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>> Business Word Abbreviations
Look through 2927 acronyms and abbreviations related to Business Word:
SOX
— Sarbanes-Oxley
BCWS
— budgeted cost for work scheduled
CPOE
— Computerized Physician Order Entry
AAO
— Affirmative Action Officer
S.M.A.R.T
— Specific, Measureable, Attainable, Realistic, Timely
MNC
— Multinational Corporation
DEPR.
— Depreciation
RMA
— Return Merchandise Authorization
UM
— Uninsured Motorist
FGM
— Female Genital Mutilation
HCE
— Highly Compensated Employee
B/E
— Breakeven
OSS
— Open Source Software
ACR
— Accrual
BCWP
— Budgeted Cost for Work Performed
CP
— Contingency Plan
IGO
— Intergovernmental Organization
GLB
— Gramm-Leach-Bliley Act
TTL
— Total
DDB
— Double-Declining-Balance
FOMC
— Federal Open Market Committee
FMLA
— Family Medical Leave Act
CORELAP
— Computerised Relationship Layout Planning
LAN
— Local Area Network
FLSA
— Fair Labor Standards Act
BFOQ
— Bona Fide Occupational Qualification
CSR
— Customer Service Representative
ETA
— Estimated Time of Arrival
HIPPA
— Health Insurance Portability and Accountability Act
CRFB
— Committe for Responsible Federal Budget
CBPP
— Center on Budget and Policy Priorities
APR
— Annual Percentage Rate
AFDC
— Aid to Families with Dependent Children
CAGR
— Compound Annual Growth Rate
RFID
— Radio Frequency Identification
GPROI
— Gross Profit Return on Investment
FISMA
— Federal Information Security Management Act
5S
— Seiri, Seiton, Seiso, Seiketsu, Shitsuke
ANOVA
— Analysis of Variance (statistics)
IDIQ
— Indefinite Delivery, Indefinite Quantity
DRIP
— Dividend Reinvestment Plan
ITEP
— Institute on Taxation and Economic Policy
DOB
— Date Of Birth
EGTRRA
— The Economic Growth and Tax Relief Reconciliation Act of 2001
IPCC
— Intergovernmental Panel on Climate Change (WMO and UNEP)
YTD
— Year To Date
EOQ
— economic order quantity
FTP
— File Transfer Protocol
CMO
— Collateralized Mortgage Obligation
MPC
— Marginal Propensity to Consume
INC
— Intergovernmental Negotiating Committee
RCNLD
— Replacement Cost New Less Depreciation
FDIC
— Federal Deposit Insurance Corporation
HIPC
— Heavily Indebted Poor Countries
EBITA
— Earnings before interest taxes depreciation amortization
ARPANET
— Advanced Research Projects Agency Network (early internet)
FLRA
— Federal Labor Relations Authority's
KPMG
— Klynveld Peat Marwick Goerdeler
ROM
— Read-Only Memory
AUP
— Acceptable Use Policy
EDWOSB
— Economically disadvantaged woman-owned business
IT
— Information Technology
XML
— Extensible Markup Language
IRC
— Internet Relay Chat
UNLTD
— Unlimited
RFQ
— Request For Quotation
AAA
— American Automobile Association
SSN
— Social Security Number
LMRA
— Labor Management Relations Act
WHO
— World Health Organization
ANSI
— American National Standards Institute, Inc.
PLS
— Please
LIFO
— Last In, First Out
DMAIC
— Define, Measure, Analyze, Improve, Control
GEICO
— Government Employees Insurance Company
BFP
— Bona Fide Purchaser
BBS
— Bulletin Board Service
FEMA
— Federal Emergency Management Agency
QC
— Quality Control
GATB
— General Aptitude Test Battery
AA
— Affirmative Action
RAROC
— Risk-Adjusted Return On Capital
LFPR
— labor force participation rate
CBD
— Cash Before Delivery
EAP
— Employee Assistance Program
COBRA
— Consolidated Omnibus Budget Reconciliation Act of 1985
WML
— Wireless Markup Language
ADB
— Asian Development Bank
CDO
— Collateralized Debt Obligation
EDI
— Electronic Data Interchange
CCB
— Change Control Board
LTCM
— Long-Term Capital Management
C-CPI-U
— Chained Consumer Price Index for All Urban Consumers
BSA
— Bank Secrecy Act
ATM
— Automatic Teller Machine
SAAS
— Software as a Service
AD
— Advertisement
SALY
— Same As Last Year
RICO
— Racketeer Influenced and Corrupt Organizations Act of 1970
GDP
— Gross Domestic Product
YTM
— Yield to Maturity
EEO
— Equal Employment Opportunity
CY
— Calendar Year
GSM
— Global System for Mobile Communications
RPI
— Retail Price Index
FR
— Federal Register
YUPPIE
— Young Urban Professional
CBO
— Congressional Budget Office
S&OP
— Sales and Operations Planning
ACH
— Automated Clearing House
RNFA
— Return On Net Financial Assets
PPE
— Personal Protective Equipment
KPI
— Key Performance Indicator
IRR
— Internal Rate of Return
CV
— Curriculum Vitae
CD
— Certificate of Deposit
ATTN
— Attention
IOC
— Intergovernmental Oceanographic Commission
ICE
— Intrusion Countermeasures Electronics
ADP
— Actual Deferral Percentage
ARC
— American Red Cross
GATT
— General Agreement on Tariffs and Trade (government)
ISP
— Internet Service Provider
JGTRRA
— Jobs and Growth Tax Relief Reconciliation Act
COB
— close of business (End of duty day)
SMTP
— Simple Mail Transfer Protocol
IP
— Internet Protocol
UNESCO
— United Nations Educational, Scientific and Cultural Organization
FF&E
— Furniture, Fixtures & Equipment
ACWP
— actual cost for work performed
ADR
— Alternative Dispute Resolution
W/O
— Without
USDA
— United States Department of Agriculture
FTA
— Free-Trade Agreement
CPI
— Consumer Price Index
AUM
— Assets Under Management
WACC
— Weighted Average Cost Of Capital (accounting)
LTV
— Loan To Value
PDA
— Personal Digital Assistant
FINRA
— Financial Industry Regulatory Authority
CEO
— Chief Executive Officer
DOT
— Department of Transport
LMI
— Labor Market Information
GIS
— Geographic Information System
MIGA
— Multilateral Investment Guarantee Agency
CAPEX
— Capital Expenditure
TQM
— Total Quality Management
KSOP
— 401(k) Employee Stock Option Plan
GNP
— gross national product (economics)
B-TO-B
— Business-To-Business
GP
— Gross Profit
RFP
— Request For Proposal
NFI
— Net Financial Income
LLC
— Limited Liability Company
BEA
— Bureau of Economic Analysis
ATF
— As Trustee for
TSR
— Total Shareholder Return
O*NET
— Occupational Information Network
ADR
— American Depositary Receipt
DVP
— Delivery Versus Payment
IRA
— Individual Retirement Account
ARB
— Architecture Review Board
SGLI
— Servicemember Group Life Insurance
R&D
— Research & Development
UCC
— Uniform Commercial Code
CBC
— Complete Blood Count
P&Z
— Planning & Zoning
GOI
— Gross Operating Income
MOU
— Memorandum of Understanding (an MOU between Food & Drug Administratin and a regulatory agency in another country allows mutual recognition of inspections)
MSDS
— Material Safety Data Sheets
AP
— Accounts Payable
BOL
— Bill Of Lading
NAV
— Net Asset Value
ASME
— American Society of Mechanical Engineers
FDCPA
— Fair Debt Collection Practices Act
ITIN
— Individual Taxpayer Identification Number
ICAO
— International Civil Aviation Organization
U.S.C.
— United States Code
DBA
— Doing Business As
OTC
— Over The Counter (medications not requiring a prescription)
JC PENNEY'S
— James Cash Penney
APT
— Arbitrage Pricing Theory
ROIC
— Return on Invested Capital
SAN
— Storage Area Network
GL
— General Ledger
EURIBOR
— Euro Interbank Offered Rates
DPKO
— Department of Peacekeeping Operations
ANCOM
— Andean Common Market
BIW
— Biweekly
EO
— Executive Order
LY
— Last Year
NSC
— National Security Council
ADB
— African Development Bank
LLP
— Limited Liability Partnership
CRS
— Congressional Research Service
SOHO
— Small Office/Home Office. Acronym expression for the 'virtual office' environment and characteristics found in self-employed and small businesses, that are increasingly prevalent in the modern business age.
ADR
— American Depository Receipt
RFC
— Request For Comment
THX
— Thanks
OI
— Operating Income
CAE
— Computer-Aided Engineering
UIM
— Underinsured Motorist
GA
— General Assembly
SRAM
— Static Random Access Memory (ess-ram)
FASAB
— Federal Accounting Standards Advisory Board
FINCEN
— Financial Crimes Enforcement Network
RMP
— Risk Management Plan
PDF
— Portable Document Format (created by Adobe Acrobat)
GM
— Gross Margin
WWW
— World Weather Watch
GRUT
— Grantor Retained Unitrust
U&C
— Usual and customary
ERP
— Emergency Response Plan
IPO
— Initial Public Offering
ADP
— Automated Data Processing
EST
— Eastern Standard Time
P.O.C.
— Paid outside of closing
RAM
— Reverse Annuity Mortgage
BARS
— Behaviourally-Anchored Rating Scale
A.O.B.
— Any other business
ARM
— Adjustable Rate Mortgage
CV
— Cost Variance
DTA
— Deferred tax assets
FAA
— Federal Aviation Administration
ABC
— activity based costing
A/OPC
— Agency/Organization Program Coordinator
ETA
— Employment and Training Administration
CMA
— Comparative Market Analysis
REO
— Real Estate Owned
B/L
— Bill of Lading
PE
— Private Equity
UNDMT
— United Nations Disaster Management Team
SLA
— Service Level Agreement
CBA
— Cost Benefit Analysis
IFRS
— International Financial Reporting Standard
C-CPI
— Chained Consumer Price Index
LOA
— Leave Of Absence
CIO
— Chief Information Officer
ICFR
— Internal Control Over Financial Reporting
SD
— Standard Deviation
PV
— Present Value
CCAQ
— Consultative Committee on Administrative Questions
RSF
— rentable square feet
ODA
— Official Development Assistance
BPA
— Blanket Purchase Agreement
HMO
— Health Maintenance Organization
SEM
— Search Engine Marketing
C.&F.
— Cost and freight
FPL
— Federal Poverty Level
CTS
— Carpal Tunnel Syndrome
SKU
— Stock Keeping Unit
FASAB
— Financial Accounting Standards Advisory Board
CIM
— Computer Integrated Manufacturing
MA
— Moving Average
AM
— Asset Management
EEOC
— Equal Employment Opportunity Commission
ROE
— Return On Equity
FOREX
— Foreign Exchange
LBO
— Leveraged Buyout
PC
— Politically Correct
PAQ
— Position Analysis Questionnaire
IM
— Information Management
BGT
— Budget
PD
— Position Description
POE
— Point of Entry
LIBOR
— London interbank offering rate
CPM
— Critical Path Method
DES
— Data Encryption Standard
MSA
— Metropolitan Statistical Area
RIF
— Reduction In Force
E.O.
— Executive Order
C.L.U.E.
— Comprehensive Loss Underwriting Exchange
JV
— Joint Venture
A&MMS
— Acquisition and Materiél Management Service
OECD
— Organization for Economic Cooperation and Development
W-A
— Weighted average
DMA
— Designated Market Area
OT
— Overtime
SLIP
— Serial Line Interface Protocol
SQA
— Software Quality Assurance
QTY
— Quantity
FAR
— Federal Acquisition Regulation
BOP
— Bureau Of Prisons
AMA
— American Management Association
MTBF
— Mean Time Before Failure
ADL
— activity of daily living
C2C
— Consumer To Consumer. Marketing/trading model by which ordinary people sell and provide products/services to each other. It's an ancient model, prehistoric in fact, virtually extinguished by the industrial revolution and corporate age, (see B2B/B2C), alth
IBAN
— International Bank Account Number
OPT
— Other People's Time
MBA
— Mortgage Bankers Association of America
FAC-P/PM
— Federal Acquisition Certification Program/Project Management
EMA
— Exponential Moving Average
GMP
— Good Manufacturing Practice
ITLOS
— International Tribunal for the Law of the Sea
CMT
— Constant Maturity Treasury
ETA
— Department of Labor's Employment and Training Administration
NATO
— North Atlantic Treaty Organisation
EFA
— Education for All
MSN
— Microsoft Network
CEN
— Committee European de Normalisation
EOD
— End Of Day
ABM
— Activity Based Management
FICCO
— Fair Issac Credit Organization
ITA
— International Trade Administration
TER
— Total Expense Ratio
CAFTA
— Central American Free Trade Agreement
FOB
— Free On Board
ASCII
— American National Standard Code for Information Interchange
QOS
— Quality of Service
ACCT
— Account
EPA
— Environmental Protection Agency (US)
DCP
— Defined Contribution Plan
PM
— Program Manager
CIP
— Carriage and Insurance Paid to
AON
— Angolan New Kwanza
LOB
— Line Of Business
POA
— Power Of Attorney
DFA
— Department of Finance and Administration
B-TO-C
— Business to consumer
FMS
— Financial Management Service
LOC
— Line Of Credit
G2C
— Government to Consumer
CRAT
— Charitable Remainder Annuity Trust
ETF
— Exchange Traded Fund
ARO
— After Receipt of Order
CR
— Continuing Resolution
GPS
— Global Positioning System (ex-NAVSTAR)
ADA
— Americans With Disabilities Act Of 1990 (Text Of ADA Legislation)
SDR
— Special Drawing Rights
FIFO
— First In, First Out
CFA
— Consumer Federation of America
AWOL
— Absent Without Leave
M.O.M.
— Middle of the month
SC
— Security Council
CSRS
— Civil Service Retirement System
ALM
— Asset Liability Management
COD
— Cash On Delivery
EXCOM
— Executive Committee
P.L.
