HUMAN RESOURCES
CRM
— Client Relationship Management
ERP
— Estimated Retail Price
AACU
— American Association of Colleges and Universities
DCF
— discounted cash flow rate
REC
— Renewable Energy Certificate
PRC
— Peer Review Committee
SBC
— Southwestern Bell Corporation
FUBU
— For Us By Us
SB
— Senate Bill
PCI
— Per Capita Income
ATR
— Americans for Tax Reform
ACV
— Actual Cash Value
AMF
— American Machine & Foundry (bowling lane operators and former owners of Harley Davidson motorcycles)
CIX
— Commercial Internet Exchange
EMS
— Eastern Mountain Sports
TIPS
— Treasury Inflation-Protected Securities
SMT
— Senior Management Team
SOS
— Sound On Sound
SGA
— Substantial Gainful Activity
AOQL
— Average Outgoing Quality Level
GOV
— Government Owned Vehicle
CPI
— Cost Performance Index
BAFO
— Best and Final Offer
CAGR
— Compounded Annual Growth Rate
WIP
— Work in Process
SRM
— Supplier Relationship Management
SBLC
— Standby Letter of Credit
HDI
— Human Development Index (UNDP yardstick of human welfare)
ASP
— Application Service Provider
CMM
— Capability Maturity Model
OMB
— Office of Management and Budget (U.S.)
NPW
— Net Present Worth
ERISA
— Employee Retirement Income Security Act
ESI
— Electronically Stored Information
SIC
— Standard Industrial Classification (Code)
EPI
— Expanded Programme on Immunization
PILOT
— Payment In Lieu Of Taxes
DPA
— Department of Political Affairs
TDC
— Total Direct Compensation
GPO
— Government Printing Office
HQ
— Headquarters (HDQ Preferred)
IBNR
— Incurred But Not Reported
NOW
— Negotiable Order of Withdrawal
NAFTA-TAA
— NAFTA Transitional Adjustment Assistance
AICPA
— L'American Institute of Certified Public Accountants
SOP
— Statement Of Position
TIP
— Transportation Improvement Program
HELOC
— Home Equity Line of Credit
EOB
— Explanation Of Benefits
CAE
— Certified Association Executive
BCC
— Blind Copied
ROR
— Return on Revenue
SOL
— Statute of Limitations
LOB
— Line-Of-Balance
AL
— Assisted Living
7S
— Strategy, Structure, Systems, Style, Staff, Skills, Shared values
CMS
— Content Management System
AT&T
— American Telephone and Telegraph (U.S. company, also known as "Ma Bell")
OJT
— On-The-Job-Training
FASAC
— Financial Accounting Standards Advisory Council
ROOA
— Return on Operating Assets
NNN
— Triple Net (Lease)
POC
— Proof of Claim
ERS
— Economic Research Service
AD&D
— Accidental Death and Dismemberment
TVM
— Time Value of Money
MLR
— Monthly Labor Review
IIA
— Institute of Internal Auditors
FFY
— Federal Fiscal Year
IMO
— International Maritime Organization
POP
— Premium Only Plan
LC
— Letter of Credit
CPR
— Cardio-Pulmonary Resuscitation
PMI
— Private Mortgage Insurance
CGA
— Charitable Gift Annuity
LEPO
— Low Exercise Price Option
PPI
— Producer Price Index
IBR
— Income-based repayment
OTS
— Office of Thrift Supervision
ILIT
— Irrevocable Life Insurance Trust
CESA
— Coverdell education savings account
FRV
— Fair Rental Value
SBO
— Small Business Owner
HVAC
— Heating, Ventilation, and Air Conditioning
LCA
— Labor Condition Application
OPM
— Office of Personnel Management
EEPROM
— Electric Erasable Programmable Read Only Memory
SEPA
— Single Euro Payments Area
ADI
— After Date of Invoice
IRA
— Individual Retirement Arrangement
TDA
— Tax Deferred Annuity
IME
— Independent Medical Examination
HFA
— Housing Finance Agency
DOC
— Doctor
UGMA
— Uniform Gifts to Minors Act (largely replaced by UTMA)
CIO
— Chief Investment Officer
UL
— Universal Life
CGQ
— Corporate Governance Quotient
SNA
— System of National Accounts
ELP
— Electing large partnership
OTCEI
— Over the Counter Exchange of India (stock exchange)
IPTF
— International Police Task Force
EGM
— Extraordinary General Meeting
BOS
— Behavior Observation Scale
WC
— Working Capital
A/P
— Accounts Payable
FCC
— Federal Communications Commission (US)
DTI
— Department of Trade and Industry (UK)
CAFR
— Comprehensive Annual Financial Report
WHA
— World Health Assembly
DPI
— Department of Public Information
XHTML
— Extensible Hypertext Markup Language
DM
— Direct Mail
ETN
— Exchange Traded Note
GMWB
— Guaranteed Minimum Withdrawal Benefit
ILAB
— Bureau of International Labor Affairs
NQDC
— Nonqualified deferred compensation
OJT
— On the Job Training
BRIC
— Brazil, Russia, India and China
AFDA
— Allowance for Doubtful Accounts
COLA
— Cost of Living Adjustment (or Allowance)
FCRA
— Fair Credit Reporting Act
WRKSHP
— Workshop
EOU
— Export Oriented Unit
DUSH
— Deputy Under Secretary for Health
UNAMIC
— United Nations Advance Mission In Cambodia
FTC
— Federal Trade Commission (U.S.)
SE
— Self Employed
DOL
— Degree of Operating Leverage
VA
— Veterans Administration
GAO
— Government Accountability Office [formerly the General Accounting Office]
HDR
— Humanitarian Daily Ration
BRI
— Basic Rate Interface
MOH
— Music On Hold
DRP
— Disaster Recovery Plan
REIT
— Real Estate Investment Trust
CFO
— Communication Filing Officer
MDGD
— Management Development and Governance Division
BOO
— Build Own Operate
ADEA
— Age Discrimination and Employment Act
NAB
— Non-accrual basis
DOI
— Date of Injury
CK
— Calvin Klein
CCP
— Certified Compensation Professional
SCORE
— Service Corps Of Retired Executives
NRI
— Net Revenue Interest
ACC
— Administrative Committee on Coordination
SAR
— Suspicious Activity Report(ing)
DTL
— Deferred Tax Liability
NTIS
— National Technical Information Service Technology Administration
UTD
— Under Trust Dated
SMA
— Simple Moving Average
CUPA
— College and University Personnel Association
HDML
— Handheld Device Markup Language
CICA
— Competition in Contracting Act (1984)
IM/IT
— Information Management/Information Technology
DW
— Dislocated Worker
TCO
— Total Cost of Ownership
FAK
— Freight all kinds
BHAG
— Big Hairy Audacious Goal
AJB
— America’s Job Bank
COD
— Cancellation of Debt
AAA
— authentication, authorization, and accounting
ACASTD
— Advisory Committee on the Application of Science and Technology to Development
MAS
— Multiple-Award Schedule
ART
— Annual Renewable Term (life insurance)
TCBY
— The Country's Best Yogurt
GPI
— Gross potential income
GSI
— general salary increase
AX
— Armani Exchange
BID
— Business Improvement District
SEA
— Securities Exchange Act
FRS
— Federal Reserve System
MMDA
— Money Market Deposit Account
DAGMAR
— Defining Advertising Goals for Measured Advertising Results
ADEA
— Age Discrimination in Employment Act's
AMT
— Amount for Married Taxpayers
REI
— Recreational Equipment, Inc.
P2P
— Peer to Peer (as in music file sharing systems like KaZaA)
ESA
— Coverdell education savings account
MBDA
— Minority Business Development Agency
NFO
— Net Financial Obligations
NCOA
— National Change Of Address
ATOI
— After Tax Operating Income
IMAP
— Internet Message Access Protocol
MLP
— Minimum lease payments
GIF
— Graphic Interchange Format
DSO
— Day Sales Outstanding
DOL
— United States Department of Labor
ESCAP
— Economic and Social Commission for Asia and the Pacific (UN)
SC
— Securities Commission
AED
— United Arab Emirates Dirham
ASAE
— American Society of Association Executives
EXP
— Export
PIC
— Prior Informed Consent
COGS
— Cost of Goods Sold
UNCIP
— United Nations Commission for India and Pakistan
VC
— Venture Capital
SS
— Social Security
COST
— Council on State Taxation
EOI
— Expression Of Interest
IATA
— International Air Transport Association
ITARS
— IT Acquisition Request System
ISA
— International Seabed Authority
MTC
— Multistate Tax Commission
RBM
— Roll Back Malaria
ADJ
— Adjust
SERP
— Supplemental Executive Retirement Plan
JD
— Juris Doctorate
CFAT
— Cash Flow After Taxes
UPU
— Universal Postal Union
REV. RUL.
— Revenue Ruling
MUPLA
— Model Uniform Products Liability Act
APY
— Annual Percentage Yield
ACC
— Accounting Classification Code
OSHA
— Occupational Safety and Health Act (1970)
DCAP
— Dependent Care Assistance Program
ECP
— Emergency Conservation Program
MOM
— Message Oriented Middleware
DJIA
— Dow Jones Industrial Average
JOA
— joint operating agreement
LAR
— Legislative Appropriations Request
SOA
— Service-Oriented Architecture
FASB
— Financial Accounting Standards Board
MPS
— Marginal Propensity to Save
CC
— Civil Code
FMLA
— Family and Medical Leave Act
UPS
— United Parcel Service, Inc.
ISO/MSP
— Independent sales organization/Member service provider
MLP
— Master Limited Partnership
A/R
— Accounts Receivable
FSLMRA
— Federal Service Labor-Management Relations Act
DUNS
— Data Universal Numbering System
FCFE
— Free Cash Flow to Equity
CPA
— Certified Public Accountant
UNMISET
— United Nations Mission of Support in East Timor
PSC
— Personal Service Corporation
NAVPS
— Net Asset Value Per Share
AIDA
— Attention, Interest, Desire, Action
ATP
— Accredited Tax Preparer
CASE
— computer-automated software engineering
ALJ
— Administrative Law Judge
ROGFA
— Return on Gross Fixed Assets
NSX
— National Stock Exchange
FSI
— Free Standing Insert
FHLB
— Federal Home Loan Bank
URO
— Utilization Review Organization
FS
— Financial Statement
NL
— No-Load
DOH
— Days inventory On Hand
SUTA
— State Unemployment Tax Act
SIAP
— Statistical Institute for Asia and the Pacific
BOMA
— Building Owners and Managers Association
SDB
— Small Disadvantaged Business
DFL
— Degree of Financial Leverage
ST
— Short-Term
RISC
— Reduced Instruction Set Computer
NSA
— National Society of Accountants
CSO
— Commissioners Standard Ordinary
UN
— United Narions
APV
— Adjusted Present Value
SFH
— Single Family Home
CBIT
— Comprehensive Business Income Tax
TCN
— Third Country National
CNF
— Cost, not freight
CGS
— Cost of Goods Sold
ADC
— Acquisition, Development, and Construction
BDC
— Business Development Center
OA
— Operating Assets
CPIC
— Capital Planning and Investment Control
REV. PROC.
— Revenue Procedure
FP
— Fixed Price
CROGI
— Cash Return on Gross Investment
MSRP
— Manufacturer's Suggested Retail Price
IANA
— Internet Assigned Numbers Authority
ATA
— Accredited Tax Advisor
ROCE
— Return On Capital Employed
ROW
— Right-Of-Way
QTD
— Quarter-to-Date
UI
— User Interface
EVA
— Economic Value Added
RTO
— Reverse Take-Over
EOI
— Evidence of Insurability
CERD
— Committee on the Elimination of Racial Discrimination
DOLETA
— Department of Labor Employment and Training Administration
DHL
— Dag Hammarskjöld Library
DBMS
— Data Base Management System
ESOP
— Employee Stock Ownership Plan
ADP
— Average Deferral Percent
JOLTS
— Job Openings and Labor Turnover Survey
CFE
— Certified Financial Examiner
PM
— Project Manager
CGMA
— Chartered Global Management Accountant
DPO
— Days payables outstanding
MRO
— Maintenance, repair, and overhaul
VSNL
— Videsh Sanchar Nigam Limited
WT
— Warrant
HUD
— Department of Housing and Urban Development (U.S.)
