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>> Business Word Abbreviations
Look through 2927 acronyms and abbreviations related to Business Word:
S.M.A.R.T
— Specific, Measureable, Attainable, Realistic, Timely
SOX
— Sarbanes-Oxley
CPOE
— Computerized Physician Order Entry
BCWS
— budgeted cost for work scheduled
AAO
— Affirmative Action Officer
TTL
— Total
MNC
— Multinational Corporation
RMA
— Return Merchandise Authorization
DEPR.
— Depreciation
UM
— Uninsured Motorist
FGM
— Female Genital Mutilation
HCE
— Highly Compensated Employee
ACR
— Accrual
OSS
— Open Source Software
B/E
— Breakeven
BCWP
— Budgeted Cost for Work Performed
LAN
— Local Area Network
CORELAP
— Computerised Relationship Layout Planning
CP
— Contingency Plan
GLB
— Gramm-Leach-Bliley Act
IGO
— Intergovernmental Organization
M-O-M
— Month over month
YTD
— Year To Date
DDB
— Double-Declining-Balance
GPROI
— Gross Profit Return on Investment
OPT
— Other People's Time
RAROC
— Risk-Adjusted Return On Capital
ETA
— Estimated Time of Arrival
UNLTD
— Unlimited
URL
— Universal Resource Locator
XML
— Extensible Markup Language
BFOQ
— Bona Fide Occupational Qualification
FLSA
— Fair Labor Standards Act
B-TO-C
— Business to consumer
O/S
— Outstanding
FMLA
— Family Medical Leave Act
FOMC
— Federal Open Market Committee
GEICO
— Government Employees Insurance Company
CAGR
— Compound Annual Growth Rate
CSR
— Customer Service Representative
ARPANET
— Advanced Research Projects Agency Network (early internet)
HIPPA
— Health Insurance Portability and Accountability Act
P.O.C.
— Paid outside of closing
5S
— Seiri, Seiton, Seiso, Seiketsu, Shitsuke
P.L.
— Public Law
RFID
— Radio Frequency Identification
O*NET
— Occupational Information Network
APR
— Annual Percentage Rate
A.O.B.
— Any other business
S&OP
— Sales and Operations Planning
ROM
— Read-Only Memory
CRFB
— Committe for Responsible Federal Budget
C-CPI-U
— Chained Consumer Price Index for All Urban Consumers
BGT
— Budget
FTP
— File Transfer Protocol
DOB
— Date Of Birth
B-TO-B
— Business-To-Business
U&C
— Usual and customary
PLS
— Please
JC PENNEY'S
— James Cash Penney
AFDC
— Aid to Families with Dependent Children
CBPP
— Center on Budget and Policy Priorities
F/B/O
— For benefit of
U.S.C.
— United States Code
KPMG
— Klynveld Peat Marwick Goerdeler
FISMA
— Federal Information Security Management Act
ANSI
— American National Standards Institute, Inc.
BBS
— Bulletin Board Service
P&Z
— Planning & Zoning
A/OPC
— Agency/Organization Program Coordinator
RCNLD
— Replacement Cost New Less Depreciation
ANOVA
— Analysis of Variance (statistics)
MBTI
— Myers-Briggs Type Indicator
ATM
— Automatic Teller Machine
THX
— Thanks
CMO
— Collateralized Mortgage Obligation
C.L.U.E.
— Comprehensive Loss Underwriting Exchange
C-CPI
— Chained Consumer Price Index
IPCC
— Intergovernmental Panel on Climate Change (WMO and UNEP)
M.O.M.
— Middle of the month
IT
— Information Technology
BCA
— Business Continuity Plan
J/E
— Journal entry
PPE
— Personal Protective Equipment
W-A
— Weighted average
C.&F.
— Cost and freight
SSN
— Social Security Number
ARO
— After Receipt of Order
UBTI
— Unrelated Business Taxable Income
A&MMS
— Acquisition and Materiél Management Service
FANNIE MAE
— Federal National Mortgage Association (a privately owned corporation)
FAC-P/PM
— Federal Acquisition Certification Program/Project Management
W/O
— Without
NFI
— Net Financial Income
E.O.
— Executive Order
U.S. DOL
— United States Department of Labor
DRIP
— Dividend Reinvestment Plan
LIFO
— Last In, First Out
GM
— Gross Margin
ATF
— As Trustee for
QDRO
— Qualified Domestic Relations Order
RNFA
— Return On Net Financial Assets
FDIC
— Federal Deposit Insurance Corporation
MPC
— Marginal Propensity to Consume
SD
— Standard Deviation
EGTRRA
— The Economic Growth and Tax Relief Reconciliation Act of 2001
U.S. DOJ
— United States Department of Justice
E&IT
— Electronic and Information Technology
A&MM
— Acquisition and Materiél Management
EPA
— Environmental Protection Agency (US)
IRC
— Internet Relay Chat
FTE
— Full Time Equivalent
UNICEF
— United Nations International Children's Emergency Fund
IDIQ
— Indefinite Delivery, Indefinite Quantity
M.ED
— Masters in Education
LY
— Last Year
P&L
— Profit and Loss statement
I-TIPS
— Information Technology Investment Portfolio System
COB
— close of business (End of duty day)
GATB
— General Aptitude Test Battery
FIFO
— First In, First Out
OA&L
— Office of Acquisition and Logistics
PDF
— Portable Document Format (created by Adobe Acrobat)
SALY
— Same As Last Year
EOQ
— economic order quantity
ITEP
— Institute on Taxation and Economic Policy
UNESCO
— United Nations Educational, Scientific and Cultural Organization
WHO
— World Health Organization
KPI
— Key Performance Indicator
ROM
— Range Of Motion
INC
— Intergovernmental Negotiating Committee
CD
— Certificate of Deposit
WAASE
— Division for Western Asia, Arab States and Europe
AAA-CPA
— American Association of Attorney-Certified Public Accountants
VAGFE
— VA-owned Government Furnished Equipment
NAFTA-TAA
— NAFTA Transitional Adjustment Assistance
LLC
— Limited Liability Company
NAFEP
— National Association of Financial and Estate Planning
FEMA
— Federal Emergency Management Agency
FF&E
— Furniture, Fixtures & Equipment
QC
— Quality Control
QCEW
— Quarterly Census of Employment and Wages
POD
— Proof Of Delivery
EBITA
— Earnings before interest taxes depreciation amortization
HIPC
— Heavily Indebted Poor Countries
RFP
— Request For Proposal
IP
— Internet Protocol
AAA
— American Automobile Association
RFQ
— Request For Quotation
PO
— Purchase Order
AUP
— Acceptable Use Policy
GP
— Gross Profit
IACSD
— Inter-Agency Committee on Sustainable Development
POA
— Power Of Attorney
QSC
— Quality, Service, Cleanliness (Ray Kroc's motto for McDonald's)
OI
— Operating Income
GDP
— Gross Domestic Product
EAP
— Employee Assistance Program
S&U
— Sales and use
CBD
— Cash Before Delivery
DKNY
— Donna Karan New York
RICO
— Racketeer Influenced and Corrupt Organizations Act of 1970
CY
— Calendar Year
FLRA
— Federal Labor Relations Authority's
YUPPIE
— Young Urban Professional
ATTN
— Attention
WACC
— Weighted Average Cost Of Capital (accounting)
EDI
— Electronic Data Interchange
LC
— Letter of Credit
IRR
— Internal Rate of Return
NOC
— Net Operating Capital
BSA
— Bank Secrecy Act
CBC
— Complete Blood Count
GSM
— Global System for Mobile Communications
CV
— Curriculum Vitae
MSDS
— Material Safety Data Sheets
CAO
— Chief Accounting Officer
ACH
— Automated Clearing House
ISP
— Internet Service Provider
AA
— Affirmative Action
CEO
— Chief Executive Officer
BMW
— Bayerische Motoren Werke (Bavarian Motor Works)
COBRA
— Consolidated Omnibus Budget Reconciliation Act of 1985
CCB
— Change Control Board
FIT
— Financial institutions tax
PC
— Politically Correct
PIP
— Performance Improvement Plan
ACCT
— Account
IPO
— Initial Public Offering
ACC
— Accounting Classification Code
LOI
— Letter Of Intent
CMT
— Constant Maturity Treasury
MOU
— Memorandum of Understanding (an MOU between Food & Drug Administratin and a regulatory agency in another country allows mutual recognition of inspections)
TQM
— Total Quality Management
SPV
— Special Purpose Vehicle (sometimes Single Purpose Vehicle)
LMRA
— Labor Management Relations Act
TSR
— Total Shareholder Return
EDWOSB
— Economically disadvantaged woman-owned business
AP
— Accounts Payable
BFP
— Bona Fide Purchaser
EST
— Eastern Standard Time
AMD
— Advanced Micro Devices, Inc. (producer of computer chips)
OECD
— Organization for Economic Cooperation and Development
ADB
— Asian Development Bank
LLP
— Limited Liability Partnership
DCP
— Defined Contribution Plan
CDO
— Collateralized Debt Obligation
CPI
— Consumer Price Index
ABC
— activity based costing
IBAN
— International Bank Account Number
SMTP
— Simple Mail Transfer Protocol
ARB
— Architecture Review Board
ASCII
— American National Standard Code for Information Interchange
R&D
— Research & Development
FINRA
— Financial Industry Regulatory Authority
EEO
— Equal Employment Opportunity
UPS
— United Parcel Service, Inc.
CBA
— Cost Benefit Analysis
GIS
— Geographic Information System
MTBF
— Mean Time Before Failure
WML
— Wireless Markup Language
DIH
— Days Inventory Held
SLA
— Service Level Agreement
GL
— General Ledger
DFA
— Department of Finance and Administration
ADR
— American Depositary Receipt
SAAS
— Software as a Service
CPO
— Cost Per Order
RTO
— Reverse Take-Over
C&F
— Cost and Freight
LOB
— Line Of Business
ETA
— Department of Labor's Employment and Training Administration
ROIC
— Return on Invested Capital
USDA
— United States Department of Agriculture
DVP
— Delivery Versus Payment
PDA
— Personal Digital Assistant
CIP
— Carriage and Insurance Paid to
ASME
— American Society of Mechanical Engineers
LTCM
— Long-Term Capital Management
SRAM
— Static Random Access Memory (ess-ram)
COD
— Cash On Delivery
ADP
— Automated Data Processing
DMAIC
— Define, Measure, Analyze, Improve, Control
ETR
— Effective Tax Rate
RPI
— Retail Price Index
BOV
— Broker’s Opinion of Value
SOHO
— Small Office/Home Office. Acronym expression for the 'virtual office' environment and characteristics found in self-employed and small businesses, that are increasingly prevalent in the modern business age.
BPML
— Business Process Modeling Language
CBO
— Congressional Budget Office
ADR
— Alternative Dispute Resolution
NOA
— Net Operating Assets
FR
— Federal Register
NYSE
— New York Stock Exchange
AUM
— Assets Under Management
AD
— Advertisement
LTV
— Loan To Value
ANCOM
— Andean Common Market
EOD
— End Of Day
BLS
— Bureau of Labor Statistics of the United States Department of Labor
O&M
— Operation and Maintenance
NGO
— Non-governmental organization. (Red Cross/Crescent, Doctors without Borders, etc.)
IRA
— Individual Retirement Account
CAPEX
— Capital Expenditure
YTM
— Yield to Maturity
ICFR
— Internal Control Over Financial Reporting
GATT
— General Agreement on Tariffs and Trade (government)
VPN
— Virtual Private Network (ATM)
ROE
— Return On Equity
GPS
— Global Positioning System (ex-NAVSTAR)
FAQ
— Frequently Asked Questions (sometimes Pronounced Fak)
SKU
— Stock Keeping Unit
PE
— Private Equity
DOT
— Department of Transport
ADR
— American Depository Receipt
ADL
— activity of daily living
AWOL
— Absent Without Leave
OTC
— Over The Counter (medications not requiring a prescription)
PAQ
— Position Analysis Questionnaire
UCC
— Uniform Commercial Code
M/M
— Month-over-month
NPV
— Net Present Value {economics}
MTF
— Medical Treatment Facility
ADP
— Actual Deferral Percentage
G2C
— Government to Consumer
EXCOM
— Executive Committee
DBA
— Doing Business As
CRO
— Chief Risk Officer
LFPR
— labor force participation rate
ABO
— Accumulated Benefit Obligation
NRI
— Net Revenue Interest
GNP
— gross national product (economics)
ARM
— Adjustable Rate Mortgage
GOI
— Gross Operating Income
CP
— Commercial Paper
P&G
— Proctor and Gamble
JV
— Joint Venture
PPO
— Preferred provider organization
RFI
— Request For Information. Sales department shorthand. Special priority when use in conjunction with RFN (see below).
FICCO
— Fair Issac Credit Organization
OT
— Overtime
IM/IT
— Information Management/Information Technology
NAB
— Non-accrual basis
EU
— European Union (1994; formerly referred to as the EEC or EC)
Q
— Quarter
EO
— Executive Order
PV
— Present Value
CIO
— Chief Information Officer
ARC
— American Red Cross
BOL
— Bill Of Lading
3M
— Minnesota Mining And Manufacturing Company
IOC
— Intergovernmental Oceanographic Commission
MIS
— Management Information System (OSHA)
IBM
— International Business Machines Corporation
KSOP
— 401(k) Employee Stock Option Plan
ICAO
— International Civil Aviation Organization
CFM
— Construction Facility Management
REO
— Real Estate Owned
MTD
— Month-to-date
POS
— Point Of Sale.Retail term, being the physical point at which products are displayed on shelves or paid for at the checkout, as in the EPOS acronym.
