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>> Business Word Abbreviations
Look through 2927 acronyms and abbreviations related to Business Word:
S.M.A.R.T
— Specific, Measureable, Attainable, Realistic, Timely
CPOE
— Computerized Physician Order Entry
SOX
— Sarbanes-Oxley
BCWS
— budgeted cost for work scheduled
AAO
— Affirmative Action Officer
MNC
— Multinational Corporation
DEPR.
— Depreciation
RMA
— Return Merchandise Authorization
UM
— Uninsured Motorist
FGM
— Female Genital Mutilation
HCE
— Highly Compensated Employee
B/E
— Breakeven
OSS
— Open Source Software
ACR
— Accrual
BCWP
— Budgeted Cost for Work Performed
CP
— Contingency Plan
GLB
— Gramm-Leach-Bliley Act
TTL
— Total
IGO
— Intergovernmental Organization
DDB
— Double-Declining-Balance
FOMC
— Federal Open Market Committee
FLSA
— Fair Labor Standards Act
FMLA
— Family Medical Leave Act
CORELAP
— Computerised Relationship Layout Planning
BFOQ
— Bona Fide Occupational Qualification
LAN
— Local Area Network
CRFB
— Committe for Responsible Federal Budget
CSR
— Customer Service Representative
5S
— Seiri, Seiton, Seiso, Seiketsu, Shitsuke
HIPPA
— Health Insurance Portability and Accountability Act
CBPP
— Center on Budget and Policy Priorities
ETA
— Estimated Time of Arrival
FISMA
— Federal Information Security Management Act
APR
— Annual Percentage Rate
AFDC
— Aid to Families with Dependent Children
RFID
— Radio Frequency Identification
CAGR
— Compound Annual Growth Rate
GPROI
— Gross Profit Return on Investment
ANOVA
— Analysis of Variance (statistics)
IDIQ
— Indefinite Delivery, Indefinite Quantity
DRIP
— Dividend Reinvestment Plan
DOB
— Date Of Birth
ITEP
— Institute on Taxation and Economic Policy
IPCC
— Intergovernmental Panel on Climate Change (WMO and UNEP)
YTD
— Year To Date
ARPANET
— Advanced Research Projects Agency Network (early internet)
EGTRRA
— The Economic Growth and Tax Relief Reconciliation Act of 2001
FTP
— File Transfer Protocol
EOQ
— economic order quantity
CMO
— Collateralized Mortgage Obligation
HIPC
— Heavily Indebted Poor Countries
ROM
— Read-Only Memory
INC
— Intergovernmental Negotiating Committee
MPC
— Marginal Propensity to Consume
FDIC
— Federal Deposit Insurance Corporation
RCNLD
— Replacement Cost New Less Depreciation
EBITA
— Earnings before interest taxes depreciation amortization
FLRA
— Federal Labor Relations Authority's
KPMG
— Klynveld Peat Marwick Goerdeler
XML
— Extensible Markup Language
EDWOSB
— Economically disadvantaged woman-owned business
IT
— Information Technology
LMRA
— Labor Management Relations Act
AUP
— Acceptable Use Policy
ANSI
— American National Standards Institute, Inc.
IRC
— Internet Relay Chat
BBS
— Bulletin Board Service
AAA
— American Automobile Association
SSN
— Social Security Number
RFQ
— Request For Quotation
WHO
— World Health Organization
UNLTD
— Unlimited
PLS
— Please
LIFO
— Last In, First Out
FEMA
— Federal Emergency Management Agency
DMAIC
— Define, Measure, Analyze, Improve, Control
GATB
— General Aptitude Test Battery
RAROC
— Risk-Adjusted Return On Capital
QC
— Quality Control
BFP
— Bona Fide Purchaser
GEICO
— Government Employees Insurance Company
EAP
— Employee Assistance Program
LFPR
— labor force participation rate
AA
— Affirmative Action
CBD
— Cash Before Delivery
COBRA
— Consolidated Omnibus Budget Reconciliation Act of 1985
U&C
— Usual and customary
IP
— Internet Protocol
C-CPI-U
— Chained Consumer Price Index for All Urban Consumers
EDI
— Electronic Data Interchange
WML
— Wireless Markup Language
ADB
— Asian Development Bank
CCB
— Change Control Board
LTCM
— Long-Term Capital Management
FF&E
— Furniture, Fixtures & Equipment
CDO
— Collateralized Debt Obligation
SAAS
— Software as a Service
GSM
— Global System for Mobile Communications
GDP
— Gross Domestic Product
BSA
— Bank Secrecy Act
ATM
— Automatic Teller Machine
RICO
— Racketeer Influenced and Corrupt Organizations Act of 1970
SALY
— Same As Last Year
EEO
— Equal Employment Opportunity
AD
— Advertisement
S&OP
— Sales and Operations Planning
KSOP
— 401(k) Employee Stock Option Plan
RNFA
— Return On Net Financial Assets
CY
— Calendar Year
FR
— Federal Register
ROIC
— Return on Invested Capital
ICE
— Intrusion Countermeasures Electronics
RPI
— Retail Price Index
PPE
— Personal Protective Equipment
YTM
— Yield to Maturity
KPI
— Key Performance Indicator
YUPPIE
— Young Urban Professional
CBO
— Congressional Budget Office
ACH
— Automated Clearing House
IRR
— Internal Rate of Return
CPI
— Consumer Price Index
FTE
— Full Time Equivalent
CD
— Certificate of Deposit
ATTN
— Attention
CV
— Curriculum Vitae
UNESCO
— United Nations Educational, Scientific and Cultural Organization
ADP
— Actual Deferral Percentage
W/O
— Without
COB
— close of business (End of duty day)
IOC
— Intergovernmental Oceanographic Commission
ARC
— American Red Cross
GATT
— General Agreement on Tariffs and Trade (government)
WACC
— Weighted Average Cost Of Capital (accounting)
ISP
— Internet Service Provider
USDA
— United States Department of Agriculture
ADR
— Alternative Dispute Resolution
JGTRRA
— Jobs and Growth Tax Relief Reconciliation Act
SMTP
— Simple Mail Transfer Protocol
RFP
— Request For Proposal
LTV
— Loan To Value
O*NET
— Occupational Information Network
FTA
— Free-Trade Agreement
ACWP
— actual cost for work performed
AUM
— Assets Under Management
PDA
— Personal Digital Assistant
FDCPA
— Fair Debt Collection Practices Act
FINRA
— Financial Industry Regulatory Authority
JC PENNEY'S
— James Cash Penney
NFI
— Net Financial Income
CAPEX
— Capital Expenditure
DOT
— Department of Transport
SGLI
— Servicemember Group Life Insurance
CEO
— Chief Executive Officer
GIS
— Geographic Information System
TQM
— Total Quality Management
LMI
— Labor Market Information
ADR
— American Depositary Receipt
TSR
— Total Shareholder Return
LLC
— Limited Liability Company
GP
— Gross Profit
B-TO-B
— Business-To-Business
MIGA
— Multilateral Investment Guarantee Agency
GNP
— gross national product (economics)
BEA
— Bureau of Economic Analysis
ASME
— American Society of Mechanical Engineers
ATF
— As Trustee for
MOU
— Memorandum of Understanding (an MOU between Food & Drug Administratin and a regulatory agency in another country allows mutual recognition of inspections)
R&D
— Research & Development
UCC
— Uniform Commercial Code
DVP
— Delivery Versus Payment
IRA
— Individual Retirement Account
P&Z
— Planning & Zoning
UIM
— Underinsured Motorist
CBC
— Complete Blood Count
ARB
— Architecture Review Board
U.S.C.
— United States Code
MSDS
— Material Safety Data Sheets
AP
— Accounts Payable
ICFR
— Internal Control Over Financial Reporting
BOL
— Bill Of Lading
ICAO
— International Civil Aviation Organization
BARS
— Behaviourally-Anchored Rating Scale
BIW
— Biweekly
GOI
— Gross Operating Income
ADR
— American Depository Receipt
DBA
— Doing Business As
NAV
— Net Asset Value
GA
— General Assembly
GL
— General Ledger
APT
— Arbitrage Pricing Theory
ITIN
— Individual Taxpayer Identification Number
FINCEN
— Financial Crimes Enforcement Network
LY
— Last Year
SAN
— Storage Area Network
DPKO
— Department of Peacekeeping Operations
CRS
— Congressional Research Service
OTC
— Over The Counter (medications not requiring a prescription)
EO
— Executive Order
SOHO
— Small Office/Home Office. Acronym expression for the 'virtual office' environment and characteristics found in self-employed and small businesses, that are increasingly prevalent in the modern business age.
ANCOM
— Andean Common Market
CAE
— Computer-Aided Engineering
THX
— Thanks
LLP
— Limited Liability Partnership
EURIBOR
— Euro Interbank Offered Rates
FASAB
— Federal Accounting Standards Advisory Board
NSC
— National Security Council
PDF
— Portable Document Format (created by Adobe Acrobat)
ADB
— African Development Bank
P.O.C.
— Paid outside of closing
B/L
— Bill of Lading
OI
— Operating Income
RFC
— Request For Comment
EST
— Eastern Standard Time
WWW
— World Weather Watch
GM
— Gross Margin
ERP
— Emergency Response Plan
ADP
— Automated Data Processing
GRUT
— Grantor Retained Unitrust
RMP
— Risk Management Plan
EEOC
— Equal Employment Opportunity Commission
REO
— Real Estate Owned
A.O.B.
— Any other business
ARM
— Adjustable Rate Mortgage
AER
— Annual Equivalent Rate
SRAM
— Static Random Access Memory (ess-ram)
ABC
— activity based costing
IPO
— Initial Public Offering
FAA
— Federal Aviation Administration
C-CPI
— Chained Consumer Price Index
A/OPC
— Agency/Organization Program Coordinator
RAM
— Reverse Annuity Mortgage
DTA
— Deferred tax assets
CIO
— Chief Information Officer
CV
— Cost Variance
ETA
— Employment and Training Administration
CMA
— Comparative Market Analysis
CBA
— Cost Benefit Analysis
UNDMT
— United Nations Disaster Management Team
IFRS
— International Financial Reporting Standard
SLA
— Service Level Agreement
RSF
— rentable square feet
C.&F.
— Cost and freight
HMO
— Health Maintenance Organization
PV
— Present Value
PE
— Private Equity
CCAQ
— Consultative Committee on Administrative Questions
SD
— Standard Deviation
ODA
— Official Development Assistance
BGT
— Budget
SEM
— Search Engine Marketing
SKU
— Stock Keeping Unit
CIM
— Computer Integrated Manufacturing
NOPAT
— Net Operating Profit After Tax
LOA
— Leave Of Absence
FASAB
— Financial Accounting Standards Advisory Board
C.L.U.E.
— Comprehensive Loss Underwriting Exchange
MA
— Moving Average
BPA
— Blanket Purchase Agreement
AM
— Asset Management
FOB
— Free On Board
PAQ
— Position Analysis Questionnaire
OECD
— Organization for Economic Cooperation and Development
IM
— Information Management
E.O.
— Executive Order
FPL
— Federal Poverty Level
ROE
— Return On Equity
POE
— Point of Entry
JV
— Joint Venture
CTS
— Carpal Tunnel Syndrome
MTBF
— Mean Time Before Failure
CPM
— Critical Path Method
FOREX
— Foreign Exchange
LIBOR
— London interbank offering rate
EPA
— Environmental Protection Agency (US)
A&MMS
— Acquisition and Materiél Management Service
W-A
— Weighted average
MSA
— Metropolitan Statistical Area
ADL
— activity of daily living
FAC-P/PM
— Federal Acquisition Certification Program/Project Management
LBO
— Leveraged Buyout
ASCII
— American National Standard Code for Information Interchange
FAR
— Federal Acquisition Regulation
ETA
— Department of Labor's Employment and Training Administration
QTY
— Quantity
PC
— Politically Correct
RIF
— Reduction In Force
DES
— Data Encryption Standard
AMA
— American Management Association
SPV
— Special Purpose Vehicle (sometimes Single Purpose Vehicle)
NATO
— North Atlantic Treaty Organisation
PD
— Position Description
SLIP
— Serial Line Interface Protocol
BOP
— Bureau Of Prisons
SQA
— Software Quality Assurance
GMP
— Good Manufacturing Practice
OT
— Overtime
FIFO
— First In, First Out
C2C
— Consumer To Consumer. Marketing/trading model by which ordinary people sell and provide products/services to each other. It's an ancient model, prehistoric in fact, virtually extinguished by the industrial revolution and corporate age, (see B2B/B2C), alth
Q
— Quarter
DMA
— Designated Market Area
ACCT
— Account
ARO
— After Receipt of Order
CIP
— Carriage and Insurance Paid to
IBAN
— International Bank Account Number
ITLOS
— International Tribunal for the Law of the Sea
OPT
— Other People's Time
RAM
— random-access memory
MSN
— Microsoft Network
LOB
— Line Of Business
ITA
— International Trade Administration
EMA
— Exponential Moving Average
EFA
— Education for All
GPS
— Global Positioning System (ex-NAVSTAR)
MBA
— Mortgage Bankers Association of America
CEN
— Committee European de Normalisation
CMT
— Constant Maturity Treasury
ABM
— Activity Based Management
URL
— Universal Resource Locator
COD
— Cash On Delivery
P.L.
— Public Law
EOD
— End Of Day
POA
— Power Of Attorney
TER
— Total Expense Ratio
QOS
— Quality of Service
PM
— Program Manager
AON
— Angolan New Kwanza
FICCO
— Fair Issac Credit Organization
CAFTA
— Central American Free Trade Agreement
B-TO-C
— Business to consumer
F/B/O
— For benefit of
M.O.M.