ABA
— Accredited Business Accountant
W/C
— Working Capital
EOY
— End-Of-Year
NIH
— NATIONAL INSTITUTE OF HEALTH
PDQ
— Position Description Questionnaire
RP
— Repurchase Agreement
CTV
— Capital Timber Value
NLRA
— National Labor Relations Act
BOOT
— Build Own Operate Transfer
QAI
— Quality Assurance International
SCM
— Supply Chain Management
BLM
— Bureau of Land Management of United States Department of the Interior
LTL
— Less Than Truckload Lot
IP
— Intellectual Property
LPA
— Licensed Public Accountant
SBU
— Strategic Business Units
AA
— Author Alteration
IFRIC
— International Financial Reporting Interpretations Committee
CORBA
— Common Object Request Broker Architecture
GED
— General Equivalency Diploma
POQ
— Periodic Order Quantity
SOC
— Standard Occupational Classification
ASG
— Assistant Secretary General
PR
— Public Relations
ECM
— Excess cash margin
IBRD
— International Bank For Reconstruction And Development (part Of The World Bank)
DRTV
— Direct Response Television
C-TPAT
— Customs-Trade Industry Against Terrorism
ERTA
— Economic Recovery Tax Act
TIN
— Taxpayer Identification Number
UNICRI
— United Nations Interregional Crime and Justice Research Institute
LF
— Labor Force
ITF
— In Trust For
AA
— Adverse Action
FWT
— Federal Withholding Tax
CHRO
— Chief Human Resource Officer
VDT
— Video Display Terminal
SA
— Seasonally Adjusted
PCCM
— Percentage-of-completion/capitalized cost method
MVIC
— Market Value of Invested Capital
MCI
— Microwave Communications Incorporated
SNE
— Salaried Non-Exempt
A/E
— Accured expense
CPSC
— Consumer Products Safety Commission
CC
— Capital Contribution
NSA
— Not Seasonally Adjusted
A&H
— Accident and health insurance
ROS
— Run Of Schedule
D/O
— Delivery Order
A/E
— Architect/Engineer
NRE
— Net realizable equity
AAAA
— American Association of Advertising Agencies
MRD
— Minimum Required Distribution
CODA
— Cash or Deferred Arrangement (401K)
RIA
— Registered Investment Advisor
CRT
— Charitable Remainder Trust
JPEG
— Joint Photographic Experts Group (24-bit image storage format)
UNHCR
— United Nations High Commissioner for Refugees Program
TIL
— Truth in Lending
OASDI
— Old Age and Survivors Disability Insurance
PLM
— Product Lifecycle Management
ABCP
— Asset Backed Commerical Paper
GE
— General Electric American Communications Inc.
PTE
— Pass-Through Entity
TPD
— Temporary Partial Disability
EIS
— Environmental Impact Statement (US)
PCFRC
— Private Company Financial Reporting Committee
OB
— Office of Budget
PE
— Price-earnings ratio
ECOA
— E-Mail Change of Address
CODASYL
— Committee on Data Systems Languages
CPG
— Consumer Packaged Goods
M/M
— Month-over-month
NMS
— Normal Market Size
EITC
— Earned Income Tax Credit
NASDAQ
— National Association for Security Dealers and Automatic Quotation
BOT
— Balance of Trade
CPA
— Comprehensive Plan of Action
OCF
— Operating Cash Flow
AGC
— Associated General Contractors of America
ROS
— Return on Sales
OASDHI
— Old Age, Survivors, Disability and Health Insurance Act
BBDO
— Batten, Barton, Durstine & Osborn
EFT
— Electronic Funds Transfer
ROP
— Run of Press
PERL
— Practical Extraction and Report Language
RR
— retention rate
RSI
— Relative Strength Indicator
NFE
— Net Financial Expense
ALC
— Alien Labor Certification
OSG
— Office of the Secretary-General
UNGOMAP
— United Nations Good Offices Mission In Afghanistan and Pakistan
OIBITDA
— Operating Income Before Interest, Taxes, Depreciation and Amortization
B&P
— Bid & Proposal
SSB
— Securities Supervisory Board
CMBS
— Commercial mortgage-backed securities
USG
— Under Secretary General
FFIEC
— Federal Financial Institutions Examination Council
CFIUS
— Committee on Foreign Investment in United States
SEO
— Search Engine Optimizer
BIS
— Bank of International Settlements
LTIP
— Long-Term Incentive Plan
SNF
— Skilled Nursing Facility
OAS
— Option Adjusted Spread
B2B
— Business to Businesse
ECOWAS
— Economic Community of West African States
ROTA
— Return On Total Assets
UNISPAL
— United Nations Information System on the question of Palestine
CIC
— Consumer Information Center
UTMA
— Uniform Transfers to Minors Act
RRSP
— Registered Retirement Savings Plan (Canada; Roughly Equivalent To The IRA In The U.S.)
SAR
— Summary Annual Report
INSARAG
— International Search and Rescue Advisory Group
AFTP
— Anonymous File Transfer Protocol
ROA
— Regional Office for Africa
OE
— Operating Expense
MANOVA
— Multivariate Analysis of Variance
MPEG
— Moving Picture Experts Group (International Standards Organisation/International Electrotechnical Commission)
SESA
— State Employment Security Agency
MLS
— Mass Layoff Statistics
KSAO
— Knowledge, Skills, Abilities and Other
EIN
— Employer Identification Number
GICS
— Global Industry Classification Standards
DCPP
— Defined Contribution Pension Plan
DBT
— Days Beyond Terms
BOT
— Board of Trustees
MC
— Market Capitalization
SEPG
— Software Engineering Process Group
CMO
— Chief Marketing Officer
ICPD
— International Conference on Population and Development
IMRB
— Indian Market Research Bureau
TTM
— Trailing Twelve Months
LFY
— Last Fiscal Year
POS
— Point of Service Plan
AMPS
— Auction Market Preferred Stock
FCF
— Free Cash Flow
NFA
— Net Financial Assets
B2C
— Business to Consumer
FICA
— Federal Insurance Contribution Act
GPM
— Graduated Payment Mortgage
ROA
— Return on assets
IAP
— Initial advance payment
GOOS
— Global Ocean Observing System (IOC, UNESCO, WMO, and ICSU)
ABP
— Average Benefit Percentage
SIB
— Securities and Investment Board
TPL
— Third-Party Liability
ECI
— Employment Cost Index
FFO
— Funds from operations
CUM PFD
— Cumulative preferred
MBTI
— Myers-Briggs Type Indicator
WIPO
— World Intellectual Property Organization
EISA
— Extended Industry Standard Architecture
STP
— Software Test Plan
ITMP
— Information Technology Management Program
EPS
— Earnings per share
LWO
— Leave without pay
AIA
— American Institute of Architecture
ECF
— Extended Care Facility
CMMI
— Capability Maturity Model Integrated
IDA
— Industrial Development Authority
ATB
— Accountants Trial Balance
PTO
— Paid Time Off
MIME
— Multipurpose Internet Mail Extension
LOS
— Law Of The Sea
NCUSIF
— National Credit Union Share Insurance Fund
LYON
— Liquid Yield Option Note
ABV
— Accredited in Business Valuation
ABMS
— Activities Based Management System
CAD
— Cash Available for Distribution
SBLI
— Savings Bank Life Insurance
NAICS
— North American Industry Classification System
BRE
— Business Reply Envelope
CFA
— Chartered Financial Analyst
FAO
— Food and Agriculture Organization of the United Nations
FOM
— Field Operations Manual
TEV
— Total Enterprise Value
BPM
— Business Performance Management
AAG
— Audit and accounting guides
DIC
— Document Identifier Code
UNICEF
— United Nations International Children's Emergency Fund
CRUT
— Charitable Remainder Unitrust
PITI
— Principal, Interest, Taxes, and Insurance
ECE
— Economische Commissie voor Europa (United Nations) (Dutch: Economic Commission for Europe)
AFR
— Applicable Federal Rate
DCAP
— Dependent Care Assistance Plan
PVGO
— Present Value of Growth Opportunities
TSR
— Tactical Studies Rules
PHR
— Professional in Human Resources Certification
AR
— Accounts Receivable
LT
— Lead Time
T&C
— Terms & Conditions
ECP
— Engineering Change Proposals
PIK
— Payment in Kind
LCM
— Lower of Cost or Market
CFS
— Container Freight Station
T&D
— Training and Development
BTT
— Business Transfer Tax
COI
— Conflict Of Interest
VSOE
— Vendor-Specific Objective Evidence
DINKS
— Dual Income, No Kids
DKNY
— Donna Karan New York
SEC
— Securities and Exchange Commission (US)
NSA
— National Safety Associates
WMO
— World Meteorological Organization (ICSU)
TTD
— Temporary Total Disability
BOC
— Budget Object Code
UNDOF
— United Nations Disengagement Observer Force
FNMA
— Federal National Mortgage Association
ICANN
— Internet Corporation for Assigned Names and Numbers
GST
— Goods and Services Taxation
FRA
— Full Retirement Age
NAAS
— Network as a Service
DAPT
— Domestic Asset Protection Trust
WRA
— Weighted Risk Assets
SSA
— Social Security Administration
FMV
— Fair Market Value
CFA
— Committee on Food Aid Policies and Programmes
SRA
— Supplemental Retirement Annuity
EPPA
— Employee Polygraph Protection Act
CBOT
— Chicago Board of Trade
CMYK
— Cyan, Magenta, Yellow, Black
TSR
— Terminate and Stay Resident [software program]
CIMC
— Certified Investment Management Consultant
GIM
— Gross Income Multiplier
ROAE
— Return on Assets Employed
FHLMC
— Federal Home Loan Mortgage Corporation, United States
GNMA
— Government National Mortgage Association
CIF
— Cost, Insurance, and Freight (Paid) (shipping)
BOA
— Basic Ordering Agreement
CICP
— Centre for International Crime Prevention
MRPS
— Mandatorily redeemable preferred stock
NOI
— Net Operating Income
OER
— Operation Expense Ratio
ACFE
— Advisory Committee on Forestry Education
YOY
— Year-over-year
DRO
— Domestic Relations Order
L/C
— Letter of Credit
AAPC
— Accounting and Auditing Policy Committee
ACP
— Actual deferral percentage
MER
— Management Expense Ratio
APR
— Annual Percentage Rate
C&B
— Compensation and Benefits
HECM
— Home Equity Conversion Mortgage
WI
— Working Interest
ZEN
— Zero Effort Network
NAFTA
— North American Free Trade Agreement
PVFC
— Prepaid variable forward contract
GAAS
— Generally Accepted Auditing Standards. Perhaps only marginally less contradictory than GAAP, but they do exist, honestly.
RIC
— Regulated Investment Company
NACUBO
— National Association of College & University Business Organizations
PEG
— Price to Earnings Growth
PEO
— Professional Employer Organization
CIP
— Capital Investment Proposal
WAP
— Wireless Application Protocol
EVM
— Earned Value Management
CI
— Contract Item
OHCHR
— Office of the United Nations High Commissioner for Human Rights
FMCS
— Federal Mediation and Conciliation Service
BCP
— Business Continuity Plan
BPD
— barrels per day
B.A.