LOC
— Line Of Credit
NOPAT
— Net Operating Profit After Tax
RAM
— Reverse Annuity Mortgage
ICE
— Intrusion Countermeasures Electronics
SAN
— Storage Area Network
FTA
— Free-Trade Agreement
CAE
— Computer-Aided Engineering
UNDMT
— United Nations Disaster Management Team
HMO
— Health Maintenance Organization
CPM
— Critical Path Method
ABM
— Activity Based Management
ERP
— Emergency Response Plan
APT
— Arbitrage Pricing Theory
IVR
— Interactive Voice Response (telephone technology)
JGTRRA
— Jobs and Growth Tax Relief Reconciliation Act
SGLI
— Servicemember Group Life Insurance
MIGA
— Multilateral Investment Guarantee Agency
LMI
— Labor Market Information
CMA
— Comparative Market Analysis
DOD
— United States Department of Defense
RAM
— random-access memory
RFC
— Request For Comment
BEA
— Bureau of Economic Analysis
FAA
— Federal Aviation Administration
QTY
— Quantity
FY
— Fiscal Year
TBD
— To Be Determined
IMF
— International Monetary Fund
ITIN
— Individual Taxpayer Identification Number
RONA
— Return On Net Assets
ROG
— Receipt Of Goods
UTD
— Under Trust Dated
COO
— Chief Operation Officer
CTR
— Currency Transaction Report
DC
— Defined Contribution
PM
— Performance Management
FOREX
— Foreign Exchange
EEOC
— Equal Employment Opportunity Commission
FAR
— Federal Acquisition Regulation
HR
— Headquarters Report
CIM
— Computer Integrated Manufacturing
PFA
— Prevention of Food Adulteration Act
B/L
— Bill of Lading
AIG
— American International Group, Inc
NDA
— Non-Disclosure Agreement
CV
— Cost Variance
OTB
— Open To Buy
ACWP
— actual cost for work performed
GRM
— Gross Rent Multiplier
GA
— General Assembly
NFE
— Net Financial Expense
SDR
— Special Drawing Rights
IPS
— Investment Policy Statement
CRS
— Congressional Research Service
BIW
— Biweekly
ASP
— Active Server Page
UIM
— Underinsured Motorist
DPKO
— Department of Peacekeeping Operations
NAV
— Net Asset Value
CPM
— Certified Property Manager
RIF
— Reduction In Force
OJT
— On the Job Training
AE
— Account Executive
LWDI
— Lost Work Day Injury Rate
PD
— Position Description
AFL-CIO
— American Federation of Labor and Congress of Industrial Organizations
DES
— Data Encryption Standard
CFROI
— Cash Flow Return on Investment
DMA
— Designated Market Area
FOB
— Free On Board
AER
— Annual Equivalent Rate
DJIA
— Dow Jones Industrial Average
JD
— Juris Doctorate
IETF
— Internet Engineering Task Force
EMA
— Exponential Moving Average
NSC
— National Security Council
AGR
— Adjusted Gross Revenue
AM
— Asset Management
TDC
— Total Direct Compensation
FINCEN
— Financial Crimes Enforcement Network
ALM
— Asset Liability Management
APPROX
— Approximate
JIT
— Just in time
SG&A
— Selling, general, and administrative expenses
CTS
— Carpal Tunnel Syndrome
PGP
— Pretty Good Privacy (encryption)
POE
— Point of Entry
NFO
— Net Financial Obligations
POP
— Point Of Purchase
AAR
— Average Annual Return
GRUT
— Grantor Retained Unitrust
C2C
— Consumer To Consumer. Marketing/trading model by which ordinary people sell and provide products/services to each other. It's an ancient model, prehistoric in fact, virtually extinguished by the industrial revolution and corporate age, (see B2B/B2C), alth
PDM
— Product Data Management
CADR
— Cash available for distribution before debt reduction
DRAM
— Dynamic Random Access Memory (dee-ram) (computing)
FDCPA
— Fair Debt Collection Practices Act
GMP
— Good Manufacturing Practice
AARP
— American Association of Retired Persons
RSF
— rentable square feet
BD
— Business Development
CPC
— Cost Per Click-through
QOS
— Quality of Service
NPW
— Net Present Worth
CBT
— Computer Based Training
SLIP
— Serial Line Interface Protocol
FAS
— Free Alongside Ship
FUBU
— For Us By Us
ADA
— Americans With Disabilities Act Of 1990 (Text Of ADA Legislation)
VC
— Venture Capital
ADB
— African Development Bank
F/K/A
— Formally known as
AGI
— Adjusted Gross Income
CTO
— Compensatory Time Off
RMP
— Risk Management Plan
ROR
— Return on Revenue
G2G
— Government to Government
DUSHOM
— Deputy Under Secretary for Health for Operations and Management
RR
— retention rate
WWW
— World Weather Watch
EP
— Earned Premium
BPA
— Blanket Purchase Agreement
NATO
— North Atlantic Treaty Organisation
FASAB
— Federal Accounting Standards Advisory Board
FPL
— Federal Poverty Level
ETF
— Exchange Traded Fund
LOA
— Leave Of Absence
LWP
— Leave With Pay
ROTA
— Return On Total Assets
AMEX
— American Stock Exchange
SQA
— Software Quality Assurance
CE&O
— Customer education and outreach
SEM
— Search Engine Marketing
IRC
— Internal Revenue Code of 1986
MBA
— Mortgage Bankers Association of America
QA
— Center for Quality Assurance in International Education
AMA
— American Management Association
CRM
— Customer Relationship Management
CTO
— Chief Technology Officer
OASDI
— Old Age Survivors Disability Insurance
DNS
— Domain Name System
CR
— Continuing Resolution
BOO
— Build Own Operate
NFA
— Net Financial Assets
ODA
— Official Development Assistance
POP
— Point Of Presence (Internet)
IFRIC
— International Financial Reporting Interpretations Committee
OTCEI
— Over the Counter Exchange of India (stock exchange)
MSA
— Metropolitan Statistical Area
AON
— Angolan New Kwanza
JOA
— joint operating agreement
MDGD
— Management Development and Governance Division
OPR
— Other People's Resources
CCAQ
— Consultative Committee on Administrative Questions
VISN
— Veterans Integrated Service Network
IFRS
— International Financial Reporting Standard
GMWB
— Guaranteed Minimum Withdrawal Benefit
C&B
— Compensation and Benefits
WC
— Worker's Compensation
DCR
— Debt Coverage Ratio
BARS
— Behaviourally-Anchored Rating Scale
GSA
— U.S. General Services Administration
AFDA
— Allowance for Doubtful Accounts
ROI
— Return on Investment
PFD
— Preferred
BI
— Business Intelligence
GRP
— Gross Rating Point
D/O
— Delivery Order
EV
— Enterprise Value
ABA
— American Bankers Association
MIRR
— Modified Internal Rate of Return
STD
— Standard
PNG
— Portable Network Graphics (graphic file standard/extension)
CFR
— Code of Federal Regulations
MSN
— Microsoft Network
BOP
— Bureau Of Prisons
NT
— Near-Term
BOE
— Bank of England
SM
— Service Mark
NNN
— Triple Net (Lease)
MEC
— Modified Endowment Contract
SMT
— Senior Management Team
FDA
— Food Drug Administration
OA
— Operating Assets
HVAC
— Heating, Ventilation, and Air Conditioning
CUSFTA
— Canada-US Free Trade Agreement
IAEA
— International Atomic Energy Agency
TER
— Total Expense Ratio
IM
— Information Management
CUM PFD
— Cumulative preferred
IRS
— U.S. Internal Revenue Service
FAO
— Food and Agriculture Organization of the United Nations
HAZMAT
— Hazardous Material
WIP
— Work in Process
COOP
— Continuity of Operations
ACRS
— Accelerated Cost Recovery System (finance)
PMI
— Private Mortgage Insurance
IATA
— International Air Transport Association
TCO
— Total Cost of Ownership
EURIBOR
— Euro Interbank Offered Rates
ALDEP
— Automated Layout Design Programs
DTA
— Deferred tax assets
ITLOS
— International Tribunal for the Law of the Sea
A&W
— Allen & Wright (Roy Allen and Frank Wright combined their initials to name A&W Root Beer in 1922)
CPM
— Continuous Passive Motion
MA
— Moving Average
TIN
— Taxpayer Identification Number
ACO
— Administrative Contracting Officer
CDC
— Center for Disease Control and Prevention
ETA
— Employment and Training Administration
CRAT
— Charitable Remainder Annuity Trust
MSA
— Medical Savings Account
DRP
— distribution requirements planning
IDR
— Issuer Default Rating
ISDN
— Integrated Services Digital Network
DOE
— United States Department of Energy (government)
PRI
— Primary Rate Interface (ISDN)
CISO
— Chief Information Security Officer
DOJ
— Department of Justice (US)
REIT
— Real Estate Investment Trust
CF
— Cash Flow
ABS
— Automated Bond System
ESP
— Exchange Stock Portfolio
PM
— Program Manager
SAR
— Stock Appreciation Right
SIC
— Standard Industrial Classification (Code)
POD
— Payable on Death
FRF
— Financial Reporting Framework
RULPA
— Revised Uniform Limited Partnership Act
ARNP
— Advanced Registered Nurse Practitioner
EFA
— Education for All
POC
— Proof of Claim
CAFTA
— Central American Free Trade Agreement
MSRP
— Manufacturer's Suggested Retail Price
AMA
— American Medical Association
BS
— Balance Sheet
Y/Y
— Year-over-year
AJE
— Adjusting Journal Entry
FMS
— Financial Management Service
GSF
— Gross Square Feet
CME
— Chicago Mercantile Exchange
ABP
— Average Benefit Percentage
PAT
— Profit After Tax
LBO
— Leveraged Buyout
CIMA
— Chartered Institute of Management Accountants
HIBOR
— Hong Kong interbank offered rate
CPP
— Capital Purchase Program
CAPM
— Capital Asset Pricing Model
ITC
— Information Technology Center
DSO
— Day Sales Outstanding
UNU
— United Nations University
IFB
— Invitation For Bid
WC
— Working Capital
CFO
— Communication Filing Officer
TTM
— Trailing Twelve Months
PNP
— Plug aNd Play
MAD
— Mean Absolute Deviation
DI
— Disability Insurance
BOMA
— Building Owners and Managers Association
PC
— Personal computer (host)
EOE
— Equal Opportunity Employer
ICC
— International Criminal Court
CSRS
— Civil Service Retirement System
ATO
— Asset Turnover
AD&D
— Accidental Death and Dismemberment
CRT
— Charitable Remainder Trust
PBO
— Projected Benefit Obligation
GRAT
— Grantor Retained Annuity Trust
FASAB
— Financial Accounting Standards Advisory Board
CMO
— Chief Marketing Officer
XTML
— eXtensible Telephony Markup Language
RAID
— Redundant Array of Inexpensive Disks
CEN
— Committee European de Normalisation
ITA
— International Trade Administration
UNRWA
— United Nations Relief and Works Agency for Palestine Refugees in the Near East
SBU
— Strategic Business Units
HROD
— Human Resources and Organizational Development
COGS
— Cost of Goods Sold
AMT
— Amount for Married Taxpayers
ERP
— Estimated Retail Price
SAM
— Shared-Appreciation Mortgage
DCA
— Dollar Cost Averaging
AQL
— Acceptable Quality Level
TDA
— Tax Deferred Annuity
DPP
— Direct Participation Program
GPP
— Gross Profit Percentage
BNA
— Bureau of National Affairs, Inc.
AMF
— American Machine & Foundry (bowling lane operators and former owners of Harley Davidson motorcycles)
TL
— Truckload
NAM
— National Association of Manufacturers
PHP
— PHP Hypertext Processor
LTO
— Long-Term Option
LBB
— Legislative Budget Board
FOIA
— Freedom of Information Act
HCFA
— Health Care Financing Administration
4P
— Price, Product, Place and Promotion
UNEP
— United Nations Environment Program
SEPG
— Software Engineering Process Group
ERV
— Estimated Rental Value
EBT
— Earnings Before Tax
FSA
— Flexible Spending Account
PERT
— Program Evaluation and Review Technique
MDB
— Multilateral Development Bank
CMS
— Content Management System
3PL
— Third Party Logistics
CPM
— Corporate Performance Management
CPA
— Certified Public Accountant
DUSH
— Deputy Under Secretary for Health
PC
— Percent
EIN
— Employer Identification Number
GFE
— Good Faith Estimate
PVGO
— Present Value of Growth Opportunities
ASP
— Application Service Provider
LIBOR
— London interbank offering rate
CMM
— Capability Maturity Model
DCF
— discounted cash flow rate
IMO
— International Maritime Organization
SAS
— Statement on Auditing Standards
CAGR
— Compounded Annual Growth Rate
EFT
— Electronic Funds Transfer
ERISA
— Employee Retirement Income Security Act
UI
— User Interface
VSNL
— Videsh Sanchar Nigam Limited
CIP
— Capital Investment Proposal
CDHP
— consumer-driven health plan
PD
— Paid
BCR
— Benefit/Cost Ratio
REPO
— Repurchase Agreement
IMAP
— Internet Message Access Protocol
JD
— Job Description
SAR
— Suspicious Activity Report(ing)
USP
— Unique Selling Point
COLA
— Cost of Living Adjustment (or Allowance)
ISO/MSP
— Independent sales organization/Member service provider
FTE
— Full-Time Employee
IRIN
— Integrated Regional Information Networks
IDIT
— Intentionally defective irrevocable trust
CASB
— Cost Accounting Standards Board
AICPA
— L'American Institute of Certified Public Accountants
OMB
— Office of Management and Budget (U.S.)
SC
— Security Council
BDF
— Beneficiary Designation Form
CPI
— Cost Performance Index
SRM
— Supplier Relationship Management
ZIP
— Zone Improvement Plan
BHAG
— Big Hairy Audacious Goal
GPI
— Gross potential income
APY
— Annual Percentage Yield
TRO
— Temporary Restraining Order
ASB
— Accounting Standards Board
RTF
— Rich Text Format
NIBCL
— Non-interest bearing current liabilities
FCRA
— Fair Credit Reporting Act
DDU
— destination delivery unit
CUM
— Cumulative
HSA
— Health Savings Account
NI
— Net Income
TIL
— Truth in Lending
CVP
— Cost-Volume-Profit
QMAC
— Qualified Matching Contributions
COTR
— Contracting Officer Technical Representative
GRIT
— Grantor Retained Income Trust
ITU
— International Telecommunication Union
TAM
— Television Audience Measurement
RO
— Regional Office
CMA
— Certified Management Accountant
PY
— Program Year
MC
— Market Capitalization
TDI
— Temporary Disability Insurance
ADP
— Average Deferral Percent
P2P
— Peer to Peer (as in music file sharing systems like KaZaA)
NLRB
— National Labor Relations Board
PDA
— Personal Data Assistant
PPI
— Producer Price Index
AOV
— Average Order Value
SBLC
— Standby Letter of Credit
ACV
— Actual Cash Value
RP
— Repurchase Agreement
MLS
— Multiple Listing Service
ROS
— Return on Sales
HQ
— Headquarters (HDQ Preferred)
TM
— Trademark
TCN
— Third Country National
CFA
— Chartered Financial Analyst
HDI
— Human Development Index (UNDP yardstick of human welfare)
LMRDA
— Labor-Management Reporting and Disclosure Act of 1959
RWA
— Risk Weighted Asset
CPM
— Cost Per Thousand
DBA
— Data Base Administrator
EPA
— Equal Pay Act
MPS
— Marginal Propensity to Save
FASAC
— Financial Accounting Standards Advisory Council
SOHO
— Small Office Home Office
IRCA
— Immigration Reform and Control Act
AED
— United Arab Emirates Dirham
CFA
— Consumer Federation of America
BU
— Bargaining Unit
CHR
— Commission on Human Rights
EOY
— End-Of-Year
AT&T
— American Telephone and Telegraph (U.S. company, also known as "Ma Bell")
IC
— Internal Control
PM
— Profit Margin
EPS
— Earnings per share
FCC
— Federal Communications Commission (US)
ESOP
— Employee Stock Ownership Plan
OE
— Operating Expense
COS
— Chief of Staff
A&H
— Accident and health insurance
CDL
— Commercial Driver's License
HELOC
— Home Equity Line of Credit
PFS
— Personal Financial Specialist
BOD
— Board of Directors (Budget)
CGS
— Cost of Goods Sold
SBO
— Small Business Owner
PHC
— Personal Holding Company
EE
— Employee
G2B
— Government to Business
TIPS
— Treasury Inflation-Protected Securities
RFQ
— Request For Quote
TCE
— Tangible Common Equity
ADI
— After Date of Invoice
GAAP
— Generally Accepted Accounting Procedures
SCM
— Supply Chain Management
PY
— Prior Year
ROGFA
— Return on Gross Fixed Assets
EVA
— Economic Value Added
BAFO
— Best and Final Offer
FTC
— Federal Trade Commission (U.S.)