— Middle of the month
FMS
— Financial Management Service
ADA
— Americans With Disabilities Act Of 1990 (Text Of ADA Legislation)
DCP
— Defined Contribution Plan
SDR
— Special Drawing Rights
CRAT
— Charitable Remainder Annuity Trust
ETF
— Exchange Traded Fund
CSRS
— Civil Service Retirement System
HIBOR
— Hong Kong interbank offered rate
LOC
— Line Of Credit
G2C
— Government to Consumer
DFA
— Department of Finance and Administration
AWOL
— Absent Without Leave
CR
— Continuing Resolution
STD
— Standard
GPP
— Gross Profit Percentage
EXCOM
— Executive Committee
G2G
— Government to Government
UNRWA
— United Nations Relief and Works Agency for Palestine Refugees in the Near East
IFB
— Invitation For Bid
IPS
— Investment Policy Statement
E&IT
— Electronic and Information Technology
OASDI
— Old Age Survivors Disability Insurance
ALM
— Asset Liability Management
CFA
— Consumer Federation of America
EV
— Enterprise Value
PO
— Purchase Order
CDHP
— consumer-driven health plan
USP
— Unique Selling Point
DNS
— Domain Name System
SC
— Security Council
EU
— European Union (1994; formerly referred to as the EEC or EC)
CTR
— Currency Transaction Report
3PL
— Third Party Logistics
ASP
— Active Server Page
QDRO
— Qualified Domestic Relations Order
NT
— Near-Term
FAS
— Free Alongside Ship
ROM
— Range Of Motion
FIT
— Financial institutions tax
UNU
— United Nations University
PY
— Program Year
HCFA
— Health Care Financing Administration
O/S
— Outstanding
PDA
— Personal Data Assistant
ABA
— American Bankers Association
U.S. DOL
— United States Department of Labor
MIRR
— Modified Internal Rate of Return
BOE
— Bank of England
A&MM
— Acquisition and Materiél Management
GAAP
— Generally Accepted Accounting Procedures
I-TIPS
— Information Technology Investment Portfolio System
BLS
— Bureau of Labor Statistics of the United States Department of Labor
J/E
— Journal entry
M.ED
— Masters in Education
PNG
— Portable Network Graphics (graphic file standard/extension)
UBTI
— Unrelated Business Taxable Income
DI
— Disability Insurance
BI
— Business Intelligence
TBD
— To Be Determined
IDP
— Internally Displaced Person
NLRB
— National Labor Relations Board
WC
— Worker's Compensation
IAEA
— International Atomic Energy Agency
AE
— Account Executive
CTO
— Chief Technology Officer
CPP
— Capital Purchase Program
PDM
— Product Data Management
ABO
— Accumulated Benefit Obligation
IVR
— Interactive Voice Response (telephone technology)
BMW
— Bayerische Motoren Werke (Bavarian Motor Works)
POD
— Proof Of Delivery
M-O-M
— Month over month
EP
— Earned Premium
GFE
— Good Faith Estimate
MDB
— Multilateral Development Bank
DRAM
— Dynamic Random Access Memory (dee-ram) (computing)
QSC
— Quality, Service, Cleanliness (Ray Kroc's motto for McDonald's)
DPP
— Direct Participation Program
NPV
— Net Present Value {economics}
RULPA
— Revised Uniform Limited Partnership Act
ERV
— Estimated Rental Value
U.S. DOJ
— United States Department of Justice
SAM
— Shared-Appreciation Mortgage
RFQ
— Request For Quote
PPO
— Preferred provider organization
ACO
— Administrative Contracting Officer
GRM
— Gross Rent Multiplier
DFAS
— Defense Financial Accounting Service
PFA
— Prevention of Food Adulteration Act
BDF
— Beneficiary Designation Form
BPML
— Business Process Modeling Language
SAS
— Statement on Auditing Standards
GSF
— Gross Square Feet
BD
— Business Development
CAO
— Chief Accounting Officer
PFS
— Personal Financial Specialist
BS
— Balance Sheet
ACRS
— Accelerated Cost Recovery System (finance)
NCA
— National Cemetery Administration
AMEX
— American Stock Exchange
AMID
— Allowable Miscellaneous Itemized Deductions
IRC
— Internal Revenue Code of 1986
SM
— Service Mark
TL
— Truckload
NYSE
— New York Stock Exchange
P&L
— Profit and Loss statement
CUSFTA
— Canada-US Free Trade Agreement
OA&L
— Office of Acquisition and Logistics
CTO
— Compensatory Time Off
IETF
— Internet Engineering Task Force
CP
— Commercial Paper
EBT
— Earnings Before Tax
FSA
— Flexible Spending Account
CPM
— Corporate Performance Management
ZIP
— Zone Improvement Plan
GRIT
— Grantor Retained Income Trust
ETR
— Effective Tax Rate
PDA
— Pregnancy Discrimination Act
HAZMAT
— Hazardous Material
BNA
— Bureau of National Affairs, Inc.
TRO
— Temporary Restraining Order
MSA
— Medical Savings Account
ARNP
— Advanced Registered Nurse Practitioner
CISO
— Chief Information Security Officer
EPA
— Equal Pay Act
PIP
— Performance Improvement Plan
PD
— Paid
CPM
— Continuous Passive Motion
ITC
— Information Technology Center
IRCA
— Immigration Reform and Control Act
3M
— Minnesota Mining And Manufacturing Company
CBT
— Computer Based Training
IDR
— Issuer Default Rating
BOV
— Broker’s Opinion of Value
PC
— Percent
CPM
— Cost Per Thousand
HSA
— Health Savings Account
BSM
— Black-Scholes-Merton
PGP
— Pretty Good Privacy (encryption)
CSHO
— Compliance Safety and Health Officer
AARP
— American Association of Retired Persons
ABS
— Automated Bond System
NI
— Net Income
UNEP
— United Nations Environment Program
DOD
— United States Department of Defense
DRP
— distribution requirements planning
4P
— Price, Product, Place and Promotion
JD
— Job Description
PY
— Prior Year
AOV
— Average Order Value
CRO
— Chief Risk Officer
MEC
— Modified Endowment Contract
GIF
— Guaranteed Investment Fund
COTR
— Contracting Officer Technical Representative
GRAT
— Grantor Retained Annuity Trust
UNA
— United Nations Association
MIS
— Management Information System (OSHA)
FAQ
— Frequently Asked Questions (sometimes Pronounced Fak)
WTO
— World Tourism Organization
TDI
— Temporary Disability Insurance
QMAC
— Qualified Matching Contributions
AFL-CIO
— American Federation of Labor and Congress of Industrial Organizations
UR
— Utilization Review
IMF
— International Monetary Fund
COO
— Chief Operation Officer
DOJ
— Department of Justice (US)
DC
— Defined Contribution
QA
— Center for Quality Assurance in International Education
MTF
— Medical Treatment Facility
CMA
— Certified Management Accountant
CHR
— Commission on Human Rights
AAA-CPA
— American Association of Attorney-Certified Public Accountants
POS
— Point Of Sale.Retail term, being the physical point at which products are displayed on shelves or paid for at the checkout, as in the EPOS acronym.
STR
— Software Test Report
AIG
— American International Group, Inc
MI
— Mortgage Insurance
IASC
— Inter-Agency Standing Committee
LOI
— Letter Of Intent
BU
— Bargaining Unit
ISDN
— Integrated Services Digital Network
PAT
— Profit After Tax
CPO
— Cost Per Order
FY
— Fiscal Year
FANNIE MAE
— Federal National Mortgage Association (a privately owned corporation)
CIMA
— Chartered Institute of Management Accountants
DCA
— Dollar Cost Averaging
AO
— Authorizing Official
EOM
— End Of Month
IPCS
— International Programme on Chemical Safety
RFI
— Request For Information. Sales department shorthand. Special priority when use in conjunction with RFN (see below).
S&U
— Sales and use
GL
— General Liability
ICC
— International Criminal Court
LWDI
— Lost Work Day Injury Rate
VAGFE
— VA-owned Government Furnished Equipment
CVP
— Cost-Volume-Profit
CDL
— Commercial Driver's License
ASB
— Accounting Standards Board
CASB
— Cost Accounting Standards Board
NOA
— Net Operating Assets
VPN
— Virtual Private Network (ATM)
XTML
— eXtensible Telephony Markup Language
LLLP
— Limited Liability Limited Partnership
DCR
— Debt Coverage Ratio
OTB
— Open To Buy
CFROI
— Cash Flow Return on Investment
IC
— Internal Control
GA
— General Agent
EOE
— Equal Opportunity Employer
G2B
— Government to Business
RAID
— Redundant Array of Inexpensive Disks
CFR
— Code of Federal Regulations
FOIA
— Freedom of Information Act
C&F
— Cost and Freight
MLS
— Multiple Listing Service
RO
— Regional Office
TAM
— Television Audience Measurement
FNA
— Financial needs analysis
CPM
— Certified Property Manager
AGI
— Adjusted Gross Income
TM
— Trademark
DPP
— Deferred Payment Plan
FDA
— Food Drug Administration
LOS
— Length of Stay
AMD
— Advanced Micro Devices, Inc. (producer of computer chips)
POD
— Payable on Death
ASU
— Accounting Standards Update
IRIN
— Integrated Regional Information Networks
CAPM
— Capital Asset Pricing Model
HR
— Headquarters Report
AEI
— American Enterprise Institute
ICJ
— International Court of Justice
AQL
— Acceptable Quality Level
LBB
— Legislative Budget Board
RTW
— Return To Work
MACRS
— Modified Accelerated Cost Recovery System (IRS)
IDA
— International Development Association
NFIP
— National Flood Insurance Program
DDU
— destination delivery unit
RTF
— Rich Text Format
COS
— Chief of Staff
ATB
— Across the Board
FSS
— Federal Supply Schedule
DBA
— Data Base Administrator
OID
— Original Issue Discount
TCE
— Tangible Common Equity
SAR
— Stock Appreciation Right
EA
— Enrolled Agent
ATR
— Americans for Tax Reform
ERP
— Estimated Retail Price
COOP
— Continuity of Operations
PFD
— Preferred
MLM
— Multi-Level Marketing
CAI
— Computer Assisted Instruction
HR
— Human Resource
DOE
— United States Department of Energy (government)
ATO
— Asset Turnover
NAFEP
— National Association of Financial and Estate Planning
NAM
— National Association of Manufacturers
REC
— Renewable Energy Certificate
CPC
— Cost Per Click-through
FTD
— Federal Tax Deposit
ACV
— Actual Cash Value
GOV
— Government Owned Vehicle
POP
— Point Of Presence (Internet)
PLR
— Private Letter Ruling
ECA
— Economic Commission for Africa
CIT
— Corporate Income Tax
PC
— Personal computer (host)
SOHO
— Small Office Home Office
CME
— Chicago Mercantile Exchange
BAT
— Business Activity Tax
SBC
— Southwestern Bell Corporation
RAP
— Regulatory Accounting Principles
REPO
— Repurchase Agreement
EMS
— Eastern Mountain Sports
SOP
— Statement Of Position
SOS
— Sound On Sound
MTD
— Month-to-date
EPZ
— Export Processing Zone
CRM
— Client Relationship Management
AGR
— Adjusted Gross Revenue
LMRDA
— Labor-Management Reporting and Disclosure Act of 1959
APPROX
— Approximate
CA
— Confidentiality Agreement
SB
— Senate Bill
DPA
— Department of Political Affairs
SGA
— Substantial Gainful Activity
O&M
— Operation and Maintenance
TAM
— Technical Advice Memorandum
SG&A
— Selling, general, and administrative expenses
FTE
— Full-Time Employee
SBLC
— Standby Letter of Credit
NOC
— Net Operating Capital
EE
— Employee
PRC
— Peer Review Committee
ROI
— Return on Investment
AL
— Assisted Living
MAD
— Mean Absolute Deviation
CAGR
— Compounded Annual Growth Rate
POP
— Premium Only Plan
GPO
— Government Printing Office
CSF
— Critical Success Factor
TIPS
— Treasury Inflation-Protected Securities
SEPA
— Single Euro Payments Area
SMT
— Senior Management Team
IBM
— International Business Machines Corporation
AMTI
— Alternative Minimum Taxable Income
IRS
— U.S. Internal Revenue Service
UL
— Universal Life
CAE
— Certified Association Executive
CGA
— Charitable Gift Annuity
CPI
— Cost Performance Index
EPI
— Expanded Programme on Immunization
A&W
— Allen & Wright (Roy Allen and Frank Wright combined their initials to name A&W Root Beer in 1922)
PERT
— Program Evaluation and Review Technique
ERS
— Economic Research Service
MLR
— Monthly Labor Review
IBNR
— Incurred But Not Reported
NIBCL
— Non-interest bearing current liabilities
TIP
— Transportation Improvement Program
BCC
— Blind Copied
CPR
— Cardio-Pulmonary Resuscitation
OTS
— Office of Thrift Supervision
MLR
— Medical Loss Ratio
WAASE
— Division for Western Asia, Arab States and Europe
TVM
— Time Value of Money
WHA
— World Health Assembly
CIX
— Commercial Internet Exchange
IME
— Independent Medical Examination
AICPA
— L'American Institute of Certified Public Accountants
OPR
— Other People's Resources
CAFR
— Comprehensive Annual Financial Report
7S
— Strategy, Structure, Systems, Style, Staff, Skills, Shared values
AACU
— American Association of Colleges and Universities
DOC
— Doctor
GRP
— Gross Rating Point
ALEX
— AUTOMATED LABOR EXCHANGE
CRM
— Customer Relationship Management
DPI
— Department of Public Information
NPW
— Net Present Worth
QMCSO
— Qualified Medical Child Support Order
IBR
— Income-based repayment
ITU
— International Telecommunication Union
OMB
— Office of Management and Budget (U.S.)
AMF
— American Machine & Foundry (bowling lane operators and former owners of Harley Davidson motorcycles)
CDC
— Center for Disease Control and Prevention
CGQ
— Corporate Governance Quotient
PCI
— Per Capita Income
PRI
— Primary Rate Interface (ISDN)
QCEW
— Quarterly Census of Employment and Wages
PHC
— Personal Holding Company
EGM
— Extraordinary General Meeting
FFY
— Federal Fiscal Year
IRA
— Individual Retirement Arrangement
DM
— Direct Mail
FRV
— Fair Rental Value
SRM
— Supplier Relationship Management
PHP
— PHP Hypertext Processor
GSA
— U.S. General Services Administration
LEPO
— Low Exercise Price Option
ELP
— Electing large partnership
PPI
— Producer Price Index
AD&D
— Accidental Death and Dismemberment
RONA
— Return On Net Assets
BRIC
— Brazil, Russia, India and China
BAFO
— Best and Final Offer
SCORE
— Service Corps Of Retired Executives
HDI
— Human Development Index (UNDP yardstick of human welfare)
IACSD
— Inter-Agency Committee on Sustainable Development
ILAB
— Bureau of International Labor Affairs
NOW
— Negotiable Order of Withdrawal
AMA
— American Medical Association
CK
— Calvin Klein
TDA
— Tax Deferred Annuity
WRKSHP
— Workshop
BCR
— Benefit/Cost Ratio
IDIT
— Intentionally defective irrevocable trust
JIT
— Just in time
LC
— Letter of Credit
ROG
— Receipt Of Goods
CIO
— Chief Investment Officer
TAN
— Tax Anticipation Note
FUBU
— For Us By Us
NGO
— Non-governmental organization. (Red Cross/Crescent, Doctors without Borders, etc.)