— Bachelor of Arts
NAR
— National Association of Realtors
FECA
— Federal Employer’s Compensation Act
EBSA
— Employee Benefits Security Administration
USF
— Usable Square Feet
SS
— Safety Stock
CEPS
— Cash Earnings Per Share
EIC
— Earned Income Credit
PBO
— Projected Benefit Obligation
SIPC
— Securities Investor Protection Corporation
ESOP
— Employee Stock Option Plan
ESO
— Employee Stock Option
ALTA
— American Land Title Transfer
DIO
— Days Inventory Outstanding
IASC
— International Accounting Standards Committee
SEM
— Shared-Equity Mortgage
FCA
— Farm Credit Administration
SIV
— Structured Investment Vehicle
RFPA
— Right to Financial Privacy Act of 1978
FHA
— Federal Housing Administration
PBGC
— Pension Benefit Guaranty Corporation
FSLIC
— Federal Savings & Loan Insurance Corporation
LT
— Long Terme
WIP
— Work In Progress (process)
GAAP
— Generally Accepted Accounting Principles
TEFRA
— Tax Equity and Fiscal Responsibility Act of 1985
WTO
— World Trade Organisation
CETA
— Comprehensive Employment and Training Act of 1975
TRA
— Tax Reform Act
FPML
— Financial Products Markup Language
ISSA
— International Securities Services Association
FACHE
— Fellow in American College of Healthcare Executives
RTW
— Right to Work
MTB
— Motor transportation broker
PSA
— Public Service Announcement (radio/TV Term)
BBB
— Better Business Bureau's
CEDAW
— Committee on the Elimination of Discrimination against Women
CDI
— Category Development Index
ICSAB
— International Civil Service Advisory Board
LSE
— London Stock Exchange
CB
— Carryback
DFEH
— Department of Fair Employment and Housing's
CLAT
— Charitable Lead Annuity Trust
XBRL
— Extensible Business Reporting Language
AFICS
— Association of Former International Civil Servants
SDI
— State Disability Insurance
HAFA
— Home Affordable Foreclosure Alternative program
IASB
— International Accounting Standards Board
CBCMC
— Clinical Bar Code Multidisciplinary Committee
VIE
— Variable Interest Entity
DIP
— Debtor In Possession
HFS
— Hold for sale
DVA
— Debt value adjustment
CLUT
— Charitable Lead Unitrust
ITIL
— Information Technology Infrastructure Library
NFFE
— Nonfinancial foreign entity
FIE
— Foreign-Invested Enterprise
NDNH
— National Directory of New Hires
ECOMOG
— Economic Community of West African States' Monitoring Observer Group
OASDHI
— Old Age, Survivors, Disability, and Health Insurance
AFP
— Association for Financial Professionals
BOI
— Business Object Interface
FERC
— Federal Energy Regulatory Commission (U.S.)
INA
— Immigration and Naturalization Act
GAO
— Government Accounting Office
NSF
— Not Sufficient Funds
CEMP
— Comprehensive Emergency Management Program
CAM
— Common Area Maintenance (charges related to commercial leases)
S&P
— Standard & Poor's
BTCF
— Before Tax Cash Flow
ATO
— Administrative Time Off
CUM
— Cumulative
CISSP
— Certified Information Systems Security Professional
NVI
— Negative Volume Index
CFP
— Certified Financial PlannerTM
STAR
— Satellite Television Asian Region, Ltd.
BRC
— Business Reply Card
PW
— present worth
DESIPA
— Department for Economic and Social Information and Policy Analysis
IFAD
— International Fund for Agricultural Development (UN)
ALV
— Average Lease Value (Cars)
IRDA
— Insurance Regulatory Development Authority
VA
— Veterans Affairs
NNN
— Net Net Net
PUD
— Planned Unit Development
UNIIMOG
— United Nations Iran-Iraq Military Observer Group
PERAB
— President's Economic Recovery Advisory Board
MSA
— Merit Salary Adjustment
DCAA
— (U.S.) Defense Contract Audit Agency
WPI
— Wholesale Price Index
ROU
— Right of Use
HCM
— Human Capital Management
CGT
— Capital Gains Tax
OP
— Order Point
IBEW
— International Brotherhood of Electrical Workers
ABF
— Asset-Based Financing
LEC
— Local Exchange Carrier
PBT
— Profit Before Tax
FRF
— Financial Reporting Framework
UNHCHR
— United Nations High Commissioner for Human Rights
PHI
— Protected Health Information
COHRS
— Central Office Human Resources Service
MRQ
— Most Recent Quarter
CVLI
— Cash Value Life Insurance
UNCCD
— United Nations Convention to Combat Desertification
CPLTD
— Current portion of long-term debt
ACP
— Average Contribution Percentage
AGT
— Agent
OIOS
— Office of Internal Oversight Services
CAT
— Commercial Activity Tax
LTO
— Long-Term Option
CFTC
— Commodity Futures Trading Commission
ECOSOC
— Economic and Social Council of the United Nations
ITBAT
— IT Budget Analysis Team
AMTFTC
— Alternative minimum tax foreign tax credit
TAMRA
— Technical and Miscellaneous Revenue Act of 1988
FCCPA
— Federal Consumer Credit Protection Act of 1968
BDI
— Brand Development Index
EPCM
— Exempt-contract, percentage-of-completion method
UNVFVT
— United Nations Voluntary Fund for Victims of Torture
ACV
— Account Current Value
DBO
— Death Benefit Only
BOD
— Board of Directors (Budget)
SLOB
— Separate Line of Business
ECOA
— Equal Credit Opportunity Act
VAO
— Virtual Acquisition Office
AET
— Accumulated Earnings Tax
FEA
— Fair Employment Act
ALBM
— Automated Lending and Borrowing Mechanism
UCI
— Unemployment Compensation Insurance
ADR
— Asset Depreciation Range (finance)
UNCSW
— United Nations Commission on the Status of Women
FACCT
— Foundation for Accountability
CUSIP
— The Committee Of Uniform Security Identification Procedures
STTR
— Small Business Technology Transfer
NABA
— National Association of Black Accountants, Inc.
EBRI
— Employee Benefit Research Institute
CSCS
— Computer Software Components
IAM
— Identity and Access Management
UNCC
— United Nations Compensation Commission
ATB
— Adjusted Trial Balance
OCC
— Office of the Comptroller of the Currency
JEC
— Joint Economic Committee
RR
— Revenue Ruling
PAAS
— Platform-as-a-Service
UNFPA
— United Nations Fund for Population Activities (see www.unfpa.org)
ECB
— European Central Bank
SB/SDB
— Small Business/Small Disadvantaged Business
BONUCA
— United Nations Peace-Building Office in the Central African Republic
CADR
— Cash available for distribution before debt reduction
FUTA
— Federal Unemployment Tax Act
EFW
— Electronic Funds Withdrawal
FITW
— Federal Income Tax Withholding
TRASOP
— Tax Reduction Act ESOP
CO
— Compliance Officer
CEA
— Commodity Exchange Authority
MLD
— Market-linked deposit
HDAPT
— Hybrid domestic asset protection trust
BML
— Bean Markup Language
PGI
— Potential Gross Income
ABLOS
— Advisory Board on the Law of the Sea
HP
— Hewlett Packard's
HHS
— Health and Human Services Department
UNCCP
— United Nations Conciliation Commission for Palestine
CSO
— Central Statistical Organisation
DOT
— Dictionary of Occupational Titles
UNSCEAR
— United Nations Scientific Committee on the Effects of Atomic Radiations
CMA
— Certified Management Accountant
ROC
— Rate of Change
ICTY
— International Criminal Tribunal for the Former Yugoslavia
EGI
— Effective Gross Income
ADI
— Area of Dominant Influence
DMFAS
— Debt Management and Financial Analysis System
DB
— Defined Benefit (retirement Plan; For Example, A Pension)
RO/RL
— Rool on/roll off
NRI
— Net Rising Index
RSA
— Rivest-Shamir-Adleman
GPO
— Guaranteed Purchase Option
ECAB
— Employee's Compensation Appeals Board
ASPPA
— American Society of Pension Professionals & Actuaries
ASEAN
— Association of South East Asian Nations
SPD
— Summary Plan Description
UDITPA
— Uniform Division of Income for Tax Purposes Act
TRUPS
— Trust Preferred Securities
MTTR
— Mean Time To Recovery
ISO
— Incentive Stock Option
C2C
— Customer to Customer
REA
— Return on assets
NOL
— Net Operating Loss
NCSA
— National Center for Supercomputing Applications
HPI
— Human Poverty Index
UNCIVPOL
— United Nations Civilian Police
EA
— Electronic Arts Inc (NASDAQ Stock Exchange [NASDAQ])
DDSN
— Demand-driven supply networks
CPHR
— California Professional in Human Resources Certification
CHL
— Customs house license
CSA
— Cost Sharing Arrangement
CMSA
— Consolidated Metropolitan Statistical Area
ACW
— African Centre for Women
PING
— Pocket Internet Gopher
SMSA
— Standard Metropolitan Statistical Area
NCCUSL
— National Conference of Commissioners on Uniform State Laws
CEA
— Chief Enterprise Architect
NPA
— Non-Performing Assets
BIA
— Business Impact Analysis
ASTD
— American Society for Training and Development
UNAFRI
— United Nations African Institute for the Prevention of Crime and the Treatment of Offenders
CRC
— Committee on the Rights of the Child
NCUA
— National Credit Union Administration
HRM
— Human Resource Management
SSD
— Social Security Disability
DSPP
— Direct Stock Purchase Plan
RAN
— Revenue Anticipation Note
HC
— Humanitarian Coordinator
RESPA
— Real Estate Settlement Procedures Act
A&S
— Accident and sickness insurance
DAF
— Donor Advised Fund
IFC
— International Finance Corporation
GCOS
— Global Climate Observing System (WMO, IOC, UNEP, and ICSU)
UNOGBIS
— United Nations Peace-Building Support Office in Guinea-Bissau
FCB
— Foote Cone & Belding
FVO
— Fair Value Option
VAT
— Value-added taxes
SARSEP
— Salary Reduction Simplified Employee Pension Plan
CCL
— Center for Creative Leadership
AAGR
— Annual average growth rate
FMR
— Fair Market Rental
CLA
— Cross-Licensing Agreement
IRP
— Industry Risk Premium
ESL
— English as a second language
QSPE
— Qualified special purpose entity
EEOICPA
— Energy Employee Occupational Illness Compensation Program Act
BRICS
— Brazil, Russia, India, China and South Africa
NIOSH
— National Institute of Occupational Safety and Health's
ICGFI
— International Consultative Group on Food Irradiation
LTI
— Long-term incentive
CEBS
— Certified Employee Benefit Specialist
CDFI
— Community Development Financial Institution
AML
— Adjustable Mortgage Loan
GIC
— Guaranteed Investment Contract
ISO
— International Standard Organisation
PM
— Performance Management
AFC
— Average fixed costs
ADP
— Applicable Distribution Period
YRT
— Yearly Renewable Term
QJSA
— Qualified Joint and Survivor Annuity
QSF
— Qualified Settlement Fund
SUA
— Convention for the Suppression of Unlawful Acts Against the Safety of Maritime Navigation
HR&A
— Human Resources and Administration
OD
— Organizational Development
FAME
— Facilities Maintenance Engineering
NAC
— National Acquisition Center
HC
— human capital
QBU
— Qualified Business Unit
CNS
— Continuous Net Settlement
KSA
— Knowledge, Skills, Abilities
AFB
— American Farm Bureau, Inc.