— Public Law
SPV
— Special Purpose Vehicle (sometimes Single Purpose Vehicle)
STD
— Standard
USP
— Unique Selling Point
3PL
— Third Party Logistics
DNS
— Domain Name System
HIBOR
— Hong Kong interbank offered rate
NT
— Near-Term
IFB
— Invitation For Bid
CTR
— Currency Transaction Report
EV
— Enterprise Value
PO
— Purchase Order
F/B/O
— For benefit of
PY
— Program Year
IPS
— Investment Policy Statement
G2G
— Government to Government
UNRWA
— United Nations Relief and Works Agency for Palestine Refugees in the Near East
FTE
— Full Time Equivalent
E&IT
— Electronic and Information Technology
ASP
— Active Server Page
BOE
— Bank of England
HCFA
— Health Care Financing Administration
GPP
— Gross Profit Percentage
FIT
— Financial institutions tax
UNU
— United Nations University
URL
— Universal Resource Locator
PDA
— Personal Data Assistant
PNG
— Portable Network Graphics (graphic file standard/extension)
RAM
— random-access memory
MIRR
— Modified Internal Rate of Return
EU
— European Union (1994; formerly referred to as the EEC or EC)
ROM
— Range Of Motion
IDP
— Internally Displaced Person
BI
— Business Intelligence
NOPAT
— Net Operating Profit After Tax
GAAP
— Generally Accepted Accounting Procedures
ABA
— American Bankers Association
CDHP
— consumer-driven health plan
DI
— Disability Insurance
MDB
— Multilateral Development Bank
QDRO
— Qualified Domestic Relations Order
RULPA
— Revised Uniform Limited Partnership Act
A&MM
— Acquisition and Materiél Management
EP
— Earned Premium
M.ED
— Masters in Education
PPO
— Preferred provider organization
PDM
— Product Data Management
SAS
— Statement on Auditing Standards
DFAS
— Defense Financial Accounting Service
POD
— Proof Of Delivery
BLS
— Bureau of Labor Statistics of the United States Department of Labor
OASDI
— Old Age Survivors Disability Insurance
IAEA
— International Atomic Energy Agency
PFA
— Prevention of Food Adulteration Act
BDF
— Beneficiary Designation Form
AE
— Account Executive
NLRB
— National Labor Relations Board
I-TIPS
— Information Technology Investment Portfolio System
ABO
— Accumulated Benefit Obligation
SAM
— Shared-Appreciation Mortgage
RFQ
— Request For Quote
J/E
— Journal entry
GFE
— Good Faith Estimate
UBTI
— Unrelated Business Taxable Income
IVR
— Interactive Voice Response (telephone technology)
TBD
— To Be Determined
NPV
— Net Present Value {economics}
M-O-M
— Month over month
ERV
— Estimated Rental Value
WC
— Worker's Compensation
CAO
— Chief Accounting Officer
FAS
— Free Alongside Ship
PFS
— Personal Financial Specialist
CTO
— Chief Technology Officer
ACO
— Administrative Contracting Officer
DPP
— Direct Participation Program
SM
— Service Mark
DRAM
— Dynamic Random Access Memory (dee-ram) (computing)
NCA
— National Cemetery Administration
AMEX
— American Stock Exchange
U.S. DOL
— United States Department of Labor
BD
— Business Development
P&L
— Profit and Loss statement
GRM
— Gross Rent Multiplier
CTO
— Compensatory Time Off
IETF
— Internet Engineering Task Force
NYSE
— New York Stock Exchange
FSA
— Flexible Spending Account
EBT
— Earnings Before Tax
CPP
— Capital Purchase Program
BS
— Balance Sheet
TL
— Truckload
GSF
— Gross Square Feet
EPA
— Equal Pay Act
PIP
— Performance Improvement Plan
ETR
— Effective Tax Rate
PDA
— Pregnancy Discrimination Act
CPM
— Corporate Performance Management
MSA
— Medical Savings Account
U.S. DOJ
— United States Department of Justice
CUSFTA
— Canada-US Free Trade Agreement
BNA
— Bureau of National Affairs, Inc.
BOV
— Broker’s Opinion of Value
TRO
— Temporary Restraining Order
CP
— Commercial Paper
BPML
— Business Process Modeling Language
BSM
— Black-Scholes-Merton
AMID
— Allowable Miscellaneous Itemized Deductions
IRC
— Internal Revenue Code of 1986
PD
— Paid
CPM
— Continuous Passive Motion
CSHO
— Compliance Safety and Health Officer
IDR
— Issuer Default Rating
ACRS
— Accelerated Cost Recovery System (finance)
PC
— Percent
ARNP
— Advanced Registered Nurse Practitioner
ITC
— Information Technology Center
OA&L
— Office of Acquisition and Logistics
AOV
— Average Order Value
CRO
— Chief Risk Officer
QSC
— Quality, Service, Cleanliness (Ray Kroc's motto for McDonald's)
ZIP
— Zone Improvement Plan
CPM
— Cost Per Thousand
NI
— Net Income
JD
— Job Description
UNEP
— United Nations Environment Program
PY
— Prior Year
3M
— Minnesota Mining And Manufacturing Company
HSA
— Health Savings Account
WTO
— World Tourism Organization
GIF
— Guaranteed Investment Fund
AARP
— American Association of Retired Persons
4P
— Price, Product, Place and Promotion
CISO
— Chief Information Security Officer
GRIT
— Grantor Retained Income Trust
TDI
— Temporary Disability Insurance
UR
— Utilization Review
PGP
— Pretty Good Privacy (encryption)
GRAT
— Grantor Retained Annuity Trust
UNA
— United Nations Association
BMW
— Bayerische Motoren Werke (Bavarian Motor Works)
CPO
— Cost Per Order
IMF
— International Monetary Fund
Q
— Quarter
BU
— Bargaining Unit
AFL-CIO
— American Federation of Labor and Congress of Industrial Organizations
DRP
— distribution requirements planning
DOD
— United States Department of Defense
QMAC
— Qualified Matching Contributions
IRCA
— Immigration Reform and Control Act
CHR
— Commission on Human Rights
STR
— Software Test Report
DC
— Defined Contribution
PAT
— Profit After Tax
CBT
— Computer Based Training
GL
— General Liability
AIG
— American International Group, Inc
LWDI
— Lost Work Day Injury Rate
COTR
— Contracting Officer Technical Representative
MEC
— Modified Endowment Contract
DCA
— Dollar Cost Averaging
QA
— Center for Quality Assurance in International Education
ABS
— Automated Bond System
MIS
— Management Information System (OSHA)
CMA
— Certified Management Accountant
OTB
— Open To Buy
ICC
— International Criminal Court
COO
— Chief Operation Officer
NOA
— Net Operating Assets
CDL
— Commercial Driver's License
ASB
— Accounting Standards Board
CASB
— Cost Accounting Standards Board
RFI
— Request For Information. Sales department shorthand. Special priority when use in conjunction with RFN (see below).
S&U
— Sales and use
CIMA
— Chartered Institute of Management Accountants
O/S
— Outstanding
FAQ
— Frequently Asked Questions (sometimes Pronounced Fak)
IASC
— Inter-Agency Standing Committee
GA
— General Agent
XTML
— eXtensible Telephony Markup Language
AO
— Authorizing Official
EOM
— End Of Month
CPM
— Certified Property Manager
G2B
— Government to Business
LOI
— Letter Of Intent
AGI
— Adjusted Gross Income
MLS
— Multiple Listing Service
DPP
— Deferred Payment Plan
AMD
— Advanced Micro Devices, Inc. (producer of computer chips)
FY
— Fiscal Year
EOE
— Equal Opportunity Employer
FOIA
— Freedom of Information Act
LBB
— Legislative Budget Board
AAA-CPA
— American Association of Attorney-Certified Public Accountants
ASU
— Accounting Standards Update
IPCS
— International Programme on Chemical Safety
IRIN
— Integrated Regional Information Networks
DOJ
— Department of Justice (US)
ISDN
— Integrated Services Digital Network
MTF
— Medical Treatment Facility
MI
— Mortgage Insurance
AEI
— American Enterprise Institute
CVP
— Cost-Volume-Profit
CFROI
— Cash Flow Return on Investment
IC
— Internal Control
DCR
— Debt Coverage Ratio
TAM
— Television Audience Measurement
FANNIE MAE
— Federal National Mortgage Association (a privately owned corporation)
ICJ
— International Court of Justice
EA
— Enrolled Agent
ATR
— Americans for Tax Reform
TM
— Trademark
HAZMAT
— Hazardous Material
NFIP
— National Flood Insurance Program
CAPM
— Capital Asset Pricing Model
REC
— Renewable Energy Certificate
POD
— Payable on Death
ERP
— Estimated Retail Price
ATB
— Across the Board
HR
— Human Resource
OID
— Original Issue Discount
RAID
— Redundant Array of Inexpensive Disks
RTF
— Rich Text Format
VPN
— Virtual Private Network (ATM)
POS
— Point Of Sale.Retail term, being the physical point at which products are displayed on shelves or paid for at the checkout, as in the EPOS acronym.
RTW
— Return To Work
FTD
— Federal Tax Deposit
SAR
— Stock Appreciation Right
CIT
— Corporate Income Tax
COS
— Chief of Staff
CRM
— Client Relationship Management
PFD
— Preferred
COOP
— Continuity of Operations
CME
— Chicago Mercantile Exchange
ACV
— Actual Cash Value
MLM
— Multi-Level Marketing
IDA
— International Development Association
RO
— Regional Office
TCE
— Tangible Common Equity
ATO
— Asset Turnover
PLR
— Private Letter Ruling
FNA
— Financial needs analysis
EPZ
— Export Processing Zone
MACRS
— Modified Accelerated Cost Recovery System (IRS)
DBA
— Data Base Administrator
SBC
— Southwestern Bell Corporation
C&F
— Cost and Freight
FDA
— Food Drug Administration
CA
— Confidentiality Agreement
DDU
— destination delivery unit
EMS
— Eastern Mountain Sports
CAGR
— Compounded Annual Growth Rate
SOP
— Statement Of Position
REPO
— Repurchase Agreement
NAM
— National Association of Manufacturers
DPA
— Department of Political Affairs
MTD
— Month-to-date
PRC
— Peer Review Committee
AL
— Assisted Living
CPC
— Cost Per Click-through
BAT
— Business Activity Tax
CAI
— Computer Assisted Instruction
SB
— Senate Bill
DOE
— United States Department of Energy (government)
RAP
— Regulatory Accounting Principles
EE
— Employee
LOS
— Length of Stay
BCC
— Blind Copied
PC
— Personal computer (host)
POP
— Premium Only Plan
POP
— Point Of Presence (Internet)
SEPA
— Single Euro Payments Area
TIPS
— Treasury Inflation-Protected Securities
LLLP
— Limited Liability Limited Partnership
CSF
— Critical Success Factor
ECA
— Economic Commission for Africa
MLR
— Monthly Labor Review
CAFR
— Comprehensive Annual Financial Report
AACU
— American Association of Colleges and Universities
ALEX
— AUTOMATED LABOR EXCHANGE
VAGFE
— VA-owned Government Furnished Equipment
CFR
— Code of Federal Regulations
SOHO
— Small Office Home Office
MLR
— Medical Loss Ratio
DPI
— Department of Public Information
MAD
— Mean Absolute Deviation
CAE
— Certified Association Executive
FTE
— Full-Time Employee
NOC
— Net Operating Capital
OPR
— Other People's Resources
IBNR
— Incurred But Not Reported
AQL
— Acceptable Quality Level
O&M
— Operation and Maintenance
CGQ
— Corporate Governance Quotient
TVM
— Time Value of Money
IBR
— Income-based repayment
NPW
— Net Present Worth
WHA
— World Health Assembly
UL
— Universal Life
SG&A
— Selling, general, and administrative expenses
FSS
— Federal Supply Schedule
CPI
— Cost Performance Index
EPI
— Expanded Programme on Immunization
CGA
— Charitable Gift Annuity
SGA
— Substantial Gainful Activity
ERS
— Economic Research Service
7S
— Strategy, Structure, Systems, Style, Staff, Skills, Shared values
DOC
— Doctor
PCI
— Per Capita Income
OTS
— Office of Thrift Supervision
APPROX
— Approximate
EGM
— Extraordinary General Meeting
TAM
— Technical Advice Memorandum
DM
— Direct Mail
CIX
— Commercial Internet Exchange
SOS
— Sound On Sound
SMT
— Senior Management Team
IME
— Independent Medical Examination
IBM
— International Business Machines Corporation
TIP
— Transportation Improvement Program
NOW
— Negotiable Order of Withdrawal
RONA
— Return On Net Assets
CK
— Calvin Klein
BAFO
— Best and Final Offer
BRIC
— Brazil, Russia, India and China
QMCSO
— Qualified Medical Child Support Order
LMRDA
— Labor-Management Reporting and Disclosure Act of 1959
GPO
— Government Printing Office
FFY
— Federal Fiscal Year
IRA
— Individual Retirement Arrangement
A&W
— Allen & Wright (Roy Allen and Frank Wright combined their initials to name A&W Root Beer in 1922)
NAFEP
— National Association of Financial and Estate Planning
PPI
— Producer Price Index
ROI
— Return on Investment
AMTI
— Alternative Minimum Taxable Income
CDC
— Center for Disease Control and Prevention
AER
— Annual Equivalent Rate
AGR
— Adjusted Gross Revenue
SBLC
— Standby Letter of Credit
GOV
— Government Owned Vehicle
ELP
— Electing large partnership
PERT
— Program Evaluation and Review Technique
LEPO
— Low Exercise Price Option
WRKSHP
— Workshop
TDA
— Tax Deferred Annuity
FUBU
— For Us By Us
PHC
— Personal Holding Company
FRB
— Federal Reserve Board
IRS
— U.S. Internal Revenue Service
ETN
— Exchange Traded Note
ITU
— International Telecommunication Union
AICPA
— L'American Institute of Certified Public Accountants
SCORE
— Service Corps Of Retired Executives
CRM
— Customer Relationship Management
PRI
— Primary Rate Interface (ISDN)
CPR
— Cardio-Pulmonary Resuscitation
DOI
— Date of Injury
SOL
— Statute of Limitations
AFDA
— Allowance for Doubtful Accounts
PHP
— PHP Hypertext Processor
ESI
— Electronically Stored Information
NQDC
— Nonqualified deferred compensation
HDI
— Human Development Index (UNDP yardstick of human welfare)
LOB
— Line-Of-Balance
POC
— Proof of Claim
DOL
— Degree of Operating Leverage
CIO
— Chief Investment Officer
POP
— Point Of Purchase
CCP
— Certified Compensation Professional
ADEA
— Age Discrimination and Employment Act
WAASE
— Division for Western Asia, Arab States and Europe
AOQL
— Average Outgoing Quality Level
SEA
— Securities Exchange Act
SE
— Self Employed
OMB
— Office of Management and Budget (U.S.)
ROG
— Receipt Of Goods
NIBCL
— Non-interest bearing current liabilities
AMF
— American Machine & Foundry (bowling lane operators and former owners of Harley Davidson motorcycles)
AMA
— American Medical Association
ILAB
— Bureau of International Labor Affairs
SBO
— Small Business Owner
CUPA
— College and University Personnel Association
ACC
— Administrative Committee on Coordination
IDIT
— Intentionally defective irrevocable trust
ACASTD
— Advisory Committee on the Application of Science and Technology to Development
LC
— Letter of Credit
AX
— Armani Exchange
ERISA
— Employee Retirement Income Security Act
AD&D
— Accidental Death and Dismemberment
CESA
— Coverdell education savings account
GSI
— general salary increase
LCA
— Labor Condition Application
NGO
— Non-governmental organization. (Red Cross/Crescent, Doctors without Borders, etc.)