CMM
— Capability Maturity Model
AOQL
— Average Outgoing Quality Level
AFDA
— Allowance for Doubtful Accounts
SOL
— Statute of Limitations
UGMA
— Uniform Gifts to Minors Act (largely replaced by UTMA)
SEA
— Securities Exchange Act
ETN
— Exchange Traded Note
LOB
— Line-Of-Balance
POC
— Proof of Claim
ERISA
— Employee Retirement Income Security Act
DCF
— discounted cash flow rate
CCP
— Certified Compensation Professional
HDR
— Humanitarian Daily Ration
DOI
— Date of Injury
POP
— Point Of Purchase
FRB
— Federal Reserve Board
ESI
— Electronically Stored Information
SE
— Self Employed
NQDC
— Nonqualified deferred compensation
HFA
— Housing Finance Agency
AX
— Armani Exchange
AAR
— Average Annual Return
IIA
— Institute of Internal Auditors
DOL
— Degree of Operating Leverage
ADEA
— Age Discrimination and Employment Act
TDC
— Total Direct Compensation
ACASTD
— Advisory Committee on the Application of Science and Technology to Development
CESA
— Coverdell education savings account
AT&T
— American Telephone and Telegraph (U.S. company, also known as "Ma Bell")
OJT
— On-The-Job-Training
ACC
— Administrative Committee on Coordination
MDGD
— Management Development and Governance Division
AJB
— America’s Job Bank
EEPROM
— Electric Erasable Programmable Read Only Memory
SC
— Securities Commission
FRS
— Federal Reserve System
LCA
— Labor Condition Application
GSI
— general salary increase
SIC
— Standard Industrial Classification (Code)
SBO
— Small Business Owner
ATCF
— After Tax Cash Flow
CUPA
— College and University Personnel Association
PNP
— Plug aNd Play
PIC
— Prior Informed Consent
DTL
— Deferred Tax Liability
WIP
— Work in Process
ITARS
— IT Acquisition Request System
MAS
— Multiple-Award Schedule
OJT
— On the Job Training
AJE
— Adjusting Journal Entry
ASAE
— American Society of Association Executives
ESA
— Coverdell education savings account
MOH
— Music On Hold
EXP
— Export
MTC
— Multistate Tax Commission
COD
— Cancellation of Debt
NAB
— Non-accrual basis
EOB
— Explanation Of Benefits
EOU
— Export Oriented Unit
SNA
— System of National Accounts
MBDA
— Minority Business Development Agency
ADI
— After Date of Invoice
IM/IT
— Information Management/Information Technology
BID
— Business Improvement District
OPM
— Office of Personnel Management
FSI
— Free Standing Insert
SS
— Social Security
DW
— Dislocated Worker
HQ
— Headquarters (HDQ Preferred)
TCBY
— The Country's Best Yogurt
ADEA
— Age Discrimination in Employment Act's
PSC
— Personal Service Corporation
FCFE
— Free Cash Flow to Equity
COST
— Council on State Taxation
GPI
— Gross potential income
WC
— Working Capital
NSX
— National Stock Exchange
ECP
— Emergency Conservation Program
LAR
— Legislative Appropriations Request
ALDEP
— Automated Layout Design Programs
BCA
— Business Continuity Plan
SFH
— Single Family Home
PMI
— Private Mortgage Insurance
FASAC
— Financial Accounting Standards Advisory Council
FCRA
— Fair Credit Reporting Act
DFL
— Degree of Financial Leverage
FP
— Fixed Price
PILOT
— Payment In Lieu Of Taxes
ASP
— Application Service Provider
UNAMIC
— United Nations Advance Mission In Cambodia
URO
— Utilization Review Organization
NNN
— Triple Net (Lease)
NL
— No-Load
BDC
— Business Development Center
CBIT
— Comprehensive Business Income Tax
DSO
— Day Sales Outstanding
MLP
— Master Limited Partnership
HR
— HUMAN RESOURCES
W/C
— Working Capital
FASB
— Financial Accounting Standards Board
EOI
— Expression Of Interest
ACC
— Accounting Classification Code
SERP
— Supplemental Executive Retirement Plan
IPTF
— International Police Task Force
FHLB
— Federal Home Loan Bank
DRP
— Disaster Recovery Plan
ADC
— Acquisition, Development, and Construction
WT
— Warrant
ART
— Annual Renewable Term (life insurance)
RBM
— Roll Back Malaria
MLP
— Minimum lease payments
REI
— Recreational Equipment, Inc.
HELOC
— Home Equity Line of Credit
TCO
— Total Cost of Ownership
A/P
— Accounts Payable
DIH
— Days Inventory Held
DOLETA
— Department of Labor Employment and Training Administration
NCOA
— National Change Of Address
ESCAP
— Economic and Social Commission for Asia and the Pacific (UN)
COGS
— Cost of Goods Sold
JOA
— joint operating agreement
ATP
— Accredited Tax Preparer
APV
— Adjusted Present Value
SDB
— Small Disadvantaged Business
FCC
— Federal Communications Commission (US)
ILIT
— Irrevocable Life Insurance Trust
FS
— Financial Statement
RTO
— Reverse Take-Over
UNCIP
— United Nations Commission for India and Pakistan
VA
— Veterans Administration
FAK
— Freight all kinds
A/R
— Accounts Receivable
AA
— Author Alteration
NSA
— National Society of Accountants
CSO
— Commissioners Standard Ordinary
CC
— Civil Code
DAGMAR
— Defining Advertising Goals for Measured Advertising Results
ATA
— Accredited Tax Advisor
LPA
— Licensed Public Accountant
DPO
— Days payables outstanding
NRI
— Net Revenue Interest
ISA
— International Seabed Authority
DTI
— Department of Trade and Industry (UK)
CGS
— Cost of Goods Sold
NAFTA-TAA
— NAFTA Transitional Adjustment Assistance
TCN
— Third Country National
DHL
— Dag Hammarskjöld Library
AAA
— authentication, authorization, and accounting
ADJ
— Adjust
ABA
— Accredited Business Accountant
BRI
— Basic Rate Interface
LF
— Labor Force
NFO
— Net Financial Obligations
CICA
— Competition in Contracting Act (1984)
ASG
— Assistant Secretary General
HVAC
— Heating, Ventilation, and Air Conditioning
QAI
— Quality Assurance International
DRTV
— Direct Response Television
NDA
— Non-Disclosure Agreement
UNMISET
— United Nations Mission of Support in East Timor
AMT
— Amount for Married Taxpayers
NTIS
— National Technical Information Service Technology Administration
LTL
— Less Than Truckload Lot
CFO
— Communication Filing Officer
ERTA
— Economic Recovery Tax Act
CMS
— Content Management System
AA
— Adverse Action
ST
— Short-Term
IMO
— International Maritime Organization
CFE
— Certified Financial Examiner
RP
— Repurchase Agreement
IATA
— International Air Transport Association
GAO
— Government Accountability Office [formerly the General Accounting Office]
ABCP
— Asset Backed Commerical Paper
GED
— General Equivalency Diploma
MCI
— Microwave Communications Incorporated
MMDA
— Money Market Deposit Account
COLA
— Cost of Living Adjustment (or Allowance)
P2P
— Peer to Peer (as in music file sharing systems like KaZaA)
BOMA
— Building Owners and Managers Association
SMA
— Simple Moving Average
NSA
— Not Seasonally Adjusted
FWT
— Federal Withholding Tax
JOLTS
— Job Openings and Labor Turnover Survey
DJIA
— Dow Jones Industrial Average
A/E
— Architect/Engineer
IMAP
— Internet Message Access Protocol
ADP
— Average Deferral Percent
TPD
— Temporary Partial Disability
SOA
— Service-Oriented Architecture
UNICRI
— United Nations Interregional Crime and Justice Research Institute
NAVPS
— Net Asset Value Per Share
UTD
— Under Trust Dated
SIAP
— Statistical Institute for Asia and the Pacific
BOO
— Build Own Operate
C-TPAT
— Customs-Trade Industry Against Terrorism
GIF
— Graphic Interchange Format
IANA
— Internet Assigned Numbers Authority
EOI
— Evidence of Insurability
SA
— Seasonally Adjusted
MOM
— Message Oriented Middleware
CPSC
— Consumer Products Safety Commission
CHRO
— Chief Human Resource Officer
AIDA
— Attention, Interest, Desire, Action
BOS
— Behavior Observation Scale
SOC
— Standard Occupational Classification
ROW
— Right-Of-Way
BHAG
— Big Hairy Audacious Goal
BOOT
— Build Own Operate Transfer
EITC
— Earned Income Tax Credit
CC
— Capital Contribution
REIT
— Real Estate Investment Trust
D/O
— Delivery Order
DBMS
— Data Base Management System
CPA
— Certified Public Accountant
AGC
— Associated General Contractors of America
PCFRC
— Private Company Financial Reporting Committee
DOL
— United States Department of Labor
SBU
— Strategic Business Units
IFRIC
— International Financial Reporting Interpretations Committee
ATOI
— After Tax Operating Income
EVA
— Economic Value Added
FMLA
— Family and Medical Leave Act
AAAA
— American Association of Advertising Agencies
ALJ
— Administrative Law Judge
ITF
— In Trust For
FSLMRA
— Federal Service Labor-Management Relations Act
MRO
— Maintenance, repair, and overhaul
ECM
— Excess cash margin
ROR
— Return on Revenue
SAR
— Summary Annual Report
HUD
— Department of Housing and Urban Development (U.S.)
CASE
— computer-automated software engineering
OSG
— Office of the Secretary-General
CERD
— Committee on the Elimination of Racial Discrimination
CNF
— Cost, not freight
DBT
— Days Beyond Terms
SAR
— Suspicious Activity Report(ing)
QTD
— Quarter-to-Date
EOY
— End-Of-Year
MPS
— Marginal Propensity to Save
SNE
— Salaried Non-Exempt
REV. RUL.
— Revenue Ruling
ESOP
— Employee Stock Ownership Plan
APY
— Annual Percentage Yield
CTV
— Capital Timber Value
CPA
— Comprehensive Plan of Action
UNHCR
— United Nations High Commissioner for Refugees Program
ROA
— Regional Office for Africa
CIC
— Consumer Information Center
CMBS
— Commercial mortgage-backed securities
OB
— Office of Budget
NIH
— NATIONAL INSTITUTE OF HEALTH
POQ
— Periodic Order Quantity
OIBITDA
— Operating Income Before Interest, Taxes, Depreciation and Amortization
ISO/MSP
— Independent sales organization/Member service provider
PCCM
— Percentage-of-completion/capitalized cost method
DCPP
— Defined Contribution Pension Plan
REV. PROC.
— Revenue Procedure
UPU
— Universal Postal Union
FTC
— Federal Trade Commission (U.S.)
BLM
— Bureau of Land Management of United States Department of the Interior
PM
— Project Manager
NLRA
— National Labor Relations Act
MANOVA
— Multivariate Analysis of Variance
MBTI
— Myers-Briggs Type Indicator
SESA
— State Employment Security Agency
USG
— Under Secretary General
A/E
— Accured expense
M/M
— Month-over-month
EIS
— Environmental Impact Statement (US)
XHTML
— Extensible Hypertext Markup Language
CFAT
— Cash Flow After Taxes
ALC
— Alien Labor Certification
OCF
— Operating Cash Flow
SSB
— Securities Supervisory Board
MRD
— Minimum Required Distribution
NFA
— Net Financial Assets
VSNL
— Videsh Sanchar Nigam Limited
RISC
— Reduced Instruction Set Computer
CFIUS
— Committee on Foreign Investment in United States
AED
— United Arab Emirates Dirham
INSARAG
— International Search and Rescue Advisory Group
ECOWAS
— Economic Community of West African States
UI
— User Interface
DCAP
— Dependent Care Assistance Program
ECOA
— E-Mail Change of Address
DOH
— Days inventory On Hand
PLM
— Product Lifecycle Management
MLS
— Mass Layoff Statistics
CORBA
— Common Object Request Broker Architecture
RSI
— Relative Strength Indicator
CODA
— Cash or Deferred Arrangement (401K)
ROS
— Run Of Schedule
JPEG
— Joint Photographic Experts Group (24-bit image storage format)
PE
— Price-earnings ratio
PDQ
— Position Description Questionnaire
TIL
— Truth in Lending
UN
— United Narions
ATB
— Accountants Trial Balance
WIPO
— World Intellectual Property Organization
KSAO
— Knowledge, Skills, Abilities and Other
RIA
— Registered Investment Advisor
CRT
— Charitable Remainder Trust
BBDO
— Batten, Barton, Durstine & Osborn
VDT
— Video Display Terminal
ROP
— Run of Press
GE
— General Electric American Communications Inc.
PTE
— Pass-Through Entity
ROGFA
— Return on Gross Fixed Assets
VC
— Venture Capital
ABP
— Average Benefit Percentage
UTMA
— Uniform Transfers to Minors Act
ABV
— Accredited in Business Valuation
TIN
— Taxpayer Identification Number
IMRB
— Indian Market Research Bureau
UNISPAL
— United Nations Information System on the question of Palestine
PERL
— Practical Extraction and Report Language
FFIEC
— Federal Financial Institutions Examination Council
GICS
— Global Industry Classification Standards
PHR
— Professional in Human Resources Certification
CROGI
— Cash Return on Gross Investment
A&H
— Accident and health insurance
OTCEI
— Over the Counter Exchange of India (stock exchange)
STP
— Software Test Plan
FOM
— Field Operations Manual
NRE
— Net realizable equity
SUTA
— State Unemployment Tax Act
ABMS
— Activities Based Management System
LFY
— Last Fiscal Year
DUSH
— Deputy Under Secretary for Health
BOT
— Balance of Trade
BPM
— Business Performance Management
FFO
— Funds from operations
CAD
— Cash Available for Distribution
B2C
— Business to Consumer
OASDHI
— Old Age, Survivors, Disability and Health Insurance Act
NMS
— Normal Market Size
B2B
— Business to Businesse
MSRP
— Manufacturer's Suggested Retail Price
ICPD
— International Conference on Population and Development
LWP
— Leave With Pay
OAS
— Option Adjusted Spread
TPL
— Third-Party Liability
ROCE
— Return On Capital Employed
CRUT
— Charitable Remainder Unitrust
ECF
— Extended Care Facility
SEO
— Search Engine Optimizer
DUNS
— Data Universal Numbering System
GMWB
— Guaranteed Minimum Withdrawal Benefit
FCF
— Free Cash Flow
PR
— Public Relations
IBRD
— International Bank For Reconstruction And Development (part Of The World Bank)
WRA
— Weighted Risk Assets
CMMI
— Capability Maturity Model Integrated
MPEG
— Moving Picture Experts Group (International Standards Organisation/International Electrotechnical Commission)
DIC
— Document Identifier Code
FAO
— Food and Agriculture Organization of the United Nations
AAPC
— Accounting and Auditing Policy Committee
AFTP
— Anonymous File Transfer Protocol
B&P
— Bid & Proposal
OE
— Operating Expense
SEPG
— Software Engineering Process Group
CPG
— Consumer Packaged Goods
PVGO
— Present Value of Growth Opportunities
JD
— Juris Doctorate
CFA
— Committee on Food Aid Policies and Programmes
MC
— Market Capitalization
ACP
— Actual deferral percentage
OASDI
— Old Age and Survivors Disability Insurance
FRA
— Full Retirement Age
TSR
— Tactical Studies Rules
AR
— Accounts Receivable
BOT
— Board of Trustees
L/C
— Letter of Credit
BRE
— Business Reply Envelope
LYON
— Liquid Yield Option Note
SCM
— Supply Chain Management
MUPLA
— Model Uniform Products Liability Act
SS
— Safety Stock
YOY
— Year-over-year
NSA
— National Safety Associates
UNGOMAP
— United Nations Good Offices Mission In Afghanistan and Pakistan
CICP
— Centre for International Crime Prevention
MIME
— Multipurpose Internet Mail Extension
T&C
— Terms & Conditions
DCAP
— Dependent Care Assistance Plan
EPPA
— Employee Polygraph Protection Act
SRA
— Supplemental Retirement Annuity
WI
— Working Interest
TTD
— Temporary Total Disability
AAG
— Audit and accounting guides
EISA
— Extended Industry Standard Architecture
AIA
— American Institute of Architecture
CIF
— Cost, Insurance, and Freight (Paid) (shipping)
T&D
— Training and Development
FECA
— Federal Employer’s Compensation Act
CMO
— Chief Marketing Officer
CBOT
— Chicago Board of Trade
RTW
— Right to Work
GIM
— Gross Income Multiplier
ESOP
— Employee Stock Option Plan
VSOE
— Vendor-Specific Objective Evidence
BTT
— Business Transfer Tax
NAICS
— North American Industry Classification System
AMPS
— Auction Market Preferred Stock
LTIP
— Long-Term Incentive Plan
LOS
— Law Of The Sea
AFR
— Applicable Federal Rate
PEO
— Professional Employer Organization
UPS
— United Parcel Service, Inc.