JTPA
— Job Training Partnership Act
BAT
— Budget Advisory Team
DOM
— Distributed Order Management
MBS
— mortgage backed security
CFOC
— Chief Financial Officers Council
CEBS
— Certified Employee Benefits Specialist
(X)
— Export
TC
— Trusteeship Council (UN)
AATF
— Airport and Airway Trust Fund
REMIC
— Real Estate Mortgage Investment Conduit
MSER
— Multi-state Employer Registration
LR
— Labor Relations
HCTC
— Health Coverage Tax Credit
ACABQ
— Advisory Committee on Administrative and Budgetary Questions
SSI
— Supplemental Security Income
CCI
— Consumer Confidence Index
0DSAC
— 90 days, same as cash
ZBB
— Zero-based budgeting
OCHA
— Office for the Coordination of Humanitarian Affairs
TESSA
— Tax-Exempt Special Savings Account
EMV
— Europay, Master Card and Visa
PDA
— Payday Advance Loan
IOS
— International Organization for Standards
ICQ
— Internal Control Questionnaire
SDVOSB
— Service-Disabled Veteran-Owned Small Business
EDI
— Electronic Date Interchange
P&G
— Proctor and Gamble
WCEFA
— World Conference on Education for All
CAPS
— Convertible Adjustable Preferred Stock
TWA
— Time Weighted Averages
HRD
— Human Resource Development
VHA
— Veterans Health Administration's
QME
— Qualified Medical Examiner
AD & D
— Accidental Death and Dismemberment
UNDAF
— United Nations Development Assistance Framework
LHWCA
— Longshore and Harbor Worker’s Compensation Act
PTP
— Publicly Traded Partnership
UPE
— Unreimbursed Partnership Expenses
UNEF
— United Nations Emergency Force
RJP
— Realistic Job Preview
GR
— General Revenue
BCFD
— Billion Cubic Feet per Day
FIA
— Federal Insurance Administration
UNCT
— United Nations Country Team
RCN
— Replacement Cost New
WFC
— World Food Council
AFN
— Additional Funds Needed
TAB
— Tax Anticipation Bill
F/K/A
— Formally known as
EAR
— Export Administration Regulations
VWAP
— Volume-weighted average price
UTLZTN
— Utilization
PCE
— Personal consumption expenditure; personal consumption expenditure deflator
CIA
— Certified Internal Auditor (US)
WRAEA
— Workforce Reinvestment and Adult Education Act
QPRT
— Qualified Personal Residence Trust
AFTS
— Automatic Funds Transfer Services
INS
— Immigration & Naturalization Service
ITSM
— Information Technology Service Management
MTL
— Multi-Level Marketing
F2F
— Face-to-Face Meeting
NRMLA
— National Reverse Mortgage Lenders Association
ATU
— Annual Tax Unit
SMA
— Separately Managed Account
FOK
— Fill-or-kill order
FEI
— Financial Executives Institute
ACRB
— Architectural Change and Review Board
BPC
— Business Planning Cycle
SWOT
— Strengths, Weaknesses, Opportunities and Threats
USRPHC
— U.S. real property hodling corporation
SEP
— Simplified Employee Pension
ITAC
— Information Technology Advisory Committee
ACFR
— Advisory Committee on Fishery Research
SSUTA
— Streamlined Sales and Use Tax Agreement
UNCDF
— United Nations Capital Development Fund
MBE
— Mortgage banking enterprise
F&F
— Furniture & Fixtures
TIF
— Tax Increment Financing
B&O
— Business and Occupation
UNCED
— United Nations Conference on Environment and Development
CCPOQ
— Consultative Committee on Programme and Operational Questions
IETC
— International Environmental Technology Centre
SAT
— Scholastic Aptitude Test
CLU
— Chartered Life Underwriter
BPO
— Bargain Purchase Option
POP
— Public Offering Price
UNOCHA
— United Nations Office for the Coordination of Humanitarian Affairs
RWA
— Risk Weighted Asset
WTW
— Welfare-to-Work
FAS
— Financial Accounting Standards
CPDO
— Constant Proportion Debt Obligation
PCAOB
— Public Company Accounting Oversight Board
SAAR
— Seasonally Adjusted Annual Rate
SCA
— Service Contract Act
VWAP
— Value Weighted Average Price
PSI
— Performance Salary Increase
GASB
— Governmental Accounting Standards Board
USRPI
— U.S. real property interest
UNOMIL
— United Nations Observer Mission In Liberia
HWRP
— Hydrology and Water Resources Programme
TSP
— Thrift Savings Plan
LDI
— Liability Driven Investment
CBL
— Common Business Language
HSBC
— Household Bank Corporation
NACM
— National Association of Credit Management
NFTC
— National Foreign Trade Council, Inc.
DVOP
— Disabled Veterans Outreach Program
SCM
— Supply Chain Management
IRMAA
— Income Related Medicare Adjustment Amount
ADP
— Attention Dial Pulse
CSV
— Cash Surrender Value
ERM
— Enterprise Resource Management
ADAS
— Associate Deputy Assistant Secretary
MCC
— Mortgage Credit Certificate
MEWA
— Multiple Employer Welfare Arrangement
CIK
— Central index keys
UNOHCI
— United Nations Office of the Humanitarian Coordinator for Iraq
SFOR
— Stabilization Force
Y/Y
— Year-over-year
CPFFC
— Cost-plus-fixed-fee contract
SMLLC
— Single Member Limited Liability Company
CFIA
— Competency Framework for Internal Auditing
YAHOO
— You Are Hazy Over Oranges
WIDER
— United Nations University World Institute for Development Economics Research
OSSG
— Office of the Spokesman for the Secretary-General
OOB
— OOS out of business
LAIA
— Latin American Integration Association
MSP
— Managed Service Provider
ITSD
— Information Technology Services Division
SSVS
— Statement on Standards for Valuation Services
COSO
— Committee of Sponsoring Organizations
AFE
— Average Funds Employed
AMCD
— Audit and Management Consulting Division
SBRB
— Small Business Research Board
ESA
— Employment Standards Administration
COLI
— Cost of Living Index
PAM
— Pledged Account Mortgage
NNTP
— Network News Transport Protocol (ATM)
COL
— Cost Of Living
GTL
— Group Term Life Insurance.
CE&O
— Customer education and outreach
EPROM
— Electrically Programmable Read Only Memory
WPP
— Wire and Plastic Products
CRAFT
— Computerised Relative Allocation of Facilities Techniques
3COM
— Computer, Communications and Compatibility
PE
— Price to Earnings Ratio
FICCI
— Federation of Indian Chamber of Commerce and Industry
EDA
— Economically Depressed Area
UNPD
— United Nations Population Division
GRID
— Global Resource Information Database (UNEP)
OCBOA
— Other Comprehensive Basis of Accounting
GLA
— Gross Leaseable Area
OLA
— Office of Legal Affairs
BSNL
— Bharath Sanchar Nigam Limited
NRD
— Normal Retirement Date
UNCTAD
— United Nations Conference on Trade and Development
TVI
— Trade Value Index
SSBIC
— Specialized Small Business Investment Company
PMV
— Private Market Value
ZAW
— Zero Administration for Windows
MMC
— Money market certificate of deposit
HROD
— Human Resources and Organizational Development
ETC
— Estimate To Completion
AIME
— Average Index Monthly Earnings
DMB&B
— D'arcy Masius Benton & Bowles
SHRM
— Society for Human Resource Management's
DNAMTI
— Distributable Net Alternative Minimum Taxable Income
ILC
— International Law Commission
VSOP
— Very Special Old Pale
VUL
— Variable Universal Life
SEPED
— Social Development and Poverty Elimination Division
NAPAT
— National Association for Private Annuity Trusts
FCCC
— For the Framework Convention on Climate Change
VOPAN
— Voice Pitch Analysis
CSUM
— Common Security User Manager
CSO
— Chief Security Officer
S&L
— Savings and Loan
CEU
— Continuing Education Unit
APB
— Accounting Principles Board's
LTA
— Long-Term Agreement
COFI
— Cost of Funds Index
SMI
— Supplemental Medical Insurance (US Medicare Part B)
IAF
— Inflation Adjustment Factor
WRLDWD
— Worldwide
ITS
— Intermarket Trading System
NDA
— Nondisclosure Agreement
ROC
— Return on Capital
UIC
— Unemployment Insurance Commission (Canada, archaic)
ICSC
— International Civil Service Commission
PIM
— Product Information Management
TBC
— To Be Contested
UNAMIR
— United Nations Assistance Mission for Rwanda
BET
— Business entity tax
VEBA
— Voluntary Employees' Beneficiary Association
UNOMIG
— United Nations Observer Mission In Georgia
FLP
— Family Limited Partnership
CHRC
— Canadian Human Rights Commission
UCR
— Usual, Customary and Reasonable Fees
TSA
— Tax-sheltered annuity
AUI
— Auxiliary Unit Interface
MAGI
— Modified Adjusted Gross Income
FMRR
— Financial Management Rate of Return
CBFA
— Committee on Budget, Finance and Administration
CCPA
— Consumer Credit Protection Act
SBAP
— Small Business Assistance Program
SRSG
— Special Representative of the Secretary-General
EMIF
— Emerging Issues Task Force
FASAC
— Financial Accounting Standards Advisory Committee
IDNDR
— International Decade for Natural Disaster Reduction
FACT
— Fair and Accurate Credit Transactions Act of 2003
IDS
— Income Deposit Securities
DAN
— Depositor Account Number
QWL
— Quality of Work Life
UNSO
— United Nations Sudano-Sahelian Office
CSEMO
— Corporate Senior Executive Management Office
IAG
— International Auditing Guidelines
ZEBRA
— Zero-balance reimbursement account
ABC
— Audit Bureau of Circulations Inc.