GRP
— Gross Rating Point
ATCF
— After Tax Cash Flow
MOH
— Music On Hold
DTL
— Deferred Tax Liability
PIC
— Prior Informed Consent
UGMA
— Uniform Gifts to Minors Act (largely replaced by UTMA)
SRM
— Supplier Relationship Management
ITARS
— IT Acquisition Request System
AJB
— America’s Job Bank
GSA
— U.S. General Services Administration
SC
— Securities Commission
MAS
— Multiple-Award Schedule
IIA
— Institute of Internal Auditors
IACSD
— Inter-Agency Committee on Sustainable Development
TAN
— Tax Anticipation Note
OJT
— On-The-Job-Training
ESA
— Coverdell education savings account
HDR
— Humanitarian Daily Ration
CMM
— Capability Maturity Model
EXP
— Export
EEPROM
— Electric Erasable Programmable Read Only Memory
AAR
— Average Annual Return
HFA
— Housing Finance Agency
IM/IT
— Information Management/Information Technology
AT&T
— American Telephone and Telegraph (U.S. company, also known as "Ma Bell")
FRS
— Federal Reserve System
COST
— Council on State Taxation
ECP
— Emergency Conservation Program
QCEW
— Quarterly Census of Employment and Wages
SS
— Social Security
DW
— Dislocated Worker
NAB
— Non-accrual basis
JIT
— Just in time
FRV
— Fair Rental Value
MDGD
— Management Development and Governance Division
MTC
— Multistate Tax Commission
EOU
— Export Oriented Unit
EOB
— Explanation Of Benefits
PSC
— Personal Service Corporation
NSX
— National Stock Exchange
TDC
— Total Direct Compensation
BCR
— Benefit/Cost Ratio
LAR
— Legislative Appropriations Request
NL
— No-Load
COD
— Cancellation of Debt
TCBY
— The Country's Best Yogurt
URO
— Utilization Review Organization
AJE
— Adjusting Journal Entry
WC
— Working Capital
PNP
— Plug aNd Play
WIP
— Work in Process
FHLB
— Federal Home Loan Bank
SFH
— Single Family Home
BDC
— Business Development Center
ASP
— Application Service Provider
ADI
— After Date of Invoice
ASAE
— American Society of Association Executives
GPI
— Gross potential income
EOI
— Expression Of Interest
SERP
— Supplemental Executive Retirement Plan
SIC
— Standard Industrial Classification (Code)
ART
— Annual Renewable Term (life insurance)
HQ
— Headquarters (HDQ Preferred)
REI
— Recreational Equipment, Inc.
SNA
— System of National Accounts
MLP
— Master Limited Partnership
ADEA
— Age Discrimination in Employment Act's
DFL
— Degree of Financial Leverage
DOLETA
— Department of Labor Employment and Training Administration
NSA
— National Society of Accountants
ATP
— Accredited Tax Preparer
DAGMAR
— Defining Advertising Goals for Measured Advertising Results
ATA
— Accredited Tax Advisor
ACC
— Accounting Classification Code
SDB
— Small Disadvantaged Business
LPA
— Licensed Public Accountant
WT
— Warrant
FSI
— Free Standing Insert
ADC
— Acquisition, Development, and Construction
FS
— Financial Statement
BCA
— Business Continuity Plan
HELOC
— Home Equity Line of Credit
RBM
— Roll Back Malaria
AA
— Author Alteration
PMI
— Private Mortgage Insurance
PILOT
— Payment In Lieu Of Taxes
JOA
— joint operating agreement
W/C
— Working Capital
BID
— Business Improvement District
CSO
— Commissioners Standard Ordinary
DCF
— discounted cash flow rate
DRP
— Disaster Recovery Plan
ILIT
— Irrevocable Life Insurance Trust
CGS
— Cost of Goods Sold
DSO
— Day Sales Outstanding
RTO
— Reverse Take-Over
A/P
— Accounts Payable
HR
— HUMAN RESOURCES
DHL
— Dag Hammarskjöld Library
MBDA
— Minority Business Development Agency
COGS
— Cost of Goods Sold
FCFE
— Free Cash Flow to Equity
UNAMIC
— United Nations Advance Mission In Cambodia
ADJ
— Adjust
ERTA
— Economic Recovery Tax Act
LF
— Labor Force
NNN
— Triple Net (Lease)
IPTF
— International Police Task Force
CBIT
— Comprehensive Business Income Tax
A/R
— Accounts Receivable
DRTV
— Direct Response Television
QAI
— Quality Assurance International
MCI
— Microwave Communications Incorporated
CC
— Civil Code
UNMISET
— United Nations Mission of Support in East Timor
OPM
— Office of Personnel Management
DPO
— Days payables outstanding
LTL
— Less Than Truckload Lot
ST
— Short-Term
ISA
— International Seabed Authority
NSA
— Not Seasonally Adjusted
TCO
— Total Cost of Ownership
UNCIP
— United Nations Commission for India and Pakistan
ASG
— Assistant Secretary General
NCOA
— National Change Of Address
MMDA
— Money Market Deposit Account
APV
— Adjusted Present Value
DTI
— Department of Trade and Industry (UK)
C-TPAT
— Customs-Trade Industry Against Terrorism
MLP
— Minimum lease payments
JOLTS
— Job Openings and Labor Turnover Survey
ADP
— Average Deferral Percent
CFE
— Certified Financial Examiner
RP
— Repurchase Agreement
FAK
— Freight all kinds
ABCP
— Asset Backed Commerical Paper
FCRA
— Fair Credit Reporting Act
FASAC
— Financial Accounting Standards Advisory Council
OJT
— On the Job Training
GED
— General Equivalency Diploma
FASB
— Financial Accounting Standards Board
UTD
— Under Trust Dated
AAA
— authentication, authorization, and accounting
P2P
— Peer to Peer (as in music file sharing systems like KaZaA)
UNICRI
— United Nations Interregional Crime and Justice Research Institute
FCC
— Federal Communications Commission (US)
AA
— Adverse Action
BRI
— Basic Rate Interface
CICA
— Competition in Contracting Act (1984)
NRI
— Net Revenue Interest
ALDEP
— Automated Layout Design Programs
FWT
— Federal Withholding Tax
DJIA
— Dow Jones Industrial Average
EOI
— Evidence of Insurability
SA
— Seasonally Adjusted
NDA
— Non-Disclosure Agreement
AMT
— Amount for Married Taxpayers
SOC
— Standard Occupational Classification
BOO
— Build Own Operate
NAVPS
— Net Asset Value Per Share
AAAA
— American Association of Advertising Agencies
ABA
— Accredited Business Accountant
EITC
— Earned Income Tax Credit
IANA
— Internet Assigned Numbers Authority
VA
— Veterans Administration
FP
— Fixed Price
BHAG
— Big Hairy Audacious Goal
MRO
— Maintenance, repair, and overhaul
ITF
— In Trust For
ECM
— Excess cash margin
ROW
— Right-Of-Way
ROR
— Return on Revenue
SAR
— Summary Annual Report
REIT
— Real Estate Investment Trust
D/O
— Delivery Order
A/E
— Architect/Engineer
DIH
— Days Inventory Held
PCFRC
— Private Company Financial Reporting Committee
CPSC
— Consumer Products Safety Commission
TPD
— Temporary Partial Disability
ESCAP
— Economic and Social Commission for Asia and the Pacific (UN)
OSG
— Office of the Secretary-General
CHRO
— Chief Human Resource Officer
COLA
— Cost of Living Adjustment (or Allowance)
SIAP
— Statistical Institute for Asia and the Pacific
BOMA
— Building Owners and Managers Association
SMA
— Simple Moving Average
PCCM
— Percentage-of-completion/capitalized cost method
NFO
— Net Financial Obligations
REV. RUL.
— Revenue Ruling
IMAP
— Internet Message Access Protocol
MPS
— Marginal Propensity to Save
ROA
— Regional Office for Africa
CPA
— Comprehensive Plan of Action
CMBS
— Commercial mortgage-backed securities
TCN
— Third Country National
MOM
— Message Oriented Middleware
AGC
— Associated General Contractors of America
IFRIC
— International Financial Reporting Interpretations Committee
DBT
— Days Beyond Terms
NTIS
— National Technical Information Service Technology Administration
OB
— Office of Budget
AIDA
— Attention, Interest, Desire, Action
BOOT
— Build Own Operate Transfer
ALJ
— Administrative Law Judge
REV. PROC.
— Revenue Procedure
SNE
— Salaried Non-Exempt
MBTI
— Myers-Briggs Type Indicator
NAFTA-TAA
— NAFTA Transitional Adjustment Assistance
IMO
— International Maritime Organization
SBU
— Strategic Business Units
M/M
— Month-over-month
CIC
— Consumer Information Center
CNF
— Cost, not freight
SOA
— Service-Oriented Architecture
CFO
— Communication Filing Officer
CMS
— Content Management System
FMLA
— Family and Medical Leave Act
DCPP
— Defined Contribution Pension Plan
RSI
— Relative Strength Indicator
DBMS
— Data Base Management System
CTV
— Capital Timber Value
PM
— Project Manager
GAO
— Government Accountability Office [formerly the General Accounting Office]
CASE
— computer-automated software engineering
SESA
— State Employment Security Agency
MRD
— Minimum Required Distribution
SAR
— Suspicious Activity Report(ing)
CRT
— Charitable Remainder Trust
DOH
— Days inventory On Hand
EVA
— Economic Value Added
BOS
— Behavior Observation Scale
CODA
— Cash or Deferred Arrangement (401K)
MLS
— Mass Layoff Statistics
ROP
— Run of Press
PLM
— Product Lifecycle Management
APY
— Annual Percentage Yield
EOY
— End-Of-Year
QTD
— Quarter-to-Date
UNHCR
— United Nations High Commissioner for Refugees Program
ALC
— Alien Labor Certification
USG
— Under Secretary General
DOL
— United States Department of Labor
A/E
— Accured expense
RIA
— Registered Investment Advisor
SUTA
— State Unemployment Tax Act
ABMS
— Activities Based Management System
ECOA
— E-Mail Change of Address
DCAP
— Dependent Care Assistance Program
PTE
— Pass-Through Entity
ABP
— Average Benefit Percentage
CC
— Capital Contribution
BOT
— Balance of Trade
GIF
— Graphic Interchange Format
PDQ
— Position Description Questionnaire
OCF
— Operating Cash Flow
NLRA
— National Labor Relations Act
NFA
— Net Financial Assets
PHR
— Professional in Human Resources Certification
CERD
— Committee on the Elimination of Racial Discrimination
ECOWAS
— Economic Community of West African States
NIH
— NATIONAL INSTITUTE OF HEALTH
POQ
— Periodic Order Quantity
NRE
— Net realizable equity
INSARAG
— International Search and Rescue Advisory Group
LFY
— Last Fiscal Year
CORBA
— Common Object Request Broker Architecture
FTC
— Federal Trade Commission (U.S.)
CFAT
— Cash Flow After Taxes
PE
— Price-earnings ratio
SSB
— Securities Supervisory Board
WIPO
— World Intellectual Property Organization
KSAO
— Knowledge, Skills, Abilities and Other
CFIUS
— Committee on Foreign Investment in United States
UNISPAL
— United Nations Information System on the question of Palestine
VSNL
— Videsh Sanchar Nigam Limited
UI
— User Interface
FOM
— Field Operations Manual
ISO/MSP
— Independent sales organization/Member service provider
BBDO
— Batten, Barton, Durstine & Osborn
FSLMRA
— Federal Service Labor-Management Relations Act
UPU
— Universal Postal Union
JPEG
— Joint Photographic Experts Group (24-bit image storage format)
OAS
— Option Adjusted Spread
XHTML
— Extensible Hypertext Markup Language
ROS
— Run Of Schedule
HVAC
— Heating, Ventilation, and Air Conditioning
UN
— United Narions
IATA
— International Air Transport Association
PERL
— Practical Extraction and Report Language
B2C
— Business to Consumer
GICS
— Global Industry Classification Standards
IMRB
— Indian Market Research Bureau
A&H
— Accident and health insurance
CRUT
— Charitable Remainder Unitrust
OIBITDA
— Operating Income Before Interest, Taxes, Depreciation and Amortization
PR
— Public Relations
ROGFA
— Return on Gross Fixed Assets
WRA
— Weighted Risk Assets
UTMA
— Uniform Transfers to Minors Act
LWP
— Leave With Pay
HUD
— Department of Housing and Urban Development (U.S.)
MANOVA
— Multivariate Analysis of Variance
BPM
— Business Performance Management
ATB
— Accountants Trial Balance
AED
— United Arab Emirates Dirham
NMS
— Normal Market Size
B2B
— Business to Businesse
VDT
— Video Display Terminal
FCF
— Free Cash Flow
MSRP
— Manufacturer's Suggested Retail Price
VC
— Venture Capital
PVGO
— Present Value of Growth Opportunities
CPG
— Consumer Packaged Goods
CFA
— Committee on Food Aid Policies and Programmes
BLM
— Bureau of Land Management of United States Department of the Interior
ESOP
— Employee Stock Ownership Plan
TIL
— Truth in Lending
TIN
— Taxpayer Identification Number
ACP
— Actual deferral percentage
ECF
— Extended Care Facility
OTCEI
— Over the Counter Exchange of India (stock exchange)
DCAP
— Dependent Care Assistance Plan
CROGI
— Cash Return on Gross Investment
SEPG
— Software Engineering Process Group
AFTP
— Anonymous File Transfer Protocol
CPA
— Certified Public Accountant
ABV
— Accredited in Business Valuation
MPEG
— Moving Picture Experts Group (International Standards Organisation/International Electrotechnical Commission)
NSA
— National Safety Associates
MC
— Market Capitalization
TSR
— Tactical Studies Rules
FRA
— Full Retirement Age
CAD
— Cash Available for Distribution
RISC
— Reduced Instruction Set Computer
OASDHI
— Old Age, Survivors, Disability and Health Insurance Act
BOT
— Board of Trustees
WI
— Working Interest
STP
— Software Test Plan
DUNS
— Data Universal Numbering System
PEO
— Professional Employer Organization
JD
— Juris Doctorate
EISA
— Extended Industry Standard Architecture
SS
— Safety Stock
CI
— Contract Item
ESOP
— Employee Stock Option Plan
DIC
— Document Identifier Code
AR
— Accounts Receivable
SEO
— Search Engine Optimizer
CICP
— Centre for International Crime Prevention
EPPA
— Employee Polygraph Protection Act
GMWB
— Guaranteed Minimum Withdrawal Benefit
ICPD
— International Conference on Population and Development
OE
— Operating Expense
MER
— Management Expense Ratio
SCM
— Supply Chain Management
MUPLA
— Model Uniform Products Liability Act
CMMI
— Capability Maturity Model Integrated
LYON
— Liquid Yield Option Note
MTB
— Motor transportation broker
LCM
— Lower of Cost or Market
ROCE
— Return On Capital Employed
FFIEC
— Federal Financial Institutions Examination Council
LTIP
— Long-Term Incentive Plan
RIC
— Regulated Investment Company
IASC
— International Accounting Standards Committee
B&P
— Bid & Proposal
BRE
— Business Reply Envelope
PVFC
— Prepaid variable forward contract
IBRD
— International Bank For Reconstruction And Development (part Of The World Bank)
T&D
— Training and Development
FECA
— Federal Employer’s Compensation Act
CDI
— Category Development Index
MRPS
— Mandatorily redeemable preferred stock
OER
— Operation Expense Ratio
EFT
— Electronic Funds Transfer
RTW
— Right to Work
CBOT
— Chicago Board of Trade
GIM
— Gross Income Multiplier
MIME
— Multipurpose Internet Mail Extension
ALTA
— American Land Title Transfer
MVIC
— Market Value of Invested Capital
BTT
— Business Transfer Tax
LOS
— Law Of The Sea
SNF
— Skilled Nursing Facility
ATOI
— After Tax Operating Income
TTD
— Temporary Total Disability
SDI
— State Disability Insurance
GE
— General Electric American Communications Inc.