GED
— General Equivalency Diploma
AMID
— Allowable Miscellaneous Itemized Deductions
MI
— Mortgage Insurance
LOS
— Length of Stay
CSO
— Commissioners Standard Ordinary
MMDA
— Money Market Deposit Account
HR
— Human Resource
STR
— Software Test Report
UR
— Utilization Review
ATCF
— After Tax Cash Flow
B2B
— Business to Businesse
SGA
— Substantial Gainful Activity
XHTML
— Extensible Hypertext Markup Language
IDP
— Internally Displaced Person
BOS
— Behavior Observation Scale
WTO
— World Tourism Organization
OID
— Original Issue Discount
LLLP
— Limited Liability Limited Partnership
IBRD
— International Bank For Reconstruction And Development (part Of The World Bank)
LEPO
— Low Exercise Price Option
CIO
— Chief Investment Officer
UNA
— United Nations Association
DOL
— United States Department of Labor
ITF
— In Trust For
HR
— HUMAN RESOURCES
RESPA
— Real Estate Settlement Procedures Act
SUA
— Convention for the Suppression of Unlawful Acts Against the Safety of Maritime Navigation
IP
— Intellectual Property
SNA
— System of National Accounts
NCA
— National Cemetery Administration
FNA
— Financial needs analysis
EOB
— Explanation Of Benefits
UN
— United Narions
PRC
— Peer Review Committee
CGQ
— Corporate Governance Quotient
GIF
— Guaranteed Investment Fund
LTIP
— Long-Term Incentive Plan
FTD
— Federal Tax Deposit
GSI
— general salary increase
AO
— Authorizing Official
ATB
— Across the Board
CPR
— Cardio-Pulmonary Resuscitation
SBC
— Southwestern Bell Corporation
OSHA
— Occupational Safety and Health Act (1970)
APV
— Adjusted Present Value
BRI
— Basic Rate Interface
IRDA
— Insurance Regulatory Development Authority
NTIS
— National Technical Information Service Technology Administration
POCS
— Points of Contact
PDA
— Pregnancy Discrimination Act
CIT
— Corporate Income Tax
LPA
— Licensed Public Accountant
TAN
— Tax Anticipation Note
EOM
— End Of Month
IDA
— International Development Association
ART
— Annual Renewable Term (life insurance)
HUD
— Department of Housing and Urban Development (U.S.)
ASEAN
— Association of South East Asian Nations
CIX
— Commercial Internet Exchange
GR
— General Revenue
UNZAP
— United Nations Zambia Assistance Programme
CPG
— Consumer Packaged Goods
EPZ
— Export Processing Zone
PTO
— Paid Time Off
PDA
— Payday Advance Loan
QMCSO
— Qualified Medical Child Support Order
DOH
— Days inventory On Hand
SBLI
— Savings Bank Life Insurance
DB
— Defined Benefit (retirement Plan; For Example, A Pension)
EPTA
— Expanded Programme of Technical Assistance
BRIC
— Brazil, Russia, India and China
AAA
— authentication, authorization, and accounting
FFY
— Federal Fiscal Year
RAP
— Regulatory Accounting Principles
GL
— General Liability
BOOT
— Build Own Operate Transfer
PTP
— Publicly Traded Partnership
GIF
— Graphic Interchange Format
OPM
— Office of Personnel Management
WIPO
— World Intellectual Property Organization
BCC
— Blind Copied
OJT
— On-The-Job-Training
IASC
— Inter-Agency Standing Committee
OCR
— Overall Capitalization Rate
MLR
— Medical Loss Ratio
UNFPA
— United Nations Fund for Population Activities (see www.unfpa.org)
QTD
— Quarter-to-Date
COD
— Cancellation of Debt
CAI
— Computer Assisted Instruction
IPCS
— International Programme on Chemical Safety
BLM
— Bureau of Land Management of United States Department of the Interior
NIH
— NATIONAL INSTITUTE OF HEALTH
OAS
— Option Adjusted Spread
ASAE
— American Society of Association Executives
AMTI
— Alternative Minimum Taxable Income
PM
— Project Manager
CA
— Confidentiality Agreement
PRP
— Preferred Risk Policy
EPI
— Expanded Programme on Immunization
LTA
— Long-Term Agreement
UGMA
— Uniform Gifts to Minors Act (largely replaced by UTMA)
RO/RL
— Rool on/roll off
GAO
— Government Accountability Office [formerly the General Accounting Office]
PHR
— Professional in Human Resources Certification
MACRS
— Modified Accelerated Cost Recovery System (IRS)
ECA
— Economic Commission for Africa
GPO
— Government Printing Office
MOM
— Message Oriented Middleware
PW
— present worth
FICA
— Federal Insurance Contribution Act
AOQL
— Average Outgoing Quality Level
CSHO
— Compliance Safety and Health Officer
CICA
— Competition in Contracting Act (1984)
HDML
— Handheld Device Markup Language
TAM
— Technical Advice Memorandum
PSA
— Public Service Announcement (radio/TV Term)
CCP
— Certified Compensation Professional
BSM
— Black-Scholes-Merton
EXP
— Export
DFAS
— Defense Financial Accounting Service
CTV
— Capital Timber Value
NFIP
— National Flood Insurance Program
DPP
— Deferred Payment Plan
WRA
— Weighted Risk Assets
LWO
— Leave without pay
ATP
— Accredited Tax Preparer
ROCE
— Return On Capital Employed
ESCAP
— Economic and Social Commission for Asia and the Pacific (UN)
BOT
— Balance of Trade
CSA
— Cost Sharing Arrangement
MLM
— Multi-Level Marketing
SMA
— Simple Moving Average
ST
— Short-Term
F2F
— Face-to-Face Meeting
UNAMIC
— United Nations Advance Mission In Cambodia
IANA
— Internet Assigned Numbers Authority
CASE
— computer-automated software engineering
POQ
— Periodic Order Quantity
SEC
— Securities and Exchange Commission (US)
SDB
— Small Disadvantaged Business
ALEX
— AUTOMATED LABOR EXCHANGE
ABA
— Accredited Business Accountant
FAK
— Freight all kinds
FRB
— Federal Reserve Board
BCP
— Business Continuity Plan
ROOA
— Return on Operating Assets
MVIC
— Market Value of Invested Capital
OASDHI
— Old Age, Survivors, Disability and Health Insurance Act
UIC
— Unemployment Insurance Commission (Canada, archaic)
RTW
— Return To Work
NOI
— Net Operating Income
B&O
— Business and Occupation
HR&A
— Human Resources and Administration
UNCIP
— United Nations Commission for India and Pakistan
ESI
— Electronically Stored Information
GOV
— Government Owned Vehicle
CBCMC
— Clinical Bar Code Multidisciplinary Committee
ROW
— Right-Of-Way
EA
— Enrolled Agent
APR
— Annual Percentage Rate
CRM
— Client Relationship Management
NCUSIF
— National Credit Union Share Insurance Fund
WRKSHP
— Workshop
LFY
— Last Fiscal Year
VIE
— Variable Interest Entity
JPEG
— Joint Photographic Experts Group (24-bit image storage format)
UPU
— Universal Postal Union
STSFCTN
— Satisfaction
SCORE
— Service Corps Of Retired Executives
CORBA
— Common Object Request Broker Architecture
COE
— Certificate of Eligibility
LOR
— Letter Of Response
WMO
— World Meteorological Organization (ICSU)
LTD
— Limited
B.A.
— Bachelor of Arts
PLR
— Private Letter Ruling
DPA
— Department of Political Affairs
BAT
— Business Activity Tax
NAVPS
— Net Asset Value Per Share
MER
— Management Expense Ratio
CHRO
— Chief Human Resource Officer
BIS
— Bank of International Settlements
DM
— Direct Mail
AGC
— Associated General Contractors of America
CAD
— Cash Available for Distribution
DTI
— Department of Trade and Industry (UK)
VA
— Veterans Administration
PEO
— Professional Employer Organization
DRP
— Disaster Recovery Plan
CBOT
— Chicago Board of Trade
CROGI
— Cash Return on Gross Investment
ERS
— Economic Research Service
DUNS
— Data Universal Numbering System
WHA
— World Health Assembly
DOC
— Doctor
FRS
— Federal Reserve System
DOL
— Degree of Operating Leverage
HHS
— Health and Human Services Department
ADEA
— Age Discrimination in Employment Act's
CMA
— Certified Management Accountant
LC
— Limited Company
TVM
— Time Value of Money
DIP
— Debtor In Possession
SB
— Senate Bill
FFIEC
— Federal Financial Institutions Examination Council
LAR
— Legislative Appropriations Request
TTD
— Temporary Total Disability
BDC
— Business Development Center
RE
— Residual Earnings
RISC
— Reduced Instruction Set Computer
CPIC
— Capital Planning and Investment Control
PILOT
— Payment In Lieu Of Taxes
CUPA
— College and University Personnel Association
MLR
— Monthly Labor Review
GA
— General Agent
ECOSOC
— Economic and Social Council of the United Nations
CODASYL
— Committee on Data Systems Languages
ICJ
— International Court of Justice
TPD
— Temporary Partial Disability
SOA
— Service-Oriented Architecture
DIO
— Days Inventory Outstanding
CAE
— Certified Association Executive
POP
— Public Offering Price
WTO
— World Trade Organisation
NCOA
— National Change Of Address
REC
— Renewable Energy Certificate
KSAO
— Knowledge, Skills, Abilities and Other
PCI
— Per Capita Income
SEO
— Search Engine Optimizer
T&C
— Terms & Conditions
ACC
— Administrative Committee on Coordination
ILIT
— Irrevocable Life Insurance Trust
ASU
— Accounting Standards Update
FMLA
— Family and Medical Leave Act
A/P
— Accounts Payable
CSF
— Critical Success Factor
A/R
— Accounts Receivable
DFL
— Degree of Financial Leverage
SSA
— Social Security Administration
IBNR
— Incurred But Not Reported
NOW
— Negotiable Order of Withdrawal
GE
— General Electric American Communications Inc.
FASB
— Financial Accounting Standards Board
RR
— Revenue Ruling
IPTF
— International Police Task Force
FRV
— Fair Rental Value
CC
— Civil Code
IFAD
— International Fund for Agricultural Development (UN)
CK
— Calvin Klein
ATR
— Americans for Tax Reform
SOP
— Statement Of Position
MUPLA
— Model Uniform Products Liability Act
SOL
— Statute of Limitations
ATOI
— After Tax Operating Income
SIPC
— Securities Investor Protection Corporation
EEPROM
— Electric Erasable Programmable Read Only Memory
LSE
— London Stock Exchange
SOS
— Sound On Sound
GPM
— Graduated Payment Mortgage
EISA
— Extended Industry Standard Architecture
FSS
— Federal Supply Schedule
REI
— Recreational Equipment, Inc.
LOB
— Line-Of-Balance
ILAB
— Bureau of International Labor Affairs
ALJ
— Administrative Law Judge
STP
— Software Test Plan
ECB
— European Central Bank
FSI
— Free Standing Insert
PIK
— Payment in Kind
SUTA
— State Unemployment Tax Act
AACU
— American Association of Colleges and Universities
RIA
— Registered Investment Advisor
MLD
— Market-linked deposit
ASTD
— American Society for Training and Development
LCA
— Labor Condition Application
COI
— Conflict Of Interest
DOI
— Date of Injury
MIME
— Multipurpose Internet Mail Extension
SC
— Securities Commission
EIS
— Environmental Impact Statement (US)
NL
— No-Load
TIP
— Transportation Improvement Program
PDQ
— Position Description Questionnaire
CFE
— Certified Financial Examiner
FITW
— Federal Income Tax Withholding
POS
— Point of Service Plan
TPL
— Third-Party Liability
INSARAG
— International Search and Rescue Advisory Group
AEI
— American Enterprise Institute
SBAP
— Small Business Assistance Program
GICS
— Global Industry Classification Standards
ADC
— Acquisition, Development, and Construction
7S
— Strategy, Structure, Systems, Style, Staff, Skills, Shared values
GST
— Goods and Services Taxation
WT
— Warrant
DBMS
— Data Base Management System
CSO
— Central Statistical Organisation
ROFR
— Right of First Refusal (finance)
CNF
— Cost, not freight
CDI
— Category Development Index
ECP
— Engineering Change Proposals
FHLB
— Federal Home Loan Bank
TEV
— Total Enterprise Value
FHA
— Federal Housing Administration
REV. PROC.
— Revenue Procedure
CIF
— Cost, Insurance, and Freight (Paid) (shipping)
GAAP
— Generally Accepted Accounting Principles
SE
— Self Employed
FFO
— Funds from operations
ATB
— Accountants Trial Balance
SEPA
— Single Euro Payments Area
ITC
— Information Technology Conference
OTS
— Office of Thrift Supervision
DPI
— Department of Public Information
SNF
— Skilled Nursing Facility
IIA
— Institute of Internal Auditors
EGM
— Extraordinary General Meeting
CEU
— Continuing Education Unit
EOI
— Evidence of Insurability
CFC
— Chartered Financial Consultant
NAICS
— North American Industry Classification System
IME
— Independent Medical Examination
KYC
— Know-your-customer
OASDI
— Old Age and Survivors Disability Insurance
MSA
— Merit Salary Adjustment
WIP
— Work In Progress (process)
ABF
— Asset-Based Financing
HFA
— Housing Finance Agency
SNE
— Salaried Non-Exempt
BID
— Business Improvement District
AFTP
— Anonymous File Transfer Protocol
EOI
— Expression Of Interest
CUM DIV
— Cumulative dividend
L/C
— Letter of Credit
ROP
— Run of Press
ESO
— Employee Stock Option
AL
— Assisted Living
ISO
— Independent Sales Organization
CESA
— Coverdell education savings account
ECM
— Excess cash margin
EMS
— Eastern Mountain Sports
RIC
— Regulated Investment Company
ITIL
— Information Technology Infrastructure Library
PLM
— Product Lifecycle Management
LT
— Lead Time
ISO
— Incentive Stock Option
NAFTA
— North American Free Trade Agreement
CPO
— Chief of Purchasing Office
NAR
— National Association of Realtors
CERD
— Committee on the Elimination of Racial Discrimination
MRO
— Maintenance, repair, and overhaul
FCFE
— Free Cash Flow to Equity
UL
— Universal Life
DAGMAR
— Defining Advertising Goals for Measured Advertising Results
FCF
— Free Cash Flow
WAP
— Wireless Application Protocol
FWT
— Federal Withholding Tax
FS
— Financial Statement
ADJ
— Adjust
IRA
— Individual Retirement Arrangement
RRSP
— Registered Retirement Savings Plan (Canada; Roughly Equivalent To The IRA In The U.S.)