ESS
— Employee Self-Service System
NAIC
— National Association of Insurance Commissioners
UNCHS
— United Nations Centre for Human Settlements
CPP
— Cost Per rating Point
GSTP
— Global System of Trade Preferences
DTCC
— Depository Trust & Clearing Corp
GAGAS
— Generally Accepted Government Accounting Standards
CF
— Cash Flow
UNCRD
— United Nations Centre for Regional Development
CCOP
— Coordinating Committee for Coastal and Offshore Geoscience Programmes in East and South East Asia
GEF
— Global Environmental Facility (environment)
CSPN
— College Savings Plan Network
UNSCOM
— United Nations Special Commission for the Elimination of Iraq's Weapons of Mass Destruction
ESAF
— Enhanced Structural Adjustment Facility
ADS
— Alternative Depreciation System
GTOS
— Global Terrestrial Observing System
ILO
— International Labor Organization (UN)
SAS
— Statement of Accounting Standards
OTB
— Off-Track Betting
FMOC
— Federal Open Market Committee
ALBCC
— Account Level Budget Cost Center
NMFC
— National Motor Freight Classification
SWT
— State witholding tax
CEA
— Council of Economic Advisors
GPHR
— Global Professional in Human Resources
LCL
— Less than Carload Lot
CODI
— Cancellation of Debt Income
TRNSFR
— Transfer
HRA
— Health Reimbursement Account
SMM
— Summary of material modifications
SPE
— Special Purpose Entity
HRIS
— Human Resources Information System
CPC
— Committee for Programme and Coordination
D&B
— Dun & Bradstreet
HRIS
— Human Resource Information System
MCC
— Merchant category codes
FBAR
— Foreign Bank & Financial Account
BRM
— Business Reference Model
AE
— Actual Expense
STF
— Summary Tape File
UNOMUR
— United Nations Observer Mission Uganda-Rwanda
PIPE
— Public investment in private equity
PPE
— Property, Plant and Equipment
CEOSH
— Center for Engineering & Occupational Safety and Health
DAW
— Division for the Advancement of Women
ERM
— Enterprise Risk Management
DIT
— Deposit in Transit
UNCITRAL
— United Nations Commission On International Trade Law
LTD
— Limited
IHRIM
— International Association of Human Resource Information Management
LEI
— Leading Economic Indicators
CPCU
— Chartered property and casualty underwriter
OR
— Operations research
CFM
— Construction Facility Management
HRA
— Health Reimbursement Arrangement
SSDI
— Social Security Disability Insurance
AC
— Acceleration Clause
UNRISD
— United Nations Research Institute for Social Development
VOCC
— Vessel Operating Common Carriers
IAB
— Internet Advertising Bureau
RMBS
— Residential mortgage backed securities
PPA
— Pension Protection Act of 1987
IAS
— International Accounting Standards
CSA
— Capital Support Agreements
UNTMIH
— United Nations Transitional Mission in Haiti
A&I
— Accident and Indemnity
BPO
— Business Process Optimization
GAAFR
— Governmental Accounting, Auditing, and Financial Reporting
PT
— Part-Time
FEIN
— Federal Employment Identification Number
C&I
— Commercial and industrial customers (Electricity transmission)
CCSQ
— Consultative Committee on Substantive Questions
GEENET
— Global Environmental Epidemiology Network
EPTA
— Expanded Programme of Technical Assistance
UNIFIL
— United Nations Interim Force In Lebanon
WAI
— Wealth Added Index
I-9
— I-9 Form
MP3
— Moving Pictures Experts Group 1 Audio Layer 3
SBD
— Small Disadvantaged Business
MHAEA
— Mental Health and Addiction Equity Act
UNIPTF
— United Nations International Police Task Force
CAPP
— Cash Account Pension Plan
PM
— Profit Margin
ATNOLD
— Alternative Minimum Tax Net Operating Loss Deduction
UNOSOM
— United Nations Operation in Somalia
GAAC
— Government Accounting and Auditing Committee
UC
— Unemployment Compensation
UNTAC
— United Nations Transitional Authority in Cambodia
TTL
— Total Linhas Aéreas
URLA
— Uniform Residential Loan Application
BDI
— Behavioral Description Interview
NEO
— New and Emerging Occupations
MOTO
— Mail order-telephone order
QNEC
— Qualified nonelective contributions
DTP
— Data Transfer Program
LLTC
— Limited liability trust company
FAAS
— Financial Assurance and Accountability Standards
CPI-W
— Consumer Price Index for Urban Wage Earners and Clerical Workers
HCSA
— Health Care Spending Account
FRS
— Functional Requirements Specifications
IMR
— Information Management Research
NRF
— National Retail Federation
DUS
— Dollar Unit Sampling
CPO
— Chief of Purchasing Office
DII
— Days in Inventory
INSTRAW
— International Research and Training Institute for the Advancement of Women
VEVRA
— Vietnam-Era Veterans Readjustment Act
RIPA
— Retirement Income Policy Act
GSR
— General Securities Representative
INCB
— International Narcotics Control Board
SME
— Small- to medium-sized entities
LEAF
— Logistics, Engineering, Acquisition, and Finance
UNDHL
— United Nations Dag Hammarskjölds Library
SDD
— Software Design and Development
OSBDU
— Office of Small and Disadvantaged Business Utilization
AGGG
— Advisory Group on Greenhouse Gases
COP
— Conference of the Parties
UTC
— Uniform Trust Code
CBI
— Compliance and Business Integrity
ACII
— American Association of Individual Investors
KYC
— Know-your-customer
FALD
— United Nations Field Administration and Logistics Division
ULPA
— Uniform Limited Partnership Act
FSP
— FASB Staff Position
OI&T
— Office of Information and Technology
SBBA
— Sales and Buy-Back Agreement
RFA
— Regulatory Flexibility Act (US)
ECR
— Executive Conference Room
SPAC
— Special-purpose acquisition company
CHRC
— Criminal History Records Check
DWC
— Days working capital
P&I
— Principle and interest payment
QTIP
— Qualified Terminable Interest Property
SDNP
— Sustainable Development Networking Programme
BRD
— Business Requirements Documentation
COE
— Certificate of Eligibility
UCR
— Usual, customary, and reasonable
WHD
— World Habitat Day
ICRA
— Investment Information and Credit Rating Agency
TPRB
— Trade Policy Review Body
IEC
— Inter Exchange Carrier
ITLO
— Information Technology Logistics Office
OER
— Owner's equivalent rent
DOCO
— Development Operations Coordination Office
GAO
— General Accountability Office
ODCF
— Owner's Discretionary Cash Flow
CCHR
— Canadian Council on Human Resources
TPA
— Third Party Administrator
NAVA
— National Association for Variable Annuities
BIRLS
— Beneficiary Identification Records Locator Subsystem
ADP
— Automatic Data Processor
OGC
— Office of the General Counsel
IFEBP
— International Foundation of Employee Benefit Plans
PFR
— Portable Font Resource
SFAS
— Statements of Financial Accounting Standards
PJ
— Purchases journal
SECA
— Self-Employment Contributions Act
SRPM
— Stated Redemption Price at Maturity
IGE
— Intergovernmental Group of Experts
HCO
— Health Care Organization
F&C
— Free and Clear
CWHSSA
— Contract Work Hours and Safety Standards Act
UNJSPF
— United Nations Joint Staff Pension Fund
VXML
— Voice eXtensible Markup Language
PWBA
— Pension and Welfare Benefits Administration
LCC
— Life Cycle Cost
ABS
— Asset Based Securitization
CAA
— Congressional Accountability Act
OCR
— Overall Capitalization Rate
SOV
— Share Of Voice
FMC
— Federal Maritime Commission's
XML
— Extended Markup Language
WHCRA
— Women’s Health and Cancer Rights Act of 1998
OR
— Operating revenue
EAC
— Employee Advisory Committee
CIPP/G
— Certified Information Privacy Professional/Government
DITE
— Division on Investment, Technology and Enterprise Development
BAA
— Business Associate Agreement
NPT
— Non-Proliferation Treaty
CPE
— Continuing Professional Educational
DAP
— Direct Access Program
NFIB
— National Federation of Independent Business
PTAC
— Procurement Technical Assistance Center
QR
— Quality Review
NABARD
— National Bank for Agricultural and Rural Development
LLDIE
— Limited life debt investment entity
CEA
— Certificate of Educational Achievement
ITMRA
— Information Technology Management Reform Act (Part of the Clinger-Cohen Act)
TN
— Temporary Visa
EOLI
— Employer owned life insurance
LMA
— Labor Market Area
AAA
— Authentication, Authorization & Access
ICM
— Incentive Compensation Management
NCCI
— National Council on Compensation Insurance
CNC
— Currently Not Collectible
MLA
— Minimum Liquid Assets
ESOT
— employee stock ownership trust
FRA
— Federal Reserve Act
P/E
— Price-to-earnings ratio
WARN
— Worker Adjustment and Retraining Notification Act of 1988
IAPSO
— Inter-Agency Procurement Services Office
IPA
— Inflation Protected Annuity
VISN
— Veterans Integrated Service Network
TOD
— Transfer on death
USOA
— Uniform system of accounts
LMI
— Lender's mortage insurance
CFC
— Court of Federal Claims
IBC
— Independent Breweries Company (original manufacturer of IBC Root Beer)
CSR
— Corporate Social Responsibilty
CTI
— Computer/Telephone Integration
BNIB
— Business Needs and Investment Board
UNDCP
— United Nations International Drug Control Programme
ASR
— Accelerated Stock Repurchase
SIFMA
— Securities Industry and Financial Markets Association
M&A
— Merger & Acquisition
CGL
— Comprehensive General Liability
AGFFA
— Advisory Group on Financial Flows to Africa
CPP
— Consumer Preferences and Policy
IRD
— Income in respect of a decedent
TPS
— Transaction processing services
LRO
— Labor Relations Officer
C&D
— Cease and Desist
GMIB
— Guaranteed Minimum Income Benefit
IDB
— Industrial Development Bond
MOF
— Ministry Of Finance
ASCI
— Advertising & Standards Council of India
TILA
— Truth In Lending Act
OCP
— Overland Common Point
PEC
— Potential earnings converted
BCA
— Board of Contract Appeals
WCC
— World Climate Conference
ILC
— Industrial Loan Company
USPAP
— Uniform Standards of Professional Appraisal Practice
ROFR
— Right of First Refusal (finance)
INC.
— Incorporated
FASIT
— Financial asset securitization investment trusts
SITW
— State income tax withholding
DFI
— Derivative Financial Instrument
UNDAW
— United Nations Division for the Advancement of Women
RFM
— Rcency, Frequency, Monetary Analysis
FLC
— Foreign Labor Certification
UNOVER
— United Nations Observer Mission to Verify the Referendum in Eritrea
BPM
— business process management
GIWA
— Global International Waters Assessment
ASBL
— American Small Business League
VBIA
— Veterans Benefits Improvement Act of 2004
TALF
— Term Asset-Backed Securities Loan Facility
STD
— Short-term disability
GEM
— Growing Equity Mortgage
SPHR
— Senior Professional Human Resources
EAPA
— Employee Assistance Professionals Association, Inc
ARS
— Auction Rate Securities
PRP
— Preferred Risk Policy
PCS
— Post-contract customer support
HCIP
— Harmonized Index of Consumer Pricing
TUR
— Total Unemployment Rates
ACLI
— American Council of Life Insurance
VOB
— Veteran-Owned Business
DBPP
— Defined Benefit Pension Plan
IFOR
— Implementation Force
BLBA
— Black Lunch Benefits Act
HRLY
— Hourly
ECM
— Enterprise Content Management
CHFC
— Chartered Financial Consultant
ING
— Internationale Nederlanden Group (a Financial Company)
AFSCME
— American Federation of State, County and Municipal Employers
L/V
— Loan-to-value ratio
MSRB
— Municipal Securities Rulemaking Board
NSBA
— National Small Business Association
UNV
— United Nations Volunteers Programme
HRMS
— Human Resource Management System
SIC
— Standard industrial clssification
MTNL
— Mahanagar Telephone Nigam Limited
ECN
— Electronic Communications Network
CRPC
— Chartered Retirement Planning Counselor
MDIB
— Minimum Distribution Incidental Benefit
EBP
— Employee Benefits Plan
IDB
— Industrial Development Board
EPA
— Expanded Programme of Assistance
BCAG
— Business Community Advisory Group
SBLF
— Small Business Lending Fund
EDGAR
— Electronic Data Gathering, Analysis and Retrieval
AIC
— Architecture and Infrastructure Committee
AFN
— Annual Funding Notice
ISO
— Independent Sales Organization
ASHHRA
— American Society for Healthcare Human Resources Administration
SSBCI
— State Small Business Credit Initiative
TEA
— Technology-enabled auditing
EMP
— Environmental Planning and Management
UNOMSIL
— United Nations Observer Mission in Sierra Leone
ADA
— Associate Deputy Administrator
GAW
— Global Atmosphere Watch (WMO)
PCE
— Pre-existing Condition Exclusion
GPML
— Global Programme Against Money Laundering
ZEN
— Zero Engine Noise
AWL
— Actual Wage Loss
GRC
— Goverance, risk and compliance
DGAACS
— Department of General Assembly Affairs and Conference Services
LTC
— Long-Term Care
NCAO
— National Cemetery Area Office
SHD
— Sustainable Human Development
JPO
— Junior Professional Officer
NMHPA
— Newborns’ and Mothers’ Health Protection Act
ARB
— Accident Review Board
HCA
— head of contracting activity; humanitarian and civic assistance
SBA
— Small Business Administrations
MSPR
— Medicare Secondary Payer Rules
QIE
— Domestically controlled qualified investment entity
NPL
— Nonperforming loan
GINA
— Genetic Information Nondiscrimination Act of 2007
CTJ
— Citizens for Tax Justice/Institute on Taxation and Economic Policy
EBO
— Employee Buyout
CUM DIV
— Cumulative dividend
SHOP
— Small Business Health Options Program
A/S
— Account sales
UNMACC
— United Nations Mine Action Coordination Centre
BAN
— Bank anticipation notes
TDB
— Temporary Disability Benefits
NASDR
— National Association of Securities Dealers Regulation
BEIT
— Business Enterprise Income Tax
TAT
— Total asset turnover
BIOLAC
— United Nations University Programme for Biotechnology in Latin America and the Caribbean
NAO
— National Administrative Offices
HQS
— Housing Quality Standards
MUD
— Multiple User Dungeon
DPSP
— Deferred Profit Sharing Plan
PBA
— Pending bank approval
UNOMSA
— United Nations Observer Mission in South Africa
USAA
— United Services Automobile Association's
CS
— Cost-Sharing
LLIC
— Limited liability investment company
UNOG
— United Nations Office at Geneva
MSI
— Multiple Streams of Income
C&A
— Certification & Authority
PE
— Printer Error
SEPHA
— Special Emergency Programme for the Horn of Africa
HVCC
— Home Valuation Code of Conduct (mortgage and appraisal industry)
SSD
— Social Security Disability
IASA
— Internation Air Shipper's Association
WRC
— World Radiocommunication Conference
E&P
— Earnings & Profits
BQ
— Best Qualified
ITAM
— IT asset management
PEP
— Personal Exemption Phaseout
ELI
— Equity Linked Investments
DUA
— Disaster Unemployment Assistance
APIC
— Additional paid-in capital
FPO
— Fruit Products Order
UNISTE
— United Nations International Symposium on Trade Efficiency
MST
— Marketable Securities Tax
LC
— Limited Company
SITC
— Standard International Trade Classification
RDMHQ
— Rapidly Deployable Mission Headquarters
QE
— Quarter Ending
SBJPA
— Small Business Job Protection Act of 1996
STOLI
— Stranger-originated life insurance
FAC-C
— Federal Acquisition Certification in Contracting
ARD
— Actual retirement date
BAT
— Business Action Theory
BHC
— Bank Holding Company
DSI
— Discretionary Salary Increase
GAW
— Guaranteed Annual Wage
KMI
— Knowledge Management Initiative
ILM
— Industrial Light and Magic, Inc.