HAFA
— Home Affordable Foreclosure Alternative program
IASB
— International Accounting Standards Board
LWO
— Leave without pay
AIA
— American Institute of Architecture
GAAS
— Generally Accepted Auditing Standards. Perhaps only marginally less contradictory than GAAP, but they do exist, honestly.
SBLI
— Savings Bank Life Insurance
CIF
— Cost, Insurance, and Freight (Paid) (shipping)
LT
— Lead Time
DUSH
— Deputy Under Secretary for Health
FFO
— Funds from operations
NACUBO
— National Association of College & University Business Organizations
PEG
— Price to Earnings Growth
YOY
— Year-over-year
OASDI
— Old Age and Survivors Disability Insurance
VSOE
— Vendor-Specific Objective Evidence
APR
— Annual Percentage Rate
NFFE
— Nonfinancial foreign entity
T&C
— Terms & Conditions
ATO
— Administrative Time Off
UNGOMAP
— United Nations Good Offices Mission In Afghanistan and Pakistan
SRA
— Supplemental Retirement Annuity
AAG
— Audit and accounting guides
TTM
— Trailing Twelve Months
CEMP
— Comprehensive Emergency Management Program
SIB
— Securities and Investment Board
ACFE
— Advisory Committee on Forestry Education
HFS
— Hold for sale
BOC
— Budget Object Code
ITMP
— Information Technology Management Program
CMO
— Chief Marketing Officer
ALV
— Average Lease Value (Cars)
EIN
— Employer Identification Number
FAO
— Food and Agriculture Organization of the United Nations
AMPS
— Auction Market Preferred Stock
ABF
— Asset-Based Financing
NFE
— Net Financial Expense
NVI
— Negative Volume Index
AFR
— Applicable Federal Rate
TEV
— Total Enterprise Value
GST
— Goods and Services Taxation
CBCMC
— Clinical Bar Code Multidisciplinary Committee
GOOS
— Global Ocean Observing System (IOC, UNESCO, WMO, and ICSU)
CEDAW
— Committee on the Elimination of Discrimination against Women
TPL
— Third-Party Liability
MSA
— Merit Salary Adjustment
NCUSIF
— National Credit Union Share Insurance Fund
SIPC
— Securities Investor Protection Corporation
FCA
— Farm Credit Administration
CIMC
— Certified Investment Management Consultant
EIS
— Environmental Impact Statement (US)
WAP
— Wireless Application Protocol
NAAS
— Network as a Service
NDNH
— National Directory of New Hires
DDSN
— Demand-driven supply networks
UNHCHR
— United Nations High Commissioner for Human Rights
COI
— Conflict Of Interest
AAPC
— Accounting and Auditing Policy Committee
OA
— Operating Assets
ESO
— Employee Stock Option
PTO
— Paid Time Off
POS
— Point of Service Plan
GAAP
— Generally Accepted Accounting Principles
ACV
— Account Current Value
CLAT
— Charitable Lead Annuity Trust
CEPS
— Cash Earnings Per Share
DIO
— Days Inventory Outstanding
HP
— Hewlett Packard's
AFICS
— Association of Former International Civil Servants
CSCS
— Computer Software Components
FNMA
— Federal National Mortgage Association
OP
— Order Point
FICA
— Federal Insurance Contribution Act
EVM
— Earned Value Management
DFEH
— Department of Fair Employment and Housing's
CADR
— Cash available for distribution before debt reduction
WMO
— World Meteorological Organization (ICSU)
ROTA
— Return On Total Assets
MRQ
— Most Recent Quarter
ICANN
— Internet Corporation for Assigned Names and Numbers
CAT
— Commercial Activity Tax
UCI
— Unemployment Compensation Insurance
ADR
— Asset Depreciation Range (finance)
CGMA
— Chartered Global Management Accountant
ACP
— Average Contribution Percentage
CFA
— Chartered Financial Analyst
CEA
— Commodity Exchange Authority
ROOA
— Return on Operating Assets
BTCF
— Before Tax Cash Flow
EBSA
— Employee Benefits Security Administration
ISSA
— International Securities Services Association
CPHR
— California Professional in Human Resources Certification
ECI
— Employment Cost Index
VAO
— Virtual Acquisition Office
SIV
— Structured Investment Vehicle
CGT
— Capital Gains Tax
CAM
— Common Area Maintenance (charges related to commercial leases)
BPD
— barrels per day
ALBM
— Automated Lending and Borrowing Mechanism
CLUT
— Charitable Lead Unitrust
CIP
— Capital Investment Proposal
DESIPA
— Department for Economic and Social Information and Policy Analysis
EBRI
— Employee Benefit Research Institute
NAR
— National Association of Realtors
RRSP
— Registered Retirement Savings Plan (Canada; Roughly Equivalent To The IRA In The U.S.)
ICSAB
— International Civil Service Advisory Board
IP
— Intellectual Property
CVLI
— Cash Value Life Insurance
OSHA
— Occupational Safety and Health Act (1970)
CODASYL
— Committee on Data Systems Languages
BBB
— Better Business Bureau's
DOT
— Dictionary of Occupational Titles
NNN
— Net Net Net
PERAB
— President's Economic Recovery Advisory Board
CB
— Carryback
OASDHI
— Old Age, Survivors, Disability, and Health Insurance
EGI
— Effective Gross Income
DBO
— Death Benefit Only
ZEN
— Zero Effort Network
SB/SDB
— Small Business/Small Disadvantaged Business
NASDAQ
— National Association for Security Dealers and Automatic Quotation
FMCS
— Federal Mediation and Conciliation Service
SEM
— Shared-Equity Mortgage
TSR
— Terminate and Stay Resident [software program]
UPS
— United Parcel Service, Inc.
DRO
— Domestic Relations Order
L/C
— Letter of Credit
PBO
— Projected Benefit Obligation
ABLOS
— Advisory Board on the Law of the Sea
WIP
— Work In Progress (process)
OIOS
— Office of Internal Oversight Services
GPM
— Graduated Payment Mortgage
USF
— Usable Square Feet
PIK
— Payment in Kind
NOL
— Net Operating Loss
HECM
— Home Equity Conversion Mortgage
UNVFVT
— United Nations Voluntary Fund for Victims of Torture
CFP
— Certified Financial PlannerTM
BOI
— Business Object Interface
TAMRA
— Technical and Miscellaneous Revenue Act of 1988
BIS
— Bank of International Settlements
DAPT
— Domestic Asset Protection Trust
AFB
— American Farm Bureau, Inc.
CO
— Compliance Officer
EDI
— Electronic Date Interchange
A&S
— Accident and sickness insurance
CMYK
— Cyan, Magenta, Yellow, Black
NAFTA
— North American Free Trade Agreement
INA
— Immigration and Naturalization Act
ROC
— Rate of Change
HC
— human capital
CPIC
— Capital Planning and Investment Control
AAGR
— Annual average growth rate
AGT
— Agent
ROAE
— Return on Assets Employed
MTTR
— Mean Time To Recovery
HDAPT
— Hybrid domestic asset protection trust
PDA
— Payday Advance Loan
COHRS
— Central Office Human Resources Service
ASTD
— American Society for Training and Development
EIC
— Earned Income Credit
UNDOF
— United Nations Disengagement Observer Force
CPLTD
— Current portion of long-term debt
BCP
— Business Continuity Plan
FSLIC
— Federal Savings & Loan Insurance Corporation
LSE
— London Stock Exchange
CUM
— Cumulative
CFS
— Container Freight Station
C2C
— Customer to Customer
BOA
— Basic Ordering Agreement
CMA
— Certified Management Accountant
NAICS
— North American Industry Classification System
EPCM
— Exempt-contract, percentage-of-completion method
UNFPA
— United Nations Fund for Population Activities (see www.unfpa.org)
UTLZTN
— Utilization
IAP
— Initial advance payment
PBT
— Profit Before Tax
UNCCD
— United Nations Convention to Combat Desertification
ECAB
— Employee's Compensation Appeals Board
PGI
— Potential Gross Income
HRD
— Human Resource Development
ICTY
— International Criminal Tribunal for the Former Yugoslavia
CCL
— Center for Creative Leadership
ROS
— Return on Sales
BAT
— Budget Advisory Team
ECE
— Economische Commissie voor Europa (United Nations) (Dutch: Economic Commission for Europe)
(X)
— Export
ESL
— English as a second language
USRPHC
— U.S. real property hodling corporation
NRI
— Net Rising Index
EEOICPA
— Energy Employee Occupational Illness Compensation Program Act
DVA
— Debt value adjustment
ROU
— Right of Use
PW
— present worth
HR
— Headquarters Report
HRM
— Human Resource Management
RR
— retention rate
GNMA
— Government National Mortgage Association
ECP
— Engineering Change Proposals
HDML
— Handheld Device Markup Language
PHI
— Protected Health Information
AFP
— Association for Financial Professionals
DMFAS
— Debt Management and Financial Analysis System
CAPS
— Convertible Adjustable Preferred Stock
RFPA
— Right to Financial Privacy Act of 1978
EPS
— Earnings per share
IDA
— Industrial Development Authority
LT
— Long Terme
IRDA
— Insurance Regulatory Development Authority
TRASOP
— Tax Reduction Act ESOP
CISSP
— Certified Information Systems Security Professional
DOM
— Distributed Order Management
WTO
— World Trade Organisation
NCCUSL
— National Conference of Commissioners on Uniform State Laws
JEC
— Joint Economic Committee
LHWCA
— Longshore and Harbor Worker’s Compensation Act
TC
— Trusteeship Council (UN)
NOI
— Net Operating Income
FRF
— Financial Reporting Framework
ACRB
— Architectural Change and Review Board
RSA
— Rivest-Shamir-Adleman
MSER
— Multi-state Employer Registration
LR
— Labor Relations
GR
— General Revenue
STTR
— Small Business Technology Transfer
USRPI
— U.S. real property interest
DINKS
— Dual Income, No Kids
NAC
— National Acquisition Center
UNOGBIS
— United Nations Peace-Building Support Office in Guinea-Bissau
PBGC
— Pension Benefit Guaranty Corporation
ATB
— Adjusted Trial Balance
PITI
— Principal, Interest, Taxes, and Insurance
ADI
— Area of Dominant Influence
TESSA
— Tax-Exempt Special Savings Account
ECOMOG
— Economic Community of West African States' Monitoring Observer Group
S&P
— Standard & Poor's
BML
— Bean Markup Language
PCE
— Personal consumption expenditure; personal consumption expenditure deflator
REMIC
— Real Estate Mortgage Investment Conduit
IRMAA
— Income Related Medicare Adjustment Amount
P&G
— Proctor and Gamble
BIA
— Business Impact Analysis
FMV
— Fair Market Value
AML
— Adjustable Mortgage Loan
B.A.
— Bachelor of Arts
UNCCP
— United Nations Conciliation Commission for Palestine
CFTC
— Commodity Futures Trading Commission
UNDAF
— United Nations Development Assistance Framework
TEFRA
— Tax Equity and Fiscal Responsibility Act of 1985
GIC
— Guaranteed Investment Contract
OCHA
— Office for the Coordination of Humanitarian Affairs
FIE
— Foreign-Invested Enterprise
UNCED
— United Nations Conference on Environment and Development
QSF
— Qualified Settlement Fund
B&O
— Business and Occupation
STAR
— Satellite Television Asian Region, Ltd.
ACFR
— Advisory Committee on Fishery Research
CMSA
— Consolidated Metropolitan Statistical Area
ACW
— African Centre for Women
HHS
— Health and Human Services Department
BCFD
— Billion Cubic Feet per Day
VA
— Veterans Affairs
QME
— Qualified Medical Examiner
0DSAC
— 90 days, same as cash
EMV
— Europay, Master Card and Visa
BOD
— Board of Directors (Budget)
YRT
— Yearly Renewable Term
ADP
— Applicable Distribution Period
AATF
— Airport and Airway Trust Fund
SLOB
— Separate Line of Business
GPO
— Guaranteed Purchase Option
FITW
— Federal Income Tax Withholding
UNOMIL
— United Nations Observer Mission In Liberia
FAS
— Financial Accounting Standards
VIE
— Variable Interest Entity
FHLMC
— Federal Home Loan Mortgage Corporation, United States
ATU
— Annual Tax Unit
DIP
— Debtor In Possession
PE
— Price to Earnings Ratio
SSA
— Social Security Administration
VWAP
— Value Weighted Average Price
IOS
— International Organization for Standards
FACHE
— Fellow in American College of Healthcare Executives
OD
— Organizational Development
GASB
— Governmental Accounting Standards Board
FHA
— Federal Housing Administration
LTO
— Long-Term Option
UNCC
— United Nations Compensation Commission
ASEAN
— Association of South East Asian Nations
ADAS
— Associate Deputy Assistant Secretary
C&B
— Compensation and Benefits
IBEW
— International Brotherhood of Electrical Workers
JTPA
— Job Training Partnership Act
SSD
— Social Security Disability
CEA
— Chief Enterprise Architect
CHL
— Customs house license
CLA
— Cross-Licensing Agreement
PTP
— Publicly Traded Partnership
FACCT
— Foundation for Accountability
FERC
— Federal Energy Regulatory Commission (U.S.)
ADP
— Attention Dial Pulse
FAME
— Facilities Maintenance Engineering
BRC
— Business Reply Card
BPO
— Bargain Purchase Option
AD & D
— Accidental Death and Dismemberment
IRP
— Industry Risk Premium
TRA
— Tax Reform Act
DSPP
— Direct Stock Purchase Plan
SDVOSB
— Service-Disabled Veteran-Owned Small Business
UNCIVPOL
— United Nations Civilian Police
UNAFRI
— United Nations African Institute for the Prevention of Crime and the Treatment of Offenders
CSV
— Cash Surrender Value
ITIL
— Information Technology Infrastructure Library
SARSEP
— Salary Reduction Simplified Employee Pension Plan
AFTS
— Automatic Funds Transfer Services
AMCD
— Audit and Management Consulting Division
SBRB
— Small Business Research Board
MBE
— Mortgage banking enterprise
NACM
— National Association of Credit Management
LEC
— Local Exchange Carrier
REA
— Return on assets
OHCHR
— Office of the United Nations High Commissioner for Human Rights
UNCTAD
— United Nations Conference on Trade and Development
RJP
— Realistic Job Preview
DCAA
— (U.S.) Defense Contract Audit Agency
CSUM
— Common Security User Manager
VAT
— Value-added taxes
CSO
— Central Statistical Organisation
WTW
— Welfare-to-Work
SAAR
— Seasonally Adjusted Annual Rate
FMR
— Fair Market Rental
MLD
— Market-linked deposit
CEBS
— Certified Employee Benefits Specialist
CETA
— Comprehensive Employment and Training Act of 1975
DNAMTI
— Distributable Net Alternative Minimum Taxable Income
BPC
— Business Planning Cycle
PAAS
— Platform-as-a-Service
ICQ
— Internal Control Questionnaire
HC
— Humanitarian Coordinator
CCPOQ
— Consultative Committee on Programme and Operational Questions
LTI
— Long-term incentive
IFAD
— International Fund for Agricultural Development (UN)
PSA
— Public Service Announcement (radio/TV Term)
ECOSOC
— Economic and Social Council of the United Nations
NABA
— National Association of Black Accountants, Inc.