MER
— Management Expense Ratio
OA
— Operating Assets
LT
— Lead Time
GAAS
— Generally Accepted Auditing Standards. Perhaps only marginally less contradictory than GAAP, but they do exist, honestly.
CI
— Contract Item
NCUSIF
— National Credit Union Share Insurance Fund
SIB
— Securities and Investment Board
MRPS
— Mandatorily redeemable preferred stock
OER
— Operation Expense Ratio
AFICS
— Association of Former International Civil Servants
ITMP
— Information Technology Management Program
LCM
— Lower of Cost or Market
CGMA
— Chartered Global Management Accountant
EFT
— Electronic Funds Transfer
CIMC
— Certified Investment Management Consultant
MTB
— Motor transportation broker
FICA
— Federal Insurance Contribution Act
IASC
— International Accounting Standards Committee
FMV
— Fair Market Value
TTM
— Trailing Twelve Months
LWO
— Leave without pay
HAFA
— Home Affordable Foreclosure Alternative program
PVFC
— Prepaid variable forward contract
ICSAB
— International Civil Service Advisory Board
GOOS
— Global Ocean Observing System (IOC, UNESCO, WMO, and ICSU)
ACFE
— Advisory Committee on Forestry Education
NACUBO
— National Association of College & University Business Organizations
FNMA
— Federal National Mortgage Association
APR
— Annual Percentage Rate
MVIC
— Market Value of Invested Capital
GNMA
— Government National Mortgage Association
NFFE
— Nonfinancial foreign entity
ALTA
— American Land Title Transfer
ECI
— Employment Cost Index
RIC
— Regulated Investment Company
DFEH
— Department of Fair Employment and Housing's
SNF
— Skilled Nursing Facility
TEV
— Total Enterprise Value
CEMP
— Comprehensive Emergency Management Program
SDI
— State Disability Insurance
GST
— Goods and Services Taxation
CBCMC
— Clinical Bar Code Multidisciplinary Committee
CDI
— Category Development Index
SBLI
— Savings Bank Life Insurance
HFS
— Hold for sale
PEG
— Price to Earnings Growth
FCA
— Farm Credit Administration
ACP
— Average Contribution Percentage
ALV
— Average Lease Value (Cars)
ATO
— Administrative Time Off
ABF
— Asset-Based Financing
BOA
— Basic Ordering Agreement
CFA
— Chartered Financial Analyst
NFE
— Net Financial Expense
IASB
— International Accounting Standards Board
POS
— Point of Service Plan
NAR
— National Association of Realtors
HECM
— Home Equity Conversion Mortgage
PIK
— Payment in Kind
CEPS
— Cash Earnings Per Share
BOC
— Budget Object Code
IP
— Intellectual Property
SIPC
— Securities Investor Protection Corporation
OSHA
— Occupational Safety and Health Act (1970)
EIN
— Employer Identification Number
WAP
— Wireless Application Protocol
NVI
— Negative Volume Index
EVM
— Earned Value Management
CADR
— Cash available for distribution before debt reduction
COI
— Conflict Of Interest
INA
— Immigration and Naturalization Act
AGT
— Agent
PTO
— Paid Time Off
FIE
— Foreign-Invested Enterprise
GAAP
— Generally Accepted Accounting Principles
CPLTD
— Current portion of long-term debt
CODASYL
— Committee on Data Systems Languages
CSCS
— Computer Software Components
NAAS
— Network as a Service
ATB
— Adjusted Trial Balance
OASDHI
— Old Age, Survivors, Disability, and Health Insurance
NDNH
— National Directory of New Hires
UNHCHR
— United Nations High Commissioner for Human Rights
ISSA
— International Securities Services Association
NASDAQ
— National Association for Security Dealers and Automatic Quotation
FMCS
— Federal Mediation and Conciliation Service
NAFTA
— North American Free Trade Agreement
VAO
— Virtual Acquisition Office
ESO
— Employee Stock Option
CAT
— Commercial Activity Tax
ICANN
— Internet Corporation for Assigned Names and Numbers
CEDAW
— Committee on the Elimination of Discrimination against Women
GPM
— Graduated Payment Mortgage
UCI
— Unemployment Compensation Insurance
MSA
— Merit Salary Adjustment
ACV
— Account Current Value
SSA
— Social Security Administration
FACHE
— Fellow in American College of Healthcare Executives
HP
— Hewlett Packard's
STTR
— Small Business Technology Transfer
OP
— Order Point
BBB
— Better Business Bureau's
TAMRA
— Technical and Miscellaneous Revenue Act of 1988
CFS
— Container Freight Station
CMA
— Certified Management Accountant
ECP
— Engineering Change Proposals
ZEN
— Zero Effort Network
SB/SDB
— Small Business/Small Disadvantaged Business
ABLOS
— Advisory Board on the Law of the Sea
DDSN
— Demand-driven supply networks
EBRI
— Employee Benefit Research Institute
CLUT
— Charitable Lead Unitrust
FEA
— Fair Employment Act
CAM
— Common Area Maintenance (charges related to commercial leases)
BPD
— barrels per day
WIP
— Work In Progress (process)
TRASOP
— Tax Reduction Act ESOP
UNVFVT
— United Nations Voluntary Fund for Victims of Torture
DIO
— Days Inventory Outstanding
CLAT
— Charitable Lead Annuity Trust
UNDOF
— United Nations Disengagement Observer Force
ROU
— Right of Use
EIC
— Earned Income Credit
CFP
— Certified Financial PlannerTM
CVLI
— Cash Value Life Insurance
FSLIC
— Federal Savings & Loan Insurance Corporation
ROOA
— Return on Operating Assets
BTCF
— Before Tax Cash Flow
CEA
— Commodity Exchange Authority
DOT
— Dictionary of Occupational Titles
RR
— retention rate
LSE
— London Stock Exchange
BIS
— Bank of International Settlements
EBSA
— Employee Benefits Security Administration
PERAB
— President's Economic Recovery Advisory Board
MRQ
— Most Recent Quarter
IAP
— Initial advance payment
CPHR
— California Professional in Human Resources Certification
IDA
— Industrial Development Authority
CMYK
— Cyan, Magenta, Yellow, Black
WMO
— World Meteorological Organization (ICSU)
ROTA
— Return On Total Assets
TSR
— Terminate and Stay Resident [software program]
SIV
— Structured Investment Vehicle
ICTY
— International Criminal Tribunal for the Former Yugoslavia
CPIC
— Capital Planning and Investment Control
ADR
— Asset Depreciation Range (finance)
RRSP
— Registered Retirement Savings Plan (Canada; Roughly Equivalent To The IRA In The U.S.)
HDAPT
— Hybrid domestic asset protection trust
NOI
— Net Operating Income
USF
— Usable Square Feet
BOI
— Business Object Interface
COHRS
— Central Office Human Resources Service
DVA
— Debt value adjustment
AFB
— American Farm Bureau, Inc.
HDML
— Handheld Device Markup Language
EGI
— Effective Gross Income
DAPT
— Domestic Asset Protection Trust
ADI
— Area of Dominant Influence
NNN
— Net Net Net
HRM
— Human Resource Management
CB
— Carryback
DBO
— Death Benefit Only
EDI
— Electronic Date Interchange
AFP
— Association for Financial Professionals
PGI
— Potential Gross Income
DRO
— Domestic Relations Order
UNCCD
— United Nations Convention to Combat Desertification
ICGFI
— International Consultative Group on Food Irradiation
A&S
— Accident and sickness insurance
EPS
— Earnings per share
SEM
— Shared-Equity Mortgage
DCAA
— (U.S.) Defense Contract Audit Agency
FERC
— Federal Energy Regulatory Commission (U.S.)
CIP
— Capital Investment Proposal
DESIPA
— Department for Economic and Social Information and Policy Analysis
OIOS
— Office of Internal Oversight Services
IRDA
— Insurance Regulatory Development Authority
CGT
— Capital Gains Tax
ALBM
— Automated Lending and Borrowing Mechanism
ROAE
— Return on Assets Employed
ECE
— Economische Commissie voor Europa (United Nations) (Dutch: Economic Commission for Europe)
WTO
— World Trade Organisation
NOL
— Net Operating Loss
FRF
— Financial Reporting Framework
FPML
— Financial Products Markup Language
NRI
— Net Rising Index
PBGC
— Pension Benefit Guaranty Corporation
BCP
— Business Continuity Plan
HHS
— Health and Human Services Department
PW
— present worth
NABA
— National Association of Black Accountants, Inc.
VA
— Veterans Affairs
UNCC
— United Nations Compensation Commission
UNCSW
— United Nations Commission on the Status of Women
CO
— Compliance Officer
C2C
— Customer to Customer
ECOMOG
— Economic Community of West African States' Monitoring Observer Group
PHI
— Protected Health Information
PBO
— Projected Benefit Obligation
ROC
— Rate of Change
FCCPA
— Federal Consumer Credit Protection Act of 1968
MTTR
— Mean Time To Recovery
GIC
— Guaranteed Investment Contract
CCL
— Center for Creative Leadership
FMR
— Fair Market Rental
FHLMC
— Federal Home Loan Mortgage Corporation, United States
DOM
— Distributed Order Management
PDA
— Payday Advance Loan
DSPP
— Direct Stock Purchase Plan
ESL
— English as a second language
EEOICPA
— Energy Employee Occupational Illness Compensation Program Act
CMSA
— Consolidated Metropolitan Statistical Area
ASTD
— American Society for Training and Development
UNOGBIS
— United Nations Peace-Building Support Office in Guinea-Bissau
IBEW
— International Brotherhood of Electrical Workers
CUM
— Cumulative
PBT
— Profit Before Tax
BOD
— Board of Directors (Budget)
GPO
— Guaranteed Purchase Option
ECAB
— Employee's Compensation Appeals Board
WPI
— Wholesale Price Index
CFTC
— Commodity Futures Trading Commission
GCOS
— Global Climate Observing System (WMO, IOC, UNEP, and ICSU)
HC
— human capital
LT
— Long Terme
JEC
— Joint Economic Committee
AAGR
— Annual average growth rate
TEFRA
— Tax Equity and Fiscal Responsibility Act of 1985
BAT
— Budget Advisory Team
LR
— Labor Relations
FHA
— Federal Housing Administration
RSA
— Rivest-Shamir-Adleman
MSER
— Multi-state Employer Registration
ACW
— African Centre for Women
USRPHC
— U.S. real property hodling corporation
STAR
— Satellite Television Asian Region, Ltd.
GR
— General Revenue
FCB
— Foote Cone & Belding
IFAD
— International Fund for Agricultural Development (UN)
PSA
— Public Service Announcement (radio/TV Term)
ITIL
— Information Technology Infrastructure Library
DINKS
— Dual Income, No Kids
LEC
— Local Exchange Carrier
UNSCEAR
— United Nations Scientific Committee on the Effects of Atomic Radiations
AFC
— Average fixed costs
FACCT
— Foundation for Accountability
DMFAS
— Debt Management and Financial Analysis System
AATF
— Airport and Airway Trust Fund
EMV
— Europay, Master Card and Visa
EPCM
— Exempt-contract, percentage-of-completion method
UNFPA
— United Nations Fund for Population Activities (see www.unfpa.org)
UTLZTN
— Utilization
YRT
— Yearly Renewable Term
BRC
— Business Reply Card
CAPS
— Convertible Adjustable Preferred Stock
RFPA
— Right to Financial Privacy Act of 1978
AML
— Adjustable Mortgage Loan
UNCCP
— United Nations Conciliation Commission for Palestine
HRD
— Human Resource Development
B.A.