FHLMC
— Federal Home Loan Mortgage Corporation, United States
SS
— Social Security
ECI
— Employment Cost Index
OL
— Operating Liabilities
MANOVA
— Multivariate Analysis of Variance
FMV
— Fair Market Value
BRE
— Business Reply Envelope
NSA
— Not Seasonally Adjusted
MOH
— Music On Hold
BOT
— Board of Trustees
ICQ
— Internal Control Questionnaire
SA
— Seasonally Adjusted
MLP
— Master Limited Partnership
EOU
— Export Oriented Unit
LEC
— Local Exchange Carrier
CFAT
— Cash Flow After Taxes
UNMISET
— United Nations Mission of Support in East Timor
AFR
— Applicable Federal Rate
AIDA
— Attention, Interest, Desire, Action
BDI
— Brand Development Index
SAT
— Scholastic Aptitude Test
FERC
— Federal Energy Regulatory Commission (U.S.)
A&S
— Accident and sickness insurance
FUTA
— Federal Unemployment Tax Act
POP
— Premium Only Plan
ICANN
— Internet Corporation for Assigned Names and Numbers
AD & D
— Accidental Death and Dismemberment
REV. RUL.
— Revenue Ruling
CAFR
— Comprehensive Annual Financial Report
ISSA
— International Securities Services Association
UNHCR
— United Nations High Commissioner for Refugees Program
PE
— Price-earnings ratio
ELP
— Electing large partnership
NASDAQ
— National Association for Security Dealers and Automatic Quotation
UNCED
— United Nations Conference on Environment and Development
CIC
— Consumer Information Center
MAS
— Multiple-Award Schedule
IBR
— Income-based repayment
DCAP
— Dependent Care Assistance Program
BBB
— Better Business Bureau's
ACP
— Average Contribution Percentage
TAMRA
— Technical and Miscellaneous Revenue Act of 1988
SPE
— Special Purpose Entity
DTL
— Deferred Tax Liability
VDT
— Video Display Terminal
OCF
— Operating Cash Flow
AAG
— Audit and accounting guides
CIMC
— Certified Investment Management Consultant
AIA
— American Institute of Architecture
MBDA
— Minority Business Development Agency
MLP
— Minimum lease payments
CMBS
— Commercial mortgage-backed securities
ECP
— Emergency Conservation Program
CFIUS
— Committee on Foreign Investment in United States
CLU
— Chartered Life Underwriter
CGA
— Charitable Gift Annuity
AMPS
— Auction Market Preferred Stock
BAT
— Business Action Theory
SSI
— Supplemental Security Income
CFP
— Certified Financial PlannerTM
B&P
— Bid & Proposal
EBRI
— Employee Benefit Research Institute
OIOS
— Office of Internal Oversight Services
URO
— Utilization Review Organization
LYON
— Liquid Yield Option Note
AJB
— America’s Job Bank
ACASTD
— Advisory Committee on the Application of Science and Technology to Development
VAT
— Value-added taxes
CAM
— Common Area Maintenance (charges related to commercial leases)
CNS
— Continuous Net Settlement
GOOS
— Global Ocean Observing System (IOC, UNESCO, WMO, and ICSU)
SEP
— Simplified Employee Pension
AA
— Adverse Action
NQDC
— Nonqualified deferred compensation
RBM
— Roll Back Malaria
CPA
— Comprehensive Plan of Action
IAP
— Initial advance payment
FCB
— Foote Cone & Belding
FSLIC
— Federal Savings & Loan Insurance Corporation
IBC
— Independent Breweries Company (original manufacturer of IBC Root Beer)
ECE
— Economische Commissie voor Europa (United Nations) (Dutch: Economic Commission for Europe)
CBIT
— Comprehensive Business Income Tax
DRO
— Domestic Relations Order
PERL
— Practical Extraction and Report Language
DBT
— Days Beyond Terms
INC.
— Incorporated
AR
— Accounts Receivable
AIME
— Average Index Monthly Earnings
ISA
— International Seabed Authority
AFP
— Association for Financial Professionals
AAAA
— American Association of Advertising Agencies
ETN
— Exchange Traded Note
CBA
— Controlled Business Arrangement
UCI
— Unemployment Compensation Insurance
ECF
— Extended Care Facility
FSLMRA
— Federal Service Labor-Management Relations Act
CODA
— Cash or Deferred Arrangement (401K)
DW
— Dislocated Worker
ADEA
— Age Discrimination and Employment Act
D&F
— Determination & Finding
D&O
— Directors and Officers Liability
NMS
— Normal Market Size
A/E
— Accured expense
ROA
— Return on assets
F&F
— Furniture & Fixtures
QSF
— Qualified Settlement Fund
NAIC
— National Association of Insurance Commissioners
CGMA
— Chartered Global Management Accountant
UTMA
— Uniform Transfers to Minors Act
NAAS
— Network as a Service
OER
— Operation Expense Ratio
MPEG
— Moving Picture Experts Group (International Standards Organisation/International Electrotechnical Commission)
NMFC
— National Motor Freight Classification
C&D
— Cease and Desist
ATA
— Accredited Tax Advisor
PTE
— Pass-Through Entity
LF
— Labor Force
NCSA
— National Center for Supercomputing Applications
TSR
— Terminate and Stay Resident [software program]
T&D
— Training and Development
PCAOB
— Public Company Accounting Oversight Board
PITI
— Principal, Interest, Taxes, and Insurance
AX
— Armani Exchange
SLS
— Sales
CMMI
— Capability Maturity Model Integrated
PSC
— Personal Service Corporation
BRC
— Business Reply Card
LTL
— Less Than Truckload Lot
B2C
— Business to Consumer
CPSC
— Consumer Products Safety Commission
PAAS
— Platform-as-a-Service
MTC
— Multistate Tax Commission
LCM
— Lower of Cost or Market
MRD
— Minimum Required Distribution
GIM
— Gross Income Multiplier
SMA
— Separately Managed Account
TIC
— Tenant In Common
SAR
— Summary Annual Report
FACCT
— Foundation for Accountability
TDB
— Temporary Disability Benefits
SFH
— Single Family Home
EIC
— Earned Income Credit
COST
— Council on State Taxation
ITBAT
— IT Budget Analysis Team
YRT
— Yearly Renewable Term
A/E
— Architect/Engineer
CMYK
— Cyan, Magenta, Yellow, Black
ALC
— Alien Labor Certification
SERP
— Supplemental Executive Retirement Plan
ADR
— Asset Depreciation Range (finance)
BPC
— Business Planning Cycle
UNCTAD
— United Nations Conference on Trade and Development
SEA
— Securities Exchange Act
CEPS
— Cash Earnings Per Share
AMTFTC
— Alternative minimum tax foreign tax credit
CC
— Capital Contribution
LINTAS
— Levers International Advertising Services
ROS
— Run Of Schedule
IMRB
— Indian Market Research Bureau
SCA
— Service Contract Act
OSG
— Office of the Secretary-General
DAPT
— Domestic Asset Protection Trust
CCL
— Center for Creative Leadership
NSA
— National Society of Accountants
MCI
— Microwave Communications Incorporated
UCR
— Usual, Customary and Reasonable Fees
TSR
— Tactical Studies Rules
HDR
— Humanitarian Daily Ration
MLS
— Mass Layoff Statistics
MTTR
— Mean Time To Recovery
PR
— Public Relations
REG.
— Regulation
UPE
— Unreimbursed Partnership Expenses
BRD
— Business Requirements Documentation
TCBY
— The Country's Best Yogurt
SPAC
— Special-purpose acquisition company
WHD
— World Habitat Day
SIV
— Structured Investment Vehicle
CGT
— Capital Gains Tax
ESA
— Coverdell education savings account
EBO
— Employee Buyout
TRA
— Tax Reform Act
SSB
— Securities Supervisory Board
BBDO
— Batten, Barton, Durstine & Osborn
MOF
— Ministry Of Finance
NSX
— National Stock Exchange
HRM
— Human Resource Management
XBRL
— Extensible Business Reporting Language
EA
— Electronic Arts Inc (NASDAQ Stock Exchange [NASDAQ])
ABV
— Accredited in Business Valuation
JOLTS
— Job Openings and Labor Turnover Survey
AE
— Actual Expense
IFC
— International Finance Corporation
DAC
— Delivery Against Cost
PTA
— Preferential Trade Arrangement
DESIPA
— Department for Economic and Social Information and Policy Analysis
CRC
— Committee on the Rights of the Child
ECOWAS
— Economic Community of West African States
DSPP
— Direct Stock Purchase Plan
NRF
— National Retail Federation
DPO
— Days payables outstanding
CFS
— Container Freight Station
DRTV
— Direct Response Television
PSI
— Performance Salary Increase
OB
— Office of Budget
UNHCHR
— United Nations High Commissioner for Human Rights
GPO
— Guaranteed Purchase Option
CDFI
— Community Development Financial Institution
NAAEC
— North American Agreement on Environmental Cooperation
ITARS
— IT Acquisition Request System
CFTC
— Commodity Futures Trading Commission
AWW
— average weekly wage
W/C
— Working Capital
CLAT
— Charitable Lead Annuity Trust
HSBC
— Household Bank Corporation
PIC
— Prior Informed Consent
SEM
— Shared-Equity Mortgage
EFW
— Electronic Funds Withdrawal
PBGC
— Pension Benefit Guaranty Corporation
FRA
— Full Retirement Age
MST
— Marketable Securities Tax
ATO
— Administrative Time Off
FPML
— Financial Products Markup Language
CEBS
— Certified Employee Benefits Specialist
FICCI
— Federation of Indian Chamber of Commerce and Industry
AAPC
— Accounting and Auditing Policy Committee
RCN
— Replacement Cost New
NOL
— Net Operating Loss
HECM
— Home Equity Conversion Mortgage
ECOMOG
— Economic Community of West African States' Monitoring Observer Group
EAR
— Export Administration Regulations
ASG
— Assistant Secretary General
CISSP
— Certified Information Systems Security Professional
WTW
— Welfare-to-Work
FP
— Fixed Price
EBSA
— Employee Benefits Security Administration
HDAPT
— Hybrid domestic asset protection trust
NIOSH
— National Institute of Occupational Safety and Health's
UNICRI
— United Nations Interregional Crime and Justice Research Institute
PGI
— Potential Gross Income
OIBITDA
— Operating Income Before Interest, Taxes, Depreciation and Amortization
AA
— Author Alteration
LDI
— Liability Driven Investment
RSI
— Relative Strength Indicator
DCPP
— Defined Contribution Pension Plan
DBO
— Death Benefit Only
NDNH
— National Directory of New Hires
NRE
— Net realizable equity
NSF
— Not Sufficient Funds
FNMA
— Federal National Mortgage Association
VOPAN
— Voice Pitch Analysis
EGI
— Effective Gross Income
GNMA
— Government National Mortgage Association
CRAFT
— Computerised Relative Allocation of Facilities Techniques
BTT
— Business Transfer Tax
CUSIP
— The Committee Of Uniform Security Identification Procedures
HFS
— Hold for sale
SESA
— State Employment Security Agency
PUD
— Planned Unit Development
NLRA
— National Labor Relations Act
MTL
— Multi-Level Marketing
QAI
— Quality Assurance International
S&P
— Standard & Poor's
DOLETA
— Department of Labor Employment and Training Administration
ADS
— Alternative Depreciation System
MRPS
— Mandatorily redeemable preferred stock
CVLI
— Cash Value Life Insurance
ECOA
— E-Mail Change of Address
USG
— Under Secretary General
FIE
— Foreign-Invested Enterprise
EITC
— Earned Income Tax Credit
RAN
— Revenue Anticipation Note
DCAA
— (U.S.) Defense Contract Audit Agency
SIAP
— Statistical Institute for Asia and the Pacific
AFICS
— Association of Former International Civil Servants
BPM
— Business Performance Management
SDI
— State Disability Insurance
UNISPAL
— United Nations Information System on the question of Palestine
SAAR
— Seasonally Adjusted Annual Rate
PING
— Pocket Internet Gopher
ALBM
— Automated Lending and Borrowing Mechanism
DHL
— Dag Hammarskjöld Library
SWOT
— Strengths, Weaknesses, Opportunities and Threats
ECU
— Emergency Coordination Unit
CEA
— Chief Enterprise Architect
DINKS
— Dual Income, No Kids
CPLTD
— Current portion of long-term debt
JEC
— Joint Economic Committee
ECOA
— Equal Credit Opportunity Act
PCFRC
— Private Company Financial Reporting Committee
IBEW
— International Brotherhood of Electrical Workers
UNGOMAP
— United Nations Good Offices Mission In Afghanistan and Pakistan
C-TPAT
— Customs-Trade Industry Against Terrorism
IDA
— Industrial Development Authority
AGT
— Agent
OC
— Opportunity Cost
HC
— Humanitarian Coordinator
SOC
— Standard Occupational Classification
AFTS
— Automatic Funds Transfer Services
BTCF
— Before Tax Cash Flow
PCCM
— Percentage-of-completion/capitalized cost method
PHI
— Protected Health Information
ROA
— Regional Office for Africa
BIA
— Business Impact Analysis
ABCP
— Asset Backed Commerical Paper
ACP
— Actual deferral percentage
ISO
— International Standard Organisation
TRUPS
— Trust Preferred Securities
RTN
— Routing Transit Number
FSA
— Farm Service Agency
OHCHR
— Office of the United Nations High Commissioner for Human Rights
RFPA
— Right to Financial Privacy Act of 1978
UNFCCC
— United Nations Framework Convention on Climate Change
ESOT
— employee stock ownership trust
MSI
— Multiple Streams of Income
ROU
— Right of Use
MCC
— Mortgage Credit Certificate
VHA
— Veterans Health Administration's
ROC
— Rate of Change
LTC
— Long-Term Care
ERM
— Enterprise Risk Management
PWC
— Public Works Commission
STAR
— Satellite Television Asian Region, Ltd.
RSA
— Rivest-Shamir-Adleman
CEDAW
— Committee on the Elimination of Discrimination against Women
SSD
— Social Security Disability
LOS
— Law Of The Sea
ESS
— Employee Self-Service System
FMCS
— Federal Mediation and Conciliation Service
BOC
— Budget Object Code
HC
— human capital
MOTO
— Mail order-telephone order
PPE
— Property, Plant and Equipment
PVFC
— Prepaid variable forward contract
IASB
— International Accounting Standards Board
HCO
— Health Care Organization
SIFMA
— Securities Industry and Financial Markets Association
SIB
— Securities and Investment Board
NVI
— Negative Volume Index
CETA
— Comprehensive Employment and Training Act of 1975
CCI
— Consumer Confidence Index
DVA
— Debt value adjustment
HPI
— Human Poverty Index
ZEN
— Zero Effort Network
DFEH
— Department of Fair Employment and Housing's
ACV
— Account Current Value
BOI
— Business Object Interface
BONUCA
— United Nations Peace-Building Office in the Central African Republic
TWA
— Time Weighted Averages
LT
— Long Terme
BPD
— barrels per day
DIC
— Document Identifier Code
FVO
— Fair Value Option
TRASOP
— Tax Reduction Act ESOP
VEBA
— Voluntary Employees' Beneficiary Association
ERTA
— Economic Recovery Tax Act
IAM
— Identity and Access Management
OCC
— Office of the Comptroller of the Currency
SRA
— Supplemental Retirement Annuity
NASBA
— National Association of State Boards of Accountancy
UNDOF
— United Nations Disengagement Observer Force
GTL
— Group Term Life Insurance.