ITSM
— Information Technology Service Management
CNS
— Continuous Net Settlement
NSF
— Not Sufficient Funds
PUD
— Planned Unit Development
OCC
— Office of the Comptroller of the Currency
TAB
— Tax Anticipation Bill
3COM
— Computer, Communications and Compatibility
VWAP
— Volume-weighted average price
ROA
— Return on assets
NCSA
— National Center for Supercomputing Applications
RESPA
— Real Estate Settlement Procedures Act
OCBOA
— Other Comprehensive Basis of Accounting
BRICS
— Brazil, Russia, India, China and South Africa
PIPE
— Public investment in private equity
ICGFI
— International Consultative Group on Food Irradiation
GTL
— Group Term Life Insurance.
MTL
— Multi-Level Marketing
HWRP
— Hydrology and Water Resources Programme
PING
— Pocket Internet Gopher
RCN
— Replacement Cost New
FCCPA
— Federal Consumer Credit Protection Act of 1968
CSA
— Capital Support Agreements
FPML
— Financial Products Markup Language
UNEF
— United Nations Emergency Force
PSI
— Performance Salary Increase
UNPD
— United Nations Population Division
CUSIP
— The Committee Of Uniform Security Identification Procedures
QSPE
— Qualified special purpose entity
OOB
— OOS out of business
VEBA
— Voluntary Employees' Beneficiary Association
ECOA
— Equal Credit Opportunity Act
WCEFA
— World Conference on Education for All
ASPPA
— American Society of Pension Professionals & Actuaries
CDFI
— Community Development Financial Institution
INS
— Immigration & Naturalization Service
QBU
— Qualified Business Unit
AMTFTC
— Alternative minimum tax foreign tax credit
QPRT
— Qualified Personal Residence Trust
TRNSFR
— Transfer
TRUPS
— Trust Preferred Securities
UNCSW
— United Nations Commission on the Status of Women
TIF
— Tax Increment Financing
NNTP
— Network News Transport Protocol (ATM)
HPI
— Human Poverty Index
XBRL
— Extensible Business Reporting Language
SEC
— Securities and Exchange Commission (US)
SUA
— Convention for the Suppression of Unlawful Acts Against the Safety of Maritime Navigation
PIM
— Product Information Management
FBAR
— Foreign Bank & Financial Account
GAO
— Government Accounting Office
CIA
— Certified Internal Auditor (US)
WRAEA
— Workforce Reinvestment and Adult Education Act
GSTP
— Global System of Trade Preferences
GAGAS
— Generally Accepted Government Accounting Standards
UNOCHA
— United Nations Office for the Coordination of Humanitarian Affairs
FEA
— Fair Employment Act
DTCC
— Depository Trust & Clearing Corp
GCOS
— Global Climate Observing System (WMO, IOC, UNEP, and ICSU)
UDITPA
— Uniform Division of Income for Tax Purposes Act
COSO
— Committee of Sponsoring Organizations
FIA
— Federal Insurance Administration
F2F
— Face-to-Face Meeting
IAF
— Inflation Adjustment Factor
ISO
— Incentive Stock Option
NCUA
— National Credit Union Administration
CPFFC
— Cost-plus-fixed-fee contract
OLA
— Office of Legal Affairs
BSNL
— Bharath Sanchar Nigam Limited
TBC
— To Be Contested
YAHOO
— You Are Hazy Over Oranges
COLI
— Cost of Living Index
ERM
— Enterprise Resource Management
SPD
— Summary Plan Description
P&I
— Principle and interest payment
MHAEA
— Mental Health and Addiction Equity Act
AIME
— Average Index Monthly Earnings
EMIF
— Emerging Issues Task Force
FCB
— Foote Cone & Belding
UNCT
— United Nations Country Team
FASAC
— Financial Accounting Standards Advisory Committee
UNSCEAR
— United Nations Scientific Committee on the Effects of Atomic Radiations
SCM
— Supply Chain Management
ATNOLD
— Alternative Minimum Tax Net Operating Loss Deduction
IAB
— Internet Advertising Bureau
NFTC
— National Foreign Trade Council, Inc.
AFC
— Average fixed costs
NRMLA
— National Reverse Mortgage Lenders Association
ESA
— Employment Standards Administration
VUL
— Variable Universal Life
CPC
— Committee for Programme and Coordination
WHD
— World Habitat Day
MCC
— Merchant category codes
GTOS
— Global Terrestrial Observing System
WPI
— Wholesale Price Index
SAT
— Scholastic Aptitude Test
MOTO
— Mail order-telephone order
SSBIC
— Specialized Small Business Investment Company
BIRLS
— Beneficiary Identification Records Locator Subsystem
HCTC
— Health Coverage Tax Credit
FLP
— Family Limited Partnership
TWA
— Time Weighted Averages
IMR
— Information Management Research
AET
— Accumulated Earnings Tax
WPP
— Wire and Plastic Products
KSA
— Knowledge, Skills, Abilities
UNIFIL
— United Nations Interim Force In Lebanon
LEI
— Leading Economic Indicators
GSR
— General Securities Representative
AC
— Acceleration Clause
WRLDWD
— Worldwide
CFOC
— Chief Financial Officers Council
BDI
— Brand Development Index
QWL
— Quality of Work Life
GAAFR
— Governmental Accounting, Auditing, and Financial Reporting
WIDER
— United Nations University World Institute for Development Economics Research
PT
— Part-Time
ACII
— American Association of Individual Investors
PAM
— Pledged Account Mortgage
SAS
— Statement of Accounting Standards
ACABQ
— Advisory Committee on Administrative and Budgetary Questions
MMC
— Money market certificate of deposit
SWT
— State witholding tax
OI&T
— Office of Information and Technology
COL
— Cost Of Living
IAM
— Identity and Access Management
SBAP
— Small Business Assistance Program
ETC
— Estimate To Completion
CPI-W
— Consumer Price Index for Urban Wage Earners and Clerical Workers
ZBB
— Zero-based budgeting
VSOP
— Very Special Old Pale
DAP
— Direct Access Program
INCB
— International Narcotics Control Board
EAR
— Export Administration Regulations
COFI
— Cost of Funds Index
ECB
— European Central Bank
RAN
— Revenue Anticipation Note
HRIS
— Human Resource Information System
BONUCA
— United Nations Peace-Building Office in the Central African Republic
ICSC
— International Civil Service Commission
SMLLC
— Single Member Limited Liability Company
A&I
— Accident and Indemnity
NRD
— Normal Retirement Date
BPO
— Business Process Optimization
AGGG
— Advisory Group on Greenhouse Gases
EPROM
— Electrically Programmable Read Only Memory
MSP
— Managed Service Provider
LLTC
— Limited liability trust company
FAAS
— Financial Assurance and Accountability Standards
UNICEF
— United Nations International Children's Emergency Fund
VHA
— Veterans Health Administration's
CIK
— Central index keys
CEBS
— Certified Employee Benefit Specialist
FMRR
— Financial Management Rate of Return
ITSD
— Information Technology Services Division
SRPM
— Stated Redemption Price at Maturity
CSR
— Corporate Social Responsibilty
UNOHCI
— United Nations Office of the Humanitarian Coordinator for Iraq
AFN
— Additional Funds Needed
Y/Y
— Year-over-year
NIOSH
— National Institute of Occupational Safety and Health's
CLU
— Chartered Life Underwriter
EAC
— Employee Advisory Committee
DAW
— Division for the Advancement of Women
CHRC
— Criminal History Records Check
WFC
— World Food Council
LDI
— Liability Driven Investment
UNSO
— United Nations Sudano-Sahelian Office
CSPN
— College Savings Plan Network
ZEBRA
— Zero-balance reimbursement account
UC
— Unemployment Compensation
HRIS
— Human Resources Information System
ESAF
— Enhanced Structural Adjustment Facility
CGL
— Comprehensive General Liability
OER
— Owner's equivalent rent
CSA
— Cost Sharing Arrangement
UNOMUR
— United Nations Observer Mission Uganda-Rwanda
VOPAN
— Voice Pitch Analysis
CCHR
— Canadian Council on Human Resources
CPO
— Chief of Purchasing Office
MCC
— Mortgage Credit Certificate
IPA
— Inflation Protected Annuity
AUI
— Auxiliary Unit Interface
NDA
— Nondisclosure Agreement
SMA
— Separately Managed Account
SMSA
— Standard Metropolitan Statistical Area
ILC
— Industrial Loan Company
FACT
— Fair and Accurate Credit Transactions Act of 2003
UNCDF
— United Nations Capital Development Fund
HCIP
— Harmonized Index of Consumer Pricing
CBL
— Common Business Language
TUR
— Total Unemployment Rates
SDD
— Software Design and Development
RMBS
— Residential mortgage backed securities
ILC
— International Law Commission
CBI
— Compliance and Business Integrity
ILO
— International Labor Organization (UN)
GAAC
— Government Accounting and Auditing Committee
CPP
— Consumer Preferences and Policy
TVI
— Trade Value Index
D&B
— Dun & Bradstreet
F&F
— Furniture & Fixtures
ABS
— Asset Based Securitization
SEP
— Simplified Employee Pension
ALBCC
— Account Level Budget Cost Center
PMV
— Private Market Value
SOV
— Share Of Voice
BRM
— Business Reference Model
DAF
— Donor Advised Fund
FSP
— FASB Staff Position
HCM
— Human Capital Management
UNTAC
— United Nations Transitional Authority in Cambodia
SBBA
— Sales and Buy-Back Agreement
CCPA
— Consumer Credit Protection Act
OR
— Operating revenue
ITBAT
— IT Budget Analysis Team
DUS
— Dollar Unit Sampling
CIPP/G
— Certified Information Privacy Professional/Government
SRSG
— Special Representative of the Secretary-General
UNCITRAL
— United Nations Commission On International Trade Law
MEWA
— Multiple Employer Welfare Arrangement
POP
— Public Offering Price
I-9
— I-9 Form
UNCRD
— United Nations Centre for Regional Development
LTD
— Limited
S&L
— Savings and Loan
HCSA
— Health Care Spending Account
MP3
— Moving Pictures Experts Group 1 Audio Layer 3
ISO
— International Standard Organisation
HRA
— Health Reimbursement Account
SHRM
— Society for Human Resource Management's
PCAOB
— Public Company Accounting Oversight Board
IAG
— International Auditing Guidelines
ITS
— Intermarket Trading System
UCR
— Usual, customary, and reasonable
AFN
— Annual Funding Notice
IEC
— Inter Exchange Carrier
UNJSPF
— United Nations Joint Staff Pension Fund
DBPP
— Defined Benefit Pension Plan
TN
— Temporary Visa
CFIA
— Competency Framework for Internal Auditing
LLIC
— Limited liability investment company
AAA
— Authentication, Authorization & Access
NAIC
— National Association of Insurance Commissioners
UNCHS
— United Nations Centre for Human Settlements
MLA
— Minimum Liquid Assets
FCCC
— For the Framework Convention on Climate Change
ADA
— Associate Deputy Administrator
ADP
— Automatic Data Processor
LAIA
— Latin American Integration Association
CSO
— Chief Security Officer
C&D
— Cease and Desist
CBFA
— Committee on Budget, Finance and Administration
EPTA
— Expanded Programme of Technical Assistance
WHCRA
— Women’s Health and Cancer Rights Act of 1998
AFE
— Average Funds Employed
OR
— Operations research
SMI
— Supplemental Medical Insurance (US Medicare Part B)
SCA
— Service Contract Act
PM
— Performance Management
LEAF
— Logistics, Engineering, Acquisition, and Finance
UNSCOM
— United Nations Special Commission for the Elimination of Iraq's Weapons of Mass Destruction
BNIB
— Business Needs and Investment Board
ACLI
— American Council of Life Insurance
UNIPTF
— United Nations International Police Task Force
OSBDU
— Office of Small and Disadvantaged Business Utilization
CRPC
— Chartered Retirement Planning Counselor
UNTMIH
— United Nations Transitional Mission in Haiti
FALD
— United Nations Field Administration and Logistics Division
UNOSOM
— United Nations Operation in Somalia
SSI
— Supplemental Security Income
ULPA
— Uniform Limited Partnership Act
TDB
— Temporary Disability Benefits
UCR
— Usual, Customary and Reasonable Fees
AFSCME
— American Federation of State, County and Municipal Employers
CUM PFD
— Cumulative preferred
FUTA
— Federal Unemployment Tax Act
UNV
— United Nations Volunteers Programme
CEA
— Council of Economic Advisors
CCI
— Consumer Confidence Index
PEC
— Potential earnings converted
ERM
— Enterprise Risk Management
EBP
— Employee Benefits Plan
ROFR
— Right of First Refusal (finance)
QR
— Quality Review
EPA
— Expanded Programme of Assistance
GPHR
— Global Professional in Human Resources
PBA
— Pending bank approval
BCAG
— Business Community Advisory Group
DVOP
— Disabled Veterans Outreach Program
SBLF
— Small Business Lending Fund
NABARD
— National Bank for Agricultural and Rural Development
ICRA
— Investment Information and Credit Rating Agency
TPRB
— Trade Policy Review Body
SEPED
— Social Development and Poverty Elimination Division
ADS
— Alternative Depreciation System
CTJ
— Citizens for Tax Justice/Institute on Taxation and Economic Policy
C&A
— Certification & Authority
PE
— Printer Error
CPP
— Cost Per rating Point
IASA
— Internation Air Shipper's Association
ITAC
— Information Technology Advisory Committee
DTP
— Data Transfer Program
CHRC
— Canadian Human Rights Commission
CEU
— Continuing Education Unit
GEENET
— Global Environmental Epidemiology Network
PJ
— Purchases journal
NMHPA
— Newborns’ and Mothers’ Health Protection Act
ECR
— Executive Conference Room
SFOR
— Stabilization Force
SPHR
— Senior Professional Human Resources
MBS
— mortgage backed security
FEI
— Financial Executives Institute
CTI
— Computer/Telephone Integration
UNDHL
— United Nations Dag Hammarskjölds Library
ECN
— Electronic Communications Network
ROC
— Return on Capital
UIC
— Unemployment Insurance Commission (Canada, archaic)
DB
— Defined Benefit (retirement Plan; For Example, A Pension)
NPA
— Non-Performing Assets
HRLY
— Hourly
C&I
— Commercial and industrial customers (Electricity transmission)
OTB
— Off-Track Betting
ASCI
— Advertising & Standards Council of India
ZAW
— Zero Administration for Windows
DOCO
— Development Operations Coordination Office
CRC
— Committee on the Rights of the Child
BEIT
— Business Enterprise Income Tax
SSVS
— Statement on Standards for Valuation Services
FVO
— Fair Value Option
DII
— Days in Inventory
DMB&B
— D'arcy Masius Benton & Bowles
DWC
— Days working capital
IFC
— International Finance Corporation
E&P
— Earnings & Profits
SIC
— Standard industrial clssification
CPE
— Continuing Professional Educational
IDNDR
— International Decade for Natural Disaster Reduction
UNRISD
— United Nations Research Institute for Social Development
QE
— Quarter Ending
HSBC
— Household Bank Corporation
CSEMO
— Corporate Senior Executive Management Office
IGE
— Intergovernmental Group of Experts
CPDO
— Constant Proportion Debt Obligation
ABC
— Audit Bureau of Circulations Inc.