— Bachelor of Arts
VIE
— Variable Interest Entity
ROS
— Return on Sales
CISSP
— Certified Information Systems Security Professional
(X)
— Export
UNCED
— United Nations Conference on Environment and Development
LHWCA
— Longshore and Harbor Worker’s Compensation Act
TC
— Trusteeship Council (UN)
ACRB
— Architectural Change and Review Board
ACFR
— Advisory Committee on Fishery Research
NSF
— Not Sufficient Funds
NAC
— National Acquisition Center
ADAS
— Associate Deputy Assistant Secretary
USRPI
— U.S. real property interest
BCFD
— Billion Cubic Feet per Day
ECOSOC
— Economic and Social Council of the United Nations
S&P
— Standard & Poor's
PITI
— Principal, Interest, Taxes, and Insurance
C&B
— Compensation and Benefits
0DSAC
— 90 days, same as cash
TRUPS
— Trust Preferred Securities
PTP
— Publicly Traded Partnership
BML
— Bean Markup Language
TESSA
— Tax-Exempt Special Savings Account
NACM
— National Association of Credit Management
REMIC
— Real Estate Mortgage Investment Conduit
ROA
— Return on assets
IRMAA
— Income Related Medicare Adjustment Amount
SLOB
— Separate Line of Business
P&G
— Proctor and Gamble
FIA
— Federal Insurance Administration
FAME
— Facilities Maintenance Engineering
FITW
— Federal Income Tax Withholding
VAT
— Value-added taxes
UNDAF
— United Nations Development Assistance Framework
B&O
— Business and Occupation
IOS
— International Organization for Standards
CETA
— Comprehensive Employment and Training Act of 1975
NCCUSL
— National Conference of Commissioners on Uniform State Laws
IRP
— Industry Risk Premium
CUSIP
— The Committee Of Uniform Security Identification Procedures
ECOA
— Equal Credit Opportunity Act
CLU
— Chartered Life Underwriter
ACABQ
— Advisory Committee on Administrative and Budgetary Questions
QME
— Qualified Medical Examiner
ITSM
— Information Technology Service Management
LTO
— Long-Term Option
JTPA
— Job Training Partnership Act
AMCD
— Audit and Management Consulting Division
PUD
— Planned Unit Development
CEA
— Chief Enterprise Architect
ADP
— Applicable Distribution Period
TIF
— Tax Increment Financing
SSD
— Social Security Disability
HPI
— Human Poverty Index
PCE
— Personal consumption expenditure; personal consumption expenditure deflator
BIA
— Business Impact Analysis
UNOMIL
— United Nations Observer Mission In Liberia
CSO
— Central Statistical Organisation
BPO
— Bargain Purchase Option
FAS
— Financial Accounting Standards
AD & D
— Accidental Death and Dismemberment
OCHA
— Office for the Coordination of Humanitarian Affairs
QSF
— Qualified Settlement Fund
F&F
— Furniture & Fixtures
MLD
— Market-linked deposit
SDVOSB
— Service-Disabled Veteran-Owned Small Business
HC
— Humanitarian Coordinator
TRA
— Tax Reform Act
VWAP
— Value Weighted Average Price
BPC
— Business Planning Cycle
OD
— Organizational Development
WCEFA
— World Conference on Education for All
LTI
— Long-term incentive
AFTS
— Automatic Funds Transfer Services
GASB
— Governmental Accounting Standards Board
INS
— Immigration & Naturalization Service
UNAFRI
— United Nations African Institute for the Prevention of Crime and the Treatment of Offenders
SARSEP
— Salary Reduction Simplified Employee Pension Plan
ASEAN
— Association of South East Asian Nations
ITBAT
— IT Budget Analysis Team
UNCT
— United Nations Country Team
ISO
— International Standard Organisation
SBRB
— Small Business Research Board
MBE
— Mortgage banking enterprise
VWAP
— Volume-weighted average price
RAN
— Revenue Anticipation Note
SEC
— Securities and Exchange Commission (US)
BRICS
— Brazil, Russia, India, China and South Africa
ADP
— Attention Dial Pulse
GAO
— Government Accounting Office
UNICEF
— United Nations International Children's Emergency Fund
NCUA
— National Credit Union Administration
UNCDF
— United Nations Capital Development Fund
SAAR
— Seasonally Adjusted Annual Rate
ATU
— Annual Tax Unit
DIP
— Debtor In Possession
PAAS
— Platform-as-a-Service
ICQ
— Internal Control Questionnaire
PE
— Price to Earnings Ratio
UNCIVPOL
— United Nations Civilian Police
UNPD
— United Nations Population Division
CSV
— Cash Surrender Value
CNS
— Continuous Net Settlement
ASPPA
— American Society of Pension Professionals & Actuaries
CDFI
— Community Development Financial Institution
3COM
— Computer, Communications and Compatibility
AIME
— Average Index Monthly Earnings
AMTFTC
— Alternative minimum tax foreign tax credit
TAB
— Tax Anticipation Bill
UNCTAD
— United Nations Conference on Trade and Development
CLA
— Cross-Licensing Agreement
OCBOA
— Other Comprehensive Basis of Accounting
REA
— Return on assets
VUL
— Variable Universal Life
NCSA
— National Center for Supercomputing Applications
OHCHR
— Office of the United Nations High Commissioner for Human Rights
ECB
— European Central Bank
CHL
— Customs house license
HWRP
— Hydrology and Water Resources Programme
UDITPA
— Uniform Division of Income for Tax Purposes Act
AET
— Accumulated Earnings Tax
PING
— Pocket Internet Gopher
RCN
— Replacement Cost New
CPFFC
— Cost-plus-fixed-fee contract
CFOC
— Chief Financial Officers Council
CEBS
— Certified Employee Benefits Specialist
GLA
— Gross Leaseable Area
CSA
— Capital Support Agreements
OLA
— Office of Legal Affairs
TBC
— To Be Contested
HCM
— Human Capital Management
YAHOO
— You Are Hazy Over Oranges
VEBA
— Voluntary Employees' Beneficiary Association
NIOSH
— National Institute of Occupational Safety and Health's
QBU
— Qualified Business Unit
ETC
— Estimate To Completion
SPD
— Summary Plan Description
CCI
— Consumer Confidence Index
PCAOB
— Public Company Accounting Oversight Board
EMIF
— Emerging Issues Task Force
FASAC
— Financial Accounting Standards Advisory Committee
OCC
— Office of the Comptroller of the Currency
RJP
— Realistic Job Preview
ESA
— Employment Standards Administration
SCM
— Supply Chain Management
NFTC
— National Foreign Trade Council, Inc.
NNTP
— Network News Transport Protocol (ATM)
GSTP
— Global System of Trade Preferences
CSUM
— Common Security User Manager
GAGAS
— Generally Accepted Government Accounting Standards
UNOCHA
— United Nations Office for the Coordination of Humanitarian Affairs
F2F
— Face-to-Face Meeting
WTW
— Welfare-to-Work
DNAMTI
— Distributable Net Alternative Minimum Taxable Income
ISO
— Incentive Stock Option
SMSA
— Standard Metropolitan Statistical Area
CCPOQ
— Consultative Committee on Programme and Operational Questions
COLI
— Cost of Living Index
FEI
— Financial Executives Institute
PSI
— Performance Salary Increase
UIC
— Unemployment Insurance Commission (Canada, archaic)
UNEF
— United Nations Emergency Force
COL
— Cost Of Living
TVI
— Trade Value Index
ERM
— Enterprise Resource Management
QSPE
— Qualified special purpose entity
WIDER
— United Nations University World Institute for Development Economics Research
OOB
— OOS out of business
QPRT
— Qualified Personal Residence Trust
SWT
— State witholding tax
POP
— Public Offering Price
ZBB
— Zero-based budgeting
COFI
— Cost of Funds Index
NRMLA
— National Reverse Mortgage Lenders Association
IAB
— Internet Advertising Bureau
VSOP
— Very Special Old Pale
WFC
— World Food Council
TRNSFR
— Transfer
ICSC
— International Civil Service Commission
PIM
— Product Information Management
EAR
— Export Administration Regulations
GTOS
— Global Terrestrial Observing System
XBRL
— Extensible Business Reporting Language
RESPA
— Real Estate Settlement Procedures Act
ITAC
— Information Technology Advisory Committee
SUA
— Convention for the Suppression of Unlawful Acts Against the Safety of Maritime Navigation
FMRR
— Financial Management Rate of Return
PIPE
— Public investment in private equity
GTL
— Group Term Life Insurance.
COSO
— Committee of Sponsoring Organizations
MTL
— Multi-Level Marketing
DTCC
— Depository Trust & Clearing Corp
AFN
— Additional Funds Needed
SMA
— Separately Managed Account
SMI
— Supplemental Medical Insurance (US Medicare Part B)
SFOR
— Stabilization Force
IAF
— Inflation Adjustment Factor
WRLDWD
— Worldwide
GAAC
— Government Accounting and Auditing Committee
BSNL
— Bharath Sanchar Nigam Limited
SAS
— Statement of Accounting Standards
GAAFR
— Governmental Accounting, Auditing, and Financial Reporting
ACII
— American Association of Individual Investors
SSI
— Supplemental Security Income
ALBCC
— Account Level Budget Cost Center
CAA
— Congressional Accountability Act
S&L
— Savings and Loan
CUM PFD
— Cumulative preferred
CCPA
— Consumer Credit Protection Act
SSVS
— Statement on Standards for Valuation Services
IAM
— Identity and Access Management
SBAP
— Small Business Assistance Program
P&I
— Principle and interest payment
MHAEA
— Mental Health and Addiction Equity Act
I-9
— I-9 Form
INCB
— International Narcotics Control Board
GPHR
— Global Professional in Human Resources
SHRM
— Society for Human Resource Management's
DAP
— Direct Access Program
HRA
— Health Reimbursement Account
A&I
— Accident and Indemnity
ATNOLD
— Alternative Minimum Tax Net Operating Loss Deduction
IAG
— International Auditing Guidelines
ABC
— Audit Bureau of Circulations Inc.
WHD
— World Habitat Day
HRIS
— Human Resources Information System
CPC
— Committee for Programme and Coordination
MSP
— Managed Service Provider
FBAR
— Foreign Bank & Financial Account
MCC
— Merchant category codes
FLP
— Family Limited Partnership
SSBIC
— Specialized Small Business Investment Company
FCCC
— For the Framework Convention on Climate Change
SAT
— Scholastic Aptitude Test
WRAEA
— Workforce Reinvestment and Adult Education Act
UNIFIL
— United Nations Interim Force In Lebanon
EPROM
— Electrically Programmable Read Only Memory
CIA
— Certified Internal Auditor (US)
CBFA
— Committee on Budget, Finance and Administration
MOTO
— Mail order-telephone order
TWA
— Time Weighted Averages
IMR
— Information Management Research
VHA
— Veterans Health Administration's
WPP
— Wire and Plastic Products
IHRIM
— International Association of Human Resource Information Management
CBL
— Common Business Language
UNOHCI
— United Nations Office of the Humanitarian Coordinator for Iraq
GSR
— General Securities Representative
AC
— Acceleration Clause
PAM
— Pledged Account Mortgage
UNAMIR
— United Nations Assistance Mission for Rwanda
ILO
— International Labor Organization (UN)
FALD
— United Nations Field Administration and Logistics Division
UNTAC
— United Nations Transitional Authority in Cambodia
FEIN
— Federal Employment Identification Number
PT
— Part-Time
SOV
— Share Of Voice
UNCRD
— United Nations Centre for Regional Development
CPI-W
— Consumer Price Index for Urban Wage Earners and Clerical Workers
IFC
— International Finance Corporation
SBBA
— Sales and Buy-Back Agreement
MMC
— Money market certificate of deposit
DAW
— Division for the Advancement of Women
FSP
— FASB Staff Position
OI&T
— Office of Information and Technology
ERM
— Enterprise Risk Management
UNCITRAL
— United Nations Commission On International Trade Law
EAC
— Employee Advisory Committee
IGE
— Intergovernmental Group of Experts
CSPN
— College Savings Plan Network
CPDO
— Constant Proportion Debt Obligation
SRSG
— Special Representative of the Secretary-General
ITS
— Intermarket Trading System
UNSO
— United Nations Sudano-Sahelian Office
IDNDR
— International Decade for Natural Disaster Reduction
LDI
— Liability Driven Investment
IDS
— Income Deposit Securities
AGGG
— Advisory Group on Greenhouse Gases
F/K/A
— Formally known as
ESAF
— Enhanced Structural Adjustment Facility
SMLLC
— Single Member Limited Liability Company
CFIA
— Competency Framework for Internal Auditing
SPE
— Special Purpose Entity
HCTC
— Health Coverage Tax Credit
BONUCA
— United Nations Peace-Building Office in the Central African Republic
TN
— Temporary Visa
IETC
— International Environmental Technology Centre
AFE
— Average Funds Employed
AUI
— Auxiliary Unit Interface
ITSD
— Information Technology Services Division
CPO
— Chief of Purchasing Office
MCC
— Mortgage Credit Certificate
IPA
— Inflation Protected Annuity
ILC
— International Law Commission
KSA
— Knowledge, Skills, Abilities
BDI
— Brand Development Index
CIK
— Central index keys
LEI
— Leading Economic Indicators
QWL
— Quality of Work Life
SRPM
— Stated Redemption Price at Maturity
Y/Y
— Year-over-year
UNOSOM
— United Nations Operation in Somalia
FICCI
— Federation of Indian Chamber of Commerce and Industry
CBI
— Compliance and Business Integrity
GRID
— Global Resource Information Database (UNEP)
BRM
— Business Reference Model
ABS
— Asset Based Securitization
SEP
— Simplified Employee Pension
HCSA
— Health Care Spending Account
DUS
— Dollar Unit Sampling
MEWA
— Multiple Employer Welfare Arrangement
FMC
— Federal Maritime Commission's
CEA
— Council of Economic Advisors
CHRC
— Criminal History Records Check
TSP
— Thrift Savings Plan
NRD
— Normal Retirement Date
BPO
— Business Process Optimization
ZEBRA
— Zero-balance reimbursement account
UNJSPF
— United Nations Joint Staff Pension Fund
DVOP
— Disabled Veterans Outreach Program
HRIS
— Human Resource Information System
UC
— Unemployment Compensation
NMFC
— National Motor Freight Classification
OER
— Owner's equivalent rent
NAPAT
— National Association for Private Annuity Trusts
NAIC
— National Association of Insurance Commissioners
LLTC
— Limited liability trust company
FAAS
— Financial Assurance and Accountability Standards
CEBS
— Certified Employee Benefit Specialist
CPP
— Cost Per rating Point
WHCRA
— Women’s Health and Cancer Rights Act of 1998
BIRLS
— Beneficiary Identification Records Locator Subsystem
CEU
— Continuing Education Unit
FRS
— Functional Requirements Specifications
INSTRAW
— International Research and Training Institute for the Advancement of Women
UNIPTF
— United Nations International Police Task Force
BAA
— Business Associate Agreement
USPAP
— Uniform Standards of Professional Appraisal Practice
PM
— Performance Management
SCA
— Service Contract Act
NDA
— Nondisclosure Agreement
CSR
— Corporate Social Responsibilty
LEAF
— Logistics, Engineering, Acquisition, and Finance
D&B
— Dun & Bradstreet
CPP
— Consumer Preferences and Policy
DAF
— Donor Advised Fund
NCCI
— National Council on Compensation Insurance
ULPA
— Uniform Limited Partnership Act
UCR
— Usual, Customary and Reasonable Fees
C&I
— Commercial and industrial customers (Electricity transmission)
IDB
— Industrial Development Bond
PMV
— Private Market Value
LTD
— Limited
CRC
— Committee on the Rights of the Child
AFSCME
— American Federation of State, County and Municipal Employers
FVO
— Fair Value Option
OR
— Operating revenue
MP3
— Moving Pictures Experts Group 1 Audio Layer 3
SBD
— Small Disadvantaged Business
CIPP/G
— Certified Information Privacy Professional/Government
UNRISD
— United Nations Research Institute for Social Development
DKNY
— Donna Karan New York
EPA
— Expanded Programme of Assistance
EBP
— Employee Benefits Plan
NABARD
— National Bank for Agricultural and Rural Development
COP
— Conference of the Parties
HSBC
— Household Bank Corporation
UCR
— Usual, customary, and reasonable
CGL
— Comprehensive General Liability
ICRA
— Investment Information and Credit Rating Agency
IEC
— Inter Exchange Carrier
C&D
— Cease and Desist
CHRC
— Canadian Human Rights Commission
MLA
— Minimum Liquid Assets
TTL
— Total Linhas Aéreas
CSA
— Cost Sharing Arrangement
UNOMUR
— United Nations Observer Mission Uganda-Rwanda
VOPAN
— Voice Pitch Analysis
CCHR
— Canadian Council on Human Resources
GEENET
— Global Environmental Epidemiology Network
EPTA
— Expanded Programme of Technical Assistance
NAVA
— National Association for Variable Annuities
RFM
— Rcency, Frequency, Monetary Analysis
UNIIMOG
— United Nations Iran-Iraq Military Observer Group
ILC
— Industrial Loan Company
FACT
— Fair and Accurate Credit Transactions Act of 2003
NFIB
— National Federation of Independent Business
MBS
— mortgage backed security
GEF
— Global Environmental Facility (environment)
HCIP
— Harmonized Index of Consumer Pricing
TUR
— Total Unemployment Rates
SDD
— Software Design and Development
RMBS
— Residential mortgage backed securities
NPA
— Non-Performing Assets
VOB
— Veteran-Owned Business
UPE
— Unreimbursed Partnership Expenses
UNTMIH
— United Nations Transitional Mission in Haiti
SWOT
— Strengths, Weaknesses, Opportunities and Threats
LCC
— Life Cycle Cost
OSSG
— Office of the Spokesman for the Secretary-General
DOCO
— Development Operations Coordination Office
BET
— Business entity tax
HRLY
— Hourly
FUTA
— Federal Unemployment Tax Act
TDB
— Temporary Disability Benefits
ASCI
— Advertising & Standards Council of India
DII
— Days in Inventory
HROD
— Human Resources and Organizational Development
IAPSO
— Inter-Agency Procurement Services Office
UNV
— United Nations Volunteers Programme
F&C
— Free and Clear
PEC
— Potential earnings converted
DMB&B
— D'arcy Masius Benton & Bowles
BCA
— Board of Contract Appeals
CPE
— Continuing Professional Educational
SSUTA
— Streamlined Sales and Use Tax Agreement
ROFR
— Right of First Refusal (finance)
QR
— Quality Review
SBLF
— Small Business Lending Fund
FASIT
— Financial asset securitization investment trusts
PBA
— Pending bank approval
DBPP
— Defined Benefit Pension Plan
ADS
— Alternative Depreciation System
BCAG
— Business Community Advisory Group
CTJ
— Citizens for Tax Justice/Institute on Taxation and Economic Policy
ITMRA
— Information Technology Management Reform Act (Part of the Clinger-Cohen Act)
TPRB
— Trade Policy Review Body
AFN
— Annual Funding Notice
EA
— Electronic Arts Inc (NASDAQ Stock Exchange [NASDAQ])
LLIC
— Limited liability investment company
SEPED
— Social Development and Poverty Elimination Division
LAIA
— Latin American Integration Association
EOLI
— Employer owned life insurance
ADA
— Associate Deputy Administrator
AAA
— Authentication, Authorization & Access
AE
— Actual Expense
EFW
— Electronic Funds Withdrawal
UNCHS
— United Nations Centre for Human Settlements
ADP
— Automatic Data Processor
MAGI
— Modified Adjusted Gross Income
CSO
— Chief Security Officer
IFUP
— International Forum on Urban Poverty
OGC
— Office of the General Counsel
CPCU
— Chartered property and casualty underwriter
OR
— Operations research
CRPC
— Chartered Retirement Planning Counselor
LTA
— Long-Term Agreement
IDB
— Industrial Development Board
PRP
— Preferred Risk Policy
ARB
— Accident Review Board
EDA
— Economically Depressed Area
OSBDU
— Office of Small and Disadvantaged Business Utilization
UNSCOM
— United Nations Special Commission for the Elimination of Iraq's Weapons of Mass Destruction
CTI
— Computer/Telephone Integration
BNIB
— Business Needs and Investment Board
ACLI
— American Council of Life Insurance
ASR
— Accelerated Stock Repurchase
DB
— Defined Benefit (retirement Plan; For Example, A Pension)
KYC
— Know-your-customer
A/S
— Account sales
UNOG
— United Nations Office at Geneva
GPML
— Global Programme Against Money Laundering
SEPHA
— Special Emergency Programme for the Horn of Africa
RO/RL
— Rool on/roll off
ING
— Internationale Nederlanden Group (a Financial Company)
OTB
— Off-Track Betting
DGAACS
— Department of General Assembly Affairs and Conference Services
E&P
— Earnings & Profits
ZAW
— Zero Administration for Windows
GIWA
— Global International Waters Assessment
EM
— Emergency Loan Program
BEIT
— Business Enterprise Income Tax
SIC
— Standard industrial clssification
SPAC
— Special-purpose acquisition company
D/L
— Demand loan
QE
— Quarter Ending
DWC
— Days working capital
INC.