CEA
— Commodity Exchange Authority
NPA
— Non-Performing Assets
MRQ
— Most Recent Quarter
BCFD
— Billion Cubic Feet per Day
VA
— Veterans Affairs
UNCC
— United Nations Compensation Commission
ASCI
— Advertising & Standards Council of India
WFC
— World Food Council
UNCT
— United Nations Country Team
NNTP
— Network News Transport Protocol (ATM)
EPCM
— Exempt-contract, percentage-of-completion method
REA
— Return on assets
ESA
— Employment Standards Administration
CB
— Carryback
WPI
— Wholesale Price Index
ITMP
— Information Technology Management Program
CSV
— Cash Surrender Value
QPRT
— Qualified Personal Residence Trust
UNCITRAL
— United Nations Commission On International Trade Law
CSO
— Chief Security Officer
SBA
— Small Business Administrations
TEFRA
— Tax Equity and Fiscal Responsibility Act of 1985
USF
— Usable Square Feet
ILO
— International Labor Organization (UN)
SDD
— Software Design and Development
DMFAS
— Debt Management and Financial Analysis System
RFA
— Regulatory Flexibility Act (US)
HUDCO
— Housing and Urban Development Corporation Limited
SHRM
— Society for Human Resource Management's
OCHA
— Office for the Coordination of Humanitarian Affairs
HRIS
— Human Resource Information System
GAAC
— Government Accounting and Auditing Committee
CSE
— Customer Service Environment
SLOB
— Separate Line of Business
NSA
— National Safety Associates
HCM
— Human Capital Management
IPA
— Inflation Protected Annuity
ICPD
— International Conference on Population and Development
DUA
— Disaster Unemployment Assistance
EIA
— Equity Indexed Annuity
TBC
— To Be Contested
UNPD
— United Nations Population Division
BHC
— Bank Holding Company
COHRS
— Central Office Human Resources Service
UNCCD
— United Nations Convention to Combat Desertification
SSVS
— Statement on Standards for Valuation Services
NNN
— Net Net Net
NPT
— Non-Proliferation Treaty
CBL
— Common Business Language
EPPA
— Employee Polygraph Protection Act
EVM
— Earned Value Management
PAM
— Pledged Account Mortgage
OASDHI
— Old Age, Survivors, Disability, and Health Insurance
PIA
— Primary Insurance Amount
EMP
— Environmental Planning and Management
FOM
— Field Operations Manual
NCCI
— National Council on Compensation Insurance
HRD
— Human Resource Development
FEA
— Fair Employment Act
CEMP
— Comprehensive Emergency Management Program
ASF
— American Securitization Forum
VA
— Variable Annuity
SMSA
— Standard Metropolitan Statistical Area
FEIN
— Federal Employment Identification Number
VSOE
— Vendor-Specific Objective Evidence
CEBS
— Certified Employee Benefit Specialist
SB/SDB
— Small Business/Small Disadvantaged Business
TESSA
— Tax-Exempt Special Savings Account
BPM
— business process management
ABMS
— Activities Based Management System
GAAS
— Generally Accepted Auditing Standards. Perhaps only marginally less contradictory than GAAP, but they do exist, honestly.
DOM
— Distributed Order Management
ROAE
— Return on Assets Employed
PAR
— Public Accounting Report
CICP
— Centre for International Crime Prevention
PBT
— Profit Before Tax
STTR
— Small Business Technology Transfer
MSP
— Managed Service Provider
ECM
— Enterprise Content Management
ESOP
— Employee Stock Option Plan
LTI
— Long-term incentive
CHB
— Custom House Broker
NCUA
— National Credit Union Administration
UNCDF
— United Nations Capital Development Fund
DWC
— Days working capital
CS
— Cost-Sharing
CI
— Contract Item
UNCHS
— United Nations Centre for Human Settlements
DII
— Days in Inventory
CIA
— Certified Internal Auditor (US)
EAPA
— Employee Assistance Professionals Association, Inc
FMR
— Fair Market Rental
CRUT
— Charitable Remainder Unitrust
BOA
— Basic Ordering Agreement
LAIA
— Latin American Integration Association
SPD
— Summary Plan Description
ALV
— Average Lease Value (Cars)
OM
— Options Market
0DSAC
— 90 days, same as cash
DOT
— Dictionary of Occupational Titles
FCCPA
— Federal Consumer Credit Protection Act of 1968
GIC
— Guaranteed Investment Contract
TSP
— Thrift Savings Plan
VUL
— Variable Universal Life
UTLZTN
— Utilization
VAO
— Virtual Acquisition Office
GAO
— Government Accounting Office
CAPS
— Convertible Adjustable Preferred Stock
WCEFA
— World Conference on Education for All
IASC
— International Accounting Standards Committee
MSB
— Money Service Businesses
UNOVER
— United Nations Observer Mission to Verify the Referendum in Eritrea
QBU
— Qualified Business Unit
TA
— Technology Assessment
MBS
— mortgage backed security
BOP
— businessowners policy
AAGR
— Annual average growth rate
ICTY
— International Criminal Tribunal for the Former Yugoslavia
ADI
— Area of Dominant Influence
UNAMSIL
— United Nations Mission In Sierra Leone
ESL
— English as a second language
NABA
— National Association of Black Accountants, Inc.
UNCCP
— United Nations Conciliation Commission for Palestine
FIA
— Federal Insurance Administration
CFA
— Committee on Food Aid Policies and Programmes
IOS
— International Organization for Standards
C2C
— Customer to Customer
INA
— Immigration and Naturalization Act
MLA
— Minimum Liquid Assets
DAF
— Donor Advised Fund
APB
— Accounting Principles Board's
CFC
— Court of Federal Claims
ACABQ
— Advisory Committee on Administrative and Budgetary Questions
C&I
— Commercial and industrial customers (Electricity transmission)
YOY
— Year-over-year
EAC
— Employee Advisory Committee
ASPPA
— American Society of Pension Professionals & Actuaries
CLUT
— Charitable Lead Unitrust
COSO
— Committee of Sponsoring Organizations
ALTA
— American Land Title Transfer
UNSCEAR
— United Nations Scientific Committee on the Effects of Atomic Radiations
VSOP
— Very Special Old Pale
UNIIMOG
— United Nations Iran-Iraq Military Observer Group
MP3
— Moving Pictures Experts Group 1 Audio Layer 3
ZBB
— Zero-based budgeting
AFN
— Additional Funds Needed
UNVFVT
— United Nations Voluntary Fund for Victims of Torture
ICM
— Incentive Compensation Management
COL
— Cost Of Living
INSTRAW
— International Research and Training Institute for the Advancement of Women
GCOS
— Global Climate Observing System (WMO, IOC, UNEP, and ICSU)
GEF
— Global Environmental Facility (environment)
ARS
— Auction Rate Securities
CPDO
— Constant Proportion Debt Obligation
OLA
— Office of Legal Affairs
CPFFC
— Cost-plus-fixed-fee contract
FACHE
— Fellow in American College of Healthcare Executives
NACUBO
— National Association of College & University Business Organizations
ECAB
— Employee's Compensation Appeals Board
WAI
— Wealth Added Index
UDITPA
— Uniform Division of Income for Tax Purposes Act
CPE
— Continuing Professional Educational
TCOE
— Total Cost of Equity
DAN
— Depositor Account Number
UNITAR
— United Nations Institute for Training and Research
WI
— Working Interest
AFC
— Average fixed costs
PERAB
— President's Economic Recovery Advisory Board
CMSA
— Consolidated Metropolitan Statistical Area
DDSN
— Demand-driven supply networks
FCA
— Farm Credit Administration
RIM
— Retail Inventory Method
ICC
— International Chamber of Commerce
BAT
— Budget Advisory Team
VOCC
— Vessel Operating Common Carriers
ATU
— Annual Tax Unit
ACFE
— Advisory Committee on Forestry Education
FECA
— Federal Employer’s Compensation Act
LEO
— Long-term Equity Options
AMC
— Appraisal Management Companies
HP
— Hewlett Packard's
BRICS
— Brazil, Russia, India, China and South Africa
PEG
— Price to Earnings Growth
ICSAB
— International Civil Service Advisory Board
UC
— Unemployment Compensation
EDGAR
— Electronic Data Gathering, Analysis and Retrieval
UNCIVPOL
— United Nations Civilian Police
TTL
— Total Linhas Aéreas
CE
— Continuing Education
UNOCHA
— United Nations Office for the Coordination of Humanitarian Affairs
EPROM
— Electrically Programmable Read Only Memory
QME
— Qualified Medical Examiner
WRLDWD
— Worldwide
IAS
— International Accounting Standards
GLA
— Gross Leaseable Area
CFOC
— Chief Financial Officers Council
PIM
— Product Information Management
CGL
— Comprehensive General Liability
CAT
— Commercial Activity Tax
SSUTA
— Streamlined Sales and Use Tax Agreement
ABC
— Audit Bureau of Circulations Inc.
ACW
— African Centre for Women
IMR
— Information Management Research
PA
— Public Accountant
ITOC
— Information Technology Oversight & Compliance
NDA
— Nondisclosure Agreement
JTPA
— Job Training Partnership Act
ICDC
— International Child Development Centre
UNCSW
— United Nations Commission on the Status of Women
SS
— Safety Stock
WIDER
— United Nations University World Institute for Development Economics Research
ICGFI
— International Consultative Group on Food Irradiation
TAB
— Tax Anticipation Bill
ILC
— International Law Commission
PTAC
— Procurement Technical Assistance Center
QJSA
— Qualified Joint and Survivor Annuity
CNC
— Currently Not Collectible
OD
— Organizational Development
ERM
— Enterprise Resource Management
TPA
— Third Party Administrator
ITSM
— Information Technology Service Management
HCA
— head of contracting activity; humanitarian and civic assistance
DCAP
— Dependent Care Assistance Plan
BML
— Bean Markup Language
SMLLC
— Single Member Limited Liability Company
RJP
— Realistic Job Preview
CAA
— Congressional Accountability Act
RTW
— Right to Work
NRI
— Net Rising Index
YAHOO
— You Are Hazy Over Oranges
GMIB
— Guaranteed Minimum Income Benefit
CPP
— Consumer Preferences and Policy
EDI
— Electronic Date Interchange
ITMRA
— Information Technology Management Reform Act (Part of the Clinger-Cohen Act)
CEA
— Certificate of Educational Achievement
TIF
— Tax Increment Financing
MBE
— Mortgage banking enterprise
SMM
— Summary of material modifications
OP
— Order Point
SITC
— Standard International Trade Classification
COFI
— Cost of Funds Index
OR
— Operations research
ICSC
— International Civil Service Commission
IPS
— Inflation Protected Security
ABLOS
— Advisory Board on the Law of the Sea
CSCS
— Computer Software Components
OI&T
— Office of Information and Technology
TSA
— Tax-sheltered annuity
EMT
— Executive Management Team
ATB
— Adjusted Trial Balance
USAA
— United Services Automobile Association's
SDVOSB
— Service-Disabled Veteran-Owned Small Business
DFI
— Derivative Financial Instrument
FCCC
— For the Framework Convention on Climate Change
CPHR
— California Professional in Human Resources Certification
ITAM
— IT asset management
FAME
— Facilities Maintenance Engineering
3COM
— Computer, Communications and Compatibility
NRMLA
— National Reverse Mortgage Lenders Association
CLA
— Cross-Licensing Agreement
(X)
— Export
ROC
— Return on Capital
CRM
— Credit Risk Management
UNOMIG
— United Nations Observer Mission In Georgia
HRMS
— Human Resource Management System
LCL
— Less than Carload Lot
FACT
— Fair and Accurate Credit Transactions Act of 2003
IAG
— International Auditing Guidelines
MCC
— Merchant category codes
CCA
— Consolidated Contracting Activity
JPO
— Junior Professional Officer
INS
— Immigration & Naturalization Service
SARSEP
— Salary Reduction Simplified Employee Pension Plan
SMI
— Supplemental Medical Insurance (US Medicare Part B)
DUSB
— Deputy Undersecretary for Benefits
CO
— Compliance Officer
TOD
— Transfer on death
HCTC
— Health Coverage Tax Credit
IUC
— Information Unit for Conventions
ITAC
— Information Technology Advisory Committee
UNAFRI
— United Nations African Institute for the Prevention of Crime and the Treatment of Offenders
AFE
— Average Funds Employed
BCS
— Business Case Study
UMB
— United Missouri Bank
CAPP
— Cash Account Pension Plan
QR
— Quality Review
NFFE
— Nonfinancial foreign entity
MUD
— Multiple User Dungeon
CEC
— Continuing Education Center
UAW
— United Auto Workers
COCA
— Cost of capital allowance
D&B
— Dun & Bradstreet
CHL
— Customs house license
AET
— Accumulated Earnings Tax
AC
— Acceleration Clause
TL
— Time & Labor
BSNL
— Bharath Sanchar Nigam Limited
LCC
— Life Cycle Cost
UNTEA
— United Nations Temporary Executive Authority
VXML
— Voice eXtensible Markup Language
REMIC
— Real Estate Mortgage Investment Conduit
EEOICPA
— Energy Employee Occupational Illness Compensation Program Act
QSPE
— Qualified special purpose entity
FMC
— Federal Maritime Commission's
UNIFIL
— United Nations Interim Force In Lebanon
EIC
— Earned Income Tax Credit
SDNP
— Sustainable Development Networking Programme
EFTA
— European Free Trade Area
CIPP/G
— Certified Information Privacy Professional/Government
STF
— Summary Tape File
ADP
— Attention Dial Pulse
CPP
— Cost Per rating Point
GSR
— General Securities Representative
LEI
— Leading Economic Indicators
HAFA
— Home Affordable Foreclosure Alternative program
AATF
— Airport and Airway Trust Fund
UNSCOM
— United Nations Special Commission for the Elimination of Iraq's Weapons of Mass Destruction
OOB
— OOS out of business
LR
— Labor Relations
SSBIC
— Specialized Small Business Investment Company
CEA
— Council of Economic Advisors
ISM
— Interactive Studio Management
ETC
— Estimate To Completion
HWRP
— Hydrology and Water Resources Programme
AML
— Adjustable Mortgage Loan
UNIPTF
— United Nations International Police Task Force
HRIS
— Human Resources Information System
ADP
— Applicable Distribution Period
SCM
— Supply Chain Management
RI
— Royalty Interest
BRM
— Business Reference Model
WRC
— World Radiocommunication Conference
DUS
— Dollar Unit Sampling
UNDAF
— United Nations Development Assistance Framework
UNRISD
— United Nations Research Institute for Social Development
KSA
— Knowledge, Skills, Abilities
UNEF
— United Nations Emergency Force
UTC
— Uniform Trust Code
GRID
— Global Resource Information Database (UNEP)
LHWCA
— Longshore and Harbor Worker’s Compensation Act
EDP
— Employee Development Plan
CCPA
— Consumer Credit Protection Act
ECR
— Executive Conference Room
MAGI
— Modified Adjusted Gross Income
SRSG
— Special Representative of the Secretary-General
CCPOQ
— Consultative Committee on Programme and Operational Questions
AIC
— Architecture and Infrastructure Committee
FASIT
— Financial asset securitization investment trusts
FSR
— Financial Strength Rating
DIT
— Deposit in Transit
NAC
— National Acquisition Center
GSTP
— Global System of Trade Preferences
DAW
— Division for the Advancement of Women
UNOMUR
— United Nations Observer Mission Uganda-Rwanda
LDW
— Last Day Worked
SFOR
— Stabilization Force
CIK
— Central index keys
VWAP
— Value Weighted Average Price
REA
— Retirement Equity Act
CHFC
— Chartered Financial Consultant
BEIT
— Business Enterprise Income Tax
OOH
— Occupational Outlook Handbook
MMC
— Money market certificate of deposit
OFCCP
— Office of Federal Contract Compliance Programs
MTB
— Motor transportation broker
OCP
— Overland Common Point
HRA
— Health Reimbursement Account
GPHR
— Global Professional in Human Resources
DNAMTI
— Distributable Net Alternative Minimum Taxable Income
DVOP
— Disabled Veterans Outreach Program
PCE
— Personal consumption expenditure; personal consumption expenditure deflator
ARR
— Average Rate of Return
LOC
— Letter of Comment
UNCRD
— United Nations Centre for Regional Development
SSDI
— Social Security Disability Insurance
IAF
— Inflation Adjustment Factor
CCM
— Completed Contract Method
UNOHCI
— United Nations Office of the Humanitarian Coordinator for Iraq
F&C
— Free and Clear
ITS
— Intermarket Trading System
MTM
— Market to Market
IRP
— Industry Risk Premium
TC
— Trusteeship Council (UN)
ESAF
— Enhanced Structural Adjustment Facility
FOK
— Fill-or-kill order
LEAF
— Logistics, Engineering, Acquisition, and Finance
UNDHL
— United Nations Dag Hammarskjölds Library
OSSG
— Office of the Spokesman for the Secretary-General
CSD
— Commission for Social Development
BET
— Business entity tax
PMSA
— Primary Metropolitan Statistical Area
UNOMIL
— United Nations Observer Mission In Liberia
CBFA
— Committee on Budget, Finance and Administration
IDNDR
— International Decade for Natural Disaster Reduction
SBRB
— Small Business Research Board
BAA
— Business Associate Agreement
ILC
— Industrial Loan Company
DMB&B
— D'arcy Masius Benton & Bowles
QWL
— Quality of Work Life
EECB
— Executive E-mail Carpet Bomb
EMV
— Europay, Master Card and Visa
VWAP
— Volume-weighted average price
COLI
— Cost of Living Index
UNOG
— United Nations Office at Geneva
SEPED
— Social Development and Poverty Elimination Division
SSBCI
— State Small Business Credit Initiative
FRS
— Functional Requirements Specifications
WARN
— Worker Adjustment and Retraining Notification Act of 1988
CSD
— Commission on Sustainable Development's
WRAEA
— Workforce Reinvestment and Adult Education Act
PIPE
— Public investment in private equity
HRA
— Health Reimbursement Arrangement
AFB
— American Farm Bureau, Inc.