SPE
— Special Purpose Entity
GINA
— Genetic Information Nondiscrimination Act of 2007
HR&A
— Human Resources and Administration
TTL
— Total Linhas Aéreas
ESS
— Employee Self-Service System
ZEN
— Zero Engine Noise
CEOSH
— Center for Engineering & Occupational Safety and Health
SSD
— Social Security Disability
FMHA
— Farmers Home Administration
MOF
— Ministry Of Finance
CCSQ
— Consultative Committee on Substantive Questions
RFM
— Rcency, Frequency, Monetary Analysis
EBRI
— Employee Benefits Research Institute
ECM
— Enterprise Content Management
SHD
— Sustainable Human Development
SFAS
— Statements of Financial Accounting Standards
MSRB
— Municipal Securities Rulemaking Board
CPCU
— Chartered property and casualty underwriter
RIPA
— Retirement Income Policy Act
MAGI
— Modified Adjusted Gross Income
HRA
— Health Reimbursement Arrangement
MST
— Marketable Securities Tax
EAPA
— Employee Assistance Professionals Association, Inc
MSPR
— Medicare Secondary Payer Rules
UNIIMOG
— United Nations Iran-Iraq Military Observer Group
MTNL
— Mahanagar Telephone Nigam Limited
EDA
— Economically Depressed Area
QTIP
— Qualified Terminable Interest Property
ARD
— Actual retirement date
UPE
— Unreimbursed Partnership Expenses
ASR
— Accelerated Stock Repurchase
ITC
— International Trade Center
DBIC
— Data Base Integration Committee
SWOT
— Strengths, Weaknesses, Opportunities and Threats
UNAMIR
— United Nations Assistance Mission for Rwanda
AGFFA
— Advisory Group on Financial Flows to Africa
BLBA
— Black Lunch Benefits Act
ISO
— Independent Sales Organization
EDGAR
— Electronic Data Gathering, Analysis and Retrieval
A/S
— Account sales
ING
— Internationale Nederlanden Group (a Financial Company)
UNOG
— United Nations Office at Geneva
SBD
— Small Disadvantaged Business
MOD
— Manufacturing on demand
TSP
— Thrift Savings Plan
DGAACS
— Department of General Assembly Affairs and Conference Services
MUD
— Multiple User Dungeon
IDS
— Income Deposit Securities
DM
— Department of Management
WCC
— World Climate Conference
HCO
— Health Care Organization
FPO
— Fruit Products Order
EA
— Electronic Arts Inc (NASDAQ Stock Exchange [NASDAQ])
RR
— Revenue Ruling
COP
— Conference of the Parties
ASHHRA
— American Society for Healthcare Human Resources Administration
EB
— Extended Benefits
EOLI
— Employer owned life insurance
LMA
— Labor Market Area
GAO
— General Accountability Office
IETC
— International Environmental Technology Centre
URLA
— Uniform Residential Loan Application
AE
— Actual Expense
CNC
— Currently Not Collectible
EFW
— Electronic Funds Withdrawal
AWL
— Actual Wage Loss
NEO
— New and Emerging Occupations
TPA
— Third Party Administrator
QNEC
— Qualified nonelective contributions
NAVA
— National Association for Variable Annuities
NMFC
— National Motor Freight Classification
LRO
— Labor Relations Officer
EPLI
— Employee practices liability insurance
TAA
— Trade Adjustment Act
ELI
— Equity Linked Investments
STD
— Short-term disability
LTA
— Long-Term Agreement
CCOP
— Coordinating Committee for Coastal and Offshore Geoscience Programmes in East and South East Asia
ARB
— Accident Review Board
GEF
— Global Environmental Facility (environment)
PRP
— Preferred Risk Policy
USPAP
— Uniform Standards of Professional Appraisal Practice
SME
— Small- to medium-sized entities
PCS
— Post-contract customer support
STOLI
— Stranger-originated life insurance
VOB
— Veteran-Owned Business
GLA
— Gross Leaseable Area
DSI
— Discretionary Salary Increase
EBO
— Employee Buyout
LCC
— Life Cycle Cost
FEIN
— Federal Employment Identification Number
BET
— Business entity tax
DDB
— Doyle Dane Bernbach
OSSG
— Office of the Spokesman for the Secretary-General
CAA
— Congressional Accountability Act
NCCI
— National Council on Compensation Insurance
GPML
— Global Programme Against Money Laundering
HROD
— Human Resources and Organizational Development
EM
— Emergency Loan Program
IDS
— International Development Strategy
EIC
— Earned Income Tax Credit
CFRS
— Carry Forward in Rolling Settlement
WAI
— Wealth Added Index
NAO
— National Administrative Offices
D/L
— Demand loan
IFEBP
— International Foundation of Employee Benefit Plans
R/E
— Retained earnings
SSUTA
— Streamlined Sales and Use Tax Agreement
BCS
— Business Case Study
INC.
— Incorporated
CCR
— Central Contractor Registeration
LC
— Limited Company
F/K/A
— Formally known as
FASIT
— Financial asset securitization investment trusts
USAA
— United Services Automobile Association's
MPPAA
— Multiemployer Pension Plan Amendments Act
ITLO
— Information Technology Logistics Office
SSBCI
— State Small Business Credit Initiative
SPX
— Standard and Poor’s Index
TEA
— Technology-enabled auditing
UNTAES
— United Nations Transitional Administration for Eastern Slavonia, Baranja and Western Sirmium
IFOR
— Implementation Force
UDR
— Unused development rights
STF
— Summary Tape File
FO
— Foreign to occupation
UNDAW
— United Nations Division for the Advancement of Women
OCR
— Overall Capitalization Rate
NRA
— Non-Resident Alien
WARN
— Worker Adjustment and Retraining Notification Act of 1988
JPO
— Junior Professional Officer
OOH
— Occupational Outlook Handbook
MSPA
— Migrant and Seasonal Agriculture Worker Protection Act
CEIT
— Comprehensive business income tax
IHRIM
— International Association of Human Resource Information Management
USOA
— Uniform system of accounts
NSBA
— National Small Business Association
LMI
— Lender's mortage insurance
DAC
— Delivery Against Cost
DPSP
— Deferred Profit Sharing Plan
IDB
— Industrial Development Board
DAN
— Depositor Account Number
PPA
— Pension Protection Act of 1987
NPL
— Nonperforming loan
SIFMA
— Securities Industry and Financial Markets Association
HRCI
— Human Resource Certification Institute
MBA
— Masters of Business Administration
STIP
— Short-Term Industry Projections
RO/RL
— Rool on/roll off
KYC
— Know-your-customer
UNMIBH
— United Nations Mission in Bosnia and Herzegovina
CRM
— Credit Risk Management
BAN
— Bank anticipation notes
DSW
— Discount Shoe Warehouse
IPS
— Inflation Protected Security
PCE
— Pre-existing Condition Exclusion
ICM
— Incentive Compensation Management
SEPHA
— Special Emergency Programme for the Horn of Africa
DGFT
— Director General of Foreign Trade
UNCJIN
— United Nations Crime and Justice Information Network
CFBT
— Cash flow before taxes
J&S
— Joint and Survivorship
ALC
— Agency Location Code
DEFRA
— Deficit Reduction Act
RFA
— Regulatory Flexibility Act (US)
CBO
— Chief Business Office
BIOLAC
— United Nations University Programme for Biotechnology in Latin America and the Caribbean
GIWA
— Global International Waters Assessment
PFR
— Portable Font Resource
AWW
— average weekly wage
BRD
— Business Requirements Documentation
CAPP
— Cash Account Pension Plan
UNITAR
— United Nations Institute for Training and Research
CS
— Cost-Sharing
APOC
— Administrative Point of Contact
HARP
— Home Affordable Refinance Program
SLA
— Share lending agreement
PRA
— Paperwork Reduction Act of 1980
NAPAT
— National Association for Private Annuity Trusts
EPLI
— Employment Practices Liability Insurance
LTD
— Long Term Insurance
DRPC
— Division for Resources Planning and Coordination
CDR
— Centre for Documentation and Research
PCM
— Percentage-of-completion method
CHFC
— Chartered Financial Consultant
GRC
— Goverance, risk and compliance
GAW
— Guaranteed Annual Wage
LDP
— Last Day Paid
P/E
— Price-to-earnings ratio
CF
— Cash Flow
VISN
— Veterans Integrated Service Network
OGC
— Office of the General Counsel
UNMAS
— United Nations Mine Action Service
CBRS
— Currency banking and retrieval system
TOD
— Transfer on death
SSDI
— Social Security Disability Insurance
VOCC
— Vessel Operating Common Carriers
SBA
— Small Business Administrations
NPT
— Non-Proliferation Treaty
FT
— Full-Time
WKLY
— Weekly
PTAC
— Procurement Technical Assistance Center
UNSMIH
— United Nations Support Mission In Haiti
IBDOEI
— Income before discontinued operations and extraordinary items
CWHSSA
— Contract Work Hours and Safety Standards Act
GRID
— Global Resource Information Database (UNEP)
SLS
— Sales
MTM
— Market to Market
NASBA
— National Association of State Boards of Accountancy
CISC
— Common Instruction Set Computer
BOC
— Business Operations Committee
AMC
— Appraisal Management Companies
ILM
— Industrial Light and Magic, Inc.
UNL
— Universal Networking Language
EAP
— Employee Assistance Plan
DBA
— Davis-Bacon Act
FSR
— Financial Strength Rating
NRV
— Net recoverable value
UNZAP
— United Nations Zambia Assistance Programme
ISM
— Interactive Studio Management
FMC
— Federal Maritime Commission's
PVT
— Persons Viewing Television
NRF
— National Retail Federation
SPAC
— Special-purpose acquisition company
ASBL
— American Small Business League
DUA
— Disaster Unemployment Assistance
BCA
— Board of Contract Appeals
MTHLY
— monthly
DKNY
— Donna Karan New York
SBIR
— Small Business Innovation and Research
UNSD
— United Nations Statistic Division
CSA
— Common Services Architecture
QREC
— Quality Review Executive Committee
SITW
— State income tax withholding
GEM
— Growing Equity Mortgage
KFOR
— UN Kosovo Force
CAMPS
— Cumulative Auction Market Preferred Stock
ITMRA
— Information Technology Management Reform Act (Part of the Clinger-Cohen Act)
PERC
— Premiums, earnings and reasonable charges
PWBA
— Pension and Welfare Benefits Administration
CDS
— Credit default swaps
RET
— Retirement earnings test
DPGA
— Deferred Payment Gift Annuity
ESOT
— Employee Stock Ownership and Trust
CE
— Continuing Education
SSTP
— Streamlined Sales Tax Project
OTI
— OSHA Training Institute
UFW
— United Farm Workers
UNFCCC
— United Nations Framework Convention on Climate Change
UNSC
— United Nations Security Council
UNMACC
— United Nations Mine Action Coordination Centre
SLE
— Single lease expense
GMIB
— Guaranteed Minimum Income Benefit
WHYCOS
— World Hydrological Cycle Observing System
ISMUN
— International Student Movement for the United Nations
NIPA
— National income and product accounts
UNOMIG
— United Nations Observer Mission In Georgia
WRC
— World Radiocommunication Conference
APB
— Accounting Principles Board's
INSTRAW
— International Research and Training Institute for the Advancement of Women
VBIA
— Veterans Benefits Improvement Act of 2004
VEVRA
— Vietnam-Era Veterans Readjustment Act
NASDR
— National Association of Securities Dealers Regulation
NRA
— Normal Retirement Age
PAR
— Public Accounting Report
IOLTA
— Interest on Lawyer's Trust Account
BPC
— Budget Priority Committee
VA
— Variable Annuity
ARS
— Auction Rate Securities
EBSA
— Employee Benefit Security Administration's
ALBRS
— Automated Lending and Borrowing in Rolling Settlement
MDIB
— Minimum Distribution Incidental Benefit
CODI
— Cancellation of Debt Income
FOK
— Fill-or-kill order
NFIB
— National Federation of Independent Business
DITE
— Division on Investment, Technology and Enterprise Development
CBHCO
— Community-Based Health Care Organization
BAA
— Business Associate Agreement
AIMS
— Advertising and Integrated Marketing Solutions
UNDCP
— United Nations International Drug Control Programme
VAL.