— Incorporated
WCC
— World Climate Conference
BRD
— Business Requirements Documentation
BCS
— Business Case Study
IFOR
— Implementation Force
GINA
— Genetic Information Nondiscrimination Act of 2007
CSEMO
— Corporate Senior Executive Management Office
RR
— Revenue Ruling
CCSQ
— Consultative Committee on Substantive Questions
GAW
— Guaranteed Annual Wage
HR&A
— Human Resources and Administration
UNOMIG
— United Nations Observer Mission In Georgia
GMIB
— Guaranteed Minimum Income Benefit
MOF
— Ministry Of Finance
LMA
— Labor Market Area
GAO
— General Accountability Office
C&A
— Certification & Authority
PE
— Printer Error
ZEN
— Zero Engine Noise
ECR
— Executive Conference Room
MSRB
— Municipal Securities Rulemaking Board
CEOSH
— Center for Engineering & Occupational Safety and Health
SSD
— Social Security Disability
IASA
— Internation Air Shipper's Association
DTP
— Data Transfer Program
JPO
— Junior Professional Officer
APB
— Accounting Principles Board's
SHD
— Sustainable Human Development
CCOP
— Coordinating Committee for Coastal and Offshore Geoscience Programmes in East and South East Asia
ECN
— Electronic Communications Network
QTIP
— Qualified Terminable Interest Property
PJ
— Purchases journal
NMHPA
— Newborns’ and Mothers’ Health Protection Act
PTAC
— Procurement Technical Assistance Center
DAN
— Depositor Account Number
SPHR
— Senior Professional Human Resources
IBC
— Independent Breweries Company (original manufacturer of IBC Root Beer)
FAC-C
— Federal Acquisition Certification in Contracting
ROC
— Return on Capital
EDGAR
— Electronic Data Gathering, Analysis and Retrieval
FOK
— Fill-or-kill order
UNDHL
— United Nations Dag Hammarskjölds Library
SIFMA
— Securities Industry and Financial Markets Association
HRCI
— Human Resource Certification Institute
ITC
— International Trade Center
DBIC
— Data Base Integration Committee
DSI
— Discretionary Salary Increase
EBO
— Employee Buyout
AGFFA
— Advisory Group on Financial Flows to Africa
BLBA
— Black Lunch Benefits Act
ICM
— Incentive Compensation Management
BAN
— Bank anticipation notes
IFEBP
— International Foundation of Employee Benefit Plans
WAI
— Wealth Added Index
CFRS
— Carry Forward in Rolling Settlement
HCO
— Health Care Organization
MUD
— Multiple User Dungeon
FPO
— Fruit Products Order
NAO
— National Administrative Offices
MOD
— Manufacturing on demand
CCR
— Central Contractor Registeration
LCL
— Less than Carload Lot
DM
— Department of Management
PWBA
— Pension and Welfare Benefits Administration
LRO
— Labor Relations Officer
ECM
— Enterprise Content Management
WHYCOS
— World Hydrological Cycle Observing System
FMHA
— Farmers Home Administration
ESS
— Employee Self-Service System
URLA
— Uniform Residential Loan Application
STF
— Summary Tape File
FRA
— Federal Reserve Act
NEO
— New and Emerging Occupations
QNEC
— Qualified nonelective contributions
UNDAW
— United Nations Division for the Advancement of Women
PPE
— Property, Plant and Equipment
EBRI
— Employee Benefits Research Institute
VISN
— Veterans Integrated Service Network
CF
— Cash Flow
VBIA
— Veterans Benefits Improvement Act of 2004
ELI
— Equity Linked Investments
RIPA
— Retirement Income Policy Act
MTNL
— Mahanagar Telephone Nigam Limited
SFAS
— Statements of Financial Accounting Standards
NPT
— Non-Proliferation Treaty
WKLY
— Weekly
COE
— Certificate of Eligibility
UNSMIH
— United Nations Support Mission In Haiti
SBA
— Small Business Administrations
HRA
— Health Reimbursement Arrangement
MST
— Marketable Securities Tax
VOCC
— Vessel Operating Common Carriers
EAPA
— Employee Assistance Professionals Association, Inc
ARD
— Actual retirement date
PCS
— Post-contract customer support
MSPR
— Medicare Secondary Payer Rules
XFRML
— XML based Financial Reporting Markup Language
ISO
— Independent Sales Organization
SLS
— Sales
M&A
— Merger & Acquisition
IDS
— International Development Strategy
UNCJIN
— United Nations Crime and Justice Information Network
FMOC
— Federal Open Market Committee
ILM
— Industrial Light and Magic, Inc.
CRM
— Credit Risk Management
DSW
— Discount Shoe Warehouse
IPS
— Inflation Protected Security
TOFC
— Trailer On Flat Car
EIC
— Earned Income Tax Credit
NRF
— National Retail Federation
J&S
— Joint and Survivorship
CBO
— Chief Business Office
ALC
— Agency Location Code
HRMS
— Human Resource Management System
GEM
— Growing Equity Mortgage
LC
— Limited Company
R/E
— Retained earnings
QREC
— Quality Review Executive Committee
CAPP
— Cash Account Pension Plan
ROTC
— Reserve Officer Training Corporation
IIOP
— Internet Inter operable ORB Protocol
USAA
— United Services Automobile Association's
APOC
— Administrative Point of Contact
OCR
— Overall Capitalization Rate
ASHHRA
— American Society for Healthcare Human Resources Administration
ITLO
— Information Technology Logistics Office
CHFC
— Chartered Financial Consultant
EB
— Extended Benefits
CDR
— Centre for Documentation and Research
CNC
— Currently Not Collectible
EPLI
— Employee practices liability insurance
PCM
— Percentage-of-completion method
AWL
— Actual Wage Loss
TPA
— Third Party Administrator
NIPA
— National income and product accounts
LDP
— Last Day Paid
FLC
— Foreign Labor Certification
WARN
— Worker Adjustment and Retraining Notification Act of 1988
TAA
— Trade Adjustment Act
DIT
— Deposit in Transit
DITE
— Division on Investment, Technology and Enterprise Development
STD
— Short-term disability
DPSP
— Deferred Profit Sharing Plan
DAC
— Delivery Against Cost
HCA
— head of contracting activity; humanitarian and civic assistance
AIC
— Architecture and Infrastructure Committee
SME
— Small- to medium-sized entities
STOLI
— Stranger-originated life insurance
NASBA
— National Association of State Boards of Accountancy
DDB
— Doyle Dane Bernbach
QIE
— Domestically controlled qualified investment entity
PPA
— Pension Protection Act of 1987
IAS
— International Accounting Standards
UNMIBH
— United Nations Mission in Bosnia and Herzegovina
MBA
— Masters of Business Administration
PCE
— Pre-existing Condition Exclusion
STIP
— Short-Term Industry Projections
IEFR
— International Emergency Food Reserve
AMC
— Appraisal Management Companies
A&A
— Assessment and Accreditation
UNL
— Universal Networking Language
MTHLY
— monthly
SOBO
— Small Office Business Office
DGFT
— Director General of Foreign Trade
CFBT
— Cash flow before taxes
PFR
— Portable Font Resource
DEFRA
— Deficit Reduction Act
CALS
— Continuous Acquisition Lifecycle Support
UNZAP
— United Nations Zambia Assistance Programme
RFA
— Regulatory Flexibility Act (US)
ISM
— Interactive Studio Management
SBIR
— Small Business Innovation and Research
CFC
— Court of Federal Claims
BIOLAC
— United Nations University Programme for Biotechnology in Latin America and the Caribbean
AWW
— average weekly wage
LLDIE
— Limited life debt investment entity
SITW
— State income tax withholding
CEHIST
— Center for Evaluation of Healthcare Information Systems & Technology
SMM
— Summary of material modifications
UNFALD
— United Nations Field Administration and Logistics Division
CEA
— Certificate of Educational Achievement
GAS
— Governmental Accounting Standards
UNITAR
— United Nations Institute for Training and Research
CAMPS
— Cumulative Auction Market Preferred Stock
ESOT
— Employee Stock Ownership and Trust
NRA
— Non-Resident Alien
MPPAA
— Multiemployer Pension Plan Amendments Act
SSBCI
— State Small Business Credit Initiative
SPX
— Standard and Poor’s Index
TEA
— Technology-enabled auditing
UNTAES
— United Nations Transitional Administration for Eastern Slavonia, Baranja and Western Sirmium
UDR
— Unused development rights
SSTP
— Streamlined Sales Tax Project
UFW
— United Farm Workers
NASDR
— National Association of Securities Dealers Regulation
NSBA
— National Small Business Association
FO
— Foreign to occupation
UNMAS
— United Nations Mine Action Service
OOH
— Occupational Outlook Handbook
LMI
— Lender's mortage insurance
MSPA
— Migrant and Seasonal Agriculture Worker Protection Act
CBRS
— Currency banking and retrieval system
MDIB
— Minimum Distribution Incidental Benefit
CEIT
— Comprehensive business income tax
USOA
— Uniform system of accounts
SSDI
— Social Security Disability Insurance
BPC
— Budget Priority Committee
CWHSSA
— Contract Work Hours and Safety Standards Act
NPL
— Nonperforming loan
AIMS
— Advertising and Integrated Marketing Solutions
VAL.