IAB
— Internet Advertising Bureau
UNJSPF
— United Nations Joint Staff Pension Fund
FEI
— Financial Executives Institute
DBPP
— Defined Benefit Pension Plan
SME
— Small- to medium-sized entities
COP
— Conference of the Parties
GTOS
— Global Terrestrial Observing System
NRD
— Normal Retirement Date
FLP
— Family Limited Partnership
FMHA
— Farmers Home Administration
IRD
— Income in respect of a decedent
OR
— Operating revenue
GASB
— Governmental Accounting Standards Board
CFBT
— Cash flow before taxes
SSOP
— Second Surgical Opinion Program
WBG
— World Bank Group
MDIB
— Minimum Distribution Incidental Benefit
CODI
— Cancellation of Debt Income
DPSP
— Deferred Profit Sharing Plan
HQS
— Housing Quality Standards
BCA
— Board of Contract Appeals
CPC
— Committee for Programme and Coordination
BDI
— Behavioral Description Interview
ZEN
— Zero Engine Noise
ASBL
— American Small Business League
FAS
— Financial Accounting Standards
B.S.
— Bachelor of Science
CBI
— Compliance and Business Integrity
SBC
— Summary of Benefits and Coverage
NPL
— Nonperforming loan
A&I
— Accident and Indemnity
DK
— Dorling Kindersley
TAT
— Total asset turnover
SWT
— State witholding tax
UNSO
— United Nations Sudano-Sahelian Office
SBD
— Small Disadvantaged Business
COPICS
— Communication Oriented Production and Information Control System
URLA
— Uniform Residential Loan Application
FBAR
— Foreign Bank & Financial Account
OGC
— Office of the General Counsel
UNOGBIS
— United Nations Peace-Building Support Office in Guinea-Bissau
ADP
— Automatic Data Processor
QNEC
— Qualified nonelective contributions
CCH
— Commerce Clearing House
WPP
— Wire and Plastic Products
RELP
— Real Estate Limited Partnership
M&A
— Merger & Acquisition
OSBDU
— Office of Small and Disadvantaged Business Utilization
ACFR
— Advisory Committee on Fishery Research
OTB
— Off-Track Betting
PT
— Part-Time
A/S
— Account sales
UNV
— United Nations Volunteers Programme
ITSD
— Information Technology Services Division
WCC
— World Climate Conference
SPE
— Senior Procurement Executive
HARP
— Home Affordable Refinance Program
GAW
— Global Atmosphere Watch (WMO)
IRMAA
— Income Related Medicare Adjustment Amount
BPO
— Bargain Purchase Option
DTCC
— Depository Trust & Clearing Corp
CPI-W
— Consumer Price Index for Urban Wage Earners and Clerical Workers
MEWA
— Multiple Employer Welfare Arrangement
PFR
— Portable Font Resource
CSPN
— College Savings Plan Network
R&C
— Reasonable and Customary
CSA
— Capital Support Agreements
UNAMIR
— United Nations Assistance Mission for Rwanda
SOV
— Share Of Voice
USRPHC
— U.S. real property hodling corporation
SAS
— Statement of Accounting Standards
AUI
— Auxiliary Unit Interface
CCC
— Commodity Credit Corporation
I-9
— I-9 Form
APOC
— Administrative Point of Contact
OSDBU
— Office of Small and Disadvantaged Business Utilization
PBA
— Pending bank approval
CSEMO
— Corporate Senior Executive Management Office
UCR
— Usual, customary, and reasonable
B2C
— Business to Citizen
P/E
— Price-to-earnings ratio
MTHLY
— monthly
E&P
— Earnings & Profits
CSVLI
— Cash surrender value life insurance
ADAS
— Associate Deputy Assistant Secretary
FRA
— Federal Reserve Act
SSD
— Social Security Disability
BPO
— Business Process Optimization
OCBOA
— Other Comprehensive Basis of Accounting
PCS
— Post-contract customer support
PWBA
— Pension and Welfare Benefits Administration
PE
— Price to Earnings Ratio
ABS
— Asset Based Securitization
ALBCC
— Account Level Budget Cost Center
PMV
— Private Market Value
PTSD
— Post Traumatic Stress Syndrome
B&N
— Barnes and Noble
FMRR
— Financial Management Rate of Return
ZAW
— Zero Administration for Windows
TRNSFR
— Transfer
MHAEA
— Mental Health and Addiction Equity Act
WKLY
— Weekly
UNIDO
— United Nations Industrial Development Organization
NFTC
— National Foreign Trade Council, Inc.
GMP
— Guaranteed Maximum Price
ITLO
— Information Technology Logistics Office
DTP
— Data Transfer Program
CSR
— Corporate Social Responsibilty
CSP
— Certified Speaking Professional
RMBS
— Residential mortgage backed securities
ULPA
— Uniform Limited Partnership Act
IDB
— Industrial Development Bond
NRA
— Non-Resident Alien
SHOP
— Small Business Health Options Program
DEFRA
— Deficit Reduction Act
MSRB
— Municipal Securities Rulemaking Board
SBBA
— Sales and Buy-Back Agreement
DGFT
— Director General of Foreign Trade
IDS
— Income Deposit Securities
AMCD
— Audit and Management Consulting Division
QTIP
— Qualified Terminable Interest Property
P&I
— Principle and interest payment
PCE
— Private Commercial Enterprise
FWCW
— United Nations Fourth World Conference on Women
IETC
— International Environmental Technology Centre
PEP
— Personal Exemption Phaseout
ELI
— Equity Linked Investments
SPHR
— Senior Professional Human Resources
SFAS
— Statements of Financial Accounting Standards
EDA
— Economically Depressed Area
NCCUSL
— National Conference of Commissioners on Uniform State Laws
TOFC
— Trailer On Flat Car
FMOC
— Federal Open Market Committee
FSA
— Flexible Spending Arrangement
IRB
— Internal Revenue Bulletin
MSER
— Multi-state Employer Registration
HRLY
— Hourly
TPS
— Transaction processing services
JCT
— Joint Committee on Taxation
FSP
— FASB Staff Position
C&A
— Certification & Authority
WHOL.
— Wholesale
DRC
— Deficit Reduction Contribution
HVCC
— Home Valuation Code of Conduct (mortgage and appraisal industry)
TEA
— Technology-enabled auditing
UDR
— Unused development rights
TALF
— Term Asset-Backed Securities Loan Facility
EOSG
— Executive Office of the Secretary-General
IPMA
— International Personnel Management Association
HRCI
— Human Resource Certification Institute
ACRB
— Architectural Change and Review Board
AIMS
— Advertising and Integrated Marketing Solutions
UNDCP
— United Nations International Drug Control Programme
AGGG
— Advisory Group on Greenhouse Gases
BNIB
— Business Needs and Investment Board
ARD
— Actual retirement date
GINA
— Genetic Information Nondiscrimination Act of 2007
TVI
— Trade Value Index
USRPI
— U.S. real property interest
UNAIDS
— Joint United Nations Programme on HIV/ Acquired Immune Deficiency Syndrome
DAP
— Direct Access Program
FUNSA
— Federation of Staff Association of the United Nations and its Specialized Agencies
NFIB
— National Federation of Independent Business
ICRA
— Investment Information and Credit Rating Agency
WCP
— World Climate Programme (WMO/ICSU)
ROTC
— Reserve Officer Training Corporation
ATNOLD
— Alternative Minimum Tax Net Operating Loss Deduction
ITEAM
— Information Technology Enterprise Architecture Management
AAA
— Authentication, Authorization & Access
LLIC
— Limited liability investment company
SLA
— Share lending agreement
UNOMSIL
— United Nations Observer Mission in Sierra Leone
NSTP
— National Society of Tax Professionals
RFM
— Rcency, Frequency, Monetary Analysis
OIS
— Overnight Index Swaps
ARB
— Accident Review Board
USOA
— Uniform system of accounts
CPCU
— Chartered property and casualty underwriter
GEM
— Growing Equity Mortgage
STD
— Short-term disability
VOB
— Veteran-Owned Business
UNL
— Universal Networking Language
EDA
— Economic Development Administration's
MBA
— Masters of Business Administration
AGFFA
— Advisory Group on Financial Flows to Africa
GAAFR
— Governmental Accounting, Auditing, and Financial Reporting
SEDR
— Systems Engineering and Design Review
UNICC
— United Nations International Computer Centre
PEC
— Potential earnings converted
D/L
— Demand loan
UNOMSA
— United Nations Observer Mission in South Africa
IEC
— Inter Exchange Carrier
LCD
— Labor Cost Distribution
LLDIE
— Limited life debt investment entity
UNOSOM
— United Nations Operation in Somalia
ULP
— Unfair Labour Practices
NACM
— National Association of Credit Management
BB
— Base Benefits
DOCO
— Development Operations Coordination Office
SHD
— Sustainable Human Development
FAAS
— Financial Assurance and Accountability Standards
CSUM
— Common Security User Manager
UNTAET
— United Nations Transitional Administration in East Timor
ASR
— Accelerated Stock Repurchase
ITC
— International Trade Center
DSI
— Discretionary Salary Increase
CTI
— Computer/Telephone Integration
CFIA
— Competency Framework for Internal Auditing
CESCR
— Convention on Economic, Social and Cultural Rights
KMI
— Knowledge Management Initiative
CHRC
— Canadian Human Rights Commission
CCSQ
— Consultative Committee on Substantive Questions
XML
— Extended Markup Language
GEENET
— Global Environmental Epidemiology Network
EMIF
— Emerging Issues Task Force
AFN
— Annual Funding Notice
SITW
— State income tax withholding
MOC
— Market On Close
OER
— Owner's equivalent rent
CDS
— Credit default swaps
LAC
— Division for Latin America and the Caribbean
NIPA
— National income and product accounts
S&L
— Savings and Loan
COSVA
— Chief of Staff
GRC
— Goverance, risk and compliance
FEP
— Fair employment practice
GCT
— General Corporation Tax
LMI
— Lender's mortage insurance
INCB
— International Narcotics Control Board
ETR
— United Nations Education and Training Programme
UI
— Unemployment Insurance
DSW
— Discount Shoe Warehouse
ASB
— Auditing Standards Board's
LTCG
— Long-term capital gain
TILA
— Truth In Lending Act
SSNVS
— Social Security Number Verification System
ALC
— Agency Location Code
MEC
— Minimum essential coverage
VBA
— Veterans Benefit Administration
EPA
— Expanded Programme of Assistance
MTNL
— Mahanagar Telephone Nigam Limited
ECN
— Electronic Communications Network
TIFF
— Tagged Interface File Format
USPAP
— Uniform Standards of Professional Appraisal Practice
UNSMIH
— United Nations Support Mission In Haiti
GNC
— General Nutrition Centers
NABARD
— National Bank for Agricultural and Rural Development
CEHIST
— Center for Evaluation of Healthcare Information Systems & Technology
PDM
— Program Decision Maker
RET
— Retirement earnings test
UNTAC
— United Nations Transitional Authority in Cambodia
NE
— Non-Exempt
DSPE
— Deputy Senior Procurement Executive Known
PBM
— Pharmacy Benefits Management (or Manager)
TAA
— Trade Adjustment Act
FERS
— Federal Employees Retirement System
GAGAS
— Generally Accepted Government Accounting Standards
BIRLS
— Beneficiary Identification Records Locator Subsystem
HCSA
— Health Care Spending Account
PUT
— Persons Using Television
BQ
— Best Qualified
USD
— US Dollars
CCOP
— Coordinating Committee for Coastal and Offshore Geoscience Programmes in East and South East Asia
RIPA
— Retirement Income Policy Act
APIC
— Additional paid-in capital
IHRIM
— International Association of Human Resource Information Management
A&A
— Advisory & Assistance
VAL.