— Value
RDC
— Remote Deposit Capture
IRD
— Income in respect of a decedent
TPS
— Transaction processing services
EPAU
— Evaluation and Policy Analysis Unit
DUSHOM
— Deputy Under Secretary for Health for Operations and Management
AIC
— Architecture and Infrastructure Committee
SFO
— Solicitatio for offers
CESCR
— Convention on Economic, Social and Cultural Rights
TOFC
— Trailer On Flat Car
SOBO
— Small Office Business Office
MSI
— Multiple Streams of Income
CIP
— Capital Investment Process
PE
— Pass-through entity
BRB
— Benefit Review Board
DSPD
— Division for Social Policy and Development
ODCF
— Owner's Discretionary Cash Flow
TAT
— Total asset turnover
TILA
— Truth In Lending Act
XML
— Extended Markup Language
DK
— Dorling Kindersley
ICS
— Information Centres Services
CALS
— Continuous Acquisition Lifecycle Support
LTC
— Long-Term Care
NCAO
— National Cemetery Area Office
UNREO
— United Nations Rwanda Emergency Office
LDW
— Last Day Worked
SSOP
— Second Surgical Opinion Program
LCL
— Less than Carload Lot
ROTC
— Reserve Officer Training Corporation
CEHIST
— Center for Evaluation of Healthcare Information Systems & Technology
ICDC
— International Child Development Centre
SMM
— Summary of material modifications
T/B
— Trial balance
F&C
— Free and Clear
LLDIE
— Limited life debt investment entity
UNISTE
— United Nations International Symposium on Trade Efficiency
UNIDO
— United Nations Industrial Development Organization
AIR
— Assumed Investment Rate
PCB
— Programme Coordination Board
AA
— Average Audience
OIS
— Occupations Information System
DIMA
— Division of Information Management and Analysis
DSPE
— Deputy Senior Procurement Executive Known
USC
— United States Code
WIA
— Workforce Investment Act
USERRA
— Uniform Services Employment and Reemployment Rights Act
ICC
— International Chamber of Commerce
PPE
— Property, Plant and Equipment
SDVOB
— Service-disabled veteran owned business
ARR
— Average Rate of Return
CFM
— Construction Facility Management
OES
— Occupational Employment Statistics
IFUP
— International Forum on Urban Poverty
OFCCP
— Office of Federal Contract Compliance Programs
OCP
— Overland Common Point
DUSB
— Deputy Undersecretary for Benefits
IBC
— Independent Breweries Company (original manufacturer of IBC Root Beer)
BIMS
— Business Information Management Suite
OAR
— Overall Rate Of Return
COE
— Certificate of Eligibility
BCBS
— Blue Cross/Blue Shield
FCIC
— Financial Crisis Inquiry Commission
RTN
— Routing Transit Number
JAIN
— Joint American Indian Network
IMRO
— Investment Management Regulatory Organisation
M&A
— Merger & Acquisition
IAS
— International Accounting Standards
VWPX
— Volume Weighted Price Uncrossing
LTCG
— Long-term capital gain
CUM DIV
— Cumulative dividend
SV
— Salvage value
QJSA
— Qualified Joint and Survivor Annuity
PIA
— Primary Insurance Amount
VOC-REHAB
— Vocational Rehabilitation
VRM
— Variable Rate Mortgage
UNDG
— United Nations Development Group
A&A
— Assessment and Accreditation
UNPD
— United Nations Procurement Division
IEFR
— International Emergency Food Reserve
CFO
— Chief Financial/Fiscal Officer
SEDR
— Systems Engineering and Design Review
UNOV
— United Nations Office at Vienna
COSG
— Collaborative Opportunities Steering Group
PKO
— Peace-Keeping Operation
KSA
— Knowledge Skills or Abilities
BQ
— Best Qualified
ODDS
— Online Data Delivery System
AGFUND
— Arab Gulf Programme for United Nations Development Organizations
UNMIH
— United Nations Mission In Haiti
CEFU
— Continuing Education Field Unit
SAMS
— Systemic Advocacy Management System
POC
— Pacific Operations Centre
WBG
— World Bank Group
FMSHA
— Federal Mine and Safety Health Act
SSARS
— Statement on Standards for Accounting and Review Services
COAS
— Clinical Observation Access Control
PPA
— Paperwork Reduction Act
I&A
— Interest and amortization
POB
— Public Oversights Board
UNFALD
— United Nations Field Administration and Logistics Division
FWCW
— United Nations Fourth World Conference on Women
IMFL
— Indian-Made Foreign Liquor
BA
— Business Architecture
A/O
— Administrative Offices
USTC
— United States Tax Court
POCS
— Points of Contact
UAW
— United Auto Workers
CEA
— Certificate of Educational Achievement
SBI
— Site Build It
UNOMSIL
— United Nations Observer Mission in Sierra Leone
COBRA
— Common Object Request Broker Architecture
ODPR
— Office for Displaced Persons and Refugees
OHCA
— Organized Health Care Arrangement
PM PAR
— Program Management Policy, Assessment, and Reporting
CSP
— Certified Speaking Professional
ESOT
— employee stock ownership trust
IRB
— Internal Revenue Bulletin
BRSP
— Bureau for Resources and Strategic Planning
TCDC
— Technical Cooperation among Developing Countries
AC
— Associate Chief of Staff
DIT
— Deposit in Transit
ITAM
— IT asset management
TALF
— Term Asset-Backed Securities Loan Facility
FLC
— Foreign Labor Certification
CEIS
— Corporate Executive Information System
PDA
— Public Displays of Affection
SECA
— Self-Employment Contributions Act
RFB
— Request For Bid
LTI
— Lead Time Interval
AETF
— African Emergency Task Force
CRISIL
— Credit Rating Investment Services India Limited
ISBA
— International Seabed Area
OIP
— Office of the Iraq Programme
EFTA
— European Free Trade Area
GST
— Generation-Skipping Transfer
UNMOT
— United Nations Mission of Observers in Tajikistan
ALA
— American Legion Auxiliary
ASSE
— American Society of Safety Engineers-Professional
EPRS
— Emergency Preparedness and Response Section
CUNA
— Credit Union National Assocation
DFS
— Dancer Fitzerald Sample
UNMOVIC
— United Nations Monitoring, Verification and Inspection Commission
OSDBU
— Office of Small and Disadvantaged Business Utilization
UNAIDS
— Joint United Nations Programme on HIV/ Acquired Immune Deficiency Syndrome
FSB
— Fortune Small Business
TSA
— Tax-sheltered annuity
DBIA
— Database Integration Agreement
PFK
— Pay-for-knowledge-and-skills plans
HRMS
— Human Resource Management System
FSET
— Federal State Employment Taxes
ATNOL
— Alternative Minimum Tax Net Operating Loss
TIFF
— Tagged Interface File Format
HQS
— Housing Quality Standards
CHB
— Custom House Broker
WPRO
— Western Pacific Regional Office
VBA
— Veterans Benefit Administration
PM
— Profit Margin
MOC
— Market On Close
FOF
— Fund of Funds
RDMHQ
— Rapidly Deployable Mission Headquarters
GAP
— Gross amount paid
IIOP
— Internet Inter operable ORB Protocol
CFC
— Court of Federal Claims
GIPS
— Global Investment Policy Standards
MINX
— Multimedia Information Network Exchange (system)
FABS
— Financial and Business Solutions
VXML
— Voice eXtensible Markup Language
NAEA
— National Association of Enrolled Agents
UNTEA
— United Nations Temporary Executive Authority
WPPDA
— Welfare and Pension Plan Disclosure Act
CHS
— Commission on Human Settlements
B2C
— Business to Citizen
NVCA
— National Venture Captial Association
HRIS
— Human Resources Information Service
USCIS
— US Citizenship and Immigration Services
MSFW
— Migrant and Seasonal Farm Worker
FRA
— Federal Reserve Act
CTI
— Category, Type, Item
PMSA
— Primary Metropolitan Statistical Area
POD
— Professional & Organizational Development
SRO
— Self Regulatory Organization
BPM
— business process management
PEP
— Personal Exemption Phaseout
RWA
— Risk Weighted Asset
SAM
— System for Award Management
SMB
— Small- to medium-sized business
MFST
— Manifest
IREA
— Intermountain Rural Electric Association
UNSCO
— Office of the United Nations Special Coordinator for the Middle East
TCPC
— Technical Committee for Programme and Coordination
BKPR
— Be Kind, Please Rewind
APIC
— Additional paid-in capital
ASF
— American Securitization Forum
SITC
— Standard International Trade Classification
CBA
— Controlled Business Arrangement
FEP
— Fair employment practice
CFC
— Chartered Financial Consultant
FICCI
— Federation of Indian Chamber of Commerce and Industry
USPTO
— U.S. Patent and Trademark Office
A&A
— Advisory & Assistance
BAT
— Business Action Theory
UNAMSIL
— United Nations Mission In Sierra Leone
VOSB
— Veteran-Owned Small Business
MHPA
— Mental Health Parity Act of 1996
IUR
— Insured Unemployment Rates
EHLP
— Emergency Homeowners Loan Program
ECDC
— Economic Cooperation Among Developing Countries
EDA
— Economic Development Administration's
SAAR
— Seasonally Adjusted Annualized Rate
MACC
— Mine Action Coordination Centre
UNPROFOR
— United Nations Protection Force (in Former Yugoslavia)
EBX
— Electronics Boutique X
EPPG
— Emergency Prevention and Preparedness Group
FIRPTA
— Foreign Investment in Real Property Tax Act
LAUS
— Local Area Unemployment Statistics
CPS
— Core Products and Services
OEL
— Offshore Employee Leasing
EAO
— Executive and Administrative Office
DUZ
— Designated User
LTC
— Long-Term Care
L/V
— Loan-to-value ratio
COPICS
— Communication Oriented Production and Information Control System
FYE
— Fiscal year ended
UNOVER
— United Nations Observer Mission to Verify the Referendum in Eritrea
TCOE
— Total Cost of Equity
RPO
— Recruitment process outsourcing
UMB
— United Missouri Bank
ITC
— Information Technology Conference
ULP
— Unfair Labour Practices
CDARS
— Certificate of Account Registry Service
UNTAET
— United Nations Transitional Administration in East Timor
OC
— Opportunity Cost
WRHSE
— Warehouse
LOW
— Lack of Work
COFI
— Committee on Fisheries
BHC
— Bank Holding Company
EMP
— Environmental Planning and Management
BB
— Base Benefits
WCB
— Workers Compensation Board
BDI
— Behavioral Description Interview
DRC
— Deficit Reduction Contribution
MDA
— Market development funds
COSVA
— Chief of Staff
RA
— Resident Alien
PBM
— Pharmacy Benefits Management (or Manager)
B2C
— Business to Comerce
CSO
— Cyber Security Office
QR
— Quarterly Report
WMU
— World Maritime University
NST
— National Sales Tax
CTFA
— Certified trust & financial advisor
CRAFT
— Computerised Relative Allocation of Facilities Techniques
NBIA
— National Business Incumbation Association
UNIPOM
— United Nations India-Pakistan Observation Mission
TL
— Time & Labor
SLA
— Supplemental Lease Agreements
CRA
— Credit Rating Agency
TA
— Technology Assessment
BAT
— Bureau of Apprenticeship and Training
CCAQ(PER)
— Consultative Committee on Administrative Questions (Personnel and General Administrative Questions)
NRET
— Non-Resident Withholding Tax
VOC-ED
— Vocational Education
UNON
— United Nations Office at Nairobi
SNT
— Supplemental Needs Trust
UTC
— Uniform Trust Code
UNPA
— United Nations Postal Administration
VPT
— Volume Price Trend
FPM
— Flexible Payment Mortgage
SHOP
— Small Business Health Options Program
UNDOC
— United Nations Documents Index
NCO
— Net chargeoffs
UNIC
— United Nations Information Centre
KMI
— Key Man Insurance
HDRO
— Human Development Report Office
OSDC
— Over/Short/Damage/Claims
ATP
— Acquisition Training Program
STSFCTN
— Satisfaction
IDB
— Industrial Development Bond
UNPA
— United Nations Protected Area
FMOC
— Federal Open Market Committee
FSA
— Flexible Spending Arrangement
SLOB
— Separate lines of business
POP
— Point-of-purchase
NOLD
— Net Operating Loss Deduction
JCT
— Joint Committee on Taxation
UNOB
— United Nations Office in Burundi
CFPB
— Consumer Finance Protection Bureau
D&O
— Directors and Officers Liability
IAPSO
— Inter-Agency Procurement Services Office
VCL
— Vacancy and collection losses
ERCI
— Employee Relocation Council Institute
ESP
— Exchange Stock Portfolio
UNIS
— United Nations Information Service
NVSBE
— National Veterans Small Business Engagement
RELP
— Real Estate Limited Partnership
SBJPA
— Small Business Job Protection Act of 1996
OEBS
— Office of Employee Benefits Security
ODCCP
— United Nations Office for Drug Control and Crime Prevention
DOBI
— Department of Defense Instruction
UNOGIL
— United Nations Observation Group In Lebanon
LCD
— Labor Cost Distribution
GAS
— Governmental Accounting Standards
UNOMSA
— United Nations Observer Mission in South Africa
EECB
— Executive E-mail Carpet Bomb
UNAT
— United Nations Administrative Tribunal
QTD
— Qualified Total Distribution
UNAVEM
— United Nations Angola Verification Mission
GWAC
— Government Wide Acquisition Contract
SDA
— Self-directed brokerage account
LOR
— Letter Of Response
JAN
— Job Accommodation Network's
HVCC
— Home Valuation Code of Conduct (mortgage and appraisal industry)
DFI
— Derivative Financial Instrument
RI
— Royalty Interest
SDE
— Service Delivery and Engineering
CRSR
— Congressional Research Service Report
UNHQ
— United Nations Headquarters
CE&O
— Customer education and outreach
USCIS
— U.S. Citizenship and Immigration Service
NIB
— New In the Box
OIS
— Overnight Index Swaps
PA
— Public Accountant
PEPPRA
— Public Employee Pension Plan. Reporting and Accountability Act
FERS
— Federal Employees Retirement System
HB
— House B ill
JRPU
— Joint Reintegration Programming Unit
EBS
— Employee Benefits Security
WCC
— Working capital cycle
FELA
— Federal Employment Liability Act
MW
— minimum weight
VLI
— Variable Life Insurance
JSSA
— Jury Selection and Service Act
FSA
— Farm Service Agency
QIE
— Domestically controlled qualified investment entity
LINTAS
— Levers International Advertising Services
IPI
— Industrial Protection Index
SEBI
— Securities Exchange Board of India
NAALC
— North American Agreement on Labor Cooperation
PTA
— Preferential Trade Arrangement
FRN
— Floating rate notes
CCISUA
— Coordinating Committee of International Staff Unions and Associations of the United Nations System
UNSF
— United Nations Security Force in West New Guinea
CCC
— Cost Containment Center
UNTAG
— United Nations Transition Assistance Group
UI
— Unemployment Insurance
KMI
— Knowledge Management Initiative
INRA
— United Nations University Institute for Natural Resources in Africa
NDNH
— National Directory New Hires
BREP
— Business Requirements Engineering Process
D2D
— Developer to Developer
PUT
— Persons Using Television
DBB
— Design-bid-build
INTECH
— United Nations University Institute for New Technologies
POS
— Point-of-sale
HUT
— Households Using Television
SEES
— Survey Evaluation Exam System
BRM
— Business Relationship Meeting
NTFO
— Nationwide Tax Forums Online
SDNP
— Sustainable Development Networking Programme
MGIC
— Mortgage Guarantee Insurance Company
HTTP
— Hyper Text Transport Protocol
HOW
— Homeowner Warranty Plan
CCC
— Commodity Credit Corporation
OM
— Options Market
DDB
— Deemed death benefit
CCSQ(PROG)
— Consultative Committee on Substantive Questions (Programme Matters)
UNMIK
— United Nations Interim Administration Mission in Kosovo
QCR
— Quarterly Contributions Report
USM
— Unlisted Securities Market
WCP
— World Climate Programme (WMO/ICSU)
GLSO
— Group Legal Services Organization
CAO
— Contract Administration Office
AR
— Architecture Requirements
SEPPAA
— Single Employer Pension Plan Amendments Act
SMES
— Small- and medium-scale enterprises
SST
— Streamline Sales and Use Tax Agreement
CFS
— Committee on World Food Security
CIFR
— Committee on Improvements to Financial Reporting
CBC
— Community Based Outpatient Clinic
NYMEX
— New York Metal Exchange
FRS
— Functional Requirements Specifications
COFO
— Committee on Forestry
CSD
— Commission on Sustainable Development's
GEMS
— Global Environment Monitoring System
UNOPS
— United Nations Office for Project Services
SEAROWHO
— Regional Office for South-East Asia Region
RMA
— Restricted management account
ERD
— Emergency Response Division
GCT
— General Corporation Tax
BOP
— businessowners policy
JVC
— Japan's Victor Company
PFA
— Platform for Action
EMA
— Expense Management Automation
TPD
— Third-party designee
UNHSP
— United Nations Human Settlements Programme
PIRG
— Public Interest Research Group
FAC-C
— Federal Acquisition Certification in Contracting
IAG
— International Advisory Group
B.S.