— Value
MTM
— Market to Market
ODCF
— Owner's Discretionary Cash Flow
SFO
— Solicitatio for offers
FSR
— Financial Strength Rating
CUM DIV
— Cumulative dividend
CISC
— Common Instruction Set Computer
BOC
— Business Operations Committee
VRM
— Variable Rate Mortgage
EAP
— Employee Assistance Plan
EPPG
— Emergency Prevention and Preparedness Group
DUA
— Disaster Unemployment Assistance
NRV
— Net recoverable value
UNMIH
— United Nations Mission In Haiti
L/V
— Loan-to-value ratio
PE
— Pass-through entity
LTC
— Long-Term Care
BRB
— Benefit Review Board
PVT
— Persons Viewing Television
BQ
— Best Qualified
NCAO
— National Cemetery Area Office
UNREO
— United Nations Rwanda Emergency Office
ASBL
— American Small Business League
DBA
— Davis-Bacon Act
TAT
— Total asset turnover
TILA
— Truth In Lending Act
XML
— Extended Markup Language
DK
— Dorling Kindersley
ICS
— Information Centres Services
UNISTE
— United Nations International Symposium on Trade Efficiency
ICDC
— International Child Development Centre
ODDS
— Online Data Delivery System
UNSD
— United Nations Statistic Division
CSA
— Common Services Architecture
EPLI
— Employment Practices Liability Insurance
UNIDO
— United Nations Industrial Development Organization
CS
— Cost-Sharing
HARP
— Home Affordable Refinance Program
LTD
— Long Term Insurance
SLA
— Share lending agreement
IRB
— Internal Revenue Bulletin
UNMACC
— United Nations Mine Action Coordination Centre
PRA
— Paperwork Reduction Act of 1980
UNSC
— United Nations Security Council
DRPC
— Division for Resources Planning and Coordination
GAW
— Global Atmosphere Watch (WMO)
SLE
— Single lease expense
GRC
— Goverance, risk and compliance
OFCCP
— Office of Federal Contract Compliance Programs
CEIS
— Corporate Executive Information System
ARR
— Average Rate of Return
P/E
— Price-to-earnings ratio
CFM
— Construction Facility Management
TOD
— Transfer on death
FSA
— Farm Service Agency
FEP
— Fair employment practice
CFC
— Chartered Financial Consultant
FELA
— Federal Employment Liability Act
SITC
— Standard International Trade Classification
VA
— Variable Annuity
ARS
— Auction Rate Securities
CBHCO
— Community-Based Health Care Organization
FT
— Full-Time
OSDBU
— Office of Small and Disadvantaged Business Utilization
IBDOEI
— Income before discontinued operations and extraordinary items
PTA
— Preferential Trade Arrangement
VWPX
— Volume Weighted Price Uncrossing
UNDCP
— United Nations International Drug Control Programme
UNOV
— United Nations Office at Vienna
CCISUA
— Coordinating Committee of International Staff Unions and Associations of the United Nations System
SV
— Salvage value
MSI
— Multiple Streams of Income
IRD
— Income in respect of a decedent
TPS
— Transaction processing services
DSPD
— Division for Social Policy and Development
DUSHOM
— Deputy Under Secretary for Health for Operations and Management
UNPD
— United Nations Procurement Division
FSA
— Flexible Spending Arrangement
UNDG
— United Nations Development Group
CESCR
— Convention on Economic, Social and Cultural Rights
FIRPTA
— Foreign Investment in Real Property Tax Act
CIP
— Capital Investment Process
LDW
— Last Day Worked
KSA
— Knowledge Skills or Abilities
COSG
— Collaborative Opportunities Steering Group
FYE
— Fiscal year ended
RDMHQ
— Rapidly Deployable Mission Headquarters
WBG
— World Bank Group
CHB
— Custom House Broker
SSOP
— Second Surgical Opinion Program
PM
— Profit Margin
POC
— Pacific Operations Centre
GWAC
— Government Wide Acquisition Contract
DPGA
— Deferred Payment Gift Annuity
T/B
— Trial balance
UAW
— United Auto Workers
SBI
— Site Build It
KFOR
— UN Kosovo Force
UNOMSIL
— United Nations Observer Mission in Sierra Leone
PERC
— Premiums, earnings and reasonable charges
CDS
— Credit default swaps
DIMA
— Division of Information Management and Analysis
ISMUN
— International Student Movement for the United Nations
RET
— Retirement earnings test
UNFCCC
— United Nations Framework Convention on Climate Change
DFI
— Derivative Financial Instrument
ESOT
— employee stock ownership trust
CE
— Continuing Education
OTI
— OSHA Training Institute
WIA
— Workforce Investment Act
NRA
— Normal Retirement Age
MSFW
— Migrant and Seasonal Farm Worker
IREA
— Intermountain Rural Electric Association
OES
— Occupational Employment Statistics
SAM
— System for Award Management
WRC
— World Radiocommunication Conference
TCDC
— Technical Cooperation among Developing Countries
TALF
— Term Asset-Backed Securities Loan Facility
SECA
— Self-Employment Contributions Act
IMRO
— Investment Management Regulatory Organisation
ALA
— American Legion Auxiliary
CODI
— Cancellation of Debt Income
VEVRA
— Vietnam-Era Veterans Readjustment Act
EBSA
— Employee Benefit Security Administration's
PAR
— Public Accounting Report
IOLTA
— Interest on Lawyer's Trust Account
EPAU
— Evaluation and Policy Analysis Unit
ALBRS
— Automated Lending and Borrowing in Rolling Settlement
AETF
— African Emergency Task Force
CRISIL
— Credit Rating Investment Services India Limited
RDC
— Remote Deposit Capture
JAIN
— Joint American Indian Network
CUNA
— Credit Union National Assocation
A&A
— Advisory & Assistance
BAT
— Business Action Theory
UTC
— Uniform Trust Code
EPRS
— Emergency Preparedness and Response Section
LTCG
— Long-term capital gain
FRN
— Floating rate notes
FSB
— Fortune Small Business
VOC-REHAB
— Vocational Rehabilitation
EDA
— Economic Development Administration's
CFO
— Chief Financial/Fiscal Officer
PFK
— Pay-for-knowledge-and-skills plans
SEDR
— Systems Engineering and Design Review
EAO
— Executive and Administrative Office
DUZ
— Designated User
AGFUND
— Arab Gulf Programme for United Nations Development Organizations
FSET
— Federal State Employment Taxes
PKO
— Peace-Keeping Operation
CEFU
— Continuing Education Field Unit
IMFL
— Indian-Made Foreign Liquor
HQS
— Housing Quality Standards
SEES
— Survey Evaluation Exam System
SAMS
— Systemic Advocacy Management System
WPRO
— Western Pacific Regional Office
VBA
— Veterans Benefit Administration
ITC
— Information Technology Conference
NAEA
— National Association of Enrolled Agents
CSP
— Certified Speaking Professional
FWCW
— United Nations Fourth World Conference on Women
MOC
— Market On Close
FMSHA
— Federal Mine and Safety Health Act
SSARS
— Statement on Standards for Accounting and Review Services
COAS
— Clinical Observation Access Control
CDARS
— Certificate of Account Registry Service
PPA
— Paperwork Reduction Act
BHC
— Bank Holding Company
I&A
— Interest and amortization
ODPR
— Office for Displaced Persons and Refugees
POB
— Public Oversights Board
FABS
— Financial and Business Solutions
GIPS
— Global Investment Policy Standards
EECB
— Executive E-mail Carpet Bomb
AIR
— Assumed Investment Rate
PCB
— Programme Coordination Board
AA
— Average Audience
USTC
— United States Tax Court
OIS
— Occupations Information System
PM PAR
— Program Management Policy, Assessment, and Reporting
DSPE
— Deputy Senior Procurement Executive Known
USC
— United States Code
EMP
— Environmental Planning and Management
USERRA
— Uniform Services Employment and Reemployment Rights Act
BKPR
— Be Kind, Please Rewind
OCP
— Overland Common Point
SDVOB
— Service-disabled veteran owned business
OIS
— Overnight Index Swaps
ICC
— International Chamber of Commerce
NATP
— National Association of Tax Professionals
AC
— Associate Chief of Staff
SRO
— Self Regulatory Organization
FCIC
— Financial Crisis Inquiry Commission
OIP
— Office of the Iraq Programme
EFTA
— European Free Trade Area
RTN
— Routing Transit Number
GST
— Generation-Skipping Transfer
UNMOT
— United Nations Mission of Observers in Tajikistan
PDA
— Public Displays of Affection
DUSB
— Deputy Undersecretary for Benefits
BCBS
— Blue Cross/Blue Shield
BIMS
— Business Information Management Suite
OAR
— Overall Rate Of Return
UNMOVIC
— United Nations Monitoring, Verification and Inspection Commission
MHPA
— Mental Health Parity Act of 1996
QJSA
— Qualified Joint and Survivor Annuity
PIA
— Primary Insurance Amount
VPT
— Volume Price Trend
NAALC
— North American Agreement on Labor Cooperation
FPM
— Flexible Payment Mortgage
ASSE
— American Society of Safety Engineers-Professional
DFS
— Dancer Fitzerald Sample
LAUS
— Local Area Unemployment Statistics
NCO
— Net chargeoffs
SAAR
— Seasonally Adjusted Annualized Rate
UNPROFOR
— United Nations Protection Force (in Former Yugoslavia)
UNAIDS
— Joint United Nations Programme on HIV/ Acquired Immune Deficiency Syndrome
UNOVER
— United Nations Observer Mission to Verify the Referendum in Eritrea
TSA
— Tax-sheltered annuity
DBIA
— Database Integration Agreement
CFPB
— Consumer Finance Protection Bureau
BOY
— Beginning of Year Violator
ATNOL
— Alternative Minimum Tax Net Operating Loss
UNTAET
— United Nations Transitional Administration in East Timor
TIFF
— Tagged Interface File Format
UNOGIL
— United Nations Observation Group In Lebanon
COPICS
— Communication Oriented Production and Information Control System
FOF
— Fund of Funds
SDNP
— Sustainable Development Networking Programme
UNCA
— United Nations Correspondents Association
HOW
— Homeowner Warranty Plan
RPO
— Recruitment process outsourcing
UMB
— United Missouri Bank
OHCA
— Organized Health Care Arrangement
UNTEA
— United Nations Temporary Executive Authority
ICDAIT
— International Conference on Drug Abuse and Illicit Trafficing
GAP
— Gross amount paid
VXML
— Voice eXtensible Markup Language
OC
— Opportunity Cost
BA
— Business Architecture
A/O
— Administrative Offices
POCS
— Points of Contact
CAO
— Contract Administration Office
COBRA
— Common Object Request Broker Architecture
USCIS
— US Citizenship and Immigration Services
CTI
— Category, Type, Item
PMSA
— Primary Metropolitan Statistical Area
CHS
— Commission on Human Settlements
B2C
— Business to Citizen
NVCA
— National Venture Captial Association
RFB
— Request For Bid
BRSP
— Bureau for Resources and Strategic Planning
USCIS
— U.S. Citizenship and Immigration Service
BPM
— business process management
ITAM
— IT asset management
PEP
— Personal Exemption Phaseout
APIC
— Additional paid-in capital
CRAFT
— Computerised Relative Allocation of Facilities Techniques
LTI
— Lead Time Interval
ASF
— American Securitization Forum
CBA
— Controlled Business Arrangement
VOSB
— Veteran-Owned Small Business
ISBA
— International Seabed Area
GMP
— Guaranteed Maximum Price
SNT
— Supplemental Needs Trust
UNAMSIL
— United Nations Mission In Sierra Leone
UNPA
— United Nations Postal Administration
OEL
— Offshore Employee Leasing
HAC
— Health Administration Center
CI
— Control Item
NOLD
— Net Operating Loss Deduction
SHOP
— Small Business Health Options Program
IUR
— Insured Unemployment Rates
EHLP
— Emergency Homeowners Loan Program
MACC
— Mine Action Coordination Centre
ATP
— Acquisition Training Program
EBX
— Electronics Boutique X
UNPA
— United Nations Protected Area
LTC
— Long-Term Care
FCA
— Division for Finances, Control and Administration
IACWGE
— Inter-Agency Committee on Women and Gender Equity
PUT
— Persons Using Television
CPS
— Core Products and Services
D&O
— Directors and Officers Liability
UNOB
— United Nations Office in Burundi
FUNSA
— Federation of Staff Association of the United Nations and its Specialized Agencies
RELP
— Real Estate Limited Partnership
HUT
— Households Using Television
SBJPA
— Small Business Job Protection Act of 1996
VCL
— Vacancy and collection losses
ODCCP
— United Nations Office for Drug Control and Crime Prevention
TCOE
— Total Cost of Equity
CCC
— Commodity Credit Corporation
ESP
— Exchange Stock Portfolio
UNIS
— United Nations Information Service
ULP
— Unfair Labour Practices
OEBS
— Office of Employee Benefits Security
LCD
— Labor Cost Distribution
MINX
— Multimedia Information Network Exchange (system)
WPPDA
— Welfare and Pension Plan Disclosure Act
LAC
— Division for Latin America and the Caribbean
SDE
— Service Delivery and Engineering
WCB
— Workers Compensation Board
HVCC
— Home Valuation Code of Conduct (mortgage and appraisal industry)
HRIS
— Human Resources Information Service
UNIPOM
— United Nations India-Pakistan Observation Mission
SST
— Streamline Sales and Use Tax Agreement
COSVA
— Chief of Staff
NST
— National Sales Tax
POD
— Professional & Organizational Development
WMU
— World Maritime University
B2C
— Business to Comerce
CSO
— Cyber Security Office
FERS
— Federal Employees Retirement System
RWA
— Risk Weighted Asset
QR
— Quarterly Report
CTFA
— Certified trust & financial advisor
SMB
— Small- to medium-sized business
UNON
— United Nations Office at Nairobi
MFST
— Manifest
UNSCO
— Office of the United Nations Special Coordinator for the Middle East
TCPC
— Technical Committee for Programme and Coordination
FEP
— Fair Employment Practices
TL
— Time & Labor
CRA
— Credit Rating Agency
TA
— Technology Assessment
ECDC
— Economic Cooperation Among Developing Countries
USPTO
— U.S. Patent and Trademark Office
KFC
— Kentucy Fried Chicken
GWG
— Gender Working Group
IAG
— International Advisory Group
KMI
— Key Man Insurance
OSDC
— Over/Short/Damage/Claims
UNSF
— United Nations Security Force in West New Guinea
UNDOC
— United Nations Documents Index
UNIC
— United Nations Information Centre
KMI
— Knowledge Management Initiative
TEUC
— Temporary Extended Unemployment Compensation
CCC
— Cost Containment Center
UNTAG
— United Nations Transition Assistance Group
STSFCTN
— Satisfaction
SLOB
— Separate lines of business
POP
— Point-of-purchase
SDCF
— Sellers Discretionary Cash Flow
JCT
— Joint Committee on Taxation
HMO
— Health Maintenance Organisation
D2D
— Developer to Developer
BRM
— Business Relationship Meeting
UNMIK
— United Nations Interim Administration Mission in Kosovo
ERCI
— Employee Relocation Council Institute
DBB
— Design-bid-build
INTECH
— United Nations University Institute for New Technologies
POS
— Point-of-sale
DDB
— Deemed death benefit
UNAVEM
— United Nations Angola Verification Mission
NVSBE
— National Veterans Small Business Engagement
DOBI
— Department of Defense Instruction
COFI
— Committee on Fisheries
FS
— Forest Service (USDA)
QTD
— Qualified Total Distribution
USM
— Unlisted Securities Market
UNOMSA
— United Nations Observer Mission in South Africa
WRHSE
— Warehouse
LOW
— Lack of Work
UNAT
— United Nations Administrative Tribunal
UNHQ
— United Nations Headquarters
BB
— Base Benefits
BDI
— Behavioral Description Interview
PD
— Procurement Division
DRC
— Deficit Reduction Contribution
RA
— Resident Alien
MDA
— Market development funds
LDC
— Low Death Conflict
JRPU
— Joint Reintegration Programming Unit
GEMS
— Global Environment Monitoring System
PA
— Public Accountant
PBM
— Pharmacy Benefits Management (or Manager)
CSD
— Commission on Sustainable Development's
EBS
— Employee Benefits Security
LINTAS
— Levers International Advertising Services
WCC
— Working capital cycle
NBIA
— National Business Incumbation Association
HR
— Headquarters Regulation
MW
— minimum weight
VLI
— Variable Life Insurance
JSSA
— Jury Selection and Service Act
GCT
— General Corporation Tax
SLA
— Supplemental Lease Agreements
EMA
— Expense Management Automation
HDRO
— Human Development Report Office
BAT
— Bureau of Apprenticeship and Training
CCAQ(PER)
— Consultative Committee on Administrative Questions (Personnel and General Administrative Questions)
NRET
— Non-Resident Withholding Tax
VOC-ED
— Vocational Education
DWC
— Division of Workers Compensation
B.S.