— Value
UNAVEM
— United Nations Angola Verification Mission
TUR
— Total Unemployment Rates
BAN
— Bank anticipation notes
UNPD
— United Nations Procurement Division
ACII
— American Association of Individual Investors
FRN
— Floating rate notes
CTI
— Category, Type, Item
CBO
— Chief Business Office
RFB
— Request For Bid
SOBO
— Small Office Business Office
IREA
— Intermountain Rural Electric Association
WHCRA
— Women’s Health and Cancer Rights Act of 1998
PFK
— Pay-for-knowledge-and-skills plans
UNSD
— United Nations Statistic Division
UNMOT
— United Nations Mission of Observers in Tajikistan
NAO
— National Administrative Offices
IDB
— Industrial Development Board
TPRB
— Trade Policy Review Body
ZEBRA
— Zero-balance reimbursement account
BV
— Book value
JAN
— Job Accommodation Network's
ADA
— Associate Deputy Administrator
SRO
— See Self-Regulatory Organization
SDE
— Service Delivery and Engineering
LMA
— Labor Market Area
NAPAT
— National Association for Private Annuity Trusts
PM PAR
— Program Management Policy, Assessment, and Reporting
VBIA
— Veterans Benefits Improvement Act of 2004
SBO
— Small Business Ombudsman
VPFC
— Variable Prepaid Forward Contract
GIWA
— Global International Waters Assessment
NEO
— New and Emerging Occupations
LDC
— Low Death Conflict
SECA
— Self-Employment Contributions Act
UNOPS
— United Nations Office for Project Services
IGE
— Intergovernmental Group of Experts
DFS
— Dancer Fitzerald Sample
D2D
— Developer to Developer
BPO
— Broker Price Opinion
AFSCME
— American Federation of State, County and Municipal Employers
CEIS
— Corporate Executive Information System
JECFA
— Joint Expert Committee on Food Additives
EBP
— Employee Benefits Plan
FASAC
— Financial Accounting Standards Advisory Committee
DITE
— Division on Investment, Technology and Enterprise Development
NR
— Not Rated
CRPC
— Chartered Retirement Planning Counselor
SIC
— Standard industrial clssification
SYD
— Sum-of-the-years-digits
CHRC
— Criminal History Records Check
USTC
— United States Tax Court
QTD
— Qualified Total Distribution
UNIDIR
— United Nations Institute for Disarmament Research
GAO
— General Accountability Office
DR.
— Debit
QR
— Quarterly Report
FLC
— Foreign Labor Certification
SDVOB
— Service-disabled veteran owned business
CEOSH
— Center for Engineering & Occupational Safety and Health
CCHR
— Canadian Council on Human Resources
IFEBP
— International Foundation of Employee Benefit Plans
BPC
— Budget Priority Committee
EBSA
— Employee Benefit Security Administration's
FOF
— Fund of Funds
NBIA
— National Business Incumbation Association
UNTMIH
— United Nations Transitional Mission in Haiti
KFC
— Kentucy Fried Chicken
VWPX
— Volume Weighted Price Uncrossing
FT
— Full-Time
IFOR
— Implementation Force
A&A
— Assessment and Accreditation
FALD
— United Nations Field Administration and Logistics Division
UNMIBH
— United Nations Mission in Bosnia and Herzegovina
J&S
— Joint and Survivorship
DBA
— Davis-Bacon Act
EM
— Emergency Loan Program
DUZ
— Designated User
NSBA
— National Small Business Association
UNIPOM
— United Nations India-Pakistan Observation Mission
L/V
— Loan-to-value ratio
UNSECOORD
— Office of the United Nations Security Coordinator
UNEP-IE
— United Nations Environment Programme Industry and Environment Centre
SCP
— Sustainable Cities Programme
DDB
— Doyle Dane Bernbach
RDC
— Remote Deposit Capture
DNA
— Distributed Internet Application Architecture
USC
— United States Code
ODCF
— Owner's Discretionary Cash Flow
EOLI
— Employer owned life insurance
CAO
— Contract Administration Office
ASHHRA
— American Society for Healthcare Human Resources Administration
TN
— Temporary Visa
LLTC
— Limited liability trust company
VEVRA
— Vietnam-Era Veterans Readjustment Act
VPT
— Volume Price Trend
GWAC
— Government Wide Acquisition Contract
CWHSSA
— Contract Work Hours and Safety Standards Act
PPA
— Pension Protection Act of 1987
MSPR
— Medicare Secondary Payer Rules
STOLI
— Stranger-originated life insurance
CTJ
— Citizens for Tax Justice/Institute on Taxation and Economic Policy
TPD
— Third-party designee
UNMACC
— United Nations Mine Action Coordination Centre
SV
— Salvage value
ITC
— International Training Centre
CCP
— Collateralized commercial paper
NATP
— National Association of Tax Professionals
UNCA
— United Nations Correspondents Association
SAMS
— Systemic Advocacy Management System
DM
— Department of Management
CCR
— Central Contractor Registeration
IAAS
— Infrastructure as a Service
MHPA
— Mental Health Parity Act of 1996
DWC
— Division of Workers Compensation
I&A
— Interest and amortization
PE
— Printer Error
JEEP
— Joint Ethics Enforcement Plan
UNSC
— United Nations Security Council
CDR
— Centre for Documentation and Research
NOLD
— Net Operating Loss Deduction
SPX
— Standard and Poor’s Index
IEFR
— International Emergency Food Reserve
PRA
— Paperwork Reduction Act of 1980
AC
— Associate Chief of Staff
SRO
— Self Regulatory Organization
IPDC
— International Programme for the Development of Communications
NAVA
— National Association for Variable Annuities
VLI
— Variable Life Insurance
CTFA
— Certified trust & financial advisor
SBJPA
— Small Business Job Protection Act of 1996
UNDC
— United Nations Disarmament Commission
DBIC
— Data Base Integration Committee
ING
— Internationale Nederlanden Group (a Financial Company)
ICS
— Information Centres Services
CALS
— Continuous Acquisition Lifecycle Support
KSA
— Knowledge Skills or Abilities
NASDR
— National Association of Securities Dealers Regulation
CFO
— Chief Financial/Fiscal Officer
POC
— Pacific Operations Centre
CO
— Contracting Officer
ATNOL
— Alternative Minimum Tax Net Operating Loss
TEA
— Transportation Efficiency Act
ODF
— OpenDocument Format
QCR
— Quarterly Contributions Report
ECDC
— Economic Cooperation Among Developing Countries
COAS
— Clinical Observation Access Control
OEBS
— Office of Employee Benefits Security
DRPC
— Division for Resources Planning and Coordination
OEL
— Offshore Employee Leasing
IBD
— Investors Business Daily
SDA
— Self-directed brokerage account
MPPAA
— Multiemployer Pension Plan Amendments Act
GPML
— Global Programme Against Money Laundering
SEPHA
— Special Emergency Programme for the Horn of Africa
SAM
— System for Award Management
LDP
— Last Day Paid
NIB
— New In the Box
FO
— Foreign to occupation
AWL
— Actual Wage Loss
CRSR
— Congressional Research Service Report
UNDAW
— United Nations Division for the Advancement of Women
EBO
— Equity buy out
JVC
— Japan's Victor Company
EBS
— Employee Benefits Security
QE
— Quarter Ending
UNSCO
— Office of the United Nations Special Coordinator for the Middle East
PJ
— Purchases journal
CCS
— Care Coordination Services
DPGA
— Deferred Payment Gift Annuity
UNMEE
— United Nations Mission in Ethiopia and Eritrea
BAT
— Bureau of Apprenticeship and Training
QIE
— Domestically controlled qualified investment entity
IBDOEI
— Income before discontinued operations and extraordinary items
UNMOGIP
— United Nations Military Observer Group In India & Pakistan
LRO
— Labor Relations Officer
KMI
— Key Man Insurance
USCIS
— US Citizenship and Immigration Services
NCO
— Net chargeoffs
GIST
— Graphics and Intelligence based Script Technology
CFPB
— Consumer Finance Protection Bureau
NRA
— Normal Retirement Age
NRV
— Net recoverable value
IACWGE
— Inter-Agency Committee on Women and Gender Equity
IFUP
— International Forum on Urban Poverty
OIP
— Office of the Iraq Programme
SBIR
— Small Business Innovation and Research
MOD
— Manufacturing on demand
ODDS
— Online Data Delivery System
GIPS
— Global Investment Policy Standards
USM
— Unlisted Securities Market
USENET
— USEr NETwork
SBLF
— Small Business Lending Fund
BSAD
— Baseline System Architecture Document
IQPA
— Independent Qualified Public Accountant
DOBI
— Department of Defense Instruction
UFW
— United Farm Workers
CHS
— Commission on Human Settlements
WMU
— World Maritime University
TCDC
— Technical Cooperation among Developing Countries
USCIS
— U.S. Citizenship and Immigration Service
SST
— Streamline Sales and Use Tax Agreement
IAPSO
— Inter-Agency Procurement Services Office
CFS
— Committee on World Food Security
IASA
— Internation Air Shipper's Association
SLA
— Supplemental Lease Agreements
IOLTA
— Interest on Lawyer's Trust Account
SRPM
— Stated Redemption Price at Maturity
FPO
— Fruit Products Order
UNLTC
— United Nations Military Liaison Team in Cambodia
IMFL
— Indian-Made Foreign Liquor
UNISTE
— United Nations International Symposium on Trade Efficiency
NAALC
— North American Agreement on Labor Cooperation
SNT
— Supplemental Needs Trust
SCIN
— Self-canceling installment note
NAHB
— NATIONAL ASSOCIATION OF HOMEBUILDERS
SAAR
— Seasonally Adjusted Annualized Rate
UNDG
— United Nations Development Group
WHYCOS
— World Hydrological Cycle Observing System
BLBA
— Black Lunch Benefits Act
SGML
— Standard Generalised Markup Language
BREP
— Business Requirements Engineering Process
BDC
— Business Development Council
HTTP
— Hyper Text Transport Protocol
IMRO
— Investment Management Regulatory Organisation
ALA
— American Legion Auxiliary
BIOLAC
— United Nations University Programme for Biotechnology in Latin America and the Caribbean
PPIP
— Public-Private Investment Program
SBI
— Site Build It
DESA
— Department of Economic and Social Affairs
GEMS
— Global Environment Monitoring System
NUA
— Net Unrealized Appreciation
PCM
— Percentage-of-completion method
UNREO
— United Nations Rwanda Emergency Office
UNMIH
— United Nations Mission In Haiti
SMB
— Small- to medium-sized business
CEIT
— Comprehensive business income tax
PDA
— Public Displays of Affection
ODCCP
— United Nations Office for Drug Control and Crime Prevention
FPM
— Flexible Payment Mortgage
SJ
— Sales Journal
ACLI
— American Council of Life Insurance
FAC-C
— Federal Acquisition Certification in Contracting
ALBRS
— Automated Lending and Borrowing in Rolling Settlement
AETF
— African Emergency Task Force
DI
— Debt instrument
PL/PD
— Personal liability/property damage
EPLI
— Employment Practices Liability Insurance
FTR
— family tracing and reintegration
LM
— Last Month
E/M
— Evaluation and Management
GAW
— Guaranteed Annual Wage
UNIC
— United Nations Information Centre
CCISUA
— Coordinating Committee of International Staff Unions and Associations of the United Nations System
ISMUN
— International Student Movement for the United Nations
SDCF
— Sellers Discretionary Cash Flow
UNMAS
— United Nations Mine Action Service
OES
— Occupational Employment Statistics
CSA
— Common Services Architecture
QAIP
— Quality Assurance and Improvement Plan
DBB
— Design-bid-build
WGEID
— United Nations Working Group on Enforced or Involuntary Disappearances
A/O
— Administrative Offices
IDS
— International Development Strategy
LTD
— Long Term Insurance
UNYOM
— United Nations Yemen Observation Mission
PCE
— Pre-existing Condition Exclusion
CSP
— Cyber Security Professional
DGAACS
— Department of General Assembly Affairs and Conference Services
PVT
— Persons Viewing Television
NCAO
— National Cemetery Area Office
AGFUND
— Arab Gulf Programme for United Nations Development Organizations
WDC
— Workforce Development Center
NAP
— Noninsured Crop Disaster Assistance Program
CBRS
— Currency banking and retrieval system
DSA
— Disaster Debt Set-Aside Program
ASSE
— American Society of Safety Engineers-Professional
UNHSP
— United Nations Human Settlements Programme
JAIN
— Joint American Indian Network
CBHCO
— Community-Based Health Care Organization
ODPR
— Office for Displaced Persons and Refugees
HCIP
— Harmonized Index of Consumer Pricing
UNPROFOR
— United Nations Protection Force (in Former Yugoslavia)
VRP
— Variable Rate Premium
BOC
— Business Operations Committee
CISC
— Common Instruction Set Computer
UNHQ
— United Nations Headquarters
SYSTEM
— Save YourSelf Time, Engergy, and Money (as reported by www.just15minutes.com)
CFRS
— Carry Forward in Rolling Settlement
ERD
— Emergency Response Division
INRA
— United Nations University Institute for Natural Resources in Africa
R/E
— Real estate
CEFU
— Continuing Education Field Unit
FYE
— Fiscal year ended
MINX
— Multimedia Information Network Exchange (system)
AA
— Average Audience
DME
— Development/Maintenance/Enhancement
COFI
— Committee on Fisheries
LTD.
— Limited
BCAG
— Business Community Advisory Group
VOSB
— Veteran-Owned Small Business
SWA
— State Workforce Agencies
USERRA
— Uniform Services Employment and Reemployment Rights Act
SSTP
— Streamlined Sales Tax Project
OTI
— OSHA Training Institute
HAC
— Health Administration Center
FSB
— Fortune Small Business
OIS
— Occupations Information System
B2C
— Business to Comerce
HRC
— Historic Rehabilitation Credit
POD
— Professional & Organizational Development
EBRI
— Employee Benefits Research Institute
MW
— minimum weight
UNMIK
— United Nations Interim Administration Mission in Kosovo
MFST
— Manifest
NMHPA
— Newborns’ and Mothers’ Health Protection Act
CBD
— Chief Benefits Director
RRM
— Renegotiated-Rate Mortgage
OHR
— Office of Human Resources
K/A
— Known as
COAG
— Committee on Agriculture
OHCA
— Organized Health Care Arrangement
LTP
— Long-Term Plan
NTU
— National Taxpayer's Union
ILM
— Industrial Light and Magic, Inc.