— Bachelor of Science
ECU
— Emergency Coordination Unit
IAAS
— Infrastructure as a Service
CI
— Control Item
GMP
— Guaranteed Maximum Price
CVE
— Center for Verification and Evaluation
DWC
— Division of Workers Compensation
CWSP
— College Work-Study Program
IQPA
— Independent Qualified Public Accountant
FTR
— family tracing and reintegration
LEO
— Long-term Equity Options
VRP
— Variable Rate Premium
ICE
— Internal control evaluation
HAC
— Health Administration Center
PTSD
— Post Traumatic Stress Syndrome
UNMO
— United Nations Military Observers
SDCF
— Sellers Discretionary Cash Flow
BPO
— Broker Price Opinion
CCR
— Central Contracting Registry
NABE
— National Association for Business Economics
DC
— Developed Countries
FUNSA
— Federation of Staff Association of the United Nations and its Specialized Agencies
NUA
— Net Unrealized Appreciation
SPE
— Senior Procurement Executive
SROI
— Subsequent Report of Injury
R&C
— Reasonable and Customary
UNIDIR
— United Nations Institute for Disarmament Research
CEC
— Continuing Education Center
TARP
— Troubled Assets Relief Program
FS
— Forest Service (USDA)
SE
— Salaried Exempt
NBER
— National Bureau of Economic Research
NE
— Non-Exempt
EMROWHO
— Regional Office for the Eastern Mediterranean
LA
— Labor Area
CORTS
— Corporate-backed trust securities
GPRS
— General Packet Radio System
LBO
— Limited Buyout
PPBD
— Programme Planning and Budget Division
CSVLI
— Cash surrender value life insurance
EDP
— Employee Development Plan
DEC
— Deductible voluntary employee contributions
NAWW
— National Average Weekly Wages
EBO
— Equity buy out
E/M
— Evaluation and Management
NOIDA
— New Okhla Industrial Development Authority
JPAC
— Joint Public Advisory Committee
MSB
— Money Service Businesses
WOSB
— Woman-Owned Small Business
SP
— Strategic Plan
CARDS
— Custom Adjustable Rate Debt Structure
SPFS
— Special Programme for Food Security
WST
— Waste Spare Time
NATP
— National Association of Tax Professionals
UNTPDC
— United NationsTrade Point Development Centre
PL
— Profit and Loss
B&N
— Barnes and Noble
CCM
— Completed Contract Method
UNJSPB
— United Nations Joint Staff Pension Board
IPO
— Incorporated to Provide
TDB
— Trade and Development Board
PPIP
— Public-Private Investment Program
XFRML
— XML based Financial Reporting Markup Language
SOPAC
— South Pacific group of countries
STD
— Short-term Insurance
PL/PD
— Personal liability/property damage
VAAR
— Department of Veterans Affairs Acquisition Regulation
CC
— Copy To
XUL
— eXtensible UserInterface Language
MF
— Medical Facilities
GIST
— Graphics and Intelligence based Script Technology
ODF
— OpenDocument Format
ZBA
— Zero-Balance Account
BKPR
— Bookeeper
NAHB
— NATIONAL ASSOCIATION OF HOMEBUILDERS
OL
— Operating Liabilities
PWC
— Public Works Commission
OUSG
— Office of the Under Secretary General
SOYD
— Sum-of-the-years-digits
PWD
— Prevailing Wage Determination
NVC
— National Veterans Conference
STW
— School-To-Work
VWPT
— Value Weighted Price Trading
FCA
— Division for Finances, Control and Administration
YSP
— Yield-spread premium
HMO
— Health Maintenance Organisation
BOY
— Beginning of Year Violator
SIU
— Sets In Use
IPMA
— International Personnel Management Association
NHCE
— Non-Highly Compensated Employee
QAIP
— Quality Assurance and Improvement Plan
FUA
— Federal Unemployment Account
UNCA
— United Nations Correspondents Association
UNASOG
— United Nations Aouzou Strip Observer Group
BIMST-EC
— Bangladesh India Myanmar Srilanka Thailand - Economic Council
ICDAIT
— International Conference on Drug Abuse and Illicit Trafficing
DESA
— Department of Economic and Social Affairs
EAT
— Exchange Accommodation Titleholder
GNC
— General Nutrition Centers
NAP
— Noninsured Crop Disaster Assistance Program
PCNICC
— Preparatory Commission for the International Criminal Court
CONGO
— Conference on Non-Governmental Organizations
BLESS
— Borrowing and Lending Securities Schemes
LAC
— Division for Latin America and the Caribbean
PD
— Procurement Division
UNIS
— United Nations International School
ITOC
— Information Technology Oversight & Compliance
SUTCDC
— Special Unit for Technical Cooperation Among Developing Countries
LDC
— Low Death Conflict
UNMOGIP
— United Nations Military Observer Group In India & Pakistan
IMF
— International Monitary Fund
UNTSO
— United Nations Truce Supervision Organization
CSD
— Commission for Social Development
NBB
— New Belgium Brewery
LOC
— Letter of Comment
CCA
— Consolidated Contracting Activity
ULC
— Uniform Law Commissioners
UNAMA
— United Nations Assistance Mission to Afghanistan
SPDC
— Special Political and Decolonization Committee
UNFIP
— United Nations Fund for International Partnerships
FOIA
— Freedome of Information Act
REG.
— Regulation
UNMOP
— United Nations Mission of Observers in Prevlaka
N/P
— Note payable
EFAST
— ERISA Filing Acceptance System
WDC
— Workforce Development Center
RE
— Residual Earnings
IIST
— United Nations University International Institute for Software Technology
DI
— Debt instrument
HR
— Headquarters Regulation
SCIN
— Self-canceling installment note
ETR
— United Nations Education and Training Programme
RRM
— Renegotiated-Rate Mortgage
SJ
— Sales Journal
KFC
— Kentucy Fried Chicken
UNGIWG
— United Nations Geographic Information Working Group
SIPA
— Securities Investment Protection Act
SOS
— Switched On Schoolhouse
CSBU
— Center for Small Business Utilization
WBC
— Women Business Center
MVI
— Mini Vacations Incorporated
TEUC
— Temporary Extended Unemployment Compensation
OTR
— Office of Thrift Supervision
UNEP-IE
— United Nations Environment Programme Industry and Environment Centre
SSNVS
— Social Security Number Verification System
SECL
— Secretarial
UNMA
— United Nations Mission in Angola
SYSTEM
— Save YourSelf Time, Engergy, and Money (as reported by www.just15minutes.com)
VPFC
— Variable Prepaid Forward Contract
BPO
— Budget process outsourcing
WOTC
— Workforce Opportunity Tax Credit
COD
— Country Operations Division
CO
— Contracting Officer
D/N
— Demand note
BSAD
— Baseline System Architecture Document
HEA
— Health Enterprise Architecture
USENET
— USEr NETwork
SCP
— Sustainable Cities Programme
POP
— Premium-Only Plan
UNFSTD
— United Nations Fund for Science and Technology for Development
ECS
— Enterprise Class Storage
C&P
— Compensation & Pension
QWI
— Quarterly Workforce Indicators
MQT
— Medicaid Qualifying Trust
CFP
— Clinical Financial Planner
SWA
— State Workforce Agencies
NSTA
— National Securities Trade Association
WHOL.
— Wholesale
CPK
— Cost Per Keyword
OALC
— Office of Acquisition, Logistics, and Construction
PSR
— Presentence report
EOSG
— Executive Office of the Secretary-General
ECS
— Event Capture System
HRC
— Historic Rehabilitation Credit
UNSC
— United Nations Staff College
IPECILO
— International Programme for the Elimination of Child Labour
CIMO
— Commission for Methods of Observation
DSA
— Disaster Debt Set-Aside Program
UNSECOORD
— Office of the United Nations Security Coordinator
FROI
— First Report of Injury
EMT
— Executive Management Team
MRAM
— Magnetic Random Access Memory
CIM
— Corporate Information Model
COMP.
— Item given for free
EIA
— Equity Indexed Annuity
B/A
— Basic Agreement
CCH
— Commerce Clearing House
UNGEGN
— United Nations Group of Experts on Geographical Names
UNPF
— United Nations Peace-Force
UNMEE
— United Nations Mission in Ethiopia and Eritrea
CBD
— Chief Benefits Director
B/S
— Benefits/Services
SBC
— Summary of Benefits and Coverage
SOIR
— Schaeffer Open Interest Ratio
DSRSG
— Deputy Special Representative of the Secretary-General
SLSMN
— Salesman
HEP
— Humanitarian Evacuation Programme
BPA
— Blanket purchase authoriation
CCP
— Collateralized commercial paper
BDC
— Business Development Council
HUDCO
— Housing and Urban Development Corporation Limited
UNYOM
— United Nations Yemen Observation Mission
MAT
— Minimum Alternative Tax
SVNGS
— Savings
NSDL
— National Securities Depository Limited
BV
— Book value
UNCPCJP
— United Nations Crime Prevention and Criminal Justice Programme
AFROWHO
— Regional Office for Africa
CPTAL
— Capital
DME
— Development/Maintenance/Enhancement
UNRRA
— United Nations Relief and Rehabilitation Agency
CSI
— Commissioners Standard Industrial Mortality Table
IPC
— Integrated Programme for Commodities
GAW
— Global Atmosphere Watch (WMO)
WST
— Waste Science and Technology
B&P
— Budgeting & planning
UNROAP
— United Nations Regional Office for Asia and the Pacific
IM/DQ
— Identity Management/Data Quality
SSDI
— Social Security Disability Indemnity
BNI
— Business Needs and Investment
IMPACT
— Inventory Management Program and Control Techinques
TSB
— Targeted Small Business
TAC
— Technology Assessment Committee
HCA
— head of contracting activity; humanitarian and civic assistance
USD
— US Dollars
WST
— Waste Systems and Transportation
LTFP
— Long-Term Financial Plans
K/A
— Known as
SERP
— Systemwide Electronic Research Program
WWC
— World Water Conferences
GWG
— Gender Working Group
CCS
— Care Coordination Services
REA
— Retirement Equity Act
OASI
— Old Age Survivors Insurance
IUC
— Information Unit for Conventions
UNROD
— United Nations Relief Operation in Dacca
ASB
— Auditing Standards Board's
UNPOB
— United Nations Political Office in Bougainville
CCPISA
— Convention on the Privileges and Immunities of the Specialized Agencies
R/E
— Real estate
CCD
— Centralized Contracting Division
STCG
— Short-Term Capital Gain
PBC
— Programme and Budget Committee
BEST
— BrihnanMumbai Electric Supply and Transport
ICDB
— International Childrens' Day of Broadcasting
UNPAAERD
— United Nations Programme of Action for African Economic Recovery and Development
PATS
— Planning, Architecture, Technology and Services
CPK
— California Pizza Kitchen
PCA
— Permanent Court of Arbitration
TRD
— Trade Relations Division
PBSI
— Performance Based Salary Increase
DNA
— Distributed Internet Application Architecture
CFTA
— Currency and Foreign Transaction Act
COCA
— Cost of capital allowance
NGLS
— United Nations Non-Governmental Liaison Service
PCE
— Private Commercial Enterprise
LTD.
— Limited
CSP
— Cyber Security Professional
PRP
— Potentially Responsible Party (Superfund)
JEEP
— Joint Ethics Enforcement Plan
CATS
— Certificate of accrual on Treasury securities
IPDC
— International Programme for the Development of Communications
UNTOP
— United Nations Tajikistan Office for Peace-Building
USITC
— U.S. International Trade Commission
COS
— Cost of sales
RIM
— Retail Inventory Method
NSTP
— National Society of Tax Professionals
PCPB
— Post-Conflict Peace-Building
NAAEC
— North American Agreement on Environmental Cooperation
BAB
— Build America Bonds
SMF/LDC
— Special Measures Fund for the Least Developed Countries
CCAQ(FB)
— Consultative Committee on Administrative Questions (Financial and Budgetary Questions)
UNDC
— United Nations Disarmament Commission
FEP
— Fair Employment Practices
SAC
— Strategic Acquisition Center
UNGCI
— United Nations Guards Contingent in Iraq
PPBA
— Office of Programme Planning, Budget and Accounts
LLET
— Limited Liability Entity Tax
PBGC
— Pension Benefit Guarantee Corporation
ITAAC
— IT Acquisition Advisory Council
TOKTEN
— Transfer of Knowledge through Expatriate Nationals
COAG
— Committee on Agriculture
QPAM
— Qualified Professional Asset Manager
OHR
— Office of Human Resources
NR
— Not Rated
PIP
— Peace Implementation Programme
ITARP
— IT Activity Resource Proposal
VBOP
— Veterans Business Outreach Centers
ND
— Network Director
DCM
— Department Cost Manager
D&F
— Determination & Finding
SDC
— System Development Center
CPR
— Committee of Permanent Representatives
PAHO
— Pan American Health Office/Regional Office for the Americas of the WHO
VC
— Veterans Center
CCSQ(OPS)
— Consultative Committee on Substantive Questions (Operational Activities)
CSCIS
— Computer Software Configuration Items
DBM
— Disruptive Behavior Management
ECM
— Energy Conservation Measures
FAS
— Finance and Accounting System
NQPS
— Nonqualified preferred stock
WPOA
— Wagner-Peyser Act
GTC
— Good Till Canceled Order
SUB
— Supplemental Unemployment Benefit
SMP
— Special Multiperil Policy
VERONICA
— Very Easy Rodent Oriented Netwide Index of Computer Archives
UNRFNRE
— United Nations Revolving Fund for Natural Resources Exploration
IMC
— Integrated Market Communications
NCAER
— National Council for Applied Economic Research
PIU
— Public Inquiries Unit
GEO
— Global Environment Outlook Report
TWAIN
— Toolkit Without an Interesting Name
TOE
— Time is of the essence
HRC
— Health Resource Center
CSE
— Customer Service Environment
TPA
— Technical Practice Aide
DITC
— Division on International Trade in Goods and Services, and Commodities
TP
— Technical Proposal
WARN
— Worker Adjustment and Retraining Notification Act W&M
CIOFO
— Chief Information Office Field Office
VACO
— VA Central Office
OAO
— Office of Acquisition Operations
CT
— Commercial Technology
DRM
— Division for Resources Mobilization
UNLTC
— United Nations Military Liaison Team in Cambodia
OF
— Office of Facilities
DST
— Delaware stautory trust
SIGHTWHO
— Summary Information on Global Health Trends
PH.D.
— Doctorate Of Philosophy
TIC
— Tenant In Common
T&E
— Travel & Entertainment
OHRM
— Office of Human Resources Management
MEC
— Minimum essential coverage
TOM
— Traded Options Market
ITC
— International Training Centre
VETS
— Veteran's Employment & Training Service
IAS
— United Nations University Institute of Advanced Studies
NVSBC
— National Veterans Small Business Conference
SYD
— Sum-of-the-years-digits
UNICPO
— United Nations Open-ended Informal Consultative Process on Ocean Affairs
SBLC
— Small Business Legislative Council
SSM
— Software Service Manager
UNOMA
— United Nations Observer Mission in Angola
BMVC
— Baghdad Monitoring Verification Centre
UNRCPDA
— United Nations Regional Centre for Peace and Disarmament in Africa