WHYCOS
— World Hydrological Cycle Observing System
DSW
— Discount Shoe Warehouse
TOFC
— Trailer On Flat Car
CFBT
— Cash flow before taxes
J&S
— Joint and Survivorship
EM
— Emergency Loan Program
SOBO
— Small Office Business Office
OOH
— Occupational Outlook Handbook
IREA
— Intermountain Rural Electric Association
IFUP
— International Forum on Urban Poverty
DEFRA
— Deficit Reduction Act
ISM
— Interactive Studio Management
MOD
— Manufacturing on demand
D/L
— Demand loan
R/E
— Retained earnings
AWW
— average weekly wage
BCS
— Business Case Study
FSA
— Farm Service Agency
UNSMIH
— United Nations Support Mission In Haiti
LINTAS
— Levers International Advertising Services
FWCW
— United Nations Fourth World Conference on Women
NASBA
— National Association of State Boards of Accountancy
UNITAR
— United Nations Institute for Training and Research
APOC
— Administrative Point of Contact
MPPAA
— Multiemployer Pension Plan Amendments Act
LAC
— Division for Latin America and the Caribbean
SLA
— Share lending agreement
DRPC
— Division for Resources Planning and Coordination
CE
— Continuing Education
UNCJIN
— United Nations Crime and Justice Information Network
PCM
— Percentage-of-completion method
FO
— Foreign to occupation
NIPA
— National income and product accounts
LDP
— Last Day Paid
EBRI
— Employee Benefits Research Institute
PVT
— Persons Viewing Television
AC
— Associate Chief of Staff
TAA
— Trade Adjustment Act
DAC
— Delivery Against Cost
ODCCP
— United Nations Office for Drug Control and Crime Prevention
XFRML
— XML based Financial Reporting Markup Language
IBDOEI
— Income before discontinued operations and extraordinary items
JAIN
— Joint American Indian Network
A&A
— Advisory & Assistance
HRCI
— Human Resource Certification Institute
ITC
— International Trade Center
DBIC
— Data Base Integration Committee
GWAC
— Government Wide Acquisition Contract
NAEA
— National Association of Enrolled Agents
CISC
— Common Instruction Set Computer
STIP
— Short-Term Industry Projections
MBA
— Masters of Business Administration
NRA
— Non-Resident Alien
IRB
— Internal Revenue Bulletin
CRM
— Credit Risk Management
FMHA
— Farmers Home Administration
UNL
— Universal Networking Language
ISMUN
— International Student Movement for the United Nations
LEO
— Long-term Equity Options
DBA
— Davis-Bacon Act
SDCF
— Sellers Discretionary Cash Flow
CFRS
— Carry Forward in Rolling Settlement
UNMAS
— United Nations Mine Action Service
ALC
— Agency Location Code
UNZAP
— United Nations Zambia Assistance Programme
SBIR
— Small Business Innovation and Research
QREC
— Quality Review Executive Committee
UNCA
— United Nations Correspondents Association
UNSD
— United Nations Statistic Division
WKLY
— Weekly
DM
— Department of Management
ROTC
— Reserve Officer Training Corporation
LCD
— Labor Cost Distribution
WCP
— World Climate Programme (WMO/ICSU)
OSDBU
— Office of Small and Disadvantaged Business Utilization
EECB
— Executive E-mail Carpet Bomb
HARP
— Home Affordable Refinance Program
POCS
— Points of Contact
SPX
— Standard and Poor’s Index
UNTAES
— United Nations Transitional Administration for Eastern Slavonia, Baranja and Western Sirmium
RET
— Retirement earnings test
IDS
— International Development Strategy
USERRA
— Uniform Services Employment and Reemployment Rights Act
UFW
— United Farm Workers
UNFCCC
— United Nations Framework Convention on Climate Change
UNSC
— United Nations Security Council
USCIS
— U.S. Citizenship and Immigration Service
EPLI
— Employee practices liability insurance
CBRS
— Currency banking and retrieval system
EBSA
— Employee Benefit Security Administration's
TA
— Technology Assessment
VA
— Variable Annuity
FT
— Full-Time
ISBA
— International Seabed Area
CBHCO
— Community-Based Health Care Organization
FPM
— Flexible Payment Mortgage
SLS
— Sales
CCISUA
— Coordinating Committee of International Staff Unions and Associations of the United Nations System
IUC
— Information Unit for Conventions
BOC
— Business Operations Committee
EDA
— Economic Development Administration's
AMC
— Appraisal Management Companies
VRM
— Variable Rate Mortgage
A&A
— Assessment and Accreditation
IPS
— Inflation Protected Security
DGFT
— Director General of Foreign Trade
EIC
— Earned Income Tax Credit
CEIS
— Corporate Executive Information System
NATP
— National Association of Tax Professionals
CHB
— Custom House Broker
ALA
— American Legion Auxiliary
SSOP
— Second Surgical Opinion Program
VBA
— Veterans Benefit Administration
ITC
— Information Technology Conference
OIP
— Office of the Iraq Programme
EFTA
— European Free Trade Area
CCR
— Central Contractor Registeration
SSARS
— Statement on Standards for Accounting and Review Services
UNFALD
— United Nations Field Administration and Logistics Division
IIOP
— Internet Inter operable ORB Protocol
CEHIST
— Center for Evaluation of Healthcare Information Systems & Technology
DDB
— Doyle Dane Bernbach
GMP
— Guaranteed Maximum Price
CAMPS
— Cumulative Auction Market Preferred Stock
UDR
— Unused development rights
DSPE
— Deputy Senior Procurement Executive Known
EB
— Extended Benefits
CDR
— Centre for Documentation and Research
FSR
— Financial Strength Rating
SSTP
— Streamlined Sales Tax Project
DSPD
— Division for Social Policy and Development
WIA
— Workforce Investment Act
CRSR
— Congressional Research Service Report
SDVOB
— Service-disabled veteran owned business
ARR
— Average Rate of Return
SRO
— Self Regulatory Organization
UNREO
— United Nations Rwanda Emergency Office
QR
— Quarterly Report
UNMIH
— United Nations Mission In Haiti
SAM
— System for Award Management
MTHLY
— monthly
MSPA
— Migrant and Seasonal Agriculture Worker Protection Act
TCPC
— Technical Committee for Programme and Coordination
CEIT
— Comprehensive business income tax
FEP
— Fair Employment Practices
FEP
— Fair employment practice
ASF
— American Securitization Forum
IOLTA
— Interest on Lawyer's Trust Account
ICDC
— International Child Development Centre
BPC
— Budget Priority Committee
ALBRS
— Automated Lending and Borrowing in Rolling Settlement
NAALC
— North American Agreement on Labor Cooperation
VWPX
— Volume Weighted Price Uncrossing
UNTEA
— United Nations Temporary Executive Authority
VAL.
— Value
MTM
— Market to Market
NCO
— Net chargeoffs
UNMIBH
— United Nations Mission in Bosnia and Herzegovina
CESCR
— Convention on Economic, Social and Cultural Rights
BRB
— Benefit Review Board
BREP
— Business Requirements Engineering Process
NRV
— Net recoverable value
KSA
— Knowledge Skills or Abilities
NAAEC
— North American Agreement on Environmental Cooperation
JCT
— Joint Committee on Taxation
DK
— Dorling Kindersley
OFCCP
— Office of Federal Contract Compliance Programs
CALS
— Continuous Acquisition Lifecycle Support
CBO
— Chief Business Office
COPICS
— Communication Oriented Production and Information Control System
FYE
— Fiscal year ended
ODDS
— Online Data Delivery System
WBG
— World Bank Group
IMRO
— Investment Management Regulatory Organisation
POC
— Pacific Operations Centre
ULP
— Unfair Labour Practices
SBI
— Site Build It
VOSB
— Veteran-Owned Small Business
PIA
— Primary Insurance Amount
DWC
— Division of Workers Compensation
COBRA
— Common Object Request Broker Architecture
CDS
— Credit default swaps
PRA
— Paperwork Reduction Act of 1980
DIMA
— Division of Information Management and Analysis
SDA
— Self-directed brokerage account
LTD
— Long Term Insurance
ESOT
— Employee Stock Ownership and Trust
FSB
— Fortune Small Business
IEFR
— International Emergency Food Reserve
MSFW
— Migrant and Seasonal Farm Worker
SMES
— Small- and medium-scale enterprises
ICC
— International Chamber of Commerce
OIS
— Overnight Index Swaps
SLE
— Single lease expense
NUA
— Net Unrealized Appreciation
MSB
— Money Service Businesses
LDW
— Last Day Worked
DUSB
— Deputy Undersecretary for Benefits
UNLTC
— United Nations Military Liaison Team in Cambodia
CFC
— Chartered Financial Consultant
FELA
— Federal Employment Liability Act
CRISIL
— Credit Rating Investment Services India Limited
AETF
— African Emergency Task Force
PTA
— Preferential Trade Arrangement
DPGA
— Deferred Payment Gift Annuity
ODPR
— Office for Displaced Persons and Refugees
OHCA
— Organized Health Care Arrangement
EPLI
— Employment Practices Liability Insurance
CI
— Control Item
DUSHOM
— Deputy Under Secretary for Health for Operations and Management
SFO
— Solicitatio for offers
LTCG
— Long-term capital gain
UNDG
— United Nations Development Group
OL
— Operating Liabilities
PMSA
— Primary Metropolitan Statistical Area
EAP
— Employee Assistance Plan
EPPG
— Emergency Prevention and Preparedness Group
PE
— Pass-through entity
DBIA
— Database Integration Agreement
PFK
— Pay-for-knowledge-and-skills plans
SEDR
— Systems Engineering and Design Review
EAO
— Executive and Administrative Office
FIRPTA
— Foreign Investment in Real Property Tax Act
NRA
— Normal Retirement Age
ICS
— Information Centres Services
BKPR
— Be Kind, Please Rewind
FUNSA
— Federation of Staff Association of the United Nations and its Specialized Agencies
CEFU
— Continuing Education Field Unit
SAMS
— Systemic Advocacy Management System
CSA
— Common Services Architecture
WPRO
— Western Pacific Regional Office
BCBS
— Blue Cross/Blue Shield
PPA
— Paperwork Reduction Act
I&A
— Interest and amortization
OC
— Opportunity Cost
GAS
— Governmental Accounting Standards
KFOR
— UN Kosovo Force
RDC
— Remote Deposit Capture
AA
— Average Audience
USTC
— United States Tax Court
EPAU
— Evaluation and Policy Analysis Unit
PM PAR
— Program Management Policy, Assessment, and Reporting
USC
— United States Code
RI
— Royalty Interest
OTI
— OSHA Training Institute
B2C
— Business to Citizen
JAN
— Job Accommodation Network's
SST
— Streamline Sales and Use Tax Agreement
LDC
— Low Death Conflict
PBM
— Pharmacy Benefits Management (or Manager)
AGFUND
— Arab Gulf Programme for United Nations Development Organizations
SPFS
— Special Programme for Food Security