DCM
— Department Cost Manager
EAP
— Employee Assistance Plan
COSG
— Collaborative Opportunities Steering Group
UNMO
— United Nations Military Observers
EAO
— Executive and Administrative Office
LTC
— Long-Term Care
FCA
— Division for Finances, Control and Administration
FIRPTA
— Foreign Investment in Real Property Tax Act
PE
— Pass-through entity
BRB
— Benefit Review Board
JRPU
— Joint Reintegration Programming Unit
BKPR
— Be Kind, Please Rewind
RPO
— Recruitment process outsourcing
TRD
— Trade Relations Division
WPRO
— Western Pacific Regional Office
QREC
— Quality Review Executive Committee
GST
— Generation-Skipping Transfer
BRM
— Business Relationship Meeting
IAS
— United Nations University Institute of Advanced Studies
INTECH
— United Nations University Institute for New Technologies
BCBS
— Blue Cross/Blue Shield
R/E
— Retained earnings
PCB
— Programme Coordination Board
TARP
— Troubled Assets Relief Program
SMP
— Special Multiperil Policy
EPAU
— Evaluation and Policy Analysis Unit
UNFALD
— United Nations Field Administration and Logistics Division
T/B
— Trial balance
UNIS
— United Nations International School
WIA
— Workforce Investment Act
PPBD
— Programme Planning and Budget Division
UNCJIN
— United Nations Crime and Justice Information Network
SPFS
— Special Programme for Food Security
EPLI
— Employee practices liability insurance
SMES
— Small- and medium-scale enterprises
TAC
— Technology Assessment Committee
RDMHQ
— Rapidly Deployable Mission Headquarters
SSDI
— Social Security Disability Indemnity
GWG
— Gender Working Group
NAEA
— National Association of Enrolled Agents
TEUC
— Temporary Extended Unemployment Compensation
BKPR
— Bookeeper
VRM
— Variable Rate Mortgage
JPAC
— Joint Public Advisory Committee
STIP
— Short-Term Industry Projections
PBC
— Programme and Budget Committee
CPS
— Core Products and Services
DBIA
— Database Integration Agreement
BPO
— Budget process outsourcing
SUB
— Supplemental Unemployment Benefit
LOW
— Lack of Work
CONGO
— Conference on Non-Governmental Organizations
CAMPS
— Cumulative Auction Market Preferred Stock
FABS
— Financial and Business Solutions
FS
— Forest Service (USDA)
POB
— Public Oversights Board
IIOP
— Internet Inter operable ORB Protocol
HDRO
— Human Development Report Office
CDARS
— Certificate of Account Registry Service
NQPS
— Nonqualified preferred stock
CFP
— Clinical Financial Planner
PD
— Procurement Division
EB
— Extended Benefits
NCAER
— National Council for Applied Economic Research
UNOV
— United Nations Office at Vienna
CSI
— Commissioners Standard Industrial Mortality Table
COBRA
— Common Object Request Broker Architecture
PERC
— Premiums, earnings and reasonable charges
UNTAES
— United Nations Transitional Administration for Eastern Slavonia, Baranja and Western Sirmium
DIMA
— Division of Information Management and Analysis
TP
— Technical Proposal
RA
— Resident Alien
SLE
— Single lease expense
BIMS
— Business Information Management Suite
SEAROWHO
— Regional Office for South-East Asia Region
MSPA
— Migrant and Seasonal Agriculture Worker Protection Act
TCPC
— Technical Committee for Programme and Coordination
XFRML
— XML based Financial Reporting Markup Language
ISBA
— International Seabed Area
IPI
— Industrial Protection Index
EPPG
— Emergency Prevention and Preparedness Group
VOC-REHAB
— Vocational Rehabilitation
OSDC
— Over/Short/Damage/Claims
UNOB
— United Nations Office in Burundi
PKO
— Peace-Keeping Operation
UNIS
— United Nations Information Service
COD
— Country Operations Division
FUA
— Federal Unemployment Account
HUT
— Households Using Television
DBM
— Disruptive Behavior Management
FCIC
— Financial Crisis Inquiry Commission
SEI
— Software Engineering and Integration
ICDAIT
— International Conference on Drug Abuse and Illicit Trafficing
SSARS
— Statement on Standards for Accounting and Review Services
PPA
— Paperwork Reduction Act
WCB
— Workers Compensation Board
LBO
— Limited Buyout
GPRS
— General Packet Radio System
SE
— Salaried Exempt
PWD
— Prevailing Wage Determination
DSPD
— Division for Social Policy and Development
MDA
— Market development funds
COMP.
— Item given for free
CRA
— Credit Rating Agency
PFA
— Platform for Action
JSSA
— Jury Selection and Service Act
FELA
— Federal Employment Liability Act
RMA
— Restricted management account
UNOGIL
— United Nations Observation Group In Lebanon
PL
— Profit and Loss
NBER
— National Bureau of Economic Research
CVE
— Center for Verification and Evaluation
IUR
— Insured Unemployment Rates
FSET
— Federal State Employment Taxes
MAT
— Minimum Alternative Tax
CIP
— Capital Investment Process
POP
— Point-of-purchase
NSDL
— National Securities Depository Limited
SROI
— Subsequent Report of Injury
VCL
— Vacancy and collection losses
PCA
— Permanent Court of Arbitration
ERCI
— Employee Relocation Council Institute
CCR
— Central Contracting Registry
NABE
— National Association for Business Economics
WRHSE
— Warehouse
AIR
— Assumed Investment Rate
PCNICC
— Preparatory Commission for the International Criminal Court
DDB
— Deemed death benefit
IMC
— Integrated Market Communications
WPPDA
— Welfare and Pension Plan Disclosure Act
GEO
— Global Environment Outlook Report
WOSB
— Woman-Owned Small Business
ICDB
— International Childrens' Day of Broadcasting
DEC
— Deductible voluntary employee contributions
BNI
— Business Needs and Investment
WCC
— Working capital cycle
IPECILO
— International Programme for the Elimination of Child Labour
FEP
— Fair Employment Practices
EPRS
— Emergency Preparedness and Response Section
CUNA
— Credit Union National Assocation
USPTO
— U.S. Patent and Trademark Office
CRISIL
— Credit Rating Investment Services India Limited
SLSMN
— Salesman
SFO
— Solicitatio for offers
MF
— Medical Facilities
BOY
— Beginning of Year Violator
UNFIP
— United Nations Fund for International Partnerships
BPA
— Blanket purchase authoriation
CPR
— Committee of Permanent Representatives
UNGEGN
— United Nations Group of Experts on Geographical Names
KFOR
— UN Kosovo Force
GAS
— Governmental Accounting Standards
BA
— Business Architecture
UNMOVIC
— United Nations Monitoring, Verification and Inspection Commission
SARD
— Sustainable Agriculture and Rural Development
INWEH
— United Nations University International Network on Water, Environment and Health
NVSBE
— National Veterans Small Business Engagement
D/N
— Demand note
HRC
— Health Resource Center
OUSG
— Office of the Under Secretary General
COFO
— Committee on Forestry
ORD
— Office Of Research And Development (USEPA)
MSFW
— Migrant and Seasonal Farm Worker
SUTCDC
— Special Unit for Technical Cooperation Among Developing Countries
TDB
— Trade and Development Board
LTI
— Lead Time Interval
HPS
— Headquarters Procurement Section
BAB
— Build America Bonds
PH.D.
— Doctorate Of Philosophy
UMTS
— Universal Mobile Telephone System
IAG
— International Advisory Group
VOC-ED
— Vocational Education
IIST
— United Nations University International Institute for Software Technology
CCAQ(PER)
— Consultative Committee on Administrative Questions (Personnel and General Administrative Questions)
ATP
— Acquisition Training Program
EBX
— Electronics Boutique X
UNPA
— United Nations Protected Area
MACC
— Mine Action Coordination Centre
DSRSG
— Deputy Special Representative of the Secretary-General
EHLP
— Emergency Homeowners Loan Program
NOIDA
— New Okhla Industrial Development Authority
CI
— Control Item
SVNGS
— Savings
SIU
— Sets In Use
ICE
— Internal control evaluation
PAHO
— Pan American Health Office/Regional Office for the Americas of the WHO
MRAM
— Magnetic Random Access Memory
NDNH
— National Directory New Hires
WRKR
— Worker
NPA
— National Plans of Action
UNON
— United Nations Office at Nairobi
CSCIS
— Computer Software Configuration Items
JIU
— Joint Inspection Union
HR
— Headquarters Regulation
FMSHA
— Federal Mine and Safety Health Act
OASI
— Old Age Survivors Insurance
ESOT
— Employee Stock Ownership and Trust
ICFY
— International Conference on the Former Yugoslavia
LAUS
— Local Area Unemployment Statistics
IPC
— Integrated Programme for Commodities
CSO
— Cyber Security Office
CBC
— Community Based Outpatient Clinic
BRSP
— Bureau for Resources and Strategic Planning
VAMC
— Va medical center
WST
— Waste Systems and Transportation
HB
— House B ill
UNTPDC
— United NationsTrade Point Development Centre
SIA
— Securities Industry Act of 1983
CWSP
— College Work-Study Program
SOS
— Switched On Schoolhouse
NAWW
— National Average Weekly Wages
UN-NADAF
— United Nations New Agenda for the Development of Africa in the 1990s
OTR
— Office of Thrift Supervision
NST
— National Sales Tax
SOYD
— Sum-of-the-years-digits
STW
— School-To-Work
FROI
— First Report of Injury
HOW
— Homeowner Warranty Plan
SSM
— Software Service Manager
SEES
— Survey Evaluation Exam System
ECM
— Energy Conservation Measures
CPTAL
— Capital
HR
— Human Rights's
UNRRA
— United Nations Relief and Rehabilitation Agency
AFROWHO
— Regional Office for Africa
CPK
— Cost Per Keyword
UNFSTD
— United Nations Fund for Science and Technology for Development
ECS
— Enterprise Class Storage
CDP
— Committee for Development Policy
WST
— Waste Spare Time
SPDC
— Special Political and Decolonization Committee
WARN
— Worker Adjustment and Retraining Notification Act W&M
NYMEX
— New York Metal Exchange
POPIN
— United Nations Population Information Network
HRIS
— Human Resources Information Service
CATS
— Certificate of accrual on Treasury securities
OALC
— Office of Acquisition, Logistics, and Construction
UB
— Unsafe Buildings
OAR
— Overall Rate Of Return
EMA
— Expense Management Automation
DRM
— Division for Resources Mobilization
IM/DQ
— Identity Management/Data Quality
EAT
— Exchange Accommodation Titleholder
T&E
— Travel & Entertainment
QANTAS
— Queensland and Northern Territory Ariel Service
ND
— Network Director
UNTAG
— United Nations Transition Assistance Group
SDC
— System Development Center
ZBA
— Zero-Balance Account
SIPA
— Securities Investment Protection Act
UNSF
— United Nations Security Force in West New Guinea
UNMA
— United Nations Mission in Angola
TOM
— Traded Options Market
YSP
— Yield-spread premium
PCPB
— Post-Conflict Peace-Building
SLOB
— Separate lines of business
NTFO
— Nationwide Tax Forums Online
BEST
— BrihnanMumbai Electric Supply and Transport
TOE
— Time is of the essence
NVCA
— National Venture Captial Association
AR
— Architecture Requirements
LA
— Labor Area
PEPPRA
— Public Employee Pension Plan. Reporting and Accountability Act
UNLB
— United Nations Logistic Base
TPA
— Technical Practice Aide
UNJSPB
— United Nations Joint Staff Pension Board
UR
— Unemployment Rate
SMF/LDC
— Special Measures Fund for the Least Developed Countries
CC
— Copy To
UNPA
— United Nations Postal Administration
CLO
— Collaterialized loan obligation
NRET
— Non-Resident Withholding Tax
CCC
— Cost Containment Center
HEP
— Humanitarian Evacuation Programme
UNTSO
— United Nations Truce Supervision Organization
SOIR
— Schaeffer Open Interest Ratio
XUL
— eXtensible UserInterface Language
SPD
— Division for Special Programmes Development
SECL
— Secretarial
HMO
— Health Maintenance Organisation
XRA
— Expected Retirement Age
SBL
— Small Business Liaisons
UNMOP
— United Nations Mission of Observers in Prevlaka
LTFP
— Long-Term Financial Plans
PIRG
— Public Interest Research Group
FAS
— Finance and Accounting System
PATS
— Planning, Architecture, Technology and Services
TRD
— Transfer of Development
UNAT
— United Nations Administrative Tribunal
UNIKOM
— United Nations Iraq-Kuwait Observation Mission
HEA
— Health Enterprise Architecture
UNOMA
— United Nations Observer Mission in Angola
BIMST-EC
— Bangladesh India Myanmar Srilanka Thailand - Economic Council
CORBAIIOP
— CORBA Internet Inter ORB Protocol
GAP
— Gross amount paid
CCSQ(PROG)
— Consultative Committee on Substantive Questions (Programme Matters)
CFTA
— Currency and Foreign Transaction Act
LT
— Lost Time
EMROWHO
— Regional Office for the Eastern Mediterranean
CORTS
— Corporate-backed trust securities
CARDS
— Custom Adjustable Rate Debt Structure
NBB
— New Belgium Brewery
CIFR
— Committee on Improvements to Financial Reporting
IMF
— International Monitary Fund
UNROAP
— United Nations Regional Office for Asia and the Pacific
B/A
— Basic Agreement
UNASOG
— United Nations Aouzou Strip Observer Group
SEBI
— Securities Exchange Board of India
DSD
— Division for Sustainable Development
SFI
— Six-Figure Income
SOPAC
— South Pacific group of countries
WBC
— Women Business Center
WCDMP
— World Climate Data and Monitoring Programme
EFAST
— ERISA Filing Acceptance System
WOTC
— Workforce Opportunity Tax Credit
NVSBC
— National Veterans Small Business Conference
POS
— Point-of-sale
UNARDOL
— United Nations Assistance for the Reconstruction and Development of Lebanon
GTC
— Good Till Canceled Order
UNCPCJP
— United Nations Crime Prevention and Criminal Justice Programme
PRP
— Potentially Responsible Party (Superfund)
POP
— Premium-Only Plan
BLESS
— Borrowing and Lending Securities Schemes
UNPOB
— United Nations Political Office in Bougainville
B&P
— Budgeting & planning
UNTOP
— United Nations Tajikistan Office for Peace-Building
N/P
— Note payable
PPBA
— Office of Programme Planning, Budget and Accounts
C&P
— Compensation & Pension
VAAR
— Department of Veterans Affairs Acquisition Regulation
UNDOC
— United Nations Documents Index
NVC
— National Veterans Conference
CCPISA
— Convention on the Privileges and Immunities of the Specialized Agencies
MGIC
— Mortgage Guarantee Insurance Company
PBSI
— Performance Based Salary Increase
SBLC
— Small Business Legislative Council
UNPAAERD
— United Nations Programme of Action for African Economic Recovery and Development
UNSMA
— United Nations Special Mission to Afghanistan
MQT
— Medicaid Qualifying Trust
NSTA
— National Securities Trade Association
GLSO
— Group Legal Services Organization
VACO
— VA Central Office
SSD
— Specialist Services Division
SEPPAA
— Single Employer Pension Plan Amendments Act
NHCE
— Non-Highly Compensated Employee
LPA
— Local Plans of Action
CIM
— Corporate Information Model
TSB
— Targeted Small Business
IPO
— Incorporated to Provide
ITAAC
— IT Acquisition Advisory Council
MVI
— Mini Vacations Incorporated
HST
— Health Statistics
OHRM
— Office of Human Resources Management
VETS
— Veteran's Employment & Training Service
ECLAC
— Economic Commission for Latin America and the Carebbean
UNICPO
— United Nations Open-ended Informal Consultative Process on Ocean Affairs
CCSQ(OPS)
— Consultative Committee on Substantive Questions (Operational Activities)