— Bachelor of Science
SEBI
— Securities Exchange Board of India
CWSP
— College Work-Study Program
UI
— Unemployment Insurance
INRA
— United Nations University Institute for Natural Resources in Africa
IPMA
— International Personnel Management Association
NDNH
— National Directory New Hires
ICE
— Internal control evaluation
BREP
— Business Requirements Engineering Process
NTFO
— Nationwide Tax Forums Online
R&C
— Reasonable and Customary
CO
— Contracting Officer
FUA
— Federal Unemployment Account
SPE
— Senior Procurement Executive
MGIC
— Mortgage Guarantee Insurance Company
HTTP
— Hyper Text Transport Protocol
SROI
— Subsequent Report of Injury
OM
— Options Market
QCR
— Quarterly Contributions Report
INWEH
— United Nations University International Network on Water, Environment and Health
CCSQ(PROG)
— Consultative Committee on Substantive Questions (Programme Matters)
WCP
— World Climate Programme (WMO/ICSU)
CEC
— Continuing Education Center
SDA
— Self-directed brokerage account
NOIDA
— New Okhla Industrial Development Authority
RI
— Royalty Interest
GPRS
— General Packet Radio System
LOR
— Letter Of Response
JAN
— Job Accommodation Network's
NIB
— New In the Box
CBC
— Community Based Outpatient Clinic
NYMEX
— New York Metal Exchange
ERD
— Emergency Response Division
SMES
— Small- and medium-scale enterprises
B&N
— Barnes and Noble
CRSR
— Congressional Research Service Report
CE&O
— Customer education and outreach
PEPPRA
— Public Employee Pension Plan. Reporting and Accountability Act
SPFS
— Special Programme for Food Security
HB
— House B ill
DSA
— Disaster Debt Set-Aside Program
IAAS
— Infrastructure as a Service
TPD
— Third-party designee
IPI
— Industrial Protection Index
UNHSP
— United Nations Human Settlements Programme
ECU
— Emergency Coordination Unit
OUSG
— Office of the Under Secretary General
MF
— Medical Facilities
CVE
— Center for Verification and Evaluation
VRP
— Variable Rate Premium
PWC
— Public Works Commission
ASB
— Auditing Standards Board's
FTR
— family tracing and reintegration
OL
— Operating Liabilities
LEO
— Long-term Equity Options
NUA
— Net Unrealized Appreciation
PTSD
— Post Traumatic Stress Syndrome
BPO
— Broker Price Opinion
UNMO
— United Nations Military Observers
SIU
— Sets In Use
EAT
— Exchange Accommodation Titleholder
UNASOG
— United Nations Aouzou Strip Observer Group
CCR
— Central Contracting Registry
NABE
— National Association for Business Economics
DC
— Developed Countries
UNIDIR
— United Nations Institute for Disarmament Research
PCNICC
— Preparatory Commission for the International Criminal Court
BV
— Book value
NBER
— National Bureau of Economic Research
DESA
— Department of Economic and Social Affairs
E/M
— Evaluation and Management
UNMOGIP
— United Nations Military Observer Group In India & Pakistan
SE
— Salaried Exempt
UNTSO
— United Nations Truce Supervision Organization
JPAC
— Joint Public Advisory Committee
GLSO
— Group Legal Services Organization
NAWW
— National Average Weekly Wages
LBO
— Limited Buyout
AR
— Architecture Requirements
CSVLI
— Cash surrender value life insurance
SEPPAA
— Single Employer Pension Plan Amendments Act
DEC
— Deductible voluntary employee contributions
CFS
— Committee on World Food Security
CIFR
— Committee on Improvements to Financial Reporting
UNSECOORD
— Office of the United Nations Security Coordinator
SPDC
— Special Political and Decolonization Committee
COFO
— Committee on Forestry
CCA
— Consolidated Contracting Activity
WOSB
— Woman-Owned Small Business
CARDS
— Custom Adjustable Rate Debt Structure
PIRG
— Public Interest Research Group
UNOPS
— United Nations Office for Project Services
UNGEGN
— United Nations Group of Experts on Geographical Names
SEAROWHO
— Regional Office for South-East Asia Region
RMA
— Restricted management account
TDB
— Trade and Development Board
BOP
— businessowners policy
JVC
— Japan's Victor Company
PFA
— Platform for Action
IPO
— Incorporated to Provide
VAAR
— Department of Veterans Affairs Acquisition Regulation
IQPA
— Independent Qualified Public Accountant
UNGIWG
— United Nations Geographic Information Working Group
RRM
— Renegotiated-Rate Mortgage
SJ
— Sales Journal
CC
— Copy To
ZBA
— Zero-Balance Account
XUL
— eXtensible UserInterface Language
PWD
— Prevailing Wage Determination
GIST
— Graphics and Intelligence based Script Technology
BKPR
— Bookeeper
NAHB
— NATIONAL ASSOCIATION OF HOMEBUILDERS
MVI
— Mini Vacations Incorporated
NHCE
— Non-Highly Compensated Employee
YSP
— Yield-spread premium
SOYD
— Sum-of-the-years-digits
NVC
— National Veterans Conference
STW
— School-To-Work
VPFC
— Variable Prepaid Forward Contract
VWPT
— Value Weighted Price Trading
UNMA
— United Nations Mission in Angola
QAIP
— Quality Assurance and Improvement Plan
NAP
— Noninsured Crop Disaster Assistance Program
BEST
— BrihnanMumbai Electric Supply and Transport
IAS
— United Nations University Institute of Advanced Studies
GNC
— General Nutrition Centers
BSAD
— Baseline System Architecture Document
HEA
— Health Enterprise Architecture
BIMST-EC
— Bangladesh India Myanmar Srilanka Thailand - Economic Council
D/N
— Demand note
USENET
— USEr NETwork
TARP
— Troubled Assets Relief Program
CORTS
— Corporate-backed trust securities
NE
— Non-Exempt
EDP
— Employee Development Plan
EMROWHO
— Regional Office for the Eastern Mediterranean
LA
— Labor Area
UNIS
— United Nations International School
PPBD
— Programme Planning and Budget Division
UNMOP
— United Nations Mission of Observers in Prevlaka
UNFIP
— United Nations Fund for International Partnerships
EBO
— Equity buy out
WST
— Waste Spare Time
MSB
— Money Service Businesses
ULC
— Uniform Law Commissioners
SP
— Strategic Plan
PL
— Profit and Loss
PPIP
— Public-Private Investment Program
UNTPDC
— United NationsTrade Point Development Centre
CIM
— Corporate Information Model
WDC
— Workforce Development Center
CCM
— Completed Contract Method
UNJSPB
— United Nations Joint Staff Pension Board
K/A
— Known as
ODF
— OpenDocument Format
SOPAC
— South Pacific group of countries
IIST
— United Nations University International Institute for Software Technology
DI
— Debt instrument
STD
— Short-term Insurance
PL/PD
— Personal liability/property damage
CBD
— Chief Benefits Director
SOS
— Switched On Schoolhouse
CSBU
— Center for Small Business Utilization
SOIR
— Schaeffer Open Interest Ratio
SIPA
— Securities Investment Protection Act
UNYOM
— United Nations Yemen Observation Mission
DSRSG
— Deputy Special Representative of the Secretary-General
HEP
— Humanitarian Evacuation Programme
WBC
— Women Business Center
OTR
— Office of Thrift Supervision
BPA
— Blanket purchase authoriation
ICDB
— International Childrens' Day of Broadcasting
UNEP-IE
— United Nations Environment Programme Industry and Environment Centre
HUDCO
— Housing and Urban Development Corporation Limited
SSNVS
— Social Security Number Verification System
SECL
— Secretarial
SYSTEM
— Save YourSelf Time, Engergy, and Money (as reported by www.just15minutes.com)
BPO
— Budget process outsourcing
DBM
— Disruptive Behavior Management
WOTC
— Workforce Opportunity Tax Credit
NSDL
— National Securities Depository Limited
TRD
— Trade Relations Division
COD
— Country Operations Division
DNA
— Distributed Internet Application Architecture
AFROWHO
— Regional Office for Africa
GTC
— Good Till Canceled Order
CONGO
— Conference on Non-Governmental Organizations
BLESS
— Borrowing and Lending Securities Schemes
CSD
— Commission for Social Development
ICFY
— International Conference on the Former Yugoslavia
POP
— Premium-Only Plan
SWA
— State Workforce Agencies
HRC
— Health Resource Center
CPK
— Cost Per Keyword
EOSG
— Executive Office of the Secretary-General
EMT
— Executive Management Team
ITOC
— Information Technology Oversight & Compliance
EFAST
— ERISA Filing Acceptance System
SUTCDC
— Special Unit for Technical Cooperation Among Developing Countries
IMF
— International Monitary Fund
TP
— Technical Proposal
UNSC
— United Nations Staff College
UNAMA
— United Nations Assistance Mission to Afghanistan
NBB
— New Belgium Brewery
LOC
— Letter of Comment
HRC
— Historic Rehabilitation Credit
FOIA
— Freedome of Information Act
CIMO
— Commission for Methods of Observation
REG.
— Regulation
N/P
— Note payable
RE
— Residual Earnings
CCH
— Commerce Clearing House
COMP.
— Item given for free
TSB
— Targeted Small Business
EIA
— Equity Indexed Annuity
OHR
— Office of Human Resources
ETR
— United Nations Education and Training Programme
UNMEE
— United Nations Mission in Ethiopia and Eritrea
SCIN
— Self-canceling installment note
SBC
— Summary of Benefits and Coverage
B/S
— Benefits/Services
CCS
— Care Coordination Services
UNPOB
— United Nations Political Office in Bougainville
SLSMN
— Salesman
CCD
— Centralized Contracting Division
CCP
— Collateralized commercial paper
BDC
— Business Development Council
VETS
— Veteran's Employment & Training Service
MAT
— Minimum Alternative Tax
STCG
— Short-Term Capital Gain
SVNGS
— Savings
PBC
— Programme and Budget Committee
PCA
— Permanent Court of Arbitration
FAS
— Finance and Accounting System
C&P
— Compensation & Pension
UNCPCJP
— United Nations Crime Prevention and Criminal Justice Programme
SCP
— Sustainable Cities Programme
CPTAL
— Capital
ECS
— Enterprise Class Storage
QWI
— Quarterly Workforce Indicators
NCAER
— National Council for Applied Economic Research
GEO
— Global Environment Outlook Report
CSI
— Commissioners Standard Industrial Mortality Table
UNFSTD
— United Nations Fund for Science and Technology for Development
MQT
— Medicaid Qualifying Trust
CFP
— Clinical Financial Planner
NSTA
— National Securities Trade Association
WHOL.
— Wholesale
ECS
— Event Capture System
B&P
— Budgeting & planning
MRAM
— Magnetic Random Access Memory
UNROAP
— United Nations Regional Office for Asia and the Pacific
NAAEC
— North American Agreement on Environmental Cooperation
OALC
— Office of Acquisition, Logistics, and Construction
PSR
— Presentence report
FROI
— First Report of Injury
BAB
— Build America Bonds
SSDI
— Social Security Disability Indemnity
IPECILO
— International Programme for the Elimination of Child Labour
UNDC
— United Nations Disarmament Commission
USD
— US Dollars
B/A
— Basic Agreement
UNPF
— United Nations Peace-Force
REA
— Retirement Equity Act
WWC
— World Water Conferences
PIP
— Peace Implementation Programme
IUC
— Information Unit for Conventions
ND
— Network Director
UNROD
— United Nations Relief Operation in Dacca
PAHO
— Pan American Health Office/Regional Office for the Americas of the WHO
VC
— Veterans Center
CPK
— California Pizza Kitchen
CCPISA
— Convention on the Privileges and Immunities of the Specialized Agencies
R/E
— Real estate
UNPAAERD
— United Nations Programme of Action for African Economic Recovery and Development
PATS
— Planning, Architecture, Technology and Services
PBSI
— Performance Based Salary Increase
SSM
— Software Service Manager
WPOA
— Wagner-Peyser Act
COCA
— Cost of capital allowance
ITEAM
— Information Technology Enterprise Architecture Management
CORBAIIOP
— CORBA Internet Inter ORB Protocol
PDM
— Program Decision Maker
CFTA
— Currency and Foreign Transaction Act
UNRRA
— United Nations Relief and Rehabilitation Agency
DME
— Development/Maintenance/Enhancement
IPC
— Integrated Programme for Commodities
IMC
— Integrated Market Communications
JEEP
— Joint Ethics Enforcement Plan
WST
— Waste Science and Technology
CATS
— Certificate of accrual on Treasury securities
IPDC
— International Programme for the Development of Communications
LTFP
— Long-Term Financial Plans
HPS
— Headquarters Procurement Section
IM/DQ
— Identity Management/Data Quality
SMF/LDC
— Special Measures Fund for the Least Developed Countries
BNI
— Business Needs and Investment
IMPACT
— Inventory Management Program and Control Techinques
WST
— Waste Systems and Transportation
TAC
— Technology Assessment Committee
PBGC
— Pension Benefit Guarantee Corporation
SERP
— Systemwide Electronic Research Program
OASI
— Old Age Survivors Insurance
TIC
— Tenant In Common
T&E
— Travel & Entertainment
VBOP
— Veterans Business Outreach Centers
ITARP
— IT Activity Resource Proposal
OHRM
— Office of Human Resources Management
D&F
— Determination & Finding
SDC
— System Development Center
DCM
— Department Cost Manager
UNICC
— United Nations International Computer Centre
UN-NADAF
— United Nations New Agenda for the Development of Africa in the 1990s
MEC
— Minimum essential coverage
JECFA
— Joint Expert Committee on Food Additives
CPR
— Committee of Permanent Representatives
SGML
— Standard Generalised Markup Language
CCSQ(OPS)
— Consultative Committee on Substantive Questions (Operational Activities)
CSCIS
— Computer Software Configuration Items
WDCD
— Intergovernmental Committee for the World Decade for Cultural Development
ECM
— Energy Conservation Measures
SBLC
— Small Business Legislative Council
NQPS
— Nonqualified preferred stock
SMP
— Special Multiperil Policy
LTD.
— Limited
NGLS
— United Nations Non-Governmental Liaison Service
SUB
— Supplemental Unemployment Benefit
PCE
— Private Commercial Enterprise
CSP
— Cyber Security Professional
PRP
— Potentially Responsible Party (Superfund)
COS
— Cost of sales
PCPB
— Post-Conflict Peace-Building
TPA
— Technical Practice Aide
UNTOP
— United Nations Tajikistan Office for Peace-Building
USITC
— U.S. International Trade Commission
RIM
— Retail Inventory Method
CIOFO
— Chief Information Office Field Office
NSTP
— National Society of Tax Professionals
PPBA
— Office of Programme Planning, Budget and Accounts
QPAM
— Qualified Professional Asset Manager
NR
— Not Rated
CCAQ(FB)
— Consultative Committee on Administrative Questions (Financial and Budgetary Questions)
OAO
— Office of Acquisition Operations
SAC
— Strategic Acquisition Center
DRM
— Division for Resources Mobilization
UNGCI
— United Nations Guards Contingent in Iraq
LLET
— Limited Liability Entity Tax
ITAAC
— IT Acquisition Advisory Council
TOKTEN
— Transfer of Knowledge through Expatriate Nationals
COAG
— Committee on Agriculture
PH.D.
— Doctorate Of Philosophy
SIA
— Securities Industry Act of 1983
TOM
— Traded Options Market
ITC
— International Training Centre
UNICPO
— United Nations Open-ended Informal Consultative Process on Ocean Affairs
NVSBC
— National Veterans Small Business Conference
SYD
— Sum-of-the-years-digits
UNARDOL
— United Nations Assistance for the Reconstruction and Development of Lebanon
WGEID
— United Nations Working Group on Enforced or Involuntary Disappearances
ECLAC
— Economic Commission for Latin America and the Carebbean