UNSCO
— Office of the United Nations Special Coordinator for the Middle East
PDA
— Public Displays of Affection
UNTAET
— United Nations Transitional Administration in East Timor
PAR
— Public Accounting Report
GCT
— General Corporation Tax
FOF
— Fund of Funds
BIMS
— Business Information Management Suite
CBA
— Controlled Business Arrangement
VLI
— Variable Life Insurance
CCAQ(PER)
— Consultative Committee on Administrative Questions (Personnel and General Administrative Questions)
USPTO
— U.S. Patent and Trademark Office
AIMS
— Advertising and Integrated Marketing Solutions
ASSE
— American Society of Safety Engineers-Professional
EPRS
— Emergency Preparedness and Response Section
SBC
— Summary of Benefits and Coverage
FRN
— Floating rate notes
SV
— Salvage value
IUR
— Insured Unemployment Rates
VOC-REHAB
— Vocational Rehabilitation
UNIC
— United Nations Information Centre
KMI
— Key Man Insurance
OSDC
— Over/Short/Damage/Claims
SAAR
— Seasonally Adjusted Annualized Rate
CTI
— Category, Type, Item
UNPROFOR
— United Nations Protection Force (in Former Yugoslavia)
E/M
— Evaluation and Management
CIP
— Capital Investment Process
CFO
— Chief Financial/Fiscal Officer
DUZ
— Designated User
UNIPOM
— United Nations India-Pakistan Observation Mission
RFB
— Request For Bid
COSG
— Collaborative Opportunities Steering Group
SSNVS
— Social Security Number Verification System
OES
— Occupational Employment Statistics
D2D
— Developer to Developer
PKO
— Peace-Keeping Operation
RTN
— Routing Transit Number
GST
— Generation-Skipping Transfer
UNMOT
— United Nations Mission of Observers in Tajikistan
TCOE
— Total Cost of Equity
RPO
— Recruitment process outsourcing
SROI
— Subsequent Report of Injury
ESP
— Exchange Stock Portfolio
OM
— Options Market
ICDAIT
— International Conference on Drug Abuse and Illicit Trafficing
COAS
— Clinical Observation Access Control
T/B
— Trial balance
POB
— Public Oversights Board
UNIDIR
— United Nations Institute for Disarmament Research
GIPS
— Global Investment Policy Standards
BA
— Business Architecture
UNIDO
— United Nations Industrial Development Organization
AIR
— Assumed Investment Rate
MHPA
— Mental Health Parity Act of 1996
PCB
— Programme Coordination Board
UAW
— United Auto Workers
FABS
— Financial and Business Solutions
PERC
— Premiums, earnings and reasonable charges
OIS
— Occupations Information System
WPPDA
— Welfare and Pension Plan Disclosure Act
SDE
— Service Delivery and Engineering
UNOV
— United Nations Office at Vienna
NVCA
— National Venture Captial Association
DRC
— Deficit Reduction Contribution
RA
— Resident Alien
GEMS
— Global Environment Monitoring System
TCDC
— Technical Cooperation among Developing Countries
PUT
— Persons Using Television
B2C
— Business to Comerce
FERS
— Federal Employees Retirement System
WMU
— World Maritime University
REG.
— Regulation
SEAROWHO
— Regional Office for South-East Asia Region
CTFA
— Certified trust & financial advisor
SMB
— Small- to medium-sized business
CCH
— Commerce Clearing House
TL
— Time & Labor
LTI
— Lead Time Interval
IMFL
— Indian-Made Foreign Liquor
SLA
— Supplemental Lease Agreements
OAR
— Overall Rate Of Return
CCM
— Completed Contract Method
RELP
— Real Estate Limited Partnership
CSP
— Certified Speaking Professional
GWG
— Gender Working Group
CUNA
— Credit Union National Assocation
DFS
— Dancer Fitzerald Sample
PWC
— Public Works Commission
UNPD
— United Nations Procurement Division
FSA
— Flexible Spending Arrangement
TEUC
— Temporary Extended Unemployment Compensation
MACC
— Mine Action Coordination Centre
USCIS
— US Citizenship and Immigration Services
STSFCTN
— Satisfaction
UI
— Unemployment Insurance
UNHQ
— United Nations Headquarters
UNMOGIP
— United Nations Military Observer Group In India & Pakistan
UNAIDS
— Joint United Nations Programme on HIV/ Acquired Immune Deficiency Syndrome
FCA
— Division for Finances, Control and Administration
IACWGE
— Inter-Agency Committee on Women and Gender Equity
ERD
— Emergency Response Division
UNMO
— United Nations Military Observers
UNOB
— United Nations Office in Burundi
CFPB
— Consumer Finance Protection Bureau
HUT
— Households Using Television
SEES
— Survey Evaluation Exam System
BRM
— Business Relationship Meeting
HTTP
— Hyper Text Transport Protocol
CCC
— Commodity Credit Corporation
UMB
— United Missouri Bank
FCIC
— Financial Crisis Inquiry Commission
FMSHA
— Federal Mine and Safety Health Act
GAP
— Gross amount paid
CDARS
— Certificate of Account Registry Service
OEBS
— Office of Employee Benefits Security
DOBI
— Department of Defense Instruction
MOC
— Market On Close
UNMOVIC
— United Nations Monitoring, Verification and Inspection Commission
USM
— Unlisted Securities Market
ECDC
— Economic Cooperation Among Developing Countries
COFI
— Committee on Fisheries
CAO
— Contract Administration Office
GPRS
— General Packet Radio System
BB
— Base Benefits
WCB
— Workers Compensation Board
LAUS
— Local Area Unemployment Statistics
OEL
— Offshore Employee Leasing
BRSP
— Bureau for Resources and Strategic Planning
COSVA
— Chief of Staff
POD
— Professional & Organizational Development
LOC
— Letter of Comment
VPFC
— Variable Prepaid Forward Contract
CSO
— Cyber Security Office
CSD
— Commission on Sustainable Development's
JSSA
— Jury Selection and Service Act
UNOGIL
— United Nations Observation Group In Lebanon
CRA
— Credit Rating Agency
IIST
— United Nations University International Institute for Software Technology
SCIN
— Self-canceling installment note
VOC-ED
— Vocational Education
SNT
— Supplemental Needs Trust
UNAMSIL
— United Nations Mission In Sierra Leone
VPT
— Volume Price Trend
UNSF
— United Nations Security Force in West New Guinea
EBX
— Electronics Boutique X
UNPA
— United Nations Protected Area
VRP
— Variable Rate Premium
SLOB
— Separate lines of business
INRA
— United Nations University Institute for Natural Resources in Africa
JECFA
— Joint Expert Committee on Food Additives
BDC
— Business Development Council
NDNH
— National Directory New Hires
LTC
— Long-Term Care
FSET
— Federal State Employment Taxes
BOY
— Beginning of Year Violator
D&O
— Directors and Officers Liability
DBB
— Design-bid-build
ATNOL
— Alternative Minimum Tax Net Operating Loss
TIFF
— Tagged Interface File Format
PIRG
— Public Interest Research Group
FUA
— Federal Unemployment Account
SPE
— Senior Procurement Executive
UNIS
— United Nations Information Service
BV
— Book value
INWEH
— United Nations University International Network on Water, Environment and Health
NVSBE
— National Veterans Small Business Engagement
FS
— Forest Service (USDA)
QTD
— Qualified Total Distribution
IQPA
— Independent Qualified Public Accountant
MINX
— Multimedia Information Network Exchange (system)
A/O
— Administrative Offices
IAAS
— Infrastructure as a Service
HAC
— Health Administration Center
NOLD
— Net Operating Loss Deduction
CHS
— Commission on Human Settlements
AR
— Architecture Requirements
PD
— Procurement Division
DEC
— Deductible voluntary employee contributions
CFS
— Committee on World Food Security
EOSG
— Executive Office of the Secretary-General
HRIS
— Human Resources Information Service
CSVLI
— Cash surrender value life insurance
PA
— Public Accountant
IPMA
— International Personnel Management Association
PEPPRA
— Public Employee Pension Plan. Reporting and Accountability Act
MFST
— Manifest
IPECILO
— International Programme for the Elimination of Child Labour
DSA
— Disaster Debt Set-Aside Program
EBS
— Employee Benefits Security
WCC
— Working capital cycle
R&C
— Reasonable and Customary
USD
— US Dollars
PL/PD
— Personal liability/property damage
NRET
— Non-Resident Withholding Tax
KFC
— Kentucy Fried Chicken
UNAVEM
— United Nations Angola Verification Mission
REA
— Retirement Equity Act
XUL
— eXtensible UserInterface Language
CVE
— Center for Verification and Evaluation
EHLP
— Emergency Homeowners Loan Program
NOIDA
— New Okhla Industrial Development Authority
UNTAG
— United Nations Transition Assistance Group
CPS
— Core Products and Services
POP
— Point-of-purchase
UNEP-IE
— United Nations Environment Programme Industry and Environment Centre
PTSD
— Post Traumatic Stress Syndrome
BPO
— Broker Price Opinion
NST
— National Sales Tax
JRPU
— Joint Reintegration Programming Unit
BEST
— BrihnanMumbai Electric Supply and Transport
POS
— Point-of-sale
VCL
— Vacancy and collection losses
NTFO
— Nationwide Tax Forums Online
ERCI
— Employee Relocation Council Institute
UNON
— United Nations Office at Nairobi
HOW
— Homeowner Warranty Plan
HR
— Headquarters Regulation
DESA
— Department of Economic and Social Affairs
BSAD
— Baseline System Architecture Document
HDRO
— Human Development Report Office
WRHSE
— Warehouse
UNAT
— United Nations Administrative Tribunal
ODF
— OpenDocument Format
EMROWHO
— Regional Office for the Eastern Mediterranean
LOR
— Letter Of Response
HRC
— Health Resource Center
UNIS
— United Nations International School
PPBD
— Programme Planning and Budget Division
MDA
— Market development funds
NIB
— New In the Box
CBC
— Community Based Outpatient Clinic
NYMEX
— New York Metal Exchange
SPDC
— Special Political and Decolonization Committee
RIM
— Retail Inventory Method
HRC
— Historic Rehabilitation Credit
CCA
— Consolidated Contracting Activity
WOSB
— Woman-Owned Small Business
UNOPS
— United Nations Office for Project Services
HB
— House B ill
UNTPDC
— United NationsTrade Point Development Centre
NBIA
— National Business Incumbation Association
PL
— Profit and Loss
WDC
— Workforce Development Center
EIA
— Equity Indexed Annuity
EMA
— Expense Management Automation
UNMIK
— United Nations Interim Administration Mission in Kosovo
MW
— minimum weight
BAT
— Bureau of Apprenticeship and Training
IPI
— Industrial Protection Index
UNHSP
— United Nations Human Settlements Programme
K/A
— Known as
CBD
— Chief Benefits Director
TIC
— Tenant In Common
IAG
— International Advisory Group
B.S.
— Bachelor of Science
UNPA
— United Nations Postal Administration
UNDOC
— United Nations Documents Index
CWSP
— College Work-Study Program
JPAC
— Joint Public Advisory Committee
CCC
— Cost Containment Center
ATP
— Acquisition Training Program
SOYD
— Sum-of-the-years-digits
HUDCO
— Housing and Urban Development Corporation Limited
ICE
— Internal control evaluation
OTR
— Office of Thrift Supervision
B&N
— Barnes and Noble
PBC
— Programme and Budget Committee
UNSECOORD
— Office of the United Nations Security Coordinator
INTECH
— United Nations University Institute for New Technologies
DBM
— Disruptive Behavior Management
MGIC
— Mortgage Guarantee Insurance Company
TRD
— Trade Relations Division
DDB
— Deemed death benefit
CCSQ(PROG)
— Consultative Committee on Substantive Questions (Programme Matters)
QCR
— Quarterly Contributions Report
PCNICC
— Preparatory Commission for the International Criminal Court
CEC
— Continuing Education Center
SUB
— Supplemental Unemployment Benefit
LOW
— Lack of Work
NE
— Non-Exempt
NSTA
— National Securities Trade Association
ITOC
— Information Technology Oversight & Compliance
SUTCDC
— Special Unit for Technical Cooperation Among Developing Countries
CIFR
— Committee on Improvements to Financial Reporting
POPIN
— United Nations Population Information Network
SEPPAA
— Single Employer Pension Plan Amendments Act
SSDI
— Social Security Disability Indemnity
RMA
— Restricted management account
TDB
— Trade and Development Board
NAP
— Noninsured Crop Disaster Assistance Program
BOP
— businessowners policy
UNASOG
— United Nations Aouzou Strip Observer Group
JVC
— Japan's Victor Company
UNJSPB
— United Nations Joint Staff Pension Board
PFA
— Platform for Action
EAT
— Exchange Accommodation Titleholder
TPD
— Third-party designee
VAAR
— Department of Veterans Affairs Acquisition Regulation
CC
— Copy To
SEBI
— Securities Exchange Board of India
MF
— Medical Facilities
GIST
— Graphics and Intelligence based Script Technology
DSRSG
— Deputy Special Representative of the Secretary-General
ZBA
— Zero-Balance Account
SOS
— Switched On Schoolhouse
ASB
— Auditing Standards Board's
NAWW
— National Average Weekly Wages
STW
— School-To-Work
MRAM
— Magnetic Random Access Memory
EFAST
— ERISA Filing Acceptance System
HMO
— Health Maintenance Organisation
SYSTEM
— Save YourSelf Time, Engergy, and Money (as reported by www.just15minutes.com)
SVNGS
— Savings
IAS
— United Nations University Institute of Advanced Studies
UNPAAERD
— United Nations Programme of Action for African Economic Recovery and Development
CSCIS
— Computer Software Configuration Items
NABE
— National Association for Business Economics
WOTC
— Workforce Opportunity Tax Credit
QAIP
— Quality Assurance and Improvement Plan
NR
— Not Rated
UNGEGN
— United Nations Group of Experts on Geographical Names
NSDL
— National Securities Depository Limited
COD
— Country Operations Division
CO
— Contracting Officer
D/N
— Demand note
NQPS
— Nonqualified preferred stock
AFROWHO
— Regional Office for Africa
USENET
— USEr NETwork
UNGIWG
— United Nations Geographic Information Working Group
GLSO
— Group Legal Services Organization
CORTS
— Corporate-backed trust securities
NCAER
— National Council for Applied Economic Research
OUSG
— Office of the Under Secretary General
UNPOB
— United Nations Political Office in Bougainville
LBO
— Limited Buyout
PWD
— Prevailing Wage Determination
CPK
— Cost Per Keyword
UNROAP
— United Nations Regional Office for Asia and the Pacific
OALC
— Office of Acquisition, Logistics, and Construction
EBO
— Equity buy out
B&P
— Budgeting & planning
UNSC
— United Nations Staff College
UNAMA
— United Nations Assistance Mission to Afghanistan
COFO
— Committee on Forestry
ICDB
— International Childrens' Day of Broadcasting
ULC
— Uniform Law Commissioners
NHCE
— Non-Highly Compensated Employee
CARDS
— Custom Adjustable Rate Debt Structure
N/P
— Note payable
TSB
— Targeted Small Business
SOPAC
— South Pacific group of countries
COAG
— Committee on Agriculture
ETR
— United Nations Education and Training Programme
ECU
— Emergency Coordination Unit
SJ
— Sales Journal
NBER
— National Bureau of Economic Research
SOIR
— Schaeffer Open Interest Ratio
SIPA
— Securities Investment Protection Act
CSBU
— Center for Small Business Utilization
BKPR
— Bookeeper
FTR
— family tracing and reintegration
NAHB
— NATIONAL ASSOCIATION OF HOMEBUILDERS
WBC
— Women Business Center
NVC
— National Veterans Conference
MEC
— Minimum essential coverage
YSP
— Yield-spread premium
UNMOP
— United Nations Mission of Observers in Prevlaka
SECL
— Secretarial
UNMA
— United Nations Mission in Angola
SIU
— Sets In Use
EMT
— Executive Management Team
CCR
— Central Contracting Registry
DC
— Developed Countries
BIMST-EC
— Bangladesh India Myanmar Srilanka Thailand - Economic Council
UNCPCJP
— United Nations Crime Prevention and Criminal Justice Programme
HEA
— Health Enterprise Architecture
OASI
— Old Age Survivors Insurance
PCE
— Private Commercial Enterprise
TARP
— Troubled Assets Relief Program
LA
— Labor Area
ECS
— Enterprise Class Storage
SE
— Salaried Exempt
UNYOM
— United Nations Yemen Observation Mission
LT
— Lost Time
SWA
— State Workforce Agencies
TP
— Technical Proposal
WST
— Waste Spare Time
NBB
— New Belgium Brewery
SP
— Strategic Plan
IM/DQ
— Identity Management/Data Quality
CIM
— Corporate Information Model
IPO
— Incorporated to Provide
DI
— Debt instrument
STD
— Short-term Insurance
OHR
— Office of Human Resources
UNMEE
— United Nations Mission in Ethiopia and Eritrea
RRM
— Renegotiated-Rate Mortgage
WCDMP
— World Climate Data and Monitoring Programme
UNTSO
— United Nations Truce Supervision Organization
CSD
— Commission for Social Development
HEP
— Humanitarian Evacuation Programme
EDP
— Employee Development Plan
MVI
— Mini Vacations Incorporated
UNROD
— United Nations Relief Operation in Dacca
CCP
— Collateralized commercial paper
VWPT
— Value Weighted Price Trading
FROI
— First Report of Injury
BPO
— Budget process outsourcing
WGEID
— United Nations Working Group on Enforced or Involuntary Disappearances
ECLAC
— Economic Commission for Latin America and the Carebbean
FAS
— Finance and Accounting System
PPIP
— Public-Private Investment Program
ITEAM
— Information Technology Enterprise Architecture Management
UNRCPDA
— United Nations Regional Centre for Peace and Disarmament in Africa
CORBAIIOP
— CORBA Internet Inter ORB Protocol
PDM
— Program Decision Maker
GNC
— General Nutrition Centers
UNOMA
— United Nations Observer Mission in Angola
CPTAL
— Capital
UNRRA
— United Nations Relief and Rehabilitation Agency
GEO
— Global Environment Outlook Report
MQT
— Medicaid Qualifying Trust
CFP
— Clinical Financial Planner
WHOL.
— Wholesale
JEEP
— Joint Ethics Enforcement Plan
PSR
— Presentence report
IMF
— International Monitary Fund
DR.
— Debit
SMF/LDC
— Special Measures Fund for the Least Developed Countries
FOIA
— Freedome of Information Act
CIMO
— Commission for Methods of Observation
UNDC
— United Nations Disarmament Commission
HPS
— Headquarters Procurement Section
WST
— Waste Systems and Transportation
COMP.
— Item given for free
RE
— Residual Earnings
UNPF
— United Nations Peace-Force
CLO
— Collaterialized loan obligation
C&P
— Compensation & Pension
B/S
— Benefits/Services
CCS
— Care Coordination Services
OHRM
— Office of Human Resources Management
ND
— Network Director
NTU
— National Taxpayer's Union
BPA
— Blanket purchase authoriation
CCPISA
— Convention on the Privileges and Immunities of the Specialized Agencies
UN-NADAF
— United Nations New Agenda for the Development of Africa in the 1990s
VETS
— Veteran's Employment & Training Service
STCG
— Short-Term Capital Gain
UNFIP
— United Nations Fund for International Partnerships
PATS
— Planning, Architecture, Technology and Services
ROLAC
— Regional Office for Latin America and the Carribean
LTFP
— Long-Term Financial Plans
PBSI
— Performance Based Salary Increase
SSM
— Software Service Manager
DNA
— Distributed Internet Application Architecture
CFTA
— Currency and Foreign Transaction Act
LTD.
— Limited
DME
— Development/Maintenance/Enhancement
CONGO
— Conference on Non-Governmental Organizations
BLESS
— Borrowing and Lending Securities Schemes
ICFY
— International Conference on the Former Yugoslavia
IPC
— Integrated Programme for Commodities
POP
— Premium-Only Plan
UNFSTD
— United Nations Fund for Science and Technology for Development
QWI
— Quarterly Workforce Indicators
CSI
— Commissioners Standard Industrial Mortality Table
IPDC
— International Programme for the Development of Communications
UNTOP
— United Nations Tajikistan Office for Peace-Building
ECS
— Event Capture System
VACO
— VA Central Office
BAB
— Build America Bonds
DRM
— Division for Resources Mobilization
PPBA
— Office of Programme Planning, Budget and Accounts
TAC
— Technology Assessment Committee
B/A
— Basic Agreement
LTP
— Long-Term Plan
SERP
— Systemwide Electronic Research Program
UMTS
— Universal Mobile Telephone System
PIP
— Peace Implementation Programme
SDC
— System Development Center
SLSMN
— Salesman
CPR
— Committee of Permanent Representatives
R/E
— Real estate
UNICC
— United Nations International Computer Centre
PAHO
— Pan American Health Office/Regional Office for the Americas of the WHO
VC
— Veterans Center
CCD
— Centralized Contracting Division
SGML
— Standard Generalised Markup Language
MAT
— Minimum Alternative Tax
SYD
— Sum-of-the-years-digits
UNSMA
— United Nations Special Mission to Afghanistan
JIU
— Joint Inspection Union
UNICPO
— United Nations Open-ended Informal Consultative Process on Ocean Affairs
PCA
— Permanent Court of Arbitration
UNOL
— United Nations Peace-Building Support Office in Liberia
QPAM
— Qualified Professional Asset Manager
SCP
— Sustainable Cities Programme
GTC
— Good Till Canceled Order
NGLS
— United Nations Non-Governmental Liaison Service
IMC
— Integrated Market Communications
IBD
— Investors Business Daily
WST
— Waste Science and Technology
SRO
— See Self-Regulatory Organization
TWAIN
— Toolkit Without an Interesting Name
PRP
— Potentially Responsible Party (Superfund)
CATS
— Certificate of accrual on Treasury securities
DITC
— Division on International Trade in Goods and Services, and Commodities
USITC
— U.S. International Trade Commission
EUROWHO
— Regional Office for Europe
WARN
— Worker Adjustment and Retraining Notification Act W&M
CIOFO
— Chief Information Office Field Office
NSTP
— National Society of Tax Professionals
CPK
— California Pizza Kitchen
CCAQ(FB)
— Consultative Committee on Administrative Questions (Financial and Budgetary Questions)
CT
— Commercial Technology
BNI
— Business Needs and Investment
UNGCI
— United Nations Guards Contingent in Iraq
IMPACT
— Inventory Management Program and Control Techinques
UB
— Unsafe Buildings
LLET
— Limited Liability Entity Tax
OF
— Office of Facilities
PBGC
— Pension Benefit Guarantee Corporation
TOKTEN
— Transfer of Knowledge through Expatriate Nationals
DST
— Delaware stautory trust
